Hi there, sorry if this is a question that's been asked already — couldn't find it when I searched topics from V1 to V8...

In terms of balance, do I have two balance (1 for Mastercard, 1 for Amex) or just one combined balance, like the credit limit? The credit card exec at 1U didn't make this clear for me.

Thanks...

Is anybody else having problems with their Amex? Seems it's a real hit-or-miss with the card sometimes, I bought a birthday present for my sister online from Etsy and then the transaction went through, even though the address is in Thailand... but then I tried to get the same thing for myself (using shipping address same as billing address) and I keep getting error.

Also, Paypal says I cannot verify or confirm the card because "The Card Verification System used by PayPal is currently unavailable. Please try to add your card at a later time. We apologize for this inconvenience." But for every other card (including MC/Visa debit) it works fine...