wow, what an incident
that's y sometimes i prefer online transaction to use card owner's full name instead of just name on the card

i normally put different name on the card

The self adhesive transparent stickers used by the banks to cover the specimen signatures is of good plastic quality and super strong adhesive material. The reasons I stick on the signature are:

1) The signature and the unwritten space on the back of the CC would be permanently sealed and protected to prevent any attempt of tempering.

2) The self adhesive material is so strong that any attempt to remove the transparent sticker will damage the signature.

To hide the cvc, I use a type of writeable matted surface cellophane tape (which is easily available at stationery shop) for ease of marking with any pen type and replacement.

No such thing! A total crap!

if all place u go are accepting amex, then definately mbk2 amex is better ~
but best is to have both card

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Added on June 6, 2011, 3:50 pmfor visa and master, u need to activate MSOS 1st. click here for more info

for amex, no need to do anything. just make sure the website u want to pay can accept amex.

and pls, DONT withdraw cash from the card!!!!!!!!!!!!!!!!!!!!!!

When you go overseas, try prepare sufficient to use there. Only use the cash advance IF you really need it for super-emergency, e.g. lost all stuff, get robbed (except they don't rob your CC), hospital, etc.

If it is because you check-in to a much expensive hotel, or for shopping, or some small usage due to over-budget (e.g. spend too much on shopping already), then forget about it. The charges and interest % is way too high.

Anyway, the usage discretion is your own.

I guess you must be new to CC, click below link to read my article titled "Credit Cards Are Cash Cow For Banks. Are you working for the Banks?"  which I also posted today at General Thread.

http://creditcardsmalaysia.blogspot.com/20...-banks-are.html

I guess the question is answered. And RM6k is still far from high. I know some people on gold card and consistently spend more than RM10k/month yet still don't get an upgrade.

to be frank, it sounds like you are choosing which card to use based on the colour and not the promotions or features...

if this is true, just cancel the cards and take the RM50 GST as a lesson to ask for the colour before you apply the card