Did she request any personal details from you ? Like requesting you to give out your IC no ?

Then i think you shouldn't be worried. As long as you did not give out any sensitive information that it should be fine. Can't comment on whether or not she really is who she claimed to be though.

You can try if you want to but Maybank rarely gives out free gift. I personally have never done it before though. Not with Maybank, not with any other bank either.

No. It is not possible as there will be verification needs to be done. Besides, only the principal credit card holder can request for replacement card.


Same here

There is also admin fee. Maybank claim they charge only 1% admin fee but the actual admin fee imposed is around 2%.

Those in KK unfortunately do not offer real 0% EPP unfortunately

Eh how so ? I booked a room last week and i did get the 7% rebate. It was booked via www.agoda.com/maybank

Just tried it and the 7% rebate did show up. See below:

I did book for hotel in Bangkok a month back (Pullman Bangkok King Power) and the 7% rebate did show up right after i keyed in my card number.

Ok. I know what's the problem already. The current promotion is valid for booking made up to 31 Dec 2013, and for stay up to 31 March 2014. But you are trying to book a room in April next year. That is why the x% rebate is not showing

This post has been edited by MilesAndMore: Oct 21 2013, 04:30 PM

Got. Just that the current promotion doesn't cover for hotel stay after 31 March next year

Ah... what to do then. How about HSBC ? Do you have a HSBC credit card ? Can get 5% to 7% rebate too.

Opps! Won't work either. The current HSBC Agoda promotion is valid for stay up to 31 Jan 2014 only. But from my own experience, HSBC normally will extend it sometime in November or December, as what they have done in the last 3 years

Mind to share how much is your FD pledged to get the VI ?

Thanks I think i might just try to get the MBB VI using such method too.

By the way, is the credit limit given to you 100% of the FD pledged ? And i read that you forgot to pay the stamp duty ? I assume you had to pay stamping fee for the collateral agreement ?

Ask your friend if you can withdraw the FD after a certain time even when your credit card is still active.


The normal cooling off period is 6 months.


Not sure about Enrich redemption but you should be able to combine the TP earned from both cards to redeem for vouchers at Maybankard Centre.


It's been implemented at last

This is to apply for the credit card by pledging you FD. It's very generous of Maybank that allows you to withdraw your FD even when the card is till active as other banks do not allow you to do so.

Anyway, all looks look. Go get your Maybankard 2 Cards now and use your card wisely

By the way, i think you have to pay the stamping fee for the agreement (to apply for credit card using such method).

Oh yeah, how about yours ? Can you withdraw your pledged FD after one year even when the your MBB2S + VI are still active ?

I personally had done this once 4 years ago with HSBC. There was an agreement i needed to sign but i did not have to pay for any stamping fee. The down side was that the credit limit assigned to the credit card was only 80% of the amount of FD pledged and i can't withdraw the FD as long as the credit card is still active. So i wondered if it is any different with Maybank and whether or not you can withdraw the FD pledged after certain time.

Ah, i kept forgetting the fact that you're a foreigner. Anyway, thank you for sharing your experience


Sure. Keep us updated

Similar to MasterCard SecureCode and Verified by VISA.


I doubt it. Many merchants, especially the smaller ones do not want to accept AMEX because of the high merchant fee, not because there is no Safekey feature. As a matter of fact, AMEX Safekey feature has been around for 3 years already but right until now many online retailers that accept AMEX have not added this feature to their online payment system.