Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard
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 Oct 8 2011, 01:09 AM
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#1
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Senior Member
3,173 posts Joined: Nov 2010 
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hi
is this the best card available out there now? also i wanna ask what is mean by 2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance Also i notice use american express more worth cos can get 5X treat points so usually wont use the visa card la cos only 1X treat points. Is the american express card can use in alot vendor compare VISA? |
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Oct 10 2011, 01:27 PM
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#2
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Senior Member
3,173 posts Joined: Nov 2010
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i see the benefit for the maybank card all related to the american express card
no benefit for using the visa card? |
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Oct 27 2011, 10:17 PM
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#3
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Senior Member
3,173 posts Joined: Nov 2010
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hi guys,
wanna ask if the treat points is worth 2 use? wat can exchange wif the treat points? cos i think if not so worth then i wont get the maybank card la since need use amex and on weekend only worth for the petrol better get uob always got 5% how?  |
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Oct 27 2011, 10:37 PM
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#4
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Senior Member
3,173 posts Joined: Nov 2010
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wat is the most worth item to redeem wif treat points?
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Oct 28 2011, 10:07 AM
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#5
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Senior Member
3,173 posts Joined: Nov 2010
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can pay house loan wif my credit card?
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Dec 11 2011, 09:43 PM
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#6
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Senior Member
3,173 posts Joined: Nov 2010
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Applied my maybank2 card today. How long take them to send me?
Hope wont send me different card  |
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Dec 14 2011, 08:06 AM
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#7
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Senior Member
3,173 posts Joined: Nov 2010
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Heyguys,
I already applied my maybank card 2 days ago but still no news approve or not. WIll they let me know if got approve or not? Scared i wait like a fool for 1 motnh then not approve also bodoh waiting. thnx |
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Dec 14 2011, 10:04 AM
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#8
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Senior Member
3,173 posts Joined: Nov 2010
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QUOTE(MilesAndMore @ Dec 14 2011, 08:29 AM) You can call their call centre to find out. after 1 week maybe call QUOTE(snigapoe @ Dec 14 2011, 08:38 AM) last time when my application get approved, i receive sms + available credit limit from them how long befor eu get the sms? |
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Dec 27 2011, 04:03 PM
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#9
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Senior Member
3,173 posts Joined: Nov 2010
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If order from amazon use my American express then want to get the 5X points need weekend right. I heard that the process will slow then become register money din get the 5% rebate and 5X point.
So if i order on 12am Sat will surely get my 5% cash back n 5X pts right? |
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Dec 27 2011, 04:55 PM
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#10
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Senior Member
3,173 posts Joined: Nov 2010
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QUOTE(MilesAndMore @ Dec 27 2011, 04:44 PM) To be safe, do it only on Saturday evening. Anyway, Amazon will only bill your credit card when your order is ready to be shipped. So even if you place your order on Saturday evening, you may not be billed until a few days later and there goes your 5% weekend cash rebate + 5xTP. y saturday evening? like dat already late more than 12 hrs.You can't expect them to reply your queries right away. They do get a lot of emails everyday. Anyway, i've written to them many times and they always replied me. Sometimes it took 2 days and sometimes a bit longer. If i do thew first minute of sat means 12.00 cun cun then only go sleep will surely get through right? cos usually if slow oso still got 2 days for them process |
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Dec 28 2011, 11:21 AM
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#11
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Senior Member
3,173 posts Joined: Nov 2010
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So based on u guys experience best time to buy online for amazon is sat evening right?
thnx |
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Dec 28 2011, 01:02 PM
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#12
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Senior Member
3,173 posts Joined: Nov 2010
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then best to use for buy Amazon is what method?
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Dec 28 2011, 02:08 PM
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#13
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Senior Member
3,173 posts Joined: Nov 2010
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QUOTE(MilesAndMore @ Dec 28 2011, 01:20 PM) MBB VISA or MC. Y do u say MBB VISA OR MC? They only have 1X treat pts. If use amex even if din the get the weekend 5%cash back at least have 5X ptsSupplementary card holder can't redeem the TP. Tried it when i was a supplementary card holder and it didn't work  |
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Dec 28 2011, 10:31 PM
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#14
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Senior Member
3,173 posts Joined: Nov 2010
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QUOTE(MilesAndMore @ Dec 28 2011, 07:41 PM) 5xTP is still not enough to cover the loss in exchange rate. So what's the point ? Hi miles and more,Brochure is written black and white while CS is just telling you through his/her mouth. When something goes wrong, the judge will refer to the brochure  thnx for the advice. So wat is the best way to save when want to buy from amazon? because if use the mastercard will still lose to exchange rate and get 1X pts only  thnx |
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Dec 29 2011, 08:48 AM
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#15
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Senior Member
3,173 posts Joined: Nov 2010
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QUOTE(fruitie @ Dec 28 2011, 11:41 PM) Amazon can use PayPal right? Just link AmEx to PayPal and use it during weekends. That's my suggestion la. Hi fruitie, I have never tried buying on weekdays before.  Im new to this credit card thing so hope you can help me out patiently How would linking my Amex to paypal make it cheaper? Even if I link to paypal, I still have to convert my ringgit to paypal and then paypal to amazon right? So i doing double work and probably double charge by paypal side and amex side. Also have to lose to paypal charges? |
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Dec 29 2011, 09:43 AM
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#16
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Senior Member
3,173 posts Joined: Nov 2010
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Oh dun accept paypal.. I kena troll
 then no choice la. Where to check the forex rate for MC and Amex? wannna see which more worth. if difference abit then ok la.. get 5X pts and 5% cash more worth |
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Dec 29 2011, 09:56 AM
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#17
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Senior Member
3,173 posts Joined: Nov 2010
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QUOTE(hye @ Dec 29 2011, 09:52 AM) OK then ... up to you since you are still considering AMEX for overseas online use. Not i still considering but is the only card i have and Im new at this thing so many thing i dunno. Is my only option right? cos i wont be go US working or watMaybank does not reveal their forex rate for their cc. You can go to their website but that's the general forex info. And forex rates fluctuates within the day. Like u say the exchange rate for MC is lower but i need check and compare. If u say lower maybe u know the comparison? Cos i dunno how much difference they r thnx |
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Dec 29 2011, 10:14 AM
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#18
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Senior Member
3,173 posts Joined: Nov 2010
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ya i know if they dun disclose then cant show me
The reason i ask becos earlier your advice is say MC rate lower so i thought maybe u know something thats y u can say dat I also try google but since this is discussion forum i think can discuss la. If not no reason for forum if evrything google |
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Dec 29 2011, 11:06 AM
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#19
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Senior Member
3,173 posts Joined: Nov 2010
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thnx hye for the explain.
zenquix, tnx for the the link. Amex need add extra 2.5%  no wonder not popular This post has been edited by WintersuN: Dec 29 2011, 11:07 AM |
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Dec 30 2011, 08:21 AM
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#20
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Senior Member
3,173 posts Joined: Nov 2010
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Hi 1 2 ask u guys
I got my cc in last week. Then use 1 time. Do the payment count this month or next month? How u all make payment? They will send statement first to let u know ho wmuch pay? |
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