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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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ck3lam
post Jun 4 2011, 01:58 AM

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QUOTE(bata @ Jun 4 2011, 12:19 AM)
got mine today....yeayyyy
Chow
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QUOTE(erry- @ Jun 4 2011, 01:44 AM)
this is dangerous. all mod for Credit Cards, Debit Cards and Loyalty Cards are offline now!

bata, u should go suspend ur card nowww!!!!
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This is sad. Just got the card and need to suspend it. I know it's happy to get the card but you should educate yourself before getting a card and not simply showing off. A lesson learnt, bata. Hope you see erry-'s advice before went offline.

ck3lam
post Jun 4 2011, 02:13 AM

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QUOTE(bata @ Jun 4 2011, 02:02 AM)
just got off the phone with Maybank. i already suspend, but its too late.
Someone just used it to buy AirAsia ticket and transfer to Paypal, the amount close to RM 4K.
i only post it here, so the culprit must be few forumers that saw it before sad.gif

customer care told me the AirAsia might be refund, but PayPayl he dont know. anyone know?

p/s: lesson learn  the hard way sad.gif
Chow
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There are a lot of unethical people fishing for victims in the forum.
Transfer to paypal? Do you mean someone buying something at online merchant through paypal?
ck3lam
post Jun 4 2011, 02:24 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:15 AM)
I just wondering why maybank never call CC holder to verify the CC purchase?
As far as I know, HSBC got implement this service.
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I believe the fraud transaction is definitely using Amex. Wonder when Amex is going to have something like 3D secure or TAC which can definitely help to reduce fraud cases even if the card is exposed.

Be careful to answer those phones also, it might be a fraud call from the same person to dig even more your personal information. Always call back.
ck3lam
post Jun 4 2011, 02:33 AM

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QUOTE(uhlaw @ Jun 4 2011, 02:25 AM)
Is it mean that culprit use bata's amex card to register as new paypal account. After that, transfer fund from new account to other paypal account?

If I not mistaken, paypal will reverse the transaction when they suspect since the amount transfered from new account is not small.
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Mm...if you add a card to paypal, you will need a 3 digit code that stated on the transaction for verification before it can be used by right. So I'm just wondering how can it be that fast.

QUOTE(erry- @ Jun 4 2011, 02:27 AM)
err... how the culprit know the card's owner phone num? sweat.gif


Added on June 4, 2011, 2:29 amhe did mentioned he delete it already. its the cache
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Because AMEX doesn't have TAC verification, so no need to know the phone num.
ck3lam
post Jun 4 2011, 10:03 AM

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QUOTE(Gen-X @ Jun 4 2011, 08:20 AM)
Come to think of it, anyone can use our AMEX card if they know our Name, CC number and expiry date since it doesn't come with any security features requiring us to verify the transactions.

Next year, I must give AMEX minus 2 stars for my top 10 credit card evaluation if do no not come out with better security feature for online transactions. At least it is good that BNM making all card issuers to sms us when a transaction occurs with our card.
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Mm..but still it only alerts you when the transaction has already been done and not preventing it. It should have at least use TAC for any transaction.
One thing I found is that if you forget to bring your phone or no batt, you are unable to make any online transaction.
Those 3D secure code will be more independent.

QUOTE(staind @ Jun 4 2011, 08:40 AM)
It shows how vulnerable card users are. If we opt to pay something over the phones, I saw in places to use Amex that some bill can be paid over the phone, isn't we expose ourselves to this danger as well.?
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Since we are living in a world of digital, perhaps it should be banned. Or perhaps any transaction (over the counter/phone) will use PIN code like in some foreign countries or even fingerprints verification:)

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