Dec 31 2007, 03:04 PM
QUOTE(mwkh_hope @ Dec 26 2007, 12:09 AM)
U have to register by filling up the form provided when you purchase the card. When ur card is approved. a username & password will be sms to u to the no. that you registered. the pin no. will sent to u by letter.
you can topup through eon bank deposit machine. i think u have to select deposited to account.
No, you have to select PAYMENT TO CREDIT CARD. Whatever display on Credit Card apply to Debit Card, just the balance is mark as CRD only.you can topup through eon bank deposit machine. i think u have to select deposited to account.
Added on December 31, 2007, 3:34 pm
QUOTE(Shinichi @ Dec 3 2007, 08:58 PM)
Hi all, want to get input from you guys here. Between Public Bank Visa Electron and Tune Money Debit Visa, which is better for online transaction (eg. paypal)? Which is is better for someone that didn't spend much?
Thanks.
To solve out all u guys queries... Thanks.
There several types of Fund Available Card namely Debit Card (Debit Mastercard & Visa) and Prepaid Card (Mastercard Electronics & Visa Electron). All this must have minimum funds to maintain your account (depends on the issuer, in this case, Bank or Tune Money)... and also to top up or deposit the money into the account for you to use. But Credit card is a personal loan from Bank and pay back later. If you pay back in full, no interests,, but if pay less, got 1.5% monthly interests. Next year, Bank Negara ask all banks to reduce to 1.25% if last 12 months the credit card holders pay promptly.
Debit Card is usually tied up with a saving or current account from banks. Your visa & mastercard expenses are directly debit (cut out) from the accounts. So the risk is your whole account value. Of course you can perform transaction at all Visa & Mastercard merchants without problem. Example of this applications are Alrajhi Bank Debit Mastercard (Saving-i & Current-i accounts), Standard Chartered Debit MasterCard (e-savers account), Visa Electron (normal saving and current account), Affin Bank Debit Mastercard, Allied Bank.
Prepaid Card is those single account specially for the card. You need to deposit to the account (if maintain by the bank) or top up (if maintained by third party non bank company). Bank example are EON MolFreedom card maintain by MOL & EON Bank, Ambank NEXTG, Cathey NEXTG & iTalk NEXTG maintained by Ambank, Public Bank Visa Electron maintain by Visa, Pavilion Visa Prepaid by EON Bank and TUNE CARD maintained by Tune money with limited cooperation by CIMB. Of course all are accepted by Visa and Mastercard merchants worldwide.
Please dun be confused by these cards with MEPS functions. All these cards are FREE or minimum charges if withdraw thru own bank ATM. If withdraw thru others ATM (although bear with MEPS logo) will treated as VISA INTERLINK and MASTERCARD CIRRUS cash advance and subjected to high service fees.. like minimum RM10.
Whereby Malaysia has it own MEPS card (Bankcard lah).. your local bank ATM are MEPS lah.. can be debit purchase goods at several shops like The Stores & Jusco lah.. Enter PIN instead of just signature like the Visa & Mastercard Debit.
But beware of Tunecard cause it is no frill services,, which ever you ask will not be free... chargeable although annual free cheap.
This post has been edited by levinx: Dec 31 2007, 03:34 PM
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