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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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TSGen-X
post Jun 3 2011, 04:55 PM, updated 15y ago

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Click here to go to Maybankard 2 Cards Official Website
Click here to go to Maybank's website.
Click here to go to American Express Website.


Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Maybankard 2 MasterCard will be available from April 2011 onwards.

Who can apply?

* Malaysians and expatriates with a minimum annual income of RM60,000
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2282 0373.
3. By email to amexcards@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.
5. Click "I'm interested" in Maybankard 2 Official Website. Link at the very top.


Click here to read Maybankard 2 Cards V1 Thread.

Other Related Threads in this Forum:

Click here to Places To Use AMEX Thread.

Click here to Pumping Petrol with your CC Thread.

Click here to Suspicious Telphone Call Thread. Recommended that you read the 1st post at the very least.

Other Related Links.

Click here to read my review on Maybankard 2 Cards where it includes a brief comparison between Maybankard 2 Amex versus OCBC Titanium MasterCard.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Click here to see brief comparison between Maybankard 2 American Express vs. Citibank Platinum Cash Back credit card.

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card.

Click here to read about my experience in getting a Maybank2U account for my MBB credit cards.

Click here to see a M2U fake email that was sent to me.

user posted image
Maybank Card Centre at 1 Utama and KLCC are supposed to process your application for the Maybankard 2 Cards within 60 minutes. Click here to read my article on it.

If you need further clarifications on the 1 hour approval at 1U Card Cetnre, you may contact the card them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451

This post has been edited by Gen-X: Sep 21 2011, 08:12 AM
TSGen-X
post Jun 3 2011, 04:55 PM

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Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
11. The Starbucks 1 for 1 drink promotion with AMEX has expired on 31 July 2011.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MC and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.

To ALL, Please PM me if you have anything to add or revise the above and I shall paste the update here. Thanks.

This post has been edited by Gen-X: Sep 27 2011, 08:56 AM
zenquix
post Jun 3 2011, 05:19 PM

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QUOTE(@lowyat @ Jun 3 2011, 11:29 AM)
currently i'm using the old maybank amex gold cc and a citibank mastercard. shall i cancel the maybank amex gold and citibank mastercard and apply for the maybank 2 card instead? this will save me the service tax.

but i'm just worry about that if all my cards are from maybank and if maybank's system is down, does it means that i'm not able to use both the cards? this is important as i sometimes use it to pay hotel and food overseas.

thanks
*
Keep the Citibank MC but get a Maybank2 gold Amex + Visa. The features of the Maybank2 Gold Amex is a lot better than the Amex Gold CC (except MR points convertible to cash).

Apply the cards first (faster since you are an existing Maybank customer) then only cancel the Amex Gold CC. In the end you will have 3 cards, access to all Visa, MC and Amex promotions, tand only pay GST for 2 cards.

Human Nature
post Jun 3 2011, 05:19 PM

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Common Info:

1- The rebate is calculated according to the CALENDAR month.
2- The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3- The RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.

Additional note:
1- It is safe to say that no reported case of successful free GST waiver so far. Just pay the GST and you will be able to 're-coup' it in no time :-)
2- The Treatpoints gained for AMEX is 4X + 1X = 5X .

This post has been edited by Human Nature: Sep 11 2011, 12:48 PM
andyfriends
post Jun 3 2011, 07:09 PM

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can i just say hi here?
wel done!
TSGen-X
post Jun 3 2011, 07:17 PM

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QUOTE(Human Nature @ Jun 3 2011, 05:19 PM)
Common Info:

1- The rebate is calculated according to the CALENDAR month.
2- The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3- The RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
*
Wanted to to highlight some common from V1 and you beat me to it smile.gif Thank you. I will add to the list as follows:


1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.


To ALL, Please add or revise the above and I shall paste it in the second post. Thanks.

This post has been edited by Gen-X: Jun 4 2011, 12:41 AM
weihong
post Jun 3 2011, 07:59 PM

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very informatic

beyond86
post Jun 3 2011, 09:53 PM

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QUOTE(Gen-X @ Jun 3 2011, 08:17 PM)
Wanted to to highlight some common from V1 and you beat me to it smile.gif  Thank you. I will add to the list as follows:

10. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.

*
if your Amex cannot swipe and the merchant is accepting Amex, then can call CS

This post has been edited by beyond86: Jun 3 2011, 09:53 PM
ahbooboo
post Jun 3 2011, 11:03 PM

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Dear all..

I am not sure whether you already know this or not..but I just share with you yah..since its good news..

I went to Maybankard Center in One Utama this evening at around 3.30pm to apply for the Maybank 2 cards..

And guess what???? I've got a call from Maybank at 6.30pm just now informing that my card has been approved..heheehehehe..I am so happy.. as this is my first primary credit card!
fruitie
post Jun 3 2011, 11:03 PM

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QUOTE(andyfriends @ Jun 3 2011, 07:09 PM)
can i just say hi here?
wel done!
*
You can't, this is considered spamming. smile.gif

By the way TS, it is calendar and not calender. smile.gif
Human Nature
post Jun 3 2011, 11:21 PM

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QUOTE(fruitie @ Jun 3 2011, 11:03 PM)
By the way TS, it is calendar and not calender. smile.gif
*
opps, that will be my mistake blush.gif
mletee
post Jun 3 2011, 11:38 PM

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QUOTE(fruitie @ Jun 3 2011, 11:03 PM)
You can't, this is considered spamming. smile.gif

By the way TS, it is calendar and not calender. smile.gif
*
lol..well done..like this also can c..
bata
post Jun 4 2011, 12:19 AM

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got mine today....yeayyyy




Chow

This post has been edited by bata: Jun 4 2011, 12:49 AM
TSGen-X
post Jun 4 2011, 12:41 AM

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QUOTE(fruitie @ Jun 3 2011, 11:03 PM)
By the way TS, it is calendar and not calender. smile.gif
*
noted

QUOTE(mletee @ Jun 3 2011, 11:38 PM)
lol..well done..like this also can c..
*
this is also spaming, hahaha

QUOTE(bata @ Jun 4 2011, 12:19 AM)
got mine today....yeayyyy
*
I know you very happy, but you should not post your card with name, number and expiry date. Better you go photoshop the picture and then post. I hope it is not too late and hope no one used your card for online shopping.
skincladalien
post Jun 4 2011, 12:44 AM

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please dont post picture of your card in public.

i can purchase online with your amex now since the cvc number of amex is at the front
bata
post Jun 4 2011, 12:50 AM

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ouch...thx for the info guys.
one questions, where do i check the reward points? tried to register at AMEX site but i cant. got error

p/s: hope fahrur_07 can remove the quote too
Chow

This post has been edited by bata: Jun 4 2011, 12:53 AM
erry-
post Jun 4 2011, 01:01 AM

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congrats on V2 smile.gif

QUOTE(Human Nature @ Jun 3 2011, 05:19 PM)
Common Info:

1- The rebate is calculated according to the CALENDAR month.
2- The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3- The RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
*
to more clarify,

2 - The rebate from this month is usually credited to the AMEX card on the 1st or 2nd of the next month.
example all spend on 1,7,8,14,15,21,22,28 & 29 May will get the cashback (max rm50) on 1 or 2 June.

(mine, Transaction date 31-May-2011, Posting date 01-Jun-2011)

QUOTE(ahbooboo @ Jun 3 2011, 11:03 PM)
Dear all..

I am not sure whether you already know this or not..but I just share with you yah..since its good news..

I went to Maybankard Center in One Utama this evening at around 3.30pm to apply for the Maybank 2 cards..

And guess what???? I've got a call from Maybank at 6.30pm just now informing that my card has been approved..heheehehehe..I am so happy.. as this is my first primary credit card!
*
yes in previous/other thread some1 already mentioned can get the card from there within 4 hours. congrats to u ~ rclxms.gif


Added on June 4, 2011, 1:02 am
QUOTE(bata @ Jun 4 2011, 12:50 AM)
ouch...thx for the info guys.
one questions, where do i check the reward points? tried to register at AMEX site but i cant. got error
*
check inside maybank2u - Accounts & Banking - Rewards Points - TreatsPoints

btw, go delete ur image at photobucket!

This post has been edited by erry-: Jun 4 2011, 01:02 AM
uhlaw
post Jun 4 2011, 01:04 AM

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Just log on my maybank2u, i got 4 cards appeared there. M2C Gold and Platinum. All 4 cards with different card number. What is happening to my CC? 
erry-
post Jun 4 2011, 01:08 AM

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QUOTE(uhlaw @ Jun 4 2011, 01:04 AM)
Just log on my maybank2u, i got 4 cards appeared there. M2C Gold and Platinum. All 4 cards with different card number. What is happening to my CC? 
*
better cancel the gold and keep the plat. unless u no need travel protection and free golf.

this is because the max cashback rm50 is shared under 1 name. so even u get 2 m2c amex, u wont get rm100 cashback sweat.gif

bata
post Jun 4 2011, 01:08 AM

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QUOTE(erry- @ Jun 4 2011, 01:01 AM)


btw, go delete ur image at photobucket!
*
done but the caching still there >.<

Chow
erry-
post Jun 4 2011, 01:10 AM

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QUOTE(bata @ Jun 4 2011, 01:08 AM)
done but the caching still there >.<
*
and fahrur_07 is offline already! doh.gif

can MOD edit member post? or delete it?

uhlaw
post Jun 4 2011, 01:13 AM

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QUOTE(erry- @ Jun 4 2011, 01:08 AM)
better cancel the gold and keep the plat. unless u no need travel protection and free golf.

this is because the max cashback rm50 is shared under 1 name. so even u get 2 m2c amex, u wont get rm100 cashback sweat.gif
*
I feel this case shouldnt happen as this morning suddenly I received call from CS that they have upgraded my Gold to Platinum without any T&C! That really surprise me!
Since it's a card upgrade, my Gold cards shouldnt still appear in Maybank2u.
Feeling weird... 

This post has been edited by uhlaw: Jun 4 2011, 01:14 AM
skincladalien
post Jun 4 2011, 01:18 AM

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anyway just notice that even he got platinum, his limit is way lower than my gold. hmm hmm.gif

but obviously he is new user while i already got other bank for 2years+
erry-
post Jun 4 2011, 01:21 AM

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QUOTE(uhlaw @ Jun 4 2011, 01:13 AM)
I feel this case shouldnt happen as this morning suddenly I received call from CS that they have upgraded my Gold to Platinum without any T&C! That really surprise me!
Since it's a card upgrade, my Gold cards shouldnt still appear in Maybank2u.
Feeling weird... 
*
oh. the upgrade. need to clear all the balance in gold then call them and ask to remove the card number @ m2u.
happen to me to before. card already cancelled but it still there (both m2u and cimbclicks).

uhlaw
post Jun 4 2011, 01:22 AM

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QUOTE(skincladalien @ Jun 4 2011, 01:18 AM)
anyway just notice that even he got platinum, his limit is way lower than my gold. hmm  hmm.gif

but obviously he is new user while i already got other bank for 2years+
*
When I got my M2C Gold in April, my CL is only RM5k and the CL is shared with my Sony visa 
erry-
post Jun 4 2011, 01:23 AM

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QUOTE(skincladalien @ Jun 4 2011, 01:18 AM)
anyway just notice that even he got platinum, his limit is way lower than my gold. hmm  hmm.gif

but obviously he is new user while i already got other bank for 2years+
*
CL is not important. the important is u must pay the full statement balance every month ~

my HSBC gold CL can purchase saga FL H-line already ~ laugh.gif

aeiou228
post Jun 4 2011, 01:24 AM

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QUOTE(bata @ Jun 4 2011, 01:08 AM)
done but the caching still there >.<

Chow
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You better call maybank to suspend the card NOW ! Farur, you r too much.
erry-
post Jun 4 2011, 01:24 AM

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QUOTE(uhlaw @ Jun 4 2011, 01:22 AM)
When I got my M2C Gold in April, my CL is only RM5k and the CL is shared with my Sony visa 
*
mbb already imposed the new ruled? that salary below 36k/year can only have CL of max 2x monthly salary ~

uhlaw
post Jun 4 2011, 01:29 AM

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QUOTE(erry- @ Jun 4 2011, 01:24 AM)
mbb already imposed the new ruled? that salary below 36k/year can only have CL of max 2x monthly salary ~
*
At that time the BNM rules havent been applied yet, coz I get my 1st pre-approved card, Sony Visa from maybank last year.
I think since it's my 1st CC from CC and they no require my payslip, so CL RM5k still quite reasonable lo.
But after I got my M2C Gold, they no increase the CL and still maintain at RM5k

This post has been edited by uhlaw: Jun 4 2011, 01:31 AM
Human Nature
post Jun 4 2011, 01:35 AM

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I have reported the post, hopefully the Staff/Admin will get alerted and delete it quickly.
erry-
post Jun 4 2011, 01:44 AM

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this is dangerous. all mod for Credit Cards, Debit Cards and Loyalty Cards are offline now!

bata, u should go suspend ur card nowww!!!!
b00n
post Jun 4 2011, 01:50 AM

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no lar, from my side cannot see already only saw this picture is being removed by photobucket.

next time just be careful.... sweat.gif
erry-
post Jun 4 2011, 01:51 AM

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tnx b00n. well, i can still see it till u delete it brows.gif
bata
post Jun 4 2011, 01:52 AM

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QUOTE(b00n @ Jun 4 2011, 01:50 AM)
no lar, from my side cannot see already only saw this picture is being removed by photobucket.

next time just be careful.... sweat.gif
*
thx boon, i think few forumers can see it before, its already in our browser cache....
new users cant see.....i hope u guys wont use it to your advantage of my silly mistakes cry.gif cry.gif cry.gif cry.gif

Chow
erry-
post Jun 4 2011, 01:54 AM

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QUOTE(bata @ Jun 4 2011, 01:52 AM)
thx boon, i think few forumers can see it before, its already in our browser cache....
new users cant see.....i hope u guys wont use it to your advantage of my silly mistakes  cry.gif  cry.gif  cry.gif  cry.gif
*
i can, IF i want laugh.gif

have u call maybank to suspend the card? and ask if there are any new online transaction?
b00n
post Jun 4 2011, 01:56 AM

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don't scare him lar..... haha
But anyway, replacement card usually got cost one.. if not wrong market price is RM50.


Added on June 4, 2011, 1:57 amSince we're in this topic, I heard that their mastercard no stock, have to wait for sometime before getting the mastercard. But Amex would receive on time.
Anyone can confirm?

This post has been edited by b00n: Jun 4 2011, 01:57 AM
Human Nature
post Jun 4 2011, 01:57 AM

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So I am the hero tongue.gif

This is a fine example how a simple act of recklessness or ignorance could potentially lead to cc fraud. Be more careful guys.
ck3lam
post Jun 4 2011, 01:58 AM

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QUOTE(bata @ Jun 4 2011, 12:19 AM)
got mine today....yeayyyy
Chow
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QUOTE(erry- @ Jun 4 2011, 01:44 AM)
this is dangerous. all mod for Credit Cards, Debit Cards and Loyalty Cards are offline now!

bata, u should go suspend ur card nowww!!!!
*
This is sad. Just got the card and need to suspend it. I know it's happy to get the card but you should educate yourself before getting a card and not simply showing off. A lesson learnt, bata. Hope you see erry-'s advice before went offline.

aeiou228
post Jun 4 2011, 02:00 AM

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QUOTE(bata @ Jun 4 2011, 01:52 AM)
thx boon, i think few forumers can see it before, its already in our browser cache....
new users cant see.....i hope u guys wont use it to your advantage of my silly mistakes  cry.gif  cry.gif  cry.gif  cry.gif

Chow
*
Is not few, this thread got few hundreds hits alread.
bata
post Jun 4 2011, 02:02 AM

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QUOTE(erry- @ Jun 4 2011, 01:54 AM)
i can, IF i want laugh.gif

have u call maybank to suspend the card? and ask if there are any new online transaction?
*
just got off the phone with Maybank. i already suspend, but its too late.
Someone just used it to buy AirAsia ticket and transfer to Paypal, the amount close to RM 4K.
i only post it here, so the culprit must be few forumers that saw it before sad.gif

customer care told me the AirAsia might be refund, but PayPayl he dont know. anyone know?

p/s: lesson learn the hard way sad.gif
Chow

This post has been edited by bata: Jun 4 2011, 02:03 AM
uhlaw
post Jun 4 2011, 02:04 AM

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Maybank2u is under maintanance until 8am today...

Human Nature
post Jun 4 2011, 02:04 AM

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QUOTE(bata @ Jun 4 2011, 02:02 AM)
just got off the phone with Maybank. i already suspend, but its too late.
Someone just used it to buy AirAsia ticket and transfer to Paypal, the amount close to RM 4K.
i only post it here, so the culprit must be few forumers that saw it before sad.gif

customer care told me the AirAsia might be refund, but PayPayl he dont know. anyone know?

p/s: lesson learn  the hard way sad.gif
Chow
*
Are you serious? Surely maybank can track the purchase, since AA tickets have passenger's name..while for paypar, try contacting the paypal administrator..

This post has been edited by Human Nature: Jun 4 2011, 02:05 AM
bata
post Jun 4 2011, 02:06 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:04 AM)
Maybank2u is under maintanance until 8am today...
*
yeah talk about bad luck

QUOTE(Human Nature @ Jun 4 2011, 02:04 AM)
Are you serious? surely maybank can track the purchase, since AA tickets have passenger's name
*
yes i am. why i want to be joking about this>?
the ticket around RM 2900 like that and PayPal RM 9xx


Chow
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post Jun 4 2011, 02:06 AM

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QUOTE(bata @ Jun 4 2011, 02:02 AM)
just got off the phone with Maybank. i already suspend, but its too late.
Someone just used it to buy AirAsia ticket and transfer to Paypal, the amount close to RM 4K.
i only post it here, so the culprit must be few forumers that saw it before sad.gif

customer care told me the AirAsia might be refund, but PayPayl he dont know. anyone know?

p/s: lesson learn  the hard way sad.gif
Chow
*
That is fast!....OMG.
You can faster write in to PayPal and request them to stop the payment if I'm not wrong. Better do it fast. Better try as well even if not sure.
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post Jun 4 2011, 02:06 AM

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QUOTE(Human Nature @ Jun 4 2011, 02:04 AM)
Are you serious? Surely maybank can track the purchase, since AA tickets have passenger's name..while for paypar, try contacting the paypal administrator..
*
Yea, I agree that too.
b00n
post Jun 4 2011, 02:08 AM

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QUOTE(Human Nature @ Jun 4 2011, 02:04 AM)
Are you serious? Surely maybank can track the purchase, since AA tickets have passenger's name..while for paypar, try contacting the paypal administrator..
*
Maybank wouldn't know, only under investigation and they request the passenger list from AA then AA will release.
Human Nature
post Jun 4 2011, 02:08 AM

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PayPal Customer Service:
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Cepat!
bata
post Jun 4 2011, 02:09 AM

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QUOTE(b00n @ Jun 4 2011, 02:06 AM)
That is fast!....OMG.
You can faster write in to PayPal and request them to stop the payment if I'm not wrong. Better do it fast. Better try as well even if not sure.
*
yeah very fast aite...didnt think it can go end like this.
im contacting PayPal now.


Chow
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post Jun 4 2011, 02:12 AM

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QUOTE(bata @ Jun 4 2011, 02:02 AM)
just got off the phone with Maybank. i already suspend, but its too late.
Someone just used it to buy AirAsia ticket and transfer to Paypal, the amount close to RM 4K.
i only post it here, so the culprit must be few forumers that saw it before sad.gif

customer care told me the AirAsia might be refund, but PayPayl he dont know. anyone know?

p/s: lesson learn  the hard way sad.gif
*
wah?! got culprit already?

that airasia, ask airasia to trace to who the ticket is, the name and ic and contact number.
can report to police if u want.

as for paypal, contact paypal to report this issue. paypal should be able to undo the transaction

Human Nature
post Jun 4 2011, 02:12 AM

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Not sure if this is applicable here. I have read in Bro Gen-X's blog that the maximum liability imposed by Bank Negara is RM250....
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QUOTE(Human Nature @ Jun 4 2011, 02:08 AM)
PayPal Customer Service:
60-3-77237155

Cepat!
*
i called, but got voice machine. only open on Monday. arghh


Chow
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post Jun 4 2011, 02:12 AM

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goodnesss..not everyone can be trusted these days sleep.gif
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post Jun 4 2011, 02:12 AM

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Farur see what you done. Maybe.......
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post Jun 4 2011, 02:13 AM

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QUOTE(bata @ Jun 4 2011, 02:02 AM)
just got off the phone with Maybank. i already suspend, but its too late.
Someone just used it to buy AirAsia ticket and transfer to Paypal, the amount close to RM 4K.
i only post it here, so the culprit must be few forumers that saw it before sad.gif

customer care told me the AirAsia might be refund, but PayPayl he dont know. anyone know?

p/s: lesson learn  the hard way sad.gif
Chow
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There are a lot of unethical people fishing for victims in the forum.
Transfer to paypal? Do you mean someone buying something at online merchant through paypal?
uhlaw
post Jun 4 2011, 02:15 AM

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I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
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post Jun 4 2011, 02:15 AM

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QUOTE(bata @ Jun 4 2011, 02:12 AM)
i called, but got voice machine. only open on Monday. arghh
Chow
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What did Maybank told you?
He told you PayPal transaction had went through?

Anyway, just write an email to PayPal; as well as did MayBank gives you a "report number"? If there is, attached that "report number" to PayPal so in case they want to verify with the bank; they can.
ahbooboo
post Jun 4 2011, 02:16 AM

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[quote=uhlaw,Jun 4 2011, 02:15 AM]
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
*

[/quoyeah..i received call from maybank to verify when i bought something from etsy..summore very small amount only
erry-
post Jun 4 2011, 02:17 AM

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QUOTE(b00n @ Jun 4 2011, 02:08 AM)
Maybank wouldn't know, only under investigation and they request the passenger list from AA then AA will release.
*
yes maybank cant but airasia can.

my personal experience (posted in previous CC thread - go search if u want to sweat.gif) with RHB, RHB ask me to pay full amount 1st and they refund later. the process to refund took about 6 months!

i did lodge police report and send to BNM.

and, till now i still dont know the culprit!!! vmad.gif


b00n
post Jun 4 2011, 02:17 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:15 AM)
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
*
No, not really. It depends on each bank's Fraud Detection parameter.
I do a lot of transaction online via HSBC also (payment to US, Singapore etc..). Sometime I receive calls, sometimes I don't know.
Human Nature
post Jun 4 2011, 02:18 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:15 AM)
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
*
Yeah, I wondered about this too. I bought AA tickets and SCB never called me, but at least it has second layer of protection using Verified by Visa
b00n
post Jun 4 2011, 02:18 AM

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QUOTE(erry- @ Jun 4 2011, 02:17 AM)
yes maybank cant but airasia can.

my personal experience (posted in previous CC thread - go search if u want to sweat.gif) with RHB, RHB ask me to pay full amount 1st and they refund later. the process to refund took about 6 months!

i did lodge police report and send to BNM.

and, till now i still dont know the culprit!!! vmad.gif
*

Don't think they would release the name of the culprit to you. Because most of the time, it involve syndicate Fraud.
But for our dear friend bata's case; I think it's an amateur job.

erry-
post Jun 4 2011, 02:19 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:15 AM)
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
*
depends on bank and the way u spend.

i never received call from HSBC when doing onl transaction sweat.gif

bata
post Jun 4 2011, 02:21 AM

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QUOTE(ck3lam @ Jun 4 2011, 02:13 AM)
There are a lot of unethical people fishing for victims in the forum.
Transfer to paypal? Do you mean someone buying something at online merchant through paypal?
*
i am not sure buying something or funds his Paypal account.

QUOTE(uhlaw @ Jun 4 2011, 02:15 AM)
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
*
Maybank did call me, thats why i know the transactions just now.

QUOTE(b00n @ Jun 4 2011, 02:15 AM)
What did Maybank told you?
He told you PayPal transaction had went through?

Anyway, just write an email to PayPal; as well as did MayBank gives you a "report number"? If there is, attached that "report number" to PayPal so in case they want to verify with the bank; they can.
*
MBB did not give me the report number. I shouldn't told him its my fault though, if not it will go into fraud case.

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post Jun 4 2011, 02:22 AM

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https://www.paypal.com/my/cgi-bin/webscr?cm...contact-general

You can use the template to email to paypal. Unable to find a proper email address.
nairud
post Jun 4 2011, 02:22 AM

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So did you cancel the transaction?
ahbooboo
post Jun 4 2011, 02:24 AM

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Good luck in tracing the culprit..hopefully, you are able to cancel the transactions..
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post Jun 4 2011, 02:24 AM

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QUOTE(b00n @ Jun 4 2011, 02:18 AM)
Don't think they would release the name of the culprit to you. Because most of the time, it involve syndicate Fraud.
But for our dear friend bata's case; I think it's an amateur job.
*
nvm lah since i got back all my money sweat.gif

i'm afraid the culprit who purchase AA ticket using fake name coz plan to change it later (just pay change name fee?)

QUOTE(bata @ Jun 4 2011, 02:21 AM)
MBB did not give me the report number. I shouldn't told him its my fault though, if not it will go into fraud case.
*
oh oh. u shouldnt~! doh.gif



ck3lam
post Jun 4 2011, 02:24 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:15 AM)
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
*
I believe the fraud transaction is definitely using Amex. Wonder when Amex is going to have something like 3D secure or TAC which can definitely help to reduce fraud cases even if the card is exposed.

Be careful to answer those phones also, it might be a fraud call from the same person to dig even more your personal information. Always call back.
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post Jun 4 2011, 02:25 AM

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Is it mean that culprit use bata's amex card to register as new paypal account. After that, transfer fund from new account to other paypal account?

If I not mistaken, paypal will reverse the transaction when they suspect since the amount transfered from new account is not small.
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post Jun 4 2011, 02:26 AM

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Rm2900 AA ticket ? That's pretty long haul
b00n
post Jun 4 2011, 02:26 AM

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@bata,
Had you really deleted the photo from photobucket?
Because just now when I acted on that post, I saw the pic stating that it had been removed. But now I can see it already sweat.gif

erry-
post Jun 4 2011, 02:27 AM

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QUOTE(ck3lam @ Jun 4 2011, 02:24 AM)
I believe the fraud transaction is definitely using Amex. Wonder when Amex is going to have something like 3D secure or TAC which can definitely help to reduce fraud cases even if the card is exposed.

Be careful to answer those phones also, it might be a fraud call from the same person to dig even more your personal information. Always call back.
*
err... how the culprit know the card's owner phone num? sweat.gif


Added on June 4, 2011, 2:29 am
QUOTE(b00n @ Jun 4 2011, 02:26 AM)
@bata,
Had you really deleted the photo from photobucket?
Because just now when I acted on that post, I saw the pic stating that it had been removed. But now I can see it already sweat.gif
*
he did mentioned he delete it already. its the cache

This post has been edited by erry-: Jun 4 2011, 02:29 AM
uhlaw
post Jun 4 2011, 02:30 AM

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QUOTE(erry- @ Jun 4 2011, 02:27 AM)
err... how the culprit know the card's owner phone num? sweat.gif
I believe bata is seller in lowyat forum. Sure he do provide or written phone number to buyer for further deal
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post Jun 4 2011, 02:31 AM

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QUOTE(erry- @ Jun 4 2011, 02:27 AM)
err... how the culprit know the card's owner phone num? sweat.gif


Added on June 4, 2011, 2:29 amhe did mentioned he delete it already. its the cache
*
If it's the cache in user's PC then understandable.
But I only got to know of this topic because of the report.
So when I first acted on it, the pic is already gone; i.e. photobucket gif stating that "photo/video had been removed/moved". That is why I'm surprised that I can see it now although I never had the cache before. rclxub.gif
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post Jun 4 2011, 02:31 AM

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QUOTE(erry- @ Jun 4 2011, 02:27 AM)
err... how the culprit know the card's owner phone num? sweat.gif


Added on June 4, 2011, 2:29 amhe did mentioned he delete it already. its the cache
*
AA no need phone number to buy.
erry-
post Jun 4 2011, 02:32 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:30 AM)
I believe bata is seller in lowyat forum. Sure he do provide or written phone number to buyer for further deal
*
oh! never thought about that. hopefully its the real call from maybank

ck3lam
post Jun 4 2011, 02:33 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:25 AM)
Is it mean that culprit use bata's amex card to register as new paypal account. After that, transfer fund from new account to other paypal account?

If I not mistaken, paypal will reverse the transaction when they suspect since the amount transfered from new account is not small.
*
Mm...if you add a card to paypal, you will need a 3 digit code that stated on the transaction for verification before it can be used by right. So I'm just wondering how can it be that fast.

QUOTE(erry- @ Jun 4 2011, 02:27 AM)
err... how the culprit know the card's owner phone num? sweat.gif


Added on June 4, 2011, 2:29 amhe did mentioned he delete it already. its the cache
*
Because AMEX doesn't have TAC verification, so no need to know the phone num.
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post Jun 4 2011, 02:34 AM

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QUOTE(aeiou228 @ Jun 4 2011, 02:31 AM)
AA no need phone number to buy.
*
I thikn what they meant is fraudsters usually pretend to be people with authority to call the victim and pretending to ask for personal information. Then used it for identity theft. So the advise is to call back the bank even if it's the bank whom called.
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post Jun 4 2011, 02:34 AM

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QUOTE(aeiou228 @ Jun 4 2011, 02:26 AM)
Rm2900 AA ticket ? That's pretty long haul
*
not sure where he want to run away sad.gif

QUOTE(b00n @ Jun 4 2011, 02:31 AM)
If it's the cache in user's PC then understandable.
But I only got to know of this topic because of the report.
So when I first acted on it, the pic is already gone; i.e. photobucket gif stating that "photo/video had been removed/moved". That is why I'm surprised that I can see it now although I never had the cache before.  rclxub.gif
*
im not sure but yes already deleted it


Chow
erry-
post Jun 4 2011, 02:35 AM

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QUOTE(b00n @ Jun 4 2011, 02:31 AM)
If it's the cache in user's PC then understandable.
But I only got to know of this topic because of the report.
So when I first acted on it, the pic is already gone; i.e. photobucket gif stating that "photo/video had been removed/moved". That is why I'm surprised that I can see it now although I never had the cache before.  rclxub.gif
*
this is weird ~

QUOTE(aeiou228 @ Jun 4 2011, 02:31 AM)
AA no need phone number to buy.
*
this:
QUOTE(b00n @ Jun 4 2011, 02:34 AM)
I think what they meant is fraudsters usually pretend to be people with authority to call the victim and pretending to ask for personal information. Then used it for identity theft. So the advise is to call back the bank even if it's the bank whom called.
*


This post has been edited by erry-: Jun 4 2011, 02:37 AM
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post Jun 4 2011, 02:36 AM

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QUOTE(ck3lam @ Jun 4 2011, 02:33 AM)
Mm...if you add a card to paypal, you will need a 3 digit code that stated on the transaction for verification before it can be used by right. So I'm just wondering how can it be that fast.
Not necessary, an unverified paypal member can transfer fund as long as u have register the CC in the account
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QUOTE(ck3lam @ Jun 4 2011, 02:33 AM)
Mm...if you add a card to paypal, you will need a 3 digit code that stated on the transaction for verification before it can be used by right. So I'm just wondering how can it be that fast.
*
can just 'pay with credit card via paypal' without adding any fund sweat.gif

This post has been edited by erry-: Jun 4 2011, 02:39 AM
ahbooboo
post Jun 4 2011, 02:38 AM

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if you buy things from trade sites like ebay, there's no need to verify or link the card to paypal to charge it.

There's something called "PAY AS GUEST"

Just need to enter card details then confirm payment
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post Jun 4 2011, 02:41 AM

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wah..too bad for bata bro..should be carefull next time..
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post Jun 4 2011, 02:41 AM

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I have one suggestion. This has happened and it could happen again in the future. Since this is a dedicated forum on credit cards, scammers/fraudsters will be lurking around here. So can we have something like the ones found in Garage Sales:

QUOTE
**Credit Cards Rules & Regulations**


QUOTE
Announcement: Advise: Do not openly publish your credit card image or details


Scary
skincladalien
post Jun 4 2011, 02:55 AM

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wow that was a crazy turn of events. didnt expect it stolen to be so fast
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post Jun 4 2011, 03:02 AM

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As conclusion, case is solved and no lost incurred?
erry-
post Jun 4 2011, 03:15 AM

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QUOTE(uhlaw @ Jun 4 2011, 03:02 AM)
As conclusion, case is solved and no lost incurred?
*
it wont be so fast sweat.gif



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post Jun 4 2011, 03:58 AM

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QUOTE(uhlaw @ Jun 4 2011, 03:02 AM)
As conclusion, case is solved and no lost incurred?
*
not yet, probably have to w8 until Monday sad.gif


Chow

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post Jun 4 2011, 06:56 AM

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QUOTE(Human Nature @ Jun 4 2011, 04:41 AM)
I have one suggestion. This has happened and it could happen again in the future. Since this is a dedicated forum on credit cards, scammers/fraudsters will be lurking around here. So can we have something like the ones found in Garage Sales:

QUOTE
**Credit Cards Rules & Regulations**


QUOTE
Announcement: Advise: Do not openly publish your credit card image or details


Scary
*
We don't need another R&R that no one reads.
TSGen-X
post Jun 4 2011, 08:20 AM

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Come to think of it, anyone can use our AMEX card if they know our Name, CC number and expiry date since it doesn't come with any security features requiring us to verify the transactions.

Next year, I must give AMEX minus 2 stars for my top 10 credit card evaluation if do no not come out with better security feature for online transactions. At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
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post Jun 4 2011, 08:40 AM

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It shows how vulnerable card users are. If we opt to pay something over the phones, I saw in places to use Amex that some bill can be paid over the phone, isn't we expose ourselves to this danger as well.?
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post Jun 4 2011, 09:40 AM

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Be reminded, any of you guys discussion here on how to catch the idiotic fraudster will be exposed
ck3lam
post Jun 4 2011, 10:03 AM

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QUOTE(Gen-X @ Jun 4 2011, 08:20 AM)
Come to think of it, anyone can use our AMEX card if they know our Name, CC number and expiry date since it doesn't come with any security features requiring us to verify the transactions.

Next year, I must give AMEX minus 2 stars for my top 10 credit card evaluation if do no not come out with better security feature for online transactions. At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
*
Mm..but still it only alerts you when the transaction has already been done and not preventing it. It should have at least use TAC for any transaction.
One thing I found is that if you forget to bring your phone or no batt, you are unable to make any online transaction.
Those 3D secure code will be more independent.

QUOTE(staind @ Jun 4 2011, 08:40 AM)
It shows how vulnerable card users are. If we opt to pay something over the phones, I saw in places to use Amex that some bill can be paid over the phone, isn't we expose ourselves to this danger as well.?
*
Since we are living in a world of digital, perhaps it should be banned. Or perhaps any transaction (over the counter/phone) will use PIN code like in some foreign countries or even fingerprints verification:)
hye
post Jun 4 2011, 10:29 AM

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QUOTE(ck3lam @ Jun 4 2011, 10:03 AM)
Since we are living in a world of digital, perhaps it should be banned. Or perhaps any transaction (over the counter/phone) will use PIN code like in some foreign countries or even fingerprints verification:)
*
Well, in the first place all that wouldn't have happened if the image/picture were not posted at all. I was a pure case of personal negligence - PERIOD.
There's no such thing as foolproof security. Scammers, cheaters, thief (and especially the guy who took opportunity from this forum) will always find a way to beat the system. Let's not go overboard with suggestions whereas a simple common sense (in the beginning) would have saved the day.

Let's not forget the reader who quoted the post (and compounded the problem further) and etc. Aren't we all equally guilty towards this incident ?

This post has been edited by hye: Jun 4 2011, 10:30 AM
fruitie
post Jun 4 2011, 10:30 AM

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This is crazy, I went and slept, this morning woke up! What a big case last night. This is definitely a hard lesson to be swallowed.
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post Jun 4 2011, 10:32 AM

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QUOTE(Gen-X @ Jun 4 2011, 08:20 AM)
At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
*
has this been implemented or still tabelling?


Added on June 4, 2011, 10:37 am
QUOTE(bata @ Jun 4 2011, 01:52 AM)
thx boon, i think few forumers can see it before, its already in our browser cache....
new users cant see.....i hope u guys wont use it to your advantage of my silly mistakes  cry.gif  cry.gif  cry.gif  cry.gif

Chow
*
bata lodge a police report so as to "qualify" yrself as being a fraud victim. otherwise, the bank will not bear the losses.

This post has been edited by andyfriends: Jun 4 2011, 10:37 AM
mletee
post Jun 4 2011, 10:38 AM

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QUOTE(Gen-X @ Jun 4 2011, 08:20 AM)
Come to think of it, anyone can use our AMEX card if they know our Name, CC number and expiry date since it doesn't come with any security features requiring us to verify the transactions.

Next year, I must give AMEX minus 2 stars for my top 10 credit card evaluation if do no not come out with better security feature for online transactions. At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
*
ya..the online transaction really not very secure..u should minus 2 stars indeed :S
andyfriends
post Jun 4 2011, 10:39 AM

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QUOTE(Gen-X @ Jun 4 2011, 08:20 AM)
Come to think of it, anyone can use our AMEX card if they know our Name, CC number and expiry date since it doesn't come with any security features requiring us to verify the transactions.

Next year, I must give AMEX minus 2 stars for my top 10 credit card evaluation if do no not come out with better security feature for online transactions. At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
*
is it that they need the 4 digits too?
Human Nature
post Jun 4 2011, 11:04 AM

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i guess this should a lesson to everyone here as well..
nothingz
post Jun 4 2011, 11:09 AM

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seriously the amex card is really insecure to use, i used it to pay ACCA, sometimes it requires the front digits, sometimes the back. MBB also does not bother to call and verify.

few weeks back i used the Visa to buy hp notebook online 3k+, they also don't bother to call me and verify, straight away approved. Malaysia Boleh!
ianho
post Jun 4 2011, 11:14 AM

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He go admit to bank that it was his own fault, u think the bank gonna layan his claims? Even for real card fraud where the victim is not at fault oso takes forever n lotsa aggro involved while dealing with the bank.

kurtkantoi
post Jun 4 2011, 11:21 AM

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This is really a big case. I wonder if it safe to reveal card number when applying new credit card or for other purchase? How this is happened? Bata only reveal his card number is it without the security code behind?
nothingz
post Jun 4 2011, 11:26 AM

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QUOTE(kurtkantoi @ Jun 4 2011, 11:21 AM)
This is really a big case. I wonder if it safe to reveal card number when applying new credit card or for other purchase? How this is happened? Bata only reveal his card number is it without the security code behind?
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most of the amex card transactions only require the front digits
TSGen-X
post Jun 4 2011, 11:41 AM

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QUOTE(nothingz @ Jun 4 2011, 11:09 AM)
seriously the amex card is really insecure to use, i used it to pay ACCA, sometimes it requires the front digits, sometimes the back. MBB also does not bother to call and verify.

few weeks back i used the Visa to buy hp notebook online 3k+, they also don't bother to call me and verify, straight away approved. Malaysia Boleh!
*
It depends on your pattern of usage and RM3K is not much. I have charged more than RM10K many times and AMEX never calls me,

QUOTE(andyfriends @ Jun 4 2011, 10:32 AM)
has this been implemented or still tabelling?
*
It is scheduled to be implemented on 1st January 2011. Go read BNM New Guidline Thread or the link I posted in post#1. It was also front page news in The Star a month or two back.

QUOTE(andyfriends @ Jun 4 2011, 10:39 AM)
is it that they need the 4 digits too?
*
anything thatis better than present system.

QUOTE(kurtkantoi @ Jun 4 2011, 11:21 AM)
This is really a big case. I wonder if it safe to reveal card number when applying new credit card or for other purchase? How this is happened? Bata only reveal his card number is it without the security code behind?
*
Not only applying for new credit card, merchant staff can just record down our names, number and expiry date easily. Worst, what if a crooked MBB staff got our info.


bata - maybe you should go start a blog like the guy who lost his Macbook. It is really not that hard for the relevant authorities to trace the culprit since he/she bought Air Asia ticket and name and IC number or passport is required. Same goes for Pay Pay, they can check with the merchant on the shipping address.

Please let us know the feedback from AA and Pay Pal.

aeiou228
post Jun 4 2011, 12:01 PM

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My usual practice to deter cc fraud:

Ask from my banker a few strips of adhesive transparent sticker ( Bank use it to protect the account holder's signature on the savings passbook), stick it on my signature and cvc at the back of the cc. Cut a small piece of sticker to cover the cvc number only then black out the cvc with permanent marker.
I save my coded cvc separately.
If I forgot the cvc, I just peel off the small sticker to reveal the number then cover it up again with new sticker.

Remember, don't use the normal cellophane tape for the 1st layer sticker. The tape quality and the glue for the normal cellophane tape might not last till the next cc replacement.

This post has been edited by aeiou228: Jun 4 2011, 12:03 PM
staind
post Jun 4 2011, 12:05 PM

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QUOTE(nothingz @ Jun 4 2011, 11:09 AM)
seriously the amex card is really insecure to use, i used it to pay ACCA, sometimes it requires the front digits, sometimes the back. MBB also does not bother to call and verify.

few weeks back i used the Visa to buy hp notebook online 3k+, they also don't bother to call me and verify, straight away approved. Malaysia Boleh!
*
Well, I used to have a Maybank Visa Petronas Gold. I used it online to purchased a Dell laptop for my gf (from laptop, delivery address all under her name). Guess what. The transaction went through. We received the laptop. However, when I tried to swipe my card a few days later, it was blocked.

So, I called their CS and she told me they decided to block my card due to that purchase. I was like WTH, you blocked my card after you let the transaction went through?? The CS gave excuse they can't reach my cellphone to confirm the transaction when it happen. Not true at all.

Anyway, I am currently holding Maybank 2 Cards. Can't resist their rebate. Need to be extra vigilant when holding their card.


nothingz
post Jun 4 2011, 01:05 PM

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QUOTE(Gen-X @ Jun 4 2011, 11:41 AM)
It depends on your pattern of usage and RM3K is not much. I have charged more than RM10K many times and AMEX never calls me, 
It is scheduled to be implemented on 1st January 2011. Go read BNM New Guidline Thread or the link I posted in post#1. It was also front page news in The Star a month or two back.
anything thatis  better than present system.
Not only applying for new credit card, merchant staff can just record down our names, number and expiry date easily. Worst, what if a crooked MBB staff got our info.
bata - maybe you should go start a blog like the guy who lost his Macbook. It is really not that hard for the relevant authorities to trace the culprit since he/she bought Air Asia ticket and name and IC number or passport is required. Same goes for Pay Pay, they can check with the merchant on the shipping address.

Please let us know the feedback from AA and Pay Pal.
*
i use UOB card to purchase, they will call to verify most of the time

This post has been edited by nothingz: Jun 4 2011, 01:07 PM
duckhole
post Jun 4 2011, 01:14 PM

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I am using UOB card too, they will block suspicious amounts charged and call you first. Once you approve only it will go through. Kinda frustrating if you always purchase in high amount but it is good security.

I got my 2 maybank cards too. They even delivered it here to their Cambodia branch of Maybank so I can collect them. Good job!


Added on June 4, 2011, 1:18 pm
QUOTE(erry- @ Jun 4 2011, 02:24 AM)
nvm lah since i got back all my money sweat.gif

i'm afraid the culprit who purchase AA ticket using fake name coz plan to change it later (just pay change name fee?)

oh oh. u shouldnt~! doh.gif
*
Erry, AA now does not allow air ticket name change. I tried to do that the last time and was told I am not allowed to transfer my ticket to anyone else. Only can change date of my flight.

This post has been edited by duckhole: Jun 4 2011, 01:18 PM
SUSDavid83
post Jun 4 2011, 01:27 PM

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QUOTE(duckhole @ Jun 4 2011, 01:14 PM)
I am using UOB card too, they will block suspicious amounts charged and call you first. Once you approve only it will go through. Kinda frustrating if you always purchase in high amount but it is good security.

I got my 2 maybank cards too. They even delivered it here to their Cambodia branch of Maybank so I can collect them. Good job!


Added on June 4, 2011, 1:18 pm

Erry, AA now does not allow air ticket name change. I tried to do that the last time and was told I am not allowed to transfer my ticket to anyone else. Only can change date of my flight.
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It depends which seat or package type. Economy Promo doesn't allow change of name.
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post Jun 4 2011, 01:48 PM

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QUOTE(andyfriends @ Jun 4 2011, 10:32 AM)
has this been implemented or still tabelling?


Added on June 4, 2011, 10:37 am

bata lodge a police report so as to "qualify" yrself as being a fraud victim.  otherwise, the bank will not bear the losses.
*
what should i say in the report? cry.gif

QUOTE(Gen-X @ Jun 4 2011, 11:41 AM)

bata - maybe you should go start a blog like the guy who lost his Macbook. It is really not that hard for the relevant authorities to trace the culprit since he/she bought Air Asia ticket and name and IC number or passport is required. Same goes for Pay Pay, they can check with the merchant on the shipping address.

Please let us know the feedback from AA and Pay Pal.
*
i havent got the reply from Paypal yet sad.gif

Chow
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post Jun 4 2011, 02:09 PM

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QUOTE(aeiou228 @ Jun 4 2011, 12:01 PM)
My usual practice to deter cc fraud:

Ask from my banker a few strips of adhesive transparent sticker ( Bank use it to protect the account holder's signature on the savings passbook), stick it on my signature and cvc at the back of the cc. Cut a small piece of sticker to cover the cvc number only then black out the cvc with permanent marker.
I save my coded cvc separately.
If I forgot the cvc, I just peel off the small sticker to reveal the number then cover it up again with new sticker. 

Remember, don't use the normal cellophane tape for the 1st layer sticker. The tape quality and the glue for the normal cellophane tape might not last till the next cc replacement.
*
excellent tip once again from you. But why stick on the signature?
ralph_lauren
post Jun 4 2011, 02:11 PM

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one word...plain stupid for u... wth u wanna admit its ur fault even its ur stupidity ?

some common sense will do my dear ..... why so afraid when ur card get abused by 3rd party ? according to BNM , if the cardholder able to report fraud in reasonable time , the max. liability for each card is RM200 or RM300..around that figure.. but now since u admitted its ur fault , i believe u gonna bear the consequence of RM3.8k smile.gif good luck...

This post has been edited by ralph_lauren: Jun 4 2011, 02:12 PM
bata
post Jun 4 2011, 02:11 PM

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Just reported to PayPal.
The amount of PP he used USD 316.99 sad.gif sad.gif


Chow
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post Jun 4 2011, 02:13 PM

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QUOTE(bata @ Jun 4 2011, 02:11 PM)
Just reported to PayPal.
The amount of PP he used USD 316.99 sad.gif sad.gif
Chow
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i m still wondering how he managed to linked the paypal with yr amex... cry.gif cry.gif icon_question.gif
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post Jun 4 2011, 02:28 PM

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wow, what an incident
that's y sometimes i prefer online transaction to use card owner's full name instead of just name on the card

i normally put different name on the card
fruitie
post Jun 4 2011, 02:55 PM

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I used the AMEX card for my Dell laptop purchase, probably it was my biggest amount swipe that time, hence AMEX called to verify.
kurtkantoi
post Jun 4 2011, 03:01 PM

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QUOTE(ralph_lauren @ Jun 4 2011, 02:13 PM)
i m still wondering how he managed to linked the paypal with yr amex...  cry.gif  cry.gif  icon_question.gif
*
link from paypal to cc will charge RM10 and the code will send into cc. No? I also wonder how can settle everything (linking and make purchase in single day?
ben83
post Jun 4 2011, 03:05 PM

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Just called AMEX Plat CS since I was worried about such fraud being easily done. My AMEX details is so easily exposed to tens of cashiers & waiters in a mere week time.

The CS said, any online transaction with AMEX will be called by the bank. I told the CS that I doubt so because they are so many users out there, but the CS insisted that they were doing this with no exceptions to deter fraud cases. I wonder how true is this but I already asked the CS to put a strong note in my AMEX accounts, so they will surely call me up for any online transactions.
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post Jun 4 2011, 03:06 PM

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@bata,

You mentioned that Maybank called you to inform about the illegal transactions. Anyway can confirm that it is from Maybank CC centre (1300-88-6688) ? This may be a clue on how it happen.

IF the call is not from this number, it could be:

The forumer saw ur number, then from your posting elsewhere in this forum, he got ur hp number. Pretending to be from Maybank, he got more details about your card when he called you. Then, he use the card for the purchases.
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post Jun 4 2011, 03:34 PM

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QUOTE(ben83 @ Jun 4 2011, 03:05 PM)
Just called AMEX Plat CS since I was worried about such fraud being easily done. My AMEX details is so easily exposed to tens of cashiers & waiters in a mere week time.

The CS said, any online transaction with AMEX will be called by the bank. I told the CS that I doubt so because they are so many users out there, but the CS insisted that they were doing this with no exceptions to deter fraud cases. I wonder how true is this but I already asked the CS to put a strong note in my AMEX accounts, so they will surely call me up for any online transactions.
*
I doubt the CS will call on every transaction. Recently i do purchase a lot online with oversea company. I notice that not every transaction that I made will received call from CS for confirmation. Some of the transactions just went through without my confirmation. But some transaction they just block it due to their security reason (because most of the time the oversea company charge my card on their country working hour which I believe we all already fall to sleep tongue.gif)
bata
post Jun 4 2011, 03:37 PM

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QUOTE(staind @ Jun 4 2011, 03:06 PM)
@bata,

You mentioned that Maybank called you to inform about the illegal transactions. Anyway can confirm that it is from Maybank CC centre (1300-88-6688) ? This may be a clue on how it happen.

IF the call is not from this number, it could be:

The forumer saw ur number, then from your posting elsewhere in this forum, he got ur hp number. Pretending to be from Maybank, he got more details about your card when he called you. Then, he use the card for the purchases.
*
the number that called me was 03-27727500. I just got off the phone with Maybank and they verified tht number is valid, from MBB verification team.
Good news is i might have the refund from the Air Asia ticket purchase, but i still got no news on the PayPal.

Wish me luck guys, and to those stealing my cc details, i hope you choked to death. rclxms.gif

Chow

This post has been edited by bata: Jun 4 2011, 03:39 PM
cannavaro
post Jun 4 2011, 03:53 PM

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I've mentioned this shortly before this bata case, and I'm gonna say it again.

I made an account purchase at fileserve.com using my M2 amex and it's worth a mere RM30.

Less than 5 minutes after getting the account, I got a call from maybank to verify whether I did make that purchase.
mletee
post Jun 4 2011, 03:57 PM

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i bought aa ticket around 1.4k but they didn't call to verify also..
andyfriends
post Jun 4 2011, 04:34 PM

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QUOTE(bata @ Jun 4 2011, 01:48 PM)
what should i say in the report?  cry.gif
i havent got the reply from Paypal yet sad.gif

Chow
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jz say, u realise there is an unauthorise transaction, "suspect " someone had hacked your card

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post Jun 4 2011, 04:53 PM

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I bought an AA two-way flight ticket to Singapore around RM 350 in February 2011. AMEX didn't call me also.
TSGen-X
post Jun 4 2011, 06:51 PM

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QUOTE(ben83 @ Jun 4 2011, 03:05 PM)
The CS said, any online transaction with AMEX will be called by the bank. I told the CS that I doubt so because they are so many users out there, but the CS insisted that they were doing this with no exceptions to deter fraud cases. I wonder how true is this but I already asked the CS to put a strong note in my AMEX accounts, so they will surely call me up for any online transactions.
*
Well, I use to purchase AA tickets with my Amex Charge Card, never got a call from them.
mletee
post Jun 4 2011, 06:56 PM

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seems like aa doesn't call up for verification..any1 got receive call for verification after they bought aa flight ticket?
kurtkantoi
post Jun 4 2011, 07:03 PM

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My colleague at work ask to borrow my cc for urgent AA ticket. They never call eventho my name not even in passenger list.

I understood if they dont call since my name in the passenger list..
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post Jun 4 2011, 07:34 PM

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Is there a clear cut rule for CS to call us whenever a transaction is made? I am not just talking about online purchase. I know foreign banks like HSBC are pretty stringent when it comes to purchase of more than 1k, online or not.
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post Jun 4 2011, 11:29 PM

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QUOTE(bata @ Jun 4 2011, 03:37 PM)
the number that called me was 03-27727500. I just got off the phone with Maybank and they verified tht number is valid, from MBB verification team.
Good news is i might have the refund from the Air Asia ticket purchase, but i still got no news on the PayPal.

Wish me luck guys, and to those stealing my cc details, i hope you choked to death. rclxms.gif

Chow
*
Lesson learned the hard way , never ever post . Even if you want to post , blur out the details , your name , date and few others. its simple thing , exposing your credit card number is like you being naked. Imagine that ? Walking naked around ? Same thing

Anyhow , you may have to contact PayPal on that. Just ask them to be reversed , it should be good to go


There is no point blaming the people here , in the Internet bro , people will take advantage of whatever. Its your job ,even in the world out there , some people may just jot down the card number and use it later. You'll have to be careful. The bright side is that you've learned your lesson

I have PBE and Maybank. PBE is kinda stringent especially when it comes to postal transactions (sometimes I buy stuff from aussie and well its via postal. They just call me up and asking well , did you do AUD$210 thingy. Maybank on the other hand does not seem to care about this. I guess it boils down to bank)



This post has been edited by prasys: Jun 4 2011, 11:33 PM
TSGen-X
post Jun 4 2011, 11:36 PM

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QUOTE(prasys @ Jun 4 2011, 11:29 PM)
I have PBE and Maybank. PBE is kinda stringent especially when it comes to postal transactions (sometimes I buy stuff from aussie and well its via postal. They just call me up and asking well , did you do AUD$210 thingy. Maybank on the other hand does not seem to care about this. I guess it boils down to bank)
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bata mentioned than MBB did call him that is why he was aware of the transactions since M2U was down that time.
prasys
post Jun 4 2011, 11:40 PM

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QUOTE(Gen-X @ Jun 4 2011, 11:36 PM)
bata mentioned than MBB did call him that is why he was aware of the transactions since M2U was down that time.
*
Oh dear

Anyhow bata , its very harsh lesson for you. Anyhow this would make you a better person later on. My recommendation is if you have > 1 card , try to separate it. Don't alt , keep one for online purchase/backup and other one for retail ! I dont know which bank in malaysia that gives you an online disposable credit card number meant for online purchases only
allenultra
post Jun 4 2011, 11:43 PM

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QUOTE(staind @ Jun 4 2011, 12:05 PM)
Well, I used to have a Maybank Visa Petronas Gold. I used it online to purchased a Dell laptop for my gf (from laptop, delivery address all under her name). Guess what. The transaction went through. We received the laptop. However, when I tried to swipe my card a few days later, it was blocked.

So, I called their CS and she told me they decided to block my card due to that purchase. I was like WTH, you blocked my card after you let the transaction went through?? The CS gave excuse they can't reach my cellphone to confirm the transaction when it happen. Not true at all.

Anyway, I am currently holding Maybank 2 Cards. Can't resist their rebate. Need to be extra vigilant when holding their card.
*
I have a similiar experience with HLB Essential credit card.

Bought 4 tyres at the tyre shop, swiped my Visa card but I not able to receive their phone call on time coz I was on call with my other customers.
Received a sms right after saying that my account was suspended, ask me to call back to verify.
They contacted me to verify the last purchase, where was it, time etc.

Thought of cancel the card though if I get my OCBC titanium mastercard....ehm.
So far with MBB 2, I only purchased AirAsia, petrol and starbucks....Gonna be very precautious from now on
mletee
post Jun 5 2011, 12:43 AM

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QUOTE(allenultra @ Jun 4 2011, 11:43 PM)
I have a similiar experience with HLB Essential credit card.

Bought 4 tyres at the tyre shop, swiped my Visa card but I not able to receive their phone call on time coz I was on call with my other customers.
Received a sms right after saying that my account was suspended, ask me to call back to verify.
They contacted me to verify the last purchase, where was it, time etc.

Thought of cancel the card though if I get my OCBC titanium mastercard....ehm.
So far with MBB 2, I only purchased AirAsia, petrol and starbucks....Gonna be very precautious from now on
*
i also using more on aa, petrol and starbucks..
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post Jun 5 2011, 04:07 AM

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I have both MBB and PBB CC. PBB is very stringent on purchase. They had called me several times to verify my purchase even is a few hundred bucks cellphone.

As for MBB, I havent receive any calls from them yet. They didn't even call me when I swipe my card overseas a shortwhile after getting those cards as I didnt inform them that I am going overseas.
timurking
post Jun 5 2011, 04:13 AM

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hye guys i'm a newbies here...just wanna ask u guys where can i get a detail list about the privileges that cimb offered for my new credit card visa signature?just get it on friday...and 1 more thing..do anyone here know where can i get a list for a merchants that accept cimb card esy payment with 0% interest?thank you very much


Added on June 5, 2011, 4:15 amand 1 more thing,,,is CIMB credit card is good?thank you

This post has been edited by timurking: Jun 5 2011, 04:15 AM
bata
post Jun 5 2011, 04:24 AM

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QUOTE(prasys @ Jun 4 2011, 11:29 PM)
Lesson learned the hard way , never ever post . Even if you want to post , blur out the details , your name , date and few others. its simple thing , exposing your credit card number is like you being naked. Imagine that ? Walking naked around ? Same thing

Anyhow , you may have to contact PayPal on that. Just ask them to be reversed , it should be good to go
There is no point blaming the people here , in the Internet bro , people will take advantage of whatever. Its your job ,even in the world out there , some people may just jot down the card number and use it later. You'll have to be careful. The bright side is that you've learned your lesson

I have PBE and Maybank. PBE is kinda stringent especially when it comes to postal transactions (sometimes I buy stuff from aussie and well its via postal. They just call me up and asking well , did you do AUD$210 thingy. Maybank on the other hand does not seem to care about this. I guess it boils down to bank)
*
Already inform and they already have my card details. They said will investigate the matters.


Chow
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post Jun 5 2011, 08:00 AM

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QUOTE(timurking @ Jun 5 2011, 04:13 AM)
hye guys i'm a newbies here...just wanna ask u guys where can i get a detail list about the privileges that cimb offered for my new credit card visa signature?just get it on friday...and 1 more thing..do anyone here know where can i get a list for a merchants that accept cimb card esy payment with 0% interest?thank you very much


Added on June 5, 2011, 4:15 amand 1 more thing,,,is CIMB credit card is good?thank you
*
u can get everything u asked for at cimb website...

CIMB card is bad.. hope that answer
timurking
post Jun 5 2011, 10:05 AM

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QUOTE(ralph_lauren @ Jun 5 2011, 08:00 AM)
u can get everything u asked for at cimb website...

CIMB card is bad.. hope that answer
*
i try to search it already but only 40-50% details they give...cimb card is bad?wahahahahahahah damn them
mletee
post Jun 5 2011, 10:07 AM

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QUOTE(bata @ Jun 5 2011, 04:24 AM)
Already inform and they already have my card details. They said will investigate the matters.
Chow
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good luck to u then..
aeiou228
post Jun 5 2011, 11:24 AM

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QUOTE(Gen-X @ Jun 4 2011, 02:09 PM)
excellent tip once again from you. But why stick on the signature?
*
The self adhesive transparent stickers used by the banks to cover the specimen signatures is of good plastic quality and super strong adhesive material. The reasons I stick on the signature are:

1) The signature and the unwritten space on the back of the CC would be permanently sealed and protected to prevent any attempt of tempering.

2) The self adhesive material is so strong that any attempt to remove the transparent sticker will damage the signature.

To hide the cvc, I use a type of writeable matted surface cellophane tape (which is easily available at stationery shop) for ease of marking with any pen type and replacement.

This post has been edited by aeiou228: Jun 5 2011, 11:29 AM
csk3984
post Jun 5 2011, 11:53 AM

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QUOTE(alexwsk @ Jun 4 2011, 02:28 PM)
wow, what an incident
that's y sometimes i prefer online transaction to use card owner's full name instead of just name on the card

i normally put different name on the card
*
rclxub.gif The MBB staff put my name on card FULL NAME........ stupit right? They said if they not to do so some time is difficult to get approval.
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post Jun 5 2011, 11:55 AM

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QUOTE(csk3984 @ Jun 5 2011, 11:53 AM)
rclxub.gif  The MBB staff put my name on card FULL NAME........ stupit right? They said if they not to do so some time is difficult to get approval.
*
No such thing! A total crap!
csk3984
post Jun 5 2011, 11:55 AM

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QUOTE(aeiou228 @ Jun 5 2011, 11:24 AM)
The self adhesive transparent stickers used by the banks to cover the specimen signatures is of good plastic quality and super strong adhesive material. The reasons I stick on the signature are:

1) The signature and the unwritten space on the back of the CC would be permanently sealed and protected to prevent any attempt of tempering.

2) The self adhesive material is so strong that any attempt to remove the transparent sticker will damage the signature.

To hide the cvc, I use a type of writeable matted surface cellophane tape (which is easily available at stationery shop) for ease of marking with any pen type and replacement.
*
Thank you for the tips..... I will do that for my CC. Beside i will use the soft sticker ( normally the sticker stick on mobile phone screw edge to prevent it from tempering. If tempered, the phone warranty will be void). Will get some of this sticker from my friend hahahahaha.....


Added on June 5, 2011, 11:57 am
QUOTE(David83 @ Jun 5 2011, 11:55 AM)
No such thing! A total crap!
*
that is the problem. My CIMB i did not put my full name on card. Beside, if i go to replace a card by change the name on card. Would they charge me? If how much?

This post has been edited by csk3984: Jun 5 2011, 11:57 AM
SUSDavid83
post Jun 5 2011, 11:59 AM

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Everybody has it own method to cover the CVC. As long as it covered, doesn't matter how it is done. Better safe first rather than sorry later.


Added on June 5, 2011, 12:02 pm
QUOTE(csk3984 @ Jun 5 2011, 11:55 AM)
that is the problem. My CIMB i did not put my full name on card. Beside, if i go to replace a card by change the name on card. Would they charge me? If how much?
*
The displayed name on all my MBB CC (previously own and current one) are not my full name. I don't find any trouble. The MBB is talking nonsense.

This post has been edited by David83: Jun 5 2011, 12:02 PM
csk3984
post Jun 5 2011, 12:02 PM

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yeah brother. We have to protect our self..... Fraud case in Malaysia is quite high nowadays.

If not just buy the Card Protection Plan that Maybank Currently offer. 30cent/day.... worth if you always travel


Added on June 5, 2011, 12:40 pmHey guys, i still new with Maybankard.

I found out one message from my Maybankard letter (card collection letter)

"To enjoy our privileges immediately, activate your new Maybankard Smart Card Today!"

What does it's means?

This post has been edited by csk3984: Jun 5 2011, 12:40 PM
genkis3
post Jun 5 2011, 12:47 PM

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QUOTE(Gen-X @ Jun 3 2011, 04:55 PM)
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.

Additional Benefits with Platinum Card.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.


8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.

*
hi all,
just got the card, need to clear things up...

both principal and supp card only can get rm50 total rebate per month? if like that i want to cancel my supp card...

about retail protection, it's free of charge or do i need to pay any fee to enjoy it?

thanks

This post has been edited by genkis3: Jun 5 2011, 12:48 PM
staind
post Jun 5 2011, 02:39 PM

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QUOTE(csk3984 @ Jun 5 2011, 11:53 AM)
rclxub.gif  The MBB staff put my name on card FULL NAME........ stupit right? They said if they not to do so some time is difficult to get approval.
*
I put my English and surname on my application form but my card comes in my full name. I dint bother to ask the CS but now I know the reason.
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post Jun 5 2011, 07:17 PM

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Mine comes with English name + surname, as requested by me. Surprisingly this wasn't made into a mistake.
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post Jun 5 2011, 07:56 PM

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QUOTE(staind @ Jun 4 2011, 08:40 AM)
It shows how vulnerable card users are. If we opt to pay something over the phones, I saw in places to use Amex that some bill can be paid over the phone, isn't we expose ourselves to this danger as well.?
*
pay bill via phone wont ask for security number. i paid etiqa, maxis, astro via phone more than 1 time previously.

QUOTE(Gen-X @ Jun 4 2011, 08:20 AM)
At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
*
QUOTE(andyfriends @ Jun 4 2011, 10:32 AM)
has this been implemented or still tabelling?
*
QUOTE(Gen-X @ Jun 4 2011, 11:41 AM)
It is scheduled to be implemented on 1st January 2011.
*
it should be 1 January 2012.

QUOTE(andyfriends @ Jun 4 2011, 10:39 AM)
is it that they need the 4 digits too?
*
yes online transaction need it.

QUOTE(kurtkantoi @ Jun 4 2011, 11:21 AM)
This is really a big case. I wonder if it safe to reveal card number when applying new credit card or for other purchase? How this is happened? Bata only reveal his card number is it without the security code behind?
*
1. apply new credit card, only front card copy is needed.
2. AMEX security number is NOT at behind, thats why sweat.gif
erry-
post Jun 5 2011, 08:02 PM

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QUOTE(duckhole @ Jun 4 2011, 01:14 PM)

Added on June 4, 2011, 1:18 pmErry, AA now does not allow air ticket name change. I tried to do that the last time and was told I am not allowed to transfer my ticket to anyone else. Only can change date of my flight.
*
AA allow change name for REGULAR ticket.

QUOTE(ralph_lauren @ Jun 4 2011, 02:11 PM)
one word...plain stupid for u... wth u wanna admit its ur fault even its ur stupidity ?
*
hey dont easily say other people stupid la sweat.gif

QUOTE(kurtkantoi @ Jun 4 2011, 03:01 PM)
link from paypal to cc will charge RM10 and the code will send into cc. No? I also wonder how can settle everything (linking and make purchase in single day?
*
that is for verification purpose. i assume the culprit already verified his/her acc using other card (probably virtual credit card) then just make a payment charge to the stolen AMEX card.

QUOTE(timurking @ Jun 5 2011, 04:13 AM)
hye guys i'm a newbies here...just wanna ask u guys where can i get a detail list about the privileges that cimb offered for my new credit card visa signature?just get it on friday...and 1 more thing..do anyone here know where can i get a list for a merchants that accept cimb card esy payment with 0% interest?thank you very much


Added on June 5, 2011, 4:15 amand 1 more thing,,,is CIMB credit card is good?thank you
*
this is MB2 thread sweat.gif

find out more at CIMB thread or Credit Card thread notworthy.gif

btw cimb card is good if u really use it, example mastercard 5% sunday rebate at tesco/giant/kfc.

QUOTE(csk3984 @ Jun 5 2011, 11:53 AM)
rclxub.gif  The MBB staff put my name on card FULL NAME........ stupit right? They said if they not to do so some time is difficult to get approval.
*
QUOTE(David83 @ Jun 5 2011, 11:55 AM)
No such thing! A total crap!
*
agree. no such thing.

erry-
post Jun 5 2011, 08:05 PM

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QUOTE(genkis3 @ Jun 5 2011, 12:47 PM)
hi all,
just got the card, need to clear things up...

both principal and supp card only can get rm50 total rebate per month? if like that i want to cancel my supp card...

about retail protection, it's free of charge or do i need to pay any fee to enjoy it?

thanks
*
yes rebate is SHARED.
even u have 1x gold and 1x plat also it will be SHARED.

never use the retail protection. see the info here - http://www.maybank2u.com.my/WebBank/Mayban...ection%20CI.pdf

genkis3
post Jun 5 2011, 11:32 PM

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QUOTE(erry- @ Jun 5 2011, 08:05 PM)
yes rebate is SHARED.
even u have 1x gold and 1x plat also it will be SHARED.

never use the retail protection. see the info here - http://www.maybank2u.com.my/WebBank/Mayban...ection%20CI.pdf
*
thanks for info.

i can't find any charges stated in retail protection policy.. seems it's free of charge...
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post Jun 5 2011, 11:34 PM

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QUOTE(genkis3 @ Jun 5 2011, 11:32 PM)
i can't find any charges stated in retail protection policy.. seems it's free of charge...
*
yes, it is free of charge.
Alec.Yong
post Jun 6 2011, 12:07 AM

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QUOTE(csk3984 @ Jun 5 2011, 11:53 AM)
rclxub.gif  The MBB staff put my name on card FULL NAME........ stupit right? They said if they not to do so some time is difficult to get approval.
*
Talking about name on the card, I remembered one bank officer told me that it is adviseable that put as close as name in NRIC/Passport.

The bank officer said that the reason behind is easy for the verification if needed. Some merchant might needed to do verification on it when dealing in big amount.

This post has been edited by Alec.Yong: Jun 6 2011, 12:08 AM
Shinichi
post Jun 6 2011, 01:19 AM

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QUOTE(Alec.Yong @ Jun 6 2011, 12:07 AM)
Talking about name on the card, I remembered one bank officer told me that it is adviseable that put as close as name in NRIC/Passport.

The bank officer said that the reason behind is easy for the  verification if needed. Some merchant might needed to do verification on it when dealing in big amount.
*
Especially when you are traveling abroad where some merchant might want to verify you card against your passport... this is what I heard from my friend...
mletee
post Jun 6 2011, 01:33 AM

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QUOTE(Shinichi @ Jun 6 2011, 01:19 AM)
Especially when you are traveling abroad where some merchant might want to verify you card against your passport... this is what I heard from my friend...
*
icic..then better put a same name in the cc..
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post Jun 6 2011, 03:04 AM

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QUOTE(Shinichi @ Jun 6 2011, 01:19 AM)
Especially when you are traveling abroad where some merchant might want to verify you card against your passport... this is what I heard from my friend...
*
This reminds me of my experience at Stansted airport.
There was this Chinese lady who had to pay for overweight luggage or something. The staff was reluctant to swipe her card, she said that the name is so different from the passport name. I didn't manage to hear the whole conversation between them but the chinese lady kept saying 'I can sign and show you my signature, I sign and you see' and the staff asked her 'do you have another card that has a name that is more similar to your passport' or something along those lines. The lady also said 'you can contact the bank if you don't believe me'.

Didn't stay long enough to find out the end result. laugh.gif
shortleg88
post Jun 6 2011, 11:27 AM

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My spending pattern was about RM300-500 a month on my previous Maybank Gold Card.

But last month did a transaction of around RM3500 on AA purchase, I was expecting some call from Maybank side to verify the purchase.

Yet, it was just accepted in an instant. Shouldn't they can verify someone spending pattern and if suddenly exceed it, just give a call for veriification?


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post Jun 6 2011, 11:33 AM

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QUOTE(erry- @ Jun 5 2011, 07:56 PM)
pay bill via phone wont ask for security number. i paid etiqa, maxis, astro via phone more than 1 time previously.

*
i was asked when i tried to pay for maxis.

shortleg88
post Jun 6 2011, 11:51 AM

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Want to ask how they determine that statement date? Is it from 1st purchase - 1 month after that or fix at the same date or from the date my application approve?

Can anyone here kindly advice? As I prefer my statement due date is on the 1st week of every month (after pay day)
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post Jun 6 2011, 11:52 AM

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Between OCBC Titanium and Maybank 2 Cards Platinum, which 1 is better? In terms of benefits and convenience.
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post Jun 6 2011, 11:55 AM

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QUOTE(sleepwalker_00 @ Jun 6 2011, 11:52 AM)
Between OCBC Titanium and Maybank 2 Cards Platinum, which 1 is better? In terms of benefits and convenience.
*
You will find out the answers by reading up bro Gen-X blog. http://creditcardsmalaysia.blogspot.com/
mletee
post Jun 6 2011, 12:25 PM

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QUOTE(shortleg88 @ Jun 6 2011, 11:51 AM)
Want to ask how they determine that statement date? Is it from 1st purchase - 1 month after that or fix at the same date or from the date my application approve?

Can anyone here kindly advice? As I prefer my statement due date is on the 1st week of every month (after pay day)
*
i think is the date ur application approve..not every 1st of every month..
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post Jun 6 2011, 12:42 PM

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QUOTE(mletee @ Jun 6 2011, 12:25 PM)
i think is the date ur application approve..not every 1st of every month..
*
statement date can be changed
shortleg88
post Jun 6 2011, 01:26 PM

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QUOTE(andyfriends @ Jun 6 2011, 12:42 PM)
statement date can be changed
*
How? Call the bank?
Human Nature
post Jun 6 2011, 01:42 PM

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QUOTE(shortleg88 @ Jun 6 2011, 01:26 PM)
How? Call the bank?
*
yes, call the customer service and make a request smile.gif
csk3984
post Jun 6 2011, 03:33 PM

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hi all, wanted to know. If i want to use maybank2card to do online purchase. What are the thing i need to do? Do i need to register at ATM 1st?. If i wanted to withdraw advance cash what i need to do 1st? Please advise...
SUSDavid83
post Jun 6 2011, 03:41 PM

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QUOTE(csk3984 @ Jun 6 2011, 03:33 PM)
hi all, wanted to know. If i want to use maybank2card to do online purchase. What are the thing i need to do? Do i need to register at ATM 1st?. If i wanted to withdraw advance cash what i need to do 1st? Please advise...
*
Online purchases. You need MSOS (Verified by Visa) for Visa and none for AMEX.

For cash advance, you need PIN. Guess need to apply from the branch.
erry-
post Jun 6 2011, 03:46 PM

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QUOTE(sleepwalker_00 @ Jun 6 2011, 11:52 AM)
Between OCBC Titanium and Maybank 2 Cards Platinum, which 1 is better? In terms of benefits and convenience.
*
if all place u go are accepting amex, then definately mbk2 amex is better ~
but best is to have both card brows.gif


Added on June 6, 2011, 3:50 pm
QUOTE(csk3984 @ Jun 6 2011, 03:33 PM)
hi all, wanted to know. If i want to use maybank2card to do online purchase. What are the thing i need to do? Do i need to register at ATM 1st?. If i wanted to withdraw advance cash what i need to do 1st? Please advise...
*
for visa and master, u need to activate MSOS 1st. click here for more info

for amex, no need to do anything. just make sure the website u want to pay can accept amex.

and pls, DONT withdraw cash from the card!!!!!!!!!!!!!!!!!!!!!!

This post has been edited by erry-: Jun 6 2011, 03:50 PM
csk3984
post Jun 6 2011, 04:11 PM

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QUOTE(erry- @ Jun 6 2011, 03:46 PM)
if all place u go are accepting amex, then definately mbk2 amex is better ~
but best is to have both card brows.gif


Added on June 6, 2011, 3:50 pmfor visa and master, u need to activate MSOS 1st. click here for more info

for amex, no need to do anything. just make sure the website u want to pay can accept amex.

and pls, DONT withdraw cash from the card!!!!!!!!!!!!!!!!!!!!!!
*
Hi buddy, many thanks.... But why " DO NOT" withdraw cash by using credit card?. Anything will happen? I might use it for standby purpose while i at oversea trip.
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post Jun 6 2011, 04:17 PM

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QUOTE(csk3984 @ Jun 6 2011, 04:11 PM)
Hi buddy, many thanks.... But why " DO NOT" withdraw cash by using credit card?. Anything will happen? I might use it for standby purpose while i at oversea trip.
*
When you go overseas, try prepare sufficient to use there. Only use the cash advance IF you really need it for super-emergency, e.g. lost all stuff, get robbed (except they don't rob your CC), hospital, etc.

If it is because you check-in to a much expensive hotel, or for shopping, or some small usage due to over-budget (e.g. spend too much on shopping already), then forget about it. The charges and interest % is way too high.

Anyway, the usage discretion is your own.

csk3984
post Jun 6 2011, 04:35 PM

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QUOTE(cute_boboi @ Jun 6 2011, 04:17 PM)
When you go overseas, try prepare sufficient to use there. Only use the cash advance IF you really need it for super-emergency, e.g. lost all stuff, get robbed (except they don't rob your CC), hospital, etc.

If it is because you check-in to a much expensive hotel, or for shopping, or some small usage due to over-budget (e.g. spend too much on shopping already), then forget about it. The charges and interest % is way too high.

Anyway, the usage discretion is your own.
*
Hi Buddy... Many thanks for the advise. Beside, if we did not register anything for ATM withdrawal. So anyone got our Credit Card they also could not withdraw the money right?
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post Jun 6 2011, 04:48 PM

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QUOTE(csk3984 @ Jun 6 2011, 04:11 PM)
Hi buddy, many thanks.... But why " DO NOT" withdraw cash by using credit card?. Anything will happen? I might use it for standby purpose while i at oversea trip.
*
I guess you must be new to CC, click below link to read my article titled "Credit Cards Are Cash Cow For Banks. Are you working for the Banks?" which I also posted today at General Thread.

http://creditcardsmalaysia.blogspot.com/20...-banks-are.html
csk3984
post Jun 6 2011, 05:20 PM

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QUOTE(Gen-X @ Jun 6 2011, 04:48 PM)
I guess you must be new to CC, click below link to read my article titled "Credit Cards Are Cash Cow For Banks. Are you working for the Banks?"  which I also posted today at General Thread.

http://creditcardsmalaysia.blogspot.com/20...-banks-are.html
*
Hi Bro,

I quite new in credit card. Not even more than 1 years. I just use it as loyalty cards to get discount hahahaha. Wanted to know more about it. Even you ask me balance transfer all thing i also not clear with it. Anywhere i pay my bill on time. Many thanks for the info. Your blog is nice .....
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post Jun 6 2011, 05:40 PM

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QUOTE(csk3984 @ Jun 6 2011, 05:20 PM)
Hi Bro,

I quite new in credit card. Not even more than 1 years. I just use it as loyalty cards to get discount hahahaha. Wanted to know more about it. Even you ask me balance transfer all thing i also not clear with it. Anywhere i pay my bill on time. Many thanks for the info. Your blog is nice .....
*
Yes, go read Gen-X blog on CC. Just follow some simple CC usage rules:
(1) pay FULL every month, before the due date.
(2) before swipe to buy stuff, you must already have the money in hand/account. Do not buy if salary not in yet.

Once you master those simple rules, then you can start learn on 0% installments and 0% BT.

The rest are basically subjective, like airport lounge, restaurant, etc. It depends if you'll utilise it frequently, e.g. for business travel.

mletee
post Jun 6 2011, 06:02 PM

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QUOTE(David83 @ Jun 6 2011, 03:41 PM)
Online purchases. You need MSOS (Verified by Visa) for Visa and none for AMEX.

For cash advance, you need PIN. Guess need to apply from the branch.
*
ya..maybank cc u need to apply at branch,,
erry-
post Jun 6 2011, 09:30 PM

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QUOTE(csk3984 @ Jun 6 2011, 04:11 PM)
Hi buddy, many thanks.... But why " DO NOT" withdraw cash by using credit card?. Anything will happen? I might use it for standby purpose while i at oversea trip.
*
withdraw cash from credit card:
1. u will be immediately charged with 5% from the amount.
2. the 'borrowed' money will be charged with daily interest of 18%, even for 1 day only u still will be charged.

just bring extra cash, or withdraw from ur atm card (certain bank can use cirrus or plus atm network at oversea).


mletee
post Jun 6 2011, 09:31 PM

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QUOTE(erry- @ Jun 6 2011, 09:30 PM)
withdraw cash from credit card:
1. u will be immediately charged with 5% from the amount.
2. the 'borrowed' money will be charged with daily interest of 18%, even for 1 day only u still will be charged.

just bring extra cash, or withdraw from ur atm card (certain bank can use cirrus or plus atm network at oversea).
*
oh..really? like this then more geng then big ear hole d..hahaha..
yusszzxx
post Jun 6 2011, 09:42 PM

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QUOTE(Human Nature @ Jun 6 2011, 01:42 PM)
yes, call the customer service and make a request  smile.gif
*
different customer got diffrent statement date,.. u need ask ur bank when is urs..
mletee
post Jun 7 2011, 12:50 AM

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QUOTE(yusszzxx @ Jun 6 2011, 09:42 PM)
different customer got diffrent statement date,.. u need ask ur bank when is urs..
*
Yes..u can call up to ask or change the statement date..
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post Jun 7 2011, 11:10 AM

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QUOTE(mletee @ Jun 6 2011, 12:25 PM)
i think is the date ur application approve..not every 1st of every month..
*
From my personal experience, it's the date when the card was issued.
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post Jun 7 2011, 11:37 AM

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how long can get the card from the date apply and if everything went smooth? Must walk in to Maybank personally to apply for this 2 cards? Can it be done over internet? Am work in SG don't want to take off purposely to go out Johor to apply...
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go online to apply, visit first page
tanch78
post Jun 7 2011, 12:19 PM

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I just read about Bata's case. What is the latest update? Is he manage to get the refund from Paypal and AA?

Weird, I just charged few thousand MAS airticket to Amex. But no body call me one??? rclxub.gif
mletee
post Jun 7 2011, 01:27 PM

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QUOTE(tanch78 @ Jun 7 2011, 12:19 PM)
I just read about Bata's case. What is the latest update? Is he manage to get the refund from Paypal and AA?

Weird, I just charged few thousand MAS airticket to Amex. But no body call me one???  rclxub.gif
*
I think nowadays u did't get call from cs is normal for maybank..hahaha
yflai1
post Jun 7 2011, 09:24 PM

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QUOTE(ks98 @ Jun 7 2011, 11:10 AM)
From my personal experience, it's the date when the card was issued.
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Some I think is according to a set date of the month for that type of card.
e.g: Classic - 05th, Gold 10th, Platinum 18th etc.
ks98
post Jun 7 2011, 10:13 PM

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QUOTE(yflai1 @ Jun 7 2011, 09:24 PM)
Some I think is according to a set date of the month for that type of card.
e.g: Classic - 05th, Gold 10th, Platinum 18th etc.
*
No, my OCBC Titanium and Maybank 2 cards follow the card issuance date. The day or the day after i knew it's approved.
bata
post Jun 8 2011, 02:06 AM

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QUOTE(tanch78 @ Jun 7 2011, 12:19 PM)
I just read about Bata's case. What is the latest update? Is he manage to get the refund from Paypal and AA?

Weird, I just charged few thousand MAS airticket to Amex. But no body call me one???  rclxub.gif
*
last Monday i called Maybank again to check for the card status. Im shocked the customer card told me it still active, even though i called em twice before, both said already cancelled.
I login to my M2U and see the the AA already charged to my account, by amount RM 2943.00.
Later that day i checked again in my M2U and see the card is not active.

But today i login again and see it activated back and i can see the amount (RM 2943). im very confused now..


here's what MORE interesting updates. there are 5 transactions on the card, so i was told.

1x = AA
4x = PayPayl. (3x RM 3.02 + 1x Rm 969)

The AA was charged on 3rd June. i reveal my cc picture on 4thJune, 12:19AM. so how the F it happen? could be insider Maybank staff?

Chow

This post has been edited by bata: Jun 8 2011, 02:15 AM
janson_kaniaz
post Jun 8 2011, 08:36 AM

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have u made a police report?
not sure whether u should reveal the fact tat u showed the pic here.
TSGen-X
post Jun 8 2011, 08:58 AM

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QUOTE(bata @ Jun 8 2011, 02:06 AM)
The AA was charged on 3rd June. i reveal my cc picture on 4thJune, 12:19AM. so how the F it happen? could be insider Maybank staff?
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maybe the company that AA outsource their online booking in located in a different time zone?
zenquix
post Jun 8 2011, 09:08 AM

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Please make a police report and insist Maybank reverse the charges.
Kelv
post Jun 8 2011, 10:18 AM

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QUOTE(yusszzxx @ Jun 6 2011, 09:42 PM)
different customer got diffrent statement date,.. u need ask ur bank when is urs..
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My statement date stil N/A. Need to call CS?
fruitie
post Jun 8 2011, 10:40 AM

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QUOTE(Kelv @ Jun 8 2011, 10:18 AM)
My statement date stil N/A. Need to call CS?
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For new cards will show N/A, I called CS to know and the answer is immediately made known to me via phone.
mletee
post Jun 8 2011, 11:22 AM

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QUOTE(bata @ Jun 8 2011, 02:06 AM)
last Monday i called Maybank again to check for the card status. Im shocked the customer card told me it still active, even though i called em twice before, both said already cancelled.
I login to my M2U and see the the AA already charged to my account, by amount RM 2943.00.
Later that day i checked again in my M2U and see the card is not active.

But today i login again and see it activated back and i can see the amount (RM 2943). im very confused now..
here's what MORE interesting updates. there are 5 transactions on the card, so i was told.

1x = AA
4x = PayPayl. (3x RM 3.02 + 1x Rm 969)

The AA was charged on 3rd June. i reveal my cc picture on 4thJune, 12:19AM. so how the F it happen? could be insider Maybank staff?

Chow
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really a mess..u receive ur card thru postage?
cannavaro
post Jun 8 2011, 11:28 AM

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QUOTE(Gen-X @ Jun 8 2011, 08:58 AM)
maybe the company that AA outsource their online booking in located in a different time zone?
*
This makes sense.

Why the hell did they re-activate the card when it was already cancelled? hmm.gif
ks98
post Jun 8 2011, 12:29 PM

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QUOTE(bata @ Jun 8 2011, 02:06 AM)

1x = AA
4x = PayPayl. (3x RM 3.02 + 1x Rm 969)

The AA was charged on 3rd June. i reveal my cc picture on 4thJune, 12:19AM. so how the F it happen? could be insider Maybank staff?

*
Yes, it must be due to different time zone. I also believe they made the 3 small amount transactions first in order to verify the card is valid, then only they charged the big amounts.
mletee
post Jun 8 2011, 02:23 PM

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QUOTE(ks98 @ Jun 8 2011, 12:29 PM)
Yes, it must be due to different time zone. I also believe they made the 3 small amount transactions first in order to verify the card is valid, then only they charged the big amounts.
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got such trick also..they r good..
yflai1
post Jun 8 2011, 02:34 PM

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QUOTE(mletee @ Jun 8 2011, 02:23 PM)
got such trick also..they r good..
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Could also be to bypass the bank's monitoring system.
mletee
post Jun 8 2011, 03:49 PM

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QUOTE(yflai1 @ Jun 8 2011, 02:34 PM)
Could also be to bypass the bank's monitoring system.
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means the bank monitoring system can be bypass by performing a small transaction 1st only big transaction? never heard this before..
erry-
post Jun 8 2011, 04:28 PM

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paypal charge $1 before the amount entered (example $1000) and later will refund back that $1.

this is use for payment with paypal without the card need to be registered to the paypal account.

means the culprint didnt use the card to activate or add fund.
but use the card to just purchase directly and choose pay with paypal but dont have enough balance in the paypal acc.


mletee
post Jun 8 2011, 05:42 PM

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QUOTE(erry- @ Jun 8 2011, 04:28 PM)
paypal charge $1 before the amount entered (example $1000) and later will refund back that $1.

this is use for payment with paypal without the card need to be registered to the paypal account.

means the culprint didnt use the card to activate or add fund.
but use the card to just purchase directly and choose pay with paypal but dont have enough balance in the paypal acc.
*
icic..thx for the info
jphlau
post Jun 9 2011, 10:15 AM

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How long does amex/maybank charges for oversea transaction will be reflected in my transaction? Has bought something from Aus last friday but still not in my maybank transaction history.
romeo.alpha
post Jun 9 2011, 10:28 AM

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Does anyone know and care to recommend me any tyre shop in Klang Valley (Gombak, Bt Caves, Setapak,Wangsa Maju) who accept AMEX card and they are also good in pricing?? Thanks.
milentechie
post Jun 9 2011, 10:56 AM

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QUOTE(romeo.alpha @ Jun 9 2011, 10:28 AM)
Does anyone know and care to recommend me any tyre shop in Klang Valley (Gombak, Bt Caves, Setapak,Wangsa Maju) who accept AMEX card and they are also good in pricing?? Thanks.
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Check out Silverstone Tyres. Please confirm with them if they accept AMEX.

CODE
Maybankard EzyPay

Enjoy 0% interest-free instalment plan when you buy Silverstone tyres!


This post has been edited by milentechie: Jun 9 2011, 10:56 AM
HaoYuan
post Jun 9 2011, 10:39 PM

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hey would like to know about this
my current salary is 3k ++
i got one house under my name which can rent for 2.5k, can i add the 2.5k to my annual income in order to apply for the platinum card?

one more thing is that my house still got installment to go

This post has been edited by HaoYuan: Jun 9 2011, 10:39 PM
chemistry
post Jun 9 2011, 11:12 PM

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QUOTE(HaoYuan @ Jun 9 2011, 10:39 PM)
hey would like to know about this
my current salary is 3k ++
i got one house under my name which can rent for 2.5k, can i add the 2.5k to my annual income in order to apply for the platinum card?

one more thing is that my house still got installment to go
*
in this case, your income tax form will tell.
If you didn't include rental income in your tax assessment, then sorry lor.
ronnie
post Jun 10 2011, 07:20 AM

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QUOTE(HaoYuan @ Jun 9 2011, 10:39 PM)
hey would like to know about this
my current salary is 3k ++
i got one house under my name which can rent for 2.5k, can i add the 2.5k to my annual income in order to apply for the platinum card?

one more thing is that my house still got installment to go
*
"which can rent" = Have you rented it out yet ?

hye
post Jun 10 2011, 07:38 AM

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QUOTE(yflai1 @ Jun 8 2011, 02:34 PM)
Could also be to bypass the bank's monitoring system.
*
Nonsense! Don't simply say if you are not certain of how the system works as you'll be responsible for confusing and misleading the readers here.
Small amount also can be flagged "RED" by the bank, it all depends on their Fraud Detection System. Similarly large amount also can be flagged "RED" or "OK" by the fraud detection system. The fraud detection system is used by the bank as the primary fraud detection system for cc, calls are made for verification purposes.

As the cc info by Bata is made public online, it is a different story altogether.

And as mentioned, the small amount is used by PayPal for verification.


Added on June 10, 2011, 7:40 am
QUOTE(HaoYuan @ Jun 9 2011, 10:39 PM)
hey would like to know about this
my current salary is 3k ++
i got one house under my name which can rent for 2.5k, can i add the 2.5k to my annual income in order to apply for the platinum card?

one more thing is that my house still got installment to go
*
Are you able to prove this income via official documents ? (Which the bank will ask from you)
If Yes then OK ... if No then you can't add it in.

This post has been edited by hye: Jun 10 2011, 07:40 AM
andyfriends
post Jun 10 2011, 10:02 AM

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QUOTE(HaoYuan @ Jun 9 2011, 10:39 PM)
hey would like to know about this
my current salary is 3k ++
i got one house under my name which can rent for 2.5k, can i add the 2.5k to my annual income in order to apply for the platinum card?

one more thing is that my house still got installment to go
*
to do this, normally they wil ask for your EA to see if you declared this as your yearly income for the previous year.
MGM
post Jun 10 2011, 10:47 AM

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Which is the CVV number for MBB2Amex, the 4-digit no at the front or the 3-digit no at the back?

Just realise that my 2 sisters' and my 4-digit nos are the same.

Maybe should buy 4-D.

This post has been edited by MGM: Jun 10 2011, 10:50 AM
mletee
post Jun 10 2011, 11:34 AM

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QUOTE(MGM @ Jun 10 2011, 10:47 AM)
Which is the CVV number for MBB2Amex, the 4-digit no at the front or the 3-digit no at the back?

Just realise that my 2 sisters' and my 4-digit nos are the same.

Maybe should buy 4-D.
*
it's the 4 digit at the front..
li_hat
post Jun 10 2011, 02:34 PM

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yeah, already collected my maybankard 2 cards at the branch. Applied last week. very fast..tomorow start spending..yeah..
mletee
post Jun 10 2011, 03:22 PM

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QUOTE(li_hat @ Jun 10 2011, 02:34 PM)
yeah, already collected my maybankard 2 cards at the branch. Applied last week. very fast..tomorow start spending..yeah..
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grats?? @@
yflai1
post Jun 10 2011, 03:25 PM

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[quote=hye,Jun 10 2011, 07:38 AM]
Nonsense! Don't simply say if you are not certain of how the system works as you'll be responsible for confusing and misleading the readers here.
Small amount also can be flagged "RED" by the bank, it all depends on their Fraud Detection System. Similarly large amount also can be flagged "RED" or "OK" by the fraud detection system. The fraud detection system is used by the bank as the primary fraud detection system for cc, calls are made for verification purposes.

As the cc info by Bata is made public online, it is a different story altogether.

And as mentioned, the small amount is used by PayPal for verification.


Added on June 10, 2011, 7:40 am

That statement was not meant to confuse or mislead readers here. Apologies if you thought I had done so. Like you said, there are many different rules set by different banks in their Fraud Detection system and it all depends on their past experiences as well as other methods where they collect the information to setup their detection rules. But by no means these are perfect systems and they can't detect everything. Fraudsters will always one way or another try to get through these systems and the fact is, they are successful at times.

In addition, as for the Paypal amount for verification, you won't usually get back exactly the same amount due to currency fluctuation and transaction fees.
ra2zy
post Jun 10 2011, 04:06 PM

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hi,

pls advice whether i shud change to maybank 2 gold card...

i currently having mbb flex and amex gold card.. icon_question.gif
TSGen-X
post Jun 10 2011, 04:10 PM

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QUOTE(ra2zy @ Jun 10 2011, 04:06 PM)
hi,

pls advice whether i shud change to maybank 2 gold card...

i currently having mbb flex and amex gold card..  icon_question.gif
*
ask yourself, would you benefit more if you were to transact using the Maybankard Dua compared to your existing card. For example, the last 10 places you use your existing Amex you earned 2X or 5X points.

This post has been edited by Gen-X: Jun 10 2011, 04:10 PM
ra2zy
post Jun 10 2011, 04:14 PM

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hi,

normally i use amex for petrol and jusco or parkson shopping only... and also the promo 15% cash rebate....

so wat u think and ur advice?
mletee
post Jun 10 2011, 04:49 PM

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QUOTE(ra2zy @ Jun 10 2011, 04:14 PM)
hi,

normally i use amex for petrol and jusco or parkson shopping only... and also the promo 15% cash rebate....

so wat u think and ur advice?
*
just calculate which card u get the maximum benefit then only make ur decision lo..
ra2zy
post Jun 10 2011, 05:01 PM

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max benefit in term of?
li_hat
post Jun 10 2011, 05:05 PM

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QUOTE(mletee @ Jun 10 2011, 03:22 PM)
grats?? @@
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long time ago..dis i my 2nd cc..
alexwsk
post Jun 10 2011, 05:32 PM

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QUOTE(li_hat @ Jun 10 2011, 05:05 PM)
long time ago..dis i my 2nd cc..
*
no la, he meant congrats, now u can go and spend spend spend rclxm9.gif
mletee
post Jun 10 2011, 05:36 PM

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QUOTE(alexwsk @ Jun 10 2011, 05:32 PM)
no la, he meant congrats, now u can go and spend spend spend  rclxm9.gif
*
ya..tat's wat i mean..maybank 2 card got a black hole of their design..will suck all ur money..hahahaha
li_hat
post Jun 10 2011, 05:44 PM

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hoho..thanks for the advise..spend for what i need only..
hye
post Jun 10 2011, 10:25 PM

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QUOTE(yflai1 @ Jun 10 2011, 03:25 PM)
That statement was not meant to confuse or mislead readers here. Apologies if you thought I had done so. Like you said, there are many different rules set by different banks in their Fraud Detection system and it all depends on their past experiences as well as other methods where they collect the information to setup their detection rules. But by no means these are perfect systems and they can't detect everything. Fraudsters will always one way or another try to get through these systems and the fact is, they are successful at times.

In addition, as for the Paypal amount for verification, you won't usually get back exactly the same amount due to currency fluctuation and transaction fees.
*
From your answer, apparently you have some knowledge of the fraud detection system used by the bank. Good then!
You should have posted your answer in a factual manner rather than post a one liner which is likely to mislead those who have no knowledge how the system works. Below is what you originally post, tell me what other people's impression would be reading your sentence ?

QUOTE(yflai1 @ Jun 8 2011, 02:34 PM)
Could also be to bypass the bank's monitoring system.
It does not matter what my thought were but what sort of thoughts were you creating for our readers here is more important.

You also forgot to mention that while the system can detect all the transaction but bear in mind cc transactions occurs in the thousands per minute. (We are even talking about the cc issued by the largest local cc issuer which has a customer base in the millions) It is impossible for human to catch up with the speed of the system churning out those alerts. The bank will need hundreds or maybe thousands of staff just to play catch up. (Hope this partly answers why banks don't make calls when you think they will) However, this does not mean the bank or the system is flawed or perfect.

In the case we are actively talking about ... the information about the card was posted wide open. It makes anyone's job (not just fraudsters) easy to commit an identity theft.

This post has been edited by hye: Jun 10 2011, 10:27 PM
Togepy
post Jun 10 2011, 10:34 PM

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hi, what does this means?
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.

is it mean that i need to pay the full amount first, then next month, they only credit the rebate amount back to my account?
zenquix
post Jun 10 2011, 10:47 PM

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QUOTE(Togepy @ Jun 10 2011, 10:34 PM)
hi, what does this means?
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.

is it mean that i need to pay the full amount first, then next month, they only credit the rebate amount back to my account?
*
i.e. Rebate for May 1 - May 30 will be paid arnd Jun 1 - 2. Whether you need to pay the full amount first depends on your statement date
andyfriends
post Jun 11 2011, 02:02 PM

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In addition, as for the Paypal amount for verification, you won't usually get back exactly the same amount due to currency fluctuation and transaction fees.
*

[/quote]

paypal verification can be made in msia currency, i.e.RM10
ra2zy
post Jun 11 2011, 03:57 PM

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QUOTE(ra2zy @ Jun 10 2011, 05:01 PM)
max benefit in term of?
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Any1 can clear my doubt?
zenquix
post Jun 11 2011, 04:38 PM

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QUOTE(andyfriends @ Jun 11 2011, 02:02 PM)
In addition, as for the Paypal amount for verification, you won't usually get back exactly the same amount due to currency fluctuation and transaction fees.
*



paypal verification can be made in msia currency, i.e.RM10
*
Not for Amex

This post has been edited by zenquix: Jun 11 2011, 04:48 PM
CP88
post Jun 11 2011, 05:55 PM

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QUOTE(mletee @ Jun 10 2011, 05:36 PM)
ya..tat's wat i mean..maybank 2 card got a black hole of their design..will suck all ur money..hahahaha
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I believe that the "feng shui" for the M2U cards. tongue.gif


beyond86
post Jun 11 2011, 05:59 PM

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QUOTE(ra2zy @ Jun 11 2011, 04:57 PM)
Any1 can clear my doubt?
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every1 got difference in spending la, see which area u use the credit card most
uhlaw
post Jun 11 2011, 08:08 PM

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Now only i know the card number, expired date and CVC numbers are the same for replacement cards from Maybank
SUSDavid83
post Jun 11 2011, 08:10 PM

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QUOTE(uhlaw @ Jun 11 2011, 08:08 PM)
Now only i know the card number, expired date and CVC numbers are the same for replacement cards from Maybank
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Replacement for the same CC due to physical damage is exactly identical.
uhlaw
post Jun 11 2011, 08:17 PM

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QUOTE(David83 @ Jun 11 2011, 08:10 PM)
Replacement for the same CC due to physical damage is exactly identical.
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Ya, since the chip on my sony visa became rusty, I called CS for replacement. It's great that the replacement is FOC. At the same time, I also asked for replacement for my M2C as I damaged both visa and amex on 1st day I got them. Sweat...
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post Jun 11 2011, 09:27 PM

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QUOTE(uhlaw @ Jun 11 2011, 08:08 PM)
Now only i know the card number, expired date and CVC numbers are the same for replacement cards from Maybank
*
Replacement due to damaged card = same card no, same expiry, same CVC no.
Replacement due to expired card = same card no, diff expiry, diff CVC no.
Replacement due to lost card = diff card no, diff expiry, diff CVC no.
ronnie
post Jun 11 2011, 09:37 PM

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Just redeemed my TreatsPoints at Sony Center 1U... RM1 = 200 TreatsPoints.... Didn't even need my credit card, just my IC.

When is Maybank Treats Points can be converted to cash???
TSGen-X
post Jun 11 2011, 09:40 PM

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QUOTE(ronnie @ Jun 11 2011, 09:37 PM)
Just redeemed my TreatsPoints at Sony Center 1U... RM1 = 200 TreatsPoints.... Didn't even need my credit card, just my IC.

When is Maybank Treats Points can be converted to cash???
*
if you at 1U, actually you can redeem your points for cash with Rcube.
Human Nature
post Jun 11 2011, 09:48 PM

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QUOTE(Gen-X @ Jun 11 2011, 09:40 PM)
if you at 1U, actually you can redeem your points for cash with Rcube.
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What is the conversion like, and do we need to register as a member of anything? smile.gif
Peisqo
post Jun 11 2011, 11:03 PM

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Hi guys .. just wanted to share a little info for those interested with this card and need it really quick like me ...

I've applied for this card (thanks to Gen-X's advice) at 1 Utama credit card centre (new wing ground floor) at 9pm yesterday. EXACTLY before it closes, I was the last guy with the ticket haha. And guess what? I got a call today at 3pm. I'm very surprised. All in all it took only like half day to approve and make the card. However this only applies if you're taking 1 AMEX and 1 MASTERCARD. If you choose VISA, you need to wait 3-5 WORKING days as the do not emboss VISA card at that centre.

Documents needed : IC, 2 months pay slip and 3 months bank statement. I didn't give any BE form or anything, I juz said I did my tax online and I don't have any form. They are okay with it.

So yeah ... 1U cc centre is the place to be if you need it QUICK smile.gif
Another plus point is the counter girl is quite cute wub.gif
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post Jun 11 2011, 11:44 PM

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QUOTE(David83 @ Jun 11 2011, 09:10 PM)
Replacement for the same CC due to physical damage is exactly identical.
*
but my amex infront 4 digit code is different
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post Jun 12 2011, 12:30 AM

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QUOTE(Human Nature @ Jun 11 2011, 09:48 PM)
What is the conversion like, and do we need to register as a member of anything?  smile.gif
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210 TP = RM1
SUSDavid83
post Jun 12 2011, 01:59 AM

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QUOTE(beyond86 @ Jun 11 2011, 11:44 PM)
but my amex infront 4 digit code is different
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Really? Didn't request replacement for AMEX before. Only Visa.
beyond86
post Jun 12 2011, 11:35 AM

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QUOTE(David83 @ Jun 12 2011, 02:59 AM)
Really? Didn't request replacement for AMEX before. Only Visa.
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ya. last digit different


Added on June 12, 2011, 11:36 am
QUOTE(zenquix @ Jun 12 2011, 01:30 AM)
210 TP = RM1
*
change ady??
not rm1 = 200 TP

This post has been edited by beyond86: Jun 12 2011, 11:36 AM
zenquix
post Jun 12 2011, 11:47 AM

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QUOTE(beyond86 @ Jun 12 2011, 11:35 AM)
ya. last digit different


Added on June 12, 2011, 11:36 am

change ady??
not rm1 = 200 TP
*
Was not aware rcube was ever 200TP=RM1
TSGen-X
post Jun 12 2011, 11:52 AM

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QUOTE(zenquix @ Jun 12 2011, 11:47 AM)
Was not aware rcube was ever 200TP=RM1
*
you are right, 210 = 1TP but they had a promotion like if you redeem RM100 you get RM10 voucher (not sure if promo still valid, lazy go check).
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post Jun 12 2011, 02:12 PM

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QUOTE(Gen-X @ Jun 12 2011, 11:52 AM)
you are right, 210 = 1TP but they had a promotion like if you redeem RM100 you get RM10 voucher (not sure if promo still valid, lazy go check).
*
ended in may.
but extended till 30th june tongue.gif

This post has been edited by janson_kaniaz: Jun 12 2011, 02:13 PM
Human Nature
post Jun 12 2011, 05:29 PM

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QUOTE(janson_kaniaz @ Jun 12 2011, 02:12 PM)
ended in may.
but extended till 30th june tongue.gif
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May I know where is the rcube outlet? seldom go to 1u..
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QUOTE(ronnie @ Jun 11 2011, 09:37 PM)
Just redeemed my TreatsPoints at Sony Center 1U... RM1 = 200 TreatsPoints.... Didn't even need my credit card, just my IC.

When is Maybank Treats Points can be converted to cash???
*
This is exactly what I thought of. MBB says 200MR=RM1 but this only applicable for MR, not TP. So, the marketing promoting this M2Card using this calculation is just a marketing gimmick. However, this card is still the best for AMEX Gold and Platinum. Its benefits are still not as good as other Platinum cards, as far as I know.

This post has been edited by guanteik: Jun 12 2011, 05:54 PM
beyond86
post Jun 12 2011, 05:59 PM

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QUOTE(Gen-X @ Jun 12 2011, 12:52 PM)
you are right, 210 = 1TP but they had a promotion like if you redeem RM100 you get RM10 voucher (not sure if promo still valid, lazy go check).
*
210tp = rm1
TSGen-X
post Jun 12 2011, 06:51 PM

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QUOTE(beyond86 @ Jun 12 2011, 05:59 PM)
210tp = rm1
*
hahaha, yalah 210TP = RM1.
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post Jun 12 2011, 07:19 PM

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QUOTE(Human Nature @ Jun 12 2011, 05:29 PM)
May I know where is the rcube outlet? seldom go to 1u..
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http://www.rcubed.com.my/index2.htm
TSGen-X
post Jun 12 2011, 08:38 PM

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QUOTE(ronnie @ Jun 11 2011, 09:37 PM)
Just redeemed my TreatsPoints at Sony Center 1U... RM1 = 200 TreatsPoints.... Didn't even need my credit card, just my IC.

When is Maybank Treats Points can be converted to cash???
*
Oh, now I understand what you posted. I thought you redeem at 1U MBB Card Centre, guess I did not read it carefully.

Just to share, there are few places where you can redeem your Treats Points on the spot like what ronnie mentioned. Some of the merchants are Parkson, MJ, Harvey Norman, Mydin, Courts. click below link to see participating merchants.

https://www.maybankard.net.my/redeem_hotspot.php

And click below link to see the points required. Some on the spot redemption need less than 10,000 for RM50.

https://www.maybankard.net.my/catalogue.php?prodid=89&page=1

http://www.maybank2u.com.my/WebBank/OTS300311.pdf

So far the best offer deal to date was the MJ RM50 voucher with 8000TP

This post has been edited by Gen-X: Jun 12 2011, 09:45 PM
fruitie
post Jun 12 2011, 08:41 PM

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I was in Tropicana City Mall this afternoon and saw Maybankard 2 Cards booth was there. I saw free gifts too, too bad I'm probably too poor for them to approach to. They didn't approach me so I didn't know which free gift is that. laugh.gif

Anybody who wants to try applying, maybe can drop by Tropicana City Mall. smile.gif

This post has been edited by fruitie: Jun 12 2011, 08:42 PM
SUSDavid83
post Jun 12 2011, 08:47 PM

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I saw a booth at basement of Queensbay Mall, Penang.
DM3
post Jun 12 2011, 08:52 PM

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how come recently i did get MJ 50 for 9000 TP?
TSGen-X
post Jun 12 2011, 09:12 PM

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QUOTE(DM3 @ Jun 12 2011, 08:52 PM)
how come recently i did get MJ 50 for 9000 TP?
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you redeem at MJ? The 8000TP was a promotion 2 months back at MJ. It was discussed in one of the many threads here.
DM3
post Jun 12 2011, 09:27 PM

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ya just last week redeemed at MJ, and at the maybank catalogue was also 9k TP for Rm50 now
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post Jun 13 2011, 09:01 AM

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QUOTE(Gen-X @ Jun 11 2011, 09:40 PM)
if you at 1U, actually you can redeem your points for cash with Rcube.
*
Not worth as it's RM1 = 210 TreatsPoints.
mletee
post Jun 13 2011, 12:11 PM

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QUOTE(DM3 @ Jun 12 2011, 09:27 PM)
ya just last week redeemed at MJ, and at the maybank catalogue was also 9k TP for Rm50 now
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9k point also ok wat..better than 10k for rm50 gst..
DM3
post Jun 13 2011, 12:44 PM

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yups, thts why i went for it which so happen was shoppin there the other day tongue.gif
its the lowest if compare also to other dept stores like jusco,parkson etc at least need 11k TP
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post Jun 13 2011, 01:58 PM

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Just made a request to update my Maybankard2 Statement Date.
It takes effect on the next billing cycle.

You need to select from a set of preset Statement Date.
sleepwalker_00
post Jun 13 2011, 02:26 PM

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If I swipe my mastercard at a restaurant, after a long time it doesn't reflect the transaction into my M2U, what should I do?
TSGen-X
post Jun 13 2011, 02:33 PM

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QUOTE(sleepwalker_00 @ Jun 13 2011, 02:26 PM)
If I swipe my mastercard at a restaurant, after a long time it doesn't reflect the transaction into my M2U, what should I do?
*
wait loh and hopefully it will never show up smile.gif
alex_cyw1985
post Jun 13 2011, 02:33 PM

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sometime immediately, sometime 1-2 days...
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post Jun 13 2011, 02:38 PM

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QUOTE(Gen-X @ Jun 13 2011, 02:33 PM)
wait loh and hopefully it will never show up smile.gif
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If never show up, means it is free? LOL

Does it happen before??
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post Jun 13 2011, 02:39 PM

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QUOTE(Gen-X @ Jun 13 2011, 02:33 PM)
wait loh and hopefully it will never show up smile.gif
*
Totally agree... everytime I swipe my CC, I wish very hard it won't turn up on my statement brows.gif brows.gif icon_idea.gif sweat.gif
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post Jun 13 2011, 04:28 PM

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if my annual income is before 30k, will i still be eligible to apply for the Gold card?

my annual income is 26k...
mletee
post Jun 13 2011, 04:31 PM

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QUOTE(saru88 @ Jun 13 2011, 04:28 PM)
if my annual income is before 30k, will i still be eligible to apply for the Gold card?

my annual income is 26k...
*
just have a try to apply it..the decision is on maybank site smile.gif
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post Jun 13 2011, 04:32 PM

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QUOTE(mletee @ Jun 13 2011, 04:31 PM)
just have a try to apply it..the decision is on maybank site smile.gif
*
yeah, was thinkin about the same oso... just to make sure they will layan la.. if below 30k they dun layan at all, then no point lor...
where u guys normally go apply?
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post Jun 13 2011, 04:34 PM

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hey guys, quick question...

I wanna confirm this with you - according to maybank customer service, using Amex overseas will incur a 2.5% admin charge for conversion EXCEPT for USD.

Does this mean that if I purchase stuff online, and also on the apple app store with my Amex (in USD) it will not incur 2.5% charges?

I'd like to link my paypal and itunes account to my Amex if there's no 2.5% charge, but if there is, then screw it...

Thanks!
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post Jun 13 2011, 05:13 PM

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QUOTE(saru88 @ Jun 13 2011, 04:32 PM)
yeah, was thinkin about the same oso... just to make sure they will layan la.. if below 30k they dun layan at all, then no point lor...
where u guys normally go apply?
*
if u wan fast better go and apply at Maybank 1 Utama credit card center..that place u can know ur result very fast..either ok or reject smile.gif
Gilthoniel
post Jun 13 2011, 05:32 PM

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ok I called Amex hotline. there's a charge of 2.5% no matter what as long as it's not RM.

I want to link my Paypal to my Amex since I can pay for GSC via paypal, and earn 5x points... since that trasaction is in RM, there will be no charge right?

Another thing, the girl on MBB hotline told me that my MBB2 mastercard platinum is eligible for 2x TP for overseas transaction but I've seen some taikors here post that its only 1x... what gives?

funny how all these customer service people have different ideas and knowledge
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post Jun 13 2011, 07:22 PM

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QUOTE(Gen-X @ Jun 13 2011, 03:33 PM)
wait loh and hopefully it will never show up smile.gif
*
i swiped at tesco, after 7 days only appeared in M2U, 1st time faced this
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post Jun 13 2011, 07:25 PM

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QUOTE(Gilthoniel @ Jun 13 2011, 05:32 PM)
ok I called Amex hotline. there's a charge of 2.5% no matter what as long as it's not RM.

I want to link my Paypal to my Amex since I can pay for GSC via paypal, and earn 5x points... since that trasaction is in RM, there will be no charge right?

Another thing, the girl on MBB hotline told me that my MBB2 mastercard platinum is eligible for 2x TP for overseas transaction but I've seen some taikors here post that its only 1x... what gives?

funny how all these customer service people have different ideas and knowledge
*
CS always bs yawn.gif
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post Jun 13 2011, 08:30 PM

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Joke over
Overseas transactions using Maybankard2 AMEX gets 5X TreatsPoints.... Very very confirm
cool2.gif

This post has been edited by ronnie: Jun 14 2011, 07:37 AM
SUSDavid83
post Jun 13 2011, 08:34 PM

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QUOTE(ronnie @ Jun 13 2011, 08:30 PM)
overseas transactions using Maybankard2 AMEX on weekdays is 1X, weekends is 5X.... Very very confirm
*
Really? That is quite shocking.
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post Jun 13 2011, 08:41 PM

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QUOTE(ronnie @ Jun 13 2011, 08:30 PM)
overseas transactions using Maybankard2 AMEX on weekdays is 1X, weekends is 5X.... Very very confirm
*
are u sure, i tot M2 Amex always 5X TP, no matter where
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post Jun 13 2011, 10:12 PM

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QUOTE(Gilthoniel @ Jun 13 2011, 05:32 PM)
funny how all these customer service people have different ideas and knowledge
*
It is widely known that CS in MBB is one of the worst. They do not even know their product range and ongoing promotions.


QUOTE(ronnie @ Jun 13 2011, 08:30 PM)
overseas transactions using Maybankard2 AMEX on weekdays is 1X, weekends is 5X.... Very very confirm
*
Eh...what are you talking about? It is 5x TPs for all transactions, regardless of when and where you swipe the cards. I guess you are confused with the 5% cash back on weekend.
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post Jun 13 2011, 10:54 PM

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Ronnie, I hv to disagree. It's confrmed 5x tp every time, everywhere, but cash back is only on weekends, everywhere too. I've asked this every time I talked to a CS, even an Amex CS as well

But CS said, mbb2 platinum can get2x TP too for MasterCard/visa like the normal platinum, for overseas transaction... But gen x mentioned before that's not possible... So not too sure.
xphossis
post Jun 13 2011, 11:02 PM

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Wanna ask all those that apply, do u really have to provide 2 months payslip?

1 month not sufficient?
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post Jun 13 2011, 11:08 PM

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ronnie just playing with us, haha


QUOTE(Gilthoniel @ Jun 13 2011, 10:54 PM)
But CS said, mbb2 platinum can get2x TP too for MasterCard/visa like the normal platinum, for overseas transaction... But gen x mentioned before that's not possible... So not too sure.
*
Really ar? In that case time to cancel my MBB Plat.

This post has been edited by Gen-X: Jun 13 2011, 11:11 PM
fruitie
post Jun 13 2011, 11:11 PM

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QUOTE(xphossis @ Jun 13 2011, 11:02 PM)
Wanna ask all those that apply, do u really have to provide 2 months payslip?

1 month not sufficient?
*
Maybank called to offer me so I didn't need to provide any documentation. smile.gif
I think 2 months will be ideal.
1 month can't be adequate. smile.gif

This post has been edited by fruitie: Jun 13 2011, 11:12 PM
tanch78
post Jun 13 2011, 11:19 PM

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QUOTE(fruitie @ Jun 13 2011, 11:11 PM)
Maybank called to offer me so I didn't need to provide any documentation. smile.gif
I think 2 months will be ideal.
1 month can't be adequate. smile.gif
*
So did you manage to buy 100 over tickets from GSC MV yesterday morning? No many people right?
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post Jun 13 2011, 11:29 PM

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QUOTE(tanch78 @ Jun 13 2011, 11:19 PM)
So did you manage to buy 100 over tickets from GSC MV yesterday morning? No many people right?
*
Transformers 3 tickets also not yet on sales. sweat.gif
saru88
post Jun 13 2011, 11:34 PM

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aiyo... i really wish to apply for this card, but annual income is below 30k... i duno how... sad.gif

they called me once, but i rejected it cuz that time i was still jobless...
tanch78
post Jun 13 2011, 11:34 PM

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QUOTE(fruitie @ Jun 13 2011, 11:29 PM)
Transformers 3 tickets also not yet on sales. sweat.gif
*
Sorry my bad.
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post Jun 13 2011, 11:36 PM

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QUOTE(Gen-X @ Jun 13 2011, 11:08 PM)
ronnie just playing with us, haha
Really ar? In that case time to cancel my MBB Plat.
*
Bro, so mbb2 plat got same 2x overseas TP also?
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post Jun 13 2011, 11:47 PM

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QUOTE(Gilthoniel @ Jun 13 2011, 11:36 PM)
Bro, so mbb2 plat got same 2x overseas TP also?
*
I got no idea Bro, it was you who mentioned it. But I can confirm MBB Plat yes because I just used it last month at SG ( which was damn stupid of me because I forgot my UOB give me 5X in SG). Maybe zenquix or Miles can confirm if MBB 2 also earn 2X for overseas.
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post Jun 13 2011, 11:51 PM

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QUOTE(Gen-X @ Jun 13 2011, 11:47 PM)
I got no idea Bro, it was you who mentioned it. But I can confirm MBB Plat yes because I just used it last month at SG ( which was damn stupid of me because I forgot my UOB give me 5X in SG). Maybe zenquix or Miles can confirm if MBB 2 also earn 2X for overseas.
*
Since I have the MBB Plat Visa, left my MBB2 Plat Visa at home (never carry it and MBB dont allow conversion) so cannot try... Confirm MBB Plat Visa (and MC) is x2 points overseas. MBB2 i recall is only x1 points for everything including petrol. Maybe time to shoot them an email?

If it is true, time to cancel.
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post Jun 14 2011, 07:38 AM

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Sorry for the "mis-informed joke".
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post Jun 14 2011, 09:24 AM

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QUOTE(saru88 @ Jun 13 2011, 11:34 PM)
aiyo... i really wish to apply for this card, but annual income is below 30k... i duno how... sad.gif

they called me once, but i rejected it cuz that time i was still jobless...
*
If they called you, means you've higher chance to get approved, due to no payslip is required.

This post has been edited by sleepwalker_00: Jun 14 2011, 09:30 AM
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post Jun 14 2011, 02:18 PM

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can use existing credit card to do the application rite? But i think need to look for those credit card booth rite?

or any agent here?
sleepwalker_00
post Jun 14 2011, 03:20 PM

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I have a question, if my statement date is today, when will I receive my statement copy from Maybank?
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post Jun 14 2011, 03:36 PM

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QUOTE(sleepwalker_00 @ Jun 14 2011, 03:20 PM)
I have a question, if my statement date is today, when will I receive my statement copy from Maybank?
*
Online should be tomorrow. Snail mail, wait postman deliver in 2-3 days.

ronnie
post Jun 14 2011, 03:54 PM

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QUOTE(sleepwalker_00 @ Jun 14 2011, 03:20 PM)
I have a question, if my statement date is today, when will I receive my statement copy from Maybank?
*
Based on my experience,
Fastest : Next working day
Slowest : 4 Working days
sleepwalker_00
post Jun 14 2011, 04:00 PM

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QUOTE(ronnie @ Jun 14 2011, 03:54 PM)
Based on my experience,
Fastest : Next working day
Slowest : 4 Working days
*
Oic, thanks...until today, my M2U still not showing the statement date and payment due date... blink.gif
ronnie
post Jun 14 2011, 04:02 PM

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QUOTE(sleepwalker_00 @ Jun 14 2011, 04:00 PM)
Oic, thanks...until today, my M2U still not showing the statement date and payment due date... blink.gif
*
Call the Customer CS to enquire Statement Date lah... can also request for changing.
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post Jun 14 2011, 04:29 PM

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QUOTE(sleepwalker_00 @ Jun 14 2011, 09:24 AM)
If they called you, means you've higher chance to get approved, due to no payslip is required.
*
I've even sent the form to them through snail mail since last friday... until today i still got no news from them... sad.gif
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post Jun 14 2011, 04:42 PM

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interesting, that we cant check our proper stateement online (without agreeing to the online statement), unlike other bank.

This post has been edited by andyfriends: Jun 14 2011, 05:09 PM
ksc_3688
post Jun 14 2011, 06:49 PM

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got my 2 card approved today... thinking should i cancel my gold amex CC or not?


TSGen-X
post Jun 14 2011, 06:55 PM

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QUOTE(ksc_3688 @ Jun 14 2011, 06:49 PM)
got my 2 card approved today... thinking should i cancel my gold amex CC or not?
*
well, really no point in keeping the AMEX Gold. Go convert whatever MR points you have to Cash and use it up and then cancel it.
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post Jun 14 2011, 07:10 PM

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QUOTE(ksc_3688 @ Jun 14 2011, 06:49 PM)
got my 2 card approved today... thinking should i cancel my gold amex CC or not?
*
I converted all the MR (200 MR = RM1 at that time) to settle CC statement, paid up the rest, and then canceled it already.

tanch78
post Jun 14 2011, 07:15 PM

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QUOTE(cute_boboi @ Jun 14 2011, 07:10 PM)
I converted all the MR (200 MR = RM1 at that time) to settle CC statement, paid up the rest, and then canceled it already.
*
You mean we can convert MR to cash too??? Can you tell me how to go about it?
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post Jun 15 2011, 09:01 AM

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Just to update, I renewed my Auto Insurance using Etiqa phone on Saturday, but the actual transaction was only done on Monday (confirmed by the CS and transaction listing), so I don't think its possible to get the 5% Weekend Rebate for it mad.gif
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post Jun 15 2011, 09:02 AM

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QUOTE(Gen-X @ Jun 14 2011, 06:55 PM)
well, really no point in keeping the AMEX Gold. Go convert whatever MR points you have to Cash and use it up and then cancel it.
*
That's the best plan I guess. Will use the MR points to pay my this month statement before I cancel it.

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post Jun 15 2011, 09:08 AM

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QUOTE(xjeez @ Jun 15 2011, 09:01 AM)
Just to update, I renewed my Auto Insurance using Etiqa phone on Saturday, but the actual transaction was only done on Monday (confirmed by the CS and transaction listing), so I don't think its possible to get the 5% Weekend Rebate for it  mad.gif
*
lol, same as mine. did u receive the softcopy via email already ? i havent receive it yet
sleepwalker_00
post Jun 15 2011, 09:49 AM

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QUOTE(xjeez @ Jun 15 2011, 09:01 AM)
Just to update, I renewed my Auto Insurance using Etiqa phone on Saturday, but the actual transaction was only done on Monday (confirmed by the CS and transaction listing), so I don't think its possible to get the 5% Weekend Rebate for it  mad.gif
*
As I know, Etiqa branches close on weekends.
mletee
post Jun 15 2011, 10:01 AM

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QUOTE(xjeez @ Jun 15 2011, 09:01 AM)
Just to update, I renewed my Auto Insurance using Etiqa phone on Saturday, but the actual transaction was only done on Monday (confirmed by the CS and transaction listing), so I don't think its possible to get the 5% Weekend Rebate for it  mad.gif
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just earn the points enough d tongue.gif
cute_boboi
post Jun 15 2011, 10:06 AM

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QUOTE(tanch78 @ Jun 14 2011, 07:15 PM)
You mean we can convert MR to cash too??? Can you tell me how to go about it?
*
Just call Amex (not MBB) CS tel. Tell them "Please help me convert my MR to cash", which they will credit into your CC account to offset any balance of payment. This may take several days, so plan in advance, convert it, pay remaining balance yourself, then only cancel it.

Edit: This should be in Amex thread, cause it is MR, not TP.


This post has been edited by cute_boboi: Jun 15 2011, 10:07 AM
Titan_Gunners
post Jun 15 2011, 10:06 AM

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Used 10k treat points to offset GST.
MBB took 2 weeks to get it done.
Ms Sim
post Jun 15 2011, 10:25 AM

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QUOTE(Titan_Gunners @ Jun 15 2011, 10:06 AM)
Used 10k treat points to offset GST.
MBB took 2 weeks to get it done.
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wah.. need 2 weeks just to offset the gst.. so "efficient" are them..
saikua
post Jun 15 2011, 10:29 AM

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QUOTE(Gilthoniel @ Jun 13 2011, 04:34 PM)
hey guys, quick question...

I wanna confirm this with you - according to maybank customer service, using Amex overseas will incur a 2.5% admin charge for conversion EXCEPT for USD.

Does this mean that if I purchase stuff online, and also on the apple app store with my Amex (in USD) it will not incur 2.5% charges?

I'd like to link my paypal and itunes account to my Amex if there's no 2.5% charge, but if there is, then screw it...

Thanks!
*
Just FYI la...

Went to singapore on the weekend. signed for 2 transaction

One using Amex

13-Jun-2011 10-Jun-2011 xxxx S$360.00 RM908.58 exchange rate = $2.5238

Then one using Mastercard (cuz they had 15% off for Mastercard, that's why use this instead of Amex)

14-Jun-2011 11-Jun-2011 HRC SENTOSA SINGAPORE SG S$164.15 RM405.74 exchange rate = $2.4717

On the same weekend did a transfer of $ to a US Paypal account. Paypal - Paypal (charge to Amex)

14-Jun-2011 13-Jun-2011 PAYPAL USA US US$206.15 RM639.71 exchange rate = $3.1031


Money changer exchange rate is S$ = $2.462 and USD = $3.025 Wawasan

Bank charges are usually abit higher.

Also... Mastercard gives a better exchange rate. could that be the 2.5%?



Titan_Gunners
post Jun 15 2011, 10:29 AM

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QUOTE(Ms Sim @ Jun 15 2011, 10:25 AM)
wah.. need 2 weeks just to offset the gst.. so "efficient" are them..
*
They will deduct your TP immediatelly, but take time to credit RM50 to your acc, haha..
mletee
post Jun 15 2011, 10:34 AM

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QUOTE(saikua @ Jun 15 2011, 10:29 AM)
Just FYI la...

Went to singapore on the weekend. signed for 2 transaction

One using Amex

13-Jun-2011  10-Jun-2011  xxxx S$360.00  RM908.58  exchange rate = $2.5238

Then one using Mastercard (cuz they had 15% off for Mastercard, that's why use this instead of Amex)

14-Jun-2011  11-Jun-2011  HRC SENTOSA SINGAPORE SG  S$164.15  RM405.74    exchange rate = $2.4717

On the same weekend did a transfer of $ to a US Paypal account. Paypal - Paypal (charge to Amex)

14-Jun-2011  13-Jun-2011  PAYPAL USA US  US$206.15  RM639.71  exchange rate = $3.1031
Money changer exchange rate is S$ = $2.462 and USD = $3.025 Wawasan

Bank charges are usually abit higher.

Also... Mastercard gives a better exchange rate. could that be the 2.5%?
*
nice info..means visa and mastercard charge not much also..very good
zenquix
post Jun 15 2011, 10:42 AM

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QUOTE(saikua @ Jun 15 2011, 10:29 AM)
Just FYI la...

Went to singapore on the weekend. signed for 2 transaction

One using Amex

13-Jun-2011  10-Jun-2011  xxxx S$360.00  RM908.58  exchange rate = $2.5238

Then one using Mastercard (cuz they had 15% off for Mastercard, that's why use this instead of Amex)

14-Jun-2011  11-Jun-2011  HRC SENTOSA SINGAPORE SG  S$164.15  RM405.74    exchange rate = $2.4717

On the same weekend did a transfer of $ to a US Paypal account. Paypal - Paypal (charge to Amex)

14-Jun-2011  13-Jun-2011  PAYPAL USA US  US$206.15  RM639.71  exchange rate = $3.1031
Money changer exchange rate is S$ = $2.462 and USD = $3.025 Wawasan

Bank charges are usually abit higher.

Also... Mastercard gives a better exchange rate. could that be the 2.5%?
*
is this the MBB2 cards? did you get 2x treatpoints for the Mastercard or only 1x for the above transaction?
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post Jun 15 2011, 10:43 AM

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I Want iPad 2 Contest Winners

Winners list from 29 April - 8 May 2011

29 April 2011 Azean Azlina Bt Mudzakir XXXX XXXX 3390 0029
30 April 2011 Roger Standley Keith XXXX XXXX 6002 6560
1 May 2011 Lim Moy Tiang XXXX XXXX 3263 8145
2 May 2011 Jaspal Singh XXXX XXXX 3002 6196
3 May 2011 Puan Lay Ping XXXX XXXX 3006 4184
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5 May 2011 Lim Wei Eng XXXX XXXX 3533 2510
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7 May 2011 Ruzanna Bt Ridzuan XXXX XXXX 3107 5755
8 May 2011 Noor Aini Bt Bagis XXXX XXXX 3364 5495


mletee
post Jun 15 2011, 11:09 AM

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QUOTE(ronnie @ Jun 15 2011, 10:43 AM)
I Want iPad 2 Contest Winners

Winners list from 29 April - 8 May 2011

29 April 2011 Azean Azlina Bt Mudzakir XXXX XXXX 3390 0029
30 April 2011 Roger Standley Keith XXXX XXXX 6002 6560
1 May 2011 Lim Moy Tiang XXXX XXXX 3263 8145
2 May 2011 Jaspal Singh XXXX XXXX 3002 6196
3 May 2011 Puan Lay Ping XXXX XXXX 3006 4184
4 May 2011 Tan Teck Soon XXXX XXXX 3536 4670
5 May 2011 Lim Wei Eng XXXX XXXX 3533 2510
6 May 2011 Kuan Eng Guan XXXX XXXX 3007 0067
7 May 2011 Ruzanna Bt Ridzuan XXXX XXXX 3107 5755
8 May 2011 Noor Aini Bt Bagis XXXX XXXX 3364 5495
*
any forumer win this? :S
saikua
post Jun 15 2011, 11:12 AM

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QUOTE(zenquix @ Jun 15 2011, 10:42 AM)
is this the MBB2 cards? did you get 2x treatpoints for the Mastercard or only 1x for the above transaction?
*
for Mastercard i got x1 and for Amex got x5

did some calculation

14-Jun-2011 13-Jun-2011 PAYPAL USA US US$206.15 RM639.71 exchange rate = $3.1031

Money changer exchange rate is USD = $3.025

if amex rate for RM639x5points = 3195points which is about RM15 value(~2100 = $10)

if money changer rate USD206.15 x 3.025 = RM623.60

so 639.71 (Amex rate) - 623.60 (moneychanger rate) = RM16.11

even if Amex is more expensive when it comes to exchange rate the TP kinda balance things up abit. so it's not really that bad.


gerrardling
post Jun 15 2011, 11:26 AM

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QUOTE(saikua @ Jun 15 2011, 11:12 AM)
for Mastercard i got x1 and for Amex got x5

did some calculation

14-Jun-2011  13-Jun-2011  PAYPAL USA US  US$206.15  RM639.71  exchange rate = $3.1031

Money changer exchange rate is  USD = $3.025

if amex rate  for RM639x5points = 3195points which is about RM15 value(~2100 = $10)

if money changer rate USD206.15 x 3.025 = RM623.60

so 639.71 (Amex rate) - 623.60 (moneychanger rate) = RM16.11

even if Amex is more expensive when it comes to exchange rate the TP kinda balance things up abit. so it's not really that bad.
*
if the transaction is on weekend, u got 5% rebate too, and it will be much better than the money changer rate

This post has been edited by gerrardling: Jun 15 2011, 11:45 AM
saikua
post Jun 15 2011, 11:27 AM

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quite true! never thought of that... smile.gif
mletee
post Jun 15 2011, 11:59 AM

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QUOTE(gerrardling @ Jun 15 2011, 11:26 AM)
if the transaction is on weekend, u got 5% rebate too, and it will be much better than the money changer rate
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but if over RM1000 edi also useless d..
santaclaus
post Jun 15 2011, 09:31 PM

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QUOTE(fruitie @ Jun 12 2011, 08:41 PM)
I was in Tropicana City Mall this afternoon and saw Maybankard 2 Cards booth was there. I saw free gifts too, too bad I'm probably too poor for them to approach to. They didn't approach me so I didn't know which free gift is that.  laugh.gif

Anybody who wants to try applying, maybe can drop by Tropicana City Mall. smile.gif
*
i oso frequent tcm as i stay nearby ... wanna apply but they oso never approach me sad.gif .... saw the gift bag demn big but i onli know inside got 1 angry bird kid bolster , other dunno.

btw i wanna ask about auto debit ... izzit any merchant can be fill in the form? i cant find the merchant list , any1 know whether hong leong assurance can onot?

tomolo try to walk slowly in front of the counter brows.gif if walk in n say i wanna apply like im desperate n if i submit my existing cc which used more than 2 yrs do i nid to submit income documents?

This post has been edited by santaclaus: Jun 15 2011, 09:33 PM
fruitie
post Jun 15 2011, 10:05 PM

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QUOTE(santaclaus @ Jun 15 2011, 09:31 PM)
i oso frequent tcm as i stay nearby ... wanna apply but they oso never approach me sad.gif .... saw the gift bag demn big but i onli know inside got 1 angry bird kid bolster , other dunno.

btw i wanna ask about auto debit ... izzit any merchant can be fill in the form? i cant find the merchant list , any1 know whether hong leong assurance can onot?

tomolo try to walk slowly in front of the counter  brows.gif  if walk in n say i wanna apply like im desperate n if i submit my existing cc which used more than 2 yrs do i nid to submit income documents?
*
They never approach you, you can approach them ma. smile.gif
They are more than happy to see that. laugh.gif
I didn't approach because I already have those cards. tongue.gif

Yes, for walk-in applications, you need to submit all the necessary documents. smile.gif
cyril85
post Jun 16 2011, 12:22 AM

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want to ask credit limit for amex & master is combine or seperate?

fruitie
post Jun 16 2011, 12:24 AM

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QUOTE(cyril85 @ Jun 16 2011, 12:22 AM)
want to ask credit limit for amex & master is combine or seperate?
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Combined.
Gilthoniel
post Jun 16 2011, 12:31 AM

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QUOTE(saikua @ Jun 15 2011, 10:29 AM)
Just FYI la...

Went to singapore on the weekend. signed for 2 transaction

One using Amex

13-Jun-2011  10-Jun-2011  xxxx S$360.00  RM908.58  exchange rate = $2.5238

Then one using Mastercard (cuz they had 15% off for Mastercard, that's why use this instead of Amex)

14-Jun-2011  11-Jun-2011  HRC SENTOSA SINGAPORE SG  S$164.15  RM405.74    exchange rate = $2.4717

On the same weekend did a transfer of $ to a US Paypal account. Paypal - Paypal (charge to Amex)

14-Jun-2011  13-Jun-2011  PAYPAL USA US  US$206.15  RM639.71  exchange rate = $3.1031
Money changer exchange rate is S$ = $2.462 and USD = $3.025 Wawasan

Bank charges are usually abit higher.

Also... Mastercard gives a better exchange rate. could that be the 2.5%?
*
The higher rate is due to the 2.5%. 2.47+2.5% = ~2.53
ace9a
post Jun 16 2011, 09:46 AM

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Just wondering, there no username password invovled when doing on9 transaction with amex? different with visa/mastercard? TQ

mletee
post Jun 16 2011, 09:51 AM

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QUOTE(ace9a @ Jun 16 2011, 09:46 AM)
Just wondering, there no username password invovled when doing on9 transaction with amex? different with visa/mastercard? TQ
*
almost alike mar..just that the code is 4 digits..
santaclaus
post Jun 16 2011, 10:20 AM

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QUOTE(fruitie @ Jun 15 2011, 10:05 PM)
They never approach you, you can approach them ma. smile.gif
They are more than happy to see that. laugh.gif
I didn't approach because I already have those cards. tongue.gif

Yes, for walk-in applications, you need to submit all the necessary documents. smile.gif
*
means if i apply thru the counter in TCM then no nid income document izzit? coz my income tax form not so accurate brows.gif u know wat i meant la chinaman company whistling.gif ......
mletee
post Jun 16 2011, 10:32 AM

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QUOTE(santaclaus @ Jun 16 2011, 10:20 AM)
means if i apply thru the counter in TCM then no nid income document izzit? coz my income tax form not so accurate  brows.gif  u know wat i meant la chinaman company  whistling.gif  ......
*
if u r working for ppl then no need income tax form wat..if it is ur own company only need..
jetjet
post Jun 16 2011, 11:11 AM

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hi guys..

i just got my credit card today.. but there is something that confuses me.

i was told that my statement is on 3rd of every month and i have to clear the outstanding bill before 23rd of the same month..

So if i spend using my credit card on 20-24/6, must i clear it on 23/6 or 23/7? I'm going oversea during that time.



TSGen-X
post Jun 16 2011, 11:21 AM

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QUOTE(santaclaus @ Jun 16 2011, 10:20 AM)
means if i apply thru the counter in TCM then no nid income document izzit? coz my income tax form not so accurate  brows.gif  u know wat i meant la chinaman company  whistling.gif  ......
*
QUOTE(mletee @ Jun 16 2011, 10:32 AM)
if u r working for ppl then no need income tax form wat..if it is ur own company only need..
*
you guys think you are smsing ar? hahaha

QUOTE(jetjet @ Jun 16 2011, 11:11 AM)
hi guys..

i just got my credit card today.. but there is something that confuses me.

i was told that my statement is on 3rd of every month and i have to clear the outstanding bill before 23rd of the same month..

So if i spend using my credit card on 20-24/6, must i clear it on 23/6 or 23/7? I'm going oversea during that time.
*
23/7 Just make sure you pay whatever is the Outstanding Balance stated in your Statement on 3rd June before 23 June.
ronnie
post Jun 16 2011, 11:22 AM

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QUOTE(jetjet @ Jun 16 2011, 11:11 AM)
hi guys..

i just got my credit card today.. but there is something that confuses me.

i was told that my statement is on 3rd of every month and i have to clear the outstanding bill before 23rd of the same month..

So if i spend using my credit card on 20-24/6, must i clear it on 23/6 or 23/7? I'm going oversea during that time.
*
Statement is generated every 3rd of the month which covers spending from 4th of previous month to the 3rd of the current month.
Eg.
3 Jun 2011 Statement is from 4 May 2011 to 3 Jun 2011, need to be paid by 23 Jun 2011
3 Jul 2011 Statement is from 4 Jun 2011 to 3 Jul 2011, need to be paid by 23 Jul 2011
iamsteven
post Jun 16 2011, 11:34 AM

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just got my card approved yesterday, waiting for them to send to Singapore branch for collection. Anyone apply in Singapore before and any idea how long it will reach in Singapore?
santaclaus
post Jun 16 2011, 11:37 AM

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no samseng la .... juz own small business ...
jetjet
post Jun 16 2011, 11:40 AM

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thanks for the clarification, Gen-X and ronnie.
TSGen-X
post Jun 16 2011, 11:54 AM

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QUOTE(santaclaus @ Jun 16 2011, 11:37 AM)
no samseng la .... juz own small business ...
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what samseng? what I meant was that some of you guys here post as if you are sending sms. You are not limited to the number of characters when posting here tongue.gif
santaclaus
post Jun 16 2011, 01:34 PM

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QUOTE(Gen-X @ Jun 16 2011, 11:54 AM)
what samseng? what I meant was that some of you guys here post as if you are sending sms. You are not limited to the number of characters when posting here tongue.gif
*
oh ... lol ... misunderstanding .... tonite try apply ... hopefully they gif me a plat wif decent credit limit .... last time stupid uob gaf me a cc with a limit of 1/3 of my existing cc .... make me demn pissed straight away cut n cancel ...
mletee
post Jun 16 2011, 06:14 PM

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QUOTE(Gen-X @ Jun 16 2011, 11:54 AM)
what samseng? what I meant was that some of you guys here post as if you are sending sms. You are not limited to the number of characters when posting here tongue.gif
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u mean i post too short msg or my sentences too many short words?? @@
fruitie
post Jun 16 2011, 06:40 PM

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QUOTE(mletee @ Jun 16 2011, 06:14 PM)
u mean i post too short msg or my sentences too many short words?? @@
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Too many short forms. It is difficult to be read. smile.gif
TSGen-X
post Jun 16 2011, 07:02 PM

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QUOTE(mletee @ Jun 16 2011, 06:14 PM)
u mean i post too short msg or my sentences too many short words?? @@
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I meant you should post with proper English spelling tongue.gif E.g. u = you and msg = message or did you meant msg = monosodium glutamate tongue.gif

This post has been edited by Gen-X: Jun 16 2011, 07:03 PM
beyond86
post Jun 16 2011, 08:10 PM

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QUOTE(Gen-X @ Jun 16 2011, 08:02 PM)
I meant you should post with proper English spelling  tongue.gif E.g. u = you and msg = message or did you meant msg = monosodium glutamate  tongue.gif
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+1
santaclaus
post Jun 16 2011, 08:16 PM

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juz came bek from 1u

first went to tropicana mall ... im not sure whether the mbb2 booth had closed or wat ... didnt c their banner anymore but then i notice there is some mbb2 application form on a small desk ... they r 3 sales ( look like fresh grad ) cahtting happily ... im standing damn close til i can c the form but they dun even bother to say hi to me ... this pissed me off then i think i rather go 1u maybankard centre ... even the hsbc booth beside this mbb2 oso notice im trying to apply a cc and they ask me "sir,would wanna try us?" .. but pity i said i had it ...

reach 1u ... no ppl inside .. so i straight away go to the cs , he told me must provide 2 mth salary slips + bank statement proving the amount doh.gif i said i got other cc more than 2 yrs oso kenot? he say mbb dun work tht way anymore , insist for documents ... after i asked he tell me cc limit usuallu 2x the monthly salary ... blink.gif .... now i feel i dunwan liao .... follow salary slip so low cry.gif
fruitie
post Jun 16 2011, 09:08 PM

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In fact Maybank offers me the same CL as my CIMB DA which actually was my last year's salary because I applied that time.
This year my salary has increased nearly 50% but Maybank still offers the same CL... About 3x my current salary. doh.gif

The only thing that attracts me is the AMEX card and the 5x TP as well as the 5% weekend discount really make me can't resist to have one.

If your other cards offer better privileges, then you may just discard the idea of having Maybankard 2 Gold or Platinum Cards.

This post has been edited by fruitie: Jun 16 2011, 09:10 PM
Aurora Boreali
post Jun 16 2011, 09:53 PM

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So guys, is the CL combined or what? Or each card gets its own CL?
SUSDavid83
post Jun 16 2011, 09:54 PM

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QUOTE(Aurora Boreali @ Jun 16 2011, 09:53 PM)
So guys, is the CL combined or what? Or each card gets its own CL?
*
All cards share the same allocated limit.
Aurora Boreali
post Jun 16 2011, 09:57 PM

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QUOTE(David83 @ Jun 16 2011, 09:54 PM)
All cards share the same allocated limit.
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Lol ok.. Then Maybank is damn stingy with their CL; It's only half of my CIMB Gold card CL.
chemistry
post Jun 16 2011, 10:15 PM

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QUOTE(Aurora Boreali @ Jun 16 2011, 09:57 PM)
Lol ok.. Then Maybank is damn stingy with their CL; It's only half of my CIMB Gold card CL.
*
But Maybank offers me 40% more CL than my DA Platinum. Can I say MBB generous?
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post Jun 16 2011, 11:29 PM

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QUOTE(chemistry @ Jun 16 2011, 10:15 PM)
But Maybank offers me 40% more CL than my DA Platinum. Can I say MBB generous?
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MBB's CL is the highest among all my cards. I think MBB is generous to me....
mletee
post Jun 17 2011, 12:29 AM

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QUOTE(Alec.Yong @ Jun 16 2011, 11:29 PM)
MBB's CL is the highest among all my cards. I think MBB is generous to me....
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I think depends 1 la..wan so much CL for Wat..wanna buy seriously ar?
Alec.Yong
post Jun 17 2011, 08:54 AM

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QUOTE(mletee @ Jun 17 2011, 12:29 AM)
I think depends 1 la..wan so much CL for Wat..wanna buy seriously ar?
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I am a heavy user. tongue.gif
I have spent over RM100K for the past six months. cool2.gif
gerrardling
post Jun 17 2011, 08:59 AM

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want high CL, better get cimb, hlb, citi or scb
fruitie
post Jun 17 2011, 09:05 AM

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This month I haven't swiped any of my cards. laugh.gif

It seems that I'm too busy to go out buying stuffs. tongue.gif
mletee
post Jun 17 2011, 09:07 AM

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QUOTE(fruitie @ Jun 17 2011, 09:05 AM)
This month I haven't swiped any of my cards. laugh.gif

It seems that I'm too busy to go out buying stuffs. tongue.gif
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it's a good sign then..hahahaha
Alec.Yong
post Jun 17 2011, 09:08 AM

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QUOTE(gerrardling @ Jun 17 2011, 08:59 AM)
want high CL, better get cimb, hlb, citi or scb
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I do have CIMB cards. Right now, my MBB's CL is higher than CIMB.. tongue.gif
fruitie
post Jun 17 2011, 09:11 AM

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QUOTE(mletee @ Jun 17 2011, 09:07 AM)
it's a good sign then..hahahaha
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Yes, definitely a good sign. laugh.gif
If I really don't swipe my M2G Cards this month, will my cash rebate from May get carried forward to July?
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post Jun 17 2011, 09:16 AM

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QUOTE(fruitie @ Jun 17 2011, 09:11 AM)
Yes, definitely a good sign. laugh.gif
If I really don't swipe my M2G Cards this month, will my cash rebate from May get carried forward to July?
*
The 5% Weekend Rebate is creditted monthly (posted 2nd of each month), whether you use the card in the next month or not.
santaclaus
post Jun 17 2011, 09:59 AM

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if limit too low not enuf for me le ... in case emergency somemore ... hafta got backup ma ... im keeping 2 cards from 2 banks onli ... dunwan keep so many ...

now im using scb justone ... juz tht the rebate oledi max out in less than 6 mths ... so now wanna find another cc gif good rebates to save more brows.gif

cimb kenot , my wife work thr , got bafia act

hlb , pui hau sui bank , banned

citibank , i saw the platinum cash back like not really that good , the capped the petrol to rm600 , although other doesnt cap , they onli offer 2% for phamarceutical n grocery 2% , other 0.3% ( waffak so low ) .... i dun spend much on grocery coz we seldom cook , onli 2 ppl in the house , n thank god my health is ok so i dun need to spend much in pharmacy ... so no point getting this card. b4 this i used citibank shell , i can say my usage are fairly good at least average more than 1k pm , good payment never late , n when i call to waive my annual fee , they say onli if i take a personal loan then they waive for me , wtf is tht? y force me pay u interest for a loan i dun need? at the end cancel oso.

ocbc , quite suitable for me , but capped rm50 pm.

arghhhh , i stil wan the mbb2 amex , da best so far cry.gif
ck_tonny
post Jun 17 2011, 10:25 AM

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I received my 10k TP yesterday for application of MBB2 cards, thank you Maybank!
mletee
post Jun 17 2011, 10:47 AM

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QUOTE(ck_tonny @ Jun 17 2011, 10:25 AM)
I received my 10k TP yesterday for application of MBB2 cards, thank you Maybank!
*
now still got? how u get it? take how long for them to credited into ur account?
fruitie
post Jun 17 2011, 10:51 AM

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QUOTE(mletee @ Jun 17 2011, 10:47 AM)
now still got? how u get it? take how long for them to credited into ur account?
*
You don't have? I got mine during the first month with them.
It will be much better if there is TP transaction captured in M2U. tongue.gif
ck_tonny
post Jun 17 2011, 10:53 AM

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QUOTE(mletee @ Jun 17 2011, 10:47 AM)
now still got? how u get it? take how long for them to credited into ur account?
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Because I apply thru their invitation letter, TP credited 6 weeks after i get my cards.
WaCKy-Angel
post Jun 17 2011, 10:58 AM

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QUOTE(ck_tonny @ Jun 17 2011, 10:53 AM)
Because I apply thru their invitation letter, TP credited 6 weeks after i get my cards.
*
I dont get invitation letter...all i got is a "TQ" letter and my card ready for collection lol..
I didnt apply at all
rayfoo
post Jun 17 2011, 11:04 AM

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can anyone confirm if mbb 2 amex platinum credit card have free access to LCCT lounge?
mletee
post Jun 17 2011, 11:07 AM

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QUOTE(fruitie @ Jun 17 2011, 10:51 AM)
You don't have? I got mine during the first month with them.
It will be much better if there is TP transaction captured in M2U. tongue.gif
*
i don't have..coz i went to 1U cc to apply..@@ too bad..
ksc_3688
post Jun 17 2011, 11:09 AM

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QUOTE(rayfoo @ Jun 17 2011, 11:04 AM)
can anyone confirm if mbb 2 amex platinum credit card have free access to LCCT lounge?
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nop, dont have.
mletee
post Jun 17 2011, 11:13 AM

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QUOTE(rayfoo @ Jun 17 2011, 11:04 AM)
can anyone confirm if mbb 2 amex platinum credit card have free access to LCCT lounge?
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ya..don't have..
ck_tonny
post Jun 17 2011, 11:35 AM

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QUOTE(WaCKy-Angel @ Jun 17 2011, 10:58 AM)
I dont get invitation letter...all i got is a "TQ" letter and my card ready for collection lol..
I didnt apply at all
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I see, then do they offer you something in return?
WaCKy-Angel
post Jun 17 2011, 11:39 AM

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QUOTE(ck_tonny @ Jun 17 2011, 11:35 AM)
I see, then do they offer you something in return?
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Nope... I just emailed to them..lets wait for a response atleast 1-2 weeks lol
mletee
post Jun 17 2011, 11:41 AM

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QUOTE(WaCKy-Angel @ Jun 17 2011, 11:39 AM)
Nope... I just emailed to them..lets wait for a response atleast 1-2 weeks lol
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hahaha..u edi used for the slow responce from mbb cs..
WaCKy-Angel
post Jun 17 2011, 02:55 PM

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QUOTE(mletee @ Jun 17 2011, 11:41 AM)
hahaha..u edi used for the slow responce from mbb cs..
*
Yeah i got used to it liao....
I prefer email instead of calling atleast they response and i have black & white to refer..
mletee
post Jun 17 2011, 03:11 PM

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QUOTE(WaCKy-Angel @ Jun 17 2011, 02:55 PM)
Yeah i got used to it liao....
I prefer email instead of calling atleast they response and i have black & white to refer..
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sounds like office email..hahaha..cc here and there..
whojen
post Jun 17 2011, 05:51 PM

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Right now. Love using M2u 2 card amex

1) Amex - Starbucks! - in my statement so many starbucks record now! hahahah

ronnie
post Jun 17 2011, 05:57 PM

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Our Maybankard2 AMeX entitled to join the contest to win
1. Lexus CT 200h car, when spend RM15000 from 17 June to 24 September 2011
2. Sony Bravia TVs, when spend RM200 in a single receipt

T&C: http://www.americanexpress.com.my/cms_uplo...p%20&%20Win.pdf

This post has been edited by ronnie: Jun 17 2011, 11:38 PM
kei18kun
post Jun 17 2011, 07:02 PM

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how to check how much credit left in maybank2u? thanks
ck_tonny
post Jun 17 2011, 07:05 PM

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QUOTE(kei18kun @ Jun 17 2011, 07:02 PM)
how to check how much credit left in maybank2u? thanks
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As far as i know, we cannot check available credit in M2U, unlike CIMB clicks and citi online.
kei18kun
post Jun 17 2011, 07:33 PM

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thanks for the reply, seems like need to make a call then smile.gif
mletee
post Jun 17 2011, 10:01 PM

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QUOTE(ronnie @ Jun 17 2011, 05:57 PM)
Does our Maybankard2 AMeX entitled to join the contest to win Lexus car and Sony Bravia TVs, when spend RM200 in a single receipt????
*
what is this? auto join contest?
Human Nature
post Jun 17 2011, 10:28 PM

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QUOTE(mletee @ Jun 17 2011, 10:01 PM)
what is this? auto join contest?
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Yes, entitled to join.
Just spend over RM15k and auto eligible.
mletee
post Jun 17 2011, 11:27 PM

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QUOTE(Human Nature @ Jun 17 2011, 10:28 PM)
Yes, entitled to join.
Just spend over RM15k and auto eligible.
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@@ 15k is pretty much for personal spend..
Human Nature
post Jun 18 2011, 01:15 AM

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well, just look at the prizes..wont be easy to grab
guanteik
post Jun 18 2011, 12:02 PM

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QUOTE(Human Nature @ Jun 18 2011, 01:15 AM)
well, just look at the prizes..wont be easy to grab
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Agree with you...
whojen
post Jun 19 2011, 12:48 AM

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buy house
12 swipes ? haha
dopp
post Jun 19 2011, 10:31 AM

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To find a place to spend 15k on amex is tougher

QUOTE(mletee @ Jun 17 2011, 11:27 PM)
@@ 15k is pretty much for personal spend..
*
ronnie
post Jun 19 2011, 11:51 AM

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QUOTE(dopp @ Jun 19 2011, 10:31 AM)
To find a place to spend 15k on amex is tougher
*
Buy a RM150k car lah... pay 10% via CC.
Human Nature
post Jun 19 2011, 12:11 PM

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can be spread over several transaction to reach the 15k lah..
Malvo
post Jun 19 2011, 07:18 PM

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QUOTE(ck_tonny @ Jun 17 2011, 10:25 AM)
I received my 10k TP yesterday for application of MBB2 cards, thank you Maybank!
*
waited for 10weeks still not credited to my account.. rclxub.gif shakehead.gif mad.gif
mletee
post Jun 19 2011, 11:22 PM

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QUOTE(Malvo @ Jun 19 2011, 07:18 PM)
waited for 10weeks still not credited to my account.. rclxub.gif  shakehead.gif  mad.gif
*
just wait..u should used to their slow slow responce..hahhaa
fruitie
post Jun 19 2011, 11:31 PM

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I think 10 weeks really needs to ask already if you were promised earlier... sweat.gif

Mine was credited less than a month without me knowing that I was eligible. sweat.gif
maniaci
post Jun 19 2011, 11:50 PM

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guys.. need urs advise..

QUOTE
Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements


i already work 1 years and last 3 month salary ( mean for last3 month my salary are 2.6k+ compare to 9 months with are below 2.5k+)

so do i eligible to apply for maybankard 2 GOLD?? as the requirement is annual income RM 30k (2.5k permonth)


how about BE form with official tax receipt?? do i need to provide it as when i do my income tax last april..my salary still below 2.5k and that time i only worked around 6-7 month..so total annual income in the form not even reach RM 30k..

any advise regarding this??? sweat.gif sweat.gif
mletee
post Jun 19 2011, 11:57 PM

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QUOTE(maniaci @ Jun 19 2011, 11:50 PM)
guys.. need urs advise..
i already work 1 years and last 3 month salary ( mean for last3 month my salary are 2.6k+ compare to 9 months with are below 2.5k+)

so do i eligible to apply for maybankard 2 GOLD?? as the requirement is annual income RM 30k (2.5k permonth)
how about BE form with official tax receipt?? do i need to provide it as when i do my income tax last april..my salary still below 2.5k and that time i only worked around 6-7 month..so total annual income in the form not even reach RM 30k..

any advise regarding this??? sweat.gif  sweat.gif
*
no need BE form..just salary slip is enough..BE form for self employment..
maniaci
post Jun 20 2011, 12:12 AM

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QUOTE(mletee @ Jun 19 2011, 11:57 PM)
no need BE form..just salary slip is enough..BE form for self employment..
*
oo.. thanx

so i juz need to give them

* Copy of NRIC (both sides)
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements

how long the approval process and actually when we can get our card??
Malvo
post Jun 20 2011, 12:18 AM

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QUOTE(fruitie @ Jun 19 2011, 11:31 PM)
I think 10 weeks really needs to ask already if you were promised earlier... sweat.gif

Mine was credited less than a month without me knowing that I was eligible. sweat.gif
*
2 weeks ago called and asked d...but was requested to wait for another month for TP to credit in, haiz... doh.gif
sleepwalker_00
post Jun 20 2011, 09:15 AM

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QUOTE(maniaci @ Jun 19 2011, 11:50 PM)
guys.. need urs advise..
i already work 1 years and last 3 month salary ( mean for last3 month my salary are 2.6k+ compare to 9 months with are below 2.5k+)

so do i eligible to apply for maybankard 2 GOLD?? as the requirement is annual income RM 30k (2.5k permonth)
how about BE form with official tax receipt?? do i need to provide it as when i do my income tax last april..my salary still below 2.5k and that time i only worked around 6-7 month..so total annual income in the form not even reach RM 30k..

any advise regarding this??? sweat.gif  sweat.gif
*
If you have Maybank savings account and your salary being banked in monthly by company, no payslip is required, cos Maybank can check your salary. smile.gif
romeo.alpha
post Jun 20 2011, 11:17 AM

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18th June 2011 - Will Sony Bravia 40" TV be mine?? rclxm9.gif icon_idea.gif whistling.gif
Attached Image

QUOTE(ronnie @ Jun 17 2011, 05:57 PM)
Our Maybankard2 AMeX entitled to join the contest to win
1. Lexus CT 200h car, when spend RM15000 from 17 June to 24 September 2011
2. Sony Bravia TVs, when spend RM200 in a single receipt

T&C: http://www.americanexpress.com.my/cms_uplo...p%20&%20Win.pdf
*
This post has been edited by romeo.alpha: Jun 20 2011, 11:19 AM
milentechie
post Jun 20 2011, 11:50 AM

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QUOTE(romeo.alpha @ Jun 20 2011, 11:17 AM)
18th June 2011 -  Will Sony Bravia 40" TV be mine??  rclxm9.gif  icon_idea.gif  whistling.gif
Attached Image
*
No such luck with me. I have never won anything (small or big) from bank contest and petrol contest. cry.gif
However, I still hoping to win something real BIG that will allow me to retire early. smile.gif tongue.gif
WaCKy-Angel
post Jun 20 2011, 11:50 AM

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QUOTE(romeo.alpha @ Jun 20 2011, 11:17 AM)
18th June 2011 -  Will Sony Bravia 40" TV be mine??  rclxm9.gif  icon_idea.gif  whistling.gif
Attached Image
*
What is Euromobil?
romeo.alpha
post Jun 20 2011, 01:21 PM

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http://www.audi.com.my/sea/brand/my/compan...nformation.html

Audi Service Centre in Glenmarie, Shah Alam..
http://www.euromobil.com.my

QUOTE(WaCKy-Angel @ Jun 20 2011, 11:50 AM)
What is Euromobil?
*
This post has been edited by romeo.alpha: Jun 20 2011, 02:30 PM
mletee
post Jun 20 2011, 02:01 PM

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QUOTE(maniaci @ Jun 20 2011, 12:12 AM)
oo.. thanx

so i juz need to give them

* Copy of NRIC (both sides)
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements

how long the approval process and actually when we can get our card??
*
depends..if u go 1U maybank card center then very fast..if u go for branches then i dunno..mayb 1 month tongue.gif
TSGen-X
post Jun 20 2011, 02:18 PM

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I just called MBB Platinum Services Tol Free line, somehow my son's name on his card is spelled wrongly. I don't know if that's my fault or MBB's. Anyway told the CS about it and she informed me they will sent a replacement in a week's time FOC. So I asked if I can also get a replacement AMEX since mine is first batch without the Platinum word, and the girl said YES. I asked if I will be charged and the girl said NO rclxm9.gif

I am getting to like MBB CS more and more smile.gif
dEviLs
post Jun 20 2011, 02:37 PM

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Has anyone receive a "invitation" from Golden Horse Health Sanctuary for a complimentary health screening and health management preview ?

it says that MBB card holder will also get a free buffet dinner and one night stay at the hotel..sounds too good to be true unsure.gif
zenquix
post Jun 20 2011, 02:51 PM

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QUOTE(dEviLs @ Jun 20 2011, 02:37 PM)
Has anyone receive a "invitation" from Golden Horse Health Sanctuary for a complimentary health screening and health management preview ?

it says that MBB card holder will also get a free buffet dinner and one night stay at the hotel..sounds too good to be true unsure.gif
*
got it. Yeah the dinner and stay is real but you have to go thru the 'preview' of their packages first. dinner is a voucher for saturdays night o nly. One night stay is for Sun-Thurs only valid for 2 months.
cyril85
post Jun 20 2011, 08:19 PM

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hi, want to ask online transaction on weekend has 5% rebate?
or need depend on the merchant?

example if i pay maxis, TNB, unifi using online on weekend, does it provide 5%?

if not then i think i will do auto billing is easy.
anyone know how to do auto billing without fill in the enroll form?
chemistry
post Jun 20 2011, 08:25 PM

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QUOTE(Gen-X @ Jun 20 2011, 02:18 PM)
I just called MBB Platinum Services Tol Free line, somehow my son's name on his card is spelled wrongly. I don't know if that's my fault or MBB's. Anyway told the CS about it and she informed me they will sent a replacement in a week's time FOC. So I asked if I can also get a replacement AMEX since mine is first batch without the Platinum word, and the girl said YES. I asked if I will be charged and the girl said NO rclxm9.gif

I am getting to like MBB CS more and more  smile.gif
*
Maybe you should only celebrate this after confirm don't have charge.
Heaven knows your M2 Amex pops up a "Replacement fee" tomorrow, then you gotta headache again.
wyen
post Jun 20 2011, 09:42 PM

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got my MBB gold card..both visa and mastercard. Does mastercard widely used than visa? because i will travel to asean countries soon and i need visa/mstercard?
TSGen-X
post Jun 20 2011, 10:09 PM

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QUOTE(chemistry @ Jun 20 2011, 08:25 PM)
Maybe you should only celebrate this after confirm don't have charge.
Heaven knows your M2 Amex pops up a "Replacement fee" tomorrow, then you gotta headache again.
*
I doubt they will charge me since the CS mentioned that it will be free. But then again, like you said, they may charge me for it. But never mind, Tol Free and can call and complain until they reverse it, haha. Wonder if our conversation was recorded? If call MBB marketing, conversation is recorded.

QUOTE(wyen @ Jun 20 2011, 09:42 PM)
got my MBB gold card..both visa and mastercard. Does mastercard widely used than visa? because i will travel to asean countries soon and i need visa/mstercard?
*
since you got both cards, take both of them when go you traveling and your problem solved unless the merchant don't accept both cards.
uhlaw
post Jun 20 2011, 10:41 PM

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QUOTE(Gen-X @ Jun 20 2011, 10:09 PM)
I doubt they will charge me since the CS mentioned that it will be free. But then again, like you said, they may charge me for it. But never mind, Tol Free and can call and complain until they reverse it, haha. Wonder if our conversation was recorded? If call MBB marketing, conversation is recorded.

*
I can confirm that Maybank wouldn't charge for replacement cards. I just got my replacement cards 2 weeks ago for Maybank 2 cards and Sony Visa. So, total 3 cards been replaced together at one time biggrin.gif
wyen
post Jun 20 2011, 11:28 PM

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QUOTE(Gen-X @ Jun 20 2011, 10:09 PM)
I doubt they will charge me since the CS mentioned that it will be free. But then again, like you said, they may charge me for it. But never mind, Tol Free and can call and complain until they reverse it, haha. Wonder if our conversation was recorded? If call MBB marketing, conversation is recorded.
since you got both cards, take both of them when go you traveling and your problem solved unless the merchant don't accept both cards.
*
sorry correction...i got amex and mastercard tongue.gif
amex i will use it on weekends for its rebates but is it encouraged to use mastercard during overseas? i mean does it widely used worldwide than visa? let say if i travel to thailand or cambodia?
hye
post Jun 21 2011, 05:59 AM

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QUOTE(wyen @ Jun 20 2011, 11:28 PM)
sorry correction...i got amex and mastercard tongue.gif
amex i will use it on weekends for its rebates but is it encouraged to use mastercard during overseas? i mean does it widely used worldwide than visa? let say if i travel to thailand or cambodia?
*
Read up Gen-X posts / blogs. It explains it all, he took all the pains to write the answers. At least show some appreciation for it by taking your effort to read it and coming in here taking a short cut to just ask. Question has been asked many times and continuously in the year since the MBB2 card was launched.
my_nickleo
post Jun 21 2011, 09:01 AM

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QUOTE(zenquix @ Jun 20 2011, 02:51 PM)
got it. Yeah the dinner and stay is real but you have to go thru the 'preview' of their packages first. dinner is a voucher for saturdays night o nly. One night stay is for Sun-Thurs only valid for 2 months.
*
That's mean the dinner voucher & free stay cannot use at same time? doh.gif
stacko
post Jun 21 2011, 12:04 PM

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QUOTE(zenquix @ Jun 20 2011, 02:51 PM)
got it. Yeah the dinner and stay is real but you have to go thru the 'preview' of their packages first. dinner is a voucher for saturdays night o nly. One night stay is for Sun-Thurs only valid for 2 months.
*
Anyone has gone through the "preview" to share the experience?

I do think that it will be OK to sit through the preview, but it will not be easy for you to say NO - they will pester, annoy or disturb you to buy their packages. I don't think it is so easy to enjoy the free dinner and stay.
dEviLs
post Jun 21 2011, 12:22 PM

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QUOTE(stacko @ Jun 21 2011, 12:04 PM)
Anyone has gone through the "preview" to share the experience?

I do think that it will be OK to sit through the preview, but it will not be easy for you to say NO - they will pester, annoy or disturb you to buy their packages. I don't think it is so easy to enjoy the free dinner and stay.
*
lol that's what playing in my mind too..though it says "no obligation" but you know la..sales being sales tongue.gif
sleepwalker_00
post Jun 21 2011, 12:48 PM

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May I know if I apply Standing Instruction(autopay) for my credit card, on the statement due date, it will deduct the statement balance or outstanding balance??
ronnie
post Jun 21 2011, 01:26 PM

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QUOTE(stacko @ Jun 21 2011, 12:04 PM)
Anyone has gone through the "preview" to share the experience?

I do think that it will be OK to sit through the preview, but it will not be easy for you to say NO - they will pester, annoy or disturb you to buy their packages. I don't think it is so easy to enjoy the free dinner and stay.
*
Just say NO and ask for your vouchers... then leave without looking back.
vin_ann
post Jun 21 2011, 01:51 PM

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QUOTE(sleepwalker_00 @ Jun 21 2011, 12:48 PM)
May I know if I apply Standing Instruction(autopay) for my credit card, on the statement due date, it will deduct the statement balance or outstanding balance??
*
statement balance = outstanding balance, right?

its either minimum amount or statement amount to pay.

if you apply for autopay, its will be auto deduct the full amount, unless you otherwise specific in your form.
sleepwalker_00
post Jun 21 2011, 02:07 PM

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QUOTE(vin_ann @ Jun 21 2011, 01:51 PM)
statement balance = outstanding balance, right?

its either minimum amount or statement amount to pay.

if you apply for autopay, its will be auto deduct the full amount, unless you otherwise specific in your form.
*
For example:

Statement date = 15 Jun
Statement due date = 5 July (autopay date)
Statement balance = RM1000 (spending before 15 Jun)
Outstanding balance = RM1500 (spend something today)


So it means the autopay will deduct RM1500 on 5 July? Or just deduct RM1000 and carry forward RM500 to the next billing?
mletee
post Jun 21 2011, 02:24 PM

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QUOTE(sleepwalker_00 @ Jun 21 2011, 02:07 PM)
For example:

Statement date      = 15 Jun
Statement due date = 5 July (autopay date)
Statement balance  = RM1000 (spending before 15 Jun)
Outstanding balance = RM1500 (spend something today)
So it means the autopay will deduct RM1500 on 5 July? Or just deduct RM1000 and carry forward RM500 to the next billing?
*
y dun u call maybank cs to ask and update over here @@
mletee
post Jun 21 2011, 02:52 PM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
*
what u mean?

we just bought online using the 4 digits number infront instead of 3 number behind..
tgeoklin
post Jun 21 2011, 05:50 PM

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QUOTE(mletee @ Jun 21 2011, 02:52 PM)
what u mean?

we just bought online using the 4 digits number infront instead of 3 number behind..
*
Amex cvc has always been the front 4 digit number, period! tongue.gif
dEviLs
post Jun 21 2011, 06:12 PM

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ok i have called the health sanctuary..the voucher for buffer and free stay is only given after attending the preview

and the free stay voucher can only be used from Sunday to Thursday
chemistry
post Jun 21 2011, 08:52 PM

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Treats Fair On-the-spot Credit Card Issuance

Apply and get a credit card issued on-the-spot so you can shop immediately. Get an exclusive travel bag when
you spend a minimum of RM50 on your newly approved Maybankard Credit Card at Treats Fair.
Terms and Conditions
* Instant credit card issuance is subject to approval
* Applicable to Malaysians and new customers only
* Documents required as follows:
1. Copy of your MyKad (both sides), supplementary applicants included
2. Latest 2 months salary slip OR
3. Latest EA form OR
4. Latest BE form with official tax receipt
5. For self-employed, copies of your Business Registration, latest 3 months’ bank statements and latest BE form with official tax receipt
6. For graduates, copy of degree certificate / professional qualification and employment letter or 1 month salary slip

Click here for details.
maniaci
post Jun 21 2011, 09:13 PM

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QUOTE(chemistry @ Jun 21 2011, 08:52 PM)
Treats Fair On-the-spot Credit Card Issuance

Apply and get a credit card issued on-the-spot so you can shop immediately. Get an exclusive travel bag when
you spend a minimum of RM50 on your newly approved Maybankard Credit Card at Treats Fair.
Terms and Conditions
* Instant credit card issuance is subject to approval
* Applicable to Malaysians and new customers only
* Documents required as follows:
1. Copy of your MyKad (both sides), supplementary applicants included
2. Latest 2 months salary slip OR
3. Latest EA form OR
4. Latest BE form with official tax receipt
5. For self-employed, copies of your Business Registration, latest 3 months’ bank statements and latest BE form with official tax receipt
6. For graduates, copy of degree certificate / professional qualification and employment letter or 1 month salary slip

Click here for details.
*
wut time its open??? not mention in the website.. sweat.gif sweat.gif
wyen
post Jun 21 2011, 09:16 PM

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QUOTE(hye @ Jun 21 2011, 05:59 AM)
Read up Gen-X posts / blogs. It explains it all, he took all the pains to write the answers. At least show some appreciation for it by taking your effort to read it and coming in here taking a short cut to just ask. Question has been asked many times and continuously in the year since the MBB2 card was launched.
*
i read it but did not mention answers of my questions. I'm asking on visa and mastercard of this MBB card.
uhlaw
post Jun 21 2011, 09:20 PM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
*
CVC for Amex CC is in front, and it consists of 4 digit tongue.gif

This post has been edited by uhlaw: Jun 21 2011, 09:21 PM
TSGen-X
post Jun 21 2011, 09:22 PM

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QUOTE(wyen @ Jun 21 2011, 09:16 PM)
i read it but did not mention answers of my questions. I'm asking on visa and mastercard of this MBB card.
*
Thank you for reading my blog. Well I mentioned that for shopping MC better since we get free gifts. Now, the thing is what is the diff in your case? You already got the MC in hand. If you worry so much, go get another Visa card and problem solved.

This post has been edited by Gen-X: Jun 21 2011, 09:23 PM
uhlaw
post Jun 21 2011, 09:25 PM

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It's that time of year again, the ever-popular Maybank Treats Fair is coming to town! Bigger, better and awesomely cooler than last years! 21-24 July.


Attached thumbnail(s)
Attached Image
wyen
post Jun 21 2011, 09:36 PM

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QUOTE(Gen-X @ Jun 21 2011, 09:22 PM)
Thank you for reading my blog. Well I mentioned that for shopping MC better since we get free gifts. Now, the thing is what is the diff in your case? You already got the MC in hand. If you worry so much, go get another Visa card and problem solved.
*
Thanks for yr advice GenX. Initially i applied for visa but in the end i got mastercard instead. I got these cards pre-approved since i'm MBB user so there's no forms required and it was handled by CS at Ipoh branch.
I was worried that mastercard cant be used in some countries cos the purpose i applied CC just for my overseas spending. Was thinking to apply UOB visa card....Lady's card? hmm.gif
fruitie
post Jun 21 2011, 10:59 PM

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QUOTE(uhlaw @ Jun 21 2011, 09:25 PM)
It's that time of year again, the ever-popular Maybank Treats Fair is coming to town! Bigger, better and awesomely cooler than last years! 21-24 July.
*
Must resist. laugh.gif
Last year went there and managed to come out in one piece probably because I didn't hold any Maybankard last year.
This year habis la. laugh.gif
mletee
post Jun 21 2011, 11:32 PM

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QUOTE(uhlaw @ Jun 21 2011, 09:25 PM)
It's that time of year again, the ever-popular Maybank Treats Fair is coming to town! Bigger, better and awesomely cooler than last years! 21-24 July.
*
what is inside? change stuff inside?
ronnie
post Jun 22 2011, 12:16 AM

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QUOTE(mletee @ Jun 21 2011, 11:32 PM)
what is inside? change stuff inside?
*
Redeem your TreatsPoints for many items not in the booklets at RM1 = 200 TreatsPoints
kei18kun
post Jun 22 2011, 12:16 AM

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QUOTE(wyen @ Jun 21 2011, 09:36 PM)
Thanks for yr advice GenX. Initially i applied for visa but in the end i got mastercard instead. I got these cards pre-approved since i'm MBB user so there's no forms required and it was handled by CS at Ipoh branch.
I was worried that mastercard cant be used in some countries cos the purpose i applied CC just for my overseas spending. Was thinking to apply UOB visa card....Lady's card?  hmm.gif
*
just get the visa and cancel the master, thats what i did although its the other way around for me


Added on June 22, 2011, 12:19 am
QUOTE(ronnie @ Jun 22 2011, 12:16 AM)
Redeem your TreatsPoints for many items not in the booklets at RM1 = 200 TreatsPoints
*
any special offer?

This post has been edited by kei18kun: Jun 22 2011, 12:19 AM
mletee
post Jun 22 2011, 01:24 AM

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QUOTE(ronnie @ Jun 22 2011, 12:16 AM)
Redeem your TreatsPoints for many items not in the booklets at RM1 = 200 TreatsPoints
*
such as what stuff?? never go before..
TSGen-X
post Jun 22 2011, 08:17 AM

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QUOTE(wyen @ Jun 21 2011, 09:36 PM)
Thanks for yr advice GenX. Initially i applied for visa but in the end i got mastercard instead. I got these cards pre-approved since i'm MBB user so there's no forms required and it was handled by CS at Ipoh branch.
I was worried that mastercard cant be used in some countries cos the purpose i applied CC just for my overseas spending. Was thinking to apply UOB visa card....Lady's card?  hmm.gif
*
I like you, worry too much and plan in advance, just like me tongue.gif I don't think you will face any major problems with merchants accepting MasterCard as most places that accept Visa also accept MasterCard.

As for UOB Lady's card, the overseas conversion rate is higher than MBB MC even with 2X UNIRinggit. Unless the card can save you money with the discount at a particular merchant in Malaysia or Singapore. But if you really want a UOB card, look at the new revamp One Card. Or alternatively get a UOB Debit Card to withdraw cash from ATM but you got to maintain RM500 in the account and there is a RM12 fee for overseas withdrawal.

MasterCard good for shopping, it's the official card for the Great Singapore Sale and Malaysia Mega Sale Carnival. click here to read my article.

This post has been edited by Gen-X: Jun 22 2011, 08:18 AM
WaCKy-Angel
post Jun 22 2011, 08:56 AM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
*
LOL u never use Amex b4 lor....

Btw where is the picture? lol i missed it....no more free shopping sad.gif
fruitie
post Jun 22 2011, 09:11 AM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
*
I just saw this LOL post. Guess, you have confused yourself with AMEX and VISA/MasterCard? tongue.gif
AMEX uses the four digits printed on the front side of the card. smile.gif
saab900
post Jun 22 2011, 10:21 AM

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i'm keen to apply Maybankard 2 Platinum Cards. if i were to apply online, or walk in, would i be entitled to 10k TP? or anyone can help me?
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post Jun 22 2011, 12:20 PM

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QUOTE(Gen-X @ Jun 22 2011, 08:17 AM)
I like you, worry too much and plan in advance, just like me  tongue.gif  I don't think you will face any major problems with merchants accepting MasterCard as most places that accept Visa also accept MasterCard.

As for UOB Lady's card, the overseas conversion rate is higher than MBB MC even with 2X UNIRinggit. Unless the card can save you money with the discount at a particular merchant in Malaysia or Singapore. But if you really want a UOB card, look at the new revamp One Card. Or alternatively get a UOB Debit Card to withdraw cash from ATM but you got to maintain RM500 in the account and there is a RM12 fee for overseas withdrawal.

MasterCard good for shopping, it's the official card for the Great Singapore Sale and Malaysia Mega Sale Carnival. click here to read my article.
*
that means visa has no usage at all? shall i apply to convert it to master instead sad.gif
janson_kaniaz
post Jun 22 2011, 12:31 PM

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fruitie, u bought the transformers tickets edi? just curious...
Aurora Boreali
post Jun 22 2011, 01:07 PM

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QUOTE(tgeoklin @ Jun 21 2011, 05:50 PM)
Amex cvc has always been the front 4 digit number, period!  tongue.gif
*
QUOTE(uhlaw @ Jun 21 2011, 09:20 PM)
CVC for Amex CC is in front, and it consists of 4 digit  tongue.gif
*
QUOTE(fruitie @ Jun 22 2011, 09:11 AM)
I just saw this LOL post. Guess, you have confused yourself with AMEX and VISA/MasterCard? tongue.gif
AMEX uses the four digits printed on the front side of the card. smile.gif
*
Hey guys. I just got my Maybank2cards today. Went to collect the card with another friend who also had his application approved.

We compared the 4 digits 'CVC' printed on the front of our AMEX cards; they're the same. On both our cards. It's 974x just like Maybank's illustration of the card.user posted image

We also noticed there're 3 digits at the back of the card that's not part of the card number embossed on the front. You know, at the position where Visa/Mastercard's CVC is printed. The bank staff told us that the 3 digits at the back are the CVC, not the one in front.

Confused now.

This post has been edited by Aurora Boreali: Jun 22 2011, 01:10 PM
fruitie
post Jun 22 2011, 01:15 PM

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Yes, that's right but for AMEX, it requires the front four digit for transaction instead of using the back 3 digit CVC. smile.gif

I bought my Dell laptop online and AMEX CS called me to verify on my card no. and the front four digit. smile.gif
zenquix
post Jun 22 2011, 01:19 PM

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QUOTE(Aurora Boreali @ Jun 22 2011, 01:07 PM)
Hey guys. I just got my Maybank2cards today. Went to collect the card with another friend who also had his application approved.

We compared the 4 digits 'CVC' printed on the front of our AMEX cards; they're the same. On both our cards. It's 974x just like Maybank's illustration of the card.user posted image

We also noticed there're 3 digits at the back of the card that's not part of the card number embossed on the front. You know, at the position where Visa/Mastercard's CVC is printed. The bank staff told us that the 3 digits at the back are the CVC, not the one in front.

Confused now.
*
Amex is using the front 4. Sadly I confirm that the number for most if not all MBB2 Plat cards from MBB share the same number 974x based on my comparison. It is as if it is a batch printing number
janson_kaniaz
post Jun 22 2011, 01:32 PM

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wow!

meaning if someone just got your amex card number and name, he/she can buy stuff edi...

dun even need to know the CVV since it's almost the same for everyone.
wat a security flaw!
SUSDavid83
post Jun 22 2011, 01:35 PM

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OMG ... this is extremely dangerous.
Aurora Boreali
post Jun 22 2011, 01:41 PM

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QUOTE(zenquix @ Jun 22 2011, 01:19 PM)
Amex is using the front 4. Sadly I confirm that the number for most if not all MBB2 Plat cards from MBB share the same number 974x based on my comparison. It is as if it is a batch printing number
*
Not just Plat I guess... My friend's and mine are Gold. EXACT same 'CVC' number all right.

QUOTE(janson_kaniaz @ Jun 22 2011, 01:32 PM)
wow!

meaning if someone just got your amex card number and name, he/she can buy stuff edi...

dun even need to know the CVV since it's almost the same for everyone.
wat a security flaw!
*
QUOTE(David83 @ Jun 22 2011, 01:35 PM)
OMG ... this is extremely dangerous.
*
Exactly... Don't let your statements lie around the house or anything. Shred the hell out of your statements.
Ms Sim
post Jun 22 2011, 04:41 PM

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sorry to ask a bit noob question, is it I only can call MBB CS during office hour?
mletee
post Jun 22 2011, 04:46 PM

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QUOTE(Aurora Boreali @ Jun 22 2011, 01:07 PM)
Hey guys. I just got my Maybank2cards today. Went to collect the card with another friend who also had his application approved.

We compared the 4 digits 'CVC' printed on the front of our AMEX cards; they're the same. On both our cards. It's 974x just like Maybank's illustration of the card.user posted image

We also noticed there're 3 digits at the back of the card that's not part of the card number embossed on the front. You know, at the position where Visa/Mastercard's CVC is printed. The bank staff told us that the 3 digits at the back are the CVC, not the one in front.

Confused now.
*
eh..wtf..means all ppl got the same number?
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post Jun 22 2011, 04:52 PM

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QUOTE(Ms Sim @ Jun 22 2011, 04:41 PM)
sorry to ask a bit noob question, is it I only can call MBB CS during office hour?
*
MBB CS is 24/7

Ms Sim
post Jun 22 2011, 05:31 PM

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QUOTE(zenquix @ Jun 22 2011, 04:52 PM)
MBB CS is 24/7
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thank you.. sorry for being noob..
TSGen-X
post Jun 22 2011, 05:34 PM

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QUOTE(Ms Sim @ Jun 22 2011, 04:41 PM)
sorry to ask a bit noob question, is it I only can call MBB CS during office hour?
*
No, it is not proper to use your company phone and time for personal gain, hahaha. Just kidding.


QUOTE(zenquix @ Jun 22 2011, 01:19 PM)
Amex is using the front 4. Sadly I confirm that the number for most if not all MBB2 Plat cards from MBB share the same number 974x based on my comparison. It is as if it is a batch printing number
*
yah it is the same when I compared mine (without the Platinum received in mid Feb) to my wife's Principal and Supp (both with Plat on the cards in late/early March) and my son's which he only received last month.

This post has been edited by Gen-X: Jun 22 2011, 05:39 PM
milentechie
post Jun 22 2011, 05:42 PM

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QUOTE(Gen-X @ Jun 22 2011, 05:34 PM)
No, it is not proper to use your company phone and time for personal gain, hahaha. Just kidding.
yah it is the same when I compared mine (without the Platinum received in mid Feb) to my wife's Principal and Supp (both with Plat on the cards in late/early March) and my son's which he only received last month.
*
Guess that my effort is wasted. I concealed the CVV with sticker. wink.gif
maniaci
post Jun 22 2011, 06:27 PM

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QUOTE(chemistry @ Jun 21 2011, 08:52 PM)
Treats Fair On-the-spot Credit Card Issuance

Apply and get a credit card issued on-the-spot so you can shop immediately. Get an exclusive travel bag when
you spend a minimum of RM50 on your newly approved Maybankard Credit Card at Treats Fair.
Terms and Conditions
* Instant credit card issuance is subject to approval
* Applicable to Malaysians and new customers only
* Documents required as follows:
1. Copy of your MyKad (both sides), supplementary applicants included
2. Latest 2 months salary slip OR
3. Latest EA form OR
4. Latest BE form with official tax receipt
5. For self-employed, copies of your Business Registration, latest 3 months’ bank statements and latest BE form with official tax receipt
6. For graduates, copy of degree certificate / professional qualification and employment letter or 1 month salary slip

Click here for details.
*
this promotion included for Maybankard 2 Gold and Platinum Card also?? smile.gif planning to go there during tomorrow lunch time

This post has been edited by maniaci: Jun 22 2011, 06:36 PM
celaw
post Jun 22 2011, 07:25 PM

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hi, anyone know where can I pay the tnb bill with amex? or only enroll for auto payment can do so?
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post Jun 22 2011, 08:02 PM

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QUOTE(maniaci @ Jun 22 2011, 06:27 PM)
this promotion included for Maybankard 2 Gold and Platinum Card also?? smile.gif planning to go there during tomorrow lunch time
*
tomorrow treatfair meh?
beyond86
post Jun 22 2011, 08:04 PM

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QUOTE(zenquix @ Jun 22 2011, 02:19 PM)
Amex is using the front 4. Sadly I confirm that the number for most if not all MBB2 Plat cards from MBB share the same number 974x based on my comparison. It is as if it is a batch printing number
*
i think not batch number la, mine also 974x


Added on June 22, 2011, 8:05 pm
QUOTE(celaw @ Jun 22 2011, 08:25 PM)
hi, anyone know where can I pay the tnb bill with amex? or only enroll for auto payment can do so?
*
autopay


Added on June 22, 2011, 8:06 pm
QUOTE(maniaci @ Jun 22 2011, 07:27 PM)
this promotion included for Maybankard 2 Gold and Platinum Card also?? smile.gif planning to go there during tomorrow lunch time
*
yes

This post has been edited by beyond86: Jun 22 2011, 08:06 PM
chemistry
post Jun 22 2011, 08:21 PM

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QUOTE(maniaci @ Jun 22 2011, 06:27 PM)
this promotion included for Maybankard 2 Gold and Platinum Card also?? smile.gif planning to go there during tomorrow lunch time
*
hey, it is July not June sweat.gif
SUSDavid83
post Jun 22 2011, 08:25 PM

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Regarding the 4-digit CID, so far there're 3 numbers that I observed:

9741 - first batch of MBB2 AMEX Gold
9742 - second batch of MBB2 AMEX Gold
9743 - MBB2 AMEX Platinum

It seems very easy to guess only.
Aurora Boreali
post Jun 22 2011, 09:12 PM

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QUOTE(David83 @ Jun 22 2011, 08:25 PM)
Regarding the 4-digit CID, so far there're 3 numbers that I observed:

9741 - first batch of MBB2 AMEX Gold
9742 - second batch of MBB2 AMEX Gold
9743 - MBB2 AMEX Platinum

It seems very easy to guess only.
*
You're spot on.

WTF, seriously.

Then what's the use of the 3-digit behind the AMEX card if it's not the CVC?

This post has been edited by Aurora Boreali: Jun 22 2011, 09:13 PM
uhlaw
post Jun 22 2011, 09:12 PM

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QUOTE(David83 @ Jun 22 2011, 08:25 PM)
Regarding the 4-digit CID, so far there're 3 numbers that I observed:

9741 - first batch of MBB2 AMEX Gold
9742 - second batch of MBB2 AMEX Gold
9743 - MBB2 AMEX Platinum

It seems very easy to guess only.
*
Mine 9759 thumbup.gif
TSGen-X
post Jun 22 2011, 09:21 PM

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QUOTE(Aurora Boreali @ Jun 22 2011, 09:12 PM)
You're spot on.

WTF, seriously.

Then what's the use of the 3-digit behind the AMEX card if it's not the CVC?
*
That's the beauty for AMEX, it is done to this way to mislead people like below tongue.gif But now, everyone knows and you guys are to be blamed.


QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
*
SUSDavid83
post Jun 22 2011, 09:23 PM

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QUOTE(uhlaw @ Jun 22 2011, 09:12 PM)
Mine 9759  thumbup.gif
*
At least we have one which is not in the 974X.

You're holding MBB2 AMEX Gold or MBB2 AMEX Platinum?
wyen
post Jun 22 2011, 09:30 PM

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QUOTE(Gen-X @ Jun 22 2011, 08:17 AM)
I like you, worry too much and plan in advance, just like me  tongue.gif  I don't think you will face any major problems with merchants accepting MasterCard as most places that accept Visa also accept MasterCard.

As for UOB Lady's card, the overseas conversion rate is higher than MBB MC even with 2X UNIRinggit. Unless the card can save you money with the discount at a particular merchant in Malaysia or Singapore. But if you really want a UOB card, look at the new revamp One Card. Or alternatively get a UOB Debit Card to withdraw cash from ATM but you got to maintain RM500 in the account and there is a RM12 fee for overseas withdrawal.

MasterCard good for shopping, it's the official card for the Great Singapore Sale and Malaysia Mega Sale Carnival. click here to read my article.
*
Thanks! Seems that it's good timing for me to have mastercard for shopping!!!
uhlaw
post Jun 22 2011, 09:40 PM

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QUOTE(David83 @ Jun 22 2011, 09:23 PM)
At least we have one which is not in the 974X.

You're holding MBB2 AMEX Gold or MBB2 AMEX Platinum?
*
AMEX Platinum wub.gif
beyond86
post Jun 22 2011, 09:40 PM

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QUOTE(David83 @ Jun 22 2011, 09:25 PM)
Regarding the 4-digit CID, so far there're 3 numbers that I observed:

9741 - first batch of MBB2 AMEX Gold
9742 - second batch of MBB2 AMEX Gold
9743 - MBB2 AMEX Platinum

It seems very easy to guess only.
*
ya. agree
my 1st gold card 9741, my replacement card 9742 and platinum card 9743
SUSDavid83
post Jun 22 2011, 09:41 PM

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QUOTE(uhlaw @ Jun 22 2011, 09:40 PM)
AMEX Platinum  wub.gif
*
My friend's Platinum is 9743.
beyond86
post Jun 22 2011, 09:42 PM

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QUOTE(David83 @ Jun 22 2011, 10:41 PM)
My friend's Platinum is 9743.
*
same nod.gif
zenquix
post Jun 22 2011, 09:42 PM

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QUOTE(uhlaw @ Jun 22 2011, 09:40 PM)
AMEX Platinum  wub.gif
*
aiyah this affects MBB2 only...
uhlaw
post Jun 22 2011, 09:44 PM

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QUOTE(zenquix @ Jun 22 2011, 09:42 PM)
aiyah this affects MBB2 only...
*
Oohh.. Mine is Maybank 2 Cards Platinum Visa + AMEX laugh.gif

This post has been edited by uhlaw: Jun 22 2011, 09:47 PM
beyond86
post Jun 22 2011, 09:48 PM

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Complimentary Starbucks Gift Certificate worth RM10

Valid for Maybankard 2 Cards Principal application only
Gift certificate redeemable only from the respective Maybankard Centre where application submitted

uhlaw
post Jun 22 2011, 09:49 PM

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QUOTE(beyond86 @ Jun 22 2011, 09:48 PM)
Complimentary Starbucks Gift Certificate worth RM10

    Valid for Maybankard 2 Cards Principal application only
    Gift certificate redeemable only from the respective Maybankard Centre where application submitted
*
How to submit application?
beyond86
post Jun 22 2011, 09:51 PM

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QUOTE(uhlaw @ Jun 22 2011, 10:49 PM)
How to submit application?
*
http://www.maybank2u.com.my/WebBank/starbucks220611_tnc.pdf


Added on June 22, 2011, 9:51 pm1. Instant Card Issuance service currently only available at Maybankard Centre 1 Utama
and Maybankard Centre KLCC within normal centre operating hours between 10am and
9pm.
2. Last submission accepted is 7pm at Maybankard Centre 1 Utama and 5pm at
Maybankard Centre KLCC.

This post has been edited by beyond86: Jun 22 2011, 09:51 PM
Aurora Boreali
post Jun 22 2011, 10:21 PM

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One question: Can the Treats Points from the Debit card be combined with Credit card Treats Points when redeeming stuff?
kei18kun
post Jun 22 2011, 10:25 PM

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anymore 10k points promo when sign up 3 autopay for mbb2?
beyond86
post Jun 22 2011, 10:35 PM

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QUOTE(kei18kun @ Jun 22 2011, 11:25 PM)
anymore 10k points promo when sign up 3 autopay for mbb2?
*
no more for amex, but visa/master got
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
mletee
post Jun 22 2011, 11:17 PM

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QUOTE(beyond86 @ Jun 22 2011, 10:35 PM)
this 1 is multi purpose bag only rite?

guanteik
post Jun 23 2011, 07:32 AM

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QUOTE(Aurora Boreali @ Jun 22 2011, 10:21 PM)
One question: Can the Treats Points from the Debit card be combined with Credit card Treats Points when redeeming stuff?
*
Yes, you can.
xjeez
post Jun 23 2011, 09:19 AM

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QUOTE(beyond86 @ Jun 22 2011, 09:51 PM)
http://www.maybank2u.com.my/WebBank/starbucks220611_tnc.pdf


Added on June 22, 2011, 9:51 pm1. Instant Card Issuance service currently only available at Maybankard Centre 1 Utama
and Maybankard Centre KLCC within normal centre operating hours between 10am and
9pm.
2. Last submission accepted is 7pm at Maybankard Centre 1 Utama and 5pm at
Maybankard Centre KLCC.
*
Wow looks like they really fighting with CIMB with the 1 hour card issuance rclxms.gif
ck_tonny
post Jun 23 2011, 10:07 AM

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QUOTE(xjeez @ Jun 23 2011, 09:19 AM)
Wow looks like they really fighting with CIMB with the 1 hour card issuance  rclxms.gif
*
As well as Citibank.
ronnie
post Jun 23 2011, 10:56 AM

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QUOTE(Aurora Boreali @ Jun 22 2011, 10:21 PM)
One question: Can the Treats Points from the Debit card be combined with Credit card Treats Points when redeeming stuff?
*
I can confirmed it's a YES to use all TreatsPoints under your account/IC
ronnie
post Jun 23 2011, 11:09 AM

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QUOTE(Esteemed One @ Jun 23 2011, 11:05 AM)
However, it is kind of sad that many shops are starting to reject AMEX. Out of 10 shops I visit, around 8 shops rejects it.
*
You need to upgrade yourself to shop at high-end retail shops.... whistling.gif whistling.gif sweat.gif rolleyes.gif
WaCKy-Angel
post Jun 23 2011, 11:17 AM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
*
WOW u have special AMEX card...

I wonder how i can verify my MBB 2 Amex card in paypal because i used the front 4 digit number.

Btw which part do u see 4 digit number at the back of the card? I think im getting rabun lol...

QUOTE(beyond86 @ Jun 22 2011, 10:35 PM)
LOL for first 1000 subscriber only..


Oh btw i got replied from maybank already...I asked why i dont get 10K points and they just reply i just dont get it...
lulz...
ck_tonny
post Jun 23 2011, 12:07 PM

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QUOTE(WaCKy-Angel @ Jun 23 2011, 11:17 AM)
WOW u have special AMEX card...

I wonder how i can verify my MBB 2 Amex card in paypal because i used the front 4 digit number.

Btw which part do u see 4 digit number at the back of the card? I think im getting rabun lol...
LOL for first 1000 subscriber only..
Oh btw i got replied from maybank already...I asked why i dont get 10K points and they just reply i just dont get it...
lulz...
*
So you have to spend harder now to get 10k points since mega sale is going on laugh.gif laugh.gif
MilesAndMore
post Jun 23 2011, 01:07 PM

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QUOTE(Esteemed One @ Jun 23 2011, 11:05 AM)
However, it is kind of sad that many shops are starting to reject AMEX. Out of 10 shops I visit, around 8 shops rejects it.
They are not starting to reject AMEX. It's just that most of them never accept the card to begin with because in their contracts signed with their credit card terminal provider, AMEX is not part of the deal.

Anyway, i have no problem using my AMEX at all the places i frequent. As a matter of fact, it is my most heavily used credit card now. Whenever AMEX is not accepted, i'll use my Citibank VISA then smile.gif

beyond86
post Jun 23 2011, 01:39 PM

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Added on June 23, 2011, 1:40 pm
QUOTE(WaCKy-Angel @ Jun 23 2011, 12:17 PM)
WOW u have special AMEX card...

I wonder how i can verify my MBB 2 Amex card in paypal because i used the front 4 digit number.

*
for amex, they use 4 digit infront

This post has been edited by beyond86: Jun 23 2011, 01:40 PM
WaCKy-Angel
post Jun 23 2011, 01:58 PM

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QUOTE(Esteemed One @ Jun 23 2011, 01:11 PM)
Maybe my luck isn't good. There was a shop that actually pasted AMEX on their window but did not accept my AMEX. sad.gif

Then I serviced my car at a Proton Service Of Excellence center. Initially they did not want to accept my AMEX but I said, please swipe first, if reject only I use another card. Hehe, they let me swipe AMEX.
*
Either the machine could be faulty or they dont want to pay higher interest rate..

Amex charge interest between 3-5% where as Visa/Master between 1-3%.. That is the reason why some shops doesnt want Amex
emmo_madrid
post Jun 23 2011, 02:42 PM

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noob ques...can i pay my maybank hire purchase using amex cc?

SUSDavid83
post Jun 23 2011, 04:07 PM

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QUOTE(emmo_madrid @ Jun 23 2011, 02:42 PM)
noob ques...can i pay my maybank hire purchase using amex cc?
*
Cannot.
mletee
post Jun 23 2011, 05:38 PM

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QUOTE(ronnie @ Jun 23 2011, 10:56 AM)
I can confirmed it's a YES to use all TreatsPoints under your account/IC
*
how to find out others card treat points? such as debit carD??
kingsora
post Jun 23 2011, 05:48 PM

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Normally what is the credit limit for both cards( Gold )?

Lets say my salary is 3200 per month

This post has been edited by kingsora: Jun 23 2011, 06:03 PM
terryfu
post Jun 23 2011, 07:00 PM

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I love the Amex. Starbucks got buy 1 free 1 until Oct !!!
probiotix
post Jun 23 2011, 07:12 PM

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just to inquire if this is normal, I received entries in amex M2u today as follows:

Service Tax-Principal RM50 (debit)
Paid service tax RM50 (credit)

I tot we were suppose to receive 10k TP?
Is this the waiver of RM50 for credit card service tax which is done automatically?



Human Nature
post Jun 23 2011, 07:23 PM

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QUOTE(probiotix @ Jun 23 2011, 07:12 PM)
just to inquire if this is normal, I received entries in amex M2u today as follows:

Service Tax-Principal  RM50 (debit)
Paid service tax  RM50 (credit)

I tot we were suppose to receive 10k TP?
Is this the waiver of RM50 for credit card service tax which is done automatically?
*
The GST RM50 for AMEX is waived, but your MC/VISA is charged the same amount.
The 10k TP is only for selected pre-approved customers.
beyond86
post Jun 23 2011, 07:23 PM

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QUOTE(kingsora @ Jun 23 2011, 06:48 PM)
Normally what is the credit limit for both cards( Gold )?

Lets say my salary is 3200 per month
*
RM6-7k


Added on June 23, 2011, 7:24 pm
QUOTE(probiotix @ Jun 23 2011, 08:12 PM)
just to inquire if this is normal, I received entries in amex M2u today as follows:

Service Tax-Principal  RM50 (debit)
Paid service tax  RM50 (credit)

I tot we were suppose to receive 10k TP?
Is this the waiver of RM50 for credit card service tax which is done automatically?
*
it is normal.

cannot automatically waive.

This post has been edited by beyond86: Jun 23 2011, 07:24 PM
kingsora
post Jun 23 2011, 07:39 PM

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QUOTE(beyond86 @ Jun 23 2011, 07:23 PM)
RM6-7k


Added on June 23, 2011, 7:24 pm

it is normal.

cannot automatically waive.
*
RM 3200 is the salary of my fren, he claimed that he got RM 4k credit limit
for each cards. I earn less 400 than him and during my application
I was told that I would get RM 2k credit limit for each card. I just want to
be sure whether my friend is BSing me or not( he got a long history of doing so )

Both of us are first time applicants with no previous credit cards.

Thanks for feedback btw.
probiotix
post Jun 23 2011, 07:42 PM

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QUOTE(Human Nature @ Jun 23 2011, 07:23 PM)
The GST RM50 for AMEX is waived, but your MC/VISA is charged the same amount.
The 10k TP is only for selected pre-approved customers.
*
QUOTE(beyond86 @ Jun 23 2011, 07:23 PM)
it is normal.
cannot automatically waive.
I got the cards 2 months ago via phone invitation without submitting documents. I think they just rely on FD placement.
CS confirmed last time that im entitled to 10k TP but till today no sight of it.
No B&W to prove my entitlement sad.gif



ronnie
post Jun 23 2011, 10:14 PM

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Good News for those who wants reload Touch N Go via AMEX.
Sen Heng accepts TnG reloads using AMEX
Cost of Reload = RM0.50 (for any amount)

We can reload on weekend to reload to earn 5% Cash-back + 5X TreatsPoints
SUSDavid83
post Jun 23 2011, 10:19 PM

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QUOTE(ronnie @ Jun 23 2011, 10:14 PM)
Good News for those who wants reload Touch N Go via AMEX.
Sen Heng accepts TnG reloads using AMEX
Cost of Reload = RM0.50 (for any amount)

We can reload on weekend to reload to earn 5% Cash-back + 5X TreatsPoints
*
All Seng Heng outlets nationawide?

Applicable to Seng Q too?
alexwsk
post Jun 23 2011, 10:24 PM

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QUOTE(ronnie @ Jun 23 2011, 10:14 PM)
Good News for those who wants reload Touch N Go via AMEX.
Sen Heng accepts TnG reloads using AMEX
Cost of Reload = RM0.50 (for any amount)

We can reload on weekend to reload to earn 5% Cash-back + 5X TreatsPoints
*
rclxms.gif
no more treasure hunts at petrol stations laugh.gif
SUSDavid83
post Jun 23 2011, 10:36 PM

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@ronnie

Where you get the info? Any credible source?

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