I'm very sure he has more than one cashback card.

BE form should always be same or higher than EA form(s) for the same period because you are only transferring or combining the figures shown in one or more EA forms to the BE form.

Income from illegal sources are not taxable because there is no legal documentation for such monies and thus nothing to submit for taxation. This is not to say there are no means to legalise such incomes by creation of fake/incorrect documentation but this is really out of topic.

It's not listed because there isn't one in KLCC. Only 2 card centres in KL/PJ, one in 1U and the other at Menara Maybank.

This has been asked many times. Amazon is not a good site to expect weekend rebate.

This situation is actually quite easy to solve. Reduce the limit of your Ikhwan card and you'll be able to increase your M2 limit.

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Added on October 27, 2011, 10:49 pmIs it really that hard to check the catalogue, of which most of it is available online?

This post has been edited by charymsylyn: Oct 27 2011, 10:49 PM

Generally speaking, no bank anywhere does this (verification call for transactions above certain amount) unless the transaction is flagged in their fraud system (transaction value is important but not the most important flag). And anyone in the bank who promises you that they can do it is not telling you the truth.

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Added on October 28, 2011, 3:22 pmYou cannot pay debt with another debt. Please no discussions here about BT or cash advances to pay credit card or how fiat money is debt.

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Added on October 28, 2011, 3:28 pmThe criteria for temporary limit increase is shared among all MY banks. If they allow to increase, the minimum period is usually quite long (e.g. 1 month) and in that 1 month, you can use up the limit even for local transactions. After that just need to pay as per statement.

This post has been edited by charymsylyn: Oct 28 2011, 03:28 PM

This is incorrect.

M2U CC future payments are done in the afternoon/evening of the date selected (assuming there is enough to cover the payment). When done, payment will show up immediately under Savings & Current accounts (recent transactions). Credit cards (transaction history) will only update the next day as the system is updated after midnight.

The posting date is accurate on a T+1 basis, meaning if the posting date is 1 Nov, it will show in transaction history on 2 Nov. Maybe got something wrong with yours?

M2U Future Payment is not a Standing Instruction.

This is the correct understanding of the T&C. Pay at least the minimum on time and the rate stays indefinitely at 8.88% subject to changes by the bank.

This understanding is not quite correct. Some amount is only held for transactions at the pump because there is no way to tell in advance the purchase amount. The amount also differs for different banks and petrol retailers. Transactions at the counter for a specific amount is treated exactly like any other retail transaction.

I should ask you to quote source but then you might ask the same of me.

The next time you swipe at the pump, quite a lot of pumps will display the maximum amount allowed for the transaction at the display where they used to be able to press amounts manually. If you come across such a pump, observe the amount and you will see it's usually not RM200 and will typically change if you use cards from different issuers.

The system will most certainly end up as a best effort notification-only system. The T&C will be updated to disclaim liability for any delays or lack of notification for any reason.

Used my M2 Amex twice today, one online and offline, wasn't blocked. Also did 2 online transactions last week. No calls or notification. Perhaps this is pattern-based and not blanket rule?

Time zone of the transaction does not actually matter for rebate purposes, what really matters is which batch the merchant submits the transaction for processing. E.g. if you buy something from Tesco at Saturday 1230am, the transaction date will show as Friday (did not try this recently, though). If you check out from a hotel in US on Sunday but it's already Monday in Malaysia, most likely the transaction date will be on Sunday (no guarantees).

I buy quite a lot of stuff from Amazon using my M2 Amex and would like to share my latest experience. I made 2 orders on 6 and 8 Dec on super saver shipping. Both items shipped on 10 Dec and posting date was 12 Dec. What surprised me was the transaction date showed 7 and 10 Dec. Draw your own conclusions.

Amex has never been known to be accepted at the pump for Petronas. Very few Petronas accepts Amex and all of them must swipe at the counter. Same with BHP. Some Esso/Mobil can swipe at pump.

Widest petrol acceptance for Amex is Shell nationwide while other brands are more miss than hit especially if you go outside KL/PJ.

If the Petronas accepts Amex (look out for the logo), you should be able to swipe at the counter. If you want to use Amex and have the best odds of acceptance, just pump at Shell.

All balance on the card will get changed compounded interest on daily basis if statement balance is not cleared by due date (plus 3 days grace period to take into account delayed payment methods).

If you need more details, the Wikipedia article on credit cards is more than enough to give you a good idea on how things work.

Apple Store does not use Secure3D.

Refer to the bank website.