Yes.

Mine is also approached by them via phone calls since they found out that my salary is direct crediting to Maybank.

The lady managed to verify all my details accurately and she assured me that she was calling from Maybank. I trusted and asked her to proceed with the necessary. 10 minutes after our call, her superior called to verify my application.

Around a week, received my cards.

That was in 2011 when they started to introduce M2Cards to the market.

This post has been edited by fruitie: Oct 11 2013, 08:17 PM

Did you mean for Agoda room booking?

Maybank hardly gives free gifts.

That's right, I got the 10k TP from them where they pre-approved my M2Cards.

I'll just ask and if they don't just switch to my OCBC Titanium.

No success for Maybank, most of us just redeem TP to offset that.
Used to be 10k TP but due to TP inflation, it has increased to 12.5k TP.

Just booked 3D2N hotel in Agoda for my good friend's wedding dinner in Penang. I was too busy with my other trip that I overlooked on this matter.

If not, I could have tried yesterday and who knows I might get additional 5% rebate? Or am I asking too much?

Surprised to see I got 7% rebate from my Gold AmEx.

This post has been edited by fruitie: Oct 21 2013, 11:23 PM

OK thanks, that makes me feel slightly better now.

Not necessary. Online purchases only if the transactions are processed on weekends as well. For e.g. Dell Online is one of the merchants that doesn't process during weekends. You will not get 5% rebate.

Read first post, you clearly haven't read yet.
To me, there isn't any significant difference but everyone's opinion differs.

This post has been edited by fruitie: Oct 30 2013, 06:11 PM

Why not 20th November? The statement date should be fixed right?

Either you heard it wrongly or the staff really misled you.
I don't think credit card users are stupid enough to pay 8.88% of extra charges when we can pay with cash? Technically there is no extra charges unless the merchant charges you extra which some will do. I won't bother to buy from them most of the time unless I have no other choice.

The 8.88% is for interest if you don't pay your bill which most of us never bother at all because we pay full on time.

If with outstanding unsettled bill. Read this link: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Though it's for Plat but it's the same for Gold as well.

No need to check further, just apply. Most of us here started using when it was just introduced, soon going to be 3 years for me. None of the cards in market will charge you extra fees whenever you swipe. Of course like I said except for the merchants' imposed fees or if you swipe in overseas which incur exchange charges.

This post has been edited by fruitie: Nov 1 2013, 10:13 PM

I thought that's based on posting date? If I'm not mistaken there was once I swiped my card on my statement date and posting date is the same, ended up charged to that month's statement. If I can recall correctly but it was few years ago, so I could be wrong.

Very rare. Maybank is one of the banks which follows strictly on the annual income.
Anyway, the differences of Gold and Plat are pretty negligible. Most of the additional benefits do not add any value but good to have.

It makes sense for the CL because 60k per annum is about 5k per month and CL is 2x or 2.5x of monthly income.

AIA cannot be paid using AmEx. Even if it does, only if it transacts during weekends. Else, no 5% rebate as well.

This post has been edited by fruitie: Nov 4 2013, 12:20 PM

Machines used to accept when I bought iPad but that was last year.
Now not too sure.

Maybank doesn't have free gifts one la. You can forget about this part.
I got RM 50 rebate during my first year because it is by invitation and without me noticing, I was one of those got invited. Nowadays no more.
After that I just use my treat points to redeem.

This post has been edited by fruitie: Nov 5 2013, 09:03 PM

There is no free sign-on gifts from Maybank.
You can forget about this.

Yes. If you apply in 1U (not sure if the renovation is over) or KLCC Card Centre, you will get your card within an hour.