tune visa prepaid visa card FAQ

what the differences between Debit card and Prepaid Credit card?
The difference between a prepaid credit card and a debit card is that the ending tra actio are deducted from the amount of money you loaded to your account unlike a debit card where the money ent is subtracted from your checking account and could cause Non-Sufficient Funds ( F) charges. The F charges are due to a customer drawing funds from an ATM or making purchases that exceeds the balance in their checking account. With a prepaid card this will never ha en since the prepaid card holder is not borrowing any money and can only end the amount of money loaded to their prepaid account.

With prepaid credit card there are no interest charges because you are using your own money. To obtain a prepaid credit card requires paying a setup or a lication fee and may charge a fee each time you load more money to your account. Some of the ways prepaid credit card can be funded is with a wire transfer and a cash deposit at certain location approved by the issuer.


beware if hidden charge:!!! TUNE card is not debit card so it is not linking with the your Saving account, thus if you use this card to withraw money from ATM, u will found a large amount of extra charges.


fee and charges of TUNE visa card

i wan to ask the TUNE visa card user,how u all reload your money to your TUNE account? by POS , CIMB or online?
if by POS and bank....the charges is rm2 per transaction
by online is rm0.50...is a huge amount if i jus reload few hundred each time.