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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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WaCKy-Angel
post Oct 6 2011, 10:19 AM

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QUOTE(Ya Rerd @ Oct 6 2011, 10:02 AM)
Bro, are we getting 5x Treats Point with Maybankard 2 Cards AMEX?
Because a friend of mine is using Maybank AMEX and she's getting Rewards Points instead
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Maybank also does issue "American Express" charge card with the trojan head logo. Your friend might be having that.

For Maybank 2 Amex card it will get Treats Points.
WaCKy-Angel
post Oct 12 2011, 02:33 PM

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QUOTE(fruitie @ Oct 12 2011, 01:30 PM)
It will be charged straight to your card, you wouldn't know the exchange rate until it appears on your M2U.
Usually AmEx has higher exchange rate compared to VISA and MasterCard.

Other people can correct me, I might be wrong. I only used once to pay my Flickr account.
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QUOTE(kurtkantoi @ Oct 12 2011, 01:36 PM)
Thanks sis.

What if I link my AMEX to paypal. Is the transaction still get 5x treat points?
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QUOTE(fruitie @ Oct 12 2011, 01:42 PM)
Oops, I missed out this point. I tried using AmEx and wanted to pay my Flickr Pro account using it and it was a hooha for me. sweat.gif In short, got charged few times but luckily got all the charges reversed. sweat.gif

In the end, I linked my AmEx to PayPal and paid the Flickr Pro account using PayPal. Hassle free. biggrin.gif
Yes, I got the 5xTP and I purposely waited till weekend to pay it and I got 5% off as well. biggrin.gif
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Correct, exchange rate could be more than what you getting back..

But although u can link Amex to paypal but not all payee accept Amex.
I tried to use Amex to buy GSC tickets using the Paypal-Maxis but failed...Only accepts Visa/Master.

Others like iTunes accept Amex then it will work.
WaCKy-Angel
post Oct 12 2011, 03:54 PM

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QUOTE(fruitie @ Oct 12 2011, 03:31 PM)
My transaction was on the 20th August but only shown on my account on 25th August.
user posted image
Already went through in August, I'll post in the thread tonight. Thanks for informing. smile.gif
Malaysia Paypal that uses MYR will not be accepted.
So far I tried USD is obviously accepted, not sure about other currencies.
user posted image
Exchange rate that time will be 3.047. I don't understand this 2.5%, can explain? sweat.gif
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What u mean "malaysia paypal"? As in the merchant?
Im not sure how paypal deal with banks, but by right shouldnt have any problem at all because Paypal acts as a virtual bank so when buying things the merchant would only see paypal as the payment instead of your credit card.
In that case it defeat the purpose of using paypal at all!

QUOTE(fruitie @ Oct 12 2011, 03:41 PM)
Er, but my rebate shows RM 3.50 which is 5% from RM 70.08. hmm.gif
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He mean the 5x TP equivalent to 2.5% that goes into TP, not as cash back smile.gif
WaCKy-Angel
post Oct 13 2011, 09:24 AM

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QUOTE(CP88 @ Oct 13 2011, 03:41 AM)
Hi All,
How do we check on the conversion rate on 8th October? I have made some transactions on that day to my AMEX as follow:

US67.19 = RM217.93
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Seems quite high to me around 3.25
Where u made ur transaction? by paypal?
WaCKy-Angel
post Oct 14 2011, 11:43 AM

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QUOTE(Gen-X @ Oct 12 2011, 10:33 PM)
[b]fruitie: great that you got 5% cash back for pay pal with MBB 2 AMEX. Please share it [/B]in this thread.
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fruitie says any merchants that accepts MYR currency only will not able to use Amex with Paypal.
Merchants that accepts USD or others only accept Amex via Paypal (eg. iTunes/Apple)

QUOTE(ubuntu @ Oct 13 2011, 01:15 PM)
Thanks alex and fruitie for the info.  smile.gif

So far, anyone did BT for maybank 0% interest for 12 months, I wonder if there is any hidden charge? I'm lazy to read the T&C...  biggrin.gif
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I wonder if its possible to BT from Maybank to Maybank? sweat.gif sweat.gif

QUOTE(Blues03 @ Oct 13 2011, 11:22 PM)
I already asked this question in Paypal thread here..but no one knows about it at the thread..so maybe here some of you knows..my question:

"I want to buy online using paypal that linked with my AMEX so i can enjoy 5x points and for the weekend..5% rebates..it is possible to pay by paypal linked with Maybank AMEX rite?"

one more thing..if i use paypal linked to my maybank amex on weekend..is it I still can enjoy 5% rebates?

tq
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Read above smile.gif
WaCKy-Angel
post Feb 8 2012, 09:12 AM

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QUOTE(Seng_Kiat @ Feb 7 2012, 02:23 PM)
Is that possible if I have BT account with Bank A and wanna do BT again at Bank B from Bank A BT account to Bank B?
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Sure can.. But read the T&C 1st coz most banks will have penalty for early settlement (in your case BT)

QUOTE(dannyw @ Feb 8 2012, 09:03 AM)
Guys, need some clarification. I have not received any statement from the 1st month of using this card.
I call up CS, to request for the hardcopy statement, and they reply since I already opt for softcopy which can view the statement online, then I can't have the hardcopy.

Is that so? Because I remember last time when I use the Petronas card's time, the moment I receive the statement is quite late, almost due date if got PH in between, and during that time is going to charge.

I know now for 2cards is no charge for Hardcopy statement, but can i have both (view online and hardcopy statement)?
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You can always login to M2U and print out the pdf format.
If you require a "reminder" to pay your bills then set alarm on your phone or email smile.gif

I think u can ask for printed statement but its RM5/month chargeable.
WaCKy-Angel
post Feb 9 2012, 03:39 PM

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QUOTE(David83 @ Feb 8 2012, 09:28 PM)
Not so fast I believe.
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Whats the T&C?? Need to SMS to register or something?
WaCKy-Angel
post Feb 9 2012, 03:44 PM

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.

This post has been edited by WaCKy-Angel: Feb 9 2012, 04:14 PM
WaCKy-Angel
post Feb 9 2012, 04:14 PM

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QUOTE(DM3 @ Feb 9 2012, 04:06 PM)
where is the link to this cashback promo? not in their website eh?
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Opps that was last year promo lolz doh.gif doh.gif doh.gif

Pls edit and remove the quote above tongue.gif


This post has been edited by WaCKy-Angel: Feb 9 2012, 04:27 PM
WaCKy-Angel
post Feb 9 2012, 04:27 PM

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Agoda Promotion until 31 dec 2012

If the above link doesnt work, go search at website Maybank -> Promotion -> Maybankard

» Click to show Spoiler - click again to hide... «


Maybe TS should compile and post at the 1st post?? Easier for ppl to findout


More Promotion
http://www.maybank2u.com.my/WebBank/CNY130112.pdf

This post has been edited by WaCKy-Angel: Feb 9 2012, 04:30 PM
WaCKy-Angel
post Feb 13 2012, 09:05 AM

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QUOTE(edwardc @ Feb 11 2012, 12:07 PM)
Hehe
Here you go,
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
I guess so.
I just got the card last september. Went travel around Europe with it in whole month of October, now got 7xxxx pts. Although Amex got cash back and 5x points, but the conversion rate was fking high. Mastercard conversion rate was way lower.
Same thing. But i found this,
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Now I can use your avatar picture. Haha
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QUOTE(ronnie @ Feb 12 2012, 01:54 AM)
I think the offer is no longer active... where you get the link from ?
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I believe that was old TP tier.. It used to be 8000TP for RM50 and Maybank had already revised to 10,000TP for RM50.
WaCKy-Angel
post Feb 13 2012, 09:08 AM

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QUOTE(ronnie @ Feb 13 2012, 08:46 AM)
Maybe you have not visited the location which requires the 4-digit CID
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I assume your card has "chip" right? By right the 4-digit are already embedded into the chip so if the cashier use the chip (aka insert card) then it will not need to key-in.
However if your card's chip got problem and cashier has to swipe (aka fallback using magnetic strip) then 4-digit is required.

I suggest u try few more places and observe what the cashier doing..Or ask for card replacement.
WaCKy-Angel
post Feb 13 2012, 09:41 AM

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QUOTE(ronnie @ Feb 13 2012, 09:29 AM)
For sure if it's not my smart chip problem, it's the EDC terminal problem, right ?
I'm not the only one needed to key-in the CID. Other forummers also confirm requiring the CID at selected EDC terminals.
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No idea...There are many conditions that might happen..

But just curious, the cashier really swipe or insert card?
1. Insert card, then swipe (at the EDC, not cashier machine).
2. Straight swipe
WaCKy-Angel
post Feb 14 2012, 09:34 AM

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QUOTE(fuzzy @ Feb 13 2012, 07:03 PM)
Don't remember AMEX requiring it. I thought the one time password is 6 digit? Or was that the old system?
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QUOTE(David83 @ Feb 13 2012, 07:05 PM)
Used to be self assigned fixed 6-digit PIN. Now changed to OTP like TAC.

AMEX doesn't require that for online transaction.
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Purchase online using OTP??
I thought both Visa/Master now has electronic verification now?
https://usa.visa.com/personal/security/vbv/index.jsp
http://www.mastercard.us/securecode.html


Added on February 14, 2012, 9:35 am
QUOTE(shiroikun @ Feb 14 2012, 09:33 AM)
My maybank2 card is getting from invitation over the phone but NO 10k TP credited to me and it charged the RM50 after I had use the card for 3 months.  I guess not everyone getting the 10K TP although it is from invitation
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Me neither....
My card just appear automatically.. One day letter just reach my house say got card waiting to be collected lolz

This post has been edited by WaCKy-Angel: Feb 14 2012, 09:35 AM
WaCKy-Angel
post Feb 14 2012, 10:09 AM

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QUOTE(roger roger @ Feb 14 2012, 09:46 AM)
yesterday i just call up maybank cc centre regarding converting a recent transaction amounting rm 1.5k to installment. the cc says can, but will charge a 7% handling charges. well, other card still offers after purchase installment for eg, SCB after CIMB
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Dont bother with 7%.

Go apply for BSN credit card and do balance transfer for 0% for 6 months. Or other existing credit card.

Most bank allows u to convert but all also got charges.. Which bank doesnt want to make money?
WaCKy-Angel
post Feb 16 2012, 10:04 AM

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QUOTE(dannyw @ Feb 16 2012, 08:36 AM)
Guys, I saw the GST RM50 charge on my principle. But my supplement nothing appear.  hmm.gif

Should I quiet quiet just pay the RM50? Cos my initial plan was use my TP to offset. But I was thinking, the moment I call up CS, sure they will notice from the system, then will charge my supp for RM25.  sweat.gif
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QUOTE(Human Nature @ Feb 16 2012, 10:01 AM)
haha sneaky huh  tongue.gif it will appear sooner or later, you think bank will slip on this kind of thing?
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Fyi its automated so it will definitely show later.
WaCKy-Angel
post Feb 17 2012, 12:00 PM

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QUOTE(Human Nature @ Feb 17 2012, 10:50 AM)
Is there any charges when we request the transfer of TreatPoints from one card to another? My TP is short of a few hundreds after my transfer request.
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I thought TP are automatically combined?

Unless you mean transfer from different card holder? Then canot.


Added on February 17, 2012, 12:03 pm
QUOTE(desmond_fantasy @ Feb 17 2012, 10:16 AM)
Means that better to use Visa or Mastercard to book on Agoda with 6% discount? Hmm...when is the promotion close?
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If i remember correctly, MY and SG hotels are given extra 10% for final amount..
6% are only for the hotel room rate, excluding other charges.


QUOTE(matmoto5125 @ Feb 17 2012, 10:26 AM)
If let's say I wanna buy a phone using the 0% interest for 12 month, using Maybank CC.

How does it work? Need to call bank first? Or can just swipe first, call later?

Thanks.
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No, it is usually done via credit card machine and auto/online approved by bank.
Unless they are using conventional swipe machine, they will call bank and pass the phone to u for verification.

This post has been edited by WaCKy-Angel: Feb 17 2012, 12:03 PM
WaCKy-Angel
post Feb 17 2012, 12:17 PM

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QUOTE(Human Nature @ Feb 17 2012, 12:09 PM)
Separated according to cards. It was a transfer request following the closure of an old card account to a new one.
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U already cancelled the card but didnt transfer TP?

I think TP must be transferred b4 cancel card else it will gone...
Anyway u can check online if TP still there then can request for transfer, its FOC
WaCKy-Angel
post Feb 17 2012, 12:33 PM

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QUOTE(Human Nature @ Feb 17 2012, 12:22 PM)
i close and request for transfer at the same time. The transfer was done, but TP short of few hundreds, not tally with my record. Small quantity but i have emailed to MBB anyway.
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LOL really?? I also just cancelled my card last sat/sun and transfer points and i just checked got extra points lol...
The cancelled card havent been used long time and its not statement date yet....

TP are credited daily or on the statement date eh?
WaCKy-Angel
post Feb 24 2012, 08:33 AM

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QUOTE(Ah hao @ Feb 24 2012, 12:22 AM)
but i wondering of a thing, a little bit out of topic though...

I buy an ipad 2 , but at that time i don't have credit card, so my sis using hers to pay. Can the ipad 2 claim in my tax or claim in my sis tax ? or it doesnt matter ? hmm.gif
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I dont think LHDN would care who or what method use to pay, but as long u have the shop receipt then ok already..

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