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Credit Cards Maybankard 2 Gold & Platinum Cards V8, Pls read post 1-3 & use Search Topic 1st

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hengchuen
post Nov 1 2013, 09:57 PM

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May I know what is the reason (other than convenience) you guys want to own this credit card?

Actually I was interested in Maybank2card as there is 5% rebate on paying utilities bills, petrol and can buy flight ticket on the weekend (as I don't own a credit card yet). After I ask the maybank staff, I get to know that there is 8.88% charges on every transaction ( I thought the 8.88% is extra charge if payback late) and I don't feel like applying it already. They charge you 8.88 and rebate 5%, still more expensive right?


hengchuen
post Nov 1 2013, 10:05 PM

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QUOTE(fruitie @ Nov 1 2013, 10:01 PM)
Why not 20th November? The statement date should be fixed right?
Either you heard it wrongly or the staff really misled you.
I don't think credit card users are stupid enough to pay 8.88% of extra charges when we can pay with cash? Technically there is no extra charges unless the merchant charges you extra which some will do. I won't bother to buy from them most of the time unless I have no other choice.

The 8.88% is for interest if you don't pay your bill which most of us never bother at all because we pay full on time.
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That's why I ask, damn weird if the charge 8.88% on every transaction and still people applying it.
And I did ask the staff isn't 8.88% will only be charged if I payback late/partial..and then she say no..that one is different= ="
Guess I need to go again and ask another staff..

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