Hmm ... I wanna know how's the credit limit works.

Currently having MB 2 Gold Card and both showing RM5k at each pages on Maybank2u.com.my there.

So is it separately got RM5k each or share among the RM5k for these 2 cards?

Another question is I had purchased a phone and using installment which is RM2k (still on going) and now I gonna purchase a laptop using installment, too which might cost around RM4k. Does it burst my limit?

Thanks.

This post has been edited by TongCN: Oct 27 2011, 08:56 PM

So am I able to burst the limit? Or the transaction will be rejected?

Good to hear. So I will just have to try my luck whether they allow me to overlimit it?

But I always pay full amount of the CC Statement on due date
Or will they call me before reject?

Hmm... true also... Else my CC won't be able to use also for 1 year if exceed

Maybe pay one time using AMEX? x5 TP

But same question, what thing can redeem eh?

But even with one go, it also will burst my CL

Will maybank accept me to burst for one month? lol ...

The installment for 2 years, haha ...

And it only reached RM0.3k now XD

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Added on October 27, 2011, 11:08 pmBut I just read some thread saying that they can still provide customer with overlimit b4 next year as new rules will be effective by beginning of next year.



This post has been edited by TongCN: Oct 27 2011, 11:08 PM

I remembered last time i bought my Dell Zino HD which costed around RM1,299 if not wrong using AMEX.
I received a call from Maybank to verify whether I got such transaction or not.
So I confirmed with them and the transaction passed.

But right now I just wanna use AMEX card to buy a laptop (RM4k+) which will burst my CL (RM5k limit) whereas now I'm still in RM1.8k of installment.
(Left RM3.2k limit)

So not sure whether they will approve or not. I can straight pay by cash but at the same time, I wanna earn 5x TP, lol ... such dillema...

This post has been edited by TongCN: Oct 28 2011, 11:00 PM

I think I will just straight pay the money but I wanna earn the 5x TP

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Added on October 28, 2011, 11:06 pmCan do advance payment?

Why they wanna share among both card, sigh ..

This post has been edited by TongCN: Oct 28 2011, 11:06 PM

The future payment you mean is advance payment for the credit card, is it?

Later gonna check mine, lol ...

That day i almost forgot to pay my balance on due date until night time 11:45PM then I remembered.

And I logged into the page and wanna pay already then Maybank2u page suddenly corrupted with some error, by that time already 11:48PM i think.

Then I kept relogin until 11:55PM then only I paid my balance, phew ...

5 more minutes and i will get charged, lol ...

Lesson learned, always don't be last minute, haha ..

Is it? Didn't read the rules/policy of Maybank CC, haha ...

But turns out spending more ever since i got Credit card, ouch...

My rebate = RM6.68

Used mostly on weekdays for last month, lol...