Updated oledi with the cash back amount... This month budget got discount a bit lor...

Very rare. Maybank is one of the banks which follows strictly on the annual income.
Anyway, the differences of Gold and Plat are pretty negligible. Most of the additional benefits do not add any value but good to have.

how about those credit card booth at a shopping mall ? normally have some gift 

Yes. If you apply in 1U (not sure if the renovation is over) or KLCC Card Centre, you will get your card within an hour.

it is possible to redeem tp for rm50 gst more than once in a calendar year.
for eg, your cc annual gst is on june and you redeemed on aug'12 (later) and redeemed again on apr'13 (earlier).

however (correct me if i'm wrong) i see that you would like to ask whether the rm50 gst that you redeemed, could be used to deduct your monthly bills as in cash rebate? i think it's not possible.. although mbb just debited rm50 into your cc account, but there is a description on their end stated that it will be for gst 2012 or gst 2013, for instance. so most probably you can only redeem once for a valid year (either you redeem earlier or later).

i have rephrased my sentence.
it is possible to redeem your gst twice in a calendar year, which is once after it's charged and another time before it's charged (next year's gst).
for eg, the gst charged to your cc on june 2012 and you redeemed on august 2012 (which is later) and redeemed again for the next year gst on april 2013 (which is earlier).
what i mean is one may be able to redeem twice a year BUT is for different year's gst.

what is the current sengheng/senq treat point value?

i think mostly because of my income from overseas but definitely meet the requirement

try applying again in 6 months at the card centre

but they still will send the application to HQ, no?

thats why im asking.. that means SYABAS cannot pay by AMEX thru m2u...
Did anyone paid TNB, TM, Digi bills on weekend through m2u and entitled for 5% rebate? I saw there is a statement from forumer saying that the transaction date do not necessary fell on weekend although we made payment on weekends

Just know that we can enroll in Maybank Auto Paybills. If register b4 31st December can get rebate RM15 from each service providers. The cover are:

Astro
Celcom
Digi
Maxis
Tenaga Nasional Berhad
TM (excluding Unifi)

The best things is can use AMEX for this. Because IINM we can't use AMEX to pay Astro and Digi in M2U. Please correct me if im wrong.

But I not register yet 

However do check because sometimes enrolling into auto debit entitles for a certain discount.. most digi auto users users enjoy RM5 rebate

So make sure your AMEX weekend 5% + x5 points > the original auto debit benefit

Is good to check first as not all have RM5 for only 6 months

I personally have a permanent RM5 rebate all time as mine is old plan

8% for hotels in malaysia, indonesia and philipine..
7% for hotels of the rest of the country...

agoda

can check on the webpage..shown there 

Maybankard 2 AMEX can used for 0% EzyPay?
If i know these early, so i will use Amex for Digi iphone EzyPay on last month instead of Maybankard 2 Visa.
I only get 1x point for the EzyPay, rugi already   

It depends on the merchant to support AMEX EzyPay.

usually it was supposed to be linked to MC/Visa card only
i called them CS up, ask to change Zing auto-deduct to amex
success!
so, when auto deduct, straight away got 500 TP rather than 100TP 

RM 2