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 Debit card, Anything about it.

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TSinfluenza04
post May 16 2007, 12:00 AM, updated 17y ago

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Banks that offer debit cards :
Public Bank
Standard Chartered Bank
Alliance Bank
Al Rajhi Bank
EON Bank
UOB
Affin Bank
AmBank
Tune Money

Guess there's a need for this

Places that DON'T accept Debit cards.
1)Telekom
2)Genting online booking

jz reply to thread if u have found any other places that doesn't accept debit card to be listed here.

My own personal preference :
1-Public Bank's Visa Electron
2-Standard Chartered Bank's Master Card Debit
3-Al Rajhi Bank's ATM Debit Card (VISA)

for extra info, Southern Bank's Direct Access credit card cant be used for any online payments.

This post has been edited by influenza04: Mar 1 2008, 04:28 PM
USJprince
post May 16 2007, 12:07 AM

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u can get from Affin Bank Debit card / Maybank ...
lelong2007
post May 16 2007, 12:15 AM

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ambank nextg not bad
TSinfluenza04
post May 16 2007, 12:27 AM

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hahaha...im not really into ambank's nexg. and also maybankard by maybank. thanks alot.
atria83
post May 16 2007, 12:35 AM

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i dont know much...but today eon bank come to my campus...they also promoting their mastercard debit card....sorry don't know any details...
Sweet-Angel
post May 16 2007, 01:15 AM

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Is the Al Rajhi bank debit card free of annual fee?
elfreakz
post May 16 2007, 01:25 AM

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eh maybank got debit card? u mean the ATM card is it?
SUSMNet
post May 16 2007, 01:27 AM

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ambank debit card expensive
RM36 annual fee
TSinfluenza04
post May 16 2007, 01:45 AM

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the al rajhi bank debit card got no annual fee. i just contacted the customer service. its FOC. kinda good actually. but it is syariah-compliant. so i cant book hotels in genting or whatsoever. thats the down-side of it. but other than that, i charge that card every now and then, no complains.


Added on May 16, 2007, 1:47 am
QUOTE(elfreakz @ May 16 2007, 01:25 AM)
eh maybank got debit card? u mean the ATM card is it?
*
yah...i guess should be that atm card. in the 1st place, it doesn't look good at all. hahahaha..

This post has been edited by influenza04: May 16 2007, 01:47 AM
Director
post May 16 2007, 12:01 PM

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whatever is ur options, don't choose BSN (Bank Simpanan Nasional)....they are terrible on these debit card stuff....charge RM 12 every year.....maybank is still the preffered options
luqmanz
post May 16 2007, 12:39 PM

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QUOTE(influenza04 @ May 16 2007, 12:00 AM)
Hi, currently i have a debit card from al rajhi bank. i want to get a 2nd 1. anyone has any recommendations?

anyone has Alliance Bank debit card?

i heard PB also has a debit card, but annual fee is rm24. got any thats free ar? preferable is mastercard.

btw, not really keen into NexG by ambank and Maybankard by maybank.
*
I got Mastercard, Visa and Amex from Maybank (they are credit card but I treat them like a debit card, always pay up the balance every month). All FOC except the Visa card must be swiped at least twice a month (any amount).
vandetta
post May 16 2007, 02:09 PM

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I apply for PB Debit Card but it's almost a month now still no reply from them, I post my application form. Or better I go to their office myself? Will it makes process faster?

This post has been edited by vandetta: May 16 2007, 02:09 PM
SUSMNet
post May 16 2007, 05:15 PM

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CIMB got debit card?
vandetta
post May 16 2007, 05:58 PM

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As far as I know, CIMB doesn't have Debit Card.
TSinfluenza04
post May 16 2007, 08:29 PM

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QUOTE(vandetta @ May 16 2007, 02:09 PM)
I apply for PB Debit Card but it's almost a month now still no reply from them, I post my application form. Or better I go to their office myself? Will it makes process faster?
*
wow, wait for a month and still no call from the bank? guess mz go chase them d. what i like about al rajhi is...i get it on the spot. hahaha...no need so mafan like other banks need to approve. all u need to do is just open an account with them...then walla...they give u ur card in around..lets say...15min?
SUSMNet
post May 16 2007, 10:28 PM

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waiting for tune money debit card
coming out soon

http://www.tunemoney.com/
TSinfluenza04
post May 16 2007, 10:34 PM

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QUOTE(MNet @ May 16 2007, 10:28 PM)
waiting for tune money debit card
coming out soon

http://www.tunemoney.com/
*
anybody knows how soon is that soon ar?
vin_ann
post May 16 2007, 10:37 PM

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QUOTE(influenza04 @ May 16 2007, 08:29 PM)
wow, wait for a month and still no call from the bank? guess mz go chase them d. what i like about al rajhi is...i get it on the spot. hahaha...no need so mafan like other banks need to approve. all u need to do is just open an account with them...then walla...they give u ur card in around..lets say...15min?
*
really???
so there is no annual fees?
the HQ is just below my office... everyday see the bank...
TSinfluenza04
post May 16 2007, 10:54 PM

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QUOTE(vin_ann @ May 16 2007, 10:37 PM)
really???
so there is no annual fees?
the HQ is just below my office... everyday see the bank...
*
yah. no annual fees 1...im currently using it. go get 1 la. service also not bad 1. i want to get a 2nd 1. for convenience. im thinking of taking the PB Visa electron as my 2nd card. but got annual fees. so still thinking about it. lol.


Added on May 17, 2007, 12:42 amso few debit cards available oni ar?

This post has been edited by influenza04: May 17 2007, 12:42 AM
tkwfriend
post May 17 2007, 01:03 AM

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i am using it...well so far ok...but i am member of cosway..
TSinfluenza04
post May 17 2007, 02:38 AM

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QUOTE(tkwfriend @ May 17 2007, 01:03 AM)
i am using it...well so far ok...but i am member of cosway..
*
u mean using the PB visa electron? or alliance bank card? coz alliance also offer cosway card ar...
vandetta
post May 17 2007, 12:56 PM

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To use PB Debit Card does not need to open account lo.. I call their call center but could not reach the operator. Always busy. Are they hired one operator only? Haih..
tkwfriend
post May 17 2007, 01:54 PM

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QUOTE(influenza04 @ May 17 2007, 02:38 AM)
u mean using the PB visa electron? or alliance bank card? coz alliance also offer cosway card ar...
*
alliance bank i am using this one....fast respond from thier operator....

but if not mistaken RHB is coming out...1 year RM45 i think
TSinfluenza04
post May 17 2007, 11:09 PM

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QUOTE(tkwfriend @ May 17 2007, 01:54 PM)
alliance bank  i am using this one....fast respond from thier operator....

but if not mistaken RHB is coming out...1 year RM45 i think
*
maybe alliance bank not many ppl using gua. hmm...rhb need 45bucks a year? who'll use it? -.-"
vin_ann
post May 17 2007, 11:26 PM

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hmmm wondering why u want to use debit card?
to control ur spending?


TSinfluenza04
post May 18 2007, 01:05 AM

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aiyah...reason is simple. not qualified for a credit card. hahaha...see my signature? see the "mmu-ians"?
tkwfriend
post May 18 2007, 09:42 AM

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well oh ya u can apply ikea debit card....free for life if not mistaken...anything u spend u get point then u can exchange gift
TSinfluenza04
post May 18 2007, 01:41 PM

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QUOTE(tkwfriend @ May 18 2007, 09:42 AM)
well oh ya u can apply ikea debit card....free for life if not mistaken...anything u spend u get point then u can exchange gift
*
looks like a debit card, but too many things make me dun wan get this card :
1) can overdraw money
2) its not free for life. every 2 years need to renew membership. rm25
3) i dont always shop at ikea
4) their points also expire after 2 years.
5) conclusion - not getting it.

asking me y? coz of the overdraw thing ler. dont wanna owe the bank any money. later overdraw too much. become like credit card d. no money to pay cry.gif

http://www.alliancebank.com.my/Personal_Ba...ayment_card.htm
Shizuru
post May 22 2007, 02:19 PM

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QUOTE(tkwfriend @ May 17 2007, 01:54 PM)
alliance bank  i am using this one....fast respond from thier operator....

but if not mistaken RHB is coming out...1 year RM45 i think
*
Hi,

Have question on alliance bank cosway payment card.
Is it a MasterCard debit card?
Does it have annual fee? how much?
Can use it to verify paypal/buy stuff online?

Think better ask you then the bank since you already using it? notworthy.gif

TQ
TSinfluenza04
post May 22 2007, 05:51 PM

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hope this helps : http://www.alliancebank.com.my/Personal_Ba...ayment_card.htm
Shizuru
post May 22 2007, 06:24 PM

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QUOTE(influenza04 @ May 22 2007, 05:51 PM)
So, its RM30 for every 4 years and its a MasterCard debit card.
That means it can be use like normal credit card right? Can verify PayPal and such?
icon_question.gif
TSinfluenza04
post May 22 2007, 08:19 PM

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QUOTE(Shizuru @ May 22 2007, 06:24 PM)
So, its RM30 for every 4 years and its a MasterCard debit card.
That means it can be use like normal credit card right? Can verify PayPal and such?
icon_question.gif
*
yah...its just like a normal credit card. in other threads got such things as verify paypal. n they say can oh. recently wanna book a room in genting using my visa debit card. kenot oh. called up...they say dun receive debit card. just credit card. hahaha sweat.gif

hey, jz another question, which 1 better? mastercard or visa?
chapree
post May 23 2007, 04:16 PM

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I use PB Visa Electron for number of years now.
Yes, they did take a long time to process the card, I think mine almost 2 month. Another thing about my PB card (I don't know about others) is that I can't use it once the balance dropped under RM 50. I want to use it at petrol station sometimes when I'm just lazy to give my small change but then, yeah... hmm.gif

My mum uses the Cosway Mastercard Debit. She's not complaining but I don't know the part of verifying PayPal with that card since I used my PB Visa Electron to verify it..

Can you explain more about Al Rajhi Visa Debit card? I know that it's RM 15 to apply for one, how about the application time and initial deposit? If there's no annual fee at all, I would like to apply for one as well since nowadays I don't use my PB at all.

Mastercard or Visa? Well, both are widely accepted worldwide so there shouldn't be any problem.
goolie
post May 23 2007, 04:47 PM

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may i know what is the use of forthcoming tune money??i heard that it is CIMB startegic partner??may i know what the service it provided??
TSinfluenza04
post May 23 2007, 06:29 PM

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QUOTE(chapree @ May 23 2007, 04:16 PM)
I use PB Visa Electron for number of years now.
Yes, they did take a long time to process the card, I think mine almost 2 month. Another thing about my PB card (I don't know about others) is that I can't use it once the balance dropped under RM 50. I want to use it at petrol station sometimes when I'm just lazy to give my small change but then, yeah... hmm.gif

My mum uses the Cosway Mastercard Debit. She's not complaining but I don't know the part of verifying PayPal with that card since I used my PB Visa Electron to verify it..

Can you explain more about Al Rajhi Visa Debit card? I know that it's RM 15 to apply for one, how about the application time and initial deposit? If there's no annual fee at all, I would like to apply for one as well since nowadays I don't use my PB at all.

Mastercard or Visa? Well, both are widely accepted worldwide so there shouldn't be any problem.
*
hmm...just walk-in into any al rajhi bank then jz say u wanna open a savings/current account. i forgot whats the minimum coz i deposited a few hundred bucks. hmm...u can get all within a day. i got mine within 30minutes...more or less. but i duno if drop till a minimum how much then cant use. coz my acc still got cash. kinda seldom use unless i dont have cash or the thing is too expensive. lol...

QUOTE(goolie @ May 23 2007, 04:47 PM)
may i know what is the use of forthcoming tune money??i heard that it is CIMB startegic partner??may i know what the service it provided??
*
i think they offer some kinda trust fund thingy. and also a debit card service. thats what i read from their site. they do investments also...lol. but they say maybe will be in business in september oh.
chapree
post May 23 2007, 08:17 PM

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QUOTE(influenza04 @ May 23 2007, 06:29 PM)
hmm...just walk-in into any al rajhi bank then jz say u wanna open a savings/current account. i forgot whats the minimum coz i deposited a few hundred bucks. hmm...u can get all within a day. i got mine within 30minutes...more or less. but i duno if drop till a minimum how much then cant use. coz my acc still got cash. kinda seldom use unless i dont have cash or the thing is too expensive. lol...
*
Ahh...now I understand. Thanks for the info biggrin.gif
TSinfluenza04
post May 23 2007, 08:38 PM

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QUOTE(chapree @ May 23 2007, 08:17 PM)
Ahh...now I understand. Thanks for the info  biggrin.gif
*
ahh...no sweat. ur welcome!
MoNnY
post May 23 2007, 09:32 PM

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QUOTE(influenza04 @ May 22 2007, 08:19 PM)
yah...its just like a normal credit card. in other threads got such things as verify paypal. n they say can oh. recently wanna book a room in genting using my visa debit card. kenot oh. called up...they say dun receive debit card. just credit card. hahaha sweat.gif

hey, jz another question, which 1 better? mastercard or visa?
*
cannot ?
thats weird.. thought it should operate like a normal credit card ?
i wonder if ambank nexg can do installment payment
chapree
post May 23 2007, 10:15 PM

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QUOTE(MoNnY @ May 23 2007, 09:32 PM)
cannot ?
thats weird.. thought it should operate like a normal credit card ?
i wonder if ambank nexg can do installment payment
*
Yup, cannot. I asked them before as well.
It's still up to the merchant whether to accept debit cards or not, just like they can choose to accept visa, master, amex or some/all of them.
MoNnY
post May 24 2007, 12:02 AM

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u asked them about which part ?
the ambank nexg part or the visa electron part ?

cause the PB isn't really a full visa card unlike the ambank nexg.
Not all merchants take visa electron.
something like maybankard. mine got visa interlink, but not alot of merchants accept
the ambank nexg IS a mastercard just that its prepaid. (or is suppose to be... i have to find out)
thats one of the reasons i got my NexG.

just my 2 cents which sounds logical enough...
and i think thats why ambank charges more for their nexg card.

This post has been edited by MoNnY: May 24 2007, 12:07 AM
firecrac
post May 24 2007, 12:17 AM

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user of PB visa card!
statisfy with what they provide, no problem verifying with paypal, and ebay, can instant transfer money online to card when want to do online shopping, then swipe it via paypal, easy access, good good~~

MoNnY
post May 24 2007, 12:21 AM

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just found out something else..
visa electron isn't recognized throughout the world, but, as a policy, merchants that take normal visa will have to accept visa electron as part of the "VISA's Accept All Cards Policy"

for more info:
http://corporate.visa.com/md/fs/consumer/electron.jsp
Garfie
post May 24 2007, 04:40 AM

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Well i am having a PB Visa Electron Debit Card, their services are good, but I do think that they can improve on the card quality that is. I find that practically every single wording comes off from the card.

Why not give ambank's mastercard debit a try? The process is also as simple as PB Visa Electron...

As for those who are not qualified for a Credit Card, you can actually ask your mom/dad to pledge a fixed deposit with the bank, and then apply the CC with the fixed deposit as a pledge. If you are under 21, then ask your mom/dad to sub the card to you, but relatively, they dont use the card, so the credit limit is all yours.

A good habit for CC users, get an envelope for every month, after using your CC, put the transaction chit together with the amount that you have signed into the envelope. Guarantee to be able to control your spending and also meet the debt requirement at the end of the month. Remember, CC is not for you to buy a lot of unncessary things and accrue up debts, CC just as a mean to facilitate easier transaction and reduce the hassle of carrying a lot of cash around.

chapree
post May 24 2007, 06:45 AM

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QUOTE(MoNnY @ May 24 2007, 12:02 AM)
u asked them about which part ?
the ambank nexg part or the visa electron part ?
*
Genting doesn't accept any debit card in general. That's what I asked them. Don't know if they already changed their policy or not. laugh.gif

Other debit cards around are UOB debit cards, EON Bank Impian and Alliance Bank Payment Cards/International Debit Card. ATM cards that can become debit cards are Al Rajhi, Alliance Bank Islamic Acconts and BSN Matrix. They are either MasterCard or Visa Electron. That's a lot of options (might be more)...i guess we need to come out with a comparison chart laugh.gif

Prepaid or debit cards are still a new concept to many local merchants. Sometimes, you just got to insist them to swipe it. I use my PB Electron online, at Kinokuniya and petrol stations (when the balance still more than 50), without any problems. I also saw one guy use it at Cash Converter. The cashier reluctant but the fella ask her to swipe it first laugh.gif

TSinfluenza04
post May 31 2007, 03:48 AM

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hmm...i using the al rajhi atm visa card...hmm...better get the PB visa electron or eon bank impian mastercard? but i was thinking since i'll be spending a few thousand a year...coz PB for every RM i spend, i get back some money oh...quite good rite? hahaha...
MoNnY
post May 31 2007, 04:45 AM

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lol.. tested my ambank nexg card yesterday...
bought a new pair of shoes...
when i pass the card to the cashier, she looked at it like it was some plastic thing i made myself...

when she cucuk the thing inside the machine also i praying that it will clear... if not, damn embarassing weh.. of course, it did and everything was ok... haha
tomatoly
post May 31 2007, 11:15 AM

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UOB visa electron
AbsoluteAuctions
post May 31 2007, 12:43 PM

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Air Asia group's Tune Money will be coming up with a prepaid credit card when Tune Money launches in September 2007 - least that's what I read in an article.

I'm certainly looking forward to that. wink.gif
TSinfluenza04
post May 31 2007, 01:07 PM

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QUOTE(tomatoly @ May 31 2007, 11:15 AM)
UOB visa electron
*
too bad. my place dont have UOB. wanted to get it also. but thats all jz too bad.

QUOTE(AbsoluteAuctions @ May 31 2007, 12:43 PM)
Air Asia group's Tune Money will be coming up with a prepaid credit card when Tune Money launches in September 2007 - least that's what I read in an article.

I'm certainly looking forward to that.  wink.gif
*
yup....read about it also. haiz....but still need to wait so long. and i wonder how to reload cash ar? rclxub.gif
AbsoluteAuctions
post May 31 2007, 01:15 PM

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QUOTE(influenza04 @ May 31 2007, 01:07 PM)
too bad. my place dont have UOB. wanted to get it also. but thats all jz too bad.
yup....read about it also. haiz....but still need to wait so long. and i wonder how to reload cash ar? rclxub.gif
*
I think it's going to work just like AmBank's NexG. Tune Money is teaming up a local bank to oversee the financial mechanism of it and if I remembered it correctly, it's CIMB Bank.

So to say, there's actually a difference between prepaid credit card and a debit card. The only prepaid credit card thus far we have in Malaysia is NexG, and Tune Money's will be the second.

If you can't wait for it, I'd suggest you go for PB's Visa Electron. I have had some not-so-pleasant experiences with NexG and it's in one of the other threads in this forum if you want to read about it. wink.gif
TSinfluenza04
post May 31 2007, 02:54 PM

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QUOTE(AbsoluteAuctions @ May 31 2007, 01:15 PM)
I think it's going to work just like AmBank's NexG. Tune Money is teaming up a local bank to oversee the financial mechanism of it and if I remembered it correctly, it's CIMB Bank.

So to say, there's actually a difference between prepaid credit card and a debit card. The only prepaid credit card thus far we have in Malaysia is NexG, and Tune Money's will be the second.

If you can't wait for it, I'd suggest you go for PB's Visa Electron. I have had some not-so-pleasant experiences with NexG and it's in one of the other threads in this forum if you want to read about it.  wink.gif
*
and whats that not-so-pleasant experience? can gv us a link? coz i think many of us wanna know it gua. but surely i have more faith in PB. thats for sure.
AbsoluteAuctions
post May 31 2007, 09:12 PM

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AmBank NexG thread

Sorry about that, I thought I'd linked it with my earlier post. wink.gif
TSinfluenza04
post May 31 2007, 09:36 PM

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QUOTE(AbsoluteAuctions @ May 31 2007, 09:12 PM)
AmBank NexG thread

Sorry about that, I thought I'd linked it with my earlier post. wink.gif
*
its never too late. but thanx alot. haha...


Added on June 1, 2007, 6:17 pmcool...jz received a letter from PB regarding my card. so on monday i just go to PB and request for the card rite? thumbup.gif

This post has been edited by influenza04: Jun 1 2007, 06:17 PM
SanosukeSagara
post Jun 6 2007, 11:08 AM

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Tune money is set to ready to roll in july..
kel_jink
post Jun 6 2007, 12:11 PM

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Still..which is the best debit card? I've read all their benefits and everything...still find they r preety much the same...
So user experience would be great. Any recommendation?

Anyone using UOB U card? I think iz design for uni student, n got 3 others for college n SEGi, n visa electron too.

QUOTE
You'll enjoy:

    * A debit card where your purchase is instantly deducted from your account.
    * It's also your personal ATM card so that you can access your money 24 hours, 7 days a week, locally and globally (from any UOB ATM and over 840,000 Visa/PLUS ATM machines).
    * Linked to an everyday banking account that pays competitive interest rates.
    * No minimum repayment nor monthly charge.
    * Joining fee of RM100 is waived.
    * A great loyalty programme with shopping & dining privileges at the coolest stores.
    * Easy to use, flexible and fun !

You must have U Account with UOB

    * A minimum initial deposit of RM50
    * You must have U Account with UOB
    * You must be a full-time student in an undergraduate programme at an accredited educational institution*

      Under Bank's approved list.

How much does it cost?

    * No joining fee
    * No annual membership fee
Wht do u guys think?

This post has been edited by kel_jink: Jun 6 2007, 12:17 PM
williamngwl
post Jun 7 2007, 06:59 AM

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QUOTE(kel_jink @ Jun 6 2007, 12:11 PM)
Still..which is the best debit card? I've read all their benefits and everything...still find they r preety much the same...
So user experience would be great. Any recommendation?

Anyone using UOB U card? I think iz design for uni student, n got 3 others for college n SEGi, n visa electron too.
Wht do u guys think?
*
that is 1 for adult use

http://www1.uob.com.my/webpages/p_cards_debit.htm
kel_jink
post Jun 7 2007, 02:47 PM

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QUOTE(williamngwl @ Jun 7 2007, 06:59 AM)
Huh? Wht do u mean? The U card is for adult use? I thought iz special design for uni student? Or u mean other debit card? I think we can apply for other debit card also rite? Is there such a ruling states dat debit card has any age limit? Sorry didnt know bout dat.

Anyway, besides U card, is there any debit card has the full fledge function of visa or mastercard? (NextG? Read bout its poor customer service...:scared...)
williamngwl
post Jun 8 2007, 02:06 AM

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QUOTE(kel_jink @ Jun 7 2007, 02:47 PM)
Huh? Wht do u mean? The U card is for adult use? I thought iz special design for uni student? Or u mean other debit card? I think we can apply for other debit card also rite? Is there such a ruling states dat debit card has any age limit? Sorry didnt know bout dat.

Anyway, besides U card, is there any debit card has the full fledge function of visa or mastercard? (NextG? Read bout its poor customer service...:scared...)
*
no....wat i mean is thier is 1 that citizen above 18 can apply.as long u deposit rm500 to the account,then u will get the visa electron debit card

http://www1.uob.com.my/webpages/p_cards_debit_electron.htm

btw,i like service from UOB Bank,look pro as previously i am U Card and UOB-MalaysiaCollege.com debit card holder.
young_mane
post Jun 8 2007, 10:32 AM

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Was helping my mum to book a ticket on Air Asia's website using her debit card issued by AMBank.

Was facing some problems as the payment just could not accept the card. Anybody ever experienced using a debit card to purchase tickets from Air Asia?
kel_jink
post Jun 8 2007, 11:17 AM

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QUOTE(williamngwl @ Jun 8 2007, 02:06 AM)
btw,i like service from UOB Bank,look pro as previously i am U Card and UOB-MalaysiaCollege.com debit card holder.
*
So how's uob's U card? Any problem at all? any special benefits?
TSinfluenza04
post Jun 10 2007, 03:44 PM

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ahhh...got my card ady. jz less than a month can get ady. hahahaha...but that day the service kinda bad. waited sooooooooooo long to get my card. hahaha...
bravobronzo
post Jun 11 2007, 05:01 PM

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QUOTE(MoNnY @ May 31 2007, 04:45 AM)
lol.. tested my ambank nexg card yesterday...
bought a new pair of shoes...
when i pass the card to the cashier, she looked at it like it was some plastic thing i made myself...

when she cucuk the thing inside the machine also i praying that it will clear... if not, damn embarassing weh.. of course, it did and everything was ok... haha
*
it should be ok dude..i juz bought it last month..i went to china and used it..suprisingly it works FINE!!..for me it's advantage..always travel oversea and as a student of coz i dont have cc..so ambank nexg allow me to reserve accommodation there.. and if no credit in the card (At least for oversea usage, allow min balance USD50),just ask ur friend to bank in to ur card by using cash deposit(certain branches) or manual cash in.. for me its really convenience.. well, heard few forumers complaining about nexg mastercard..but for me all debit card in malaysia having same problem..just give a chance to nexg..they are improving

anyway,for oversea usage,u must 1st activate and inform ambank where r u going and how long u will be staying..they will activate it.. for paypal verification, make sure ur debit card is ACTIVATED by AMBANK ..call them and ask the status

This post has been edited by bravobronzo: Jun 11 2007, 05:07 PM
kel_jink
post Jun 12 2007, 02:39 PM

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I think ambank has also juz launched nextG mastercard rite?
Has anyone applied for it?
Is visa electron any good? And who ever using U-card, can share a bit of ur experience here?
TSinfluenza04
post Jun 13 2007, 04:58 PM

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QUOTE(kel_jink @ Jun 12 2007, 02:39 PM)
I think ambank has also juz launched nextG mastercard rite?
Has anyone applied for it?
Is visa electron any good? And who ever using U-card, can share a bit of ur experience here?
*
im using PB visa electron. so far i just paid for petrol. is ok. prefer that card. coz from every dollar u spend, get back i think 0.5% ar. lol...hmm...i think i'll use more than 1.2k
0606088
post Jun 13 2007, 05:06 PM

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have a Q here. which debit doesn't need annual fees?
TSinfluenza04
post Jun 14 2007, 05:06 AM

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QUOTE(606088 @ Jun 13 2007, 05:06 PM)
have a Q here. which debit doesn't need annual fees?
*
as far as i know, its al rajhi. but its not a debit card. its kind of an atm card but has the facilities of Visa electron. so in other words, its a debit card.
socratesman
post Jun 15 2007, 08:41 PM

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Check this blog entry on Ambank Prepaid NexG Mastercard. I found it very useful.

http://www.fuyoh.net/?p=1010#more-1010
EightPhantomz
post Jun 15 2007, 08:49 PM

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Ambank NexG maintenance fee is RM3 per month. Times by 12 months equivalent to RM36 a year. Compare that to other cards with annual fees.
TSinfluenza04
post Jun 16 2007, 05:29 AM

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QUOTE(EightPhantomz @ Jun 15 2007, 08:49 PM)
Ambank NexG maintenance fee is RM3 per month. Times by 12 months equivalent to RM36 a year. Compare that to other cards with annual fees.
*
if compared, it seems to me that its more expensive. PB visa only 24bucks a year. but can be waived if u spend more than 1200bucks a year. which im sure i can.haha


Added on June 16, 2007, 5:38 am
QUOTE(socratesman @ Jun 15 2007, 08:41 PM)
Check this blog entry on Ambank Prepaid NexG Mastercard. I found it very useful.

http://www.fuyoh.net/?p=1010#more-1010
*
read through that blog. but still hmm.gif , the nexg card aint attractive enuff. sticking back to my PB visa electron. haha...thanx neway.

This post has been edited by influenza04: Jun 16 2007, 05:38 AM
EightPhantomz
post Jun 16 2007, 01:17 PM

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that al-rajhi looks attractive. but its still new. better stick to pb.
wanted to buy that ambank nexg pack coz its a mastercard, something new compare to loads of visa around, but with that maintenance fees... maybe not.
kel_jink
post Jun 21 2007, 09:49 PM

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Al rajhi's apparently comes with visa wave...Did u guys notice the wave symbole at the right side of the card?
TSinfluenza04
post Jun 22 2007, 10:10 PM

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dude, the debit card doesnt have wave. its only the i-Charge card got wave. haha...thats a credit card. makes a whole lot difference.
athlon 11
post Jun 22 2007, 11:35 PM

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QUOTE(EightPhantomz @ Jun 16 2007, 01:17 PM)
that al-rajhi looks attractive. but its still new. better stick to pb.
wanted to buy that ambank nexg pack coz its a mastercard, something new compare to loads of visa around, but with that maintenance fees... maybe not.
*
perhaps you can have a look on affin bank's debit master card
radioactive
post Jun 23 2007, 12:38 AM

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QUOTE(athlon 11 @ Jun 22 2007, 11:35 PM)
perhaps you can have a look on affin bank's debit master card
*
anyone using this card? wats the touch and go auto reload thingy??
the pros bout this is the card doesn't have tht annoying electron word at the bottom of the logo. jus plain mastercard. the cashier doesn't now its debit oso.
TSinfluenza04
post Jun 23 2007, 01:11 AM

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hmm...but then yeah....i saw the card. the design kinda nice. but then...need to pay the annual fees wor. rm20 wor. i use PB visa electron, annual fees of rm24 is waived if i used around rm1200 wor. see the difference? coz i know i'll surely use more than rm2k each year. so i no need pay any annual fees at all. but PB is not a like savings account lo, dun gv interest.

but after much consideration, i think PB is still better even if the word electron is there. anyway, aiyah...jz admit its a debit card lo. student ma. wait till work only get credit card lo. haha...anyway, for affin, they gv u interest same like a savings account. but count here and there, still cant justify with the rm20 annual fees.

btw, watz the interest rate for affin bank savings account?
radioactive
post Jun 23 2007, 11:39 AM

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QUOTE(influenza04 @ Jun 23 2007, 01:11 AM)
hmm...but then yeah....i saw the card. the design kinda nice. but then...need to pay the annual fees wor. rm20 wor. i use PB visa electron, annual fees of rm24 is waived if i used around rm1200 wor. see the difference? coz i know i'll surely use more than rm2k each year. so i no need pay any annual fees at all. but PB is not a like savings account lo, dun gv interest.

but after much consideration, i think PB is still better even if the word electron is there. anyway, aiyah...jz admit its a debit card lo. student ma. wait till work only get credit card lo. haha...anyway, for affin, they gv u interest same like a savings account. but count here and there, still cant justify with the rm20 annual fees.

btw, watz the interest rate for affin bank savings account?
*
its the part where those pretend to be smart cashier say their cc machine dun accept visa electron thts annoying. then hafta convince them...slot in 1st...u slot in 1st..can 1. sweat.gif

actually the affin mastercard seems like a good replacement for my nexg card. its sucking rm3 every month, no 0.5% bonus, no interest.

tht card comes with an attractive travel insurance if i buy my air ticket with it. how far and reliable this insurance goes?
TSinfluenza04
post Jun 24 2007, 02:37 AM

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QUOTE(radioactive @ Jun 23 2007, 11:39 AM)
its the part where those pretend to be smart cashier say their cc machine dun accept visa electron thts annoying. then hafta convince them...slot in 1st...u slot in 1st..can 1. sweat.gif

actually the affin mastercard seems like a good replacement for my nexg card. its sucking rm3 every month, no 0.5% bonus, no interest.

tht card comes with an attractive travel insurance if i buy my air ticket with it. how far and reliable this insurance goes?
*
for that, guess u gotta checkout the nearest affin bank. but then, using affin very inconvenient. in my town, jz got 1. their branches are soooooooooooooo limited that some major towns also dun even have a branch when there's a hsbc instead. if got hsbc, means that town is very ~considered BIG~. hahaha...if u travel often, maybe the affin card is good. but if for those who just using day to day expenditure, guess the PB visa electron is better gua. haha...

btw, anyone ever tried b4 that the cashier say visa electron cant swipe? that cashier mz be dumb if that fella ever say that. just call the manager thumbup.gif . case solved. hahaha icon_rolleyes.gif
EightPhantomz
post Jun 24 2007, 09:20 PM

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affin card huh? will try that one. yeah, alot stupid cashiers dunno shit about visa electron. they thot its a discount card.
mengfui
post Jun 27 2007, 10:59 PM

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PB Visa Electron no 0.5% cash back if using to buy petrol is it?


Added on June 27, 2007, 11:00 pmPB Visa Electron no 0.5% cash back if using to buy petrol is it?

This post has been edited by mengfui: Jun 27 2007, 11:00 PM
TSinfluenza04
post Jun 28 2007, 12:55 AM

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i duno ar. but im mainly using to buy petrol wor. anyone can call their card center?

###Can't use any debit card at TM Point###

there's no point using card at telekom. haiz...got money also dun wan.
kel_jink
post Jun 30 2007, 10:18 AM

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TSinfluenza04
post Jul 1 2007, 11:18 PM

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ermm...using PB visa electron, but cant seem to bank-in money using the machine ar. anyone facing same problem?
sykz
post Jul 2 2007, 06:32 PM

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Anyone using UOB U card, uob-malaysiacollege.com card and SEGI card? Btw, I want to get a debit card cause it will ease my time paying my college montly fees and also get some bonus point like those credit card. I think only EON bank debit card give bonus point each RM1 swiped but its annual fee quite expensive. Any other bank that provide same benefit as EON bank?

This post has been edited by sykz: Jul 2 2007, 06:47 PM
skincladalien
post Jul 3 2007, 02:13 AM

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i wanna ask about the pbb visa electron, it took about 1 month and finally i got the approval letter today, and i bank in some money into the account adi. how long i need to wait more to start using the card?
TSinfluenza04
post Jul 3 2007, 11:48 PM

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QUOTE(sykz @ Jul 2 2007, 06:32 PM)
Anyone using UOB U card, uob-malaysiacollege.com card and SEGI card? Btw, I want to get a debit card cause it will ease my time paying my college montly fees and also get some bonus point like those credit card. I think only EON bank debit card give bonus point each RM1 swiped but its annual fee quite expensive. Any other bank that provide same benefit as EON bank?
*
ermm...hmm...pb visa electron lo. 0.5% for each RM spent oh...lol...too bad jz retail purchases only

QUOTE(skincladalien @ Jul 3 2007, 02:13 AM)
i wanna ask about the pbb visa electron, it took about 1 month and finally i got the approval letter today, and i bank in some money into the account adi. how long i need to wait more to start using the card?
*
lastime i got mine around 1 and a half weeks after i bank-in the money. they send letter then go bank and collect lo. but i waited around 2-3weeks for the password to reach me. haha...
skincladalien
post Jul 5 2007, 12:27 PM

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i got my card by post laju today, super fast service i would say thumbup.gif
kel_jink
post Jul 6 2007, 05:14 PM

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bukanmain
post Jul 6 2007, 10:28 PM

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You were hoping for better quality when its only rm25? I dont mind how they look like as long as they keep it cheap for starter and very helpful for those who really needed debit card.
pilotHans
post Jul 10 2007, 06:08 PM

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so the list of debitCards

1) Ambank NextG master
2) PB
3) al-raj
4) alliance
5) affin bank
6) airAsia? tune? unsure.gif
vandetta
post Jul 11 2007, 01:53 AM

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QUOTE(influenza04 @ Jul 1 2007, 11:18 PM)
ermm...using PB visa electron, but cant seem to bank-in money using the machine ar. anyone facing same problem?
*
I also user of PB Debit Card but how can you cannot bank in money using ATM? Did you choose credit card payment option? ANd don't need to insert the card just press enter and choose credit card payment, insert your cand number, and put in cash!

QUOTE(pilotHans @ Jul 10 2007, 06:08 PM)
so the list of debitCards

1) Ambank NextG master
2) PB
3) al-raj
4) alliance
5) affin bank
6) airAsia? tune?  unsure.gif
*
Maybank also got I think..
kel_jink
post Jul 11 2007, 10:57 AM

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maybank is bankcard, they r debit card but doesnt hv the facilities like Visa or mastercard
bryanyz
post Jul 16 2007, 09:46 PM

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IKEA Friends Loyalty Payment Card debit card can it be use as a normal credit card to pay to shop other than ikea?
bryanling
post Aug 12 2007, 11:54 PM

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Recently booking genting hotel and buy the concert ticket also not accepted, I called to PB service there the staff told me GENTING DOESN'T ACCEPT DEBIT CARD, Damn !

The Company not accept debit card:
1. Genting

This post has been edited by bryanling: Aug 13 2007, 12:17 AM
socratesman
post Aug 13 2007, 11:59 AM

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QUOTE(bryanling @ Aug 12 2007, 11:54 PM)
Recently booking genting hotel and buy the concert ticket also not accepted, I called to PB service there the staff told me GENTING DOESN'T ACCEPT DEBIT CARD, Damn !

The Company not accept debit card:
1. Genting
*
That's probably because PB debit card is using Visa Electron, unlike the Ambank NexG which is using Mastercard/Visa.

I've seen some posters here saying they were able to book Genting using the NexG.

This post has been edited by socratesman: Aug 13 2007, 12:00 PM
travolta_lim
post Aug 13 2007, 03:52 PM

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Weird, I used my PB electron to book the hotel from genting.com.my on May 2007. The transaction was successful and no complain on that.
bryanling
post Aug 13 2007, 05:58 PM

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QUOTE(travolta_lim @ Aug 13 2007, 03:52 PM)
Weird, I used my PB electron to book the hotel from genting.com.my on May 2007. The transaction was successful and no complain on that.
*
Really weird ! I tried many and many times, never success.
Made me damn inconvenience.
May I know which hotel you booked through the PB visa electron?
travolta_lim
post Aug 13 2007, 10:23 PM

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First world, have u deposit money to the pbb card before u make any transaction?

one more thing, you will ned to activate something before you can book online. The reservation page will redirect you to the pbb security page and asked you to call to the call centre,number is shown on the screen.
bryanling
post Aug 14 2007, 08:29 AM

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I also booked First World, I sure my PB Visa card account got a lot of money.
I also Verified my VISA Electron on web.
goolie
post Aug 14 2007, 09:46 AM

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Alliance ecosway debit card the best
jocsp
post Aug 14 2007, 11:39 PM

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hello. just want to ask a question regarding PB Visa Electron.

may i know how does the PB Visa Electron card work?

are we suppose to first put in a sum of money first and then when we use it the amount will be deducted from the amount of money that we have inserted into the card? OR we use it to pay for something first and then at the end of the month we will receive a statement showing the amount that we have used and then we pay for that amount?

i do not have an income because i am still a student and plan to get that because i do hold an account in Public Bank currently and it will be more convenient for me to do certain transaction. is it advisable to get it?

please advise.

thanks.

This post has been edited by jocsp: Aug 14 2007, 11:42 PM
sharpman
post Aug 15 2007, 09:57 PM

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QUOTE(jocsp @ Aug 14 2007, 11:39 PM)
may i know how does the PB Visa Electron card work?

are we suppose to first put in a sum of money first and then when we use it the amount will be deducted from the amount of money that we have inserted into the card? OR we use it to pay for something first and then at the end of the month we will receive a statement showing the amount that we have used and then we pay for that amount?

i do not have an income because i am still a student and plan to get that because i do hold an account in Public Bank currently and it will be more convenient for me to do certain transaction. is it advisable to get it?

*
jocsp,
Refer here ==> http://www.pbebank.com/en/en_content/images/debit.pdf

Since you are a Public Bank account holder, you can use the Automatic Sweep feature so that any succesfull PB Visa Electron transaction made will be deducted from the savings in your saving's account smile.gif
jocsp
post Aug 15 2007, 10:03 PM

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QUOTE(sharpman @ Aug 15 2007, 09:57 PM)
jocsp,
Refer here ==> http://www.pbebank.com/en/en_content/images/debit.pdf

Since you are a Public Bank account holder, you can use the Automatic Sweep feature so that any succesfull PB Visa Electron transaction made will be deducted from the savings in your saving's account  smile.gif
*
hello sharpman,

does this mean that i can use it like a credit card when purchasing an item in the malls? will it get rejected? will there be any interest charge when i use it to purchase something? and i would also like to know whether which is a better choice between VISA and MASTERCARD.

thanks for the help. smile.gif

This post has been edited by jocsp: Aug 15 2007, 10:05 PM
athlon 11
post Aug 15 2007, 10:11 PM

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QUOTE(sharpman @ Aug 15 2007, 09:57 PM)
jocsp,
Refer here ==> http://www.pbebank.com/en/en_content/images/debit.pdf

Since you are a Public Bank account holder, you can use the Automatic Sweep feature so that any succesfull PB Visa Electron transaction made will be deducted from the savings in your saving's account  smile.gif
*
not very suggest if you have large amount of money in your saving account.what happen if you lost your card?

better seperate you saving account and debit card account.
jocsp
post Aug 15 2007, 10:45 PM

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QUOTE(athlon 11 @ Aug 15 2007, 10:11 PM)
not very suggest if you have large amount of money in your saving account.what happen if you lost your card?

better seperate you saving account and debit card account.
*
hello athlon 11,

let say if i were to get one debit card, is it possible for me to open another account and put some funds into it just for the sake of the debit card so that i wont mix it up with the saving accounts? so like every time i use it it will deduct from the newly opened account rather than from my savings account?

thanks.
cawaiicollection
post Aug 16 2007, 03:11 AM

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MAYBANK & AMEX LO


Added on August 16, 2007, 3:12 amMAYBANK & AMEX LO

This post has been edited by cawaiicollection: Aug 16 2007, 03:12 AM
EightPhantomz
post Aug 16 2007, 12:21 PM

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For Public Bank Debit Card, its already a separate account. Not joint with savings account.
If I'm not mistaken, you can transfer from your PB savings into the account, free of charge.
jocsp
post Aug 16 2007, 06:03 PM

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QUOTE(EightPhantomz @ Aug 16 2007, 12:21 PM)
For Public Bank Debit Card, its already a separate account. Not joint with savings account.
If I'm not mistaken, you can transfer from your PB savings into the account, free of charge.
*
thanks for the info.
athlon 11
post Aug 16 2007, 09:50 PM

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QUOTE(jocsp @ Aug 15 2007, 10:45 PM)
hello athlon 11,

let say if i were to get one debit card, is it possible for me to open another account and put some funds into it just for the sake of the debit card so that i wont mix it up with the saving accounts? so like every time i use it it will deduct from the newly opened account rather than from my savings account?

thanks.
*
jocsp,

for public bank's visa electron,you have 3 ways to manage the top up.

1)if you have no public saving account,you can go to public bank top up it.

2)if you already have public bank account,you can always transfer money from your saving account to your card.

3)auto sweep if you have public saving account.every time when your card amount drop to an amount(i think is RM50),bank automatic transfer money from your saving to top up your card.i do not sugest this option if you have large amount of money in your saving account.

lastly,yes,you can apply 2 saving account.in a way,one is traditional saving account.one is Islamic saving account.
sharkware
post Aug 17 2007, 02:40 AM

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Hey guys, just want to inform you

Al-Rajhi Debit card cannot go through paypal, they say its for security reason

But the payment services other than paypal okay i guess, i payed through worldpay, and it went fine

This post has been edited by sharkware: Aug 17 2007, 02:42 AM
jocsp
post Aug 17 2007, 10:58 AM

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QUOTE(athlon 11 @ Aug 16 2007, 09:50 PM)
jocsp,

for public bank's visa electron,you have 3 ways to manage the top up.

1)if you have no public saving account,you can go to public bank top up it.

2)if you already have public bank account,you can always transfer money from your saving account to your card.

3)auto sweep if you have public saving account.every time when your card amount drop to an amount(i think is RM50),bank automatic transfer money from your saving to top up your card.i do not sugest this option if you have large amount of money in your saving account.

lastly,yes,you can apply 2 saving account.in a way,one is traditional saving account.one is Islamic saving account.
*
very informative indeed.

thanks for answering. smile.gif
PACINO
post Aug 17 2007, 12:02 PM

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Has anyone tried their debit cards or visa electrons on other hotels around malaysia?

Has anyone has experiences where they did not accept your card transaction?
I would like to apply a debit card, but i am afraid hotels would not accept these transactions. I have read forumers stating genting does not accept, but what about others? Like 5 stars hotels n etc around KL n PJ area?

I only would apply debit cards for those purposes , so that i would be able to book rooms, or whatsoever that needs a card for bookings. Normally i would pay things with cash.


athlon 11
post Aug 17 2007, 09:52 PM

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QUOTE(jocsp @ Aug 17 2007, 10:58 AM)
very informative indeed.

thanks for answering.  smile.gif
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Your are wellcome.this is the forum's spirit smile.gif
cutun1217
post Aug 18 2007, 06:39 PM

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can we use the debit card to verify paypal account?
thanks
PACINO
post Aug 20 2007, 05:36 PM

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QUOTE(PACINO @ Aug 17 2007, 12:02 PM)
Has anyone tried their debit cards or visa electrons on other hotels around malaysia?

Has anyone has experiences where they did not accept your card transaction?
I would like to apply a debit card, but i am afraid hotels would not accept these transactions. I have read forumers stating genting does not accept, but what about others? Like 5 stars hotels n etc around KL n PJ area?

I only would apply debit cards for those purposes , so that i would be able to book rooms, or whatsoever that needs a card for bookings. Normally i would pay things with cash.
*
can anyone help me with the points i put above?

pls share if u have any knowledge in this matter...Thanks for sharing.
kelvintan_mobile
post Sep 20 2007, 11:59 PM

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hi

saw from the thread that u guys commented about the card. i wish to get the card . after reading the official website i dint get to see that annual fees is waived if used more than rm1200 . where did u guys see that ? also i suppose theres interest rate right for money accumulated in the card acc . 0.5% , thats wat i saw la , thx for helping me

Best regards
Kelvintan
mengfui
post Sep 22 2007, 12:03 PM

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EonBank Freedom Mol Debit card..no monthly fees..online secured shopping.. thumbup.gif
SleeplessEyes
post Oct 4 2007, 11:41 AM

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QUOTE(influenza04 @ May 18 2007, 01:41 PM)
looks like a debit card, but too many things make me dun wan get this card :
1) can overdraw money
2) its not free for life. every 2 years need to renew membership. rm25
3) i dont always shop at ikea
4) their points also expire after 2 years.
5) conclusion - not getting it.

asking me y? coz of the overdraw thing ler. dont wanna owe the bank any money. later overdraw too much. become like credit card d. no money to pay cry.gif

http://www.alliancebank.com.my/Personal_Ba...ayment_card.htm
*
Sounds OK for me.I like (2) and (3),cause I am a IKEA fan. biggrin.gif
And...Every 2 years pay RM 25, thats cheaper than others, even cheaper than PB...and I love the card design (excuse me for being attracted to the card design)
But do they have CC statement also?

This post has been edited by SleeplessEyes: Oct 4 2007, 11:44 AM
SUSDavid83
post Nov 10 2007, 12:11 AM

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Recently I saw a TV commercial on Debit Mastercard. Would like be the same as Mastercard Electronic?
he-sham
post Nov 10 2007, 02:25 AM

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I still waiting for my Affinbank debit MasterCard...i applied last week..deposited rm50 to newly open Affinbank saving account...

The sale representatative said it will be sent to my address after 14 business days...

It'll deduct direct from saving account (which i just open before i applied debit mastercard)...

anyway, that account just for debit mastercard use.....so can topup any amount using cash deposit machine of AffinBank and internet transaction through Maybank2u and cimbclicks...

i also got AffinBank Bankcard, which mean if i need to withdraw my money, maximum i'll be charged is rm1 (for meps) & free for affinbank ATM.... no need to use the debit mastercard to withdraw (unless oversea la)...

main benefits of Affinbank debit mastercard are:
1) get back 0.5% from the amout of any transaction using the card
2) Travel insurance...

someone_stupid
post Nov 14 2007, 06:47 PM

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wat abt the eon bank EMV or something like tat? when can apply that?
FayeChan
post Nov 15 2007, 11:03 PM

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Sigh, its quite the hassle to take when you have another bank account and yet the Debit card (of all kinds) does not allow you link directly to it (unless you are with the same bank that offers you the card itself).

I'm with RHB bank and I'm waiting for the time when it'll have its own official Debit card; since I'm not a big believer in credit cards.
f_9809
post Nov 18 2007, 01:58 AM

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im new here,
for affinbank debit card holders, i wanna know if there is any problems occur using this cards.
and i wanna know, what are the differences between visa, and visa electron? are there difficulties using visa electron such as not all international retailers accept it?
how about cancellation of a card? do the banks charge when we want to cancel our card? canceling here, i mean we dont want to use that card anymore laa.. ( i donno the term as im new in the field)
rclxub.gif
EnSky
post Nov 18 2007, 11:35 AM

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I'm under 18 age.
Any debit card i can apply?
shthor
post Nov 18 2007, 12:36 PM

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I got MOL freedom, a prepaid mastercard. Took a long time to get approved. But after that, I have no problem using it. Buy books from amazon, pay through paypal (buy things on ebay and donate to mozilla firefox). Can access www.eonbank.com.my to check my balance statement. Can use the card to check balance via EON Atm.

So far no problem using it so I'm quite satisfied with it.

ReWeR
post Nov 18 2007, 12:44 PM

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I'm not sure I'm correct on this, isn't Maybank ATM card already got debit card function?
SUSDavid83
post Nov 18 2007, 12:45 PM

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QUOTE(ReWeR @ Nov 18 2007, 12:44 PM)
I'm not sure I'm correct on this, isn't Maybank ATM card already got debit card function?
*
Some did mention that but I don't have no idea on how to use that debit function.
Kennyv
post Nov 18 2007, 04:14 PM

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QUOTE(David83 @ Nov 18 2007, 12:45 PM)
Some did mention that but I don't have no idea on how to use that debit function.
*
from what i remember, the ATM can be used in Petronas and Carrefour as debit card, of course with some charges applied.. smile.gif
SUSDavid83
post Nov 18 2007, 05:25 PM

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QUOTE(Kennyv @ Nov 18 2007, 04:14 PM)
from what i remember, the ATM can be used in Petronas and Carrefour as debit card, of course with some charges applied..  smile.gif
*
How much is the charge?

How about in Jusco? It is used in ATM or debit card mode?
SUSDavid83
post Nov 19 2007, 08:20 PM

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AmBank expects 200,000 new credit card users

KUALA LUMPUR: AmBank (M) Bhd targets to secure about 200,000 new credit card users within one year for its newly launched AmBank NexG-iTalk Prepaid Mastercard, the first telco co-branded prepaid card with its partner, Telekom Malaysia Bhd ™.

According to AmBank (M) Bhd, managing director of retail banking, Mohamed Azmi Mahmood, the NexG-iTalk Prepaid Mastercard's competive advantage was its dual-functionality as a secure, chip-based credit card as well as a prepaid calling card with iTalk functionality.

"This alliance between two giants in our respective industries will bring much mutual benefit to all stakeholders and customers. With this launch, both AmBank and TM customers will now enjoy a wider range of features in a single card that can be used for payment and for making calls at low rates.

"Cardholders are also rewarded for their usage simultaneously by AmBonus, TM and RealRewards loyalty programmes," he told reporters after the launch on Monday.

AmBank and state-owned phone company TM had recently joined forces to boost each other's card business. The NexG-iTalk Prepaid Mastercard is the first fruit of the strategic collaboration.

According to TM, chief operating officer, TM Retail, Malaysia Business, Datuk Adnan Rofiee, iTalk is TM's prepaid calling card service which uses Voice-over-Internet Protocol (VoIP) and could be used on any mobile or fixed telephone service. "The NexG-iTalk Prepaid Mastercard offers compelling features, including iTalk's low international call rates, flexibility in reloading, wide acceptance and also for dial-up Internet access," he said, adding that there was a possibility of AmBank having co-branded cards with TM's subsidiary Celcom (M) Bhd.

URL: http://biz.thestar.com.my/news/story.asp?f...02&sec=business
mrcloud9
post Nov 19 2007, 08:53 PM

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tunemoney just launched their card just now! i like. haha.
mi_kit49
post Nov 20 2007, 02:05 PM

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I just check from tunemoney.com. Tune card is VISA debit card. Anunual fee RM9.99. You have to go and collect your tune card from selected Pos office if your application success and Pos Malaysia will charge you RM3. Reload via CIMB or PosMalaysia will be charge RM2. If reload via FPX will be charge RM0.50.

First 1000 applicants will get FREE tune card. But I can't find what they define by free. Annual fee waive for first year or what?

This post has been edited by mi_kit49: Nov 20 2007, 02:07 PM
he-sham
post Nov 20 2007, 09:48 PM

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first expirienced using my Affin Bank Debit MasterCard....i used it to pay petrol....transaction accept....BUT ! it deduct preset value of RM150 eventhough i filled up only RM30...

i'm shock when i checked my balance short of RM120...but after I called their helpline, they said it's like that when u fill up petrol....they will deduct fixed RM150 first....AFTER 1 WEEK only they will credit back the balance.... what the hell ?? why took so long ?? siapa mau isi minyak RM150 ?? even mercedez i think reasonable amnount is rm100 maximum.....

bad first expirienced with Affin bank debit mastercard....but i think most debit cards are like that....at least my money stilll there.....but still dissapointed with the time taken to credit back my money...
maelzx
post Nov 21 2007, 07:45 PM

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i use molfreedom.

one thing that i learn, if you try to topup online (fpx, maybank2u) and did some mistakes ... and mol reject your application.... your money will be hold by mol (not eon bank, not maybank). call mol.

that what i experience. i make a mistakes (the card expiry date). i call eon bank ... they just said the money is not there. i call maybank, maybank said the money has been accepted. by the way maybank hold my line the longest ... 10 minute just for checking my money ....

lastly call mol ... yes the money is hold. i call mol everyday for 2 days, then they transfer the money to my account by RHB bank .... well .. my money travel from maybank to eon bank but got kick, land on mol .. and somehow it goes to rhb and got back to my card ....

other than that ... it's quite a pleasant to use mol freedom smile.gif
kuenny
post Nov 24 2007, 01:54 AM

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i just get 1 from public bank, can online apply.
after compare with ambank Nexg, i think Public Bank better.
Nexg on MasterCard, Public Bank on Visa

here is the compare
http://www.liewcf.com/blog/archives/2006/0...aid-mastercard/

Public Bank Debit Card no problem with paypal.
Public Bank Debit Card take less than 7 days to reach after RM25 min topup is made.

But, Public Bank Card.... Ugly...



QUOTE(EnSky @ Nov 18 2007, 11:35 AM)
I'm under 18 age.
Any debit card i can apply?
*
I don't think there is any.
CC card supplement also need 18 above

This post has been edited by kuenny: Nov 24 2007, 01:55 AM
socratesman
post Nov 28 2007, 08:11 PM

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I've just started using PB Visa Electron for paypal....

everything was smooth. after i deposited rm25, they sent me the card, ATM PIN and i went to my nearest branch and applied for internet banking service for the card account.

i went with this instead of ambank nexg because it does not have extra charges for overseas transactions(foreign currency).
Shinichi
post Dec 3 2007, 08:58 PM

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Hi all, want to get input from you guys here. Between Public Bank Visa Electron and Tune Money Debit Visa, which is better for online transaction (eg. paypal)? Which is is better for someone that didn't spend much?

Thanks.
kuenny
post Dec 4 2007, 02:00 AM

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QUOTE(Shinichi @ Dec 3 2007, 08:58 PM)
Hi all, want to get input from you guys here. Between Public Bank Visa Electron and Tune Money Debit Visa, which is better for online transaction (eg. paypal)? Which is is better for someone that didn't spend much?

Thanks.
*
tunemoney debit, i think no one try before yet.
how about you go and have a try and let us know?
tongue.gif
Shinichi
post Dec 4 2007, 07:11 AM

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QUOTE(kuenny @ Dec 4 2007, 02:00 AM)
tunemoney debit, i think no one try before yet.
how about you go and have a try and let us know?
tongue.gif
*
Haha, I want to get input first before I try tongue.gif
smudge
post Dec 5 2007, 03:02 AM

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so after buying the Ambank NexG PrePaid starter pack can use terus or not? or have to wait for verification/confirmation?

thought of applying for the PB card but to sometime hv to wait up to 2-3weeks up to 2 months to obtain card depends on ur luck la.

Ambank one seem to be less hassle
Shinichi
post Dec 5 2007, 07:53 AM

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QUOTE(smudge @ Dec 5 2007, 03:02 AM)
so after buying the Ambank NexG PrePaid starter pack can use terus or not? or have to wait for verification/confirmation?

thought of applying for the PB card but to sometime hv to wait up to 2-3weeks up to 2 months to obtain card depends on ur luck la.

Ambank one seem to be less hassle
*
Imo, even thou PB you need to wait 2-3 weeks to get the card, but annually you only need to pay RM24. For Ambank if I remembers correctly, its about RM3 monthly fee.
For PB I have no problem using it for Paypal too. Ambank I not so sure.
amenlo9
post Dec 5 2007, 12:17 PM

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QUOTE(Shinichi @ Dec 5 2007, 07:53 AM)
Imo, even thou PB you need to wait 2-3 weeks to get the card, but annually you only need to pay RM24. For Ambank if I remembers correctly, its about RM3 monthly fee.
For PB I have no problem using it for Paypal too. Ambank I not so sure.
*
can you withdraw paypal money from paypal to Visa Electron?
Kuyoki
post Dec 5 2007, 02:59 PM

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Mol freedom from EON BANK. Just charge RM25 for the starter pack only.
Shinichi
post Dec 5 2007, 07:50 PM

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QUOTE(amenlo9 @ Dec 5 2007, 12:17 PM)
can you withdraw paypal money from paypal to Visa Electron?
*
Cant comment on this as I never do so before. But theoretically its possible based on what I read from Ebay/Paypal, but you need to pay USD5 as transaction fee.

Maybe someone here who withdrawed their paypal funds to PB Visa Electron can comment on this?
smudge
post Dec 6 2007, 03:44 PM

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to visa electron cards i read in some other thread around here i believe can.
johnkor
post Dec 6 2007, 03:46 PM

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Mastercard Direct Debit !
smudge
post Dec 7 2007, 12:25 PM

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QUOTE(Kuyoki @ Dec 5 2007, 02:59 PM)
Mol freedom from EON BANK. Just charge RM25 for the starter pack only.
*
hah EON BANK? no wonder la charge $25 only.rather pay AMBANK/PB annual fees than one time $25 for crappy service from crappy bank.even over the counter service sucks.haiyahh better stick to selling over-priced crappy cars la EON

U23r
post Dec 13 2007, 12:34 AM

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why isn't anyone mentioning about Standard Chartered Visa Electron?
skincladalien
post Dec 13 2007, 01:37 AM

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can other debit card view transaction online?

because for public bank visa electron paypal verification, you need to wait until end of month after they send you the statement only can get the code. so you need to choose a good date which is close to but not pass the date they issue statement.
zeist
post Dec 13 2007, 01:43 AM

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My friend applied one when he was 17. He use that card to get all the discounts privillege only. laugh.gif
rkanian
post Dec 13 2007, 05:42 AM

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I also applied for the public bank visa electron debit card months ago..no news from them. debit card also need 1.5k salary meh!!

tunemoney application process is a hell for me. can't make the popup signup page make load properly..anyone have luck applying for the card?
spunkberry
post Dec 13 2007, 06:02 AM

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I find that debit cards are safer than credit cards.
kelvio
post Dec 13 2007, 11:41 AM

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hmm can any help me ??
to apply this debit card need any requirement ?? like salary must above howmuch and etc

which debit card is more benefit??


avengers88
post Dec 13 2007, 01:16 PM

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www.tunemoney.com ..

cool , elegant , and affordable =) !!
rkanian
post Dec 13 2007, 03:57 PM

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are there any debit card here in malaysia which offer the benefits or privilege like the 0% interest installment plan offer to credit card holders. i'm completely new in this card thing. please advise. thanks.
kelvio
post Dec 14 2007, 11:26 AM

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tunemoney is credit or debit ???
rkanian
post Dec 14 2007, 03:43 PM

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it's prepaid. it doesn't links directly with your bank. you have to load the money in the card if you want to use it.
WaCKy-Angel
post Dec 14 2007, 04:14 PM

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QUOTE(rkanian @ Dec 13 2007, 05:42 AM)
I also applied for the public bank visa electron debit card months ago..no news from them. debit card also need 1.5k salary meh!!

tunemoney application process is a hell for me. can't make the popup signup page make load properly..anyone have luck applying for the card?
*
How u apply PBB Visa Electron?
Usually u just need to open savings account with them and u will get the card on the spot.

QUOTE(spunkberry @ Dec 13 2007, 06:02 AM)
I find that debit cards are safer than credit cards.
*
Why do u say so?

QUOTE(rkanian @ Dec 13 2007, 03:57 PM)
are there any debit card here in malaysia which offer the benefits or privilege like the 0% interest installment plan offer to credit card holders. i'm completely new in this card thing. please advise. thanks.
*
I doubt Debit Cards can do installment.
pikacu
post Dec 14 2007, 09:27 PM

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Hi,

Noobie here, i am interested to apply for Debit card (for paypal usage)

I think I wont use the debit card so much ,

so, any recommended debit card for me? (that offers low annual fee/not bounded to monthly annual fee)
socratesman
post Dec 18 2007, 03:55 AM

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QUOTE(skincladalien @ Dec 13 2007, 01:37 AM)
because for public bank visa electron paypal verification, you need to wait until end of month after they send you the statement only can get the code. so you need to choose a good date which is close to but not pass the date they issue statement.
*
lol
got to any PB branch, go to Customer Service counter
tell them you want apply for Internet Banking for your PB Visa Electron account
fill up the form , they will give user/passwords on the spot
go home, login the next day

add the card to paypal
paypal will charge USD 1.95
wait 3 days to appear in your online statement
go pb online and check
vyncyi
post Dec 18 2007, 11:08 AM

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i have al-rajhi debit card. so far no complaints for local purchases. if u want ebay/ paypal, they don't have that service yet... say coming soon worr... dunno bout d latest news.
btw, anyone else got this debit card? the last statement i received wrote that starting next year Jan they're charging visa electron withdrawal RM10 per transaction. what does that mean?? are they gonna charge me 10 bucks everytime i swipe it??

adrianqcs
post Dec 18 2007, 12:30 PM

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for tunemoney anyone tried at the petrol kiosk? they held my RM150 for 2 weeks already
spikey2506
post Dec 18 2007, 02:18 PM

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I wanna try the Tune Visa Card, but just one thing, can it be used for online stuffs? I wanna book Malaysia Airlines tickets, but unlike AirAsia, they only accept Visa and Mastercard. So guys, can I use it there you think?
socratesman
post Dec 18 2007, 02:53 PM

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QUOTE(spikey2506 @ Dec 18 2007, 02:18 PM)
I wanna try the Tune Visa Card, but just one thing, can it be used for online stuffs? I wanna book Malaysia Airlines tickets, but unlike AirAsia, they only accept Visa and Mastercard. So guys, can I use it there you think?
*
Of course you can. After all, Tune Visa Card is a ....... Visa Card. biggrin.gif


Added on December 18, 2007, 2:55 pm
QUOTE(adrianqcs @ Dec 18 2007, 12:30 PM)
for tunemoney anyone tried at the petrol kiosk? they held my RM150 for 2 weeks already
*
It's called an "authorization charge". The funds will be reserved/withheld from your card account, and credited back to you after a certain period. Different banks may have different period, from a few days to more than 14 days.. Call your bank to find out.

This post has been edited by socratesman: Dec 18 2007, 02:55 PM
chuafc2006
post Dec 22 2007, 03:37 AM

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hi Guys, i read the thread frm no.1 till current,

well , this is my question:
Me n my friends applied Mol Freedom of EON during KLCC PC Fair 07 (on 8th Dec 2007)..

paid RM25.

What I'm not clear is, how do we get our cards activated...
the "promoter" seems to say they'll send the atm pin via sms?

please guide me through... the cards are 2 weeks old now, but don't know hw to get started..

is it :
1) I have to go EON Bank to topup minimum RM50 to activate the card?
2) I have to wait the letter of ATM pin to come?
3) I phone customer care to get it activated?

please tell me. thank you. notworthy.gif
quintessential
post Dec 22 2007, 04:36 PM

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QUOTE(maelzx @ Nov 21 2007, 08:45 PM)
i use molfreedom.

one thing that i learn, if you try to topup online (fpx, maybank2u) and did some mistakes ... and mol reject your application.... your money will be hold by mol (not eon bank, not maybank). call mol.

that what i experience. i make a mistakes (the card expiry date). i call eon bank ... they just said the money is not there. i call maybank, maybank said the money has been accepted. by the way maybank hold my line the longest ... 10 minute just for checking my money ....

lastly call mol ... yes the money is hold. i call mol everyday for 2 days, then they transfer the money to my account by RHB bank .... well .. my money travel from maybank to eon bank but got kick, land on mol .. and somehow it goes to rhb and got back to my card ....

other than that ... it's quite a pleasant to use mol freedom smile.gif
*
guess i have to use the traditional way. top up at 7 eleven.
he-sham
post Dec 22 2007, 07:29 PM

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QUOTE(adrianqcs @ Dec 18 2007, 12:30 PM)
for tunemoney anyone tried at the petrol kiosk? they held my RM150 for 2 weeks already
*
affinbank held my debit mastercard rm150 for around 3 days for petrol kiosk (shell)...learned from that, now i always pay at the cashier using my debit mastercard...and now always petronas becoz super car contest brows.gif ..

meanwhile yesterday i opened Standard Chartered eSaver account which entitled me to another debit mastercard...waiting for them to send the card to my address....only need to deposit rm10 to open an account...huhu... guess what ?? Standard Chartered eSaver Debit MasterCard got 7% cash rebate into eSaver account on petrol transaction (any station, no matter shell,petronas & others) using the card... thumbup.gif
the debit mastercard also act as ATM card but no meps/bankcard network...it got HOUSe network which can withdraw money from HSBC/OCBC/UOB/Standard chartered bank.......annual fee just rm8.. (basically just for normal account mantainence and atm card fee)....

This post has been edited by he-sham: Dec 22 2007, 07:42 PM
quintessential
post Dec 23 2007, 01:48 AM

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just realized that giant doesn't allow the customer to use ambank nexg. hopefully, tune card and mol freedom are allowed.
avengers88
post Dec 23 2007, 11:05 PM

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QUOTE(quintessential @ Dec 23 2007, 01:48 AM)
just realized that giant doesn't allow the customer to use ambank nexg. hopefully, tune card and mol freedom are allowed.
*
Huh? Is it true? How come? That's ridiculous. Tunemoney staff told me that anywhere with a visa sign are able to take Tunemoney Visa Card.
And that include's Genting Hotels.
quintessential
post Dec 24 2007, 11:33 AM

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QUOTE(avengers88 @ Dec 24 2007, 12:05 AM)
Huh? Is it true? How come? That's ridiculous. Tunemoney staff told me that anywhere with a visa sign are able to take Tunemoney Visa Card.
And that include's Genting Hotels.
*
i saw the notice saying that ambank nexg prepaid is not acceptable at the cashier counter. it's at giant usj.
socratesman
post Dec 25 2007, 01:01 AM

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QUOTE(quintessential @ Dec 24 2007, 11:33 AM)
i saw the notice saying that ambank nexg prepaid is not acceptable at the cashier counter. it's at giant usj.
*
Wow that's really silly. I hope they have a good reason for that.

Generally, Visa and Mastercard cards are accepted whenever the Visa/mcard logos are displayed.
mwkh_hope
post Dec 26 2007, 12:09 AM

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QUOTE(chuafc2006 @ Dec 22 2007, 03:37 AM)
hi Guys, i read the thread frm no.1 till current,

well , this is my question:
Me n my friends applied Mol Freedom of EON during KLCC PC Fair 07 (on 8th Dec 2007)..

paid RM25.

What I'm not clear is, how do we get our cards activated...
the "promoter" seems to say they'll send the atm pin via sms?

please guide me through... the cards are 2 weeks old now, but don't know hw to get started..

is it :
1) I have to go EON Bank to topup minimum RM50 to activate the card?
2) I have to wait the letter of ATM pin to come?
3) I phone customer care to get it activated?

please tell me. thank you.  notworthy.gif
*
U have to register by filling up the form provided when you purchase the card. When ur card is approved. a username & password will be sms to u to the no. that you registered. the pin no. will sent to u by letter.

you can topup through eon bank deposit machine. i think u have to select deposited to account.
gracenalec
post Dec 27 2007, 09:53 AM

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anybody used tunecard for withdrawal from paypal acc?
kelvio
post Dec 29 2007, 11:13 PM

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any 1 have any idea where to apply for debit mastercard ???
they are advertising every where but where to apply arr??,

mwkh_hope
post Dec 29 2007, 11:36 PM

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QUOTE(kelvio @ Dec 29 2007, 11:13 PM)
any 1 have any idea where to apply for debit mastercard ???
they are advertising every where but where to apply arr??,
*
Which debit mastercard you want to apply????


eric.tangps
post Dec 30 2007, 10:17 AM

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QUOTE(rkanian @ Dec 13 2007, 05:42 AM)
I also applied for the public bank visa electron debit card months ago..no news from them. debit card also need 1.5k salary meh!!

tunemoney application process is a hell for me. can't make the popup signup page make load properly..anyone have luck applying for the card?
*
I got my PB Visa Electron with no such requirement. Income is not required as long as you cash.. cash is king. LOL.

And I got my Statements as well as viewing my online account.


mwkh_hope
post Dec 30 2007, 10:47 PM

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Debit card has a few requirement.. 12 years & above. No mininum of amount income.... Limit budget per swap..... Need $$$ in account before you can swap... haha
levinx
post Dec 31 2007, 03:04 PM

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QUOTE(mwkh_hope @ Dec 26 2007, 12:09 AM)
U have to register by filling up the form provided when you purchase the card. When ur card is approved. a username & password will be sms to u to the no. that you registered. the pin no. will sent to u by letter.

you can topup through eon bank deposit machine. i think u have to select deposited to account.
*
No, you have to select PAYMENT TO CREDIT CARD. Whatever display on Credit Card apply to Debit Card, just the balance is mark as CRD only.


Added on December 31, 2007, 3:34 pm
QUOTE(Shinichi @ Dec 3 2007, 08:58 PM)
Hi all, want to get input from you guys here. Between Public Bank Visa Electron and Tune Money Debit Visa, which is better for online transaction (eg. paypal)? Which is is better for someone that didn't spend much?

Thanks.
*
To solve out all u guys queries...

There several types of Fund Available Card namely Debit Card (Debit Mastercard & Visa) and Prepaid Card (Mastercard Electronics & Visa Electron). All this must have minimum funds to maintain your account (depends on the issuer, in this case, Bank or Tune Money)... and also to top up or deposit the money into the account for you to use. But Credit card is a personal loan from Bank and pay back later. If you pay back in full, no interests,, but if pay less, got 1.5% monthly interests. Next year, Bank Negara ask all banks to reduce to 1.25% if last 12 months the credit card holders pay promptly.

Debit Card is usually tied up with a saving or current account from banks. Your visa & mastercard expenses are directly debit (cut out) from the accounts. So the risk is your whole account value. Of course you can perform transaction at all Visa & Mastercard merchants without problem. Example of this applications are Alrajhi Bank Debit Mastercard (Saving-i & Current-i accounts), Standard Chartered Debit MasterCard (e-savers account), Visa Electron (normal saving and current account), Affin Bank Debit Mastercard, Allied Bank.

Prepaid Card is those single account specially for the card. You need to deposit to the account (if maintain by the bank) or top up (if maintained by third party non bank company). Bank example are EON MolFreedom card maintain by MOL & EON Bank, Ambank NEXTG, Cathey NEXTG & iTalk NEXTG maintained by Ambank, Public Bank Visa Electron maintain by Visa, Pavilion Visa Prepaid by EON Bank and TUNE CARD maintained by Tune money with limited cooperation by CIMB. Of course all are accepted by Visa and Mastercard merchants worldwide.

Please dun be confused by these cards with MEPS functions. All these cards are FREE or minimum charges if withdraw thru own bank ATM. If withdraw thru others ATM (although bear with MEPS logo) will treated as VISA INTERLINK and MASTERCARD CIRRUS cash advance and subjected to high service fees.. like minimum RM10.

Whereby Malaysia has it own MEPS card (Bankcard lah).. your local bank ATM are MEPS lah.. can be debit purchase goods at several shops like The Stores & Jusco lah.. Enter PIN instead of just signature like the Visa & Mastercard Debit.

But beware of Tunecard cause it is no frill services,, which ever you ask will not be free... chargeable although annual free cheap.

This post has been edited by levinx: Dec 31 2007, 03:34 PM
Jovian
post Jan 2 2008, 02:17 AM

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QUOTE(mwkh_hope @ Dec 29 2007, 11:36 PM)
Which debit mastercard you want to apply????
*
I think he/she meant the Mastercard debit card which is currently advertised on TV. You know.. the one where a couple got lost and they ended in a petrol station. Bf go and withdraw $$ from ATM but the gf pay using her debit card before he got back to counter.

I myself curious on how to apply for that card. Heck I dont know which back it's from. I saw a big banner for that card at Cineleasure
kelvio
post Jan 3 2008, 11:37 AM

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QUOTE(Jovian @ Jan 2 2008, 02:17 AM)
I think he/she meant the Mastercard debit card which is currently advertised on TV. You know.. the one where a couple got lost and they ended in a petrol station. Bf go and withdraw $$ from ATM but the gf pay using her debit card before he got back to counter.

I myself curious on how to apply for that card. Heck I dont know which back it's from. I saw a big banner for that card at Cineleasure
*
yup i mean this 1, theres been alot advertisment on this card but didnt say where to apply,
i check the site theres 2 bank offer debitmaster, but its eon and affin only
but when i check the bank site they dont have any application on this debitmastercard
ttwangsa
post Jan 3 2008, 04:24 PM

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anybody using standard chartered debit mastercard
http://www.standardchartered.com.my/cb/dep...aver/page1.html

QUOTE
SAVE with 7% Cash Rebate on petrol



deakun111
post Jan 3 2008, 09:48 PM

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QUOTE(chuafc2006 @ Dec 22 2007, 03:37 AM)
hi Guys, i read the thread frm no.1 till current,

well , this is my question:
Me n my friends applied Mol Freedom of EON during KLCC PC Fair 07 (on 8th Dec 2007)..

paid RM25.

What I'm not clear is, how do we get our cards activated...
the "promoter" seems to say they'll send the atm pin via sms?

please guide me through... the cards are 2 weeks old now, but don't know hw to get started..

is it :
1) I have to go EON Bank to topup minimum RM50 to activate the card?
2) I have to wait the letter of ATM pin to come?
3) I phone customer care to get it activated?

please tell me. thank you.  notworthy.gif
*
i got same problem also,
i sent my form on 13 dec
till now still no any news yet rclxub.gif
he-sham
post Jan 4 2008, 05:24 AM

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QUOTE(levinx @ Dec 31 2007, 03:04 PM)
Please dun be confused by these cards with MEPS functions. All these cards are FREE or minimum charges if withdraw thru own bank ATM. If withdraw thru others ATM (although bear with MEPS logo) will treated as VISA INTERLINK and MASTERCARD CIRRUS cash advance and subjected to high service fees.. like minimum RM10.

Whereby Malaysia has it own MEPS card (Bankcard lah).. your local bank ATM are MEPS lah.. can be debit purchase goods at several shops like The Stores & Jusco lah.. Enter PIN instead of just signature like the Visa & Mastercard Debit.

*
but affinbank saving account u can have 2 cards:
1) Affin Bank ATM Bankcard
2) Affin Bank Debit MasterCard

both link to the same saving account..

so no worry to withdraw cash from other local bank atm machine with MEPS (bankcard) as its only normal minimal charge of RM1...

unless to withdraw cash in oversea, must use the debit mastercard one la through Mastercard cirrus... wink.gif

This post has been edited by he-sham: Jan 4 2008, 05:31 AM
mwkh_hope
post Jan 5 2008, 01:10 AM

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QUOTE(deakun111 @ Jan 3 2008, 09:48 PM)
i got same problem also,
i sent my form on 13 dec
till now still no any news yet  rclxub.gif
*
Please be patient.. it took ard 1 month to get approved. once approved, they will send sms to u to notify u, then u can start using it..
Jovian
post Jan 5 2008, 02:18 AM

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QUOTE(kelvio @ Jan 3 2008, 11:37 AM)
yup i mean this 1, theres been alot advertisment on this card but didnt say where to apply,
i check the site theres 2 bank offer debitmaster, but its eon and affin only
but when i check the bank site they dont have any application on this debitmastercard
*
poor advertisement i guess. didn't state how we can apply for that card. at first it thought it's maybank one >.<"
ResQ
post Jan 5 2008, 07:50 AM

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From: Malaka



i have one question .. i'm now 17 years old can i use debit crad?
he-sham
post Jan 5 2008, 02:19 PM

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QUOTE(Jovian @ Jan 5 2008, 02:18 AM)
poor advertisement i guess. didn't state how we can apply for that card. at first it thought it's maybank one >.<"
*
just go to the respective banks and apply la...
as the name is debit card, no online application....instead, u must go to the bank to open a saving account..
vic0130
post Jan 8 2008, 11:16 AM

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hi all, may i ask?? which debiit card is the best between- mol freedom , tune cards, nexg ambank card, affin bank, n standard?? but no public visa electron..
the main i use the card, r for booking MAS airlines ticket, genting online room booking, shopping n do others online shopping...
As i try before public visa electron n BSN visa electron...they all sucks in bookin ticket from Mas airlines n genting room... even went into a jewelly shop,the sales person says "sorry, no accept of visa electron". $#@%&^^
so...which debit card willl b the best of all?? ( no credit card..)
Jason
post Jan 8 2008, 01:04 PM

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QUOTE(maelzx @ Nov 21 2007, 07:45 PM)
i use molfreedom.

one thing that i learn, if you try to topup online (fpx, maybank2u) and did some mistakes ... and mol reject your application.... your money will be hold by mol (not eon bank, not maybank). call mol.

that what i experience. i make a mistakes (the card expiry date). i call eon bank ... they just said the money is not there. i call maybank, maybank said the money has been accepted. by the way maybank hold my line the longest ... 10 minute just for checking my money ....

lastly call mol ... yes the money is hold. i call mol everyday for 2 days, then they transfer the money to my account by RHB bank .... well .. my money travel from maybank to eon bank but got kick, land on mol .. and somehow it goes to rhb and got back to my card ....

other than that ... it's quite a pleasant to use mol freedom smile.gif
*
i think some LYN members misunderstand you. what the man says is that he made a mistake and his funds were withheld. I think it is fair, since you wouldn't want your money going to John Doe's account simply because you made a mistake.

QUOTE(smudge @ Dec 7 2007, 12:25 PM)
hah EON BANK? no wonder la charge $25 only.rather pay AMBANK/PB annual fees than one time $25 for crappy service from crappy bank.even over the counter service sucks.haiyahh better stick to selling over-priced crappy cars la EON
*
EON Bank doesn't sell cars. If you can't read I suggest you go back to reading books rather than posting in forums. I have no qualms with EON Bank and honestly their service is better than Maybank for me. Of course Public Bank is the best IMO.

QUOTE(chuafc2006 @ Dec 22 2007, 03:37 AM)
hi Guys, i read the thread frm no.1 till current,

well , this is my question:
Me n my friends applied Mol Freedom of EON during KLCC PC Fair 07 (on 8th Dec 2007)..

paid RM25.

What I'm not clear is, how do we get our cards activated...
the "promoter" seems to say they'll send the atm pin via sms?

please guide me through... the cards are 2 weeks old now, but don't know hw to get started..

is it :
1) I have to go EON Bank to topup minimum RM50 to activate the card?
2) I have to wait the letter of ATM pin to come?
3) I phone customer care to get it activated?

please tell me. thank you.  notworthy.gif
*
1. Did you fill up the form and send it in with photocopy MyKAD?
2. Did you get a SMS from MOL?
3. ATM PIN is sent to the address you write in the registration form
4. I suggest you call 03-21483777, the customer care can check whether your card is activated and troubleshoot for you.

QUOTE(quintessential @ Dec 22 2007, 04:36 PM)
guess i have to use the traditional way. top up at 7 eleven.
*
Or you can top up using Maybank2U, Hong Leong Bank Online Banking, PBEBank.com etc. I love the convenience.

QUOTE(mwkh_hope @ Dec 30 2007, 10:47 PM)
Debit card has a few requirement..  12 years & above. No mininum of amount income.... Limit budget per swap..... Need $$$ in account before you can swap... haha
*
Your post is misleading. The ONLY MasterCard/Visa, be it debit or prepaid in Malaysia that officially supports 12 years old and above and clearly indicates it is MOL Freedom MasterCard. I do not see any other cards clearly stating this, and they are being vague. When I wanted to get one for my brother and I went to Public Bank they said NO as he is below 18 and not eligible. I called Ambank NexG and they say "should be" and ask me to try. Wow that inspires confidence.

QUOTE(deakun111 @ Jan 3 2008, 09:48 PM)
i got same problem also,
i sent my form on 13 dec
till now still no any news yet  rclxub.gif
*
Suggest you call 03-21483777


QUOTE(vic0130 @ Jan 8 2008, 11:16 AM)
hi all, may i ask?? which debiit card is the best between- mol freedom , tune cards, nexg ambank card, affin bank, n standard?? but no public visa electron..
the main i use the card, r for booking MAS airlines ticket, genting online room  booking, shopping n do others online shopping...
As i try before public visa electron n BSN visa electron...they all sucks in bookin ticket from Mas airlines n genting room... even went into a jewelly shop,the sales person says "sorry, no accept of visa electron". $#@%&^^
so...which debit card willl b the best of all?? ( no credit card..)
*
I am using MOL Freedom.. I use it to purchase domains, for paypal, ebay, amazon.com, GSC movie tickets and use it to pay for hotel and food in India as well... in Malaysia i have no issues as it has the chip on the card and its a full fledged mastercard.. compare to ambank i think its convenient cause i can top up using maybank2u and no monthly fee.. calculate overall it is cheaper to maintain and use than ambank... i was also a nexg user before this but moved over. RM3 per month whether I use or not is simply bullshit if you asked me..maybe others rich so they can afford it.. currently it is the best out there.. plus that RM25 is really value cause i get free IMAX movie ticket and cosmo theme park ticket..its not the bullshit buy 1 free 1 voucher..its just a free ticket.. plain and simple..add up the tickets also worth more than RM25..thats what i call value!
chuafc2006
post Jan 8 2008, 05:09 PM

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QUOTE(Jason @ Jan 8 2008, 01:04 PM)
i think some LYN members misunderstand you. what the man says is that he made a mistake and his funds were withheld. I think it is fair, since you wouldn't want your money going to John Doe's account simply because you made a mistake.
EON Bank doesn't sell cars. If you can't read I suggest you go back to reading books rather than posting in forums. I have no qualms with EON Bank and honestly their service is better than Maybank for me. Of course Public Bank is the best IMO.
1. Did you fill up the form and send it in with photocopy MyKAD?
2. Did you get a SMS from MOL?
3. ATM PIN is sent to the address you write in the registration form
4. I suggest you call 03-21483777, the customer care can check whether your card is activated and troubleshoot for you.
Or you can top up using Maybank2U, Hong Leong Bank Online Banking, PBEBank.com etc. I love the convenience.
Your post is misleading. The ONLY MasterCard/Visa, be it debit or prepaid in Malaysia that officially supports 12 years old and above and clearly indicates it is MOL Freedom MasterCard. I do not see any other cards clearly stating this, and they are being vague. When I wanted to get one for my brother and I went to Public Bank they said NO as he is below 18 and not eligible. I called Ambank NexG and they say "should be" and ask me to try. Wow that inspires confidence.
Suggest you call 03-21483777
I am using MOL Freedom.. I use it to purchase domains, for paypal, ebay, amazon.com, GSC movie tickets and use it to pay for hotel and food in India as well... in Malaysia i have no issues as it has the chip on the card and its a full fledged mastercard.. compare to ambank i think its convenient cause i can top up using maybank2u and no monthly fee.. calculate overall it is cheaper to maintain and use than ambank... i was also a nexg user before this but moved over. RM3 per month whether I use or not is simply bullshit if you asked me..maybe others rich so they can afford it.. currently it is the best out there.. plus that RM25 is really value cause i get free IMAX movie ticket and cosmo theme park ticket..its not the bullshit buy 1 free 1 voucher..its just a free ticket.. plain and simple..add up the tickets also worth more than RM25..thats what i call value!
*
hey...thx for ur help...
btw, i don't know whether the mol freedom debit card has any balance checking service through molfreedom.com?
cos i don't know where to check my balance ...
and I don't receive any mails to my home mailbox for the atm pin...maybe i really should call the customer service center to enquire about it:)
mwkh_hope
post Jan 8 2008, 10:16 PM

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Thx for tips, Jason.. Seems that you have more experience on using MOL freedom debit card.

i got my card block few days where i try to active through online... wat should i do now?
eric.tangps
post Jan 8 2008, 10:25 PM

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http://www.pbebank.com/en/en_content/perso...s/visa_elt.html

PB Visa Electron
-------------------

Requirement :-

1. $$$
2. age 18 & above
Jason
post Jan 11 2008, 05:01 PM

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QUOTE(chuafc2006 @ Jan 8 2008, 05:09 PM)
hey...thx for ur help...
btw, i don't know whether the mol freedom debit card has any balance checking service through molfreedom.com?
cos i don't know where to check my balance ...
and I don't receive any mails to my home mailbox for the atm pin...maybe i really should call the customer service center to enquire about it:)
*
http://www.molfreedom.com/keyApps_topup.aspx whistling.gif

QUOTE(mwkh_hope @ Jan 8 2008, 10:16 PM)
Thx for tips, Jason.. Seems that you have more experience on using MOL freedom debit card.

i got my card block few days where i try to active through online... wat should i do now?
*
er, how you active through online? you must fill up form, send back with mykad, wait until you get SMS telling you card ready, top up with money then only your card can be used. it is a prepaid card so you need cash inside..insufficient balance = blocked.

This post has been edited by Jason: Jan 11 2008, 05:03 PM
mwkh_hope
post Jan 12 2008, 01:51 AM

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QUOTE(Jason @ Jan 11 2008, 05:01 PM)
http://www.molfreedom.com/keyApps_topup.aspx  whistling.gif
er, how you active through online? you must fill up form, send back with mykad, wait until you get SMS telling you card ready, top up with money then only your card can be used. it is a prepaid card so you need cash inside..insufficient balance = blocked.
*
Actually i got everything... I have balance in my account. I wana apply through online from eon.com.my... then kena block...
Jason
post Jan 12 2008, 02:21 AM

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QUOTE(mwkh_hope @ Jan 12 2008, 01:51 AM)
Actually i got everything... I have balance in my account. I wana apply through online from eon.com.my... then kena block...
*
then i suggest you call 03-21483777.. but i think their customer care only weekdays @ working hours..don't worry its a human servicing you.. they are very helpful if you tell them your problem.
pzo
post Jan 22 2008, 10:40 AM

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can somebody help me clarify this
i just now made the online application for tunecard. at the step 5, i use fpx as my option of payment. My problem is, my stupid firefox browser block the popup from cimbclicks. And i cant find "return to fpx" button. so i just close the window as it. Now i dont know, what if the status, because i didnt see the last step, And when i login to tunemoney and click on tune card, i need to reenter the form, which meant i need to repay..

how? can somebody lead me?

This post has been edited by pzo: Jan 22 2008, 10:40 AM
TSinfluenza04
post Jan 22 2008, 01:57 PM

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QUOTE(ttwangsa @ Jan 3 2008, 04:24 PM)
anybody using standard chartered debit mastercard
http://www.standardchartered.com.my/cb/dep...aver/page1.html
*
i went to see it. the card looks pretty drool.gif . well, anybody using it? i tried to search for FAQ but dont have. juz wanna know whether do they have annual fees?

*got it, its RM8 p.a.. accordingly, u can get the card at any branch. even on the same day if stock is available for it. well, u might need to wait for the permanent embossed card with your name on it brows.gif im thinking of switching to it from pb visa electron. but then, due to their number of branches, im still thinking about it. hmm.gif hmm.gif

hmm...main reason wanna get is becoz the card looks good. drool.gif

Attached Image

This post has been edited by influenza04: Jan 22 2008, 02:07 PM
socratesman
post Jan 22 2008, 09:11 PM

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^^
stupid me. I also discovered recently StanChart offers free VisaElectron for some of their savings accounts. Unfortunately this was after i signed up with PB VE. My SCB acc was opened in 2003, maybe i'll ask them existing customers can get the debit card.

but StanChart ATM locations can be an issue for some.
TSinfluenza04
post Jan 23 2008, 12:29 AM

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QUOTE(socratesman @ Jan 22 2008, 09:11 PM)
^^
stupid me. I also discovered recently StanChart offers free VisaElectron for some of their savings accounts. Unfortunately this was after i signed up with PB VE. My SCB acc was opened in 2003, maybe i'll ask them existing customers can get the debit card.

but StanChart ATM locations can be an issue for some.
*
yeah...seriously yes. i was giving that a thought also. becoz i very seldom see stanchart banks/atm around. unlesss in major towns. the nearest to me...isnt very convenient. not on my way to kl also hmm.gif

but then again...the card design looks wayyyyyyyyyyyyy better than PB VE. well, at least with PB VE i get back some money instead of paying annual fees. notworthy.gif
fyyung
post Jan 25 2008, 01:48 AM

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HOw about tis card?
http://www.eonbank.com.my/About_Us/Press_R...m.asp?newsID=82

this card look very very nice...

wyxyz
post Jan 25 2008, 08:04 AM

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rhb also came out with the prepaid mastercard. anyone applied?
http://www.rhbbank.com.my/prepaid_card
not sure if top up..they charge anot..hmmm

kelvio
post Jan 30 2008, 11:46 AM

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to open an account at standardcharted need howmuch minimum to deposite in the account??
FayeChan
post Jan 30 2008, 11:01 PM

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QUOTE(kelvio @ Jan 30 2008, 11:46 AM)
to open an account at standardcharted need howmuch minimum to deposite in the account??
*
I also wondered the same as well. But the website for Standard Chartered said there is no Minimum Deposit for the e$aver Savings Account.

However, since I went to see the Financial Consultant at the StanChart Bank in LOT10 (its near where I work), she explained to me that there is no Minimum Deposit; but at least start off the account with some money so that you can 'finance' your debit card purchases and the annual fee for the card itself. At the same time, the account earns an annual interest of max 3.75% (depends on the level of deposits)

Of course, I've opened the account, got the ATM/Debit MasterCard on the same day, dumped RM500 into the account. I even tested the Debit MasterCard and it works!! Operates the same way as a normal credit card only that the money is paid upfront deducted directly from your savings account.
kelvio
post Feb 1 2008, 03:06 PM

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QUOTE(FayeChan @ Jan 30 2008, 11:01 PM)
I also wondered the same as well. But the website for Standard Chartered said there is no Minimum Deposit for the e$aver Savings Account.

However, since I went to see the Financial Consultant at the StanChart Bank in LOT10 (its near where I work), she explained to me that there is no Minimum Deposit; but at least start off the account with some money so that you can 'finance' your debit card purchases and the annual fee for the card itself. At the same time, the account earns an annual interest of max 3.75% (depends on the level of deposits)

Of course, I've opened the account, got the ATM/Debit MasterCard on the same day, dumped RM500 into the account. I even tested the Debit MasterCard and it works!! Operates the same way as a normal credit card only that the money is paid upfront deducted directly from your savings account.
*
hmm got annual fee ??? howmuch ?? and need to purchase the card also
so all howmuch ??
i need somemore details so i dont have to run here and there
FayeChan
post Feb 1 2008, 08:45 PM

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^^ Actually I didn't need to pay anything for the card when I start joining up.

But you got to have some money in the bank account so that each end of year the Bank deducts RM8 as an annual fee for your ATM/Debit MasterCard.

Also, there is no minimum deposit for the e$aver account; something as low as RM1 is fine. But you'll be putting in more money than that right?

If you already have another bank account? Don't worry, this StanChart account has MEPS Inter Bank Giro so that you can transfer money electronically from your other bank accounts, be it MayBank, CIMB, RHB, or AMBank.

Check out their website http://www.standardchartered.com.my to find out about their nearest branches. Talk to their Financial Consultants and they'll brief you the information.
TSinfluenza04
post Feb 2 2008, 03:59 AM

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hey, but if i put in 500 bucks, how much is the interest that i'll earn? since u said different amounts = different level = different interest %

so whats with 500? anybody checked it out yet?
FayeChan
post Feb 3 2008, 12:38 AM

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QUOTE(influenza04 @ Feb 2 2008, 03:59 AM)
hey, but if i put in 500 bucks, how much is the interest that i'll earn? since u said different amounts = different level = different interest %

so whats with 500? anybody checked it out yet?
*
Check this rate table from the StandChart e$aver account

user posted image
vyncyi
post Feb 4 2008, 08:45 PM

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i'm falling in love with my al-rajhi debit card... great customer services. no prob so far paying for stuff, but still dunno yet how's d status with paypal... didn't ask. but overall, i quite like it. no annual fees... only mah fan part is u have to top up in al-rajhi atm. not a prob for me coz i have one very near me - part of the reason i chose it biggrin.gif
TSinfluenza04
post Feb 5 2008, 01:57 AM

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QUOTE(FayeChan @ Feb 3 2008, 12:38 AM)
Check this rate table from the StandChart e$aver account

user posted image
*
ermm...whatz the bonus interest? added into it?
he-sham
post Feb 5 2008, 05:13 AM

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anyone using public bank visa electron & have saving acount with public bank, can u tell me how Automatic Sweep features link the saving account to the card account ?? is it automatic ?? if no money from card account they will take from saving account ?? i dont quite understand...
FayeChan
post Feb 6 2008, 12:46 AM

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QUOTE(influenza04 @ Feb 5 2008, 01:57 AM)
ermm...whatz the bonus interest? added into it?
*
Oh, the bonus interest is a promotional period in mid 2007 to end of 2007.


Hesham: Isn't the Automatic Sweep feature for the PB Visa Electron a nominated amount to be credited into your Card Account each day/month?

You can set the amount you want to be 'sweeped' from your PB account to the Card Account.
mwkh_hope
post Feb 7 2008, 11:04 AM

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i was wondering that whether i can use the debit card internationally, coz i'm going to Australia to further my degree...
Seng_Kiat
post Feb 7 2008, 12:19 PM

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can i open this prepaid cc as company name? .. smile.gif ..
mwkh_hope
post Feb 7 2008, 03:13 PM

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QUOTE(Seng_Kiat @ Feb 7 2008, 12:19 PM)
can i open this prepaid cc as company name? .. smile.gif ..
*
I thin can..
scph50004
post Feb 10 2008, 11:07 AM

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darn, I can't even withdraw from my ambank nextG mastercard now... tried using it for online shopping at Amazon, got rejected... any better debit cards to introduce? how about public bank?
wyxyz
post Feb 11 2008, 08:04 AM

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anyone tried rhb mastercard plus one?
Heroxtus
post Feb 11 2008, 11:13 PM

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I just received my Public Bank debit card and I had to run off before I could ask some questions to the people at the bank, so I'm asking it here. This is my first card and I'm pretty much a noob, but I'll be thankful if anyone can answer my questions.

1. I noticed that my envelope mentions something about a PIN number being mailed to me later. So does that mean I can't use the card for any transactions yet?

2. How does the process for buying stuff with a debit card usually go? PIN and signature required just like a credit card?
wyxyz
post Feb 12 2008, 08:51 PM

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can maybank atm card be used at shell pump station?
socratesman
post Feb 13 2008, 04:49 PM

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QUOTE(Heroxtus @ Feb 11 2008, 11:13 PM)
I just received my Public Bank debit card and I had to run off before I could ask some questions to the people at the bank, so I'm asking it here. This is my first card and I'm pretty much a noob, but I'll be thankful if anyone can answer my questions.

1. I noticed that my envelope mentions something about a PIN number being mailed to me later. So does that mean I can't use the card for any transactions yet?

2. How does the process for buying stuff with a debit card usually go? PIN and signature required just like a credit card?
*
1. That is the ATM PIN. your debit card also has ATM function. But you can still use the card for retail transactions.

2. Process is same like any credit card. But some merchants may not accept debit cards. Why? I dunno.
TSinfluenza04
post Feb 13 2008, 10:42 PM

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QUOTE(mwkh_hope @ Feb 7 2008, 11:04 AM)
i was wondering that whether i can use the debit card internationally, coz i'm going to Australia to further my degree...
*
yeah. they said can use it overseas too. but then, u must notify the bank because if not, they'll think its an illegitimate transaction as u didnt tell the bank which country you're going to.

QUOTE(socratesman @ Feb 13 2008, 04:49 PM)
2. Process is same like any credit card. But some merchants may not accept debit cards. Why? I dunno.
*
weeeeeee...i know that telekom doesnt accept debit cards for the bill payments. reasons unknown. but jusco and so on all accept. jz only encountered telekom.
caspersky
post Feb 14 2008, 12:00 AM

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has anyone successfully verified his/her paypal account using PB Visa Electron before? i have recently got mine, but when i tried to 'Complete Expanded Use enrollment', it gives the error message

'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.'

can anyone pls share his/her experience?
TSinfluenza04
post Feb 14 2008, 12:58 AM

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actually i have two cards. 1 is from al rajhi bank n the other is PB visa electron. well, i used the al rajhi 1 n it was ok. becoz b4 that havent gotten hold of PB visa.
Heroxtus
post Feb 14 2008, 05:11 AM

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QUOTE(socratesman @ Feb 13 2008, 04:49 PM)
1. That is the ATM PIN. your debit card also has ATM function. But you can still use the card for retail transactions.

2. Process is same like any credit card. But some merchants may not accept debit cards. Why? I dunno.
*
Thanks for answering my questions. I just tried subscribing Last.fm for one month (RM10) with the debit card and it worked! As for PayPal, have to wait again to verify... =.=;;

roslanali
post Feb 14 2008, 10:24 AM

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QUOTE(influenza04 @ Feb 14 2008, 12:58 AM)
actually i have two cards. 1 is from al rajhi bank n the other is PB visa electron. well, i used the al rajhi 1 n it was ok. becoz b4 that havent gotten hold of PB visa.
*
Why i get this msg when trying with Al Rajhi ...

'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.'

How you resolve this matter?
IceBikers
post Feb 14 2008, 06:42 PM

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standad chatre

http://www.standardchartered.com.my/cb/dep...er/default.html
http://www.standardchartered.com.my/cb/dep...aver/page1.html

Jason
post Feb 15 2008, 01:07 AM

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QUOTE(scph50004 @ Feb 10 2008, 11:07 AM)
darn, I can't even withdraw from my ambank nextG mastercard now... tried using it for online shopping at Amazon, got rejected... any better debit cards to introduce? how about public bank?
*
mol freedom..no problem with amazon or paypal.. i use it to buy domains too..and lots of other stuff. best is that its cheaper to own and use than nexG.. highly recommended..i also learned from the pain of nexG..
Heroxtus
post Feb 15 2008, 04:55 AM

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QUOTE(IceBikers @ Feb 14 2008, 06:42 PM)
Broken links, man.
IceBikers
post Feb 15 2008, 08:24 AM

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QUOTE(Heroxtus @ Feb 15 2008, 04:55 AM)
Broken links, man.
*
sorry

http://www.standardchartered.com.my/cb/dep...er/default.html
http://www.standardchartered.com.my/cb/dep...aver/page1.html
TSinfluenza04
post Feb 16 2008, 02:40 AM

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QUOTE(roslanali @ Feb 14 2008, 10:24 AM)
Why i get this msg when trying with Al Rajhi ...

'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.'

How you resolve this matter?
*
well, i havent encountered such a problem before. i just put in all the details and...ala kazammm...settle.
or maybe u can try calling the al rajhi call center to ask what the matter hmm.gif
their call center is kinda good... rclxms.gif
socratesman
post Feb 16 2008, 01:36 PM

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QUOTE(caspersky @ Feb 14 2008, 12:00 AM)
has anyone successfully verified his/her paypal account using PB Visa Electron before? i have recently got mine, but when i tried to 'Complete Expanded Use enrollment', it gives the error message

'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.'
*
Many others and I have no probs verifying with this card. Best is you to call PB hotline and ask them if they see any errors on their end.
Gladys
post Feb 17 2008, 02:43 PM

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i'm using stand chart esaver debit card.
so far so good, n the interest % is woots tongue.gif
TSinfluenza04
post Feb 17 2008, 04:46 PM

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QUOTE(Gladys @ Feb 17 2008, 02:43 PM)
i'm using stand chart esaver debit card.
so far so good, n the interest % is woots tongue.gif
*
do u get back any money on purchases? but u gotta gv an annual fee of RM8 rite?
Ash
post Feb 18 2008, 05:11 PM

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Does anyone know about other places which they don't accept debit cards?
TSinfluenza04
post Feb 18 2008, 09:44 PM

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refer to post #1
just created a segment
cheers...others please share, where can't use debit card
coz i just experienced at telekom only
Gladys
post Feb 21 2008, 11:09 PM

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yes rm8 annual debit card fee. which cannot be waive unless u're priority banker or staff. =.=

current promotion used on petrol get 7% cash back lor..
but each time when u used the debit card they will cap extra $$
like u used rm50, they cap u rm 100. :\

again... shell is appicable.. but not caltex or something.
TSinfluenza04
post Feb 23 2008, 11:58 PM

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wah...they cap ar? actually true also...but PB visa electron cap even more. haha...thats y for fuel i use cash.
well...with the interest rate they're giving me, i can easily cover the RM8 annual fees within a month or 2. lol...
EnSky
post Feb 24 2008, 02:51 PM

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now the tunemoney card is very popular
i suggest u to use that
TSinfluenza04
post Feb 24 2008, 11:05 PM

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but then...hmm...prefer to stick to PB VE...more benefits for me. or maybe use SC's mastercard
JosephChen
post Feb 25 2008, 07:08 PM

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QUOTE(roslanali @ Feb 14 2008, 10:24 AM)
Why i get this msg when trying with Al Rajhi ...

'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.'

How you resolve this matter?
*
i also facing this problem. i call al rajhi bank customer service and she telling me because u verified paypal is not buying thing, is paypal charge u , so al rajhi debit card cannot complete verified paypal.

she telling me 1 method, use credit as ur primary card. al rajhi debit card as ur secondary card. using credit card verify ur paypal. withdraw $$ form paypal using al rajhi debit card. doh.gif doh.gif doh.gif

currently i'm a student, i dun have credit card. so i will try to buy a virtual credit card (VCC) from lowyat member. Try to verify paypal. smile.gif
Heroxtus
post Feb 26 2008, 12:22 AM

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QUOTE(caspersky @ Feb 14 2008, 12:00 AM)
has anyone successfully verified his/her paypal account using PB Visa Electron before? i have recently got mine, but when i tried to 'Complete Expanded Use enrollment', it gives the error message

'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.'

can anyone pls share his/her experience?
*
My verification went smoothly. Got a letter from Public Bank with the four-digit number and there were no problems.
SUSSeLrAhC
post Feb 26 2008, 12:26 AM

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the best debit must be from standard chartered... ^^ can use for everything... service damn good...
lostasylum
post Feb 26 2008, 03:45 PM

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QUOTE(SeLrAhC @ Feb 26 2008, 12:26 AM)
the best debit must be from standard chartered... ^^ can use for everything... service damn good...
*
haihs... just went to stanchart to go and open my own e$avers account.... went all the way to taipan, the lady told me that the system down, so have to come back tomorrow... cis....

anyways, i remember someone asking whether if you are an existing stanchart account holder if you can apply for the debit card.
the answer is no.
i also have a normal savings account with stanchart, but in order to get the debit card, you must open an e$avers account.
no minimum amount for opening, no other costs except RM8 per annum for the card.

hope this helps. i personally was very much helped by this thread.
SUSSeLrAhC
post Feb 26 2008, 05:46 PM

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yea lor.. open e-savers ler.. no diff from savings... maybe no bank book nia...

btw, if it better to get ur card personalized... let them print ur name n acc no. there... easier in the future..

does any1 with stanchart debit know how 2 access their acc on9?
he-sham
post Feb 26 2008, 06:16 PM

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i just got my 7% cash rebate for petrol purchased using Standard Chartered Debit MasterCard.. the rebate is for the month of January where i spent Rm100 for petrol.....all of them swiped at the counter of petronas...not at the pump !! rclxms.gif


26/02/2008 PYT OF CASH REBATE JAN 08 MYR 7.00

This post has been edited by he-sham: Feb 26 2008, 06:17 PM
SUSSeLrAhC
post Feb 26 2008, 08:39 PM

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they got send statement ar?

i received my 1st statement ... then dont know whether they still still send or not...

how 2 check my stan-chart e-savers spending?
TSinfluenza04
post Feb 26 2008, 10:40 PM

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what interest rates does other banks offer? anybody knows? well, im gonna close my al rajhi bank account soon. its idle. so its useless.

since i already have public bank visa electron and also standard chartered bank e-savers account.
nasigoreng
post Feb 26 2008, 10:56 PM

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QUOTE(SeLrAhC @ Feb 26 2008, 12:26 AM)
the best debit must be from standard chartered... ^^ can use for everything... service damn good...
*
totally agree
SUSSeLrAhC
post Feb 27 2008, 12:42 AM

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how 2 check e-savers acc... all stanchart spend nvry c meh?
he-sham
post Feb 27 2008, 04:15 AM

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QUOTE(SeLrAhC @ Feb 26 2008, 08:39 PM)
they got send statement ar?

i received my 1st statement ...  then dont know whether they still still send or not...

how 2 check my stan-chart e-savers spending?
*
its easy..go to http://www.standardchartered.com.my/

then login for Online banking...opss...but u must register first...registration must be made at the bank customer service counter at any branch of Standard Chartered Bank ...u will be given one time activation code in the same day through sms once you register....just follow the registration instruction...no charge for registration ! rclxms.gif

& u set to go online !!

u can track your spending record...balance & can even transfer money to other bank....just like maybank2u & cimbclicks....but for sure it has less features than what maybank & cimb had offered...

only the transaction inthe last one month is showed in the website...but they still give me the hardcopy account statement everymonth eventhough i already sign up for online banking...

for example, even u just come back from Carrefour buying groceries(using the card to pay), u can already check your transaction online....very fast one ! except for preauthorised such as fill up petrol at the pump....it will need at least 2 or 3 days for the transaction to be comfirmed...they will hold your money (RM150 for petrol)..huhu..that's why i always pay at the cashier counter when fllling up petrol..... nod.gif
HughieRmX
post Feb 27 2008, 11:10 AM

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Greetings .. I'm currently using Tune Debit Visa Card ... Mind I ask what are the mostly use reason for you debit card ?
For me .. Petrol smile.gif

Cheers !
TSinfluenza04
post Feb 27 2008, 01:35 PM

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for me, cashless shopping. haha...scared to bring around big amounts of money when shopping ma. since malaysia's crime rate is going up, rather just use a card.

well, i save all the banks customer service numbers in my hp. just in case i lose my wallet. at least can call all the banks to block the card.
lostasylum
post Feb 27 2008, 02:42 PM

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is anyone who is using the standardchartered debit card having any problem to use it for paypal? i'm currently having a problem with the expanded use facility in paypal. i have already ensured that i have money in the account (RM500).

paypal requested for the expanded use which cost USD$1.95. when i click "Get Number", i get this error message saying that they're unable to verify it and all that. however, when i check my account online, they've already deducted the money!! anyone can help?
alister88
post Feb 27 2008, 04:31 PM

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hi,
I just found out this thread...

well just wanna ask,
I just bought NexG card 2 weeks ago, submitted the form but still no news from them..
and I dont dare to load up any credit yet..
i scare if I've loaded I cant use the credit...

Is it safe to load up ??

and I heard that NexG wasnt really that good...
So is MOL Freedom better than NexG ?

Cos I will be using the card for buying jerseys from online megastores...

Which is better, NexG or MOL Freedom ??

thanks in advance..
HughieRmX
post Feb 27 2008, 04:41 PM

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QUOTE(influenza04 @ Feb 27 2008, 01:35 PM)
for me, cashless shopping. haha...scared to bring around big amounts of money when shopping ma. since malaysia's crime rate is going up, rather just use a card.

well, i save all the banks customer service numbers in my hp. just in case i lose my wallet. at least can call all the banks to block the card.
*
Yup ! Kinda dangerous to bring around that much amount of cash wandering around .. nod.gif


Added on February 27, 2008, 4:42 pm
QUOTE(alister88 @ Feb 27 2008, 04:31 PM)
hi,
I just found out this thread...

well just wanna ask,
I just bought NexG card 2 weeks ago, submitted the form but still no news from them..
and I dont dare to load up any credit yet..
i scare if I've loaded I cant use the credit...

Is it safe to load up ??

and I heard that NexG wasnt really that good...
So is MOL Freedom better than NexG ?

Cos I will be using the card for buying jerseys from online megastores...

Which is better, NexG or MOL Freedom ??

thanks in advance..
*
Hmm.. have you ever call the Customer Service department of AMbank to clarify about the situation .. ? unsure.gif
If I'm not wrong .. the minimum amount you can top up is about $10.00 MYR ..

Cheeers !

This post has been edited by HughieRmX: Feb 27 2008, 04:42 PM
ericjeff
post Feb 27 2008, 04:51 PM

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I'm having the Standard Chartered Bank e-Saver debit card, but i didn't get the interest rate as suggested at at high percentage. what happened?

and my purpose to apply this card simply for online bookings, otherwise i cant make bookings for anything. petrol i prefer pay cash and wont affect my savings. haha

and one more thing, i found that it's hard to do transactions for standard chartered while the branch is less. so i hav to go ipoh road or Lot 10 there ..... aiks
alister88
post Feb 27 2008, 04:54 PM

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QUOTE(HughieRmX @ Feb 27 2008, 04:41 PM)
Hmm.. have you ever call the Customer Service department of AMbank to clarify about the situation .. ? unsure.gif
If I'm not wrong .. the minimum amount you can top up is about $10.00 MYR ..

Cheeers !
*
not yet, but I've sent them email..
Cos I just hate to call customer service...

Anyway, is MOL Freedom better then NexG ?

If yes, I think I'll be getting it later since there's no credit loaded up yet...

and usually how long does it takes to done with the registration ??
I mean after I've submitted the form, do I have to wait for their reply then only I can use the card or
I can use the card immidiately after I've submitted the form ?

thanks, =)

This post has been edited by alister88: Feb 27 2008, 04:55 PM
HughieRmX
post Feb 27 2008, 05:15 PM

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QUOTE(alister88 @ Feb 27 2008, 04:54 PM)
not yet, but I've sent them email..
Cos I just hate to call customer service...

Anyway, is MOL Freedom better then NexG ?

If yes, I think I'll be getting it later since there's no credit loaded up yet...

and usually how long does it takes to done with the registration ??
I mean after I've submitted the form, do I have to wait for their reply then only I can use the card or
I can use the card immidiately after I've submitted the form ?

thanks, =)
*
Hmm.. I see. Hope that they will process your application in no time. For my case .. TuneCard takes about 2 weeks time and its done ! smile.gif
Judging on the features that is provided by the MOL Freedom MasterCard ... seems pretty ok to me .. comes with basic necessary services that we need.. As for the timing to process ur application .. I'm not sure how long will it take. Maybe you can give it a try wink.gif
he-sham
post Feb 27 2008, 07:08 PM

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Attached Image

This is my new Eonbank Pavilion Prepaid MasterCard... its got many privillage & discounts include all eonbank credit card privilage...especially if u always shopping at Pavilion... as example, Tomei Jewlerry got 70% off for normal price item if u pay using the card....huhu

my gf love shopping at the pavilion...that's why I signed up for the card....furthermore i'm a bargain hunter...whereever i can save, i'll utilize it....the card can be apply at Eonbank Pavilion...u can get the card after half an hour of application....u can use it immediately....but for cash withdrawal, they'll send the pin number at your postal address... rclxms.gif

initial reload is rm50....registration is rm20.....annual fee is rm20......but if u get 12 transactions over the period of one year, annual fee will be waived... rclxms.gif

link

http://www.eonbank.com.my/Individual_Banki...repaid_card.htm

This post has been edited by he-sham: Feb 27 2008, 07:12 PM
SUSSeLrAhC
post Feb 27 2008, 08:16 PM

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QUOTE(he-sham @ Feb 27 2008, 04:15 AM)
its easy..go to http://www.standardchartered.com.my/

then login for Online banking...opss...but u must register first...registration must be made at the bank customer service counter at any branch of Standard Chartered Bank ...u will be given one time activation code in the same day through sms once you register....just follow the registration instruction...no charge for registration !  rclxms.gif

& u set to go online !!

u can track your spending record...balance & can even transfer money to other bank....just like maybank2u & cimbclicks....but for sure it has less features than what maybank & cimb had offered...

only the transaction inthe last one month is showed in the website...but they still give me the hardcopy account statement everymonth eventhough i already sign up for online banking...

for example, even u just come back from Carrefour buying groceries(using the card to pay), u can already check your transaction online....very fast one ! except for preauthorised such as fill up petrol at the pump....it will need at least 2 or 3 days for the transaction to be comfirmed...they will hold your money (RM150 for petrol)..huhu..that's why i always pay at the cashier counter when fllling up petrol.....  nod.gif
*
tq tq... will do it 2molo when i drop by IEM

no ler... u pay at the counter they wont hold back ur $$$

QUOTE(HughieRmX @ Feb 27 2008, 11:10 AM)
Greetings .. I'm currently using Tune Debit Visa Card ... Mind I ask what are the mostly use reason for you debit card ?
For me .. Petrol smile.gif

Cheers !
*
got ayam brand debit card ar? lol... funny name

QUOTE(ericjeff @ Feb 27 2008, 04:51 PM)
I'm having the Standard Chartered Bank e-Saver debit card, but i didn't get the interest rate as suggested at at high percentage. what happened?

and my purpose to apply this card simply for online bookings, otherwise i cant make bookings for anything. petrol i prefer pay cash and wont affect my savings. haha

and one more thing, i found that it's hard to do transactions for standard chartered while the branch is less. so i hav to go ipoh road or Lot 10 there ..... aiks
*
u need 2 put at least 1 million for 5% ler... they interest useless 1

who ask u stay kampung... lol
xtreme_paranoid
post Feb 27 2008, 09:05 PM

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anyone know any debit card that can topup for the lowest amount?
mol freedom, the lowest amount is rm60 right?


Added on February 27, 2008, 9:17 pmanyone know any debit card that can topup for the lowest amount?
mol freedom, the lowest amount is rm60 right?

This post has been edited by xtreme_paranoid: Feb 27 2008, 09:17 PM
SUSSeLrAhC
post Feb 27 2008, 10:00 PM

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that's prepaid card...

standchart can topup any amount ... just like a savings acc
he-sham
post Feb 27 2008, 10:21 PM

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QUOTE(SeLrAhC @ Feb 27 2008, 10:00 PM)
that's prepaid card...

standchart can topup any amount ... just like a savings acc
*
MOL Freedom prepaid mastercard i not sure how much minimum to topup...

but Eonbank Pavilion Prepaid Mastercard can deposit any amount through cash deposit machine....it's just like normal saving account except it's a card account....just like PB Visa Electron...
xtreme_paranoid
post Feb 27 2008, 10:41 PM

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standchart,eonbank pavilion..
need to open bank account first right?
alister88
post Feb 27 2008, 10:54 PM

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QUOTE(he-sham @ Feb 27 2008, 07:08 PM)
Attached Image

This is my new Eonbank Pavilion Prepaid MasterCard... its got many privillage & discounts include all eonbank credit card privilage...especially if u always shopping at Pavilion... as example, Tomei Jewlerry got 70% off for normal price item if u pay using the card....huhu

my gf love shopping at the pavilion...that's why I signed up  for the card....furthermore i'm a bargain hunter...whereever i can save, i'll utilize it....the card can be apply at Eonbank Pavilion...u can get the card after half an hour of application....u can use it immediately....but for cash withdrawal, they'll send the pin number at your postal address...  rclxms.gif

initial reload is rm50....registration is rm20.....annual fee is rm20......but if u get 12 transactions over the period of one year, annual fee will be waived...  rclxms.gif

link

http://www.eonbank.com.my/Individual_Banki...repaid_card.htm
*
how much do we have to pay to get the card ??
and wat's the T&C for it ??

Any age limit ??

is it slightly the same as FREEDOM and NexG Prepaid??
violin_player84
post Feb 27 2008, 11:17 PM

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GO FOR PUBLIC BANK VISA ELECTION DEBIT CARD
dragna
post Feb 27 2008, 11:24 PM


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QUOTE(xtreme_paranoid @ Feb 27 2008, 10:41 PM)
standchart,eonbank pavilion..
need to open bank account first right?
*
I don't think you'll need to open a savings account just for Debit card cause the card will be the account.
TSinfluenza04
post Feb 28 2008, 12:45 AM

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hey, are you sure that the EON Bank Pavilion Mastercard got discounts up to 70% everytime i go? all year round? for all items? if yes, i will surely get it. 70% man!!! its like...i buy a jewellery worth 10k for only 3k...isnt that a deal!!!???
lostasylum
post Feb 28 2008, 01:27 AM

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QUOTE(lostasylum @ Feb 27 2008, 02:42 PM)
is anyone who is using the standardchartered debit card having any problem to use it for paypal? i'm currently having a problem with the expanded use facility in paypal. i have already ensured that i have money in the account (RM500).

paypal requested for the expanded use which cost USD$1.95. when i click "Get Number", i get this error message saying that they're unable to verify it and all that. however, when i check my account online, they've already deducted the money!! anyone can help?
*
eh, no one can help ah? i stuck leh... i can't verify my paypal expanded use, but they already deduct money from me. i email them, they give me rubbish and ask me to try again. i've tried removing and adding 3 times, they deduct 3 times already.

i call stanchart, they say can't be their problem since paypal already managed to deduct... mampos....


he-sham
post Feb 28 2008, 01:35 AM

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QUOTE(influenza04 @ Feb 28 2008, 12:45 AM)
hey, are you sure that the EON Bank Pavilion Mastercard got discounts up to 70% everytime i go? all year round? for all items? if yes, i will surely get it. 70% man!!! its like...i buy a jewellery worth 10k for only 3k...isnt that a deal!!!???
*
70% off only for Tomei jewlerry...promotions till septempber 2008

different merchant, different promotion... not all 70%....

QUOTE(lostasylum @ Feb28 2008 01:27 AM )
eh, no one can help ah? i stuck leh... i can't verify my paypal expanded use, but they already deduct money from me. i email them, they give me rubbish and ask me to try again. i've tried removing and adding 3 times, they deduct 3 times already.

i call stanchart, they say can't be their problem since paypal already managed to deduct... mampos....
*
i also have the same problem...i only did once..they deduct rm3.27...i just email paypal to complain...
max_cavalera
post Feb 28 2008, 07:12 AM

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if you do online trade a lot(purchase and accept payment), best would be MOL Freedom since MOL is a Malaysian Company that specialized in online transaction. Much like paypal. So for online transaction I would recommend it.
SUSSeLrAhC
post Feb 28 2008, 09:01 AM

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QUOTE(xtreme_paranoid @ Feb 27 2008, 10:41 PM)
standchart,eonbank pavilion..
need to open bank account first right?
*
yeaps... same as nextg n all ler... all got acc 1
alister88
post Feb 28 2008, 12:34 PM

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QUOTE(SeLrAhC @ Feb 28 2008, 09:01 AM)
yeaps... same as nextg n all ler... all got acc 1
*
so no need to open new account or sumting ??

levinx
post Feb 28 2008, 05:38 PM

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QUOTE(ericjeff @ Feb 27 2008, 04:51 PM)
I'm having the Standard Chartered Bank e-Saver debit card, but i didn't get the interest rate as suggested at at high percentage. what happened?

and my purpose to apply this card simply for online bookings, otherwise i cant make bookings for anything. petrol i prefer pay cash and wont affect my savings. haha

and one more thing, i found that it's hard to do transactions for standard chartered while the branch is less. so i hav to go ipoh road or Lot 10 there ..... aiks
*
It is kind of stupid if not using SCB E-saver Debit Mastercard for petrol lah... it has 7% rebate till end April 2008.. I just got my 7% rebate back on petrol expenses yesterday for January usage... its like 7% discount on petrol!!!!!


Added on February 28, 2008, 5:40 pm
QUOTE(ericjeff @ Feb 27 2008, 04:51 PM)
I'm having the Standard Chartered Bank e-Saver debit card, but i didn't get the interest rate as suggested at at high percentage. what happened?

and my purpose to apply this card simply for online bookings, otherwise i cant make bookings for anything. petrol i prefer pay cash and wont affect my savings. haha

and one more thing, i found that it's hard to do transactions for standard chartered while the branch is less. so i hav to go ipoh road or Lot 10 there ..... aiks
*
got interests ah... i calculate ,,it is about 3% what! Any amount deposit even RM1..


Added on February 28, 2008, 5:42 pm
QUOTE(he-sham @ Feb 26 2008, 06:16 PM)
i just got my 7% cash rebate for petrol purchased using Standard Chartered Debit MasterCard.. the rebate is for the month of January where i spent Rm100 for petrol.....all of them swiped at the counter of petronas...not at the pump !!  rclxms.gif
26/02/2008 PYT OF CASH REBATE JAN 08   MYR   7.00
*
you can get 7% rebate either at counter or the pump itself... so far only 2 petrol brand cant verify at petrol pump itself..they are BHP and ESSO/MOBIL... others are fine!


Added on February 28, 2008, 5:43 pm
QUOTE(SeLrAhC @ Feb 26 2008, 05:46 PM)
yea lor.. open e-savers ler.. no diff from savings... maybe no bank book nia...

btw, if it better to get ur card personalized... let them print ur name n acc no. there... easier in the future..

does any1 with stanchart debit know how 2 access their acc on9?
*
go to www.standardchartered.com.my and click on ONLINE BANKING on top right on first page..

but before that you need to apply online banking on the ATM ..


Added on February 28, 2008, 5:54 pm
QUOTE(influenza04 @ Jan 23 2008, 12:29 AM)
yeah...seriously yes. i was giving that a thought also. becoz i very seldom see stanchart banks/atm around. unlesss in major towns. the nearest to me...isnt very convenient. not on my way to kl also hmm.gif

but then again...the card design looks wayyyyyyyyyyyyy better than PB VE. well, at least with PB VE i get back some money instead of paying annual fees. notworthy.gif
*
U can withdraw money from Standard Chartered ATM or on HOUSE network ATM by UOB, OCBC and HSBC! it is like MEPS ATM withdraw... only RM1 fee.

This post has been edited by levinx: Feb 28 2008, 05:54 PM
SUSMNet
post Feb 28 2008, 07:54 PM

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Which one is integrated with touch and go?
max_cavalera
post Feb 28 2008, 08:52 PM

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Great news!, my MOL Freedom Eon Bank card now activated. I succesfully top up at 7-11. Succesfully verified my card with Pay-Pal.

Though the customer service call and said it could be another week before I get my withdrawal PIN no from Eon Bank. Overall their service is great and up to my expectation smile.gif.
IceBikers
post Feb 28 2008, 09:50 PM

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what is mol?

max_cavalera
post Feb 28 2008, 11:30 PM

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www.mol.com malaysian online if im not mistaken.
SUSSeLrAhC
post Feb 29 2008, 12:22 AM

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QUOTE(alister88 @ Feb 28 2008, 12:34 PM)
so no need to open new account or sumting ??
*
yea lor... but it is a savings acc... e-savers
TSinfluenza04
post Feb 29 2008, 01:53 AM

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hey, is anyone sure about the 70% discount that u get if u shop at Tomei jewellery in pavillion using the Pavillion EON bank debit card???

sure or not? or izit just for promotion? and certain items only?
SUSSeLrAhC
post Feb 29 2008, 02:06 AM

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if the item is rm3k... they say rm10k... then 70% discount... = rm3k back... u eppy they eppy the bank the eppiest ^^
he-sham
post Feb 29 2008, 02:40 AM

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QUOTE(influenza04 @ Feb 29 2008, 01:53 AM)
hey, is anyone sure about the 70% discount that u get if u shop at Tomei jewellery in pavillion using the Pavillion EON bank debit card???

sure or not? or izit just for promotion? and certain items only?
*
Attached Image

pls refer to this link:

http://www.eonbank.com.my/Individual_Banki...s/fashion01.asp
xtreme_paranoid
post Feb 29 2008, 08:13 AM

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QUOTE(max_cavalera @ Feb 28 2008, 08:52 PM)
Great news!, my MOL Freedom Eon Bank card now activated. I succesfully top up at 7-11. Succesfully verified my card with Pay-Pal.

Though the customer service call and said it could be another week before I get my withdrawal PIN no from Eon Bank. Overall their service is great and up to my expectation smile.gif.
*
did you know the minimum topup for MOL Freedom Eon Bank card?
thanks in advance smile.gif
TSinfluenza04
post Feb 29 2008, 03:16 PM

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wow... hmm.gif
cool...hmm...thinking of getting this card too...dang
so many cards ady ler...al rajhi, PB Visa Electron n now latest...StanChart...including this 1...4 cards ady ar

lol...tell u all a thing, on wed i wanted to close my al rajhi bank account. but was persuaded by the service counter not to close. coz i was thinking again, if i jz leave it open. i have nothing to lose. coz they dun charge the cards RM8 annual fee llike what other banks do. so, jz keep it in case i need it...

1 more thing, normally if we use those kinda visa cards to withdraw money from other banks, they charge RM10/per transaction rite? well, i was also told that the bank waived the fee till RM4.50


Added on February 29, 2008, 3:19 pm
QUOTE(he-sham @ Feb 29 2008, 02:40 AM)
hey, btw...thanks for the info.

This post has been edited by influenza04: Feb 29 2008, 03:19 PM
garfield007
post Feb 29 2008, 08:36 PM

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Hello, I am new here. I want to ask a few questions. Sorry!

a) I want to ask is Standard Chartered Master debit card can use everywhere where master card logo? How about shopping centre like carefour, parkson, giant or restaurant or others?

b) To open standard chartered esaver account/master debit card is it directly go to standard chartered bank? Have any requirements to open this account?

c) can this card standard chartered master debit card and pb visa electron use for online purchasing like yesasia/sensasion/sony and others....

thank you. rclxm9.gif
max_cavalera
post Feb 29 2008, 09:08 PM

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QUOTE(xtreme_paranoid @ Feb 29 2008, 09:13 AM)
did you know the minimum topup for MOL Freedom Eon Bank card?
thanks in advance  smile.gif
*
at 7-11 and any other outlets minimum is rm60 with rm2 as top up fee. At eon bank counter and cash deposit machine any amount will do (min rm10) and no charges fee at all. At 7-11 theres 3 options that is rm60, rm100 and rm200.
lostasylum
post Mar 1 2008, 12:45 AM

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QUOTE(he-sham @ Feb 28 2008, 01:35 AM)
i also have the same problem...i only did once..they deduct rm3.27...i just email paypal to complain...
*
did they resolve it for you after your first email? what did they do?
because for me, first this guy called daniel emails me to say that i should try again.
so i try again. then cannot i email and tell them it's not working.
then this guy called jimmy emails me and tells me that they will deduct first, and hold it until the verification is done. but i explain that i can't get the verification done, so why they deduct? and if they say they can't verify, how on earth did they manage to deduct?
then some other dude replies and tells me that it is the bank's problem.
so, out of desperation, i call up the stanchart helpline to which of course i get the answer i told the paypal clowns.... if they can't verify the credit card, how did they manage to deduct the money??? by this time, i had already tried 3 times and they deducted 3 times....
so i email back and really gave them a real earful... till today no resolution.... no email reply already... haihs....

TSinfluenza04
post Mar 1 2008, 03:13 AM

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QUOTE(garfield007 @ Feb 29 2008, 08:36 PM)
Hello, I am new here. I want to ask a few questions. Sorry!

a) I want to ask is Standard Chartered Master debit card can use everywhere where master card logo? How about shopping centre like carefour, parkson, giant or restaurant or others?

b) To open standard chartered esaver account/master debit card is it directly go to standard chartered bank? Have any requirements to open this account?

c) can this card standard chartered master debit card and pb visa electron use for online purchasing like yesasia/sensasion/sony and others....

thank you. rclxm9.gif
*
a) yeah. anywhere displaying the Mastercard sign.
b)u gotta go to the nearest branch to u. no requirements. for a small amount of money u can open the account ady.
c)havent tried b4. but most likely yea...they accept since some used it to pay for stuffs in amazon.
he-sham
post Mar 1 2008, 04:01 AM

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QUOTE(lostasylum @ Mar 1 2008, 12:45 AM)
did they resolve it for you after your first email? what did they do?
because for me, first this guy called daniel emails me to say that i should try again.
so i try again. then cannot i email and tell them it's not working.
then this guy called jimmy emails me and tells me that they will deduct first, and hold it until the verification is done. but i explain that i can't get the verification done, so why they deduct? and if they say they can't verify, how on earth did they manage to deduct?
then some other dude replies and tells me that it is the bank's problem.
so, out of desperation, i call up the stanchart helpline to which of course i get the answer i told the paypal clowns.... if they can't verify the credit card, how did they manage to deduct the money??? by this time, i had already tried 3 times and they deducted 3 times....
so i email back and really gave them a real earful... till today no resolution.... no email reply already... haihs....
*
i also get the same reply..fed up already....logically, if the verification cannot be done, why they can charge preauthorization ?....i already removed the card from "Add Credit/Debit Card" in my paypal account....but the preauthorization charge still not been retract..... last email from paypal asked me to wait for another 30 days....wtf...

Just now i just sent the latest email to PayPal customer service:

QUOTE
I not satisfy with PayPal customer service replied about why my Standard Chartered Debit MasterCard cannot been used for verification of my PayPal account.

It's clearly stated in your website that "Debit Cards (also called check cards, ATM cards, or banking cards) are accepted if they have a Visa or MasterCard logo. ".

So, I want to know why my Standard Chartered Debit MasterCard cannot been used because my card have all the criteria (Mastercard logo). Yet, preauthorization charge already been made to my card since the day I tried to verify my account (19th January 2008) until now I already removed the card (since verification cannot been proceed because my card was unacceptable with no reason given), the preauthorization still not been reversed. I called the bank customer service, they said it is down to  merchant (PayPal) to reverse the preauthorization charge.

For me your service is not user friendly and I have been through a hard time just to verify my PayPal account.

Thank you


i hope with my pushing questions, they will answer all our doubts.....i have a feeling their customer service also dont quite know why they cannot accept the card...that's why before this we got crap answers....the paypal guys who gonna answer my questions better come up with some reasonable excuses.... mad.gif

This post has been edited by he-sham: Mar 1 2008, 04:31 AM
hafz
post Mar 1 2008, 01:07 PM

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QUOTE(influenza04 @ Feb 14 2008, 12:58 AM)
actually i have two cards. 1 is from al rajhi bank n the other is PB visa electron. well, i used the al rajhi 1 n it was ok. becoz b4 that havent gotten hold of PB visa.
*
wow have you try buying something from amazon using Al Rajhi visa Debit card.Just want to know
because i just open the account last Friday
TSinfluenza04
post Mar 1 2008, 04:13 PM

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QUOTE(hafz @ Mar 1 2008, 01:07 PM)
wow have you try buying something from amazon using Al Rajhi visa Debit card.Just want to know
because i just open the account last Friday
*
nope...i havent tried buying anything online. sorry.
DDSFan8
post Mar 2 2008, 11:47 PM

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I just bought the AMBANK NEXG pre-paid credit card. I faxed in my application with my IC. So when will they activate it?
TSinfluenza04
post Mar 3 2008, 01:44 AM

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hmm...i think u better read some of the previous posts. its mentioned many times in it.

cheers
he-sham
post Mar 3 2008, 04:57 PM

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Reply from Paypal about my complain which I posted earlier in my previous post..

» Click to show Spoiler - click again to hide... «


wthell so long...can someone understand it for me....too lazy to do so many steps.. rclxub.gif

This post has been edited by he-sham: Mar 3 2008, 04:58 PM
socratesman
post Mar 4 2008, 01:57 AM

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QUOTE(lostasylum @ Feb 26 2008, 03:45 PM)
anyways, i remember someone asking whether if you are an existing stanchart account holder if you can apply for the debit card.
the answer is no.
*
i think i was the one who originally asked biggrin.gif
yes i've an existing MasterSavings account. hmm too bad i guess
thanks for sharing that lil piece of info thumbup.gif

Gladys
post Mar 4 2008, 08:02 AM

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just change ur master saving a/c to esaver than.. anyway master saving % yucks :<
SUSSeLrAhC
post Mar 5 2008, 12:02 PM

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waaa... stanchart sends me statements... very good ^^ can track my spending
garfield007
post Mar 5 2008, 06:29 PM

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i want to know whether PB visa electron or Standard chartered master debit card can use for purchase 0% installment for electrical goods/notebook or others in electrical stores carefour or others where have the sign Master Card and VIsa Logo? tongue.gif

thank you
Shinichi
post Mar 6 2008, 12:16 AM

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Hi all, noob question here... just check if Maybankard can be use as debit card?
TSinfluenza04
post Mar 6 2008, 12:31 AM

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QUOTE(garfield007 @ Mar 5 2008, 06:29 PM)
i want to know whether PB visa electron or Standard chartered master debit card can use for purchase 0% installment for electrical goods/notebook or others in electrical stores carefour or others where have the sign Master Card and VIsa Logo? tongue.gif

thank you
*
i think this only applies to credit card gua. coz they can juz straight charge ur card. while using debit card, if ur account got no money, they cant charge it. lol...well, no harm asking those fellas at the store rite? after u've asked, share the answer with us brows.gif
SUSSeLrAhC
post Mar 6 2008, 12:37 AM

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QUOTE(Shinichi @ Mar 6 2008, 12:16 AM)
Hi all, noob question here... just check if Maybankard can be use as debit card?
*
ermm.. when i ask them they say can if they display bankard logo... the back of the card got visa electron logo... so go try lor
ResQ
post Mar 6 2008, 09:00 AM

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where can i apply debit card MOL?
Shinichi
post Mar 6 2008, 08:48 PM

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QUOTE(SeLrAhC @ Mar 6 2008, 12:37 AM)
ermm.. when i ask them they say can if they display bankard logo... the back of the card got visa electron logo... so go try lor
*
i dont have visa electron on back of my atm card... only have visa interlink...
spiderhoo
post Mar 7 2008, 02:44 AM

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ambank nextG can use until expire not like cimb card need to pay renew fee every year
Shinichi
post Mar 7 2008, 08:57 PM

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Hi all, want to know among all available debit cards, which one has the lowest annual fees? Afaik PB VE is RM24 p.a.
garfield007
post Mar 7 2008, 09:28 PM

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QUOTE(influenza04 @ Mar 6 2008, 12:31 AM)
i think this only applies to credit card gua. coz they can juz straight charge ur card. while using debit card, if ur account got no money, they cant charge it. lol...well, no harm asking those fellas at the store rite? after u've asked, share the answer with us brows.gif
*
tongue.gif ok!..... i thought somebody try it before.... Thanks for your help! icon_question.gif
IceBikers
post Mar 7 2008, 09:42 PM

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QUOTE(Shinichi @ Mar 7 2008, 08:57 PM)
Hi all, want to know among all available debit cards, which one has the lowest annual fees? Afaik PB VE is RM24 p.a.
*
stand chart - rm8
Shinichi
post Mar 7 2008, 10:09 PM

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QUOTE(IceBikers @ Mar 7 2008, 09:42 PM)
stand chart - rm8
*
Hi, you mean SC eSaver? Means their Debit Mastercard is actually ATM card? Need to open bank account with them?

Then is the Debit Mastercard accepted by Paypal?

Thanks.
vivi99
post Mar 7 2008, 11:47 PM

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Go for Public bank VISA debit card

1. Accept to pay online, i've tried booking for Genting Room, Success...!!
2. They give u monthly balance details
3. Easy to topu, just go to theri nearest branch then deposit the money to ur PB debit card account
TSinfluenza04
post Mar 8 2008, 01:41 AM

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QUOTE(vivi99 @ Mar 7 2008, 11:47 PM)
Go for Public bank VISA debit card

1. Accept to pay online, i've tried booking for Genting Room, Success...!!
2. They give u monthly balance details
3. Easy to topu, just go to theri nearest branch then deposit the money to ur PB debit card account
*
serious? u could book a room in genting using ur PB visa electron card? lastime i tried cant. sobz hmm.gif
SUSSeLrAhC
post Mar 8 2008, 01:47 AM

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QUOTE(Shinichi @ Mar 6 2008, 08:48 PM)
i dont have visa electron on back of my atm card... only have visa interlink...
*
oh ya... i also just check... dunno the diff... hehehee... maybbankard so ugly also dare not use XD

QUOTE(spiderhoo @ Mar 7 2008, 02:44 AM)
ambank nextG can use until expire not like cimb card need to pay renew fee every year
*
ur nextg also ahve 2 pay i think... anual fee

QUOTE(Shinichi @ Mar 7 2008, 08:57 PM)
Hi all, want to know among all available debit cards, which one has the lowest annual fees? Afaik PB VE is RM24 p.a.
*
rm 8 standard chartered ^^ the best

QUOTE(Shinichi @ Mar 7 2008, 10:09 PM)
Hi, you mean SC eSaver? Means their Debit Mastercard is actually ATM card? Need to open bank account with them?

Then is the Debit Mastercard accepted by Paypal?

Thanks.
*
no no.. instead of atm they giv u the debit which can use aas an atm card as well... yea.. e-savers acc

ermm.. got ppl using SC edbit for paypal wor... read previous psot

see i so nice.. answer u all ^^

Shinichi
post Mar 8 2008, 09:53 AM

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QUOTE(SeLrAhC @ Mar 8 2008, 01:47 AM)
rm 8 standard chartered ^^ the best
no no.. instead of atm they giv u the debit which can use aas an atm card as well... yea.. e-savers acc

ermm.. got ppl using SC edbit for paypal wor... read previous psot

see i so nice.. answer u all ^^
*
Seems like its good... but I don't fancy opening another bank account just because I want the RM8 annual fee Debit Card...
Is it possible for me to get the card without needing to open an account with SC?

Are there any other alternative that do not require me to open an account with them? Just want to know more.
SUSSeLrAhC
post Mar 8 2008, 12:29 PM

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QUOTE(Shinichi @ Mar 8 2008, 09:53 AM)
Seems like its good... but I don't fancy opening another bank account just because I want the RM8 annual fee Debit Card...
Is it possible for me to get the card without needing to open an account with SC?

Are there any other alternative that do not require me to open an account with them? Just want to know more.
*
open only mar... same as just appplying for a card... no passbook also... all done online and over the atm mar..got free motnhly statements also ^^ so damn good

u are a bankrupt is it?

Shinichi
post Mar 8 2008, 03:25 PM

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QUOTE(SeLrAhC @ Mar 8 2008, 12:29 PM)
open only mar... same as just appplying for a card...  no passbook also... all done online and over the atm mar..got free motnhly statements also ^^ so damn good

u are a bankrupt is it?
*
But I don't want to have to many bank accounts as its difficult to maintain them all (at least for me).

Anyway for SC, if I use debit Mastercard to withdraw money from SC ATM, it will be consider as normal ATM withdrawal right? Or something like cash advance and will be charged?


Added on March 8, 2008, 3:31 pmOh ya, just found out that SC only have 1 branch in Penang island... seems like I'm gonna skip this.

Are there are alternative that is second to SC Debit Mastercard?

This post has been edited by Shinichi: Mar 8 2008, 03:31 PM
socratesman
post Mar 8 2008, 08:58 PM

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QUOTE(Shinichi @ Mar 8 2008, 03:25 PM)
Are there are alternative that is second to SC Debit Mastercard?
*
PB Visa Electron. RM24 annual fees. No need to open a bank account.
MilesAndMore
post Mar 9 2008, 12:55 AM

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Below is a list of websites that do accept Public Bank Visa Electron as a mode of payment.
1. Amazon.com
2. Barnesandnoble.com
3. Singaporeairlines.com
4. Malaysiaairlines.com
5. Airasia.com
6. **Genting.com
7. Ebay.com (via PayPal)

**You will need to register your Public Bank Visa Electron with "Verified by Visa" via Public Bank official website before you can proceed with your booking at Genting.com

So far only Times Bookstore do not accept Public Bank Visa Electron. Most stores in Malaysia do accept though. Such as :
1. Kinokuniya Bookstore
2. MPH Bookstore
3. Popular Bookstore
4. Carrefour
5. Giant Supermarket
6. Cold Storage
7. Nike Store
8. Pizza Hut
9. Isetan @ KLCC & The Gardens
10. Parkson Nationwide
11. Robinssons @ The Gardens
12. Chocolate Shops at KLIA


About Public Bank Visa Electron
- **An annual fee of RM24
- Free printed monthly statement send directly to your registered address
- May use PB E-Banking
- Cash Rebate (please refer to Public Bank website)

**This annual fee will be automatically waived if you spend more than RM1001.00 per calendar year.

By the way, other debit cards such as AM Bank NextG, EON Bank Embossed Mastercard, MOL, Tune Visa all DO NOT send out monthly statement. You will have to request for one and they will charge you ! But at Public Bank they will send you a statement every month, absolutely FREE OF CHARGE ! You may also register for Public Bank online banking so that you can view your Visa Electron card details such as balance available and recent transactions made. You also do not need a savings account at Public Bank to open a Visa Electron account. They also do not charge you for everytime you deposit money into your Visa Electron account (blood sucker Tune Visa do) via any Public Bank ATMs or Cash Deposit Machines.

This post has been edited by MilesAndMore: Mar 9 2008, 01:01 AM
shiverXT
post Mar 9 2008, 11:14 AM

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i usually used pb visa electron to pay fuel....lazy to give cash money
KiyoshiJoz
post Mar 12 2008, 12:35 AM

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okie..uhm i got a question...(im using Mol Freedom)

i kinda lost the PIN for the atm that EON sent to me by snailmail..plz dont ask me how i lsot it..i dont know -.- (great mysteries of life lol)

uhmmm is there anyway to request for a new PIN?
TSinfluenza04
post Mar 12 2008, 01:01 AM

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as far as i know...if u lost your atm pin, u gotta go to the bank to get a new card. lol...i once asked at SC, got to get a new card. luckily i found my pin later. lol...
KiyoshiJoz
post Mar 12 2008, 01:27 AM

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T_T wish me luck in hunting....lol but anyhow...my card fulfilled its purpose edy..planning to cancel it...but just wanna know how much left lol....

last time i tried in starbucks..rejected...not sure of the reason..because my friend's sub-ed plat mastercard was rejected at starbucks too..so yeah...

trying to finish whatever credit left inside and cancel lol
Shinichi
post Mar 12 2008, 08:05 AM

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QUOTE(socratesman @ Mar 8 2008, 08:58 PM)
PB Visa Electron. RM24 annual fees. No need to open a bank account.
*
I'm currently using PB VE as well. Just looking to see if there's other "cheaper" alternative to it which doesn't require to open a bank account with them. If not then I'll just stick with my PB VE.
max_cavalera
post Mar 12 2008, 06:44 PM

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QUOTE(KiyoshiJoz @ Mar 12 2008, 02:27 AM)
T_T wish me luck in hunting....lol but anyhow...my card fulfilled its purpose edy..planning to cancel it...but just wanna know how much left lol....

last time i tried in starbucks..rejected...not sure of the reason..because my friend's sub-ed plat mastercard was rejected at starbucks too..so yeah...

trying to finish whatever credit left inside and cancel lol
*
O.o"why wanna cancel dude? i use mol freedom at mph, pay petrol and online transaction, absoultely no problem at all.
hianchung
post Mar 12 2008, 08:41 PM

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Just curious, have anyone managed to use your debit card in Shanghai & Beijing? Thought of applying one before leaving for China in April.
mi_kit49
post Mar 13 2008, 04:53 PM

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Maybank introducing the New Maybankard Visa Debit. In my personal opinion, I would say this is the best debit card. No annual fee but the design of the card is sweat.gif . You just need to open a saving or current account to get this card for free. But for existing saving or current account holder, need to pay RM12 to change Maybankard ATM card to this Maybank Visa Debit.
user posted image

What is Maybankard Visa Debit?
Maybankard Visa Debit is an enhanced ATM (Automated Teller Machine) card. It can be used to withdraw cash from ATMs, and at the same time function like a credit card. It can be used to make purchases at merchant locations such as petrol stations, grocery stores, retail stores and restaurants, including overseas merchants and even on the Internet. When Maybankard Visa Debit is used to make purchases or cash withdrawals at ATMs, funds are deducted from the customer account, directly accessing the money in the customers?deposit accounts.

How and where to get the Maybankard Visa Debit?
1. Visit Maybank branch nearest to you
2. Fill up the application form and choose Maybankard Visa Debit when you open a Current or Savings Account
3. Existing Current and Savings Account customer can apply for Maybankard Visa Debit

http://www.maybank2u.com.my/consumer/onlin...bit/about.shtml

This post has been edited by mi_kit49: Mar 13 2008, 04:56 PM
TSinfluenza04
post Mar 13 2008, 05:19 PM

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are the benefits really good? went to check out the benefits. only got treats points.
i'd better stick to my PBVE. at least got some cash-back benefits brows.gif
im very sure i can waive my annual fees every year. hahaha...gambateh!!! spending spreee~~~~ rclxm9.gif
Harvard
post Mar 13 2008, 06:38 PM

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QUOTE(mi_kit49 @ Mar 13 2008, 04:53 PM)
Maybank introducing the New Maybankard Visa Debit. In my personal opinion, I would say this is the best debit card. No annual fee but the design of the card is  sweat.gif . You just need to open a saving or current account to get this card for free. But for existing saving or current account holder, need to pay RM12 to change Maybankard ATM card to this Maybank Visa Debit.
user posted image

What is Maybankard Visa Debit?
Maybankard Visa Debit is an enhanced ATM (Automated Teller Machine) card. It can be used to withdraw cash from ATMs, and at the same time function like a credit card. It can be used to make purchases at merchant locations such as petrol stations, grocery stores, retail stores and restaurants, including overseas merchants and even on the Internet. When Maybankard Visa Debit is used to make purchases or cash withdrawals at ATMs, funds are deducted from the customer account, directly accessing the money in the customers?deposit accounts.

How and where to get the Maybankard Visa Debit?
1. Visit Maybank branch nearest to you
2. Fill up the application form and choose Maybankard Visa Debit when you open a Current or Savings    Account
3. Existing Current and Savings Account customer can apply for Maybankard Visa Debit

http://www.maybank2u.com.my/consumer/onlin...bit/about.shtml
*
hemm....seems like very good, anyone using maybank debit card right now?
SUSSeLrAhC
post Mar 13 2008, 08:23 PM

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i ask they say dont have yet... when are they launching it?

stupid to charge existing customers $$$.. i might as well just close n open a new acc...
Harvard
post Mar 13 2008, 09:09 PM

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QUOTE(SeLrAhC @ Mar 13 2008, 08:23 PM)
i ask they say dont have yet... when are they launching it?

stupid to charge existing customers $$$.. i might as well just close n open a new acc...
*
open new account got charges or not?
leenux
post Mar 13 2008, 09:49 PM

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QUOTE(Harvard @ Mar 13 2008, 09:09 PM)
open new account got charges or not?
*
open new account no charge. valid up to 7 years before they renew for u. no charge as well i believe. but before 7 years u lost the card or card damaged by your own fault - RM12 charge for replacement.

for existing yellow-black mbb atm cardholder, hv to pay RM12 for a replacement.
SUSDavid83
post Mar 13 2008, 10:35 PM

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QUOTE(mi_kit49 @ Mar 13 2008, 04:53 PM)
Maybank introducing the New Maybankard Visa Debit. In my personal opinion, I would say this is the best debit card. No annual fee but the design of the card is  sweat.gif . You just need to open a saving or current account to get this card for free. But for existing saving or current account holder, need to pay RM12 to change Maybankard ATM card to this Maybank Visa Debit.
user posted image

What is Maybankard Visa Debit?
Maybankard Visa Debit is an enhanced ATM (Automated Teller Machine) card. It can be used to withdraw cash from ATMs, and at the same time function like a credit card. It can be used to make purchases at merchant locations such as petrol stations, grocery stores, retail stores and restaurants, including overseas merchants and even on the Internet. When Maybankard Visa Debit is used to make purchases or cash withdrawals at ATMs, funds are deducted from the customer account, directly accessing the money in the customers?deposit accounts.

How and where to get the Maybankard Visa Debit?
1. Visit Maybank branch nearest to you
2. Fill up the application form and choose Maybankard Visa Debit when you open a Current or Savings    Account
3. Existing Current and Savings Account customer can apply for Maybankard Visa Debit

http://www.maybank2u.com.my/consumer/onlin...bit/about.shtml
*
Is this a Visa Electron card or what?
Harvard
post Mar 13 2008, 10:38 PM

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QUOTE(leenux @ Mar 13 2008, 09:49 PM)
open new account no charge. valid up to 7 years before they renew for u. no charge as well i believe. but before 7 years u lost the card or card damaged by your own fault - RM12 charge for replacement.

for existing yellow-black mbb atm cardholder, hv to pay RM12 for a replacement.
*
k...thx for the info


QUOTE(David83 @ Mar 13 2008, 10:35 PM)
Is this a Visa Electron card or what?
*
nope...this is the REAL visa
SUSDavid83
post Mar 13 2008, 10:40 PM

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QUOTE(Harvard @ Mar 13 2008, 10:38 PM)
k...thx for the info
nope...this is the REAL visa
*
But sounded to me that it works like a Visa Electron.

If it's a real Visa, what's the difference from a Visa Credit Card? Except that it's deducting directly from your saving/current accout. Does it work on a Visa (not Visa Electron) terminal as well?
Shinichi
post Mar 13 2008, 11:51 PM

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Can the new Maybank visa Debit card be accepted by Paypal? If yes I'm gonna ditch my PBVE for this. RM12 is okay for me compared to RM24 p.a. for PBVE.

Hmmm suddenly some out this Maybank Visa Debit card when I almost apply for Maybank Petronas Credit card... which should I go for...

But 1 thing I notice is that the Maybank Debit Card will direct deduct money from your savings? Not separately like PBVE? Like this means if my card is stolen, all money in my savings is at stake right?
vin_ann
post Mar 14 2008, 12:03 AM

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QUOTE(SeLrAhC @ Mar 13 2008, 08:23 PM)
i ask they say dont have yet... when are they launching it?

stupid to charge existing customers $$$.. i might as well just close n open a new acc...
*
btw, if im not wrong, closing account will be charges. RM10 something i thinks.
what people normally do when wan to close the account is they withdraw all the money left RM1 inside the account.
in-active for 1 year account will be automatic close without charges.

QUOTE(Shinichi @ Mar 13 2008, 11:51 PM)
Can the new Maybank visa Debit card be accepted by Paypal? If yes I'm gonna ditch my PBVE for this. RM12 is okay for me compared to RM24 p.a. for PBVE.

Hmmm suddenly some out this Maybank Visa Debit card when I almost apply for Maybank Petronas Credit card... which should I go for...

But 1 thing I notice is that the Maybank Debit Card will direct deduct money from your savings? Not separately like PBVE? Like this means if my card is stolen, all money in my savings is at stake right?
*
RM12 for one time replacement of card for existing card holder is hardly can be accepted le.
but it's the enhanced ATM card.
will be go change it straight away, if there is FREE. too bad, it's not. have to waits for the surprise from Maybank.

btw, how the Visa Debit card works? like normal credit card? just swipe and sign tht's all?
or like the old Maybank ATM card, where we need to key in the 6-digit pin???

pls enlighten me. thanks.
Shinichi
post Mar 14 2008, 12:10 AM

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QUOTE(vin_ann @ Mar 14 2008, 12:03 AM)
RM12 for one time replacement of card for existing card holder is hardly can be accepted le.
but it's the enhanced ATM card.
will be go change it straight away, if there is FREE. too bad, it's not. have to waits for the surprise from Maybank.

btw, how the Visa Debit card works? like normal credit card? just swipe and sign tht's all?
or like the old Maybank ATM card, where we need to key in the 6-digit pin???

pls enlighten me. thanks.
*
hmmm maybe its only me that feels rm12 for this debit card is worth (IF it can be accepted/verified by Paypal) tongue.gif
Cause my PBVE I also less use... every year they charge me RM24 I feel not worth also...

And is this already available? If yes I'm considering to change my ATM to this debit card soon... maybe with this debit card I can skip Maybank Petronas CC as well tongue.gif

As for your second question, I want to know too if we can use the debit card like normal cc...
vin_ann
post Mar 14 2008, 12:14 AM

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QUOTE(Shinichi @ Mar 14 2008, 12:10 AM)
hmmm maybe its only me that feels rm12 for this debit card is worth (IF it can be accepted/verified by Paypal) tongue.gif
Cause my PBVE I also less use... every year they charge me RM24 I feel not worth also...

And is this already available? If yes I'm considering to change my ATM to this debit card soon... maybe with this debit card I can skip Maybank Petronas CC as well tongue.gif

As for your second question, I want to know too if we can use the debit card like normal cc...
*
im the existing Maybank card holder.
now hardly seldom use.
so it's un-necessary to spend RM12 just to change to new card.
will be just waiting for the waiver. hope there is in future.

i believed it's available now since they already put it online.
Shinichi
post Mar 14 2008, 12:38 AM

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QUOTE(vin_ann @ Mar 14 2008, 12:14 AM)
im the existing Maybank card holder.
now hardly seldom use.
so it's un-necessary to spend RM12 just to change to new card.
will be just waiting for the waiver. hope there is in future.

i believed it's available now since they already put it online.
*
Hi vin_ann, I guess this answers your previous question:

QUOTE
Where and how can I use my Maybankard Visa Debit?
You can use your Maybankard Visa Debit at any Merchants with VISA logo, accepted at over 26 million locations worldwide. You can choose either debit or credit at point-of-sale terminal via your ATM PIN or signature respectively.

You can also use your Maybankard Visa Debit at any Merchants with Bankcard logo accepted at over 26,000 locations locally via your ATM PIN.

For ATM transaction, you can use it at any ATM machine that displays the Bankcard or VISA PLUS logo in overseas.


Now I'm checking whether it can be accepted by Paypal...

Guess tomorrow will go to Maybank branch to check it out during my lunch time. Hope this can be done at any branch and not just limited to where I opened my account...


Added on March 14, 2008, 12:41 amOh ya, I guess this card is not eligible for the 0% installment plan offered by Maybank CC right?

This post has been edited by Shinichi: Mar 14 2008, 12:41 AM
SUSSeLrAhC
post Mar 14 2008, 12:59 AM

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just saw d launch... but the card is so ugly... i just stick 2 my stanchart then
xtreme_paranoid
post Mar 14 2008, 01:08 AM

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by using mol freedom, when i topup..
the money will go to my mol freedom on the time?
or need wait several days?
izuddine
post Mar 14 2008, 01:16 AM

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i think maybank debit card accepted by paypal for sure.......no need to ask them, coz they accept visa debit or credit.......so, maybank visa automatically accepted by paypal......

well, i still satisfied with my tune money visa.......no hasstle....
he-sham
post Mar 14 2008, 03:39 AM

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i think from now on, all saving account from local bank, they will give visa or mastercard...

i just got my COMBI Debit MasterCard from eonbank...... can withdraw through MEPS/bankcard ATM network only charge normal rm1......eonbank atm free.....cirrus/mastercard network (oversea) charge rm10...

This post has been edited by he-sham: Mar 14 2008, 03:41 AM
Shinichi
post Mar 14 2008, 08:20 AM

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QUOTE(izuddine @ Mar 14 2008, 01:16 AM)
i think maybank debit card accepted by paypal for sure.......no need to ask them, coz they accept visa debit or credit.......so, maybank visa automatically accepted by paypal......

well, i still satisfied with my tune money visa.......no hasstle....
*
if like this then I think ITS possible to withdraw money from Paypal direct into your bank account right? credit into your visa = credit into your bank account? brows.gif
IceBikers
post Mar 14 2008, 08:35 AM

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look at the right, what does it mean by "Electronic Use Only" ???
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post Mar 14 2008, 03:23 PM

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means you cannot credit... or owe... those old swipe machines... msia no lar.. but in US some still use swipe...
vin_ann
post Mar 14 2008, 06:40 PM

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QUOTE(Shinichi @ Mar 14 2008, 12:38 AM)
Hi vin_ann, I guess this answers your previous question:
Now I'm checking whether it can be accepted by Paypal...

Guess tomorrow will go to Maybank branch to check it out during my lunch time. Hope this can be done at any branch and not just limited to where I opened my account...


Added on March 14, 2008, 12:41 amOh ya, I guess this card is not eligible for the 0% installment plan offered by Maybank CC right?
*
oh, thanks.


SUSDavid83
post Mar 14 2008, 09:48 PM

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QUOTE(SeLrAhC @ Mar 14 2008, 03:23 PM)
means you cannot credit... or owe... those old swipe machines... msia no lar.. but in US some still use swipe...
*
You're referring to those ancient swipe machines right? Very manual and not connected to the phone line.
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post Mar 14 2008, 11:17 PM

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QUOTE(David83 @ Mar 14 2008, 09:48 PM)
You're referring to those ancient swipe machines right? Very manual and not connected to the phone line.
*
yup yup... notworthy.gif

actually most foreign debit cards will have d shiny logo there with d word debit... but msians tada... so if u go there n use.. ^^
mamba
post Mar 14 2008, 11:27 PM

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anyone use debit mastercard? can we use it to verify paypal?
Shinichi
post Mar 14 2008, 11:36 PM

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Hi all, want to ask if I were to cancel my debit card and inside have balance, will they return me the balance?
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post Mar 15 2008, 11:31 AM

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depends from where.... if nextg from ambank or those cards with no acc maybe not... i m not 2 sure

but from stanchart pb maybank .... they will surely give u back..
Shinichi
post Mar 15 2008, 12:18 PM

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QUOTE(SeLrAhC @ Mar 15 2008, 11:31 AM)
depends from where.... if nextg from ambank or those cards with no acc maybe not... i m not 2 sure

but from stanchart pb maybank .... they will surely give u back..
*
mine is PBVE, and I have PB account, so mean if I cancel my card they will transfer my balance back to my account? will there be any charges (eg: cash advance charge)?
ttwangsa
post Mar 15 2008, 02:22 PM

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my eSaver debit card had problems. it cannot pay for petrol. i think it must have balance more than $150 to be accepted by the petrol kiosk. debited some cash. hope it works now.
nshady
post Mar 15 2008, 03:30 PM

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can eon bank's mol freedom mastercard be used for genting ?
Shinichi
post Mar 15 2008, 07:27 PM

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Hi all, tried to add my Maybank Visa Debit to my Paypal but failed. Does this means Paypal do not accept Maybank Visa Debit?
vin_ann
post Mar 15 2008, 07:27 PM

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btw, today went to the One Utama Maybank.

they dun have Maybank Visa Debit card service there.... doh.gif

they ask me have to go to other branches where there got saving account services.

One Utama is mainly for the Credit card matter.
ttwangsa
post Mar 15 2008, 08:50 PM

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one utama maybank opens on sundays right?
yks8845
post Mar 15 2008, 10:28 PM

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QUOTE(vin_ann @ Mar 15 2008, 07:27 PM)
btw, today went to the One Utama Maybank.

they dun have Maybank Visa Debit card service there.... doh.gif

they ask me have to go to other branches where there got saving account services.

One Utama is mainly for the Credit card matter.
*
Same as me..today i went SS2 PJ Maybank Branch,,,Front desk customer services girl told me Only can convert ATM card to Maybank Visa Debit Card

from Monday to friday only doh.gif doh.gif saturday for limited banking services .. rclxub.gif

I told them monday to friday have to worked ar,,, shakehead.gif shakehead.gif She said u skip work loo... doh.gif

This post has been edited by yks8845: Mar 15 2008, 10:36 PM
SUSDavid83
post Mar 15 2008, 10:33 PM

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How about those branch that offers Daily Banking like at Pavilion? Limited transaction too?
ahtiven
post Mar 15 2008, 10:38 PM

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owner of both nextg and public debit card here.

i must say pb wins hands down in term of everything. now my nextg mastercard collecting dust only.
FayeChan
post Mar 15 2008, 10:55 PM

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Finally Maybank introduces the Visa endorsed Debit facility on its card. Considering that some other banks are introducing Visa or MasterCard Debit for the convenience of customers (Public Bank, Standard Chartered, Affin Bank, EON Bank), the introductory move by the largest consumer bank in Malaysia will spread the trend of Debit cards in Malaysia.

Look at the news reports of poor credit spending in Malaysia? People prefer to accumulate the spending in a spree, then end of the month huge bills to pay back to the bank. With Debit, at least I can control my spending and at the same time don't need to worry if I have enough paper cash in my wallet and then need to go to the ATM to withdraw money.

Of course the Cherry motif on the Maybank Visa Debitcard looks too cutesy for me. I'll stick to my Standard Chartered e$aver Debit MasterCard.
Shinichi
post Mar 15 2008, 11:15 PM

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Anyone know if Paypal do not accept the debit card, are there any way to make them accept it?
he-sham
post Mar 16 2008, 04:14 AM

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so many debit/prepaid cards available now...

for summarize let me list...

MasterCard
1) Standard Chartered Debit MasterCard
2) AffinBank Debit MasterCard
3) EONBank COMBI Debit MasterCard
4) EONBank Pavillion Prepaid MasterCard
5) EonBank Unembossed Prepaid MasterCard
6) EonBank MOLFreedom Prepaid MasterCard
7) AMBank NexG Prepaid MasterCard
8) RHBBank PlusOne e-Cash Prepaid MasterCard
9) i-Synergy MasterCard Electronic (dont know still exists or not)


VISA
1) Maybank VISA Debit Bankcard
2) Public Bank VISA Electron
3) Al-Rajhi i-debit VISA atm card
4) TUNEMoney prepaid VISA
5) BSN VISA Electron
6) Standard Chartered VISA Electron
7) UOBBank VISA Electron


MAESTRO
1) Alliance Bank International MAESTRO Debit Card


its looklike only CIMB bank dont have debit card product...plus their ATM card sux & has no e-debit capability....unlike maybank atm bankcard(yellow/black or kawanku atm card), CIMB ATM card cant be used to pay at petrol station either at the pump or cashier....

edited: add rhbbank prepaid mastercard....hehe

This post has been edited by he-sham: Mar 16 2008, 03:07 PM
FayeChan
post Mar 16 2008, 10:19 AM

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Great list. Now can this be stickied to the first page? biggrin.gif

Actually only one card I know has the e-debit facility via BANKCARD/MEPS most efficient usage and that would be the current Maybankard ATM.

The thing is the enforcement of e-debit nationwide for merchants is slow compared to another country say Australia (where their e-debit facility a.k.a EFTPOS [Electronic Funds Transfer At Point Of Sale] is 60% effective and that covers a lot of merchants/retailers).

So having a VISA or a MasterCard logo slapped onto the ATM cards is a significant boon for consumer bankers. Good for Maybank to further advance the trend and hopefully other banks will follow suit.


PS: RHB has a Prepaid MasterCard of its own too. Its called RHB e-Cash Plus Prepaid MasterCard.
The Apprentice
post Mar 16 2008, 10:28 AM

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QUOTE(ahtiven @ Mar 15 2008, 10:38 PM)
owner of both nextg and public debit card here.

i must say pb wins hands down in term of everything. now my nextg mastercard collecting dust only.
*
Never use my debit card too.
I think its not as convenient as credit card and has risk also.

SUSDavid83
post Mar 16 2008, 10:29 AM

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QUOTE(The Apprentice @ Mar 16 2008, 10:28 AM)
Never use my debit card too.
I think its not as convenient as credit card and has risk also.
*
Same goes to me. Never debit card after got my credit card.
ahtiven
post Mar 16 2008, 10:32 AM

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QUOTE(The Apprentice @ Mar 16 2008, 10:28 AM)
Never use my debit card too.
I think its not as convenient as credit card and has risk also.
*
of course there are risks, but not as damaging as credit cards.

let assume that your credit card limit is rm20k, your debit left rm2k.

and one day, you lost both of your credit and debit card. the thief uses both of them till the limit, you lost 20k for the credit card, 2k for the debit card.


now tell me which has more critical damage to you in term of finance?
FayeChan
post Mar 16 2008, 10:44 AM

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^^ May I further add on that the debit facility is more cash controlled than a credit card; where the propensity to further spend is fueled by the spend now pay later mentality.

And individuals without the proper self control will go overboard with their credit card spending. Thus all the bad debts accumulated till they are overwhelmed.
Shinichi
post Mar 16 2008, 02:04 PM

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QUOTE(he-sham @ Mar 16 2008, 04:14 AM)
so many debit/prepaid cards available now...

for summarize let me list...

MasterCard
1) Standard Chartered Debit MasterCard
2) AffinBank Debit MasterCard
3) EONBank COMBI Debit MasterCard
4) EONBank Pavillion Prepaid MasterCard
5) EonBank Unembossed Prepaid MasterCard
6) EonBank MOLFreedom Prepaid MasterCard
7) AMBank NexG Prepaid MasterCard
8) i-Synergy MasterCard Electronic (dont know still exists or not
VISA
1) Maybank VISA Debit Bankcard
2) Public Bank VISA Electron
3) Al-Rajhi i-debit VISA atm card
4) TUNEMoney prepaid VISA
5) BSN VISA Electron
6) Standard Chartered VISA Electron
7) UOBBank VISA Electron
MAESTRO
1) Alliance Bank International MAESTRO Debit Card
its looklike only CIMB bank dont have debit card product...plus their ATM card sux & has no e-debit capability....unlike maybank atm bankcard(yellow/black or kawanku atm card), CIMB ATM card cant be used to pay at petrol station either at the pump or cashier....
*
Among all avaialble DCs, which offer the best benefits?
Shinichi
post Mar 16 2008, 03:19 PM

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QUOTE(MilesAndMore @ Mar 9 2008, 12:55 AM)
About Public Bank Visa Electron
- **An annual fee of RM24
- Free printed monthly statement send directly to your registered address
- May use PB E-Banking
- Cash Rebate (please refer to Public Bank website)

**This annual fee will be automatically waived if you spend more than RM1001.00 per calendar year.
*
Is this true? Where you get the info from? I cant seems to find it from PB website.
vin_ann
post Mar 16 2008, 03:48 PM

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QUOTE(Shinichi @ Mar 16 2008, 02:04 PM)
Among all avaialble DCs, which offer the best benefits?
*
i thought u shd ask, among them which 1 is verified by pay pal? haha
Shinichi
post Mar 16 2008, 03:51 PM

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QUOTE(vin_ann @ Mar 16 2008, 03:48 PM)
i thought u shd ask, among them which 1 is verified by pay pal? haha
*
lol, for Paypal currently I'm using PBVE. Now I wonder why Paypal do not accept Maybank Visa Debit. rclxub.gif
he-sham
post Mar 16 2008, 03:58 PM

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QUOTE(Shinichi @ Mar 16 2008, 03:51 PM)
lol, for Paypal currently I'm using PBVE. Now I wonder why Paypal do not accept Maybank Visa Debit. rclxub.gif
*
who said maybank visa debit cant verify paypal ?? u already try ??

from the list above i think most VISA (PBVE,Tunemoney,alrajhi) able to verify paypal...

...mastercard cannot....anyone succesfully apply by mastercard pls share your expirienced....
Shinichi
post Mar 16 2008, 04:01 PM

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QUOTE(he-sham @ Mar 16 2008, 03:58 PM)
who said maybank visa debit cant verify paypal ?? u already try ??

from the list above i think most VISA (PBVE,Tunemoney,alrajhi) able to verify paypal...

...mastercard cannot....anyone succesfully apply by mastercard pls share your expirienced....
*
Yes I tried mine and it says the card is denied by bank.
mantero
post Mar 16 2008, 04:19 PM

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i tot maybank visa debit card just launched a few days ago..
The Apprentice
post Mar 16 2008, 04:20 PM

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QUOTE(ahtiven @ Mar 16 2008, 10:32 AM)
of course there are risks, but not as damaging as credit cards.

let assume that your credit card limit is rm20k, your debit left rm2k.

and one day, you lost both of your credit and debit card. the thief uses both of them till the limit, you lost 20k for the credit card, 2k for the debit card.
now tell me which has more critical damage to you in term of finance?
*
You got a point. I downgraded some cards credit limits and just bring out low-end/ classic/ normal card rather than high-end/ platinum/ gold card for daily expenses, only carry and use high end card for special function/ travel purposes.
Shinichi
post Mar 16 2008, 04:28 PM

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QUOTE(mantero @ Mar 16 2008, 04:19 PM)
i tot maybank visa debit card just launched a few days ago..
*
Yes and I got mine on Friday...
tkwfriend
post Mar 16 2008, 06:55 PM

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insurance company they dun take debit card
KiyoshiJoz
post Mar 16 2008, 10:02 PM

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QUOTE(max_cavalera @ Mar 12 2008, 06:44 PM)
O.o"why wanna cancel dude? i use mol freedom at mph, pay petrol and online transaction, absoultely no problem at all.
*
well...not much use for it..i actually applied for it for a purpose...to buy something online haha..and out of curiosity also la....and its way faster then sending funds via banks etc...but now..not much use for it already.. =.='; so ya....cancel lor...

btw..jsut to reply above posts...ive tried mol freedom for paypal...it works fine...as long as you got sufficient credit..and it has the visa/ mastercard logo its acceptable..its cash..

This post has been edited by KiyoshiJoz: Mar 16 2008, 10:04 PM
Shinichi
post Mar 16 2008, 10:23 PM

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To PBVE holders, may I know if PBVE is accepted by all petrol stations?

Thanks.
skincladalien
post Mar 16 2008, 10:28 PM

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QUOTE(ahtiven @ Mar 16 2008, 10:32 AM)
of course there are risks, but not as damaging as credit cards.

let assume that your credit card limit is rm20k, your debit left rm2k.

and one day, you lost both of your credit and debit card. the thief uses both of them till the limit, you lost 20k for the credit card, 2k for the debit card.
now tell me which has more critical damage to you in term of finance?
*
dude, there is a law from BNM that u only need to pay maximum up to RM250 for fraud use of credit card. wheres if your 2k in debit card is used up good luck asking the bank to refund you.
scph50004
post Mar 16 2008, 10:28 PM

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Just received my PBVE card, now thinking of applying for the Maybank debit card. Any thoughts on that card?
SUSDavid83
post Mar 16 2008, 11:37 PM

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QUOTE(scph50004 @ Mar 16 2008, 10:28 PM)
Just received my PBVE card, now thinking of applying for the Maybank debit card. Any thoughts on that card?
*
I'll go for Maybank Visa Debit since it has no annual fee and it's a truly Visa.
SUSSeLrAhC
post Mar 16 2008, 11:42 PM

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QUOTE(Shinichi @ Mar 15 2008, 12:18 PM)
mine is PBVE, and I have PB account, so mean if I cancel my card they will transfer my balance back to my account? will there be any charges (eg: cash advance charge)?
*
if u cancel d card u still have d acc... d money is in d acc lar... not d card... u wont lose anything...

QUOTE(ttwangsa @ Mar 15 2008, 02:22 PM)
my eSaver debit card had problems. it cannot pay for petrol. i think it must have balance more than $150 to be accepted by the petrol kiosk. debited some cash. hope it works now.
*
can ler... if u pay at d machine u need at least $150 which they will return d rest after a duration but if u pay over d counter then they will minus d amount you pump.. so just pay over d counter lor

QUOTE(Shinichi @ Mar 16 2008, 02:04 PM)
Among all avaialble DCs, which offer the best benefits?
*
i would say stanchart or PB

QUOTE(David83 @ Mar 16 2008, 11:37 PM)
I'll go for Maybank Visa Debit since it has no annual fee and it's a truly Visa.
*
no wor... they dont have d shiny visa logo.. foreign countries wont accept it i think... and d card is so ugly

not fair... how come u have so many start 1 rclxub.gif
SUSDavid83
post Mar 16 2008, 11:45 PM

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QUOTE(SeLrAhC @ Mar 16 2008, 11:42 PM)
no wor... they dont have d shiny visa logo.. foreign countries wont accept it i think... and d card is so ugly

not fair... how come u have so many start 1 rclxub.gif
*
The Visa holographic emblem?
Shinichi
post Mar 17 2008, 12:12 AM

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QUOTE(SeLrAhC @ Mar 16 2008, 11:42 PM)
no wor... they dont have d shiny visa logo.. foreign countries wont accept it i think... and d card is so ugly
*
you mean the shiny flying bird logo? tongue.gif
mine has it at back of the card...
ahseng84
post Mar 17 2008, 12:29 AM

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anyone applied maybank debit card?

need any T&C?

is it use our maybank acc2 apply?

FayeChan
post Mar 17 2008, 12:32 AM

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^^ Refer to Page 17 for the advertisement pasted by a poster here or go to the Maybank website where all the information is available.
WaCKy-Angel
post Mar 17 2008, 12:32 AM

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QUOTE(ahseng84 @ Mar 17 2008, 12:29 AM)
anyone applied maybank debit card?

need any T&C?

is it use our maybank acc2 apply?
*
No T&C, its just extra feature of your ATM card.
But RM12 chargeable for changing your normal ATM card to this Visa debit card.. thats all.
And its valid for 7 years, after that free of charge to renew the card.

Just go to any Maybank branch and bring your ATM and IC for verification and the card will be issued on the spot.
ahseng84
post Mar 17 2008, 12:38 AM

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QUOTE(WaCKy-Angel @ Mar 17 2008, 12:32 AM)
No T&C, its just extra feature of your ATM card.
But RM12 chargeable for changing your normal ATM card to this Visa debit card.. thats all.
And its valid for 7 years, after that free of charge to renew the card.

Just go to any Maybank branch and bring your ATM and IC for verification and the card will be issued on the spot.
*
-- editted --

This post has been edited by ahseng84: Mar 17 2008, 01:00 AM
SUSSeLrAhC
post Mar 17 2008, 12:41 AM

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QUOTE(Shinichi @ Mar 17 2008, 12:12 AM)
you mean the shiny flying bird logo? tongue.gif
mine has it at back of the card...
*
yeaps... wat card? maybank?... terbalik... lol

QUOTE(WaCKy-Angel @ Mar 17 2008, 12:32 AM)
No T&C, its just extra feature of your ATM card.
But RM12 chargeable for changing your normal ATM card to this Visa debit card.. thats all.
And its valid for 7 years, after that free of charge to renew the card.

Just go to any Maybank branch and bring your ATM and IC for verification and the card will be issued on the spot.
*
sure got T&C 1 ler... everytihng got T&C 1

very stupid lor... change atm to debit they charge $$$... u might as well as them 2 close ur acc and open new 1 with d new debit card then it is free rclxub.gif
he-sham
post Mar 17 2008, 03:40 AM

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can i have both maybank visa debit & old maybankcard ?

becoz old maybankcard dont need to have minimum account balance of rm150 to fill for petrol at the pump...they'll ask u to enter pin number & select the amount... but i still want maybank visa debit...huhu...
wyxyz
post Mar 17 2008, 04:43 AM

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anyone hav applied? would like to hear ya comments. how much maximum can we spend per transaction etc

p/s:i think this new card will really hit other debit card's strategy. no annual fees woh...who can survive with that. hehe

This post has been edited by wyxyz: Mar 17 2008, 04:49 AM
Shinichi
post Mar 17 2008, 07:24 AM

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QUOTE(SeLrAhC @ Mar 17 2008, 12:41 AM)
yeaps... wat card? maybank?... terbalik... lol

very stupid lor... change atm to debit they charge $$$... u might as well as them 2 close ur acc and open new 1 with d new debit card then it is free  rclxub.gif
*
I think its normal, my CIMB DA CC has the logo at back of the card as well... so I don't see anything wrong with MVD having the shiny logo at back of card,

And I think close account they might charge you money too...
SUSDavid83
post Mar 17 2008, 07:42 AM

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QUOTE(Shinichi @ Mar 17 2008, 07:24 AM)
I think its normal, my CIMB DA CC has the logo at back of the card as well... so I don't see anything wrong with MVD having the shiny logo at back of card,

And I think close account they might charge you money too...
*
From my observation, the holographic Visa emblem appears to be at:

Front of the card: MBB Visa Classic with Wave
Back of the card: CIMB DA Gold, MBB Petronas Visa Gold.

I think it's doesn't matter where it's located as long as it's there.
IcedNyior
post Mar 17 2008, 07:42 AM

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Interesting and very informative thread. Im currently using 2 debit cards:

(1) Ambank NexG debit card because they partnered with Cineleisure (buy 3 tickets get free 1 tix + 10% f&b) so I use that to get my movie tickets. Also used it to verify my paypal. Its a Mastercard btw.

(2) Alrajhi Visa debit card. This is also their ATM card so its linked to the banking account. Something like what Maybank is currently doing I think but Alrajhi offers it for free (no extra charges to change from ATM to debit card) and started offering it a long time ago. Used it to withdraw paypal funds smile.gif

This post has been edited by IcedNyior: Mar 17 2008, 07:43 AM
ahseng84
post Mar 17 2008, 11:36 AM

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QUOTE(wyxyz @ Mar 17 2008, 04:43 AM)
anyone hav applied? would like to hear ya comments. how much maximum can we spend per transaction etc

p/s:i think this new card will really hit other debit card's strategy. no annual fees woh...who can survive with that. hehe
*
later will go2 maybank branch ask about tis biggrin.gif
wyxyz
post Mar 17 2008, 01:45 PM

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alrites..will wait for the good news then. lol
skincladalien
post Mar 17 2008, 01:48 PM

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tempted to apply maybank new debit card. but yuck, the cherry so ugly.
wyxyz
post Mar 17 2008, 01:50 PM

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QUOTE(skincladalien @ Mar 17 2008, 01:48 PM)
tempted to apply maybank new debit card. but yuck, the cherry so ugly.
*
kinda agree with u. the cherry picture not ngam feel. ehehe
probably will wait for next design when it comes. no hurry for this card.

garanzia
post Mar 17 2008, 07:23 PM

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just changing my maybank atm to visa debit . free of charge
the problem is paypal rejected the card. any comment from others. do others people sucessfully registered with paypal ?
mantero
post Mar 17 2008, 07:28 PM

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QUOTE(garanzia @ Mar 17 2008, 07:23 PM)
just changing my maybank atm to visa debit . free of charge
the problem is paypal rejected the card. any comment from others. do others people sucessfully registered with paypal ?
*
how did u get it for free? as i know, u will be charged rm12 for changing from atm to visa debit card...
ahseng84
post Mar 17 2008, 07:40 PM

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QUOTE(garanzia @ Mar 17 2008, 07:23 PM)
just changing my maybank atm to visa debit . free of charge
the problem is paypal rejected the card. any comment from others. do others people sucessfully registered with paypal ?
*
ar u sure free of charge??? shocking.gif

they charge me rm12 lol


Added on March 17, 2008, 7:41 pm
QUOTE(wyxyz @ Mar 17 2008, 04:43 AM)
anyone hav applied? would like to hear ya comments. how much maximum can we spend per transaction etc

p/s:i think this new card will really hit other debit card's strategy. no annual fees woh...who can survive with that. hehe
*
u can choose rm100,rm200,rm500

and maximum rm5000 per day

This post has been edited by ahseng84: Mar 17 2008, 07:41 PM
mantero
post Mar 17 2008, 07:41 PM

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probably they deducted from ur saving acc hahaha
garanzia
post Mar 17 2008, 07:57 PM

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yes free, never pay anything. me and my friend register together
Shinichi
post Mar 17 2008, 08:02 PM

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QUOTE(garanzia @ Mar 17 2008, 07:57 PM)
yes free, never pay anything. me and my friend register together
*
i think if you change at your home branch where u open account, its foc...

QUOTE(garanzia @ Mar 17 2008, 07:23 PM)
just changing my maybank atm to visa debit . free of charge
the problem is paypal rejected the card. any comment from others. do others people sucessfully registered with paypal ?
*
I cant get paypal to accept mine too sad.gif
wyxyz
post Mar 17 2008, 08:07 PM

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wah..free??? the possibility is there. last time i lost my atm card also they replaced for free. althou stated there must charge duno how much..

hafz
post Mar 17 2008, 08:22 PM

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QUOTE(Shinichi @ Mar 17 2008, 08:02 PM)
i think if you change at your home branch where u open account, its foc...
I cant get paypal to accept mine too sad.gif
*
Hiii

Is Realy paypal can't accept Maybankard Debit...
hmm.gif I think you should change the flag...I dun know
actually but just like written in FAQ
"
11. Can I use my Maybankard Visa Debit outside Malaysia?
You can use your Maybankard Visa Debit abroad provided you activate the overseas flag prior to your departure. The activation process can be done through our Maybank ATMs or through our 24 hours customer service center at 1-300-88-6688. Your Maybankard Visa Debit can then be used for retail purchases at any VISA merchants and cash withdrawal at any ATMs with a VISA PLUS logo "

mm during my application Maybank Debit this afternoon, the
officer said this card can be used in Internet transaction such Buying good
from amazon...

Just give my opinion...

Detail here

http://www.maybank2u.com.my/site_functions...?visa_debit#a11
ahseng84
post Mar 17 2008, 08:25 PM

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QUOTE(garanzia @ Mar 17 2008, 07:57 PM)
yes free, never pay anything. me and my friend register together
*
u ar new saver o change atm card to debit card?

if new saver free of charge, if change card need to charge rm12


Added on March 17, 2008, 8:26 pm
QUOTE(Shinichi @ Mar 17 2008, 08:02 PM)
i think if you change at your home branch where u open account, its foc...
I cant get paypal to accept mine too sad.gif
*
i changed it from my home branch where i open account oso kena charge rm12 shakehead.gif

This post has been edited by ahseng84: Mar 17 2008, 08:26 PM
mantero
post Mar 17 2008, 08:30 PM

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QUOTE(hafz @ Mar 17 2008, 08:22 PM)
Hiii

Is Realy paypal can't accept Maybankard Debit...
hmm.gif  I think you should change the flag...I dun know
actually but just like written in FAQ
"
11. Can I use my Maybankard Visa Debit outside Malaysia?
You can use your Maybankard Visa Debit abroad provided you activate the overseas flag prior to your departure. The activation process can be done through our Maybank ATMs or through our 24 hours customer service center at 1-300-88-6688. Your Maybankard Visa Debit can then be used for retail purchases at any VISA merchants and cash withdrawal at any ATMs with a VISA PLUS logo "

mm during my application Maybank Debit this afternoon, the
officer said this card can be used in Internet transaction such Buying good
from amazon...

Just give my opinion...

Detail here

http://www.maybank2u.com.my/site_functions...?visa_debit#a11
*
there is possibilities they didnt accept paypal, as Al-rajhi debit card. their customer service said that the bank didnt accept anything related to paypal, for a security reason.
BUT the card still can be used for a normal internet payment.
Shinichi
post Mar 17 2008, 09:39 PM

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Hi all,
Can Public Bank Visa Electron be accepted by all petrol stations?

QUOTE(hafz @ Mar 17 2008, 08:22 PM)
Hiii

Is Realy paypal can't accept Maybankard Debit...
hmm.gif  I think you should change the flag...I dun know
actually but just like written in FAQ
"
11. Can I use my Maybankard Visa Debit outside Malaysia?
You can use your Maybankard Visa Debit abroad provided you activate the overseas flag prior to your departure. The activation process can be done through our Maybank ATMs or through our 24 hours customer service center at 1-300-88-6688. Your Maybankard Visa Debit can then be used for retail purchases at any VISA merchants and cash withdrawal at any ATMs with a VISA PLUS logo "

mm during my application Maybank Debit this afternoon, the
officer said this card can be used in Internet transaction such Buying good
from amazon...

Just give my opinion...

Detail here

http://www.maybank2u.com.my/site_functions...?visa_debit#a11
*
hmmm this I not sure... will there be any hidden/extra charges if i activate my overseas flag?
guess i'll focus on using PBVE instead, MVD will keep it as backup...

QUOTE(ahseng84 @ Mar 17 2008, 08:25 PM)
u ar new saver o change atm card to debit card?

if new saver free of charge, if change card need to charge rm12


Added on March 17, 2008, 8:26 pm
i changed it from my home branch where i open account oso kena charge rm12    shakehead.gif
*
hmmm then I not sure d... when I called maybank queensbay branch asked them last week, they say can do it free at my home branch, but i don't want to try my luck and pay them rm12 to do it on the spot...
garanzia
post Mar 17 2008, 10:16 PM

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my home branch is in setiawangsa, but i change to debit card at sime darby maybank. the officer say its free...
vin_ann
post Mar 18 2008, 12:06 AM

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QUOTE(garanzia @ Mar 17 2008, 10:16 PM)
my home branch is in setiawangsa, but i change to debit card at sime darby maybank. the officer say its free...
*
then are you able to change FOC???
he-sham
post Mar 18 2008, 05:07 AM

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QUOTE(garanzia @ Mar 17 2008, 10:16 PM)
my home branch is in setiawangsa, but i change to debit card at sime darby maybank. the officer say its free...
*
then we all should go to sime darby branch to get free exchange to maybak visa debit....sime darby building near jalan sultan ismail/jalan raja laut ??
garanzia
post Mar 18 2008, 08:43 AM

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QUOTE(he-sham @ Mar 18 2008, 05:07 AM)
then we all should go to sime darby branch to get free exchange to maybak visa debit....sime darby building near jalan sultan ismail/jalan raja laut ??
*
yes at jln raja laut.. get it while it still free... i hope whistling.gif
SUSSeLrAhC
post Mar 18 2008, 10:34 AM

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QUOTE(garanzia @ Mar 18 2008, 08:43 AM)
yes at jln raja laut.. get it while it still free... i hope  whistling.gif
*
maybe they deduct from d acc... rclxub.gif

or d manager blur blur get sack d next day shakehead.gif

u guys go.. if really free reply here ya rclxms.gif
IcedNyior
post Mar 18 2008, 10:48 AM

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QUOTE(mantero @ Mar 17 2008, 08:30 PM)
there is possibilities they didnt accept paypal, as Al-rajhi debit card. their customer service said that the bank didnt accept anything related to paypal, for a security reason.
BUT the card still can be used for a normal internet payment.
*
I beg to differ. Alrajhi allows you to withdraw from paypal so how can you say they dont accept anything related to paypal. To me, its the easiest way to get funds that i earn in paypal in Ringgit. But, not too sure about verifying because I used my nexG to verify.
zenwell
post Mar 18 2008, 10:55 AM

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QUOTE(garanzia @ Mar 17 2008, 07:23 PM)
just changing my maybank atm to visa debit . free of charge
the problem is paypal rejected the card. any comment from others. do others people sucessfully registered with paypal ?
*
Try EON bank MOL Freedom debit card. They work well with ebay and paypal icon_rolleyes.gif
ahseng84
post Mar 18 2008, 12:03 PM

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QUOTE(SeLrAhC @ Mar 18 2008, 10:34 AM)
maybe they deduct from d acc... rclxub.gif

or d manager blur blur get sack d next day shakehead.gif

u guys go.. if really free reply here ya rclxms.gif
*
yup, they direct reduced from ur saving acc,

bt will gif u a official receipt

This post has been edited by ahseng84: Mar 18 2008, 01:56 PM
hafz
post Mar 18 2008, 01:23 PM

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QUOTE(garanzia @ Mar 18 2008, 08:43 AM)
yes at jln raja laut.. get it while it still free... i hope  whistling.gif
*
Actually there are stated in FAQ that change from the Old card
to Debit card will be charge RM12.00

but i dun know they give free but may be they will deduct
from account..anywhere it could be wise if ask them...
sjn hassan
post Mar 18 2008, 01:36 PM

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QUOTE(hafz @ Mar 18 2008, 01:23 PM)
Actually there are stated in FAQ that change from the Old card
to Debit card will be charge RM12.00

but i dun know they give free but may be they will deduct
from account..anywhere it could be wise if ask them...
*
yup.they charge RM12 for the current card to Visa Debit but FREE for NEW registration..maybe they still in promotion time now so it's still FREE..grab it before it's to late tongue.gif
Director
post Mar 18 2008, 03:15 PM

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sure got free ah? i m maybank private banking customer oso need to pay RM 12.00 sweat.gif
mantero
post Mar 18 2008, 03:19 PM

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i think we dont need to waste a time discussing whether it is free or not.. coz they already stated that they will charge rm12 for a chaging fee.
But in case u get it for free, we can assumes it just a LUCK.
cchiuyi
post Mar 18 2008, 04:30 PM

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i just opened a new a/c with maybank, and they provide me with this mvd free. i also confirmed with the officer that theres no annual fee involved. just teh rm12 to change the card in case you lost it or etc(like change from existing atm to visa debit).

can mvd still work well with paypal, anyone ?
SUSSeLrAhC
post Mar 18 2008, 06:01 PM

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QUOTE(Director @ Mar 18 2008, 03:15 PM)
sure got free ah? i m maybank private banking customer oso need to pay RM 12.00  sweat.gif
*
u pak tidur's son in law also got 2 pay rclxms.gif maybe not doh.gif

ermm... if close and open new acc got 2 pay?
garanzia
post Mar 18 2008, 06:28 PM

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just call the customer service. the lady who answer my call did't even know what is paypal and what it do . wasting time .. now waiting my pb debit card to arrive.
he-sham
post Mar 18 2008, 07:44 PM

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can i have both old maybankard atm together with maybank debit visa in one saving account ?

btw, i just got the 7% rebate for february credited into my standard chartered debit mastercard account !!! rclxm9.gif

18/03/2008 7% PETROL CASH REBATE FEB MYR 14.70


I hope they'll make this promotion permanent ! rclxms.gif
TSinfluenza04
post Mar 18 2008, 11:45 PM

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but 1 thing wht i love about stanchart e-saver is the interest rate compared to other commercial bank.
Shinichi
post Mar 18 2008, 11:53 PM

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too bad there's only 1 standard chartered branch penang island...
TSinfluenza04
post Mar 19 2008, 09:04 AM

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stanchart kinda inconvenient in terms of number of branches. even in major towns also sometimes dont have. any way to bank-in money into stanchart without the need of going to the branch itself?
neoxz
post Mar 19 2008, 09:12 AM

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QUOTE(influenza04 @ Mar 18 2008, 11:45 PM)
but 1 thing wht i love about stanchart e-saver is the interest rate compared to other commercial bank.
*
I wonder if they do charge for the atm card?
SUSSeLrAhC
post Mar 19 2008, 08:01 PM

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QUOTE(he-sham @ Mar 18 2008, 07:44 PM)
can i have both old maybankard atm together with maybank debit visa in one saving account ?

btw, i just got the 7% rebate for february credited into my standard chartered debit mastercard account !!!  rclxm9.gif

18/03/2008 7% PETROL CASH REBATE FEB  MYR  14.70
I hope they'll make this promotion permanent !  rclxms.gif
*
it is d same acc lar... they replace d card... lol

yeaps... i hope perma 2...

QUOTE(influenza04 @ Mar 18 2008, 11:45 PM)
but 1 thing wht i love about stanchart e-saver is the interest rate compared to other commercial bank.
*
for low amount... d interest rate is still low... only if u have a lot... but if u have a lot might as well invest

QUOTE(influenza04 @ Mar 19 2008, 09:04 AM)
stanchart kinda inconvenient in terms of number of branches. even in major towns also sometimes dont have. any way to bank-in money into stanchart without the need of going to the branch itself?
*
commercial merchant bank.. not public bank.. so dont expect a lot of branches... yeaps.. u can use other atms but will be charged

QUOTE(neoxz @ Mar 19 2008, 09:12 AM)
I wonder if they do charge for the atm card?
*
rm8 per annum... tats all
neoxz
post Mar 19 2008, 11:00 PM

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QUOTE(SeLrAhC @ Mar 19 2008, 08:01 PM)
it is d same acc lar... they replace d card... lol

yeaps... i hope perma 2...
for low amount... d interest rate is still low... only if u have a lot... but if u have a lot might as well invest
commercial merchant bank.. not public bank.. so dont expect a lot of branches... yeaps.. u can use other atms but will be charged
rm8 per annum... tats all
*
Seems interesting, guess it's time to change from my master basic savings to esavers tongue.gif but no time go bank sad.gif
FayeChan
post Mar 20 2008, 11:33 PM

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^^ Just call the bank officers and they'll sort it out for you in no time. I like the Standard Chartered financial officers personal service...although you have to wait long in line sometimes.
TSinfluenza04
post Mar 21 2008, 02:36 AM

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QUOTE(SeLrAhC @ Mar 19 2008, 08:01 PM)
for low amount... d interest rate is still low... only if u have a lot... but if u have a lot might as well invest
*
well, 2.5% is kinda high compared to other banks that just offer around point something percent. lolz.
hmm...my cash might use at anytime. haha...thats y cant put into any investment. lolz. of coz i have other investments. brows.gif
carbon14
post Mar 21 2008, 11:00 AM

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Don't use the Affin Debit Mastercard. It does nice for anything else other than verifying your Paypal account. Mine happened to charge me RM6++ and when I recieved my monthly statement, it didn't contain my 4digit verification code ALTHOUGH I saw the transaction the statement.

The statement just reads

SA DEBIT CARD PURCHASE ------------------------------------------------------ RM 6.38

I am pretty sure thats my Paypal payment in Affinbank !!
Mailed them in their CardCenter nothing happened. rclxms.gif

Now I got my PB Visa Electron,but can't add to my Paypal account. Now gotta ask PB whats wrong. I already deposit RM50 inside that card. icon_question.gif
WaCKy-Angel
post Mar 21 2008, 11:04 AM

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QUOTE(carbon14 @ Mar 21 2008, 11:00 AM)
Don't use the Affin Debit Mastercard. It does nice for anything else other than verifying your Paypal account. Mine happened to charge me RM6++ and when I recieved my monthly statement, it didn't contain my 4digit verification code ALTHOUGH I saw the transaction the statement.

The statement just reads

SA DEBIT CARD PURCHASE ------------------------------------------------------  RM 6.38

I am pretty sure thats my Paypal payment in Affinbank !!
Mailed them in their CardCenter nothing happened.  rclxms.gif

Now I got my PB Visa Electron,but can't add to my Paypal account. Now gotta ask PB whats wrong. I already deposit RM50 inside that card. icon_question.gif
*
Contact paypal for futher action, or request for a refund
carbon14
post Mar 21 2008, 11:41 AM

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QUOTE(WaCKy-Angel @ Mar 21 2008, 11:04 AM)
Contact paypal for futher action, or request for a refund
*
I guess I have to call their Card Center again today. Since yesterday they redirect me 2 times in the end can't resolve.


-----------------------------------------------------------------

I called them today and a guy helped me to get the verification code. Finally! hmm.gif
I'd prefer PB Visa electron anyday. I wanted to use my Affin card on Ebay Malaysia can't verify but my PB Visa Electron can. laugh.gif

This post has been edited by carbon14: Mar 21 2008, 11:43 AM
famous
post Mar 21 2008, 10:38 PM

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http://www.rhbbank.com.my/personal/cards/p...es_charges.shtm

is this the same card u guys talking about? cos i didn't see anyone of you mention RHB so not sure if this's the one biggrin.gif anyway this one my fren got it terus from RHB branches. Just pay RM24 then pass them ur IC and you're off to go.

But heard cannot use immediately have to wait 7 working days for the HQ to activate it. But nonetheless that's the catch kua.

May read further if u guys wanted to know more.


FayeChan
post Mar 21 2008, 10:52 PM

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^^ The one everyone's been talking about is the New Maybankard Visa Debit. RHB eCash Plus One card is actually a prepaid MasterCard which can also act as a Debit card.

However it is not connected to a current or savings account so you have to reload value up to RM10,000 inside the card to make purchases.
uhlaw
post Mar 22 2008, 04:22 PM

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I just get my maybank visa debit card this Thursday . U just need pay RM12 for replacing your current maybank atm card. Or if u open new saving account in maybank, maybank will issue this debit card for free. The functions are combined (2 in 1), so u can withdraw money from atm machine and make payment using visa. no monthly and annual fee. i already start using the card and i found it's so great!

This post has been edited by uhlaw: Mar 22 2008, 04:26 PM
neoxz
post Mar 22 2008, 11:54 PM

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QUOTE(FayeChan @ Mar 20 2008, 11:33 PM)
^^ Just call the bank officers and they'll sort it out for you in no time. I like the Standard Chartered financial officers personal service...although you have to wait long in line sometimes.
*
Called the bank, but they ask me to go to the branch sad.gif 1 thing i dont like sc, is that no 1's picking up the phone when u call around 11 something pm
socratesman
post Mar 23 2008, 08:49 PM

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Hey guys!

from the T&C of Maybank Visa Debit, there is a fee of RM10 for overdrawing on the Card account.

I thought a debit card is not supposed to let you spend more than you have in your current/savings account? So how can one possibly overdraw on his/her account? rclxub.gif rclxub.gif rclxub.gif
ahseng84
post Mar 23 2008, 10:06 PM

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QUOTE(SeLrAhC @ Mar 18 2008, 06:01 PM)
u pak tidur's son in law also got 2 pay  rclxms.gif  maybe not  doh.gif

ermm... if close and open new acc got 2 pay?
*
they not allowed u to do tat

i asked b4... blush.gif
lambertlai
post Mar 24 2008, 12:41 AM

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If i buy the product from the sell man he ask me :"have you credit card?" In this situation, does he accepts the Maybank Visa Debit card?
Because i 'm student dont have the credit card so i apply the MVDC
Joshua_0718
post Mar 24 2008, 12:48 AM

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QUOTE(socratesman @ Mar 23 2008, 08:49 PM)
Hey guys!

from the T&C of Maybank Visa Debit, there is a fee of RM10 for overdrawing on the Card account.

I thought a debit card is not supposed to let you spend more than you have in your current/savings account? So how can one possibly overdraw on his/her account? rclxub.gif  rclxub.gif  rclxub.gif
*
Because it is Visa too. Visa has that feature for you to overdraw it.

QUOTE(lambertlai @ Mar 24 2008, 12:41 AM)
If i buy the product from the sell man he ask me :"have you credit card?" In this situation, does he accepts the Maybank Visa Debit card?
Because i 'm student dont have the credit card so i apply the MVDC
*
As long as he accept VISA, it will be fine


Added on March 24, 2008, 12:49 am
QUOTE(FayeChan @ Mar 21 2008, 10:52 PM)
^^ The one everyone's been talking about is the New Maybankard Visa Debit. RHB eCash Plus One card is actually a prepaid MasterCard which can also act as a Debit card.

However it is not connected to a current or savings account so you have to reload value up to RM10,000 inside the card to make purchases.
*
Nope, you are wrong. They don't run like Public Bank Visa Electron. Maybank Visa debit card will direct deduct from your account. Of course, you can set limit of payment daily yourself at ATM. Default is RM500

This post has been edited by Joshua_0718: Mar 24 2008, 12:49 AM
MilesAndMore
post Mar 24 2008, 01:52 AM

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QUOTE(Shinichi @ Mar 15 2008, 11:15 PM)
Anyone know if Paypal do not accept the debit card, are there any way to make them accept it?
*
PayPal does accept debit card. Such as Public Bank Visa Electron. Been using PayPal 5-6 times already.


QUOTE(Shinichi @ Mar 16 2008, 03:19 PM)
Is this true? Where you get the info from? I cant seems to find it from PB website.
*
Because i've been using Public Bank Visa Electron for more than a year now. I guarantee to you what i posted is 100% true.


QUOTE(Shinichi @ Mar 16 2008, 10:23 PM)
To PBVE holders, may I know if PBVE is accepted by all petrol stations?

Thanks.
*
Yes, but you should have AT LEAST RM175 in your PB Visa Electron account to do the transaction. The bank will hold RM150 for every petrol transaction regardless of the amount paid. Once they have processed everything they will credit the balance back to your account. You must also always have RM25 reserve in your Public Bank Visa Electron account. So if you account has RM50, you can only use RM25 top !


QUOTE(neoxz @ Mar 19 2008, 09:12 AM)
I wonder if they do charge for the atm card?
*
RM8/annum. This fee cannot be waived.
Joshua_0718
post Mar 24 2008, 07:58 AM

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QUOTE(MilesAndMore @ Mar 24 2008, 01:52 AM)
PayPal does accept debit card. Such as Public Bank Visa Electron. Been using PayPal 5-6 times already.
Because i've been using Public Bank Visa Electron for more than a year now. I guarantee to you what i posted is 100% true.
Yes, but you should have AT LEAST RM175 in your PB Visa Electron account to do the transaction. The bank will hold RM150 for every petrol transaction regardless of the amount paid. Once they have processed everything they will credit the balance back to your account. You must also always have RM25 reserve in your Public Bank Visa Electron account. So if you account has RM50, you can only use RM25 top !
RM8/annum. This fee cannot be waived.
*
I found this feature quite irritating actually although it is because of security purposes. I got shock when I check my online statement stated that I used more than RM150 to pump petrol sweat.gif Luckily after calling up CS to verify the matter, then only I understood after she explain to me. Phew.

Another disadvantage of PB debit card, the online statement is kind of slow, it is not real time update. It have to wait 3 working days to process into the statement. We don't really can't see the statement and easily get confuse on the balance
Shinichi
post Mar 24 2008, 08:05 AM

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QUOTE(Joshua_0718 @ Mar 24 2008, 07:58 AM)
I found this feature quite irritating actually although it is because of security purposes. I got shock when I check my online statement stated that I used more than RM150 to pump petrol sweat.gif  Luckily after calling up CS to verify the matter, then only I understood after she explain to me. Phew.

Another disadvantage of PB debit card, the online statement is kind of slow, it is not real time update. It have to wait 3 working days to process into the statement. We don't really can't see the statement and easily get confuse on the balance
*
I think debit cards and credit cards works the same way when you pump petrol, RM150 will be deducted from your card until everything is processed only credit back the amount to your card. Just that with credit cards, you do not know about this cause usually credit limit is > RM150...
Joshua_0718
post Mar 24 2008, 08:27 AM

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QUOTE(Shinichi @ Mar 24 2008, 08:05 AM)
I think debit cards and credit cards works the same way when you pump petrol, RM150 will be deducted from your card until everything is processed only credit back the amount to your card. Just that with credit cards, you do not know about this cause usually credit limit is > RM150...
*
What is the purpose of doing this so? Security purpose? If yes, I don't see credit card has any security unless noticed by the bank ppl and notify the actual owner immediately
WaCKy-Angel
post Mar 24 2008, 09:06 AM

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QUOTE(Joshua_0718 @ Mar 24 2008, 08:27 AM)
What is the purpose of doing this so? Security purpose? If yes, I don't see credit card has any security unless noticed by the bank ppl and notify the actual owner immediately
*
Because that is for security reason incase your card is lost, the lost is minimal.
And not only that petrol limit, you can only use your card at petrol station like max 2 times/day to avoid fraud.

The part about "card lost and security" problem, that is your own responsibility, you are held responsible for the safeguard of your card (if im not mistaken, the T&C does stated that).
Obviously you should inform the bank if your card is lost unless the card itself have ability to inform the bank, which requires more security in place for that to work.
Such as maybe cardholder DNA embedded into card and anyone other than owner touch the card will alert to bank, or PIN required for every transaction needed (but hey thats ATM card for that purpose)
Joshua_0718
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QUOTE(WaCKy-Angel @ Mar 24 2008, 09:06 AM)
Because that is for security reason incase your card is lost, the lost is minimal.
And not only that petrol limit, you can only use your card at petrol station like max 2 times/day to avoid fraud.


The part about "card lost and security" problem, that is your own responsibility, you are held responsible for the safeguard of your card (if im not mistaken, the T&C does stated that).
Obviously you should inform the bank if your card is lost unless the card itself have ability to inform the bank, which requires more security in place for that to work.
Such as maybe cardholder DNA embedded into card and anyone other than owner touch the card will alert to bank, or PIN required for every transaction needed (but hey thats ATM card for that purpose)
*
Full understood. But I see many cases, that people lost their credit card, and at least minimum of RM2k will be lost due to people will be using the card for shopping
xtreme_paranoid
post Mar 24 2008, 07:09 PM

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i already sent the mol freedom form about two weeks ago.
when they should contact me?
or need to wait several days more?
[LinkZ]
post Mar 24 2008, 10:05 PM

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Which bank debit card in malaysia, which can convert overseas cheques and can be used with paypal? Any recommendation? Thanks blush.gif

This post has been edited by [LinkZ]: Mar 24 2008, 10:09 PM
PleaseEnterYourName
post Mar 25 2008, 12:13 AM

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Anyone used the new new Maybank Visa Debit with Paypal service? If it's ok i want to go change...

I got affin back debit card b4.. but haven used it even once coz too buzy...


[LinkZ]
post Mar 25 2008, 12:16 AM

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QUOTE(PleaseEnterYourName @ Mar 25 2008, 01:13 AM)
Anyone used the new new Maybank Visa Debit with Paypal service? If it's ok i want to go change...

I got affin back debit card b4.. but haven used it even once coz too buzy...
*
Maybank debit card horrible >.>....doesn't implement the overseas transactions yet, same goes to paypal mad.gif
PleaseEnterYourName
post Mar 25 2008, 12:49 AM

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wah really? Hmmmmm need confirmation on this...
SUSSeLrAhC
post Mar 25 2008, 12:52 AM

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QUOTE(Shinichi @ Mar 24 2008, 08:05 AM)
I think debit cards and credit cards works the same way when you pump petrol, RM150 will be deducted from your card until everything is processed only credit back the amount to your card. Just that with credit cards, you do not know about this cause usually credit limit is > RM150...
*
pay over d counter... then you wont be charge rm150...
ahseng84
post Mar 25 2008, 11:50 AM

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some place will charge around 3% if pay by c.card rite?

bt how about d.card?

soo need2 charge
SUSSeLrAhC
post Mar 25 2008, 11:53 AM

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QUOTE([LinkZ] @ Mar 25 2008, 12:16 AM)
Maybank debit card horrible >.>....doesn't implement the overseas transactions yet, same goes to paypal  mad.gif
*
that's why their card so ugly XD the visa logo is not the shinny hologram.. dont know whether the back part has it or not.. if it doesnt that means wont be able to use at all

QUOTE(ahseng84 @ Mar 25 2008, 11:50 AM)
some place will charge around 3% if pay by c.card rite?

bt how about d.card?

soo need2 charge
*
yea... they will charge also...
ahseng84
post Mar 25 2008, 12:05 PM

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QUOTE(SeLrAhC @ Mar 25 2008, 11:53 AM)
that's why their card so ugly XD the visa logo is not the shinny hologram.. dont know whether the back part has it or not.. if it doesnt that means wont be able to use at all
yea... they will charge also...
*
lol,

let say i buy a laptop around rm2.5k

i better go atm withdraw money lol blush.gif
Joshua_0718
post Mar 25 2008, 06:56 PM

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QUOTE(SeLrAhC @ Mar 25 2008, 11:53 AM)
that's why their card so ugly XD the visa logo is not the shinny hologram.. dont know whether the back part has it or not.. if it doesnt that means wont be able to use at all
yea... they will charge also...
*
It have the shinny bird hologram, at the back of the card

This post has been edited by Joshua_0718: Mar 25 2008, 06:56 PM
SUSDavid83
post Mar 25 2008, 07:01 PM

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QUOTE(Joshua_0718 @ Mar 25 2008, 06:56 PM)
It have the shinny bird hologram, at the back of the card
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Some Gold Card doesn't put the holographic emblem at the front of the card. For instance, CIMB DA and MBB Petronas Visa.
ahseng84
post Mar 25 2008, 07:43 PM

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QUOTE(Shinichi @ Mar 24 2008, 08:05 AM)
I think debit cards and credit cards works the same way when you pump petrol, RM150 will be deducted from your card until everything is processed only credit back the amount to your card. Just that with credit cards, you do not know about this cause usually credit limit is > RM150...
*
yup, jz now i go2 pump rm40 shell petrol,

now i login my maybank2u internet banking check,

show tis

Transaction Date Description Debit Credit
25-Mar-2008 PRE-AUTH DEBIT RM150.00

so when i can get bek my balance har?

sure will refund for us d ma? blush.gif
Joshua_0718
post Mar 25 2008, 07:51 PM

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QUOTE(ahseng84 @ Mar 25 2008, 07:43 PM)
yup, jz now i go2 pump rm40 shell petrol,

now i login my maybank2u internet banking check,

show tis

Transaction Date         Description                         Debit                             Credit
25-Mar-2008               PRE-AUTH DEBIT                 RM150.00 

so when i can get bek my balance har?

sure will refund for us d ma?     blush.gif
*
Yes, no worries. Tried and got worried just like you before laugh.gif


Added on March 25, 2008, 7:52 pm
QUOTE(David83 @ Mar 25 2008, 07:01 PM)
Some Gold Card doesn't put the holographic emblem at the front of the card. For instance, CIMB DA and MBB Petronas Visa.
*
Does that mean it is not international recognise?

This post has been edited by Joshua_0718: Mar 25 2008, 07:52 PM
SUSDavid83
post Mar 25 2008, 08:18 PM

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QUOTE(Joshua_0718 @ Mar 25 2008, 07:51 PM)
Yes, no worries. Tried and got worried just like you before laugh.gif


Added on March 25, 2008, 7:52 pm
Does that mean it is not international recognise?
*
I'm not sure about the international recognition since I have no chance to use them at overseas.
mantero
post Mar 25 2008, 08:52 PM

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QUOTE(ahseng84 @ Mar 25 2008, 07:43 PM)
yup, jz now i go2 pump rm40 shell petrol,

now i login my maybank2u internet banking check,

show tis

Transaction Date        Description                        Debit                            Credit
25-Mar-2008              PRE-AUTH DEBIT                RM150.00 

so when i can get bek my balance har?

sure will refund for us d ma?    blush.gif
*
i get mine back the next day after they deducted from my acc.. dont hv to worry abt it... it's normal transaction when u pay via pump machine...
but the first time the thing happend on me, i called the service center, they said the money will refund to our account within 3days..

but just in case u dont want to deduct rm150 each time for pump...just pay with ur debit card at the cashier.. they will deduct the amount u want.. icon_rolleyes.gif icon_rolleyes.gif

This post has been edited by mantero: Mar 25 2008, 08:54 PM
Shinichi
post Mar 25 2008, 09:04 PM

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QUOTE(ahseng84 @ Mar 25 2008, 07:43 PM)
yup, jz now i go2 pump rm40 shell petrol,

now i login my maybank2u internet banking check,

show tis

Transaction Date        Description                        Debit                            Credit
25-Mar-2008              PRE-AUTH DEBIT                RM150.00 

so when i can get bek my balance har?

sure will refund for us d ma?    blush.gif
*
you can read TnC of MVD. it is stated there about rm150 reduction as holding amount....
FayeChan
post Mar 25 2008, 09:16 PM

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QUOTE(SeLrAhC @ Mar 25 2008, 12:52 AM)
pay over d counter... then you wont be charge rm150...
*
Exactly, the withholding of RM150 is made when you use your debit card at the ISLAND PUMP and not over the counter.

Just got RM17.50 rebate back on my Standard Chartered Debit Mastercard for pumping fuel!! Woohoo!! biggrin.gif
Joshua_0718
post Mar 25 2008, 10:03 PM

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QUOTE(FayeChan @ Mar 25 2008, 09:16 PM)
Exactly, the withholding of RM150 is made when you use your debit card at the ISLAND PUMP and not over the counter.

Just got RM17.50 rebate back on my Standard Chartered Debit Mastercard for pumping fuel!! Woohoo!! biggrin.gif
*
Why RM17.50? Reward?
vin_ann
post Mar 25 2008, 10:18 PM

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QUOTE(Joshua_0718 @ Mar 25 2008, 10:03 PM)
Why RM17.50? Reward?
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i thinks it's the 7% rebate.
neoxz
post Mar 25 2008, 10:20 PM

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QUOTE(FayeChan @ Mar 25 2008, 09:16 PM)
Exactly, the withholding of RM150 is made when you use your debit card at the ISLAND PUMP and not over the counter.

Just got RM17.50 rebate back on my Standard Chartered Debit Mastercard for pumping fuel!! Woohoo!! biggrin.gif
*
just closed my master savings and changed to e$avers.

I wonder how long will it take for the personalized card to arrive?
Aeon89
post Mar 25 2008, 11:56 PM

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Disregarding Maybank Debit Visa Card, I checked with the people in Maybank, they said if want to use it for overseas transaction, we must activate the function from the ATM.

So in my point of view, if we want to use it for Pay Pal or whatever transaction online, we might need to activate that function through the ATM for overseas transaction.

Correct if i am wrong.

Just my 2 internet sens
mantero
post Mar 26 2008, 12:22 AM

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QUOTE(Aeon89 @ Mar 25 2008, 11:56 PM)
Disregarding Maybank Debit Visa Card, I checked with the people in Maybank, they said if want to use it for overseas transaction, we must activate the function from the ATM.

So in my point of view, if we want to use it for Pay Pal or whatever transaction online, we might need to activate that function through the ATM for overseas transaction.

Correct if i am wrong.

Just my 2 internet sens
*
oh.. what fuction is that? hmm.. any experienced here? need to check out tomorrow at ATM
Aeon89
post Mar 26 2008, 12:26 AM

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QUOTE
Can I use my Maybankard Visa Debit outside Malaysia?
You can use your Maybankard Visa Debit abroad provided you activate the overseas flag prior to your departure. The activation process can be done through our Maybank ATMs or through our 24 hours customer service centre at 1-300-88-6688. Your Maybankard Visa Debit can then be used for retail purchases at any VISA merchants and cash withdrawal at any ATMs with a VISA PLUS logo.


That's just my point of view, tomorrow i will be applying my Maybankard Visa Debit, since I am going to cancel my MOL Freedom.
SUSSeLrAhC
post Mar 26 2008, 12:44 AM

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QUOTE(neoxz @ Mar 25 2008, 10:20 PM)
just closed my master savings and changed to e$avers.

I wonder how long will it take for the personalized card to arrive?
*
dunno... i should have gotten mine personalized... zzz... now a bit scared 2 use overseas


Joshua_0718
post Mar 26 2008, 07:30 AM

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QUOTE(Aeon89 @ Mar 25 2008, 11:56 PM)
Disregarding Maybank Debit Visa Card, I checked with the people in Maybank, they said if want to use it for overseas transaction, we must activate the function from the ATM.

So in my point of view, if we want to use it for Pay Pal or whatever transaction online, we might need to activate that function through the ATM for overseas transaction.

Correct if i am wrong.

Just my 2 internet sens
*
Is it the PLUS activation?

I thought is PLUS is when we want to use oversea ATM machine that have PLUS feature?
neoxz
post Mar 26 2008, 08:33 AM

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QUOTE(SeLrAhC @ Mar 26 2008, 12:44 AM)
dunno... i should have gotten mine personalized... zzz... now a bit scared 2 use overseas
*
y sked to use overseas? I like personalize coz our account number is printed there. easier to refer when u call customer service tongue.gif
xtreme_paranoid
post Mar 26 2008, 01:24 PM

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how to check our remaining balance for Mol Freedom?

nshady
post Mar 26 2008, 03:00 PM

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Can i have a different account for my maybank debit card from my savings account?
Joshua_0718
post Mar 26 2008, 03:34 PM

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QUOTE(nshady @ Mar 26 2008, 03:00 PM)
Can i have a different account for my maybank debit card from my savings account?
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Not sure whether you can open 2nd account a not.
he-sham
post Mar 26 2008, 06:06 PM

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QUOTE(neoxz @ Mar 26 2008, 08:33 AM)
y sked to use overseas? I like personalize coz our account number is printed there. easier to refer when u call customer service tongue.gif
*
how to personalize my standard chartered debit mastercard ?? must send back the card or request for new card ???...i dont want to be charged twice for my atm card...

or must go to their hq to personalize card on the spot ?? i have free time to burn starting from next week...finish semester already.... biggrin.gif

This post has been edited by he-sham: Mar 26 2008, 06:08 PM
ahseng84
post Mar 26 2008, 06:57 PM

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QUOTE(mantero @ Mar 25 2008, 08:52 PM)
i get mine back the next day after they deducted from my acc.. dont hv to worry abt it... it's normal transaction when u pay via pump machine...
but the first time the thing happend on me, i called the service center, they said the money will refund to our account within 3days..

but just in case u dont want to deduct rm150 each time for pump...just pay with ur debit card at the cashier.. they will deduct the amount u want..  icon_rolleyes.gif  icon_rolleyes.gif
*
haha, 1st time abit worried lol,haha

pump rm40 o, charge rm150 laugh.gif
neoxz
post Mar 26 2008, 09:08 PM

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QUOTE(he-sham @ Mar 26 2008, 06:06 PM)
how to personalize my standard chartered debit mastercard ?? must send back the card or request for new card ???...i dont want to be charged twice for my atm card...

or must go to their hq to personalize card on the spot ?? i have free time to burn starting from next week...finish semester already....  biggrin.gif
*
Errr.. i requested for it when i opened for a new account. I guess, U'll be charged again if u request for it.
Gladys
post Mar 26 2008, 10:30 PM

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eh? personalize mean?? *interested*
garfield007
post Mar 26 2008, 10:50 PM

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Ya, i also want to know what do you mean by personalize? I plan to go Standard chartered to open the esaver account! Is it when open this account they will on the spot give the master debit card? Or i have to request it? Is it nothing requirement to open this account? tongue.gif THank You.
FayeChan
post Mar 26 2008, 11:36 PM

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QUOTE
I wonder how long will it take for the personalized card to arrive?
Here's the thing, I opened the e$aver's account on the spot and I instantly got a non-personalized card (doesn't have my name on it, only card number).

The financial consultant told me that if I want to get my name personalized on it, the bank will incur a RM8 card charge for the change. And that will take at least 2 weeks then it'll be sent to your home address.
Gladys
post Mar 26 2008, 11:39 PM

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a/c open $50, maintence rm 1.
normal debit card they can give on the spot..jsut that dono wat is the personalized mean..

require 21 n abt? hmm


Added on March 26, 2008, 11:40 pmso which mean personalized jsut to embossed ur name on da card??

This post has been edited by Gladys: Mar 26 2008, 11:40 PM
neoxz
post Mar 27 2008, 09:34 AM

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QUOTE(Gladys @ Mar 26 2008, 10:30 PM)
eh? personalize mean?? *interested*
*
QUOTE(garfield007 @ Mar 26 2008, 10:50 PM)
Ya, i also want to know what do you mean by personalize? I plan to go Standard chartered to open the esaver account! Is it when open this account they will on the spot give the master debit card? Or i have to request it? Is it nothing requirement to open this account?  tongue.gif THank You.
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QUOTE(FayeChan @ Mar 26 2008, 11:36 PM)
Here's the thing, I opened the e$aver's account on the spot and I instantly got a non-personalized card (doesn't have my name on it, only card number).

The financial consultant told me that if I want to get my name personalized on it, the bank will incur a RM8 card charge for the change. And that will take at least 2 weeks then it'll be sent to your home address.
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QUOTE(Gladys @ Mar 26 2008, 11:39 PM)
a/c open $50, maintence rm 1.
normal debit card they can give on the spot..jsut that dono wat is the personalized mean..

require 21 n abt? hmm


Added on March 26, 2008, 11:40 pmso  which mean personalized jsut to embossed ur name on da card??
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Means they will emboss ur name on the card and also your account number. It's easier for me to remember my account number when I need to do some transactions off the phone or customer service. It's ok le for them to charge rm 8, as it will be delivered direct to your house ma tongue.gif
Icehart
post Mar 27 2008, 05:21 PM

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Maybank debit visa card can't even used for online transactions at all. Both paypal and google checkout decline the card.
Joshua_0718
post Mar 27 2008, 06:14 PM

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QUOTE(Icehart @ Mar 27 2008, 05:21 PM)
Maybank debit visa card can't even used for online transactions at all. Both paypal and google checkout decline the card.
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Tried using Public Bank Visa Electron?
Shinichi
post Mar 27 2008, 08:10 PM

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QUOTE(Joshua_0718 @ Mar 27 2008, 06:14 PM)
Tried using Public Bank Visa Electron?
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PBVE i think sure can work... but MVD i think maybe bcoz its just launch so not all "services" are implemented...
Joshua_0718
post Mar 27 2008, 09:08 PM

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Have to give some time to Maybank. But common sense, they are using VISA, VISA don't provide Maybank all this oversea and online transaction features? doh.gif
scph50004
post Mar 28 2008, 12:51 AM

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yeah, tried to verify my paypal account with Maybank debit card, but was declined. got PBVE but they haven't sent my pin number... gahh... need to call them already.
Gladys
post Mar 28 2008, 01:36 AM

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aiyerr... embossed the few name rm 8 ar..

hmm.. but the card last for 10 yrs? i think cheap.. make the card look nicer eh.. smile.gif
neoxz
post Mar 28 2008, 08:48 AM

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QUOTE(Gladys @ Mar 28 2008, 01:36 AM)
aiyerr... embossed the few name rm 8 ar..

hmm.. but the card last for 10 yrs? i think cheap.. make the card look nicer eh.. smile.gif
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Hahaha.. i actually wanted the embossed account number on the card tongue.gif easier to refer when needed
SUSSeLrAhC
post Mar 28 2008, 10:10 AM

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can we all post our debit cards minus the details so we can compare which looks nicer?

1) front pic
2) back pic
3) name of bank
4) visa / mastercard
freeman85
post Mar 28 2008, 12:17 PM

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maybank new visa debit card nice but be aware of some tiny charges

The fifth cash withdrawal and thereafter in a month at any Maybank ATM**
RM0.50 per withdrawal***

** The fee will be debited directly from the customer's accounts at the end of each transaction.
*** Fee waived if the respective account has a balance of above RM5,000 at time of withdrawal.



source
http://www.maybank2u.com.my/site_functions...l?visa_debit#a7

This post has been edited by freeman85: Mar 28 2008, 01:17 PM
garfield007
post Mar 28 2008, 03:07 PM

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QUOTE(scph50004 @ Mar 28 2008, 12:51 AM)
yeah, tried to verify my paypal account with Maybank debit card, but was declined. got PBVE but they haven't sent my pin number... gahh... need to call them already.
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You mean when we receive the card, we have to call them to send the pin number? Isnt they will send it automatically? Where should we call?

Thank YOu
cute_boboi
post Mar 28 2008, 04:14 PM

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Can embossed it outside at some of those embossing/stationery outlets ? As long as you don't touch or not close to the magnetic stripe and chip.

WaCKy-Angel
post Mar 28 2008, 04:40 PM

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QUOTE(freeman85 @ Mar 28 2008, 12:17 PM)
maybank new visa debit card nice but be aware of some tiny charges

The fifth cash withdrawal and thereafter in a month at any Maybank ATM**
RM0.50 per withdrawal***

** The fee will be debited directly from the customer's accounts at the end of each transaction.
*** Fee waived if the respective account has a balance of above RM5,000 at time of withdrawal.
source
http://www.maybank2u.com.my/site_functions...l?visa_debit#a7
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Man its still the same...

cash withdrawal goes to your ATM function, not visa debit function.
Currently its the same practice, unless your account has above RM2000 balance.
Why its practiced is becoz Maybank didnt impose annual fee for savings account like other banks that charge RM12.
U can withdraw free for 48tims (4times/month) and then u can also withdraw for free 24 times (that is equivalent of RM12 annual fees).

That means u can withdraw up to about 6times/month for free and if that is not enough for u, i suggest u do your financial planning properly.
beachboy_me
post Mar 28 2008, 04:55 PM

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tune visa prepaid visa card FAQ

what the differences between Debit card and Prepaid Credit card?
The difference between a prepaid credit card and a debit card is that the ending tra actio are deducted from the amount of money you loaded to your account unlike a debit card where the money ent is subtracted from your checking account and could cause Non-Sufficient Funds ( F) charges. The F charges are due to a customer drawing funds from an ATM or making purchases that exceeds the balance in their checking account. With a prepaid card this will never ha en since the prepaid card holder is not borrowing any money and can only end the amount of money loaded to their prepaid account.

With prepaid credit card there are no interest charges because you are using your own money. To obtain a prepaid credit card requires paying a setup or a lication fee and may charge a fee each time you load more money to your account. Some of the ways prepaid credit card can be funded is with a wire transfer and a cash deposit at certain location approved by the issuer.


beware if hidden charge:!!! TUNE card is not debit card so it is not linking with the your Saving account, thus if you use this card to withraw money from ATM, u will found a large amount of extra charges.


fee and charges of TUNE visa card
WhiteWing
post Mar 28 2008, 04:58 PM

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Never call paypal for pin , I got my pin only the day when I got my statement plus I'm using Public Card Visa Electron only ~

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