wow, what an incident
that's y sometimes i prefer online transaction to use card owner's full name instead of just name on the card

i normally put different name on the card

no la, he meant congrats, now u can go and spend spend spend

CS always bs

are u sure, i tot M2 Amex always 5X TP, no matter where

no more treasure hunts at petrol stations

Yes, i always deduct out the cash back from my statement balance
for M2 Amex and M2 Visa (during GST redemption), and also my JustOne

my statement date is 28 jun and due date is 18 Jul
in ur case, i pay only RM2k and never hit with interest

yes, very easy to find out why I'm so sure
noticed ur min payment when the statement came out, RM2050 x 5% = RM102.50
noticed ur min payment again on 2nd of the next month, RM102.50 - RM50 = RM52.50

comclusion, the RM50 cash back has been used to pay ur cc

minimum payment is the amount you'll need to pay at least b4 due date, if the minimum payment amount has reduced, means the cash back has been used to settle your payment, right

i understood what u are asking, the answer is YES
i was trying to point out that the minimum payment amount is in fact from previous statement
my card example:

Card type: Maybankard 2 Amex Platinum
Cardholder name: XXXX
Total credit limit: RM15,000.00
Last payment amount: RM1,275.12
Last payment date: 16 June 2011
Minimum payment amount: RM93.40 Pay Now <<----- you'll notice this amount will be reduced come 2 july (after cut-off statement date)
Outstanding balance: RM1,867.96 Pay Any Amount Now
Statement balance: RM1,867.96 Pay Now
Payment due date: 18 July 2011
Statement date: 28 June 2011
Current TreatsPoints: 12845

statement balance is forever fixed after that statement cycle
the min amount u need to pay will reduced as it has been offset by the incoming cash back

normally the estatement will be ready two days after statement date, so u might want to chk with CS

This post has been edited by alexwsk: Jun 30 2011, 04:55 PM

update to my own post:
Card type: Maybankard 2 Amex Platinum
Cardholder name: XXXX
Total credit limit: RM15,000.00
Last payment amount: RM41.52
Last payment date: 01 July 2011
Minimum payment amount: RM51.88 Pay Now
Outstanding balance: RM1,914.19 Pay Any Amount Now
Statement balance: RM1,867.96 Pay Now
Payment due date: 18 July 2011
Statement date: 28 June 2011
Current TreatsPoints: 13284

Minimum payment amount has been redeuced, coz cash back is considered as payment

yup, that's right

u spend and get RM50 monthly wor, way better than the RM10 voucher lo

what i did is photocopy the card and then cut the photocopy
after that fax the cancellation letter with the photocopy

This post has been edited by alexwsk: Jul 8 2011, 11:21 AM

when u fax it over, whatever shadow oso not obvious

call them up and cancel NOW
from their website:
Can I cancel my membership anytime?

When you first purchase the Membership, you have a 14 days grace period where you can cancel the Membership and receive a refund if no claims have been made. After this period, no refunds will be made.

if it's ur first mbb card, the period is shorter, am i right?

, mine is until 2015 although i previously held few different types of cards from mbb
and i had AMEX gold when they gave me the m2 plat without applying

so no idea how they decide

This post has been edited by alexwsk: Jul 10 2011, 11:22 PM

they will follow the month
but for the year

---

Added on July 11, 2011, 12:15 pmyup, don't really care
since a new card will be sent out b4 expiry anyway

This post has been edited by alexwsk: Jul 11 2011, 12:15 PM

believe me, they can't handle the volume in MV
only the first hundreds or so per day might stand a chance for one hour approval