QUOTE(ck_tonny @ Jun 17 2011, 10:53 AM)
I dont get invitation letter...all i got is a "TQ" letter and my card ready for collection lol..I didnt apply at all
Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard
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Jun 17 2011, 10:58 AM
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#1
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
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Jun 17 2011, 11:39 AM
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#2
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21,963 posts Joined: Dec 2004 From: KL |
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Jun 17 2011, 02:55 PM
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#3
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21,963 posts Joined: Dec 2004 From: KL |
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Jun 20 2011, 11:50 AM
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#4
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21,963 posts Joined: Dec 2004 From: KL |
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Jun 22 2011, 08:56 AM
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
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Jun 23 2011, 11:17 AM
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#6
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM) correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits. WOW u have special AMEX card...I wonder how i can verify my MBB 2 Amex card in paypal because i used the front 4 digit number. Btw which part do u see 4 digit number at the back of the card? I think im getting rabun lol... QUOTE(beyond86 @ Jun 22 2011, 10:35 PM) LOL for first 1000 subscriber only..Oh btw i got replied from maybank already...I asked why i dont get 10K points and they just reply i just dont get it... lulz... |
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Jun 23 2011, 01:58 PM
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#7
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(Esteemed One @ Jun 23 2011, 01:11 PM) Maybe my luck isn't good. There was a shop that actually pasted AMEX on their window but did not accept my AMEX. Either the machine could be faulty or they dont want to pay higher interest rate..Then I serviced my car at a Proton Service Of Excellence center. Initially they did not want to accept my AMEX but I said, please swipe first, if reject only I use another card. Hehe, they let me swipe AMEX. Amex charge interest between 3-5% where as Visa/Master between 1-3%.. That is the reason why some shops doesnt want Amex |
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Jun 24 2011, 09:24 AM
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#8
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(kingsora @ Jun 23 2011, 07:39 PM) RM 3200 is the salary of my fren, he claimed that he got RM 4k credit limit Bro they dont usually give separate limit for cards, usually its combined limit..for each cards. I earn less 400 than him and during my application I was told that I would get RM 2k credit limit for each card. I just want to be sure whether my friend is BSing me or not( he got a long history of doing so ) Both of us are first time applicants with no previous credit cards. Thanks for feedback btw. However, if your friend means he get 8000 combined limit, its still abit low.. My salary lower than his but my limit is RM9500 lolz.. It used to be like RM4000 limit few years ago but they keep increasing for me lol QUOTE(ronnie @ Jun 23 2011, 10:14 PM) Good News for those who wants reload Touch N Go via AMEX. WOW gotta check out sen heng !!Sen Heng accepts TnG reloads using AMEX Cost of Reload = RM0.50 (for any amount) We can reload on weekend to reload to earn 5% Cash-back + 5X TreatsPoints QUOTE(hvveein @ Jun 23 2011, 11:46 PM) I have 1 question: The problem is how or where do u pay utility bill on weekend? I know some post office open on sat but i dont think they accept credit card no?If I pay Utility bill such as Ele bill using Amex on weekend, then i will get the 5% rebate rite? But if I use auto billing, means I cant get the 5% rebate already as the auto billing is on weekday. Is it correct? |
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Jun 24 2011, 03:51 PM
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21,963 posts Joined: Dec 2004 From: KL |
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Jun 29 2011, 05:19 PM
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21,963 posts Joined: Dec 2004 From: KL |
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Jul 12 2011, 12:11 PM
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21,963 posts Joined: Dec 2004 From: KL |
QUOTE(bata @ Jul 11 2011, 07:52 PM) hi guys, any of you guys buy a bike using AMEX? Would it be beneficial since we can get 5% cashback on weekend, rather than loan with bank? Chow QUOTE(beyond86 @ Jul 12 2011, 07:34 AM) you got amex gold ? Amex does not have flexi playment.Added on July 12, 2011, 7:39 am if the shop can accept flexi payment with 0% interest then ok. if take loan sure no worth..... |
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Jul 12 2011, 02:52 PM
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21,963 posts Joined: Dec 2004 From: KL |
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Jul 19 2011, 11:16 AM
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21,963 posts Joined: Dec 2004 From: KL |
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Jul 22 2011, 10:57 AM
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21,963 posts Joined: Dec 2004 From: KL |
QUOTE(MilesAndMore @ Jul 22 2011, 10:38 AM) I encountered a problem with this AMEX buy 1 free 1 promotion at a Starbucks outlet in my place last night. I tried to buy a Mocha Ice-blended Frappucino and was told that it is not eligible for the AMEX buy 1 free 1 promotion as the promotion is only applicable for regular coffee and tea drinks only. I did querry them and told them how come it was possible last time. She told me that they received an email from Maybank just very recently that it's only for regular coffee and tea. Anyone faced the same problem ? No such thing.. u should demand to talk to their manager.QUOTE(kanethesun @ Jul 22 2011, 10:52 AM) for Starbucks buy 1 free 1 promo, can I use the RM10 voucher? No you cantso end up maybe I only pay like RM3-5 and enjoy 2 cups of coffee? |
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Jul 27 2011, 04:23 PM
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21,963 posts Joined: Dec 2004 From: KL |
QUOTE(db07mufan @ Jul 27 2011, 04:09 PM) Just got my first credit card today YAY! Went to the OneU Maybankard branch, done in 1 and half hours! Just a question for you guys, with the MBB AMEX, can use the online portal thing in www.americanexpress.com.my or are we limited to linking the amex card to maybank2u. Cos when i tried to sign up i get the invalid 4 digit error No u cant use www.americanexpress.com.myAlso, thinking of signing up for the amex autopay, is there a way so that the bills are paid on Saturdays? (to make full use of the 5% rebate) |
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Aug 2 2011, 05:05 PM
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#16
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(DM3 @ Aug 2 2011, 04:33 PM) I thought San Francisco are already having buy 1 free 1 for all their coffee? even with cash...QUOTE(desertkids @ Aug 2 2011, 04:39 PM) Don't spend without think properly la, i just use this card to pump petrol and buy grocery at tesco,giant only...hehe. Got la just that its random or i should say the system has its own risk calculation if flagged then maybank will call u to confirm.maybe can try shopping at midvalley this week with all new experience.. Ya!just sign it...btw read from the previous post it seen like AMEX dont have good security feature like SMS,call for comfirm,TAC or OTP etc..So can suggest me the safe way to use my CC? Eg. Morning u swipe at KL then 3 hours later u swipe again at Penang then 2 hours later at Genting.. they will call u..Or u buy things online. No "safe" way to use CC, just dont lost it. |
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Aug 4 2011, 05:04 PM
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#17
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21,963 posts Joined: Dec 2004 From: KL |
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Aug 5 2011, 10:20 AM
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#18
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21,963 posts Joined: Dec 2004 From: KL |
QUOTE(skincladalien @ Aug 5 2011, 01:09 AM) wanna ask about maybank ezycash, Sure you can do that, but bear in mind the amount u can get is max 90% of your credit limit.lets say my amex owe RM2000 and i got trouble paying back, I use the mastercard to get RM2000 and pay off the amex. so indirectly i got a 6 months BT with one time 3.88% interest instead of the standard amex interest. do i understand this correctly? (lets just assume i dont have other bank to get 0% BT) But anyhow, I never got charged any interest (except late payment fees)..Im owing like 6K for few months and no interest at all.. Is it weird?? However for my EON card i got charged about RM100 for 4K lol |
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Aug 8 2011, 09:37 AM
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#19
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21,963 posts Joined: Dec 2004 From: KL |
QUOTE(neojack @ Aug 6 2011, 05:17 PM) i want to know what is the 'Minimum payment amount' ? so if we pay the minimum amount then no late charges isnt it? what is the % of late charges.can somebody explain? thanks QUOTE(Gen-X @ Aug 6 2011, 09:55 PM) for Maybank, the late payment penalty is 1% of outstanding balance or Min RM5 or Max RM50. For sample calculation on interest imposed onto outstanding balance, Click here to read my article Credit Cards Are Cash Cows For Banks. Are You Working For The Bank? QUOTE(David83 @ Aug 7 2011, 02:18 PM) Minimum payment is 5% of the outstanding amount or RM 25 min whichever higher. Do u guys really see interest charged on your statement??Late payment is 1% of the minimum payment amount or RM 5 min whichever higher. Seriously i dont see any interest charged despite i still owe about 5K, but usually i pay more than minimum amount. |
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Aug 10 2011, 09:20 AM
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#20
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21,963 posts Joined: Dec 2004 From: KL |
QUOTE(skincladalien @ Aug 8 2011, 09:53 AM) have you guys calculate the amount left carefully? the interest for mbb2 is 8.88%p.a. if you clear the min amount before due date, and it wont appear in the transaction history in m2u website. Huh? you mean the interest was charged but its not shown in statement?How can that be? any debit or credit must be recorded. |
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