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Credit Cards Maybankard 2 Gold & Platinum Cards V8, Pls read post 1-3 & use Search Topic 1st

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TSalexwsk
post Oct 9 2013, 11:08 PM, updated 12y ago

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Latest developments

1. The MBB 2 AMEX is now accepted at Petronas Pump Stations thumbup.gif Proud to say that yours truly was the first to report it here at LYN.
2. Tokio Marine Insurance accepts AMEX.
3. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
4. Maybank2U can pay TNB, Telekom bills using Amex.
5. 31/10/13 - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected



Now the bad news for 2013.


1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:

user posted image
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express mad.gif This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX vmad.gif But if we plan properly, we still can earn 5% cash back on weekends smile.gif

user posted image

Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.

user posted image

But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within an hour or so. Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.

Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Effective cash back rate with credit cards

Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption

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Online Hotel Booking with Credit Cards by Gen-X

This post has been edited by alexwsk: Jan 25 2014, 12:13 AM
TSalexwsk
post Oct 9 2013, 11:08 PM

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Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
21. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
22. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
QUOTE(ronnie @ Oct 29 2011 @ 06:18 PM)
The last weekend for October 2011 is 29th and 30th October.
Only those transactions done on 29th/30th must be posted on or before 31 October 2011 to be part of the October's RM50 rebate calculation.

Eg.
Transaction Date : 29 October 2011
Posting Date : 29 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 30 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 31 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 1 November 2011
Included in the November 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 2 November 2011
Included in the November 2011 Weekend Rebate calculation
See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong

user posted image
user posted image
user posted image


NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.
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This post has been edited by alexwsk: Dec 11 2013, 10:25 PM
TSalexwsk
post Oct 9 2013, 11:09 PM

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For PAYPAL with MBB 2 AMEX to earn 5% cash back.

QUOTE(MilesAndMore @ May 13 2012 @ 02:15 PM)
Payment through Paypal must be done at 2pm or after 2pm on Saturday (Malaysia) or else the transaction will be recorded as a payment made on Friday. This is because it follow Paypal's USA HQ time. During the months when daylight saving time is observed, you can do it at 1pm or after 1pm on Saturday (Malaysia).
QUOTE(aeiou228 @ May 13 2012 @ 02:56 PM)
Of late, every time I use PayPal to pay PayPal merchant, the payment wouldn't go thru. I need to call maybank Amex CS to "unbarred" payment from 1 day up to maximum 1 month in order to proceed with the payment. I asked why need to call CS to make a PayPal payment even though the amount is less than usd10, CS replied this is new security measure.
You guys faced this situation before ?
QUOTE(ben3003 @ May 13 2012 @ 03:07 PM)
yeah, i called maybank and they said the same thing, and they say especially for paypal transaction becos paypal very easy kena fraud.
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For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link by David83 on 22 May 2013: http://www.agoda.com.my/promotion/maybankard.html


Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards

Confirmed by nuodi on 09/01/2014: Additional 5% usual cash back for M2 Amex during weekend

QUOTE(nuodi @ Jan 9 2014, 01:20 PM)
Did 2 agoda bookings with amex in the past 2 weeks.
Both transactions captured as weekend transactions... so extra rebate 5% was given.  smile.gif

Perhaps they have changed their system to perform transactions on weekends. Posting date as usual is always late about 3-4 days later, so just be careful if making month end transaction.
[attachmentid=3807684]
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QUOTE(MilesAndMore @ Jun 4 2013, 11:31 PM)
Guys, things have changed with Agoda now. From now on, always choose MYR as your checkout currency as Agoda's rate is now better than ever! And you will save even more if you have MBB2 AMEX. And because your card will be billed in MYR, you do not have to worry about AMEX's high foreign exchange rate! I have just booked a room through the Maybank Agoda promotion landing page, paid with my MBB2 AMEX, got 7% off + about 2.5% (5x TP) + redeemed 12,500 Agoda rewards points (equivalent to USD25). Save myself quite some money.
*
And with above together with zenquix's hard work below:
» Click to show Spoiler - click again to hide... «



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well rclxm9.gif
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
QUOTE(ck23 @ Sep 23 2012 @ 10:00 AM)
CALLED TO M2U CALL CENTRE, ANY CREDIT CARD BILL PAYMENT IS LIMITED TO TWO BILLS TO THE SAME PAYEE IN A WEEK TIME. SO AMEX CAN PAY 2 BILLS UNDER SAME CORPORATE PAYEE IN ONE WEEK ONLY. THE 3RD BILLS HAVE TO WAIT NEXT WEEK.
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Using Maybankard 2 AMEX to Pay for Maxis bill
QUOTE(cempedaklife @ May 20 2013 @ 11:32 AM)
yup...normal number 123, please register ur card before calling them up...once u register, u can't see ur card details on the site, so there might be a bit confusion on whether u've sucessfully registered. but after register, just give them a call

Pay via Phone Payment
Settle your Maxis mobile and fixed line bills with a simple phone call. Just set up your account to Pay via Phone by filling in your details below then dial 123 ( everytime you want to make a payment )
Press 1 for access to your billing info
Press 1 to perform bill and payment transaction
Press 3 to make a payment
Note : Your may only choose to set up EITHER the Pay via Phone options OR the Direct Debit option. You cannot subscribe to both.
This post has been edited by alexwsk: Jan 9 2014, 11:28 PM
Duckies
post Oct 9 2013, 11:11 PM

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Bringing the topic from previous version laugh.gif

QUOTE
yes, if ur supp user qualify for the card, ask them to apply as principal as you need to pay the same amount of GST
supp = RM25 x 2
principal = RM50

more principal means more RM50 cash back per month



Wow, they can do that? From supplementary apply to become principal..so let's say I have 2 supplementary, so it means

6 cards total including myself
GST = 150 for 6 cards

but then the more cash back as in RM 50 x 3?
TSalexwsk
post Oct 9 2013, 11:15 PM

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dun apply as supp, apply as principal if qualify
supp or principal also surely 2 cards for each person

if you (principal) + 2 supp, total rebate only RM50/mth, but total GST RM150

If 3 principals, total rebate RM150/mth, total GST RM150
Duckies
post Oct 9 2013, 11:17 PM

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QUOTE(alexwsk @ Oct 9 2013, 11:15 PM)
dun apply as supp, apply as principal if qualify
supp or principal also surely 2 cards for each person

if you (principal) + 2 supp, total rebate only RM50/mth, but total GST RM150

If 3 principals, total rebate RM150/mth, total GST RM150
*
Ahh...I get what u mean now. But then my sis r not qualify to apply as principal. Guess it has to be supplementary? tongue.gif

EDIT: Oh, can u close the previous version of the thread? confusing to go back and flow of 2 threads XD

This post has been edited by Duckies: Oct 9 2013, 11:18 PM
TSalexwsk
post Oct 9 2013, 11:22 PM

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QUOTE(Duckies @ Oct 9 2013, 11:17 PM)
Ahh...I get what u mean now. But then my sis r not qualify to apply as principal. Guess it has to be supplementary? tongue.gif

EDIT: Oh, can u close the previous version of the thread? confusing to go back and flow of 2 threads XD
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no choice then, apply as supp

btw, to enjoy 8.88% interest, make sure u pay minimum balance before or by due date for 12 months consecutively
we always recommend to pay full statement balance every month beofre or by due date (then no worries about what the interest rate is)

mod will close the previous thread later
Duckies
post Oct 9 2013, 11:24 PM

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QUOTE(alexwsk @ Oct 9 2013, 11:22 PM)
no choice then, apply as supp

btw, to enjoy 8.88% interest, make sure u pay minimum balance before or by due date for 12 months consecutively
we always recommend to pay full statement balance every month beofre or by due date (then no worries about what the interest rate is)

mod will close the previous thread later
*
Ah I see. I was just reading the T&C to see how the 8.88% works as what I see in Citibank is different than Maybank here. In Citibank it's required to pay 50% of the balance to enjoy the 8.88% interest rate laugh.gif and here you are already explain it to me~ Thanks a lot thumbup.gif

EDIT: Oh oh, I almost forgot to ask. How to I apply to view the credit card bill online? I dont have a Maybank saving account.

This post has been edited by Duckies: Oct 9 2013, 11:27 PM
TSalexwsk
post Oct 9 2013, 11:31 PM

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QUOTE(Duckies @ Oct 9 2013, 11:24 PM)
Ah I see. I was just reading the T&C to see how the 8.88% works as what I see in Citibank is different than Maybank here. In Citibank it's required to pay 50% of the balance to enjoy the 8.88% interest rate  laugh.gif and here you are already explain it to me~ Thanks a lot  thumbup.gif

EDIT: Oh oh, I almost forgot to ask. How to I apply to view the credit card bill online? I dont have a Maybank saving account.
*
even new M2 cards will enjoy 8.88% straight away, to maintain make sure to pay minimum payment (5% of total outstanding or RM25, whichever is higher) every month

but credit card interest is the highest compared to any other legal loans or savings, so do avoid it if you can

advise to open a savings account to save you from headache, some branches can link both cards into one maybank2u and some branches dunno how to do it

This post has been edited by alexwsk: Oct 9 2013, 11:32 PM
Gen-X
post Oct 10 2013, 01:13 AM

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QUOTE(7thsky @ Oct 9 2013, 6:28 PM)
Gen-X, u got vast experience with cards,
so in card fraud transaction cases, we only need to inform the bank + sent up dispute form asap, right? no need notify other agency/police/bnm/crc unless physically stolen card right? [m worried that later they say not reverse transaction coz didnt notify so & so bla bla..die woo!]

i get many marketing calls claiming from bank/private numbers/unknown numbers so i stop answering those i dont know ; and rarely answer unknown numbers unless m expecting one; so dono if bank can claim later they tried call me but cannot get thru, but how r we to trust unknown numbers even if they can give our details as scam could have got it fr our 'clone' card eh?

damn worried man, never got fraud xperience bforew, i think amex is super 'problemo' , .. icon_question.gif thx
Bro, I had several fraud cases. Previously before there was sms alert, I only found out about people cloning my card after I got my statement. Now we have sms alert and we will know when a fraud case occurs. That is if the Card issuer allows us to set the default value. Read this thread on SMS alert.

Most banks (not all) allow us to set the sms alert default value to RM1, the banks that allow me to do so are MBB, OCBC, HLB, UOB and Alliance. Citibank can lower the default value to like RM200 or RM250 and CIMB and RHB won't like to reduce it to below RM500. MBB the easiest, just call CS and request over the phone. If you have not, do it immediately.

Only once or twice I did not receive sms from MBB for local transaction but other than that I have been receiving sms for my retail (in person) and online transactions with my MBB and UOB cards (my main cards because I get 5X points) even when I am in USA, SG or Australia without fail.

For fraud or cloning of cards, only need to call CS (number behind your card and no other number) no need to do police report. But if your card was stolen or lost first thing is call CS and then go make police report immediately.

As for those unknown/private numbers and numbers you are not familiar you can always answer them BUT never ever release any personal info to them. If they said this and that, just tell them you will call back (number behind the card once again and no other numbers). There have been cases I got call from the bank and they wanted to do verification over the phone but since I am not sure if the call is genuine, I will tell I can't release my info over the phone and said I will call CS and they will understand. And never press redial but always key in the number behind the card when calling CS - this is extremely important and therefore I keep stressing it.

If mobile numbers, maybe I won't be bothered because most probably they are pesky pest HLA agents or scamers. But you see, I have several mobile lines/phones and 99% those scam calls or sms ( i get many ) or HLA agents will call a particular line that I give out to others (say filling up forms/contests, when people ask for my contact number, contact number behind my cheques, etc), so i know it is a scam when a person calls me saying he is from the bank. One time a person said he was from RHB and the number that showed up in my phone is that of RHB CS. I believe my this number is sold to scamers and circulating round and round. For banks, I have a different line that that not many know off and if get a call from a landline on this line I am sure to pick it up.

And sometimes I do get calls from the banks when I make transactions that is out of my normal spending pattern, e.g. at jewelry outlet. The person will identify himself and would verify if I had used the card and that is all and they will never ask for my personal details.

I even got a fraud call claiming that I have Unifi bills outstanding and the number shown is similar to Unifi number at their website but I know it is a scam because my unifi bill is auto debit and I get a thank you sms from Unifi every month. Please visit my facebook account at www.facebook.com/GenXGenYGenZ and read post dated 1 September and 3 May relating to fraud. And check out the Transformer Debit Card drool.gif

I also suggest you click here and read my article Credit Card Fraud Calls and Bank SMS Alert Default Value where I mentioned about Caller ID Spoofing.

Wow, in respect of the above, I can elaborate more and write a freaking long article, hahaha. Well, i actually did published one titled Mobiile Online Fraud 2 years ago. Click here to read it.

This post has been edited by Gen-X: Oct 10 2013, 03:18 AM
Human Nature
post Oct 10 2013, 01:18 AM

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QUOTE(Gen-X @ Oct 10 2013, 01:13 AM)
Most banks (not all) allow us to set the sms alert default value to RM1, the banks that allow me to do so are MBB, OCBC, HLB, UOB and Alliance. Citibank can lower the default value to like RM200 or RM250 and CIMB and RHB won't like to reduce it to below RM500. MBB the easiest, just call CS and request over the phone. If you have not, do it immediately.
Bro, I managed to set my limit to RM1 for both CIMB and RHB, after BNM's intervention
Gen-X
post Oct 10 2013, 01:25 AM

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QUOTE(Human Nature @ Oct 10 2013, 01:18 AM)
Bro, I managed to set my limit to RM1 for both CIMB and RHB, after BNM's intervention
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Thanks for the info bro, I will try and call them and this time take down the CS name and date of the conversation and make report to BNM if they still do not want to set my sms default value to RM1.
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post Oct 10 2013, 02:36 AM

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This post has been edited by Gen-X: Oct 10 2013, 02:37 AM
Myoswee
post Oct 10 2013, 09:32 AM

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Can i pay my factory TNB bill using Maybank Amex card?

Its around Rm 7k per month
namh
post Oct 10 2013, 12:14 PM

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QUOTE(Myoswee @ Oct 10 2013, 09:32 AM)
Can i pay my factory TNB bill using Maybank Amex card?

Its around Rm 7k per month
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yes you can.. refer to post 3# above

QUOTE
Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well

Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.


and the amex tnb promo still available until end of this month:

» Click to show Spoiler - click again to hide... «


however, there is limit on how much you can pay per day.. iinm, it is rm2k for maybank2u and rm5k over the counter at kedai tenaga..
Coconut
post Oct 10 2013, 12:34 PM

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quick question, if i write cheque for payment, what should i write under payable to?

Myoswee
post Oct 10 2013, 12:36 PM

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Kedai Tenaga accepts Maybank Amex?
BBS
post Oct 10 2013, 12:58 PM

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May I know how much month salary required to be qualified with Maybankard 2?
Also, what is the default credit limit and requiredment if I want to increase?
Human Nature
post Oct 10 2013, 01:09 PM

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QUOTE(BBS @ Oct 10 2013, 12:58 PM)
May I know how much month salary required to be qualified with Maybankard 2?
Also, what is the default credit limit and requiredment if I want to increase?
*
Refer to 1st post for the income requirement. Need to submit income documents for CL upgrade request
BBS
post Oct 10 2013, 01:21 PM

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QUOTE(Human Nature @ Oct 10 2013, 01:09 PM)
Refer to 1st post for the income requirement. Need to submit income documents for CL upgrade request
*
Ops, I missed out that while I scan through first post earlier.
Thanks for the reply smile.gif
7thsky
post Oct 10 2013, 01:30 PM

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QUOTE(Gen-X @ Oct 10 2013, 01:13 AM)
Bro, I had several fraud cases. Previously before there was sms alert, I only found out about people cloning my card after I got my statement. Now we have sms alert and we will know when a fraud case occurs. That is if the Card issuer allows us to set the default value. Read this thread on SMS alert.

Most banks (not all) allow us to set the sms alert default value to RM1, the banks that allow me to do so are MBB, OCBC, HLB, UOB and Alliance. Citibank can lower the default value to like RM200 or RM250 and CIMB and RHB won't like to reduce it to below RM500. MBB the easiest, just call CS and request over the phone. If you have not, do it immediately.

Only once or twice I did not receive sms from MBB for local transaction but other than that I have been receiving sms for my retail (in person) and online transactions with my MBB and UOB cards (my main cards because I get 5X points) even when I am in USA, SG or Australia without fail.

For fraud or cloning of cards, only need to call CS (number behind your card and no other number) no need to do police report. But if your card was stolen or lost first thing is call CS and then go make police report immediately.

As for those unknown/private numbers and numbers you are not familiar you can always answer them BUT never ever release any personal info to them. If they said this and that, just tell them you will call back (number behind the card once again and no other numbers). There have been cases I got call from the bank and they wanted to do verification over the phone but since I am not sure if the call is genuine, I will tell I can't release my info over the phone and said I will call CS and they will understand. And never press redial but always key in the number behind the card when calling CS - this is extremely important and therefore I keep stressing it.

If mobile numbers, maybe I won't be bothered because most probably they are pesky pest HLA agents or scamers. But you see, I have several mobile lines/phones and 99% those scam calls or sms ( i get many ) or HLA agents will call a particular line that I give out to others (say filling up forms/contests, when people ask for my contact number, contact number behind my cheques, etc), so i know it is a scam when a person calls me saying he is from the bank. One time a person said he was from RHB and the number that showed up in my phone is that of RHB CS. I believe my this number is sold to scamers and circulating round and round.  For banks, I have a different line that that not many know off and if  get a call from a landline on this line I am sure to pick it up.

And sometimes I do get calls from the banks when I make transactions that is out of my normal spending pattern, e.g. at jewelry outlet. The person will identify himself and would verify if I had used the card and that is all and they will never ask for my personal details.

I even got a fraud call claiming that I have Unifi bills outstanding and the number shown is similar to Unifi number at their website but I know it is a scam because my unifi bill is auto debit and I get a thank you sms from Unifi every month. Please visit my facebook account at www.facebook.com/GenXGenYGenZ and read post dated  1 September and 3 May relating to fraud. And check out the Transformer Debit Card  drool.gif

I also suggest you click here and read my article Credit Card Fraud Calls and Bank SMS Alert Default Value where I mentioned about Caller ID Spoofing.

Wow, in respect of the above, I can elaborate more and write a freaking long article, hahaha. Well, i actually did published one titled Mobiile Online Fraud 2 years ago. Click here to read it.
*
thank you bro, very detail info; i'll look up those links now . thx! thumbup.gif
angel.86
post Oct 10 2013, 03:28 PM

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just wondering, i have this maybank 2 card gold with me and based on my salary, im able to convert it to platinum but... any good reason for me to upgrade that card instead of keep on holding the current gold card a ?
Platinum - can access the klia lounge only right ? hmm treat points looks same to me x.x
Human Nature
post Oct 10 2013, 03:32 PM

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QUOTE(angel.86 @ Oct 10 2013, 03:28 PM)
just wondering, i have this maybank 2 card gold with me and based on my salary, im able to convert it to platinum but... any good reason for me to upgrade that card instead of keep on holding the current gold card a ?
Platinum - can access the klia lounge only right ? hmm treat points looks same to me x.x
*
Refer to 1st post for Additional Benefits with Platinum Card.

MBB2 Plat card does not have complimentary access to lounge.
zenquix
post Oct 10 2013, 03:48 PM

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post #2 analysis needs to be updated...
those were done during the good old days of RM1 = 200TP
TSalexwsk
post Oct 10 2013, 04:57 PM

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QUOTE(zenquix @ Oct 10 2013, 03:48 PM)
post #2 analysis needs to be updated...
those were done during the good old days of RM1 = 200TP
*
any volunteer? brows.gif
now RM1 = 250TP for almost everything
tednet
post Oct 11 2013, 01:30 PM

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since google.com.my and google.my dns is hacked.. is maybank2u safe to log-in or not??
duckaton
post Oct 11 2013, 01:40 PM

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QUOTE(angel.86 @ Oct 10 2013, 03:28 PM)
just wondering, i have this maybank 2 card gold with me and based on my salary, im able to convert it to platinum but... any good reason for me to upgrade that card instead of keep on holding the current gold card a ?
Platinum - can access the klia lounge only right ? hmm treat points looks same to me x.x
*
Keyword: Gold vs Platinum

which you prefer even if both is the same...
duckaton
post Oct 11 2013, 01:41 PM

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QUOTE(tednet @ Oct 11 2013, 01:30 PM)
since google.com.my and google.my dns is hacked.. is maybank2u safe to log-in or not??
*
if not mistaken,
if the dns is hacked, it won't be functional anymore.

your computer will probably use the default dns

tednet
post Oct 11 2013, 02:02 PM

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QUOTE(duckaton @ Oct 11 2013, 01:41 PM)
if not mistaken,
if the dns is hacked, it won't be functional anymore.

your computer will probably use the default dns
*
the dns was hacked and poison... it will directed a few site to the attacker server...

well up till now only a few sites restored by myNIC... worries me
abcsoup
post Oct 11 2013, 02:28 PM

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hi, some noob quest here,
is the annual income includes the fixed allowances?
fruitie
post Oct 11 2013, 02:33 PM

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QUOTE(abcsoup @ Oct 11 2013, 02:28 PM)
hi, some noob quest here,
is the annual income includes the fixed allowances?
*
Yes.
Joshua_0718
post Oct 11 2013, 05:26 PM

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This morning received a call from Maybank telling me that they are giving me maybankard 2 platinum cards without me applying at all.

I get her to email me but did not received any. Is this a fraud kind of thing?
MilesAndMore
post Oct 11 2013, 05:38 PM

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QUOTE(Joshua_0718 @ Oct 11 2013, 05:26 PM)
This morning received a call from Maybank telling me that they are giving me maybankard 2 platinum cards without me applying at all.

I get her to email me but did not received any. Is this a fraud kind of thing?
*
Did she request any personal details from you ? Like requesting you to give out your IC no ?
Joshua_0718
post Oct 11 2013, 05:44 PM

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QUOTE(MilesAndMore @ Oct 11 2013, 05:38 PM)
Did she request any personal details from you ? Like requesting you to give out your IC no ?
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No. I did not allow her to talk further after she finish done promoting, I get her to email me as I want to consider it.
MilesAndMore
post Oct 11 2013, 05:49 PM

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QUOTE(Joshua_0718 @ Oct 11 2013, 05:44 PM)
No. I did not allow her to talk further after she finish done promoting, I get her to email me as I want to consider it.
*
Then i think you shouldn't be worried. As long as you did not give out any sensitive information that it should be fine. Can't comment on whether or not she really is who she claimed to be though.
Joshua_0718
post Oct 11 2013, 07:10 PM

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QUOTE(MilesAndMore @ Oct 11 2013, 05:49 PM)
Then i think you shouldn't be worried. As long as you did not give out any sensitive information that it should be fine. Can't comment on whether or not she really is who she claimed to be though.
*
Noted. Shall wait for her email. Anyway, should I request for any free gift?
hkboey
post Oct 11 2013, 08:11 PM

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My previous MBB2 Gold was offered to me over the phone, same goes to my wife.

At that time, I had other MBB card, so maybe they call to promote their new card. But for my wife, she didnt have any MBB card but had Hire Purchase with them. My wife asked if that was a scam, so I asked not to give out sensitive info. In the end, the card comes without anything wrong.

My thought is, MBB hardly have roadshow for the credit card, so maybe this is their approach???
fruitie
post Oct 11 2013, 08:16 PM

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Mine is also approached by them via phone calls since they found out that my salary is direct crediting to Maybank. smile.gif

The lady managed to verify all my details accurately and she assured me that she was calling from Maybank. I trusted and asked her to proceed with the necessary. 10 minutes after our call, her superior called to verify my application.

Around a week, received my cards. biggrin.gif

That was in 2011 when they started to introduce M2Cards to the market. smile.gif

This post has been edited by fruitie: Oct 11 2013, 08:17 PM
MilesAndMore
post Oct 11 2013, 10:02 PM

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QUOTE(Joshua_0718 @ Oct 11 2013, 07:10 PM)
Noted. Shall wait for her email. Anyway, should I request for any free gift?
*
You can try if you want to but Maybank rarely gives out free gift. I personally have never done it before though. Not with Maybank, not with any other bank either.

Coconut
post Oct 11 2013, 11:20 PM

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The complimentary free platinum parking in 1u is not available anymore?
ronnie
post Oct 11 2013, 11:21 PM

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QUOTE(Coconut @ Oct 11 2013, 11:20 PM)
The complimentary free platinum parking in 1u is not available anymore?
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Only available during Malaysian MegaSale period usually.
yujin86
post Oct 13 2013, 02:39 AM

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just confirm 2 card gold can get 7% cash rebate as reported by forumner earlier!
fruitie
post Oct 13 2013, 02:41 AM

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QUOTE(yujin86 @ Oct 13 2013, 02:39 AM)
just confirm 2 card gold can get 7% cash rebate as reported by forumner earlier!
*
Did you mean for Agoda room booking?
@secret@
post Oct 13 2013, 09:36 AM

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possible to email MBB credit card department to re-issue the stolen supplement credit card some times ago?
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post Oct 13 2013, 09:50 AM

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QUOTE(@secret@ @ Oct 13 2013, 09:36 AM)
possible to email MBB credit card department to re-issue the stolen supplement credit card some times ago?
*
you can always email MBB for matters relating to your card.

But I find it odd that they did not issue you a replacement card withing a week of your report.

And why want email just call CS and you get the answer to your queries immediately.
MilesAndMore
post Oct 13 2013, 10:16 AM

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QUOTE(@secret@ @ Oct 13 2013, 09:36 AM)
possible to email MBB credit card department to re-issue the stolen supplement credit card some times ago?
*
No. It is not possible as there will be verification needs to be done. Besides, only the principal credit card holder can request for replacement card.


QUOTE(Gen-X @ Oct 13 2013, 09:50 AM)
But I find it odd that they did not issue you a replacement card withing a week of your report.
*
Same here hmm.gif

namh
post Oct 13 2013, 11:22 AM

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While browsing amex website, i stumbled upon this: American Express SafeKey®

So Amex already implement verification thru sms, or Maybank call MSOS.. but, very limited website support it..
yujin86
post Oct 13 2013, 11:48 AM

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QUOTE(fruitie @ Oct 13 2013, 02:41 AM)
Did you mean for Agoda room booking?
*
yes
forgot to mention agoda haha
ronnie
post Oct 13 2013, 12:26 PM

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I was advise to go to nearest MBB branch to unlink my cancelled Maybankard Petronas Visa from Maybank2U ... is there any other methods ?

This post has been edited by ronnie: Oct 13 2013, 12:27 PM
zenquix
post Oct 13 2013, 10:34 PM

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QUOTE(Coconut @ Oct 11 2013, 11:20 PM)
The complimentary free platinum parking in 1u is not available anymore?
*
during special occasions only
8lackheaven
post Oct 14 2013, 10:33 AM

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guys,

have a question ..

lets say my amex outstanding is rm2k

statement says due date is 01/09/2013 which falls on Sunday.

due to my mistake, i paid RM1k on 02.09.2013 morning..

so my finance charges is no longer 8.88%? and shall change to 17% from now on?

Kindly advise


ronnie
post Oct 14 2013, 10:34 AM

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QUOTE(8lackheaven @ Oct 14 2013, 10:33 AM)
guys,

have a question ..

lets say my amex outstanding is rm2k

statement says due date is 01/09/2013 which falls on Sunday.

due to my mistake, i paid RM1k on 02.09.2013 morning..

so my finance charges is no longer 8.88%? and shall change to 17% from now on?

Kindly advise
*
1-2 days delay is OK for Maybankard CC.... no interest will be charged
bearbear
post Oct 14 2013, 10:34 AM

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QUOTE(8lackheaven @ Oct 14 2013, 10:33 AM)
guys,

have a question ..

lets say my amex outstanding is rm2k

statement says due date is 01/09/2013 which falls on Sunday.

due to my mistake, i paid RM1k on 02.09.2013 morning..

so my finance charges is no longer 8.88%? and shall change to 17% from now on?

Kindly advise
*
first timer?if they charge you just call and explain, normally they will waive it as long as you don't always do this.
8lackheaven
post Oct 14 2013, 10:38 AM

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QUOTE(bearbear @ Oct 14 2013, 10:34 AM)
first timer?if they charge you just call and explain, normally they will waive it as long as you don't always do this.
*
yah first timer.. i always pay earlier or prompt..

only last month i delayed 1 day...

and I always pay more than the minimum amount..

shouldnt be a problem right ? sweat.gif

I mean they are charging already right? since i have outstanding every month... like hundreds..

This post has been edited by 8lackheaven: Oct 14 2013, 10:43 AM
8lackheaven
post Oct 14 2013, 10:56 AM

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QUOTE(ronnie @ Oct 14 2013, 10:34 AM)
1-2 days delay is OK for Maybankard CC.... no interest will be charged
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so they wont change my 8.88% pa int to tier 2 which is 17%?

thx for help notworthy.gif
chongsmotor
post Oct 14 2013, 10:59 AM

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i am using amex to pump petrol on sat, does it give me 5% rebate?
ronnie
post Oct 14 2013, 11:03 AM

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QUOTE(chongsmotor @ Oct 14 2013, 10:59 AM)
i am using amex to pump petrol on sat, does it give me 5% rebate?
*
Yes it will IF the TRANSACTION DATE = Weekend
LoveMeNot
post Oct 14 2013, 12:08 PM

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QUOTE(fruitie @ Oct 2 2013, 07:52 PM)
Update my journey of permanent increase of credit limit:

1) Sent my latest 3 months payslip and EPF statement to mbbcardservices@maybank.com.my on 24th September (Tuesday)
2) Received email to fill up the credit limit increase form on 26th September (Thursday)
3) Replied with the form on 27th September (Friday), after working hours
4) Received SMS that my permanent credit limit increase request has been approved on today.
5) Went immediately to M2U to check, it was indeed increased! biggrin.gif

Very pleased with Maybank's service, very fast. thumbup.gif

Though it was just slightly 2x of my current salary, maybe because I just got a car loan recently, that minuses a bit I think. biggrin.gif
*
Thanks to this guide, I got my CL increased without any hassle.

1. Sent my latest 3 months payslip + application form to mbbcardservices@maybank.com.my on 7th October (Monday)
2. Received email on the acknowledgement of my application -1 1/2 hours after I've submitted. (Monday)
3. Credit limit increase successful - 14th October (Monday)

4 times my salary.
hkboey
post Oct 14 2013, 12:08 PM

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QUOTE(ronnie @ Oct 13 2013, 12:26 PM)
I was advise to go to nearest MBB branch to unlink my cancelled Maybankard Petronas Visa from Maybank2U ... is there any other methods ?
*
Your MBB Petronas card has been cancelled? I have the same problem. It stays in M2U and its kinda annoying to see a cancelled card still sticking there for so long. Please share the way to do it and outcome once you done it. Thanks.
satellitegadget
post Oct 14 2013, 12:35 PM

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any agent doing for application with free gift drool.gif ???
fruitie
post Oct 14 2013, 12:40 PM

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QUOTE(satellitegadget @ Oct 14 2013, 12:35 PM)
any agent doing for application with free gift drool.gif ???
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Maybank hardly gives free gifts. laugh.gif
Gen-X
post Oct 14 2013, 01:12 PM

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QUOTE(fruitie @ Oct 14 2013, 12:40 PM)
Maybank hardly gives free gifts. laugh.gif
*
That is true. Some special lucky selected customers were rewarded with 10K TP years ago when they were offered pre-approved MBB 2 Cards. No one reported this for more than a year now.
fruitie
post Oct 14 2013, 01:13 PM

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QUOTE(Gen-X @ Oct 14 2013, 01:12 PM)
That is true. Some special lucky selected customers were rewarded with 10K TP years ago when they were offered pre-approved MBB 2 Cards. No one reported this for more than a year now.
*
That's right, I got the 10k TP from them where they pre-approved my M2Cards. tongue.gif
silversuave
post Oct 14 2013, 02:44 PM

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Paying online bills such unifi and tnb on saturday, will i get the 5% rebate + TP?
I remembered before it was according to the posting date, not the transaction date. Has it changed to transaction date now?

This post has been edited by silversuave: Oct 14 2013, 02:45 PM
Gen-X
post Oct 14 2013, 02:53 PM

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QUOTE(silversuave @ Oct 14 2013, 02:44 PM)
Paying online bills such unifi and tnb on saturday, will i get the 5% rebate + TP?
I remembered before it was according to the posting date, not the transaction date. Has it changed to transaction date now?
*
Talking about weekends.... Last Tuesday (8th Oct) I checked with Air Asia and I could get a return ticket from SG for about RM49 (to SG) and RM116 (from SG) for end of this week. So I thought might as wait till Saturday to book it and earn myself 5% cash back. Boy, did I regret big time, last Saturday (12 Oct) I booked my ticket.... I still could get a ticket to SG for RM49 but the return ticket cost me RM184 (4pm flight) and the later flights went up to RM300+!!! Serve me right for being greedy doh.gif doh.gif doh.gif Instead of earning about RM7.50 I lost more than RM50 vmad.gif

This post has been edited by Gen-X: Oct 14 2013, 02:58 PM
ronnie
post Oct 14 2013, 02:56 PM

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QUOTE(Gen-X @ Oct 14 2013, 02:53 PM)
Talking about weekends.... Last Tuesday (8th Oct) I checked with Air Asia and I could get a return ticket from SG for about RM49 (to SG) and RM116 (from SG) for end of this week. So I thought might as wait till Saturday to book it and earn myself 5% cash back. Boy, did I regret big time, last Saturday (12 Oct) I booked my ticket....  I still could get a ticket to SG for RM49 but the return ticket cost me RM184 (4pm flight) and the later flights when up to RM300+!!! Serve me right for being greedy  doh.gif  doh.gif  doh.gif Instead of earning about RM7.50 I lost more than RM50  vmad.gif
*
Next time don't check on weekdays.... check on weekends to avoid feeling the "pain"
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post Oct 14 2013, 02:57 PM

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QUOTE(Gen-X @ Oct 14 2013, 02:53 PM)
Talking about weekends.... Last Tuesday (8th Oct) I checked with Air Asia and I could get a return ticket from SG for about RM49 (to SG) and RM116 (from SG) for end of this week. So I thought might as wait till Saturday to book it and earn myself 5% cash back. Boy, did I regret big time, last Saturday (12 Oct) I booked my ticket....  I still could get a ticket to SG for RM49 but the return ticket cost me RM184 (4pm flight) and the later flights when up to RM300+!!! Serve me right for being greedy  doh.gif  doh.gif  doh.gif Instead of earning about RM7.50 I lost more than RM50  vmad.gif
*
the one thing i nvr wait for weekend is AA flights biggrin.gif

myself hesitate on one of the date for minutes, ticket already gone blink.gif

This post has been edited by bearbear: Oct 14 2013, 02:58 PM
raul88
post Oct 14 2013, 09:45 PM

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can i apply for tng zing card having decline to do so when i sign up?

the auto reload will charge under mc/visa or amex?

tednet
post Oct 14 2013, 10:12 PM

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QUOTE(raul88 @ Oct 14 2013, 09:45 PM)
can i apply for tng zing card having decline to do so when i sign up?

the auto reload will charge under mc/visa or amex?
*
Should be no problem as long u have valid cc... try call up customer service and ask
edwardccg
post Oct 15 2013, 09:33 AM

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just notice this 3% cash rebate by maybank when pump Caltex with VISA/Master

http://48smart.blogspot.com/2013/10/caltex...maybankard.html

too bad can't be amex, if that so we could get total of 8% cash back. but this is good if quota for rm50 is full
ronnie
post Oct 15 2013, 10:23 AM

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I make the cancellation on 8 Oct and transfer the EzyPay Installment over to another Maybankard.... but it will take 7 days.
My statement date is before that...thus my current EzyPay will still be charged sad.gif sad.gif

Next time make sure your cancellation request >7 days before the Statement Date to avoid this "little issue"

cempedaklife
post Oct 15 2013, 12:18 PM

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Speaking of AA, yes, as others said, dun wait till weekends on tickets. However....

for luggage, seats or in flight meals, can wait weekends only add on. Coz (for now), they have no additional charges if use credit card to add on and the price is always fixed. So u can get ur weekends rebate there. But tickets price is not fixed

Ngek ngek ngek.
BRY7
post Oct 15 2013, 03:27 PM

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QUOTE(cempedaklife @ Oct 15 2013, 12:18 PM)
Speaking of AA, yes, as others said, dun wait till weekends on tickets. However....

for luggage, seats or in flight meals, can wait weekends only add on. Coz (for now), they have no additional charges if use credit card to add on and the price is always fixed. So u can get ur weekends rebate there. But tickets price is not fixed

Ngek ngek ngek.
*
thats actually a really smart solution rclxms.gif
heliora10
post Oct 15 2013, 06:17 PM

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just obtained a Maybank 2 Gold Card, signed up last night at Gardens Maybankard Centre (after 5pm so couldn't get it within 1 hour) and got it today, really fast woohoo. unlike my OCBC one which i'm still waiting after almost 2 weeks.
hkboey
post Oct 15 2013, 07:57 PM

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QUOTE(heliora10 @ Oct 15 2013, 06:17 PM)
just obtained a Maybank 2 Gold Card, signed up last night at Gardens Maybankard Centre (after 5pm so couldn't get it within 1 hour) and got it today, really fast woohoo. unlike my OCBC one which i'm still waiting after almost 2 weeks.
*
Good for you...!! Welcome to the world of asking "Do you accept AMEX?" smile.gif At least thats what Ive been doing for the last 2 years. Haha!
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post Oct 15 2013, 08:30 PM

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QUOTE(hkboey @ Oct 15 2013, 07:57 PM)
Good for you...!! Welcome to the world of asking "Do you accept AMEX?" smile.gif At least thats what Ive been doing for the last 2 years. Haha!
*
I'd usually just present the card without asking. laugh.gif
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post Oct 15 2013, 08:34 PM

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QUOTE(goliath @ Oct 15 2013, 08:30 PM)
I'd usually just present the card without asking. laugh.gif
*
yeah... me too, then the cashier rejected swiftly i take out another card...


fruitie
post Oct 15 2013, 08:47 PM

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I'll just ask and if they don't just switch to my OCBC Titanium. biggrin.gif
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post Oct 15 2013, 10:26 PM

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hehe just done my shopping at Johor Premium Outlet...

most of the shops accept AMEX thought they just have sticker Visa/Master, just ask them no harm and if they don't just go for other card.

heliora10
post Oct 16 2013, 07:49 AM

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QUOTE(hkboey @ Oct 15 2013, 07:57 PM)
Good for you...!! Welcome to the world of asking "Do you accept AMEX?" smile.gif At least thats what Ive been doing for the last 2 years. Haha!
*
haha that's what i did right after getting it. so The Chicken Rice Shop does not accept AMEX.
jkngo2003
post Oct 16 2013, 09:37 AM

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Amex rebate is on weekend. i go to a restaurant and i pay amex. however when i check the transition, the transition date is on saturday night and the posting date is on monday. will i entitled 5 percent rebate?
shortleg88
post Oct 16 2013, 09:44 AM

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The amount of repeated question being answered on the transaction and posting date is quite unbelievable.

Summary:
1. If you perform your transaction on weekend (sat & sun), you will be entitled to 5% rebate (no matter when is the posting date)
2. Except for online transaction, where some only will transact it on the following Monday, which your transaction date will show a weekday.



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post Oct 16 2013, 11:49 AM

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QUOTE(jkngo2003 @ Oct 16 2013, 09:37 AM)
Amex rebate is on weekend. i go to a restaurant and i pay amex. however when i check the transition, the transition date is on saturday night and the posting date is on monday. will i entitled 5 percent rebate?
*
yes.
LoveMeNot
post Oct 16 2013, 11:50 AM

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QUOTE(hkboey @ Oct 15 2013, 07:57 PM)
Good for you...!! Welcome to the world of asking "Do you accept AMEX?" smile.gif At least thats what Ive been doing for the last 2 years. Haha!
*
QUOTE(fruitie @ Oct 15 2013, 08:47 PM)
I'll just ask and if they don't just switch to my OCBC Titanium. biggrin.gif
*
laugh.gif This is hilarious. Exactly what I've been doing too rclxms.gif
jimmy G
post Oct 16 2013, 06:49 PM

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Hi,
One of the requirement requires me to provide them with the latest 3 months' savings account activity/current account statements. Just wondering where can I get this?
hkboey
post Oct 16 2013, 06:55 PM

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QUOTE(jimmy G @ Oct 16 2013, 06:49 PM)
Hi,
One of the requirement requires me to provide them with the latest 3 months' savings account activity/current account statements. Just wondering where can I get this?
*
Download from your ebanking or photostat your paper statement which the bank sent to you, or screenshot of the ebanking pages work for me too.
jimmy G
post Oct 16 2013, 07:05 PM

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QUOTE(hkboey @ Oct 16 2013, 06:55 PM)
Download from your ebanking or photostat your paper statement which the bank sent to you, or screenshot of the ebanking pages work for me too.
*
Does it necessary has to be 3 months?
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post Oct 16 2013, 08:38 PM

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QUOTE(ronnie @ Oct 13 2013, 12:26 PM)
I was advise to go to nearest MBB branch to unlink my cancelled Maybankard Petronas Visa from Maybank2U ... is there any other methods ?
*
i just did this today, as i was told the same thing as you were from the maybank card centre gardens.

lets see the outcome in a few days
raul88
post Oct 16 2013, 09:27 PM

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if i wan to buy from ASOS using amex
hows the conversion rate like?
ckweng
post Oct 16 2013, 10:46 PM

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QUOTE(BRY7 @ Oct 15 2013, 03:27 PM)
thats actually a really smart solution  rclxms.gif
*
Brilliant! Outsmarting AA big time. By the way, AA likes to scramble seats if you didn't opt for seat selection. This is the case even if u only have 2 persons on the same itinerary, forcing ppl to pay for seat selection. Will need to use MBB2 to offset AA's "hidden" charges rclxms.gif
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post Oct 16 2013, 10:49 PM

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QUOTE(ckweng @ Oct 16 2013, 10:46 PM)
Brilliant! Outsmarting AA big time. By the way, AA likes to scramble seats if you didn't opt for seat selection. This is the case even if u only have 2 persons on the same itinerary, forcing ppl to pay for seat selection. Will need to use MBB2 to offset AA's "hidden" charges  rclxms.gif
*
Their "automated free" seat allocation is very strange....
I believe if you check in later (14 days to 48 hours), you get better seat arrangements smile.gif
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post Oct 16 2013, 11:08 PM

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QUOTE(ckweng @ Oct 16 2013, 10:46 PM)
Brilliant! Outsmarting AA big time. By the way, AA likes to scramble seats if you didn't opt for seat selection. This is the case even if u only have 2 persons on the same itinerary, forcing ppl to pay for seat selection. Will need to use MBB2 to offset AA's "hidden" charges  rclxms.gif
*
OT: What do you mean by strange? I've taken AA and AAX several times this year and we were always given seats next to each other or at least across the aisle (same row) without paying extra.
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post Oct 17 2013, 02:18 PM

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QUOTE(ronnie @ Oct 16 2013, 10:49 PM)
Their "automated free" seat allocation is very strange....
I believe if you check in later (14 days to 48 hours), you get better seat arrangements smile.gif
*
When my family flies, I noticed that if my wife web check in earlier (10 days or more before the departure date), usually they are seated in a row. And if lucky, side by side. The last trip back to Melbourne, my wife web check in like 3 days before the departure, they (my wife and 2 children) seats were scattered where one was like 10 rows behind.

Yes, AA seat allocation kind of strange. If I fly alone, most of the times I was lucky to get aisle. Once I got the middle seat and the flight was not even half full (so got to switch to the aisle seat after they close the door).

Anyway, I just published an article comparing the Maximum Effective Cash Back of Maybankard 2 AMEX versus Hong Leong Bank Wise Visa versus OCBC Titanium MasterCard.

Credit Cards' Effective Cash Back Rate

user posted image

And if you are thinking of getting the CIMB Cash Rebate Platinum for online transactions where CIMB advertised that you'll earn 5% cash back, you won't want to miss this article. I also worked out the Maximum Effective Cash Back Rate of the Alliance Platinum Credit Card which is good for those who love cash back cards and spend more than RM2K-RM3K a month. The Alliance Bank's credit cards and debit cards are also pretty good at places where our MBB 2 AMEX is not welcomed.
chongsmotor
post Oct 17 2013, 02:20 PM

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WTA: i got my 2 card on 10th Oct..i swipe twice. I checked..my outstanding balance is RMxxx amount and the payment due date is on 23 Oct. Do i need to pay the RMxxx before 23 Oct or wait for the card statement that they ll email me. If i wait means i kena charge interest?
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post Oct 17 2013, 02:26 PM

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QUOTE(chongsmotor @ Oct 17 2013, 02:20 PM)
WTA: i got my 2 card on 10th Oct..i swipe twice. I checked..my outstanding balance is RMxxx amount and the payment due date is on 23 Oct. Do i need to pay the RMxxx before 23 Oct or wait for the card statement that they ll email me. If i wait means i kena charge interest?
*
As long as pay on (if you use cheque make sure allow x days for it to be cleared) or prior to Statement Date, no interest will be imposed.

You can wait for your statement. And if you check M2U, it will mentioned Outstanding Balance and Amount Due on Due Date. You will know the difference and how much to pay after one or two statement cycles.

This post has been edited by Gen-X: Oct 17 2013, 02:30 PM
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post Oct 17 2013, 07:54 PM

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i was wondering since booking on agoda entitled for 7% rebate with my amex does this also applicable to hotel on overseas?
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post Oct 17 2013, 07:56 PM

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QUOTE(Gen-X @ Oct 14 2013, 02:53 PM)
Talking about weekends.... Last Tuesday (8th Oct) I checked with Air Asia and I could get a return ticket from SG for about RM49 (to SG) and RM116 (from SG) for end of this week. So I thought might as wait till Saturday to book it and earn myself 5% cash back. Boy, did I regret big time, last Saturday (12 Oct) I booked my ticket....  I still could get a ticket to SG for RM49 but the return ticket cost me RM184 (4pm flight) and the later flights went up to RM300+!!! Serve me right for being greedy  doh.gif  doh.gif  doh.gif Instead of earning about RM7.50 I lost more than RM50  vmad.gif
*
their fair is abit kisiao one
now you check in this price
few days later check again price drop alot
and few moment later increase back again

QUOTE(fruitie @ Oct 15 2013, 08:47 PM)
I'll just ask and if they don't just switch to my OCBC Titanium. biggrin.gif
*
i just ask them try to swipe, coz did not bring other card
first they say only master or visa end up able to pay with amex rclxms.gif
Arndt
post Oct 17 2013, 08:00 PM

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QUOTE(ronnie @ Oct 13 2013, 12:26 PM)
I was advise to go to nearest MBB branch to unlink my cancelled Maybankard Petronas Visa from Maybank2U ... is there any other methods ?
*
QUOTE(Arndt @ Oct 16 2013, 08:38 PM)
i just did this today, as i was told the same thing as you were from the maybank card centre gardens.

lets see the outcome in a few days
*
so to follow up, my card is now already unlinked from maybank2u. As I did it through a branch, I am not aware of any other method to unlink the cards.




1 question. The service tax RM50 is charged only 1 time. I see that they charged my Amex (Debit RM50 and Credit RM50 at the same time), and then charge my Mastercard RM50, which I have to pay. Is this normal?
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post Oct 17 2013, 08:11 PM

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QUOTE(Arndt @ Oct 17 2013, 08:00 PM)
so to follow up, my card is now already unlinked from maybank2u. As I did it through a branch, I am not aware of any other method to unlink the cards.
1 question. The service tax RM50 is charged only 1 time. I see that they charged my Amex (Debit RM50 and Credit RM50 at the same time), and then charge my Mastercard RM50, which I have to pay. Is this normal?
*
yes both they would charge with RM 50
but i'm not sure which card which they will then again deduct RM50 again
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post Oct 17 2013, 08:11 PM

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QUOTE(Arndt @ Oct 17 2013, 08:00 PM)
so to follow up, my card is now already unlinked from maybank2u. As I did it through a branch, I am not aware of any other method to unlink the cards.
1 question. The service tax RM50 is charged only 1 time. I see that they charged my Amex (Debit RM50 and Credit RM50 at the same time), and then charge my Mastercard RM50, which I have to pay. Is this normal?
*
Yes, normal. GST for AMEX they cover. You need to pay/redeem points for the other one
raul88
post Oct 17 2013, 08:31 PM

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if buying from overseas site
is there any other charges apart from currency conversion?
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post Oct 17 2013, 08:51 PM

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QUOTE(raul88 @ Oct 17 2013, 08:31 PM)
if buying from overseas site
is there any other charges apart from currency conversion?
*
There is also admin fee. Maybank claim they charge only 1% admin fee but the actual admin fee imposed is around 2%.

rjb123
post Oct 18 2013, 11:37 AM

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I wonder how Maybank's fraud detection works - a few times when I've made small foreign transactions online (5-100 USD) the transaction gets blocked and I get a call to check if the transaction is genuine.

Yesterday put over RM10K of foreign currency transactions through Amex card and not a single one got blocked or security checked!
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post Oct 18 2013, 02:45 PM

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QUOTE(rjb123 @ Oct 18 2013, 11:37 AM)
I wonder how Maybank's fraud detection works - a few times when I've made small foreign transactions online (5-100 USD) the transaction gets blocked and I get a call to check if the transaction is genuine.

Yesterday put over RM10K of foreign currency transactions through Amex card and not a single one got blocked or security checked!
*
I also wonder the same thing. None of my foreign transactions get queried but everytime I place pizza order online, I get a call from them!
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post Oct 18 2013, 04:38 PM

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QUOTE(spikey2506 @ Oct 18 2013, 02:45 PM)
I also wonder the same thing. None of my foreign transactions get queried but everytime I place pizza order online, I get a call from them!
*
I've tried to order Dominos twice before using Maybankard but failed both times, not sure why it didn't work rclxub.gif

Maybe Maybank likes large foreign currency transactions, they can earn on the exchange rate biggrin.gif
cempedaklife
post Oct 18 2013, 09:01 PM

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QUOTE(ckweng @ Oct 16 2013, 10:46 PM)
Brilliant! Outsmarting AA big time. By the way, AA likes to scramble seats if you didn't opt for seat selection. This is the case even if u only have 2 persons on the same itinerary, forcing ppl to pay for seat selection. Will need to use MBB2 to offset AA's "hidden" charges  rclxms.gif
*
i know this is abit off topic, but i can't help helping other ppl to outsmart big corps...especially in this part of the forum...

try this:
when u only have 2 ppl (coz easier) try to select a random seat for one person (without paying)..make sure the seat randomly selected has an unoccupied seat beside it....choose that seat without paying...
in quick succession, for the other person....faster go and buy the seat next to the randomly selected person....voila!! u just need to pay for one seat...

(or if u understand, use 2 diff type of browsers will have 2 session, use one to lock the seat first, just like u lock the cinema seat, and buy almost at the same time)

was gonna try this out in my trip next week as we have 2 different bookings, but i was waiting till weekends, but then again my gf said it's ok to sit separately wub.gif

i think this will work better if u check in early..do try like other forummers said, coz all these while, same booking usually sit together...


barlogteoh
post Oct 18 2013, 09:58 PM

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QUOTE(spikey2506 @ Oct 17 2013, 08:11 PM)
Yes, normal. GST for AMEX they cover. You need to pay/redeem points for the other one
*
Could it possible or anyone being waive their mastercard gst RM50?
I just received the gst charges for the 2nd year.
fruitie
post Oct 18 2013, 10:25 PM

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QUOTE(barlogteoh @ Oct 18 2013, 09:58 PM)
Could it possible or anyone being waive their mastercard gst RM50?
I just received the gst charges for the 2nd year.
*
No success for Maybank, most of us just redeem TP to offset that.
Used to be 10k TP but due to TP inflation, it has increased to 12.5k TP. smile.gif
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post Oct 18 2013, 11:08 PM

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QUOTE(cempedaklife @ Oct 18 2013, 09:01 PM)
i know this is abit off topic, but i can't help helping other ppl to outsmart big corps...especially in this part of the forum...

try this:
when u only have 2 ppl (coz easier) try to select a random seat for one person (without paying)..make sure the seat randomly selected has an unoccupied seat beside it....choose that seat without paying...
in quick succession, for the other person....faster go and buy the seat next to the randomly selected person....voila!! u just need to pay for one seat...

(or if u understand, use 2 diff type of browsers will have 2 session, use one to lock the seat first, just like u lock the cinema seat, and buy almost at the same time)

was gonna try this out in my trip next week as we have 2 different bookings, but i was waiting till weekends, but then again my gf said it's ok to sit separately  wub.gif

i think this will work better if u check in early..do try like other forummers said, coz all these while, same booking usually sit together...
*
There were couple times where my family and my ticket were booked separately (booking months apart) BUT if my wife web check in my family and immediately followed with mine, we are seated nearby in a row. Maybe like just across the aisle.

QUOTE(barlogteoh @ Oct 18 2013, 09:58 PM)
Could it possible or anyone being waive their mastercard gst RM50?
I just received the gst charges for the 2nd year.
*
With MBB 2 Cards, spend RM2500 a year and you earned 12,500 Treats Points to offset the RM50 GST. Plus if you had used the card on weekends, you would have earned yourself RM125!

If you are concern with the RM50 GST, I suppose you not earning much in return from your Maybankard 2 Cards. I suggest you go cancel it and get a debit card.

QUOTE(fruitie @ Oct 18 2013, 10:25 PM)
No success for Maybank, most of us just redeem TP to offset that.
Used to be 10k TP but due to TP inflation, it has increased to 12.5k TP. smile.gif
*
I'll pay the RM50GST and save my TP for Enrich Miles.

This post has been edited by Gen-X: Oct 18 2013, 11:13 PM
rjb123
post Oct 19 2013, 12:42 AM

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QUOTE(Gen-X @ Oct 18 2013, 11:08 PM)
I'll pay the RM50GST and save my TP for Enrich Miles.
*
This too, I'm trying to build up my Enrich miles smile.gif

BTW, I remember reading somewhere before (can't find it now) you managed to redeem your normal TPs for Enrich miles at the same rate as VI (ie. 4500 rather than 7000), how?
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post Oct 19 2013, 12:48 AM

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QUOTE(rjb123 @ Oct 19 2013, 12:42 AM)
This too, I'm trying to build up my Enrich miles smile.gif

BTW, I remember reading somewhere before (can't find it now) you managed to redeem your normal TPs for Enrich miles at the same rate as VI (ie. 4500 rather than 7000), how?
*
Wise men think alike tongue.gif

Yes, got my TP earned with my Maybankard 2 AMEX converted to Enrich Miles at 4500 rclxm9.gif

Click link below read post#72

https://forum.lowyat.net/topic/2635281/+60
rjb123
post Oct 19 2013, 12:59 AM

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QUOTE(Gen-X @ Oct 19 2013, 12:48 AM)
Wise men think alike  tongue.gif

Yes, got my TP earned with my Maybankard 2 AMEX converted to Enrich Miles at 4500  rclxm9.gif

Click link below read post#72

https://forum.lowyat.net/topic/2635281/+60
*
Thanks, good to know. Will see if this works for me.

My VI will take another 10 days or so to arrive apparently, I have some 150000 TP on MB2 so with the bonus 10k TP bonus on VI I should be able to redeem up to 39K Enrich miles hopefully. Will add nicely to the 60k bonus from Citibank once I get around to applying for that rclxms.gif
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post Oct 19 2013, 01:01 AM

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QUOTE(rjb123 @ Oct 19 2013, 12:59 AM)
Thanks, good to know. Will see if this works for me.

My VI will take another 10 days or so to arrive apparently, I have some 150000 TP on MB2 so with the bonus 10k TP bonus on VI I should be able to redeem up to 39K Enrich miles hopefully. Will add nicely to the 60k bonus from Citibank once I get around to applying for that  rclxms.gif
*
Bro, you got to wait when MBB has another Enrich Miles Promo at 1U tongue.gif Looks like you won't be getting the 39K Enrich Miles from MBB so soon.



This post has been edited by Gen-X: Oct 19 2013, 01:06 AM
rjb123
post Oct 19 2013, 01:03 AM

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QUOTE(Gen-X @ Oct 19 2013, 01:01 AM)
Bro, you got to wait when MBB has another Enrich Miles Promo at 1U  tongue.gif Looks like you won't be getting the 39K Enrich Miles from MBB so soon.
*
Oh, cannot redeem anytime? I've only ever done TP redemption online for vouchers (Jusco, as closest by!)
Gen-X
post Oct 19 2013, 01:08 AM

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QUOTE(rjb123 @ Oct 19 2013, 01:03 AM)
Oh, cannot redeem anytime? I've only ever done TP redemption online for vouchers (Jusco, as closest by!)
*
You can redeem anytime. But if you call the well trained CS, no way you going to get the conversion rate of 4500 for the MBB 2.


You see, the guy manning the redemption during the Enrich Promo did not get proper training from MBB management. He was well aware that the MBB 2 and VI have different conversion rate; but yet he performed the redemption at 4500 for my MBB 2. What he should have done was to separate the redemption, i.e. do it twice, one for the MBB 2 and then the VI. And the guy was really young and looked like a part-time worker to me.

Oh maybe I should elaborate further. The redemption was not done at Maybankard Center at 1st floor but at the basement of 1U where MBB set up a temporary booth just for the Enrich Miles Promo.

This post has been edited by Gen-X: Oct 19 2013, 01:19 AM
rjb123
post Oct 19 2013, 01:21 AM

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QUOTE(Gen-X @ Oct 19 2013, 01:08 AM)
You can redeem anytime. But if you call the well trained CS, no way you going to get the conversion rate of 4500 for the MBB 2.
You see, the guy manning the redemption during the Enrich Promo did not get proper training from MBB management. He was well aware that the MBB 2 and VI have different conversion rate; but yet he performed the redemption at 4500 for my MBB 2. What he should have done was to separate the redemption, i.e. do it twice, one for the MBB 2 and then the VI. And the guy was really young and looked like a part-time worker to me.
*
Ah I see, maybe I won't be so lucky then - we'll see.

Anyway I calculated already if I use VI to pay some of my foreign invoices I can collect 15-18K Enrich miles per month so even if I can't convert MBB2 @ VI rate I should still be able to get plenty!
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post Oct 19 2013, 01:32 AM

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QUOTE(rjb123 @ Oct 19 2013, 01:21 AM)
Ah I see, maybe I won't be so lucky then - we'll see.

Anyway I calculated already if I use VI to pay some of my foreign invoices I can collect 15-18K Enrich miles per month so even if I can't convert MBB2 @ VI rate I should still be able to get plenty!
*
15-18K Enrich Miles a month drool.gif Yeah, for overseas transactions, the MBB VI is really good for Enrich Miles thumbup.gif But for local transactions, the MBB 2 AMEX better biggrin.gif

This post has been edited by Gen-X: Oct 19 2013, 01:36 AM
rjb123
post Oct 19 2013, 01:40 AM

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QUOTE(Gen-X @ Oct 19 2013, 01:32 AM)
15-18K Enrich Miles a month  drool.gif Yeah, for overseas transactions, the MBB VI is really good for Enrich Miles  thumbup.gif But for local transactions, the MBB 2 AMEX better  biggrin.gif
*
In this case I had to pay, didn't have time for my VI to arrive (they delayed because I didn't pay the RM10 stamping fee ... lol) so I paid using MBB2 Amex sad.gif
ckweng
post Oct 19 2013, 12:42 PM

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QUOTE(cempedaklife @ Oct 18 2013, 09:01 PM)
i know this is abit off topic, but i can't help helping other ppl to outsmart big corps...especially in this part of the forum...

try this:
when u only have 2 ppl (coz easier) try to select a random seat for one person (without paying)..make sure the seat randomly selected has an unoccupied seat beside it....choose that seat without paying...
in quick succession, for the other person....faster go and buy the seat next to the randomly selected person....voila!! u just need to pay for one seat...

(or if u understand, use 2 diff type of browsers will have 2 session, use one to lock the seat first, just like u lock the cinema seat, and buy almost at the same time)

was gonna try this out in my trip next week as we have 2 different bookings, but i was waiting till weekends, but then again my gf said it's ok to sit separately  wub.gif

i think this will work better if u check in early..do try like other forummers said, coz all these while, same booking usually sit together...
*
I did exactly that when they scrambled my two seats. I only had to change & pay for 1 seat (next to an auto assigned seat) for both of us to seat together. Checked in quite early and there were still many seats not taken yet rclxms.gif
raul88
post Oct 19 2013, 06:57 PM

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how much admin fee for amex for oversea transaction?
some say its up to 3.5%
but since i'll received 5% cashback..it pretty much balance itself over there right
rjb123
post Oct 20 2013, 01:27 PM

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I think Maybank have made some kind of mistake with my VI application. I placed an FD against this card and they've also increased my MBB2 card credit limit by the same amount (what it shows online, anyway)

Raul88, I did transaction in GBP on 17th Oct for approx RM6.5K, exchange rate works out to 5.2286 , approximately 2.5% from spot rate.
fuze
post Oct 20 2013, 01:52 PM

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I know that the minimum requirement to have this card is to have RM30,000 minimum income. But what if I have close to RM30,000? Like RM28,800. Would they consider? Do you guys think?
Gen-X
post Oct 20 2013, 02:34 PM

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QUOTE(rjb123 @ Oct 20 2013, 01:27 PM)
I think Maybank have made some kind of mistake with my VI application. I placed an FD against this card and they've also increased my MBB2 card credit limit by the same amount (what it shows online, anyway)
*
Not a mistake, all Maybankard credit cards (excluding Islamic Cards) share the same combined credit limit.
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post Oct 20 2013, 06:09 PM

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QUOTE(Gen-X @ Oct 20 2013, 02:34 PM)
Not a mistake, all Maybankard credit cards (excluding Islamic Cards) share  the same combined credit limit.
*
original American Express with gladiator logo also have separate credit limit from other Maybank card like maybank2kad
khairilh
post Oct 20 2013, 11:18 PM

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currently own the gold maybank2cards. can i upgrade to platinum and how is the limit?
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post Oct 21 2013, 12:12 AM

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QUOTE(khairilh @ Oct 20 2013, 11:18 PM)
currently own the gold maybank2cards. can i upgrade to platinum and how is the limit?
*
You can either upgrade or submit a new application for platinum. However, holding both MBB2 Gold and Plat still earn you max Rm50 rebate only. Cr limit is depends on ur income and commitment but if the Plat application is successful, normally they will increase ur CL, in my case it was 50% increased, but after increase its still the lowest CL among all my CC sad.gif , even though I use MBB2 the most.
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post Oct 21 2013, 08:38 AM

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QUOTE(hkboey @ Oct 21 2013, 12:12 AM)
You can either upgrade or submit a new application for platinum. However, holding both MBB2 Gold and Plat still earn you max Rm50 rebate only. Cr limit is depends on ur income and commitment but if the Plat application is successful, normally they will increase ur CL, in my case it was 50% increased, but after increase its still the lowest CL among all my CC sad.gif , even though I use MBB2 the most.
*
So, what is the point for them to have gold and platinum? any pros for platinum?
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post Oct 21 2013, 08:56 AM

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QUOTE(khairilh @ Oct 21 2013, 08:38 AM)
So, what is the point for them to have gold and platinum? any pros for platinum?
*
Answer is here: Post #1
idoblu
post Oct 21 2013, 02:07 PM

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guys, if i opt for ezypay at Sony store, do they have like a surcharge added ?

also do you guys think this December, Amex will have one of those 15% cash back program like last year?
ronnie
post Oct 21 2013, 02:23 PM

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QUOTE(idoblu @ Oct 21 2013, 02:07 PM)
guys, if i opt for ezypay at Sony store, do they have like a surcharge added ?

also do you guys think this December, Amex will have one of those 15% cash back program like last year?
*
Sony Store's EzyPay 0% won't have any surcharges smile.gif
Possibly something for year-end spend with AMEX like previous years.
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post Oct 21 2013, 02:24 PM

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QUOTE(idoblu @ Oct 21 2013, 02:07 PM)
guys, if i opt for ezypay at Sony store, do they have like a surcharge added ?

also do you guys think this December, Amex will have one of those 15% cash back program like last year?
*
hhuhu...waiting for the good news on amex cash back program...
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post Oct 21 2013, 02:36 PM

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QUOTE(idoblu @ Oct 21 2013, 02:07 PM)
guys, if i opt for ezypay at Sony store, do they have like a surcharge added ?

also do you guys think this December, Amex will have one of those 15% cash back program like last year?
*
buying PS4 eh?
khairilh
post Oct 21 2013, 02:40 PM

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Redeem your treatpoints to get items or just redeem to get petrol cashcard.. which one is worth the money???
idoblu
post Oct 21 2013, 02:48 PM

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QUOTE(maskedchan @ Oct 21 2013, 02:36 PM)
buying PS4 eh?
*
I wasnt thinking of the PS4 just yet but I do want one tongue.gif
thinking of getting a camera

if i can get free ezypay and cash back together.....fatt tat lor..... rclxms.gif


This post has been edited by idoblu: Oct 21 2013, 02:49 PM
Human Nature
post Oct 21 2013, 03:16 PM

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Using the agoda maybank link, the discount is not reflected even after i entered my card details hmm.gif
MilesAndMore
post Oct 21 2013, 03:42 PM

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QUOTE(ronnie @ Oct 21 2013, 02:23 PM)
Sony Store's EzyPay 0% won't have any surcharges smile.gif
Possibly something for year-end spend with AMEX like previous years.
*
Those in KK unfortunately do not offer real 0% EPP unfortunately vmad.gif

MilesAndMore
post Oct 21 2013, 03:44 PM

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QUOTE(Human Nature @ Oct 21 2013, 03:16 PM)
Using the agoda maybank link, the discount is not reflected even after i entered my card details  hmm.gif
*
Eh how so ? I booked a room last week and i did get the 7% rebate. It was booked via www.agoda.com/maybank

Human Nature
post Oct 21 2013, 03:46 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 03:44 PM)
Eh how so ? I booked a room last week and i did get the 7% rebate. It was booked via www.agoda.com/maybank
*
Yup, suing the same link. Already tried twice. Just enter all card details, without clicking pay right
MilesAndMore
post Oct 21 2013, 03:52 PM

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QUOTE(Human Nature @ Oct 21 2013, 03:46 PM)
Yup, suing the same link. Already tried twice. Just enter all card details, without clicking pay right
*
Just tried it and the 7% rebate did show up. See below:

Attached Image
Human Nature
post Oct 21 2013, 04:20 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 03:52 PM)
Just tried it and the 7% rebate did show up. See below:
I tried the exact same hotel and date as yours and got the discount, but when i did it for the other hotel, it's not there rclxub.gif

This post has been edited by Human Nature: Oct 21 2013, 04:20 PM


Attached thumbnail(s)
Attached Image
Gen-X
post Oct 21 2013, 04:24 PM

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QUOTE(Human Nature @ Oct 21 2013, 04:20 PM)
I tried the exact same hotel and date as yours and got the discount, but when i did it for the other hotel, it's not there  rclxub.gif
*
Did you key in the rest of the card details including Country of Issue.

I thought there's a box to fill in Bank too but did not see in both images above.

Try using your Visa or MC and see what happens.
Human Nature
post Oct 21 2013, 04:26 PM

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QUOTE(Gen-X @ Oct 21 2013, 04:24 PM)
Did you key in the rest of the card details including Country of Issue.

I thought there's a box to fill in Bank too but did not see in both images above.

Try using your Visa or MC and see what happens.
*
When I did it for the hotel in Seoul, only the card no and name will do. For the hotel in Thailand, it is still not reflected after I key in full details. Same thing with my Visa.
MilesAndMore
post Oct 21 2013, 04:27 PM

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QUOTE(Human Nature @ Oct 21 2013, 04:26 PM)
When I did it for the hotel in Seoul, only the card no and name will do. For the hotel in Thailand, it is still not reflected after I key in full details. Same thing with my Visa.
*
I did book for hotel in Bangkok a month back (Pullman Bangkok King Power) and the 7% rebate did show up right after i keyed in my card number.

MilesAndMore
post Oct 21 2013, 04:29 PM

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Ok. I know what's the problem already. The current promotion is valid for booking made up to 31 Dec 2013, and for stay up to 31 March 2014. But you are trying to book a room in April next year. That is why the x% rebate is not showing smile.gif

This post has been edited by MilesAndMore: Oct 21 2013, 04:30 PM
Human Nature
post Oct 21 2013, 04:29 PM

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Haha, i am giving up. Will try other hotel. My best guess is, the rate already include a Flash Deal! – Limited Time Offer. Rate includes 58% discount!, so no further discount rclxub.gif
Human Nature
post Oct 21 2013, 04:30 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 04:29 PM)
Ok. I know what's the problem already. The current promotion is valid for booking made up to 31 Dec 2013, and for stay up to 31 March 2014. But you are trying to book a room in April next year. That is why the x% rebate is not showing  smile.gif
*
Aah...that explains. So, i can't beat the system and book earlier. My agoda points are expiring in 31 Dec doh.gif

thanks for your help smile.gif
MilesAndMore
post Oct 21 2013, 04:31 PM

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QUOTE(Human Nature @ Oct 21 2013, 04:29 PM)
Haha, i am giving up. Will try other hotel. My best guess is, the rate already include a Flash Deal! – Limited Time Offer. Rate includes 58% discount!, so no further discount  rclxub.gif
*
Got. Just that the current promotion doesn't cover for hotel stay after 31 March next year smile.gif
MilesAndMore
post Oct 21 2013, 04:32 PM

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QUOTE(Human Nature @ Oct 21 2013, 04:30 PM)
Aah...that explains. So, i can't beat the system and book earlier. My agoda points are expiring in 31 Dec  doh.gif

thanks for your help  smile.gif
*
Ah... what to do then. How about HSBC ? Do you have a HSBC credit card ? Can get 5% to 7% rebate too.

Human Nature
post Oct 21 2013, 04:33 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 04:32 PM)
Ah... what to do then. How about HSBC ? Do you have a HSBC credit card ? Can get 5% to 7% rebate too.
*
Nope. Maybe I will book using my RHB for 5% rebate. Thanks biggrin.gif
MilesAndMore
post Oct 21 2013, 04:34 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 04:32 PM)
Ah... what to do then. How about HSBC ? Do you have a HSBC credit card ? Can get 5% to 7% rebate too.
*
Opps! Won't work either. The current HSBC Agoda promotion is valid for stay up to 31 Jan 2014 only. But from my own experience, HSBC normally will extend it sometime in November or December, as what they have done in the last 3 years smile.gif



Human Nature
post Oct 21 2013, 04:35 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 04:34 PM)
Opps! Won't work either. The current HSBC Agoda promotion is valid for stay up to 31 Jan 2014 only. But from my own experience, HSBC normally will extend it sometime in November or December, as what they have done in the last 3 years  smile.gif
*
Well that is good. Hopefully Maybank will follow the same trend, i can wait smile.gif
MilesAndMore
post Oct 21 2013, 08:40 PM

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QUOTE(rjb123 @ Oct 20 2013, 01:27 PM)
I think Maybank have made some kind of mistake with my VI application. I placed an FD against this card and they've also increased my MBB2 card credit limit by the same amount (what it shows online, anyway)
*
Mind to share how much is your FD pledged to get the VI ?
rjb123
post Oct 21 2013, 10:08 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 08:40 PM)
Mind to share how much is your FD pledged to get the VI ?
*
50K
TSalexwsk
post Oct 21 2013, 10:13 PM

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QUOTE(rjb123 @ Oct 21 2013, 10:08 PM)
50K
*
Gen-X, u wanna increase ur CL?
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post Oct 21 2013, 10:21 PM

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QUOTE(Human Nature @ Oct 21 2013, 04:29 PM)
Haha, i am giving up. Will try other hotel. My best guess is, the rate already include a Flash Deal! – Limited Time Offer. Rate includes 58% discount!, so no further discount  :stars:
*
It is possible to get flash deals and/or insider deals plus the Maybank 7% Amex discount but you must follow a very specific sequence when going to the website and making the booking.
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post Oct 21 2013, 10:34 PM

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QUOTE(alexwsk @ Oct 21 2013, 10:13 PM)
Gen-X, u wanna increase ur CL?
*
Bro, increase my CL pledging FD? haha. No lah, better use the money and go deposit with FD Promo offered by other banks and earn more.
MilesAndMore
post Oct 21 2013, 10:46 PM

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QUOTE(rjb123 @ Oct 21 2013, 10:08 PM)
50K
*
Thanks smile.gif I think i might just try to get the MBB VI using such method too.

By the way, is the credit limit given to you 100% of the FD pledged ? And i read that you forgot to pay the stamp duty ? I assume you had to pay stamping fee for the collateral agreement ?

fly126
post Oct 21 2013, 11:14 PM

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QUOTE(rjb123 @ Oct 21 2013, 10:08 PM)
50K
*
If We Use FD pledged to get the VI,
Is it we Still need to Pay the AF(RM 800) for MBB VI for Subsequent years, If We Spend < RM50k per Annum to get the Annual Fee Waived...??? hmm.gif

This post has been edited by fly126: Oct 21 2013, 11:22 PM
fruitie
post Oct 21 2013, 11:23 PM

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Just booked 3D2N hotel in Agoda for my good friend's wedding dinner in Penang. I was too busy with my other trip that I overlooked on this matter. doh.gif

If not, I could have tried yesterday and who knows I might get additional 5% rebate? Or am I asking too much? laugh.gif

Surprised to see I got 7% rebate from my Gold AmEx. laugh.gif

This post has been edited by fruitie: Oct 21 2013, 11:23 PM
spikey2506
post Oct 21 2013, 11:35 PM

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QUOTE(fruitie @ Oct 21 2013, 11:23 PM)
Just booked 3D2N hotel in Agoda for my good friend's wedding dinner in Penang. I was too busy with my other trip that I overlooked on this matter. doh.gif

If not, I could have tried yesterday and who knows I might get additional 5% rebate? Or am I asking too much? laugh.gif

Surprised to see I got 7% rebate from my Gold AmEx. laugh.gif
*
Just last two weeks I did just that. Booked my hotel stay on Saturday in the hope of getting the 5%. I then waited and waited for the transaction to be posted to my account, which only happened on Wednesday, for both transaction and posting. sad.gif
fruitie
post Oct 21 2013, 11:38 PM

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QUOTE(spikey2506 @ Oct 21 2013, 11:35 PM)
Just last two weeks I did just that. Booked my hotel stay on Saturday in the hope of getting the 5%. I then waited and waited for the transaction to be posted to my account, which only happened on Wednesday, for both transaction and posting.  sad.gif
*
OK thanks, that makes me feel slightly better now. tongue.gif
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post Oct 21 2013, 11:49 PM

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QUOTE(MilesAndMore @ Oct 21 2013, 10:46 PM)
Thanks  smile.gif  I think i might just try to get the MBB VI using such method too.

By the way, is the credit limit given to you 100% of the FD pledged ? And i read that you forgot to pay the stamp duty ? I assume you had to pay stamping fee for the collateral agreement ?
*
Yep, actually offer letter stated higher CL but it looks like they just added the FD from my MBB2 cards into a combined limit.

Stamping fee is RM10, MBB2 I had to pay the same too- this is for the agreement.

QUOTE(fly126 @ Oct 21 2013, 11:14 PM)
If We Use FD pledged to get the VI,
Is it we Still need to Pay the AF(RM 800) for MBB VI for Subsequent years, If We Spend < RM50k per Annum to get the Annual Fee Waived...??? hmm.gif
*
Doesn't affect the AF as far as I know, still need to pay if less than RM50k per year spent.

Gen-X
post Oct 22 2013, 12:15 AM

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QUOTE(MilesAndMore @ Oct 21 2013, 10:46 PM)
Thanks   smile.gif   I think i might just try to get the MBB VI using such method too.

By the way, is the credit limit given to you 100% of the FD pledged ? And i read that you forgot to pay the stamp duty ? I assume you had to pay stamping fee for the collateral agreement ?
*
QUOTE(fly126 @ Oct 21 2013, 11:14 PM)
If We Use FD pledged to get the VI,
Is it we Still need to Pay the AF(RM 800) for MBB VI for Subsequent years, If We Spend < RM50k per Annum to get the Annual Fee Waived...??? hmm.gif
*
In my article My Son Is Going To The USA Again On Business Class, besides showing that we can get equivalent 19.19% and 12.33% cash back with the MBB VI and MBB 2 AMEX respectively when we redeem Enrich Miles converted from Treats Points for Business Class Ticket, I also mentioned that one can be issued the Maybankard Visa Infinite if we sign up for Maybank Private Banking and if can't prove our income, we can pledge FD.

The Maybankard Visa Infinite earns the card holder 5X Treats Points overseas but only 2X for local spending.

So this card is great for those who spend substantial sum of money overseas (online or in person) like in the case of rjb123 where he spend RM12K-RM15K per month on overseas transactions.

And this card is also great for Miles where he flies overseas like every other week.

But , the Maybankard VI is not good if you spend your money locally.

1. With overseas 5X Treats Points, for the VI it works out to be RM0.90 spent = 1 Enrich Mile. But for local spending where you only earn 2X TP, it works out to be RM2.25 spent = 1 Enrich Mile. Whereas our Maybankard 2 AMEX which earns us 5X TP and with conversion rate of 7000 TP = 1000 Enrich Miles works out to be RM1.40 spent locally = 1 Enrich Mile.

2. To redeem stuff other that Enrich Miles, the Maybankard VI has no advantage over the Maybankard 2 AMEX because we need the same number of points to redeem for the same item.

3. If you fly economy class with Malaysia Airlines, it may not be worth it to redeem our Treats Points for Enrich Miles. In my article titled Toshiba i5 for RM999 and Enrich Miles Redemption, I showed that we get the same "worth" when comparing redeeming Enrich Miles for air ticket versus cash voucher. Not only that, we still need to pay for surcharges and taxes when we use Enrich Miles to redeem for air ticket. For example, I still need to pay RM1,140 for surcharges and taxes when I redeem for a FREE return ticket to Melbourne. But with Air Asia, I can get return trip for less than RM1K including taxes and whatever surcharges during promo.

And if you pledge RM50K FD with Maybank, you will get Board Rate where as you can use this same money and go deposit elsewhere and earn yourself more than RM225/year.

Click here to my Fixed Deposit Page to see FD Board Rates offered by commercial banks versus FD Promotions where we can get up to 3.98% until end of October 2013.

MBB 12 Months FD board rate 3.15% versus Affin Board Rate 3.6%. That's RM225 extra money.
If compare MBB 12 months board rate versus KFH 12 Months Junior Promo FD rate 3.98%, that's RM415 FREE Extra money.

And for MBB VI annual fee 2nd year onwards, it is automatically waived with RM50K spending. Really automatically waived, no need to call CS or whatever. The real benefit on the Maybankard VI is the excellent 4500 Treats Points =1000 Enrich Miles and use the redemption to get "FREE" Malaysia Airlines Business Class when there is a promotion. I must stress only use the Enrich Miles to redeem for MA Business Class ticket when there is a promotion. For example, with best deals we can get a one way Business Class to US for 51K Enrich Miles compared to usual 200K+ Enrich Miles during peak period and last minute booking. Yes, 200,000+ Enrich miles for a one way Business Class ticket to LA.

This post has been edited by Gen-X: Oct 22 2013, 12:31 AM
fly126
post Oct 22 2013, 12:50 AM

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QUOTE(Gen-X @ Oct 22 2013, 12:15 AM)
In my article My Son Is Going To The USA Again On Business Class, besides showing that we can get equivalent 19.19% and 12.33% cash back with the MBB VI and MBB 2 AMEX respectively when we redeem Enrich Miles converted from Treats Points for Business Class Ticket,  I also mentioned that one can be issued the Maybankard Visa Infinite if we sign up for Maybank Private Banking and if can't prove our income, we can pledge FD.

The Maybankard Visa Infinite earns the card holder 5X Treats Points overseas but only 2X for local spending.

So this card is great for those who spend substantial sum of money overseas (online or in person) like in the case of rjb123 where he spend RM12K-RM15K per month on overseas transactions.

And this card is also great for Miles where he flies overseas like every other week. 

But , the Maybankard VI is not good if you spend your money locally.

1. With overseas 5X Treats Points, for the VI it works out to be RM0.90 spent = 1 Enrich Mile. But for local spending where you only earn 2X TP, it works out to be RM2.25 spent = 1 Enrich Mile. Whereas our Maybankard 2 AMEX which earns us 5X TP and with conversion rate of 7000 TP = 1000 Enrich Miles works out to be RM1.40 spent locally = 1 Enrich Mile.

2. To redeem stuff other that Enrich Miles, the Maybankard VI has no advantage over the Maybankard 2 AMEX because we need the same number of points to redeem for the same item.

3. If you fly economy class with Malaysia Airlines, it may not be worth it to redeem our Treats Points for Enrich Miles. In my article titled Toshiba i5 for RM999 and Enrich Miles Redemption, I showed that we get the same "worth" when comparing redeeming Enrich Miles for air ticket versus cash voucher. Not only that, we still need to pay for surcharges and taxes when we use Enrich Miles to redeem for air ticket. For example, I still need to pay RM1,140 for surcharges and taxes when I redeem for a FREE return ticket to Melbourne. But with Air Asia, I can get return trip for less than RM1K including taxes and whatever surcharges during promo.

And if you pledge RM50K FD with Maybank, you will get Board Rate where as you can use this same money and go deposit elsewhere and earn yourself more than RM225/year. 

Click here to my Fixed Deposit Page to see FD Board Rates offered by commercial banks versus FD Promotions where we can get up to 3.98% until end of October 2013.

MBB 12 Months FD board rate 3.15% versus Affin Board Rate 3.6%. That's RM225 extra money.
If compare MBB 12 months board rate versus KFH 12 Months Junior Promo FD rate 3.98%, that's  RM415 FREE Extra money.

And for MBB VI annual fee  2nd year onwards, it is automatically waived with RM50K spending. Really automatically waived, no need to call CS or whatever. The real benefit on the Maybankard VI is the excellent 4500 Treats Points =1000 Enrich Miles and use the redemption to get "FREE" Malaysia Airlines Business Class when there is a promotion. I must stress only use the Enrich Miles to redeem for MA Business Class ticket when there is a promotion. For example, with best deals we can get a one way Business Class to US for 51K Enrich Miles compared to usual 200K+ Enrich Miles during peak period and last minute booking. Yes, 200,000+ Enrich miles for a one way Business Class ticket to LA.
*
Thanks for the Head-Ups.... notworthy.gif

BRY7
post Oct 22 2013, 07:38 AM

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QUOTE(rjb123 @ Oct 21 2013, 10:08 PM)
50K
*
thats good, after making pledge FD, do they still look at your income?
rjb123
post Oct 22 2013, 11:01 AM

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QUOTE(BRY7 @ Oct 22 2013, 07:38 AM)
thats good, after making pledge FD, do they still look at your income?
*
I've only ever used FD to apply CC, never provided any proof of income documents.
ronnie
post Oct 22 2013, 11:23 AM

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Maybankard 2 is advertising heavily in The Star (a few full page color ad) ... Focus on the 5X TreatsPoints
BRY7
post Oct 22 2013, 11:45 AM

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QUOTE(rjb123 @ Oct 22 2013, 11:01 AM)
I've only ever used FD to apply CC, never provided any proof of income documents.
*
great then, will Apply for VI soon
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post Oct 22 2013, 12:14 PM

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QUOTE(ronnie @ Oct 22 2013, 11:23 AM)
Maybankard 2 is advertising heavily in The Star (a few full page color ad) ... Focus on the 5X TreatsPoints
*
ya full page x 3 or 4. blink.gif
tednet
post Oct 22 2013, 02:02 PM

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economics going bad... that why need powerful advertisement to boost their product
xDjWanNabex
post Oct 22 2013, 04:51 PM

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Guys, if u need to get a replacement card for whatever reason, its free. Just call the maybank call-line.

I walked into the taman desa branch the other day and they said i would need to pay 50 bucks for a replacement..figured the clown tried to swindle some money from me.

tednet
post Oct 23 2013, 08:04 AM

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QUOTE(xDjWanNabex @ Oct 22 2013, 04:51 PM)
Guys, if u need to get a replacement card for whatever reason, its free. Just call the maybank call-line.

I walked into the taman desa branch the other day and they said i would need to pay 50 bucks for a replacement..figured the clown tried to swindle some money from me.
*
yup, replace mine once or twice.. how dats possible asking for money? even replace atm card they will deduct from ur acc only.
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post Oct 23 2013, 11:44 AM

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pls help ! i cannot find the list of merchants / privilege offered for maybank card.
zaFrOoNaLdO
post Oct 23 2013, 11:48 AM

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hi guys... been eyeing my eyes on this card but havent applied since i already have OCBC Titanium.

anyway, whats the best promotion available when applying this card? any free gifts etc?
tednet
post Oct 23 2013, 11:50 AM

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QUOTE(zaFrOoNaLdO @ Oct 23 2013, 11:48 AM)
hi guys... been eyeing my eyes on this card but havent applied since i already have OCBC Titanium.

anyway, whats the best promotion available when applying this card? any free gifts etc?
*
do refer to first page and no, MBB dont give up free gift during sign up... sweat.gif sweat.gif
bingozero
post Oct 23 2013, 12:05 PM

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QUOTE(ronnie @ Oct 22 2013, 11:23 AM)
Maybankard 2 is advertising heavily in The Star (a few full page color ad) ... Focus on the 5X TreatsPoints
*
Since they are loosong customer on 3 year validity on treatpoint
tednet
post Oct 23 2013, 12:12 PM

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QUOTE(bingozero @ Oct 23 2013, 12:05 PM)
Since they are loosong customer on 3 year validity on treatpoint
*
can someone please tell me how to check the points expiry?? cause in statement just mention total collection this month and total. icon_question.gif icon_question.gif
Human Nature
post Oct 23 2013, 12:28 PM

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QUOTE(tednet @ Oct 23 2013, 12:12 PM)
can someone please tell me how to check the points expiry?? cause in statement just mention total collection this month and total. icon_question.gif  icon_question.gif
*
still got 2 years plus to go tongue.gif

This post has been edited by Human Nature: Oct 23 2013, 01:05 PM
namh
post Oct 23 2013, 12:31 PM

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QUOTE(tednet @ Oct 23 2013, 12:12 PM)
can someone please tell me how to check the points expiry?? cause in statement just mention total collection this month and total. icon_question.gif  icon_question.gif
*
do refer to first page

user posted image

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
spikey2506
post Oct 23 2013, 12:34 PM

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QUOTE(xDjWanNabex @ Oct 22 2013, 04:51 PM)
Guys, if u need to get a replacement card for whatever reason, its free. Just call the maybank call-line.

I walked into the taman desa branch the other day and they said i would need to pay 50 bucks for a replacement..figured the clown tried to swindle some money from me.
*
The expiry date follows your old card or is it renewed for 5 years from replacement date? My Amex is looking pathetic already but I figured that I will just wait for the renewal date. Dunno the card can last until that date or not. I may call them to get a replacement.
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post Oct 23 2013, 01:02 PM

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QUOTE(ronnie @ Oct 22 2013, 11:23 AM)
Maybankard 2 is advertising heavily in The Star (a few full page color ad) ... Focus on the 5X TreatsPoints
*
Should put 8X TreatsPoints as TP have went through inflation.
*
tongue.gif
ronnie
post Oct 23 2013, 01:59 PM

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QUOTE(CP88 @ Oct 23 2013, 01:02 PM)
Should put 8X TreatsPoints as TP have went through inflation.
*
  tongue.gif
*
That will be a dream .....
mgb
post Oct 23 2013, 03:33 PM

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Hi guys, should I get this card? I currently hold a gold amex (without maybank logo) and realized how crappy the benefits are compared to the maybank 2. However a couple of places that i frequent do not accept amex and if i'm caught in an emergency situation and amex is not accepted then im screwed.

Thus I decided to apply for ocbc titanium last week. But now it seems like ocbc is dumping the card so i'm back to thinking if I should just go for this since it also comes with a visa/master for my emergency or non-amex accepting transactions.

You thoughts?

This post has been edited by mgb: Oct 23 2013, 03:33 PM
alex_cyw1985
post Oct 23 2013, 03:46 PM

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QUOTE(mgb @ Oct 23 2013, 03:33 PM)
Hi guys, should I get this card? I currently hold a gold amex (without maybank logo) and realized how crappy the benefits are compared to the maybank 2. However a couple of places that i frequent do not accept amex and if i'm caught in an emergency situation and amex is not accepted then im screwed.

Thus I decided to apply for ocbc titanium last week. But now it seems like ocbc is dumping the card so i'm back to thinking if I should just go for this since it also comes with a visa/master for my emergency or non-amex accepting transactions.

You thoughts?
*
if i'm caught in an emergency situation and amex is not accepted then im screwed. < Maybank2kard come with Visa/Master...so you are safe...
victorywp
post Oct 23 2013, 03:47 PM

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QUOTE(mgb @ Oct 23 2013, 03:33 PM)
Hi guys, should I get this card? I currently hold a gold amex (without maybank logo) and realized how crappy the benefits are compared to the maybank 2. However a couple of places that i frequent do not accept amex and if i'm caught in an emergency situation and amex is not accepted then im screwed.

Thus I decided to apply for ocbc titanium last week. But now it seems like ocbc is dumping the card so i'm back to thinking if I should just go for this since it also comes with a visa/master for my emergency or non-amex accepting transactions.

You thoughts?
*
yes, you should change to maybank 2 cards instead for the benefits. they don't allow conversion, meaning you have to apply for the maybank 2 cards before terminating your existing one.
spikey2506
post Oct 23 2013, 05:48 PM

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QUOTE(victorywp @ Oct 23 2013, 03:47 PM)
yes, you should change to maybank 2 cards instead for the benefits. they don't allow conversion, meaning you have to apply for the maybank 2 cards before terminating your existing one.
*
They do convert. I converted my Petronas Visa to MBB2.
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post Oct 23 2013, 06:15 PM

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QUOTE(spikey2506 @ Oct 23 2013, 05:48 PM)
They do convert. I converted my Petronas Visa to MBB2.
*
you were able to??? the cs told me that there is no way they could do that!!! for me i terminated my petronas visa before applying mbb2 because i have other cards, while my wife applied mbb2 only to terminate the petronas visa... we called to different cs and they confirmed unable to convert... how come??? hmm.gif
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post Oct 23 2013, 06:25 PM

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QUOTE(alex_cyw1985 @ Oct 23 2013, 03:46 PM)
if i'm caught in an emergency situation and amex is not accepted then im screwed. < Maybank2kard come with Visa/Master...so you are safe...
*
+1

QUOTE(victorywp @ Oct 23 2013, 06:15 PM)
you were able to??? the cs told me that there is no way they could do that!!! for me i terminated my petronas visa before applying mbb2 because i have other cards, while my wife applied mbb2 only to terminate the petronas visa... we called to different cs and they confirmed unable to convert... how come??? hmm.gif
*
I guess the word/term used convert is incorrect. You can apply for the Maybankard 2 Card and after you have obtained the MBB 2 Cards, first thing to do is ask them to transfer the Treats Points in your Petronas Card to the new MBB 2 Visa or MC or AMEX account. Then cancel your Petronas card.
spikey2506
post Oct 23 2013, 06:39 PM

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QUOTE(Gen-X @ Oct 23 2013, 06:25 PM)
+1
I guess the word/term used convert is incorrect. You can apply for the Maybankard 2 Card and after you have obtained the MBB 2 Cards, first thing to do is ask them to transfer the Treats Points in your Petronas Card to the new MBB 2 Visa or MC or AMEX account. Then cancel your Petronas card.
*
Ah yes. That's what happened. They even transferred my outstandng balance over. IIRC they are able to transfer everything except auto debit instructions and also Easy Pay.
victorywp
post Oct 23 2013, 06:43 PM

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QUOTE(Gen-X @ Oct 23 2013, 06:25 PM)
I guess the word/term used convert is incorrect. You can apply for the Maybankard 2 Card and after you have obtained the MBB 2 Cards, first thing to do is ask them to transfer the Treats Points in your Petronas Card to the new MBB 2 Visa or MC or AMEX account. Then cancel your Petronas card.
*
that's much clearer now... however, i didn't realise about the ability to transfer the points over. anyway, we have redeemed most of the points before terminating the card. anyway, thanks a lot for the information! thumbup.gif
kaizailo85
post Oct 24 2013, 01:06 PM

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Who try to call to the customer service to waive the GST tax for the mbb2 visa card and successfully waived?
ronnie
post Oct 24 2013, 01:20 PM

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QUOTE(kaizailo85 @ Oct 24 2013, 01:06 PM)
Who try to call to the customer service to waive the GST tax for the mbb2 visa card and successfully waived?
*
No one... and Maybank won't waive it under any circumstances.
edwardccg
post Oct 24 2013, 03:59 PM

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QUOTE(kaizailo85 @ Oct 24 2013, 01:06 PM)
Who try to call to the customer service to waive the GST tax for the mbb2 visa card and successfully waived?
*
12500TP can redeem the GST already, with 5XTP on amex, is very easy to earn
zr125
post Oct 24 2013, 09:13 PM

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Supp card also can waive using TP points?
namh
post Oct 24 2013, 09:48 PM

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QUOTE(zr125 @ Oct 24 2013, 09:13 PM)
Supp card also can waive using TP points?
*
Yes.. you can redeem it online here -> TreatsPoints Maybank - Annual Fee & Service Tax

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500Kmission
post Oct 25 2013, 12:16 AM

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Can't get ocbc credit card, but i get maybank 2 card yesterday rclxms.gif rclxms.gif rclxms.gif

But the maybank card centre officer told me that i cant set for sms alert for all transaction, is it correct?

This post has been edited by 500Kmission: Oct 25 2013, 12:21 AM
ronnie
post Oct 25 2013, 12:41 AM

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QUOTE(500Kmission @ Oct 25 2013, 12:16 AM)
But the maybank card centre officer told me that i cant set for sms alert for all transaction, is it correct?
*
That's INCORRECT... you set it to RM1.00 and any swipes above that will get a SMS Transaction Alert. Call the CS to set it up.
mgb
post Oct 25 2013, 01:11 AM

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QUOTE(500Kmission @ Oct 25 2013, 12:16 AM)
Can't get ocbc credit card, but i get maybank 2 card yesterday  rclxms.gif  rclxms.gif  rclxms.gif
*
Did you get yours at the 1 hour card centre @ klcc?
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post Oct 25 2013, 12:19 PM

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QUOTE(ronnie @ Oct 25 2013, 12:41 AM)
That's INCORRECT... you set it to RM1.00 and any swipes above that will get  a SMS Transaction Alert. Call the CS to set it up.
*
i actually received SMS notifications for RM0.48 fb transactions lol.
i received notifications even before changing the alert amount to RM1, when i asked the operator he said maybe the first few times when you use the credit card you will receive SMS.
edwardccg
post Oct 25 2013, 12:45 PM

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QUOTE(ronnie @ Oct 25 2013, 12:41 AM)
That's INCORRECT... you set it to RM1.00 and any swipes above that will get  a SMS Transaction Alert. Call the CS to set it up.
*
i guess auto debit is not include in alert, coz i never get my insurance auto debit alert since i request to rm1
Human Nature
post Oct 25 2013, 12:46 PM

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QUOTE(edwardccg @ Oct 25 2013, 12:45 PM)
i guess auto debit is not include in alert, coz i never get my insurance auto debit alert since i request to rm1
*
Yeah, recurring transactions are not included.
Gen-X
post Oct 25 2013, 01:13 PM

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QUOTE(Human Nature @ Oct 25 2013, 12:46 PM)
Yeah, recurring transactions are not included.
*
That's what I thought; but, recently I got a sms from MBB saying that it was used to pay one of my Maxis account. Can't remember the last time I got a similar sms ... odd.
hkboey
post Oct 25 2013, 01:27 PM

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QUOTE(spikey2506 @ Oct 23 2013, 06:39 PM)
Ah yes. That's what happened. They even transferred my outstandng balance over. IIRC they are able to transfer everything except auto debit instructions and also Easy Pay.
*
If you signed up the auto debit with Maybank (eg. tnb or telekom) then it can be transferred, while if you sign up with merchant (eg. insurance), then you have to update the merchant on new card number.
stacko
post Oct 25 2013, 01:29 PM

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I didn't register for SMS alerts, but on and off will get transactions alert randomly. Autopay like Astro, TM and Tenaga usually go through every month without alerts but for October, I received all 3 alerts for the Autopay. In fact Autopay for Astro was done on Saturday, 19 Oct morning hence the cash rebate and 5X points using Amex.
panasonic88
post Oct 25 2013, 02:19 PM

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Recently I get to swipe my Amex card at overseas. Wish that get to win the "Win Your Dream Car Campaign" tongue.gif

Grand prize is
1 x Mini Cooper S Paceman
1 x Mini Cooper S Coupe

Either one will do tongue.gif
CP88
post Oct 25 2013, 09:33 PM

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QUOTE(panasonic88 @ Oct 25 2013, 02:19 PM)
Recently I get to swipe my Amex card at overseas. Wish that get to win the "Win Your Dream Car Campaign" tongue.gif

Grand prize is
1 x Mini Cooper S Paceman
1 x Mini Cooper S Coupe

Either one will do tongue.gif
*
You take one. I take one! tongue.gif
ronnie
post Oct 25 2013, 09:36 PM

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Spend Rm100 for chance to watch Maroon5 live@Amsterdam
500Kmission
post Oct 26 2013, 12:39 AM

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QUOTE(mgb @ Oct 25 2013, 01:11 AM)
Did you get yours at the 1 hour card centre @ klcc?
*
No, due to I applied it on friday night (around 8pm) at midvalley. The 1 hour is only available during 9am - 5pm within monday - friday. The officer kept my document on monday, tuesday approved.

One more thing, first page of this thread need to update the new application form. The officer told me old application form can not process. Fortunately , officer accept scan copy after I sign which i print from online.



500Kmission
post Oct 26 2013, 12:45 AM

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QUOTE(ronnie @ Oct 25 2013, 12:41 AM)
That's INCORRECT... you set it to RM1.00 and any swipes above that will get  a SMS Transaction Alert. Call the CS to set it up.
*
I will do that, thanks.
rjb123
post Oct 26 2013, 01:07 AM

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QUOTE(Gen-X @ Oct 25 2013, 01:13 PM)
That's what I thought; but, recently I got a sms from MBB saying that it was used to pay one of my Maxis account. Can't remember the last time I got a similar sms ... odd.
*
I registered my MBB2 Amex as Autopay for DiGi and never received SMS notification for it until this month.

Maybe they're making it standard for transactions where the card isn't present?
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post Oct 26 2013, 10:03 AM

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does the agoda discount promotion applicable for AMEX card? i read in their website it states that only visa or matercard is entitle for the 7% discount. but when i try to key in amex in agoda, it automatically -7% out. anyone tried using amex through agoda and gets the 7% discount?
activexxx
post Oct 26 2013, 10:52 AM

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any chance for us to get waived for the RM50 annual service tax? can call them to waive it since I am a long term mbb card holder?
TSalexwsk
post Oct 26 2013, 11:32 AM

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QUOTE(activexxx @ Oct 26 2013, 10:52 AM)
any chance for us to get waived for the RM50 annual service tax? can call them to waive it since I am a long term mbb card holder?
*
how long is your long term?
none of us has any luck with that
activexxx
post Oct 26 2013, 12:54 PM

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QUOTE(alexwsk @ Oct 26 2013, 11:32 AM)
how long is your long term?
none of us has any luck with that
*
Erm...used it for 4++ years only.
mgb
post Oct 26 2013, 01:14 PM

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QUOTE(activexxx @ Oct 26 2013, 12:54 PM)
Erm...used it for 4++ years only.
*
I've been using amex gold card for more than 5 years, they have never waived the gst.
You have to use your points to waive it.
hkboey
post Oct 26 2013, 01:18 PM

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QUOTE(mgb @ Oct 26 2013, 01:14 PM)
I've been using amex gold card for more than 5 years, they have never waived the gst.
You have to use your points to waive it.
*
Been using mbb cc for more than 6 years.... no luck. Coz under no circumstances they would do anything with ur gst I think. Redeem with TP in the only way i guess.
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post Oct 26 2013, 02:33 PM

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QUOTE(bearbear @ Oct 23 2013, 03:42 PM)
10% extra for below 20k Enrich point redemption

15% extra for above 20k Enrich point redemption
*
Above was posted at Enrich Miles Thread.

For those who want to redeem their Treats Points and get the 10% or 15% extra Enrich Miles, the offer is good until 15 November 2013. Just call Maybank Customer Service and give them your Enrich Miles Account Number. And the Enrich Miles converted should be in your Enrich Miles Account within a week.

If you are one of those who are into Enrich Miles and what the best conversion rate from FREE credit cards, I did published an article on my Visa Infinite cards offering 5X reward points - click here to see comparison of Enrich conversion rate and other benefits between Alliance Visa Infinite vs Maybank VI vs UOB Bank VI.
cempedaklife
post Oct 26 2013, 03:23 PM

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QUOTE(mark001 @ Oct 26 2013, 10:03 AM)
does the agoda discount promotion applicable for AMEX card? i read in their website it states that only visa or matercard is entitle for the 7% discount. but when i try to key in amex in agoda, it automatically -7% out. anyone tried using amex through agoda and gets the 7% discount?
*
may i ask a simply question?

if u use amex, and still it give -7%, and the fact that using amex has more benefits than visa/mc, what's stopping you from going ahead with the transaction? u scared u break the law, and will get fined?
tanch78
post Oct 26 2013, 10:52 PM

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Anyone experience that SMS payment alert is now off? I contacted the customer service two weeks ago to reactivate the alert with minimum threshold RM 1. But still no SMS alert receive when I made payment today. > 500 hundred ringgit.
Human Nature
post Oct 26 2013, 11:13 PM

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QUOTE(tanch78 @ Oct 26 2013, 10:52 PM)
Anyone experience that SMS payment alert is now off? I contacted the customer service two weeks ago to reactivate the alert with minimum threshold RM 1. But still no SMS alert receive when I made payment today. > 500 hundred ringgit.
*
No problem for me. Been getting my SMS alerts everytime. You changed your number?

This post has been edited by Human Nature: Oct 26 2013, 11:14 PM
tanch78
post Oct 26 2013, 11:17 PM

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QUOTE(Human Nature @ Oct 26 2013, 11:13 PM)
No problem for me. Been getting my SMS alerts everytime. You changed your number?
*
Nope. Nvm, will contact the cs again
ronnie
post Oct 27 2013, 12:08 AM

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QUOTE(tanch78 @ Oct 26 2013, 10:52 PM)
Anyone experience that SMS payment alert is now off? I contacted the customer service two weeks ago to reactivate the alert with minimum threshold RM 1. But still no SMS alert receive when I made payment today. > 500 hundred ringgit.
*
I receive all SMS Transaction Alerts for all swipes I did today.
BRY7
post Oct 27 2013, 06:18 AM

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QUOTE(RO Player @ Oct 27 2013, 02:44 AM)
how many TP MBB to redeem the RM50GST...
*
12500TP
+h0m@s..
post Oct 27 2013, 10:53 AM

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Why I see the promotion is 7500 for 1150 TP but when I access through online redemption is 7000 for 1150 de?
ronnie
post Oct 27 2013, 11:20 AM

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QUOTE(+h0m@s.. @ Oct 27 2013, 10:53 AM)
Why I see the promotion is 7500 for 1150 TP but when I access through online redemption is 7000 for 1150 de?
*
What unit is 7500 ??
Do screenshot for better understanding of wht you are strying to say ok ? doh.gif doh.gif
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post Oct 27 2013, 05:10 PM

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» Click to show Spoiler - click again to hide... «

EDIT: saw this. >.< (inflated since 1st Aug 13)

It is ok. Just read it biggrin.gif biggrin.gif

This post has been edited by boonykun: Oct 27 2013, 05:14 PM
ck_tonny
post Oct 27 2013, 10:01 PM

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Sorry if this post wrongly posted to this thread, as i cant find other maybankard thread.
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http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
Anyone get rebate from this promo??
turbopips
post Oct 27 2013, 10:29 PM

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QUOTE(ck_tonny @ Oct 27 2013, 10:01 PM)
Sorry if this post wrongly posted to this thread, as i cant find other maybankard thread.
user posted image
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
Anyone get rebate from this promo??
*
Such a lousy ad.. 3% on petrol (some more caltex only).. Nowadays can get 10% from Wise and 5% from many banks la and at any station..

And they call this a promotion?
ck23
post Oct 27 2013, 10:57 PM

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Sorry, a newbie question.

Though I owned cc for over 2 yrs.

I wanna ask, my MBB Amex due date is on 28/10/2013.

If I pay on 28/10/2013, would it be still alright? Or I have to pay tonight before 11.59pm?

I never pay bank a cents on interest thus far.

This post has been edited by ck23: Oct 27 2013, 10:58 PM
victorywp
post Oct 27 2013, 11:09 PM

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QUOTE(ck23 @ Oct 27 2013, 10:57 PM)
Sorry, a newbie question.

Though I owned cc for over 2 yrs.

I wanna ask, my MBB Amex due date is on 28/10/2013.

If I pay on 28/10/2013, would it be still alright? Or I have to pay tonight before 11.59pm?

I never pay bank a cents on interest thus far.
*
yes, no problem to pay on the same date. smile.gif
ck23
post Oct 27 2013, 11:24 PM

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QUOTE(victorywp @ Oct 27 2013, 11:09 PM)
yes, no problem to pay on the same date.  smile.gif
*
Ok. Thx u
Gen-X
post Oct 28 2013, 01:07 PM

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I am pleased to announced that I have published my third Credit Card Ultimate Showdown - The Best Top 10 Credit Cards in Malaysia 2014. And it is no surprised that the Maybankard 2 Cards Platinum is once again ranked second to none. As for the Maybankard 2 Cards Gold, based on my evaluation, is in my also still in my Top 10 Credit Cards list thumbup.gif

In view that Maybank Treats Points now have validity period of 3 years like most banks, I have included a new category for my evaluation, i.e. timeless evergreen reward points.

A total of 22 credit cards were evaluated and reviewed plus one special evaluation in the conclusion. And from my review, the Maybankard 2 Cards Platinum (and Gold too in some cases) even beats premium credit cards when compared to Citibank Prestige MasterCard World and PremierMiles AMEX; AmBank Visa Infinite and World MasterCard; CIMB Visa Signature, CIMB World MasterCard and Visa Infinite; Hong Leong Bank Visa Signature; HSBC Visa Signature; RHB Visa Signature; and versus UOB Visa Infinite.

Please click on the link below to find out the TOP TEN CREDIT CARD in Malaysia for 2014:
The Best Top 10 Credit Card - Ultimate Showdown 2014

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mgb
post Oct 28 2013, 02:04 PM

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» Click to show Spoiler - click again to hide... «



Dude you are awesome. If I didn't stumble upon your blog, I would have never discovered how good this card is. Kudos to you.

This post has been edited by mgb: Oct 28 2013, 02:07 PM
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post Oct 28 2013, 02:43 PM

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anyone pay annual fee for maybank gold card ? rm130 ????


jayro_88
post Oct 28 2013, 03:35 PM

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Is it just me Maybank2u site I can't login?
victorywp
post Oct 28 2013, 03:36 PM

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QUOTE(jayro_88 @ Oct 28 2013, 03:35 PM)
Is it just me Maybank2u site I can't login?
*
same here...


Server Error

This server has encountered an internal error which prevents it from fulfilling your request. The most likely cause is a misconfiguration. Please ask the administrator to look for messages in the server's error log.

PSE-WS7-001
jayro_88
post Oct 28 2013, 03:38 PM

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QUOTE(victorywp @ Oct 28 2013, 03:36 PM)
same here...
Server Error

This server has encountered an internal error which prevents it from fulfilling your request. The most likely cause is a misconfiguration. Please ask the administrator to look for messages in the server's error log.

PSE-WS7-001
*
Same error I got there. sad.gif
koinibler
post Oct 28 2013, 05:45 PM

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Phewww....
I thought I'm the only unable to login...

Didn't pay for this month CC yet!
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post Oct 28 2013, 06:07 PM

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QUOTE(koinibler @ Oct 28 2013, 05:45 PM)
Phewww....
I thought I'm the only unable to login...

Didn't pay for this month CC yet!
*
i can login maybank2u now.. i want to pay this month CC too, going to pay it now sweat.gif
lamode
post Oct 28 2013, 07:26 PM

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QUOTE(namh @ Oct 28 2013, 06:07 PM)
i can login maybank2u now.. i want to pay this month CC too, going to pay it now  sweat.gif
*
problem still sad.gif

CODE
Internal Server Error - Read
The server encountered an internal error or misconfiguration and was unable to complete your request.

Reference #3.7bb91a3a.1382959558.2b534cf

Gen-X
post Oct 29 2013, 03:39 AM

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QUOTE(mgb @ Oct 28 2013, 02:04 PM)
» Click to show Spoiler - click again to hide... «

Dude you are awesome. If I didn't stumble upon your blog, I would have never discovered how good this card is. Kudos to you.
*
Bro, thank you. I appreciate your kind words.

And thanks to all contributors in past and present MBB 2 Thread, we now have the most comprehensive guide in Malaysia on Maybankard 2 Cards right here in LYN.

This post has been edited by Gen-X: Oct 29 2013, 03:45 AM
hihihehe
post Oct 29 2013, 11:44 AM

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I just came back from overseas for good lately and don't have a job yet. My friend is working in Maybank and being told to look for more customers to apply CC. I could get Gold card if I can put at least RM5k FD for 1 year.

So should I go for it so that in Malaysia will have at least my financial record and a bit easier to get loan in the future? There is no problem with my financial as of now
ah_chung
post Oct 29 2013, 11:52 AM

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my application for the cards is failed sad.gif and no reason is stated for that... when i can re-apply?
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post Oct 29 2013, 01:02 PM

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maybank2kad and maybank visa infinite, can they share the treat points?

This post has been edited by db07mufan: Oct 29 2013, 01:03 PM
victorywp
post Oct 29 2013, 02:00 PM

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QUOTE(ah_chung @ Oct 29 2013, 11:52 AM)
my application for the cards is failed sad.gif and no reason is stated for that... when i can re-apply?
*
you may try to re-apply when you have increment in your pay or salary. smile.gif
rjb123
post Oct 29 2013, 03:11 PM

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QUOTE(db07mufan @ Oct 29 2013, 01:02 PM)
maybank2kad and maybank visa infinite, can they share the treat points?
*
My understanding is that they're separate and can't be combined.

Otherwise you'd be able to redeem 1000 Enrich for 4500 TP rather than 7000 like the MBB2


Gen-X
post Oct 29 2013, 03:48 PM

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Good News - Our MBB 2 AMEX now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
KTCY
post Oct 29 2013, 04:23 PM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
jus to check. using AMEX on weekend purchasing airasia will get 5% rebate ?!
mgb
post Oct 29 2013, 04:24 PM

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QUOTE(jetpacker @ Oct 29 2013, 01:17 PM)
hi guys...for the application of this card..do i need to pay anything?
and also..is the 60 minutes approval deal still on currently?
*
My platinum amex and visa got approved in 1 hour from maybank @ klcc yesterday.
All they needed was my 3 months payslip because I wanted platinum.

This post has been edited by mgb: Oct 29 2013, 04:25 PM
pspfan
post Oct 29 2013, 04:33 PM

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QUOTE(KTCY @ Oct 29 2013, 04:23 PM)
jus to check. using AMEX on weekend purchasing airasia will get 5% rebate ?!
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yes..
+h0m@s..
post Oct 29 2013, 05:38 PM

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user posted image

user posted image

Can I know why is it so??
rjb123
post Oct 29 2013, 05:49 PM

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QUOTE(+h0m@s.. @ Oct 29 2013, 05:38 PM)
user posted image

user posted image

Can I know why is it so??
*
Where's the second screenshot from? If I click on "Redeem" it looks totally different?

user posted image
Human Nature
post Oct 29 2013, 06:03 PM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
good news indeed. hopefully there will be no more fraud causes by karmaloop and such.
epie
post Oct 29 2013, 06:10 PM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
good news...hopefully no more fraud cases after this
MilesAndMore
post Oct 29 2013, 06:11 PM

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QUOTE(hihihehe @ Oct 29 2013, 11:44 AM)
I just came back from overseas for good lately and don't have a job yet. My friend is working in Maybank and being told to look for more customers to apply CC. I could get Gold card if I can put at least RM5k FD for 1 year.
*
Ask your friend if you can withdraw the FD after a certain time even when your credit card is still active.


QUOTE(ah_chung @ Oct 29 2013, 11:52 AM)
my application for the cards is failed sad.gif and no reason is stated for that... when i can re-apply?
*
The normal cooling off period is 6 months.


QUOTE(rjb123 @ Oct 29 2013, 03:11 PM)
QUOTE(db07mufan @ Oct 29 2013, 01:02 PM)

maybank2kad and maybank visa infinite, can they share the treat points?
*
My understanding is that they're separate and can't be combined.

Otherwise you'd be able to redeem 1000 Enrich for 4500 TP rather than 7000 like the MBB2
*
Not sure about Enrich redemption but you should be able to combine the TP earned from both cards to redeem for vouchers at Maybankard Centre.


QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
It's been implemented at last thumbup.gif

excelint
post Oct 29 2013, 06:14 PM

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i just noticed that the maybank treatpoint had depreciated 20%.
i got about 8 million points, which mean i lost about rm800 of this.
maybank never inform before this depreciate. i just know the treatpoint had been change from never expire, to 3 years validity, but never notice about this treatpoint depreciate until now.

ok, i am slowpoke, but feel upset and unhappy with this maybank action.

so now the amex 5x point is equivalent to 2% only.
0 Replies to me (BETA)
post Oct 29 2013, 06:24 PM

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i always got confused for amex CC security safety number whether it's the number at front or back sweat.gif
hihihehe
post Oct 29 2013, 06:30 PM

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[quote=MilesAndMore,Oct 29 2013, 08:11 PM]
Ask your friend if you can withdraw the FD after a certain time even when your credit card is still active.
The normal cooling off period is 6 months.
My understanding is that they're separate and can't be combined.

Otherwise you'd be able to redeem 1000 Enrich for 4500 TP rather than 7000 like the MBB2
*

[/quote]
Not sure about Enrich redemption but you should be able to combine the TP earned from both cards to redeem for vouchers at Maybankard Centre.
It's been implemented at last thumbup.gif
*

[/quote]
the FD is for 1 year and if there is no outstanding payment from CC and got a stable job then I will be able to withdraw that 5k
MilesAndMore
post Oct 29 2013, 06:38 PM

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QUOTE(hihihehe @ Oct 29 2013, 06:30 PM)
the FD is for 1 year and if there is no outstanding payment from CC and got a stable job then I will be able to withdraw that 5k
*
This is to apply for the credit card by pledging you FD. It's very generous of Maybank that allows you to withdraw your FD even when the card is till active as other banks do not allow you to do so.

Anyway, all looks look. Go get your Maybankard 2 Cards now and use your card wisely icon_rolleyes.gif

By the way, i think you have to pay the stamping fee for the agreement (to apply for credit card using such method).

rjb123
post Oct 29 2013, 06:42 PM

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QUOTE(MilesAndMore @ Oct 29 2013, 06:38 PM)

By the way, i think you have to pay the stamping fee for the agreement (to apply for credit card using such method).
*
I can confirm this, both for MBB2 + VI I had to pay RM10 stamping fee.

victorywp
post Oct 29 2013, 06:53 PM

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QUOTE(0 Replies to me (BETA) @ Oct 29 2013, 06:24 PM)
i always got confused for amex CC security safety number whether it's the number at front or back sweat.gif
*
those are 2 different security codes for amex. the 4-digit number at the front is called card verification value (cvv). the other 3-digit number at the back is called card identification data (cid). usually, we only use the 4-digit number at the front. nod.gif
MilesAndMore
post Oct 29 2013, 07:02 PM

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QUOTE(rjb123 @ Oct 29 2013, 06:42 PM)
I can confirm this, both for MBB2 + VI I had to pay RM10 stamping fee.
*
Oh yeah, how about yours ? Can you withdraw your pledged FD after one year even when the your MBB2S + VI are still active ?

I personally had done this once 4 years ago with HSBC. There was an agreement i needed to sign but i did not have to pay for any stamping fee. The down side was that the credit limit assigned to the credit card was only 80% of the amount of FD pledged and i can't withdraw the FD as long as the credit card is still active. So i wondered if it is any different with Maybank and whether or not you can withdraw the FD pledged after certain time.

rjb123
post Oct 29 2013, 07:12 PM

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QUOTE(MilesAndMore @ Oct 29 2013, 07:02 PM)
Oh yeah, how about yours ? Can you withdraw your pledged FD after one year even when the your MBB2S + VI are still active ?

I personally had done this once 4 years ago with HSBC. There was an agreement i needed to sign but i did not have to pay for any stamping fee. The down side was that the credit limit assigned to the credit card was only 80% of the amount of FD pledged and i can't withdraw the FD as long as the credit card is still active. So i wondered if it is any different with Maybank and whether or not you can withdraw the FD pledged after certain time.
*
I enquired about this initially - actually the cards that were issued both have validity of only one year , and they said will make a decision in the year after if my record is good whether to issue CC without FD or not.

But I'm not Malaysian so the rules are most probably stricter than for locals.
hihihehe
post Oct 29 2013, 07:51 PM

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QUOTE(MilesAndMore @ Oct 29 2013, 08:38 PM)
This is to apply for the credit card by pledging you FD. It's very generous of Maybank that allows you to withdraw your FD even when the card is till active as other banks do not allow you to do so.

Anyway, all looks look. Go get your Maybankard 2 Cards now and use your card wisely  icon_rolleyes.gif

By the way, i think you have to pay the stamping fee for the agreement (to apply for credit card using such method).
*
Ahh, so there might be a catch for this. The reason why she is looking for more applicants because the credit card team can't hit the target and hence need some help from other departments like loan department(where my friend is currently with).

If I put in RM5k then I will get a Gold card with RM5k credit limit and RM20k for Platinium. I will enquire more from her about this again. Thanks
MilesAndMore
post Oct 29 2013, 10:35 PM

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QUOTE(rjb123 @ Oct 29 2013, 07:12 PM)
I enquired about this initially - actually the cards that were issued both have validity of only one year , and they said will make a decision in the year after if my record is good whether to issue CC without FD or not.

But I'm not Malaysian so the rules are most probably stricter than for locals.
*
Ah, i kept forgetting the fact that you're a foreigner. Anyway, thank you for sharing your experience smile.gif


QUOTE(hihihehe @ Oct 29 2013, 07:51 PM)
Ahh, so there might be a catch for this. The reason why she is looking for more applicants because the credit card team can't hit the target and hence need some help from other departments like loan department(where my friend is currently with).

If I put in RM5k then I will get a Gold card with RM5k credit limit and RM20k for Platinium. I will enquire more from her about this again. Thanks
*
Sure. Keep us updated smile.gif

MandyG
post Oct 29 2013, 10:57 PM

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Hi all sifu,
if i have a cc from another bank by pleading fd and i had using it for 6month plus, can i use it to apply maybank 2card but my pay is rm2400....
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post Oct 29 2013, 11:02 PM

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QUOTE(MandyG @ Oct 29 2013, 10:57 PM)
Hi all sifu,
if i have a cc from another bank by pleading fd and i had using it for 6month plus, can i use it to apply maybank 2card but my pay is rm2400....
*
Nowadays, banks don't do this anymore, ie using CC to apply CC.
hkboey
post Oct 29 2013, 11:04 PM

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QUOTE(MandyG @ Oct 29 2013, 10:57 PM)
Hi all sifu,
if i have a cc from another bank by pleading fd and i had using it for 6month plus, can i use it to apply maybank 2card but my pay is rm2400....
*
You cant apply credit card with another credit card anymore regardless how long you've been using. You need supportive documents.
vincentxiang
post Oct 29 2013, 11:15 PM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
Noted. Thanx for update flex.gif
hkboey
post Oct 30 2013, 12:01 AM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
Good to note! Thanks for the update. Is this what they refer as 3D SSL security? If so then we would expect more website to accept AMEX soon.
MilesAndMore
post Oct 30 2013, 12:16 AM

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QUOTE(hkboey @ Oct 30 2013, 12:01 AM)
Good to note! Thanks for the update. Is this what they refer as 3D SSL security?
*
Similar to MasterCard SecureCode and Verified by VISA.


QUOTE(hkboey @ Oct 30 2013, 12:01 AM)
If so then we would expect more website to accept AMEX soon.
*
I doubt it. Many merchants, especially the smaller ones do not want to accept AMEX because of the high merchant fee, not because there is no Safekey feature. As a matter of fact, AMEX Safekey feature has been around for 3 years already but right until now many online retailers that accept AMEX have not added this feature to their online payment system.
hkboey
post Oct 30 2013, 12:47 AM

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QUOTE(MilesAndMore @ Oct 30 2013, 12:16 AM)
Similar to MasterCard SecureCode and Verified by VISA.
I doubt it. Many merchants, especially the smaller ones do not want to accept AMEX because of the high merchant fee, not because there is no Safekey feature. As a matter of fact, AMEX Safekey feature has been around for 3 years already but right until now many online retailers that accept AMEX have not added this feature to their online payment system.
*
I have enquired this, notably Groupon that, why their website stated they accept but at the payment page there is no option to select AMEX and their reply is that AMEX do not implement 3D SSL(or something like that) where it does not comply with BNM regulations, thus they cant accept AMEX until they upgrade their security measures.
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post Oct 30 2013, 01:50 AM

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Guys,

Is that possible to get from the bank of my card's TP redemption history? I dont keep those copies with me now .. sad.gif ..
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post Oct 30 2013, 10:24 AM

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Hai. I got one question here regarding Minimum pay amount.
Just now i check my credit card account, and the bank already state my minimum payment amount, eg (RM50).
But i do not click at that one, i click at the Pay Any Amount Now becoz i do want to pay more than that, eg(RM200).. I tout the minimum payment amount will clear after i pay more than that. So my question, if there still got amount in Minimum Payment Amount, is it mean i still need to pay that amount this month or just leave it? and if i do not pay that Minimum Payment Amount becoz i aldy pay more than that using Pay Any Amount option, what the problems will be happen? Please make me clear about this. Thanks in advance..
ronnie
post Oct 30 2013, 10:37 AM

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QUOTE(plurbuddyskuppy @ Oct 30 2013, 10:24 AM)
Hai. I got one question here regarding Minimum pay amount.
Just now i check my credit card account, and the bank already state my minimum payment amount, eg (RM50).
But i do not click at that one, i click at the Pay Any Amount Now becoz i do want to pay more than that, eg(RM200).. I tout the minimum payment amount will clear after i pay more than that. So my question, if there still got amount in Minimum Payment Amount, is it mean i still need to pay that amount this month or just leave it? and if i do not pay that Minimum Payment Amount becoz i aldy pay more than that using Pay Any Amount option, what the problems will be happen?  Please make me clear about this.  Thanks in advance..
*
Does the RM200 you paid = Statement Balance ?
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post Oct 30 2013, 10:54 AM

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QUOTE(ronnie @ Oct 30 2013, 10:37 AM)
Does the RM200 you paid = Statement Balance ?
*
not. My statement balance 400. i pay 200. minimum pay amount RM20
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post Oct 30 2013, 11:11 AM

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QUOTE(plurbuddyskuppy @ Oct 30 2013, 10:54 AM)
not. My statement balance 400. i pay 200. minimum pay amount RM20
*
The minimum-amount and statement-balance will be there, until the next billing date.

So, if you pay 200 out of 400, it is fine. i.e. already comply with the minimum 20.

However, most of us here advise everyone to pay full 400 and do not let the bank earn interest from you.
icon_rolleyes.gif

plurbuddyskuppy
post Oct 30 2013, 11:33 AM

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QUOTE(cute_boboi @ Oct 30 2013, 11:11 AM)
The minimum-amount and statement-balance will be there, until the next billing date.

So, if you pay 200 out of 400, it is fine. i.e. already comply with the minimum 20.

However, most of us here advise everyone to pay full 400 and do not let the bank earn interest from you.
icon_rolleyes.gif
*
actually i always keep the balance to zero value. but this month need to pay something else more important. sweat.gif
but will clear the amount by next month.

btw, thanks for your explanation.


labtec
post Oct 30 2013, 05:50 PM

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cool... online purchase also can get 5% cash rebate on AMEX card during weekend

gonna apply for this card

one question, what is the difference between gold and platinum card for this? I saw no difference at all rclxub.gif

This post has been edited by labtec: Oct 30 2013, 05:56 PM
fruitie
post Oct 30 2013, 05:59 PM

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QUOTE(labtec @ Oct 30 2013, 05:50 PM)
cool... online purchase also can get 5% cash rebate on AMEX card during weekend

gonna apply for this card

one question, what is the difference between gold and platinum card for this? I saw no difference at all  rclxub.gif
*
Not necessary. Online purchases only if the transactions are processed on weekends as well. For e.g. Dell Online is one of the merchants that doesn't process during weekends. You will not get 5% rebate.

Read first post, you clearly haven't read yet.
To me, there isn't any significant difference but everyone's opinion differs.

This post has been edited by fruitie: Oct 30 2013, 06:11 PM
labtec
post Oct 30 2013, 06:10 PM

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icic, so paypal will follow US time.

anyone know about flight like MAS, SIA and airasia process the payment during weekend?
victorywp
post Oct 30 2013, 11:05 PM

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QUOTE(labtec @ Oct 30 2013, 05:50 PM)
one question, what is the difference between gold and platinum card for this? I saw no difference at all  rclxub.gif
*
the differences mainly on additional travel insurance coverage, retail protection, and complimentary golfing for platinum card.

QUOTE(labtec @ Oct 30 2013, 06:10 PM)
icic, so paypal will follow US time.

anyone know about flight like MAS, SIA and airasia process the payment during weekend?
*
flight usually process the payment on the same day even during weekend. but would you risk waiting til weekend only to buy it? whistling.gif
labtec
post Oct 30 2013, 11:20 PM

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flight usually planned quite early one, unless it is airasia promotion
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post Oct 30 2013, 11:51 PM

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QUOTE(labtec @ Oct 30 2013, 11:20 PM)
flight usually planned quite early one, unless it is airasia promotion
*
if that's the case, then no problem. oh ya, just as a reminder, another merchant that doesn't process during weekend is agoda. sweat.gif
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post Oct 31 2013, 01:47 AM

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QUOTE(labtec @ Oct 30 2013, 06:10 PM)
icic, so paypal will follow US time.

anyone know about flight like MAS, SIA and airasia process the payment during weekend?
*
MAS and Airasia process instantly.

Jetstar however process mine a day later. Bought on Sunday afternoon. Transaction date on Monday. Don't know if it's an isolated case.
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post Oct 31 2013, 01:38 PM

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Year end is almost here. I'm itching to go out spending like there's no tomorrow laugh.gif
Now just waiting for Amex to give some cash rebates....lol

This post has been edited by idoblu: Oct 31 2013, 01:38 PM
labtec
post Oct 31 2013, 01:45 PM

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QUOTE(victorywp @ Oct 30 2013, 11:51 PM)
if that's the case, then no problem. oh ya, just as a reminder, another merchant that doesn't process during weekend is agoda.  sweat.gif
*
QUOTE(tifosi @ Oct 31 2013, 01:47 AM)
MAS and Airasia process instantly.

Jetstar however process mine a day later. Bought on Sunday afternoon. Transaction date on Monday. Don't know if it's an isolated case.
*
thanks for the info.

but looking the exchange rate AMEX is charging, not that worth if purchase in foreign currency.
I think Citibank debit card still provide the best exchange rate based on my experience so far
MilesAndMore
post Oct 31 2013, 02:51 PM

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QUOTE(labtec @ Oct 30 2013, 06:10 PM)
icic, so paypal will follow US time.

anyone know about flight like MAS, SIA and airasia process the payment during weekend?
*
SIA, MAS, Cathay Pacific, Air France, KLM Royal Dutch Airlines all follow US time. Been there done that.


QUOTE(tifosi @ Oct 31 2013, 01:47 AM)
MAS and Airasia process instantly.
*
I'm not sure about Air Asia but MAS follows US time, as far as i know.

blhc
post Oct 31 2013, 04:03 PM

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How does the dispute part works? (else can someone just point in out where I can refer to? :s kanchiong)
I just received SMSes saying that I made certain purchases with my AMEX which I didn't. Called CS to cancel card.

After raising dispute do I still need to pay for the outstanding+interest rate? Cause CS said will take up to a month to clear.

Is this common? :S
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post Oct 31 2013, 04:33 PM

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QUOTE(blhc @ Oct 31 2013, 04:03 PM)
How does the dispute part works? (else can someone just point in out where I can refer to? :s kanchiong)
I just received SMSes saying that I made certain purchases with my AMEX which I didn't. Called CS to cancel card.

After raising dispute do I still need to pay for the outstanding+interest rate? Cause CS said will take up to a month to clear.

Is this common? :S
*
Ask for dispute form. Fill up and submit at counter or fax or scan/email over.
Wait up to 45 days, normally refund you back.
In the meantime, MBB will tell you no need pay the dispute amount and the interest will be taken out if it ever gets charged (if dispute reversal)

blhc
post Oct 31 2013, 04:41 PM

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QUOTE(cute_boboi @ Oct 31 2013, 04:33 PM)
Ask for dispute form. Fill up and submit at counter or fax or scan/email over.
Wait up to 45 days, normally refund you back.
In the meantime, MBB will tell you no need pay the dispute amount and the interest will be taken out if it ever gets charged (if dispute reversal)
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THANKIU. Have to wait and see sad.gif
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QUOTE(labtec @ Oct 31 2013, 01:45 PM)
thanks for the info.

but looking the exchange rate AMEX is charging, not that worth if purchase in foreign currency.
I think Citibank debit card still provide the best exchange rate based on my experience so far
*
Even with the higher exchange rate, the 5% + 2% will still make it cheaper than other cards.

QUOTE(MilesAndMore @ Oct 31 2013, 02:51 PM)
SIA, MAS, Cathay Pacific, Air France, KLM Royal Dutch Airlines all follow US time. Been there done that.
I'm not sure about Air Asia but MAS follows US time, as far as i know.
*
I always play it safe by purchasing between Saturday night and Sunday afternoon.
Gen-X
post Oct 31 2013, 05:47 PM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
alexwsk, bro, can i suggest that the AMEX SafeKey feature be mentioned somewhere in Page#1.

And those of you who have took the time to post kind words here at LYN informing me that you appreciate my hard work, I am grateful to each and every one of you notworthy.gif notworthy.gif and to show my gratitude, I just published an article Zillions Thanks for Your Support. and if you are a facebook user, I also thanked you guys at my Facebook Account.

Also special thanks to alexwsk and ronnie for including links to my articles and b00n too who was the first person to include link to My Credit Cards blog many years ago before we have this CC section notworthy.gif

This post has been edited by Gen-X: Oct 31 2013, 06:15 PM
ronnie
post Nov 1 2013, 07:50 AM

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Has anyone able to access Rewards page on Maybank2U ? Mine seem to be forever processing.
hiansitt
post Nov 1 2013, 08:00 AM

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QUOTE(ronnie @ Nov 1 2013, 07:50 AM)
Has anyone able to access Rewards page on Maybank2U ? Mine seem to be forever processing.
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try it in the afternoon, normally me morning also cannot access
ronnie
post Nov 1 2013, 08:28 AM

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QUOTE(hiansitt @ Nov 1 2013, 08:00 AM)
try it in the afternoon, normally me morning also cannot access
*
That's not true for my case.... afternoon is 12-3pm is worse time... but now it processes until it gets logged out
Seng_Kiat
post Nov 1 2013, 11:21 AM

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QUOTE(Seng_Kiat @ Oct 30 2013, 01:50 AM)
Guys,

Is that possible to get from the bank of my card's TP redemption history? I dont keep those copies with me now .. sad.gif ..
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anyone?
Human Nature
post Nov 1 2013, 11:27 AM

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QUOTE(Seng_Kiat @ Nov 1 2013, 11:21 AM)
anyone?
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As far as I know, not possible. Maybe you can call CS and see if they can help to retrieve it for you.
roger roger
post Nov 1 2013, 12:13 PM

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Pls help. If im using my AMEX to charge for Maybank Etiga car insurance renewal through phone with Etiga agent in Saturday, do i still entitle for the 5% cash rebate and 5x treats point.

Because i saw somewhere that insurance or municipal council or education are not entitle. Thanks for reply
victorywp
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QUOTE(roger roger @ Nov 1 2013, 12:13 PM)
Pls help. If im using my AMEX to charge for Maybank Etiga car insurance renewal through phone with Etiga agent in Saturday, do i still entitle for the 5% cash rebate and 5x treats point.

Because i saw somewhere that insurance or municipal council or education are not entitle. Thanks for reply
*
yes, someone posted his confirmation here: https://forum.lowyat.net/index.php?showtopi...post&p=64054551
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post Nov 1 2013, 01:18 PM

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QUOTE(roger roger @ Nov 1 2013, 12:13 PM)
Pls help. If im using my AMEX to charge for Maybank Etiga car insurance renewal through phone with Etiga agent in Saturday, do i still entitle for the 5% cash rebate and 5x treats point.

Because i saw somewhere that insurance or municipal council or education are not entitle. Thanks for reply
*
5% CashRebate and 2xTP. Remind the CS to swipe on Saturday itself because of the rebate.
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post Nov 1 2013, 02:51 PM

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QUOTE(smsbusiness2u @ Nov 1 2013, 02:30 PM)
2X TP . how come is no 5X TP?
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You can only get 2xTP for insurance
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post Nov 1 2013, 03:04 PM

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Anybody received their Weekend Cash Rebate for October 2013 credited ?
mustang
post Nov 1 2013, 03:10 PM

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QUOTE(ronnie @ Nov 1 2013, 03:04 PM)
Anybody received their Weekend Cash Rebate for October 2013 credited ?
*
Didn't get it. Usually is on the 1st of every month right?
shortleg88
post Nov 1 2013, 03:27 PM

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Normally i only checked on the 2nd. 1st sometimes not updated yet.
mashimaro_jean
post Nov 1 2013, 09:42 PM

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hi i have question. my statement is released every 3rd of the month. so for this month, 3rd nov will be on a sunday. if i use my card on sunday, do i pay by the 20th nov or 20th december?
fly126
post Nov 1 2013, 09:51 PM

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QUOTE(mashimaro_jean @ Nov 1 2013, 09:42 PM)
hi i have question. my statement is released every 3rd of the month. so for this month, 3rd nov will be on a sunday. if i use my card on sunday, do i pay by the 20th nov or 20th december?
*
it should be 20/12/2013 Your Due Date
mashimaro_jean
post Nov 1 2013, 09:52 PM

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QUOTE(fly126 @ Nov 1 2013, 09:51 PM)
it should be 20/12/2013 Your Due Date
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thank u for ur reply smile.gif
hengchuen
post Nov 1 2013, 09:57 PM

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May I know what is the reason (other than convenience) you guys want to own this credit card?

Actually I was interested in Maybank2card as there is 5% rebate on paying utilities bills, petrol and can buy flight ticket on the weekend (as I don't own a credit card yet). After I ask the maybank staff, I get to know that there is 8.88% charges on every transaction ( I thought the 8.88% is extra charge if payback late) and I don't feel like applying it already. They charge you 8.88 and rebate 5%, still more expensive right?


fruitie
post Nov 1 2013, 10:01 PM

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QUOTE(fly126 @ Nov 1 2013, 09:51 PM)
it should be 20/12/2013 Your Due Date
*
Why not 20th November? The statement date should be fixed right?

QUOTE(hengchuen @ Nov 1 2013, 09:57 PM)
May I know what is the reason (other than convenience) you guys want to own this credit card?

Actually I was interested in Maybank2card as there is 5% rebate on paying utilities bills, petrol and can buy flight ticket on the weekend (as I don't own a credit card yet). After I ask the maybank staff, I get to know that there is 8.88% charges on every transaction ( I thought the 8.88% is extra charge if payback late) and I don't feel like applying it already. They charge you 8.88 and rebate 5%, still more expensive right?
*
Either you heard it wrongly or the staff really misled you.
I don't think credit card users are stupid enough to pay 8.88% of extra charges when we can pay with cash? Technically there is no extra charges unless the merchant charges you extra which some will do. I won't bother to buy from them most of the time unless I have no other choice.

The 8.88% is for interest if you don't pay your bill which most of us never bother at all because we pay full on time.
labtec
post Nov 1 2013, 10:01 PM

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what is the 8.88%?
for late payment is it
hengchuen
post Nov 1 2013, 10:05 PM

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QUOTE(fruitie @ Nov 1 2013, 10:01 PM)
Why not 20th November? The statement date should be fixed right?
Either you heard it wrongly or the staff really misled you.
I don't think credit card users are stupid enough to pay 8.88% of extra charges when we can pay with cash? Technically there is no extra charges unless the merchant charges you extra which some will do. I won't bother to buy from them most of the time unless I have no other choice.

The 8.88% is for interest if you don't pay your bill which most of us never bother at all because we pay full on time.
*
That's why I ask, damn weird if the charge 8.88% on every transaction and still people applying it.
And I did ask the staff isn't 8.88% will only be charged if I payback late/partial..and then she say no..that one is different= ="
Guess I need to go again and ask another staff..
fruitie
post Nov 1 2013, 10:11 PM

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QUOTE(labtec @ Nov 1 2013, 10:01 PM)
what is the 8.88%?
for late payment is it
*
If with outstanding unsettled bill. Read this link: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Though it's for Plat but it's the same for Gold as well.

QUOTE(hengchuen @ Nov 1 2013, 10:05 PM)
That's why I ask, damn weird if the charge 8.88% on every transaction and still people applying it.
And I did ask the staff isn't 8.88% will only be charged if I payback late/partial..and then she say no..that one is different= ="
Guess I need to go again and ask another staff..
*
No need to check further, just apply. Most of us here started using when it was just introduced, soon going to be 3 years for me. None of the cards in market will charge you extra fees whenever you swipe. Of course like I said except for the merchants' imposed fees or if you swipe in overseas which incur exchange charges.

This post has been edited by fruitie: Nov 1 2013, 10:13 PM
fly126
post Nov 1 2013, 10:15 PM

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QUOTE(fruitie @ Nov 1 2013, 10:01 PM)
Why not 20th November? The statement date should be fixed right?
*
Yes it's Fix but the Statement already Generate within 24 hour on Sunday,
so Sunday Transaction will carry forward to the Next Statement.... hmm.gif

This post has been edited by fly126: Nov 1 2013, 10:16 PM
fruitie
post Nov 1 2013, 10:18 PM

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QUOTE(fly126 @ Nov 1 2013, 10:15 PM)
Yes it's Fix but the Statement already Generate within 24 hour on Sunday,
so Sunday Transaction will carry forward to the Next Statement.... hmm.gif
*
I thought that's based on posting date? If I'm not mistaken there was once I swiped my card on my statement date and posting date is the same, ended up charged to that month's statement. If I can recall correctly but it was few years ago, so I could be wrong.
fly126
post Nov 1 2013, 10:28 PM

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QUOTE(fruitie @ Nov 1 2013, 10:18 PM)
I thought that's based on posting date? If I'm not mistaken there was once I swiped my card on my statement date and posting date is the same, ended up charged to that month's statement. If I can recall correctly but it was few years ago, so I could be wrong.
*
Actually, it Depends on the Bank also...
Some of the Bank X Generate their Statement on Public Holiday or Weekends ie, UOB... blink.gif

ronnie
post Nov 1 2013, 10:30 PM

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QUOTE(mashimaro_jean @ Nov 1 2013, 09:42 PM)
hi i have question. my statement is released every 3rd of the month. so for this month, 3rd nov will be on a sunday. if i use my card on sunday, do i pay by the 20th nov or 20th december?
*
Maybankard 2 AMEX transactions can be posted on SAME day (most of the time 99.99%).... thus you need to pay by 20th Nov.
fly126
post Nov 1 2013, 10:38 PM

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QUOTE(ronnie @ Nov 1 2013, 10:30 PM)
Maybankard 2 AMEX transactions can be posted on SAME day (most of the time 99.99%).... thus you need to pay by 20th Nov.
*
I Used My 2 Amex Yesterday but the Transaction Still Tak Nampak at Maybank2u... blink.gif
ronnie
post Nov 1 2013, 10:49 PM

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QUOTE(fly126 @ Nov 1 2013, 10:38 PM)
I Used My 2 Amex Yesterday but the Transaction Still Tak Nampak at Maybank2u... blink.gif
*
Belum nampak saje..... what type of transactions ? Online/PayPal may take longer than Retail Swipe
fly126
post Nov 1 2013, 11:28 PM

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QUOTE(ronnie @ Nov 1 2013, 10:49 PM)
Belum nampak saje..... what type of transactions ? Online/PayPal may take longer than Retail Swipe
*
at Giordano...
ronnie
post Nov 1 2013, 11:49 PM

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Sometimes month-end transactions seem to be slower to show on M2U... but still posted the same day.
sj0217
post Nov 2 2013, 06:31 AM

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Have quick checked with the MBB account, maybe today flow on weekends, the cash back for Amex is still haven't out yet, how about you guys??
techie.opinion
post Nov 2 2013, 08:19 AM

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QUOTE(sj0217 @ Nov 2 2013, 06:31 AM)
Have quick checked with the MBB account, maybe today flow on weekends, the cash back for Amex is still haven't out yet, how about you guys??
*
Yes... They still not update the monthly cash back amount. Funny thought that maybe the bank not happy with me which always paid in full monthly payment. They not making money and buy me a cash back instead.... Kahkahkah
techie.opinion
post Nov 2 2013, 08:24 AM

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QUOTE(sj0217 @ Nov 2 2013, 06:31 AM)
Have quick checked with the MBB account, maybe today flow on weekends, the cash back for Amex is still haven't out yet, how about you guys??
*
Updated oledi with the cash back amount... This month budget got discount a bit lor...
sj0217
post Nov 2 2013, 08:57 AM

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QUOTE(techie.opinion @ Nov 2 2013, 08:24 AM)
Updated oledi with the cash back amount... This month budget got discount a bit lor...
*
Alright, thanks for your inform biggrin.gif ....

Will check it later...

The system will be refresh every morning in 8am ??

Edit: have checked, how come your one have update but my one no cash back yet? hmm.gif
Will check again at night la....thx

This post has been edited by sj0217: Nov 2 2013, 09:02 AM
zr125
post Nov 2 2013, 09:46 AM

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May i know, for supp card.. we need to pay for both gst right? not like principal card, 1 waive, 1 need to pay..
vincentxiang
post Nov 2 2013, 09:49 AM

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QUOTE(ronnie @ Nov 1 2013, 11:49 PM)
Sometimes month-end transactions seem to be slower to show on M2U... but still posted the same day.
*
QUOTE(sj0217 @ Nov 2 2013, 06:31 AM)
Have quick checked with the MBB account, maybe today flow on weekends, the cash back for Amex is still haven't out yet, how about you guys??
*
QUOTE(techie.opinion @ Nov 2 2013, 08:24 AM)
Updated oledi with the cash back amount... This month budget got discount a bit lor...
*
QUOTE(sj0217 @ Nov 2 2013, 08:57 AM)
Alright, thanks for your inform  biggrin.gif ....

Will check it later...

The system will be refresh every morning in 8am ??

Edit: have checked, how come your one have update but my one no cash back yet?  hmm.gif
Will check again at night la....thx
*
FYI, I checked M2U in the morning, cash back has been credited into my account. You may try to check it now biggrin.gif
victorywp
post Nov 2 2013, 10:37 AM

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QUOTE(vincentxiang @ Nov 2 2013, 09:49 AM)
FYI, I checked M2U in the morning, cash back has been credited into my account. You may try to check it now  biggrin.gif
*
mine also updated already. rclxms.gif
Human Nature
post Nov 2 2013, 11:39 AM

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QUOTE(zr125 @ Nov 2 2013, 09:46 AM)
May i know, for supp card.. we need to pay for both gst right? not like principal card, 1 waive, 1 need to pay..
*
Yes, that is correct
ftptwistedclown
post Nov 2 2013, 01:35 PM

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about the treatpoints 3 years expiration thingy,

i read here there are no expired date for TP? no 6
here



bondonabudget
post Nov 2 2013, 01:36 PM

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Hi there, sorry if this is a question that's been asked already — couldn't find it when I searched topics from V1 to V8...

In terms of balance, do I have two balance (1 for Mastercard, 1 for Amex) or just one combined balance, like the credit limit? The credit card exec at 1U didn't make this clear for me.

Thanks...
ronnie
post Nov 2 2013, 01:42 PM

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QUOTE(bondonabudget @ Nov 2 2013, 01:36 PM)
Hi there, sorry if this is a question that's been asked already — couldn't find it when I searched topics from V1 to V8...

In terms of balance, do I have two balance (1 for Mastercard, 1 for Amex) or just one combined balance, like the credit limit? The credit card exec at 1U didn't make this clear for me.

Thanks...
*
It's individual balance for each card.
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post Nov 2 2013, 02:12 PM

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i was charge RM130 for 'ANNUAL FEE GOLD MASTERCARD PRINCIPAL'
whats that?
SUSDavid83
post Nov 2 2013, 02:40 PM

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QUOTE(+ @ Nov 2 2013, 02:12 PM)
i was charge RM130 for 'ANNUAL FEE GOLD MASTERCARD PRINCIPAL'
whats that?
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Which card is being charged for that fee?
piratez
post Nov 2 2013, 05:23 PM

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hi everyone,

i currently at japan, think about using my maybank 2 card..i have few question regarding it
1. which is better to be use? amex or mastercard?
2. Is there any additional charge?
tqvm really appreciate for reply
316
post Nov 2 2013, 05:30 PM

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Just applied the Maybank 2 Cards Platinum from Midvalley Maybankard Centre last two weeks, was approved in around 1 hour. But the approved credit limit was only 10k. Wondering how they set the credit limit, coz most of the cards from other banks offered 20k plus limit and even StandChart offered 36k limit. The staff said i can request to increase limit after 6 months. Anyone have any feedback on it?

Like others, i really hope to transfer most of the expenses to this card to maximize the return...
SUSDavid83
post Nov 2 2013, 05:35 PM

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QUOTE(piratez @ Nov 2 2013, 05:23 PM)
hi everyone,

i currently at japan, think about using my maybank 2 card..i have few question regarding it
1.  which is better to be use? amex or mastercard?
2. Is there any additional charge?
tqvm really appreciate for reply
*
Use Visa or Mastercard for lower exchange rate.

Admin fee is included in the posting of conversion to MYR.
piratez
post Nov 2 2013, 05:49 PM

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QUOTE(David83 @ Nov 2 2013, 06:35 PM)
Use Visa or Mastercard for lower exchange rate.

Admin fee is included in the posting of conversion to MYR.
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admin fee is 1% of purchasing price, right?
SUSDavid83
post Nov 2 2013, 06:06 PM

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QUOTE(piratez @ Nov 2 2013, 05:49 PM)
admin fee is 1% of purchasing price, right?
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Around that rate.
Rafael2011
post Nov 2 2013, 07:07 PM

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Do this 2 card easy to get approve?

Received a phone call to apply this facility one week ago n waiting for the result...
500Kmission
post Nov 2 2013, 07:18 PM

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how much treat point and cash rebate do i earn if i use visa card pay MPSJ bill?
500Kmission
post Nov 2 2013, 07:21 PM

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and how do i use treatpoint to contra government tax (RM50)?
500Kmission
post Nov 2 2013, 07:25 PM

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QUOTE(fly126 @ Nov 1 2013, 11:28 PM)
at Giordano...
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have you call cs for sms alert?
SUSDavid83
post Nov 2 2013, 07:37 PM

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QUOTE(500Kmission @ Nov 2 2013, 07:18 PM)
how much treat point and cash rebate do i earn if i use visa card pay MPSJ bill?
*
2x TP and 5%rebate if the transaction date falls on weekend.

QUOTE(500Kmission @ Nov 2 2013, 07:21 PM)
and how do i use treatpoint to contra government tax (RM50)?
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Call CS for GST redemption.
AaIto
post Nov 2 2013, 09:05 PM

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QUOTE(316 @ Nov 2 2013, 05:30 PM)
Just applied the Maybank 2 Cards Platinum from Midvalley Maybankard Centre last two weeks, was approved in around 1 hour. But the approved credit limit was only 10k. Wondering how they set the credit limit, coz most of the cards from other banks offered 20k plus limit and even StandChart offered 36k limit. The staff said i can request to increase limit after 6 months. Anyone have any feedback on it?

Like others, i really hope to transfer most of the expenses to this card to maximize the return...
*
The Bank no longer match the credit limit of the new card with your existing card. They require to adhere to BNM Credit Card Guidelines to avoid Card user to get too much Credit Card debts.

So, any Credit limit increase will have to be supported by latest income documentation and is also based on 2-3 times of monthly income.

TKT, TCT correct me if i m wrong....
TSalexwsk
post Nov 2 2013, 09:48 PM

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QUOTE(David83 @ Nov 2 2013, 07:37 PM)
2x TP and 5%rebate if the transaction date falls on weekend.
Call CS for GST redemption.
*
he said visa, so no cash back and 1x pt only laugh.gif
GST can redeem online as well, i did mine 2 months back
SUSDavid83
post Nov 2 2013, 10:10 PM

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QUOTE(alexwsk @ Nov 2 2013, 09:48 PM)
he said visa, so no cash back and 1x pt only  laugh.gif
GST can redeem online as well, i did mine 2 months back
*
Sorry. I didn't notice the word "visa".
500Kmission
post Nov 2 2013, 11:10 PM

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QUOTE(David83 @ Nov 2 2013, 07:37 PM)
2x TP and 5%rebate if the transaction date falls on weekend.
Call CS for GST redemption.
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how much treat point in order to redeem GST?
lucas114
post Nov 2 2013, 11:15 PM

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QUOTE(500Kmission @ Nov 2 2013, 11:10 PM)
how much treat point in order to redeem GST?
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12500 treatspoints
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post Nov 3 2013, 01:17 AM

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QUOTE(piratez @ Nov 2 2013, 05:23 PM)
hi everyone,

i currently at japan, think about using my maybank 2 card..i have few question regarding it
1.  which is better to be use? amex or mastercard?
2. Is there any additional charge?
tqvm really appreciate for reply
*
suggest you to use AMEX on weekends if you haven't exhausted the RM50 monthly rebate
protectsj
post Nov 3 2013, 03:04 AM

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guys, for platinum mb2 card. it say 60000 annual salary.

but i believe sometimes they do offer for someone which lower salary then that.. is it true?
fruitie
post Nov 3 2013, 03:59 AM

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QUOTE(protectsj @ Nov 3 2013, 03:04 AM)
guys, for platinum mb2 card. it say 60000 annual salary.

but i believe sometimes they do offer for someone which lower salary then that.. is it true?
*
Very rare. Maybank is one of the banks which follows strictly on the annual income. smile.gif
Anyway, the differences of Gold and Plat are pretty negligible. Most of the additional benefits do not add any value but good to have.
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post Nov 3 2013, 09:05 AM

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QUOTE(fruitie @ Nov 3 2013, 03:59 AM)
Very rare. Maybank is one of the banks which follows strictly on the annual income. smile.gif
Anyway, the differences of Gold and Plat are pretty negligible. Most of the additional benefits do not add any value but good to have.
*
Another difference is the CL, should be at least 10k CL right for Pla card?

Requested to increase CL, unable to go through.. I would say MBb offered CL quite low, Not even x2 of my income.. cry.gif
staind
post Nov 3 2013, 11:33 AM

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QUOTE(ftptwistedclown @ Nov 2 2013, 01:35 PM)
about the treatpoints 3 years expiration thingy,

i read here there are no expired date for TP? no 6
here
*
https://www.maybankard.net.my/terms.php
There is change in the T&C.

Alternatively, you can go to maybank2u.com.my--> treatspoints-->about treatspoints --> terms and conditions
tunasandwich
post Nov 3 2013, 12:04 PM

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guys... i don't quite understsand how to pay the bills for Maxis via the AMEX card...

do u mean register at Maxis website as direct debit?

and we can't pay it via Maybank2u like the Unifi bills?

This post has been edited by tunasandwich: Nov 3 2013, 12:09 PM
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post Nov 3 2013, 12:33 PM

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got my cashback RM50 smile.gif (spent quite lots in Johor Premium Outlet)

ronnie
post Nov 3 2013, 12:46 PM

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Just to confirm:
QUOTE
If you made EzyPay 0% via Maybankard 2 AMEX on weekend, you'll get the 5X TP + 5% Weekend Rebate on FULL Amount charged (not based on monthly installment amount)

fruitie
post Nov 3 2013, 12:48 PM

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QUOTE(sj0217 @ Nov 3 2013, 09:05 AM)
Another difference is the CL, should be at least 10k CL right for Pla card?

Requested to increase CL, unable to go through.. I would say MBb offered CL quite low, Not even x2 of my income.. cry.gif
*
It makes sense for the CL because 60k per annum is about 5k per month and CL is 2x or 2.5x of monthly income.
blahbleh
post Nov 3 2013, 12:49 PM

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Still have difficulties to view my TP in M2U website..
staind
post Nov 3 2013, 02:40 PM

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the treatspoints in website normally not available on end and early of the month. system updating i think
tbheng
post Nov 3 2013, 03:20 PM

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QUOTE(ronnie @ Nov 3 2013, 12:46 PM)
Just to confirm:
QUOTE
If you made EzyPay 0% via Maybankard 2 AMEX on weekend, you'll get the 5X TP + 5% Weekend Rebate on FULL Amount charged (not based on monthly installment amount)
Yes, I experienced that in Sep too.
EPP on 28 Sep (Saturday), first instalment on 12 Oct (my statement date). But I have already received the FULL CB posted on 1 Oct, (12 days) before the first instalment appear in m2u. rclxms.gif thumbup.gif

There will be no more TP nor CB for this EPP throughout the subsequent repayment months.
Hence, there is no worry if the instalment dates fall on weekend or not. FULL CB based on EPP date only.

On the other hand, if you do a big sum EPP says RM10k, you will only get CB RM50 once (and full 5x TP) on the first month, no more CB from this EPP in the subsequent months. sad.gif The best is max RM1k EPP.

This post has been edited by tbheng: Nov 3 2013, 03:43 PM
lukemanz
post Nov 3 2013, 04:50 PM

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QUOTE(tunasandwich @ Nov 3 2013, 12:04 PM)
guys... i don't quite understsand how to pay the bills for Maxis via the AMEX card...

do u mean register at Maxis website as direct debit?

and we can't pay it via Maybank2u like the Unifi bills?
*
1) Go to Maxis center, fill in & register your amex in the 'Pay-by-Phone' form
2) Follow instructions here: https://new.maxis.com.my/content/maxis/en/p...-your-bill.html
nothingz
post Nov 3 2013, 05:12 PM

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QUOTE(blahbleh @ Nov 3 2013, 12:49 PM)
Still have difficulties to view my TP in M2U website..
*
i have tried around 1 week at different hour also cannot get in. anyway, tp can be seen at the credit card details there. need to manually add them up
blahbleh
post Nov 3 2013, 07:04 PM

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QUOTE(nothingz @ Nov 3 2013, 05:12 PM)
i have tried around 1 week at different hour also cannot get in.  anyway, tp can be seen at the credit card details there.  need to manually add them up
*
Yeah, the overall 'Rewards' TP seems screw up in the website. Thanks for the head up.
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post Nov 3 2013, 09:37 PM

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QUOTE(ronnie @ Nov 3 2013, 12:46 PM)
Just to confirm:
*
Yes, this is correct.

This post has been edited by guanteik: Nov 3 2013, 09:37 PM
levey226
post Nov 4 2013, 11:46 AM

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QUOTE(fruitie @ Nov 3 2013, 12:48 PM)
It makes sense for the CL because 60k per annum is about 5k per month and CL is 2x or 2.5x of monthly income.
*
Does anyone uses amex cards to pay AIA? Do enjoy 5% rebate too?
fruitie
post Nov 4 2013, 12:19 PM

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QUOTE(levey226 @ Nov 4 2013, 11:46 AM)
Does anyone uses amex cards to pay AIA? Do enjoy 5% rebate too?
*
AIA cannot be paid using AmEx. Even if it does, only if it transacts during weekends. Else, no 5% rebate as well.

This post has been edited by fruitie: Nov 4 2013, 12:20 PM
deity01
post Nov 4 2013, 01:26 PM

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ytd kena fraud case...karmaloop inc USD10.20, shopify USD308....grrrrr
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post Nov 4 2013, 01:59 PM

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QUOTE(deity01 @ Nov 4 2013, 01:26 PM)
ytd kena fraud case...karmaloop inc USD10.20, shopify USD308....grrrrr
*
My fraud case was reversed >1 week ago, about 3 weeks after I submit dispute form.
Maybank sent another snail-mail love letter, to inform they may add it back, if they ever found out it is fraud.

peri peri
post Nov 4 2013, 02:03 PM

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QUOTE(Gen-X @ Oct 29 2013, 03:48 PM)
Good News - Our MBB 2 AMEX  now has MSOS SafeKey.

I wanted to purchase Air Asia ticket and was rejected because I needed to activate AMEX MSOS SafeKey.

So I called MBB CS and registered for the MSOS for my AMEX. Within minutes I received an SMS informing that my registration has been successful and immediately I can purchase the Air Asia tickets.
*
Good share, just called up CS to activate the safekey feature. Quite surprise why Amex dont automatically activate this feature to mitigate online fraud case.

I was shocked when CS told me my card id without the feature.

Now activated, peace of mind.

You all should call up cs to check and activate to avoid unnecessary online fraud case
victorywp
post Nov 4 2013, 03:39 PM

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QUOTE(peri peri @ Nov 4 2013, 02:03 PM)
Good share, just called up CS to activate the safekey feature. Quite surprise why Amex dont automatically activate this feature to mitigate online fraud case.

I was shocked when CS told me my card id without the feature.

Now activated, peace of mind.

You all should call up cs to check and activate to avoid unnecessary online fraud case
*
i just called and the cs checked that my card already has this safekey feature activated. rclxms.gif
now think about it... of course it already because i done several online purchase before... LOL! blush.gif
anyway, no harm for me to double confirm that this feature is already activated. thumbup.gif
ronnie
post Nov 4 2013, 04:00 PM

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I've also called to activate SafeKey just in case
tbheng
post Nov 4 2013, 04:21 PM

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QUOTE(peri peri @ Nov 4 2013, 02:03 PM)
Good share, just called up CS to activate the safekey feature. Quite surprise why Amex dont automatically activate this feature to mitigate online fraud case.

I was shocked when CS told me my card id without the feature.

Now activated, peace of mind.

You all should call up cs to check and activate to avoid unnecessary online fraud case
*
I have just called in. CS told mine has already been activated. But, not all merchant will use the safekey.
roy918
post Nov 4 2013, 05:11 PM

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Only 3 merchants enabled SafeKey. doh.gif

Quote from Amex
QUOTE
Merchants enabled with American Express SafeKey in Malaysia:
1. Rubicon Reserve Sdn Bhd
2. FlyFirefly Sdn Bhd
3. AirAsia.com
saitong09
post Nov 4 2013, 07:26 PM

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QUOTE(fruitie @ Nov 4 2013, 12:19 PM)
AIA cannot be paid using AmEx. Even if it does, only if it transacts during weekends. Else, no 5% rebate as well.
*
AMEX accepted over the AIA counter but 2x TP only. I had done this few months ago
suadrif
post Nov 4 2013, 07:38 PM

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Am i the only one who cannot view Maybank reward points in Maybank2u website?

have been trying for three days, but till now still unable to view my treatpoints. all other function is OK in Maybank2u.
suadrif
post Nov 4 2013, 07:39 PM

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QUOTE(nothingz @ Nov 3 2013, 05:12 PM)
i have tried around 1 week at different hour also cannot get in.  anyway, tp can be seen at the credit card details there.  need to manually add them up
*
QUOTE(blahbleh @ Nov 3 2013, 07:04 PM)
Yeah, the overall 'Rewards' TP seems screw up in the website. Thanks for the head up.
*
owh, OK
seems like i am not the only one biggrin.gif
victorywp
post Nov 4 2013, 07:40 PM

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QUOTE(suadrif @ Nov 4 2013, 07:38 PM)
Am i the only one who cannot view Maybank reward points in Maybank2u website?

have been trying for three days, but till now still unable to view my treatpoints. all other function is OK in Maybank2u.
*
if you checked the earlier posts, you will find many of us with the same problem like you... nod.gif
suadrif
post Nov 4 2013, 07:51 PM

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QUOTE(victorywp @ Nov 4 2013, 07:40 PM)
if you checked the earlier posts, you will find many of us with the same problem like you...  nod.gif
*
thats why i quoted another two user before this biggrin.gif
Human Nature
post Nov 4 2013, 08:12 PM

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I am able to view my treatpoints summary page
nycdist
post Nov 4 2013, 08:42 PM

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anyone know where i can buy iphone using Amex card? either pick up or online?

CP88
post Nov 4 2013, 09:06 PM

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QUOTE(nycdist @ Nov 4 2013, 08:42 PM)
anyone know where i can buy iphone using Amex card? either pick up or online?
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You can pick one up at Machines or Switch. They accept AMEX.
Human Nature
post Nov 4 2013, 09:11 PM

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I called CS to activate my safekey but did not receive any confirmation SMS after 5 hours. What about you guys?
victorywp
post Nov 4 2013, 09:16 PM

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QUOTE(Human Nature @ Nov 4 2013, 09:11 PM)
I called CS to activate my safekey but did not receive any confirmation SMS after 5 hours. What about you guys?
*
i heard confirmation sms should be received almost immediately within few minutes. for me, the cs said mine already activated so there is no confirmation sms.
goliath
post Nov 4 2013, 09:21 PM

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QUOTE(CP88 @ Nov 4 2013, 09:06 PM)
You can pick one up at Machines or Switch. They accept AMEX.
*
Not sure about Switch, but I thought Machines do not accept AMEX (according to this post).
tbheng
post Nov 4 2013, 09:24 PM

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QUOTE(Human Nature @ Nov 4 2013, 09:11 PM)
I called CS to activate my safekey but did not receive any confirmation SMS after 5 hours. What about you guys?
*
QUOTE(victorywp @ Nov 4 2013, 09:16 PM)
i heard confirmation sms should be received almost immediately within few minutes. for me, the cs said mine already activated so there is no confirmation sms.
*
When I called, CS said mine already activated. Hence, no sms for me either.
Human Nature
post Nov 4 2013, 09:31 PM

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Well thanks. i called again to check and CS said the delay could be from the telco side.
mustang
post Nov 4 2013, 09:41 PM

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I called to activate today and sms sent to me few minutes later. If in doubt, call CS to confirm on the registration
nycdist
post Nov 4 2013, 10:16 PM

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QUOTE(CP88 @ Nov 4 2013, 09:06 PM)
You can pick one up at Machines or Switch. They accept AMEX.
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i dont think both of them accept Amex, i will call and verify tomorrow
victorywp
post Nov 4 2013, 10:20 PM

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QUOTE(CP88 @ Nov 4 2013, 09:06 PM)
You can pick one up at Machines or Switch. They accept AMEX.
*
are you very sure about it? hmm.gif
fruitie
post Nov 4 2013, 10:52 PM

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QUOTE(nycdist @ Nov 4 2013, 10:16 PM)
i dont think both of them accept Amex, i will call and verify tomorrow
*
Machines used to accept when I bought iPad but that was last year.
Now not too sure.
CP88
post Nov 4 2013, 11:04 PM

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QUOTE(goliath @ Nov 4 2013, 09:21 PM)
Not sure about Switch, but I thought Machines do not accept AMEX (according to this post).
*
My bad. Memory is hazy nowadays. tongue.gif

Switch do accept AMEX when i purchased items early this year!

QUOTE(nycdist @ Nov 4 2013, 10:16 PM)
i dont think both of them accept Amex, i will call and verify tomorrow
*
Yea. Best you make a call since I made the purchase earlier this year & things might have changed.
silver311
post Nov 4 2013, 11:46 PM

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Hi guyz,

Just wondering, I heard some people saying that the Maybank AMEX card is a charge card(Have to fully pay the amount before the due date). Is this true?

Thank you
victorywp
post Nov 4 2013, 11:50 PM

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QUOTE(silver311 @ Nov 4 2013, 11:46 PM)
Hi guyz,

Just wondering, I heard some people saying that the Maybank AMEX card is a charge card(Have to fully pay the amount before the due date). Is this true?

Thank you
*
no, maybank 2 cards amex is a credit card not a charge card.
fly126
post Nov 5 2013, 12:29 AM

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QUOTE(silver311 @ Nov 4 2013, 11:46 PM)
Hi guyz,

Just wondering, I heard some people saying that the Maybank AMEX card is a charge card(Have to fully pay the amount before the due date). Is this true?

Thank you
*
QUOTE(victorywp @ Nov 4 2013, 11:50 PM)
no, maybank 2 cards amex is a credit card not a charge card.
*
Maybank have Issued 2 Types of Amex,
I. Credit Card
(2 Amex Gold/Platinum, Pantai American Express® Credit Card, Maybank Islamic Ikhwan American Express Gold/Platinum Card-i, Singapore Airlines KrisFlyer American Express® Gold Credit Card, American Express Gold /Platinum Credit Card)

II. Charge Card - American Express® Card: Classic, Gold & Platinum
Yes, U Need to make Full Payment before the Due Date... nod.gif

This post has been edited by fly126: Nov 5 2013, 12:33 AM
nycdist
post Nov 5 2013, 10:51 AM

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QUOTE(CP88 @ Nov 4 2013, 11:04 PM)
My bad. Memory is hazy nowadays.  tongue.gif

Switch do accept AMEX when i purchased items early this year!
Yea. Best you make a call since I made the purchase earlier this year & things might have changed.
*
called and confirmed Machine and Switch do accept Amex credit card
victorywp
post Nov 5 2013, 11:34 AM

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QUOTE(nycdist @ Nov 5 2013, 10:51 AM)
called and confirmed Machine and Switch do accept Amex credit card
*
good to hear such a good news from you! rclxm9.gif
Ah hao
post Nov 5 2013, 12:49 PM

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QUOTE(suadrif @ Nov 4 2013, 07:51 PM)
thats why i quoted another two user before this  biggrin.gif
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just use another browser and it will works.
CP88
post Nov 5 2013, 05:36 PM

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QUOTE(nycdist @ Nov 5 2013, 10:51 AM)
called and confirmed Machine and Switch do accept Amex credit card
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Great! Looks like you can purchase your i5s. icon_rolleyes.gif
labtec
post Nov 5 2013, 08:49 PM

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what is the free gift we can get now for applying the card?
and anyone able to get RM50 GST rebate from roadshow booth?
fruitie
post Nov 5 2013, 09:03 PM

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QUOTE(labtec @ Nov 5 2013, 08:49 PM)
what is the free gift we can get now for applying the card?
and anyone able to get RM50 GST rebate from roadshow booth?
*
Maybank doesn't have free gifts one la. You can forget about this part.
I got RM 50 rebate during my first year because it is by invitation and without me noticing, I was one of those got invited. Nowadays no more.
After that I just use my treat points to redeem.

This post has been edited by fruitie: Nov 5 2013, 09:03 PM
janson_kaniaz
post Nov 5 2013, 09:37 PM

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QUOTE(fruitie @ Nov 5 2013, 09:03 PM)
Maybank doesn't have free gifts one la. You can forget about this part.
I got RM 50 rebate during my first year because it is by invitation and without me noticing, I was one of those got invited. Nowadays no more.
After that I just use my treat points to redeem.
*
ya the only "free gift" you can hope from them is their ever lasting rebate and treatpoints combo tongue.gif
onthefly
post Nov 5 2013, 09:42 PM

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QUOTE(fruitie @ Nov 5 2013, 09:03 PM)
Maybank doesn't have free gifts one la. You can forget about this part.
I got RM 50 rebate during my first year because it is by invitation and without me noticing, I was one of those got invited. Nowadays no more.
After that I just use my treat points to redeem.
*
how about those credit card booth at a shopping mall ? normally have some gift hmm.gif
BRY7
post Nov 5 2013, 09:57 PM

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QUOTE(onthefly @ Nov 5 2013, 09:42 PM)
how about those credit card booth at a shopping mall ? normally have some gift  hmm.gif
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nope, Maybank will only have 1 hour approval at credit card booths
onthefly
post Nov 5 2013, 10:00 PM

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QUOTE(BRY7 @ Nov 5 2013, 09:57 PM)
nope, Maybank will only have 1 hour approval at credit card booths
*
no i was referring to the credit card booth not credit service center

anyway last time i register at service center got a free drink from starbucks. that was years ago la. tongue.gif
sj0217
post Nov 5 2013, 11:07 PM

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QUOTE(onthefly @ Nov 5 2013, 09:42 PM)
how about those credit card booth at a shopping mall ? normally have some gift  hmm.gif
*
No, dont think so as I have saw quite number of cc booth in 1u, there is no any free gift

Some more, what I saw is SA seem like no need to work, just sit there and chat, like waiting ppl come and ask for it. Not like others bank cc, they are active where asking around when ppl walk through.
CP88
post Nov 5 2013, 11:16 PM

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QUOTE(sj0217 @ Nov 5 2013, 11:07 PM)
No, dont think so as I have saw quite number of cc booth in 1u, there is no any free gift

Some more, what I saw is SA seem like no need to work, just sit there and chat, like waiting ppl come and ask for it. Not like others bank cc, they are active where asking around when ppl walk through.
*
Probably the benefits that's why people are coming to ask for it instead of hardcore promoting. tongue.gif
mystellain
post Nov 5 2013, 11:21 PM

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Hi everyone,

I was wondering what is the minimum working period required in order for me to apply this maybankard 2 gold? Is it a must to be minimum 3 months? Because I need the card for some installment plan.

I am asking this because one of my friends working for a public listed company able to apply uob credit card with 1 month pay slip.

Another incident was that I went to RHB bank last week to check my EPF acc number (worked part time for 6 months last year) and one of their employees from credit card department approached me asking me if I wanted to apply for their credit card and I told her that I have yet start working (by that time) and this is my first permanent job (just graduated) but surprisingly she told me that I can apply the credit card with the offer letter as I am working for a public listed company.

So I was wondering what is the minimum working period to apply for that card? I don't really want to take risk as I am aware that cool off period will be 6 months after the failure of applying the credit card.

Thank you very much.
fly126
post Nov 5 2013, 11:25 PM

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QUOTE(mystellain @ Nov 5 2013, 11:21 PM)
Hi everyone,

I was wondering what is the minimum working period required in order for me to apply this maybankard 2 gold? Is it a must to be minimum 3 months? Because I need the card for some installment plan.

I am asking this because one of my friends working for a public listed company able to apply uob credit card with 1 month pay slip.

Another incident was that I went to RHB bank last week to check my EPF acc number (worked part time for 6 months last year) and one of their employees from credit card department approached me asking me if I wanted to apply for their credit card and I told her that I have yet start working (by that time) and this is my first permanent job (just graduated) but surprisingly she told me that I can apply the credit card with the offer letter as I am working for a public listed company.

So I was wondering what is the minimum working period to apply for that card? I don't really want to take risk as I am aware that cool off period will be 6 months after the failure of applying the credit card.

Thank you very much.
*
Better with More than 3 months...
mystellain
post Nov 5 2013, 11:27 PM

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QUOTE(fly126 @ Nov 5 2013, 11:25 PM)
Better with More than 3 months...
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Oh, okay. Thank you very much. biggrin.gif
fly126
post Nov 6 2013, 01:08 AM

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QUOTE(mystellain @ Nov 5 2013, 11:21 PM)
Hi everyone,

I was wondering what is the minimum working period required in order for me to apply this maybankard 2 gold? Is it a must to be minimum 3 months? Because I need the card for some installment plan.

I am asking this because one of my friends working for a public listed company able to apply uob credit card with 1 month pay slip.

Another incident was that I went to RHB bank last week to check my EPF acc number (worked part time for 6 months last year) and one of their employees from credit card department approached me asking me if I wanted to apply for their credit card and I told her that I have yet start working (by that time) and this is my first permanent job (just graduated) but surprisingly she told me that I can apply the credit card with the offer letter as I am working for a public listed company.

So I was wondering what is the minimum working period to apply for that card? I don't really want to take risk as I am aware that cool off period will be 6 months after the failure of applying the credit card.

Thank you very much.
*
QUOTE(fly126 @ Nov 5 2013, 11:25 PM)
Better with More than 3 months...
*
QUOTE(mystellain @ Nov 5 2013, 11:27 PM)
Oh, okay. Thank you very much. biggrin.gif
*
Income Submission Guide for Credit Card Application:
For Fixed Salary Earners
*Latest 1 Month Computerized Pay Slips OR
*Latest Computerized EA Form (dated within the Last 12 Months) OR
*Latest EPF Statement (dated within the Last 12 Months) OR
*Latest Borang BE with LHDN Receipt (or Proof of Tax Paid)
For Non-Computerized Income Documents, it is Advisable to Provide more than 1 Income Document (eg. Bank Statements, EPF, EA) to Show Salary Received.

They Usually Need 3 months Payslips + EFP Printout... nod.gif
P.S: Provide them with 3 Months Payslips were Better... coz It's a Proof of... Your got a Steady Stable Job (image), so the Bank will Consider to Grant You their Credit Card Facility

This post has been edited by fly126: Nov 6 2013, 01:21 AM
tednet
post Nov 6 2013, 08:00 AM

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guys,

this morning i bought sumthing with visa via on-line and they dun need MSOS code from maybank..

sumthing wrong with maybank MSOS code??
carlitofreak
post Nov 6 2013, 08:11 AM

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QUOTE(tednet @ Nov 6 2013, 08:00 AM)
guys,

this morning i bought sumthing with visa via on-line and they dun need MSOS code from maybank..

sumthing wrong with maybank MSOS code??
*
MSOS is depending on the website payment system itself. Not all online payment required MSOS code etc. Only verified secured website will use this system.

Correct me if im wrong


tednet
post Nov 6 2013, 08:15 AM

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QUOTE(carlitofreak @ Nov 6 2013, 08:11 AM)
MSOS is depending on the website payment system itself. Not all online payment required MSOS code etc. Only verified secured website will use this system.

Correct me if im wrong
*
ermm... not sure bout it also.. but i bought game from humblebundle.. yeah its secure..
victorywp
post Nov 6 2013, 09:54 AM

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QUOTE(roy918 @ Nov 4 2013, 05:11 PM)
Only 3 merchants enabled SafeKey.  doh.gif

Quote from Amex
QUOTE
Merchants enabled with American Express SafeKey in Malaysia:
1. Rubicon Reserve Sdn Bhd
2. FlyFirefly Sdn Bhd
3. AirAsia.com

*
QUOTE(carlitofreak @ Nov 6 2013, 08:11 AM)
MSOS is depending on the website payment system itself. Not all online payment required MSOS code etc. Only verified secured website will use this system.

Correct me if im wrong
*
QUOTE(tednet @ Nov 6 2013, 08:15 AM)
ermm... not sure bout it also.. but i bought game from humblebundle.. yeah its secure..
*
someone pointed it before the 3 merchants in malaysia which enabled the amex safekey.
you may check and clarify from the amex link above.
boysrule
post Nov 6 2013, 10:33 AM

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QUOTE(janson_kaniaz @ Nov 5 2013, 09:37 PM)
ya the only "free gift" you can hope from them is their ever lasting rebate and treatpoints combo  tongue.gif
*
but treatspoint value inflation and points no longer evergreen. 3 years expiry
MilesAndMore
post Nov 6 2013, 11:00 AM

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QUOTE(carlitofreak @ Nov 6 2013, 08:11 AM)
MSOS is depending on the website payment system itself. Not all online payment required MSOS code etc. Only verified secured website will use this system.

Correct me if im wrong
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Yes. You are absolutely correct!

victorywp
post Nov 6 2013, 12:28 PM

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anybody interested in this contest?

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
janson_kaniaz
post Nov 6 2013, 12:50 PM

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QUOTE(boysrule @ Nov 6 2013, 10:33 AM)
but treatspoint value inflation and points no longer evergreen. 3 years expiry
*
let me know if there is other card that gives 5% rebate plus 2% worth of points.

with expiry or not, it's still the best card there is.
AaIto
post Nov 6 2013, 01:13 PM

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QUOTE(janson_kaniaz @ Nov 6 2013, 12:50 PM)
let me know if there is other card that gives 5% rebate plus 2% worth of points.

with expiry or not, it's still the best card there is.
*
I totally agree. Mbb2amex is no doubt the top 3 best cards
(Is it possible LYN introduce the "like" or "agree' button)
(Kos wanna agree or like any comment oso cannot)
maskedchan
post Nov 6 2013, 01:31 PM

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QUOTE(victorywp @ Nov 6 2013, 09:54 AM)
*


someone pointed it before the 3 merchants in malaysia which enabled the amex safekey.
you may check and clarify from the amex link above.
*
he is using visa..so the link is not applicable for his case smile.gif

This post has been edited by maskedchan: Nov 6 2013, 01:32 PM
victorywp
post Nov 6 2013, 03:19 PM

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QUOTE(smsbusiness2u @ Nov 6 2013, 03:04 PM)
It stated Starting from 1 November until 30 November 2013, you will stand a chance to win the MMO tickets by spending a minimum of RM100 on your Maybank Credit or Debit Card.

Entitled for charge card like Maybank American Express?
*
it stated only for maybank credit card or maybank debit card.
so i assume maybank amex credit card should be ok but not maybank amex charge card.
victorywp
post Nov 6 2013, 03:40 PM

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QUOTE(smsbusiness2u @ Nov 6 2013, 03:26 PM)
Do u know what is Maybank American Express Charge Card?

Please do not confuse others and that is no such thing call maybank amex credit card.

U seems to be just simply posted message
*
amex charge card: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

amex credit card: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

mbb 2 cards amex is a type of credit card not charge card, so it should be allowed to participate in the contest. smile.gif

This post has been edited by victorywp: Nov 6 2013, 03:48 PM
victorywp
post Nov 6 2013, 07:33 PM

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QUOTE(deora @ Nov 6 2013, 07:23 PM)
hi guys...my application for the maybank2 card got rejected recently, i called up the bank to ask for the reason but they said it's p&c...my monthly salary etc is more than enough to equalified for the card...but not sure why they rejected..the only reason i can think of is...i've actually another acc in maybank which i created via maybank2u...when my salary comes in..i usually dump most of the money into that account, some for other investment and only left very little in the main acc (<rm50) just to control on my spending..could this be the reason maybank rejected my application??..as i only stated the main acc number on the application form
*
i don't think this is the reason. do you have any other credit cards or loans?
den
post Nov 6 2013, 07:33 PM

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QUOTE(deora @ Nov 6 2013, 07:23 PM)
hi guys...my application for the maybank2 card got rejected recently, i called up the bank to ask for the reason but they said it's p&c...my monthly salary etc is more than enough to equalified for the card...but not sure why they rejected..the only reason i can think of is...i've actually another acc in maybank which i created via maybank2u...when my salary comes in..i usually dump most of the money into that account, some for other investment and only left very little in the main acc (<rm50) just to control on my spending..could this be the reason maybank rejected my application??..as i only stated the main acc number on the application form
*
got high commitments?
yeapsan
post Nov 6 2013, 10:47 PM

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QUOTE(deora @ Nov 6 2013, 07:23 PM)
hi guys...my application for the maybank2 card got rejected recently, i called up the bank to ask for the reason but they said it's p&c...my monthly salary etc is more than enough to equalified for the card...but not sure why they rejected..the only reason i can think of is...i've actually another acc in maybank which i created via maybank2u...when my salary comes in..i usually dump most of the money into that account, some for other investment and only left very little in the main acc (<rm50) just to control on my spending..could this be the reason maybank rejected my application??..as i only stated the main acc number on the application form
*
i also applied and accepted me. i apply using CIMB bank account statement which my salary comes in and i will withdraw most of it and left less then RM500 in the bank ( I submitted a statement of RM380 in the account when i apply). BTW, i did not have any maybank acc. May be they valued us through commitment? I have a CIMB CC which i always pay on time.
cdspins
post Nov 6 2013, 11:31 PM

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QUOTE(deora @ Nov 6 2013, 11:24 PM)
cant really think of any which tied to the bank...but if they 'only' see how much money i have in my main account and then make the judgement..then  sweat.gif ....i do put money on other investment..saham etc

yet few months ago..maybank did called up to offer me credit cards which i turn them down...now when i approach them for the credit card..they rejected my application  doh.gif
*
Try to get your credit report from bank negara... I think maybe you miss some of your loan payment before this... just plain guessing only
Seng_Kiat
post Nov 6 2013, 11:34 PM

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QUOTE(deora @ Nov 6 2013, 11:18 PM)
nope..totally clean...no car loan with bank too
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this the reasons ... the bank sees you as unproven paymaster ... thus, higher risk to them .. smile.gif..
yeapsan
post Nov 6 2013, 11:40 PM

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QUOTE(deora @ Nov 6 2013, 11:28 PM)
hmm...how many months of bank statement did u provide them?..the thing is..my salary goes to maybank and they can easily track it..mayb everymonth i did withdraw too much money which made them think my commitment on other things are high..  hmm.gif
*
3 months payslip, 3 months bank statement, 1 year KWSP statement. 1 week time and i got sms said my application accepted.
i also withdraw most of my salary out for investment and bills payment. I have no loans too. I also wonder why they rejected you hmm.gif
den
post Nov 7 2013, 12:49 AM

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QUOTE(deora @ Nov 6 2013, 11:35 PM)
adui..totally clean also cant...got other loan also cant  sweat.gif
*
hurm.. maybank2card is my first credit card also. i got mine approved on the first attempt. that time also never borrow any loan from bank. tongue.gif

but before that, im using supplementary card. not sure if that helps to build up my credit history? i think not. 0.0
hihihehe
post Nov 7 2013, 01:10 AM

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just wondering if i able to use my pay slip from overseas company to apply this card?
hkboey
post Nov 7 2013, 05:44 AM

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QUOTE(deora @ Nov 6 2013, 11:35 PM)
adui..totally clean also cant...got other loan also cant  sweat.gif
*
Your age plus ur record too clean could be the factor you got rejected.

If you are over 30's and have no loan at all, which seems to the bank that you can't even afford a car or property (which in fact you could have all this from family without having you to buy it urself), so you are categorised as a high risk to the bank.

For the same scenario but if you are in the mid 20's, the bank would consider you a fresh grads and just starting to get loan from the bank to own car, property or even CC, you are considered more to the 'normal' ones and hence the approval is normally easier.

If u plan to apply again, support the application with whatever fund u have, e.g. shares, FD, GIA, CASA with documents. If u r cash rich n do not have documents then I think its hard to convince the bank that you are 'normal' or rich.
nothingz
post Nov 7 2013, 08:27 AM

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QUOTE(hihihehe @ Nov 7 2013, 01:10 AM)
just wondering if i able to use my pay slip from overseas company to apply this card?
*
yes you can, provide bank statement as well to show your salary credited every month
LoveMeNot
post Nov 7 2013, 09:09 AM

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QUOTE(deora @ Nov 6 2013, 07:23 PM)
hi guys...my application for the maybank2 card got rejected recently, i called up the bank to ask for the reason but they said it's p&c...my monthly salary etc is more than enough to equalified for the card...but not sure why they rejected..the only reason i can think of is...i've actually another acc in maybank which i created via maybank2u...when my salary comes in..i usually dump most of the money into that account, some for other investment and only left very little in the main acc (<rm50) just to control on my spending..could this be the reason maybank rejected my application??..as i only stated the main acc number on the application form
*
maybank used to reject my application years ago when my earning was puny but sufficient to fulfill the minimum requirement. I've applied twice-both got rejected. I've no other cc that time, no loan, everything is pretty clear. After 5 years; now that I have other cc, earning triple of that salary and having a car loan with maybank itself- they present me the card without me applying for it. I even upgraded to platinum and ask for limit increase more than 3x of my salary without any problem.
tednet
post Nov 7 2013, 09:37 AM

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QUOTE(deora @ Nov 7 2013, 09:33 AM)
fyi..im in my 20s...graduated 3 years ago..

if im over 30s and i NEED to have a loan to prove to the bank i can afford car/house..then is downright ridiculous...having a loan doesnt necessary mean a person can fully repay the loan.....and the bank rather see me owe money rather than having real cash on hand?..haha

thanks for the info...will try out other centre
*
maybe they dun want you to go rouge. so if u got loans from Maybank also, means that u r pretty tied up with Maybank and cannot run..

this is just my 2cent.
LoveMeNot
post Nov 7 2013, 09:39 AM

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QUOTE(deora @ Nov 7 2013, 09:37 AM)
ic...then i think my assumption is correct...not having plenty of cash in my main acc

1 thing puzzled me is...few months ago they called me up talk bunch of crap to offer me the card which i rejected...but now in turn when i try to apply for the card...they rejected me..then y offer me in the first place?
*
I don't think so this is the reason. I don't have plenty of cash in my maybank account.

Were they offering u the card without you needing to submit anything? or they wanted to get you to apply? Mine delivered to my house without my sending in any application.
jeff_v2
post Nov 7 2013, 09:58 AM

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for NEW mbb cc application, applicant need to have a minimum balance of rm1k during the credit processing period.


tednet
post Nov 7 2013, 09:59 AM

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QUOTE(deora @ Nov 7 2013, 09:38 AM)
probably...but they cant seems to tell me the reason why i got rejected saying it's P&C...anyways...will try to pump in some cash to the main acc and try to re-apply
*
yeah.. it might be bout your acc balance and might be the cash flow of your acc...

last time i got my credit card caused i rant to their service center asking to activate my debit for oversea payment which is not widely avail last time.

just try again or wait for their treats fair again. got my charge card during the fair
fly126
post Nov 7 2013, 10:03 AM

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QUOTE(LoveMeNot @ Nov 7 2013, 09:09 AM)
maybank used to reject my application years ago when my earning was puny but sufficient to fulfill the minimum requirement. I've applied twice-both got rejected. I've no other cc that time, no loan, everything is pretty clear. After 5 years; now that I have other cc, earning triple of that salary and having a car loan with maybank itself- they present me the card without me applying for it. I even upgraded to platinum and ask for limit increase more than 3x of my salary without any problem.
*
QUOTE(deora @ Nov 7 2013, 09:37 AM)
ic...then i think my assumption is correct...not having plenty of cash in my main acc
1 thing puzzled me is...few months ago they called me up talk bunch of crap to offer me the card which i rejected...but now in turn when i try to apply for the card...they rejected me..then y offer me in the first place?
*
I gotv My MBB2Cards by 3rd Attempt (for the last Time), have Tried to Apply Every Year since 2011 till April 2013 baru dapat the Card (CL 4K only)
Having their Saving & Current Saving for Decade... MBB also not EZly give Me a CC, although I got Plenty of CCs with Others Bank with CL More than 10K per Card... blink.gif

This post has been edited by fly126: Nov 7 2013, 10:09 AM
fly126
post Nov 7 2013, 10:08 AM

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QUOTE(deora @ Nov 7 2013, 10:05 AM)
hmmmm...weird then  hmm.gif
*
So, Don't Give Up Try Again till Dapat... smile.gif
hkboey
post Nov 7 2013, 11:25 AM

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QUOTE(deora @ Nov 7 2013, 09:33 AM)
fyi..im in my 20s...graduated 3 years ago..

if im over 30s and i NEED to have a loan to prove to the bank i can afford car/house..then is downright ridiculous...having a loan doesnt necessary mean a person can fully repay the loan.....and the bank rather see me owe money rather than having real cash on hand?..haha

thanks for the info...will try out other centre
*
Yes, banks prefer you to have loans as they want to know your behaviour of serving loans. A good paymaster record is better than the one with no record. A loan doesn't mean you have to be in a huge debt. A loan is to prove your paying ability. This is what banker told me.

Banks will never reveal the real reason why they reject you, so you can only keep trying to apply. They offered you the card in the first place but the approval is still subject to the management, which means its not pre-approved.

So if u think the money u have in savings account is too little... top it up and on the safe side, let it stay for 3 months then u can apply for the cc again.
mgb
post Nov 7 2013, 11:57 AM

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Try applying at KLCC Maybankcard Centre. It took me 1 hour to get my platinum cards. No need any documents since salary goes into maybank.
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post Nov 7 2013, 03:43 PM

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QUOTE(nothingz @ Nov 7 2013, 10:27 AM)
yes you can, provide bank statement as well to show your salary credited every month
*
Have you tried that? The bank is overseas bank as well
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post Nov 7 2013, 03:50 PM

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QUOTE(hihihehe @ Nov 7 2013, 03:43 PM)
Have you tried that? The bank is overseas bank as well
*
No need to worried about that..just apply..
oversea income also is income...if it is a well known company..even better..they can check easily from internet
Mr Gray
post Nov 7 2013, 05:27 PM

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QUOTE(maskedchan @ Nov 7 2013, 03:50 PM)
No need to worried about that..just apply..
oversea income also is income...if it is a well known company..even better..they can check easily from internet
*
It would always be a b**** to apply a card when you don't have a credit history. The same thing happened to me previously. I applied OCBC three times, CIMB and Citibank. All rejected me. And for God sake, my salary goes into CIMB every month. Stupid CIMB!!! Later on I gave up and applied Bank Islam card, and fortunately approved. A few months later, I applied more cards and approved instantly without much problem. I guess your best bet would be to go Maybank card centre in KLCC. smile.gif
nothingz
post Nov 7 2013, 05:31 PM

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QUOTE(hihihehe @ Nov 7 2013, 03:43 PM)
Have you tried that? The bank is overseas bank as well
*
i used oversea income prove to upgrade from gold to platinum card
hihihehe
post Nov 7 2013, 06:16 PM

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QUOTE(maskedchan @ Nov 7 2013, 05:50 PM)
No need to worried about that..just apply..
oversea income also is income...if it is a well known company..even better..they can check easily from internet
*
it is a well known university i believe tongue.gif

QUOTE(nothingz @ Nov 7 2013, 07:31 PM)
i used oversea income prove to upgrade from gold to platinum card
*
fair enough. will try to make application with my overseas pay slip tomorrow.
nothingz
post Nov 7 2013, 06:48 PM

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QUOTE(hihihehe @ Nov 7 2013, 06:16 PM)
it is a well known university i believe tongue.gif
fair enough. will try to make application with my overseas pay slip tomorrow.
*
attach your oversea bank statement as well, as long as it can tally, bank will most likely approve. tried on mbb, ocbc, citibank, scb, cimb and uob
hihihehe
post Nov 7 2013, 06:59 PM

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QUOTE(nothingz @ Nov 7 2013, 08:48 PM)
attach your oversea bank statement as well, as long as it can tally, bank will most likely approve. tried on mbb, ocbc, citibank, scb, cimb and uob
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How long does it take to know the answer? On the spot?
zaFrOoNaLdO
post Nov 7 2013, 07:52 PM

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guys, currently where/which mall has the Maybank2u card roadshow/membership drive?

I wanna apply maybank 2 cards but also want to get free sign on gifts. anyone knows?
fruitie
post Nov 7 2013, 07:54 PM

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QUOTE(zaFrOoNaLdO @ Nov 7 2013, 07:52 PM)
guys, currently where/which mall has the Maybank2u card roadshow/membership drive?

I wanna apply maybank 2 cards but also want to get free sign on gifts. anyone knows?
*
There is no free sign-on gifts from Maybank.
You can forget about this.
nothingz
post Nov 7 2013, 08:10 PM

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QUOTE(hihihehe @ Nov 7 2013, 06:59 PM)
How long does it take to know the answer? On the spot?
*
i submitted online, about a week provided you submitted all the relevant documents and forms during submission
zaFrOoNaLdO
post Nov 7 2013, 08:16 PM

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QUOTE(fruitie @ Nov 7 2013, 07:54 PM)
There is no free sign-on gifts from Maybank.
You can forget about this.
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so applying at shopping centre/roadshow are as good as applying online?
fruitie
post Nov 7 2013, 08:17 PM

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QUOTE(zaFrOoNaLdO @ Nov 7 2013, 08:16 PM)
so applying at shopping centre/roadshow are as good as applying online?
*
Yes. If you apply in 1U (not sure if the renovation is over) or KLCC Card Centre, you will get your card within an hour.
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post Nov 7 2013, 08:27 PM

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QUOTE(fruitie @ Nov 7 2013, 08:17 PM)
Yes. If you apply in 1U (not sure if the renovation is over) or KLCC Card Centre, you will get your card within an hour.
*
for Maybank2 Gold card as well within 1 hour?
fruitie
post Nov 7 2013, 08:48 PM

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QUOTE(zaFrOoNaLdO @ Nov 7 2013, 08:27 PM)
for Maybank2 Gold card as well within 1 hour?
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Yes.
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post Nov 7 2013, 09:00 PM

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QUOTE(fruitie @ Nov 7 2013, 08:48 PM)
Yes.
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Cool! Thx a lot. Wanted to fill up online then u gv me awesome info. biggrin.gif
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post Nov 7 2013, 09:20 PM

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QUOTE(nothingz @ Nov 7 2013, 10:10 PM)
i submitted online, about a week provided you submitted all the relevant documents and forms during submission
*
through email or online application? i just need to provide IC, bank statement and 3 months pay slip?
i will go to the branch and see if they accept overseas pay slip and if not, will do it online
sj0217
post Nov 7 2013, 09:26 PM

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QUOTE(fruitie @ Nov 7 2013, 08:17 PM)
Yes. If you apply in 1U (not sure if the renovation is over) or KLCC Card Centre, you will get your card within an hour.
*
Just to confirm here that 1u card centre is already opened as usual
nothingz
post Nov 7 2013, 09:51 PM

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QUOTE(hihihehe @ Nov 7 2013, 09:20 PM)
through email or online application? i just need to provide IC, bank statement and 3 months pay slip?
i will go to the branch and see if they accept overseas pay slip and if not, will do it online
*
they don't have online application. everything goes through email. read their website
SUSDavid83
post Nov 7 2013, 10:02 PM

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QUOTE(nothingz @ Nov 7 2013, 09:51 PM)
they don't have online application.  everything goes through email. read their website
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It's relatively funny at these ages for not to have such facility. tongue.gif
nothingz
post Nov 7 2013, 10:13 PM

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QUOTE(David83 @ Nov 7 2013, 10:02 PM)
It's relatively funny at these ages for not to have such facility. tongue.gif
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certain banks still don't have, not only MBB. they will ask you to leave number or apply through email.
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post Nov 7 2013, 10:14 PM

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QUOTE(nothingz @ Nov 7 2013, 10:13 PM)
certain banks still don't have, not only MBB. they will ask you to leave number or apply through email.
*
But MBB is the largest bank in Malaysia. They have to set the standard higher.
hihihehe
post Nov 7 2013, 10:23 PM

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yeah it such a pain not to have online application but can't expect anything in Malaysia. will head to the branch tomorrow
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post Nov 8 2013, 09:10 AM

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Just applied the platinum card yesterday, let see can approveor not. Usually how long will it take? Applied at maybank penang.
labtec
post Nov 8 2013, 11:04 AM

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eh, I read that we need to be Maybank account holder to apply for the credit card?

or just for expatriate?

Note: You must be a Maybank account holder
fly126
post Nov 8 2013, 11:51 AM

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QUOTE(labtec @ Nov 8 2013, 11:04 AM)
eh, I read that we need to be Maybank account holder to apply for the credit card?

or just for expatriate?

Note: You must be a Maybank account holder
*
Only the Expatriate, must be a Maybank account holder... nod.gif

This post has been edited by fly126: Nov 8 2013, 12:34 PM
hihihehe
post Nov 8 2013, 12:30 PM

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I asked the branch manager of MBB in my area and they said can't accept the overseas income. sad.gif

Not sure if there is any difference if I apply through online. Have to print out the form and scan it back again :/

Anyone can provide me the confirmed email address for the application?
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post Nov 8 2013, 12:33 PM

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finally my card approved after waiting 6 months, just to confirm that buying online on weekends entitle to both 5X & 5% cash back right ?
fly126
post Nov 8 2013, 12:35 PM

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QUOTE(DarReNz @ Nov 8 2013, 12:33 PM)
finally my card approved after waiting 6 months, just to confirm that buying online on weekends entitle to both 5X & 5% cash back right ?
*
YES... nod.gif
fly126
post Nov 8 2013, 12:40 PM

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QUOTE(hihihehe @ Nov 8 2013, 12:30 PM)
I asked the branch manager of MBB in my area and they said can't accept the overseas income. sad.gif

Not sure if there is any difference if I apply through online. Have to print out the form and scan it back again :/

Anyone can provide me the confirmed email address for the application?
*
http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdf
The Fax no. & E-mail are at the Final Page...
jzack
post Nov 8 2013, 12:46 PM

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Does the "60 mins" approval applicable for self-employed too?
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post Nov 8 2013, 12:52 PM

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QUOTE(jzack @ Nov 8 2013, 12:46 PM)
Does the "60 mins" approval applicable for self-employed too?
*
this 60 mins no longer applies on weekends because I went there to apply

This post has been edited by DarReNz: Nov 8 2013, 12:53 PM
hihihehe
post Nov 8 2013, 01:13 PM

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QUOTE(fly126 @ No2013, 02:40 PM)
http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdf
The Fax no. & E-mail are at the Final Page...
*
Cool
Is it alright I don't provide borang be?
deity01
post Nov 8 2013, 01:25 PM

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QUOTE(deity01 @ Nov 4 2013, 01:26 PM)
ytd kena fraud case...karmaloop inc USD10.20, shopify USD308....grrrrr
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omg...nov 4 principle kena...today sub card kena...wat happen to amex?????
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post Nov 8 2013, 02:13 PM

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QUOTE(DarReNz @ Nov 8 2013, 12:52 PM)
this 60 mins no longer applies on weekends because I went there to apply
*
Which means, as for self-employed applicant it sill applies the 60mins approval but only on weekdays?
tednet
post Nov 8 2013, 02:17 PM

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QUOTE(deity01 @ Nov 8 2013, 01:25 PM)
omg...nov 4 principle kena...today sub card kena...wat happen to amex?????
*
dayum... need to carefully monitors the transaction..

this getting scary already..
DarReNz
post Nov 8 2013, 02:18 PM

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QUOTE(jzack @ Nov 8 2013, 02:13 PM)
Which means, as for self-employed applicant it sill applies the 60mins approval but only on weekdays?
*
i am not sure for the self employed part but yes it is only available on weekdays ...
tednet
post Nov 8 2013, 02:20 PM

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QUOTE(DarReNz @ Nov 8 2013, 02:18 PM)
i am not sure for the self employed part but yes it is only available on weekdays ...
*
one of Maybank officers told me that for such cases please come to the credit card center on weekdays cause they can approve on the spot.

if weekends, they will pre-approved you application only.

maybe their senior officers work on weekdays only hmm.gif hmm.gif

This post has been edited by tednet: Nov 8 2013, 02:22 PM
jzack
post Nov 8 2013, 02:37 PM

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QUOTE(tednet @ Nov 8 2013, 02:20 PM)
one of Maybank officers told me that for such cases please come to the credit card center on weekdays cause they can approve on the spot.

if weekends, they will pre-approved you application only.

maybe their senior officers work on weekdays only  hmm.gif  hmm.gif
*
Credit card center refers to "Maybankard Centre" am I right?

like the one in the shopping mall 1u and other Maybankard Centre mentioned by TS?
tednet
post Nov 8 2013, 02:40 PM

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QUOTE(jzack @ Nov 8 2013, 02:37 PM)
Credit card center refers to "Maybankard Centre" am I right?

like the one in the shopping mall 1u and other Maybankard Centre mentioned by TS?
*
yup, only avail like 1u and KLCC..

if you go to Maybank branch will take longer time.

the thing is need to go on weekdays, i request for upgrade, branch said go to card center much more faster n easier.
jzack
post Nov 8 2013, 02:55 PM

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QUOTE(tednet @ Nov 8 2013, 02:40 PM)
yup, only avail like 1u and KLCC..

if you go to Maybank branch will take longer time.

the thing is need to go on weekdays, i request for upgrade, branch said go to card center much more faster n easier.
*
Ok thanks for the info guys.
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post Nov 8 2013, 03:29 PM

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Is anybody else having problems with their Amex? Seems it's a real hit-or-miss with the card sometimes, I bought a birthday present for my sister online from Etsy and then the transaction went through, even though the address is in Thailand... but then I tried to get the same thing for myself (using shipping address same as billing address) and I keep getting error.

Also, Paypal says I cannot verify or confirm the card because "The Card Verification System used by PayPal is currently unavailable. Please try to add your card at a later time. We apologize for this inconvenience." But for every other card (including MC/Visa debit) it works fine...
GymBoi
post Nov 8 2013, 03:31 PM

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QUOTE(tednet @ Nov 8 2013, 02:40 PM)
yup, only avail like 1u and KLCC..

if you go to Maybank branch will take longer time.

the thing is need to go on weekdays, i request for upgrade, branch said go to card center much more faster n easier.
*
QUOTE(jzack @ Nov 8 2013, 02:55 PM)
Ok thanks for the info guys.
*
Actually there's 1 in Gardens as well .... the 1 in 1U was under renovation few months back ... not sure if it's done or not
goliath
post Nov 8 2013, 03:38 PM

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QUOTE(bondonabudget @ Nov 8 2013, 03:29 PM)
Is anybody else having problems with their Amex? Seems it's a real hit-or-miss with the card sometimes, I bought a birthday present for my sister online from Etsy and then the transaction went through, even though the address is in Thailand... but then I tried to get the same thing for myself (using shipping address same as billing address) and I keep getting error.

Also, Paypal says I cannot verify or confirm the card because "The Card Verification System used by PayPal is currently unavailable. Please try to add your card at a later time. We apologize for this inconvenience." But for every other card (including MC/Visa debit) it works fine...
*
You need to call CS to activate/approve the transaction.


QUOTE(GymBoi @ Nov 8 2013, 03:31 PM)
Actually there's 1 in Gardens as well .... the 1 in 1U was under renovation few months back ... not sure if it's done or not
*
1U branch is back in business already. smile.gif
cempedaklife
post Nov 8 2013, 06:05 PM

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anyone know for ebay transactions, what is the best time to get the deal done for the weekends rebate?
fruitie
post Nov 8 2013, 07:20 PM

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QUOTE(cempedaklife @ Nov 8 2013, 06:05 PM)
anyone know for ebay transactions, what is the best time to get the deal done for the weekends rebate?
*
I checked world time zone before, if I can recall correctly, around 9.00 p.m. our time on Saturday, none of the parts in the world is still on Friday.
Even some already on Sunday. biggrin.gif
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post Nov 8 2013, 08:10 PM

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QUOTE(hihihehe @ Nov 8 2013, 01:13 PM)
Cool
Is it alright I don't provide  borang be?
*
IF U got be Form U give them...
If You Don't Have it, U can Give them 3 Months Payslips + 3 Months Bank Statements of Your Payroll Account as Supporting Document smile.gif

This post has been edited by fly126: Nov 8 2013, 09:00 PM
bearbear
post Nov 8 2013, 08:16 PM

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Just noticed another difference btw Gold and Platinum

For Platinum the service center call line is different with the Gold, your call will be answered almost immediately. I think they do prioritize Platinum calls compared to other Gold cards smile.gif

This post has been edited by bearbear: Nov 8 2013, 08:16 PM
SUSDavid83
post Nov 8 2013, 08:20 PM

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QUOTE(bearbear @ Nov 8 2013, 08:16 PM)
Just noticed another difference btw Gold and Platinum

For Platinum the service center call line is different with the Gold, your call will be answered almost immediately. I think they do prioritize Platinum calls compared to other Gold cards  smile.gif
*
How about you call the CS? sweat.gif

Unless you really want to find them for chit chatting. whistling.gif
bearbear
post Nov 8 2013, 08:36 PM

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useful if you are going oversea often
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post Nov 8 2013, 08:38 PM

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QUOTE(bearbear @ Nov 8 2013, 08:36 PM)
useful if you are going oversea often
*
I'm not that lucky or wealthy as a frequent oversea traveler. laugh.gif
chris_xi
post Nov 8 2013, 09:57 PM

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applied the Maybank 2 Gold today via branch, was told to wait for news in 2 weeks, hope i can get it wink.gif
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post Nov 9 2013, 12:24 AM

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How the touch & go zing card works? it will direct debit from the primary card?
fly126
post Nov 9 2013, 12:57 AM

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QUOTE(hihihehe @ Nov 9 2013, 12:24 AM)
How the touch & go zing card works? it will direct debit from the primary card?
*
Yes... nod.gif
As for Touch & Go Zing Info,
Pls Refer to the Link of CC Application Form I sent U Early
ON the Section 5 of CC Application Form http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdf

This post has been edited by fly126: Nov 9 2013, 12:58 AM
zaFrOoNaLdO
post Nov 9 2013, 01:00 AM

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QUOTE(GymBoi @ Nov 8 2013, 03:31 PM)
Actually there's 1 in Gardens as well .... the 1 in 1U was under renovation few months back ... not sure if it's done or not
*
its opened now.. i just went to OU last nite (Friday nite) to submit my application form with the supporting docs.

They said, currently system down, so might take abit longer 3-5 working days.

Hopefully will get approved!! previously OCBC customer. hahaha
hihihehe
post Nov 9 2013, 01:24 AM

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QUOTE(fly126 @ Nov 9 2013, 02:57 AM)
Yes...  nod.gif
As for Touch & Go Zing Info,
Pls Refer to the Link of CC Application Form I sent U Early
ON the Section 5 of CC Application Form http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdf
*
Cool. Will I get the points too?
ronnie
post Nov 9 2013, 10:26 AM

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The M2U Rewards page is back online to view summary of all TreatsPoints
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post Nov 9 2013, 02:35 PM

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is mbb 2 card be used for auto debit for utility/telco/insurance? something like Express AutoPay for amex gold card
kyle_kl
post Nov 9 2013, 04:23 PM

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Anyone tried the Platinum Card additional privilege?

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.


For 6. what does it mean "Charge your travel fares to the card", air ticket consider travel fare? laugh.gif


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