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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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celaw
post Jun 22 2011, 07:25 PM

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hi, anyone know where can I pay the tnb bill with amex? or only enroll for auto payment can do so?
celaw
post Aug 10 2011, 12:28 PM

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hi, if I wish to increase my credit limit, could it be done in credit card centre in 1u?
celaw
post Aug 24 2011, 09:59 PM

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QUOTE(beyond86 @ Aug 24 2011, 08:36 PM)
CS told me after use 1 year only able to request increase CL
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I ask 1U credit card centre people, 6 months will do..
celaw
post Aug 31 2011, 06:30 PM

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Hi, I had a foreign currency transaction on 28 Aug 2011 posted on 30 Aug 2011 using amex. The amount is £81 (RM406.35). How could I know what is the forex rate used by mbb and how much the admin charges imposed? thank you..

This post has been edited by celaw: Aug 31 2011, 06:31 PM
celaw
post Aug 31 2011, 11:13 PM

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QUOTE(lykuan82 @ Aug 31 2011, 10:06 PM)
GBP81... Hmm.. Paid for ACCA paper? If yes, did you get the 5% cash back?
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u r right:)

waiting for 1st Sept to see the cash back amount..


Added on August 31, 2011, 11:16 pm
QUOTE(hye @ Aug 31 2011, 08:27 PM)
Quite simple mathematics right ?
Amount charged = RM406.35 vs GBP81 which give you 5.0167
Use any forex website or Wawasan to look for GBP forex on the 28th Aug. Difference between the both are the admin charges.

P/S The last few steps are for you to do it yourself. May I know why you wish to know the forex rate and the admin charges ?
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just curious to know the mbb rate only.. haha.. btw, is amex admin charges =2.5%?, if yes, could i just divide the total amount by 1.025 and then only divide by 81 to get the forex rate?

This post has been edited by celaw: Aug 31 2011, 11:18 PM
celaw
post Sep 2 2011, 09:10 AM

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QUOTE(lykuan82 @ Aug 31 2011, 10:06 PM)
GBP81... Hmm.. Paid for ACCA paper? If yes, did you get the 5% cash back?
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The rebate is in and I get the 5%..tongue.gif
celaw
post Sep 8 2011, 11:07 AM

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hi, anyone experience submitting a transaction dispute to mbb before? how long would they take to investigate?
celaw
post Sep 8 2011, 11:53 AM

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QUOTE(azam_halim @ Sep 8 2011, 12:31 PM)
it depends on how the merchant do the epp..usually, if it involve u having to call mbb to confirm the 12months epp, you are left with 1k cl left in the first month....if it is between u and merchant only, you will have 3750 cl in first month...last time i use mbb cc to do epp at carrefour and senq...both charge on monthly basis, not the whole ammount..i know this for sure coz afterward, i still able to use the cc although by calculation, i should have OVERlimit


Added on September 8, 2011, 11:44 am

last time, it took them about 1 week to settle my 'charge twice' transaction
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Same case here.. I paid twice but being charged three times.. Yours is local transaction? Should I expect double of your time for oversea transaction? Btw, u call cs to complain?

This post has been edited by celaw: Sep 8 2011, 11:55 AM
celaw
post Sep 12 2011, 01:24 PM

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QUOTE(azam_halim @ Sep 8 2011, 04:25 PM)
mine is local transaction..call cs, ask them to email the 'dispute form', fill up form (if got some sort of proof is better - my only proof is the amount charged is exactly the same to the last cent), email back to them
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Maybank credit the amt to me after 2 days from dispute date! very efficient! however, there is a 33 cents different as Maybank treat the credit as another transaction on a different date.. the difference is due to foreign exchange..
celaw
post Sep 16 2011, 07:51 PM

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QUOTE(kartz25 @ Sep 16 2011, 05:43 PM)
Let me tell you that it is not worth it to use your Amex to buy something online on overseas currency, even though it is a weekend. I did a amazon online transaction over a weekend thinking I will be rebated 5%, but turns out that the transaction date on my bill appeared as 3 days later (weekday) after the actual transaction date. My conversion charge also higher at 2.5% by Amex (actually I am not sure was it 2.5% or 2.5%+0.5%).
Whatever it was, you would be better off using your Maybank Master or Visa card for online overseas purchase. Unless you think 5x treatspoint is worth it (equivalent to about 2.5% also)

Gen.X Quote#13 ( Jun 3 2011) is true:
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
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so it is depend on merchant.. in my case, I paid my acca exam fees during weekend. it has been processed at the date same date (transaction date) and I get the 5% rebate.. the posting date is 2 days later which falls on Monday..

so if got 5% rebate, it is worth using amex for foreign currency transaction during weekend..
celaw
post Sep 17 2011, 09:26 AM

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QUOTE(saitong09 @ Sep 17 2011, 09:58 AM)
15-Sep-2011 SERVICE TAX - PRINCIPAL RM50.00
15-Sep-2011 PAID SERVICE TAX RM50.00
Maybank charge me the service tax and paid the service tax on the same day for AMEX card after 2 months i got the card, is that mean Maybank waved the servive tax for me? Btw, I thought the service tax will charge into Master/Visa card only from the previous post?
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both cards will be charged.. just Maybank paid amex gov tax for you.. you still need to pay RM50 gov tax for the master/visa

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