This is the fastest growing card specific thread

Yeah a new thread where the post count is disabled is a great idea. Not too happy with all this spam as it inflates the post count, especially for those intentionally abusing it

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Added on October 4, 2011, 4:26 pmI don't see it.... maybe my ad-blocker? Still seeing U-Mobile instead.

This post has been edited by zenquix: Oct 4 2011, 04:26 PM

Even the gold and platinum credit cards are on Membership Rewards. As long as the AMEX card does not have a big MAYBANKARD on it, you earn Membership Rewards Points.

all on Amex ?

Actually the 5x takes into account the admin fee you already paid.

so $23 = RM68.375

+ 2.5% admin fee = RM70.0766875

- 5x TP (assume intrinsic value of 2.5%) = RM68.3247703125

However you need to note :
- you only gain the 2.5% if you redeem your treapoints at 0.5 sen to a treatpoint. There are redemptions that are more, there are redemptions that are less
- with the Amex admin charge, you are actually 'buying' your points at a discount... you save 0.05 sen in the transaction above (coz the value of the treatpoints you earned you have already paid for via the Amex admin charge) i.e. you get RM10 worth of points by paying RM9.95 upfront

This post has been edited by zenquix: Oct 18 2011, 05:09 PM

yes as long as the transaction date is a weekend. It is usually based on check out date (as that is when you make payment) Do note some hotels only process the day after check-out.

The same holds for prepaid rates.

Online or physically in Singapore?

Apple Store does not accept Amex.

any transaction on a weekend (local or overseas) can qualify for weekend rebate

Apple Store MY does not accept Amex

congratulations. Are you using MBB 2 cards?

When I was on the plane last week, I got a lot of missed calls notifications. Looked like Maybank. I hope I did not miss such a call

This post has been edited by zenquix: Nov 3 2011, 03:06 PM

The list for the last month has not been published. I am guessing it is that

look for the Amex sticker?

Please learn to spend within your means. The RM50 does not even begin to cover interest if you start holding a balance

If it is not urgent, why don't you wait till treats fair next year? TVs can only get cheaper

past few years it is in July...

I was under the impression it is 2 banks/issuer. No limit to cards.

Maybank stands to gain more since they made the M2 Cards attractive to mass market.

This is conjecture on my part but I believe only Credit Card call centre + Maybankard centre staff can access detailed stuff about credit cards. Branch level can view maybe what cards you have etc. Your friend will also not get commission.

Menara Maybank or 1U is the only walk-in card centres I am aware of. Even if you go to the bank branch, they cannot approve cards but only forward your application to the card centre for processing.

Note: Not even the frontline card centres above can approve cards. That is the processing department which customers have no contact with.

You can usually go to any bank branch (they will help you if they can) but usually they will ask you to call in to the Card Centre.

Branches can help with PIN resets. All other card related stuff (application, cancellation, credit limit etc.) they have a form for you to fill up which gets forwarded to the card centre anyway. Usually it is quicker to just call the card call centre.

This post has been edited by zenquix: Nov 18 2011, 11:56 PM

I am guessing what you meant is that you want to receive an SMS whenever the card is used?

Not currently though I believe by law they have to implement it by 2015 i think (or was it 2012)...

Updated based on Gen-X's reply

This post has been edited by zenquix: Nov 22 2011, 06:26 PM

there is NO annual fee for MBB2 cards and only RM50 GST for the companion Mastercard (GST for Amex is auto-waived). If RM50 a year is so difficult to cough up, please continue using cash or debit cards.