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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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Gilthoniel
post Jun 13 2011, 04:34 PM

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hey guys, quick question...

I wanna confirm this with you - according to maybank customer service, using Amex overseas will incur a 2.5% admin charge for conversion EXCEPT for USD.

Does this mean that if I purchase stuff online, and also on the apple app store with my Amex (in USD) it will not incur 2.5% charges?

I'd like to link my paypal and itunes account to my Amex if there's no 2.5% charge, but if there is, then screw it...

Thanks!
Gilthoniel
post Jun 13 2011, 05:32 PM

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ok I called Amex hotline. there's a charge of 2.5% no matter what as long as it's not RM.

I want to link my Paypal to my Amex since I can pay for GSC via paypal, and earn 5x points... since that trasaction is in RM, there will be no charge right?

Another thing, the girl on MBB hotline told me that my MBB2 mastercard platinum is eligible for 2x TP for overseas transaction but I've seen some taikors here post that its only 1x... what gives?

funny how all these customer service people have different ideas and knowledge
Gilthoniel
post Jun 13 2011, 10:54 PM

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Ronnie, I hv to disagree. It's confrmed 5x tp every time, everywhere, but cash back is only on weekends, everywhere too. I've asked this every time I talked to a CS, even an Amex CS as well

But CS said, mbb2 platinum can get2x TP too for MasterCard/visa like the normal platinum, for overseas transaction... But gen x mentioned before that's not possible... So not too sure.
Gilthoniel
post Jun 13 2011, 11:36 PM

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QUOTE(Gen-X @ Jun 13 2011, 11:08 PM)
ronnie just playing with us, haha
Really ar? In that case time to cancel my MBB Plat.
*
Bro, so mbb2 plat got same 2x overseas TP also?
Gilthoniel
post Jun 16 2011, 12:31 AM

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QUOTE(saikua @ Jun 15 2011, 10:29 AM)
Just FYI la...

Went to singapore on the weekend. signed for 2 transaction

One using Amex

13-Jun-2011  10-Jun-2011  xxxx S$360.00  RM908.58  exchange rate = $2.5238

Then one using Mastercard (cuz they had 15% off for Mastercard, that's why use this instead of Amex)

14-Jun-2011  11-Jun-2011  HRC SENTOSA SINGAPORE SG  S$164.15  RM405.74    exchange rate = $2.4717

On the same weekend did a transfer of $ to a US Paypal account. Paypal - Paypal (charge to Amex)

14-Jun-2011  13-Jun-2011  PAYPAL USA US  US$206.15  RM639.71  exchange rate = $3.1031
Money changer exchange rate is S$ = $2.462 and USD = $3.025 Wawasan

Bank charges are usually abit higher.

Also... Mastercard gives a better exchange rate. could that be the 2.5%?
*
The higher rate is due to the 2.5%. 2.47+2.5% = ~2.53
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