Inflation does happen.

My previous round of RM100 Jusco voucher redemption only costs 16,700 TP.
Current best rate is 20,000 TP at 1U.
Going to do another round to get ready for shopping.

I pay RM50 GST to apply new CIMB CC.
From MBB, BT there for 6 months 0%

Going to BT back to MBB soon for 12 months 0%

aiyo... you guys long time didn't go KLCC

MBB shifted (many years already) to the back of Centre Court KLCC shopping area (behind information counter/escalator). Near Sephora/Post Office/Tunnel towards KL Convention Centre.

KFC shifted to Ramlee Mall side (nearer to Mandarin Oriental). Pizza Hut is there also, along with Famous Amos, Haagan Daz.
Also both RHB and CIMB shifted from Ground Floor (centre) to Concourse here (behind KFC)

Isetan tunnel shortcut is opened, and the Isetan food-mart/groceries shifted from 4th -> Concourse (LG).

Back to MBB, there is no dedicated card centre in KLCC MBB. But there are two table counters which serves CC enquiries/etc. Forgot is counter 8/9 or 10/11. Take a queue number from entrance there.

It should open as usual, as those special service counters, are manned in rotating basis. Perhaps by Malay during Deepavali.
Raya = manned by Chinese/Indian.

That's the good thing about Malaysia. CNY still got food at mamak stalls/restaurant.

I'm planning go 1U to redeem Jusco RM100 = 20,000 TP soon.

How about Baskin Robbin junior two scoops voucher ? Still available ? I redeemed a few during MBB TP Fair at MV around July/Aug. Not yet finish use, expiring Dec 2012.

Not counted. Principal bear all the risk.

True, for complaints, please provide:
- Exact Date & Time (e.g. 1-Dec-2011 11:30am)
- Location (xxxxx KLCC)
- Exact counter (e.g Counter 12 or the reception, etc.) -> This will allow the team to investigate who is on duty at that counter, even without name. Cause for credit card, they may have 2-3 counters open at any time.
- Is the CS a male/female ?
- Your queue number (may not be useful, but maybe relevant)
- Your long grand-father story on the issue you want to complain

Same can be used for Telephone also, but with additional:
- Call which number ? 03-xxxx or 1 800 xxx ?

Whether the investigating team will reveal the culprit's name or not, is up to their discretion. Normally they will hide it and says action taken.

Some are big spenders, some are lucky fellows.

Don't under-estimate LYN forummers

Yes. 16.7k TP is a very old promo many years ago. Confirmed, as I exchange before at 1U.
Now no more. It is 20k now.

Today I received a plain courtesy call from MBB, asking about my MBB-2-Amex usage, the benefits (5x TP, 5% weekend, etc.), any comments, etc. The background noise sounds like call centre. They did not ask any of my details, except my name, Mr. <boboi>.

Just to share, I booked flight ticket from MAS online website last weekend. Paid using MBB-2-Amex. No calls, nothing. Check today at M2u online, transaction went through.



Maybe this is true, as I've done online transactions previously with this MBB-2-Amex

Lesson for any Cash-Deposit-Machines (or ATM/Cheque Deposit machine also):

(1) Try to deposit your Cash/Cheque or withdraw from ATM as early as possible in following order:
- Friday evening/night
- Sat morning
- Sat evening/night
- Sun morning
- Sun night (worst)

Why ? Deposit machines can be full as most likely no one will collect from it over weekend and public holidays.
Then it overflows out / out-of-service.
I have seen the security guard (not security who transport), no choice, use a pen/ruler to dig out a cheque stuck in the top part/entrance of the machine. Imagine if it is cash.
BTW, this is Stanchart, not MBB.

Also, I've seen those security transport, open the bottom part of CashDM, there are cash money overflows out from the internal metal box. Since everyone is looking at them and got CCTV, they just grasp the bunch of money and stuff it into the green canvas bag.
This is MBB.

(2) ATM runs out of cash - I've run through 3 locations to withdraw some cash over weekend. Therefore, always keep some spares in advance over long weekends/holidays.

(3) About the security guard taking out, I've encounter various times. If you come first, normally they let you finish your transactions. If you come later than them, then it depends on your luck and their mood (as usual, this is Malaysia, everything can negotiate):
(i) I've talked nicely to them before, "Bang, boleh tolong, saya satu cheque sahaja", most of the time, they let me pass first. Of course, you don't go with a bundle of cheques
(ii) Since they are there first, they have to finish their jobs also. You are not the only one who is important + urgent. Hence, no choice, I've waited 20min for them to settle the change-of-box several times also. Just queue 1-2 metre away, and other ppl will start queue behind you.

(4) Rudeness
(i) The security collection are all outsourced. Shoot MBB also no use, as is their contractors only.
(ii) CS - record down the exact date & time, and with name if possible. Provide your contacts and MBB will get back to you.
It is mostly true that weekends/holidays, most tele-managers won't be around. Only skeleton crews only.

(5) Overseas pre-inform. So far I have no issue with it.

(6) Over limit. MBB is very strict. Even to extend <RM500 on my 5-digit CL, cannot instant. Even after 2 hours urgent-review, also kena reject No matter I'm local/overseas. So I make sure my CL is always more than enough with spare CC standby.
Citibank can get temp increase very easy though.

(7) Upgrade to Plat - nowadays strict already. Unlike last time 1-2 years ago, I can apply my MBB-2-plat by just a tel call (refer earlier version threads) shared by a forumer here (sorry, forgot who, but I think is one of those seniors here).

(8) Payments - why not use cheque ? How about MBB 2u online ? You don't need to waste petrol, time, double park / summons, etc.

(9) Cash Deposit machine - Please prepare at least extra notes, since the chances of notes reject is quite high. Even if I just withdraw the $ from another ATM nearby. I've seen people keep press "Add More Cash?" to keep trying the sames notes for 3-5x times. Imagine the queue behind

(10) MBB Humans - It is quite well known MBB CS are a big pain in the ... err... buns. I try not to deal with them, and find the best way I can utilise MBB services, since they have the largest ATM coverage (and branch for deposits) and online banking is quite extensive.

I only Cash/Cheque deposit during non peak, e.g. don't do it at month-end or early month.
Then I use MBB 2u online for payment/transfer.

My recent (last week) pain with MBB CS ? KL Main (Menara Maybank KL), normal banking (I'm not rich enough for priority). Request re-activate dormant a/c. The reception finger me to counter 30/31. Then kena finger back to reception get queue number to goto normal banking to reactivate it. After re-activate, kena finger back to counter 30/31. But at least, in the end, I get all sorted out. Will try not to forget use this account to become dormat.

Ok, OT very long. Stop here.

There is nothing to shame. My TP now is <1000

Coz just redeemed all to Jusco RM100 vouchers

I got it at 20k TP = RM100 jusco voucher.

Otherwise, what is the best usage for TP ?
I know Parkson, Metro, etc. is lower TP, but I don't shop at those places.

There are two ways merchant charge 0% installment (they may have proper name for each of it).
(1) Block off entire amount RM1,200 from your Credit Limit, and require you to pay RM100/mth.
(2) Does not block off entire RM1,200. However, will charge you every month RM100 in your statement.

Both also means you have to pay RM100 per month. The difference is, one is charge lump sum and split. The other one is split and charge.

Assume your case is #1, if you dump in extra, the answer is yes. It release back 500 into your CL.
e.g. Your CL = 5000
EzyPay = 1,200
This month pay 100 + 600

Available CL = 5000 - 1200 + (100 + 600)
= 4,500

Hope you can understand.

Forgot to call MBB that I'm going overseas.
Swipe for hotel deposit -> no call.
Swipe few k's to check-out -> no call. No SMS also
Come back, transaction posted online -> still no call/sms.

Nope. Is company paid phone. Have to be switched on 24x7.

For data loggers:

Transaction date: 14-Jan-2012
Posted date: 16-Jan-2012
Currency: HKD->MYR
Rate: 41.5116
Card used: MBB-2-Amex (Company expenses, whether pay with Amex or Visa/Master is the same. Might as well go for 5x TP )

Pumped petrol at Esso using MBB-2-Amex. Still no SMS.
Swiped at Tesco, also no SMS.

Err... today still can go back to Tesco to claim the RM10 (spend >RM100) voucher ?

For the GST RM50 charge, normally I make the payment for it first.
Then wait for the 10k TP to reflect -RM50, after all, next month I'm going to spend more than RM50 also.

Save me trouble to worry, call up CS, waste time hear ringing tone, etc.