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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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WaCKy-Angel
post Jun 17 2011, 10:58 AM

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QUOTE(ck_tonny @ Jun 17 2011, 10:53 AM)
Because I apply thru their invitation letter, TP credited 6 weeks after i get my cards.
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I dont get invitation letter...all i got is a "TQ" letter and my card ready for collection lol..
I didnt apply at all
WaCKy-Angel
post Jun 17 2011, 11:39 AM

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QUOTE(ck_tonny @ Jun 17 2011, 11:35 AM)
I see, then do they offer you something in return?
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Nope... I just emailed to them..lets wait for a response atleast 1-2 weeks lol
WaCKy-Angel
post Jun 17 2011, 02:55 PM

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QUOTE(mletee @ Jun 17 2011, 11:41 AM)
hahaha..u edi used for the slow responce from mbb cs..
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Yeah i got used to it liao....
I prefer email instead of calling atleast they response and i have black & white to refer..
WaCKy-Angel
post Jun 20 2011, 11:50 AM

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QUOTE(romeo.alpha @ Jun 20 2011, 11:17 AM)
18th June 2011 -  Will Sony Bravia 40" TV be mine??  rclxm9.gif  icon_idea.gif  whistling.gif
[attachmentid=2284415]
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What is Euromobil?
WaCKy-Angel
post Jun 22 2011, 08:56 AM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
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LOL u never use Amex b4 lor....

Btw where is the picture? lol i missed it....no more free shopping sad.gif
WaCKy-Angel
post Jun 23 2011, 11:17 AM

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QUOTE(DATO CHIKA @ Jun 21 2011, 02:38 PM)
correction, if u thought the CVC no is in fornt, pls go ahead and try... mine CVC still behind. CVC will never in 4 digits.
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WOW u have special AMEX card...

I wonder how i can verify my MBB 2 Amex card in paypal because i used the front 4 digit number.

Btw which part do u see 4 digit number at the back of the card? I think im getting rabun lol...

QUOTE(beyond86 @ Jun 22 2011, 10:35 PM)
LOL for first 1000 subscriber only..


Oh btw i got replied from maybank already...I asked why i dont get 10K points and they just reply i just dont get it...
lulz...
WaCKy-Angel
post Jun 23 2011, 01:58 PM

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QUOTE(Esteemed One @ Jun 23 2011, 01:11 PM)
Maybe my luck isn't good. There was a shop that actually pasted AMEX on their window but did not accept my AMEX. sad.gif

Then I serviced my car at a Proton Service Of Excellence center. Initially they did not want to accept my AMEX but I said, please swipe first, if reject only I use another card. Hehe, they let me swipe AMEX.
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Either the machine could be faulty or they dont want to pay higher interest rate..

Amex charge interest between 3-5% where as Visa/Master between 1-3%.. That is the reason why some shops doesnt want Amex
WaCKy-Angel
post Jun 24 2011, 09:24 AM

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QUOTE(kingsora @ Jun 23 2011, 07:39 PM)
RM 3200 is the salary of my fren, he claimed that he got RM 4k credit limit
for each cards. I earn less 400 than him and during my application
I was told that I would get RM 2k credit limit for each card. I just want to
be sure whether my friend is BSing me or not( he got a long history of doing so )

Both of us are first time applicants with no previous credit cards.

Thanks for feedback btw.
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Bro they dont usually give separate limit for cards, usually its combined limit..
However, if your friend means he get 8000 combined limit, its still abit low..
My salary lower than his but my limit is RM9500 lolz..

It used to be like RM4000 limit few years ago but they keep increasing for me lol

QUOTE(ronnie @ Jun 23 2011, 10:14 PM)
Good News for those who wants reload Touch N Go via AMEX.
Sen Heng accepts TnG reloads using AMEX
Cost of Reload = RM0.50 (for any amount)

We can reload on weekend to reload to earn 5% Cash-back + 5X TreatsPoints
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WOW gotta check out sen heng !!

QUOTE(hvveein @ Jun 23 2011, 11:46 PM)
I have 1 question:
If I pay Utility bill such as Ele bill using Amex on weekend, then i will get the 5% rebate rite?

But if I use auto billing, means I cant get the 5% rebate already as the auto billing is on weekday.

Is it correct?
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The problem is how or where do u pay utility bill on weekend? I know some post office open on sat but i dont think they accept credit card no?
WaCKy-Angel
post Jun 24 2011, 03:51 PM

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QUOTE(MilesAndMore @ Jun 24 2011, 03:34 PM)
Get a real AMEX card then without any Maybank or Hong Leong Bank logo.
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But that one no have 5TP and 5% cash back bonus
WaCKy-Angel
post Jun 29 2011, 05:19 PM

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QUOTE(hyzam1212 @ Jun 29 2011, 05:11 PM)
They r suppose to give u a reason what...Not sure about ur prob...r u somewhat have ever been blacklisted or problems with CCRIS/CTOS?
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Nope....They may tell u if they want but not a must.
WaCKy-Angel
post Jul 12 2011, 12:11 PM

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QUOTE(bata @ Jul 11 2011, 07:52 PM)
hi guys,

any of you guys buy a bike using AMEX? Would it be beneficial since we can get 5% cashback on weekend, rather than loan with bank?
Chow
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QUOTE(beyond86 @ Jul 12 2011, 07:34 AM)
you got amex gold ?


Added on July 12, 2011, 7:39 am

if the shop can accept flexi payment with 0% interest then ok.
if take loan sure no worth.....
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Amex does not have flexi playment.
WaCKy-Angel
post Jul 12 2011, 02:52 PM

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QUOTE(ubuntu @ Jul 12 2011, 02:47 PM)
Guys, does the 1u maybank card center open during weekends? Or only open during normal office hours?
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They open during weekend but not sure until what time. I think they open till 8pm or later on weekdays.
WaCKy-Angel
post Jul 19 2011, 11:16 AM

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QUOTE(nkymark @ Jul 19 2011, 11:12 AM)
Hi guys, I have an enquiry here. The points that we collect, TreatPoints can only claim from Maybank is that right? We can't use them as Membership Points to claim from the AMEX catalogue. Is that so?
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Cannot
WaCKy-Angel
post Jul 22 2011, 10:57 AM

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QUOTE(MilesAndMore @ Jul 22 2011, 10:38 AM)
I encountered a problem with this AMEX buy 1 free 1 promotion at a Starbucks outlet in my place last night. I tried to buy a Mocha Ice-blended Frappucino and was told that it is not eligible for the AMEX buy 1 free 1 promotion as the promotion is only applicable for regular coffee and tea drinks only. I did querry them and told them how come it was possible last time. She told me that they received an email from Maybank just very recently that it's only for regular coffee and tea. Anyone faced the same problem ?
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No such thing.. u should demand to talk to their manager.

QUOTE(kanethesun @ Jul 22 2011, 10:52 AM)
for Starbucks buy 1 free 1 promo, can I use the RM10 voucher?

so end up maybe I only pay like RM3-5 and enjoy 2 cups of coffee?
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No you cant
WaCKy-Angel
post Jul 27 2011, 04:23 PM

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QUOTE(db07mufan @ Jul 27 2011, 04:09 PM)
Just got my first credit card today YAY! Went to the OneU Maybankard branch, done in 1 and half hours!  Just a question for you guys, with the MBB AMEX, can use the online portal thing in www.americanexpress.com.my or are we limited to linking the amex card to maybank2u. Cos when i tried to sign up i get the invalid 4 digit error

Also, thinking of signing up for the amex autopay, is there a way so that the bills are paid on Saturdays? (to make full use of the 5% rebate)
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No u cant use www.americanexpress.com.my

WaCKy-Angel
post Aug 2 2011, 05:05 PM

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QUOTE(DM3 @ Aug 2 2011, 04:33 PM)
talk bout the free coffee, now with CIMB also have 1 for 1 at San francisco coffee.
mbb teruk la
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I thought San Francisco are already having buy 1 free 1 for all their coffee? even with cash...

QUOTE(desertkids @ Aug 2 2011, 04:39 PM)
Don't spend without think properly la, i just use this card to pump petrol and buy grocery at tesco,giant only...hehe.
maybe can try shopping at midvalley this week with all new experience.. rclxms.gif
Ya!just sign it...btw read from the previous post it seen like AMEX dont have good security feature like SMS,call for comfirm,TAC or OTP etc..So can suggest me the safe way to use my CC?
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Got la just that its random or i should say the system has its own risk calculation if flagged then maybank will call u to confirm.
Eg. Morning u swipe at KL then 3 hours later u swipe again at Penang then 2 hours later at Genting.. they will call u..Or u buy things online.

No "safe" way to use CC, just dont lost it.
WaCKy-Angel
post Aug 4 2011, 05:04 PM

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QUOTE(fruitie @ Aug 4 2011, 11:17 AM)
I have VISA+AMEX too but the pain of getting it, OMG I don't wish to recall again. laugh.gif
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Wat u guys talking about ??

Mine is Visa + Amex i thought thats normal?
WaCKy-Angel
post Aug 5 2011, 10:20 AM

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QUOTE(skincladalien @ Aug 5 2011, 01:09 AM)
wanna ask about maybank ezycash,

lets say my amex owe RM2000 and i got trouble paying back, I use the mastercard to get RM2000 and pay off the amex.

so indirectly i got a 6 months BT with one time 3.88% interest instead of the standard amex interest.

do i understand this correctly? (lets just assume i dont have other bank to get 0% BT)
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Sure you can do that, but bear in mind the amount u can get is max 90% of your credit limit.

But anyhow, I never got charged any interest (except late payment fees)..Im owing like 6K for few months and no interest at all..
Is it weird??
However for my EON card i got charged about RM100 for 4K lol

WaCKy-Angel
post Aug 8 2011, 09:37 AM

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QUOTE(neojack @ Aug 6 2011, 05:17 PM)
i want to know what is the 'Minimum payment amount' ?
so if we pay the minimum amount then no late charges isnt it?
what is the % of late charges.can somebody explain? thanks
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QUOTE(Gen-X @ Aug 6 2011, 09:55 PM)
for Maybank, the late payment penalty is 1% of outstanding balance or Min RM5 or Max RM50.

For sample calculation on interest imposed onto outstanding balance, Click here to read my article Credit Cards Are Cash Cows For Banks. Are You Working For The Bank?
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QUOTE(David83 @ Aug 7 2011, 02:18 PM)
Minimum payment is 5% of the outstanding amount or RM 25 min whichever higher.

Late payment is 1% of the minimum payment amount or RM 5 min whichever higher.
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Do u guys really see interest charged on your statement??
Seriously i dont see any interest charged despite i still owe about 5K, but usually i pay more than minimum amount.
WaCKy-Angel
post Aug 10 2011, 09:20 AM

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QUOTE(skincladalien @ Aug 8 2011, 09:53 AM)
have you guys calculate the amount left carefully? the interest for mbb2 is 8.88%p.a. if you clear the min amount before due date, and it wont appear in the transaction history in m2u website.
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Huh? you mean the interest was charged but its not shown in statement?
How can that be? any debit or credit must be recorded.

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