Some I think is according to a set date of the month for that type of card.
e.g: Classic - 05th, Gold 10th, Platinum 18th etc.

Could also be to bypass the bank's monitoring system.

[quote=hye,Jun 10 2011, 07:38 AM]
Nonsense! Don't simply say if you are not certain of how the system works as you'll be responsible for confusing and misleading the readers here.
Small amount also can be flagged "RED" by the bank, it all depends on their Fraud Detection System. Similarly large amount also can be flagged "RED" or "OK" by the fraud detection system. The fraud detection system is used by the bank as the primary fraud detection system for cc, calls are made for verification purposes.

As the cc info by Bata is made public online, it is a different story altogether.

And as mentioned, the small amount is used by PayPal for verification.

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Added on June 10, 2011, 7:40 am

That statement was not meant to confuse or mislead readers here. Apologies if you thought I had done so. Like you said, there are many different rules set by different banks in their Fraud Detection system and it all depends on their past experiences as well as other methods where they collect the information to setup their detection rules. But by no means these are perfect systems and they can't detect everything. Fraudsters will always one way or another try to get through these systems and the fact is, they are successful at times.

In addition, as for the Paypal amount for verification, you won't usually get back exactly the same amount due to currency fluctuation and transaction fees.

U can choose to pay 1st or if u don't mind calling the customer service. They can reverse any finance charges incurred for you later.

Yes, it will debit to your account when they have processed your request.

Yes. Actually if you see other countries credit card marketing plans especially in Europe or US, most of them have this type of promotion and it's daily as well.



I got max RM50 rebate this month as well. But a bit sad as I did not expect to do a big transaction at the end of the month that would have gotten me this RM50 rebate easily. I had about RM30++ rebate before making this transaction. Could have maxed out the cash rebate for my other card. Sigh...

Since when banks are fair? I think they have a system limitation on this.


It is inclusive in the RM50 quota but for next month's quota. So if ur quota for that month is full, it's better for the rebate to be calculated for the next month.

I had experienced this before as well, where the transaction was performed on the last day of the month, and posted on the first day of the next month. The rebate was carried forward to the next month.

Nope, max was RM50 only. Not a cent more.

This post has been edited by yflai1: Sep 5 2011, 01:22 PM