Hey guys!

from the T&C of Maybank Visa Debit, there is a fee of RM10 for overdrawing on the Card account.

I thought a debit card is not supposed to let you spend more than you have in your current/savings account? So how can one possibly overdraw on his/her account?    

If i buy the product from the sell man he ask me :"have you credit card?" In this situation, does he accepts the Maybank Visa Debit card?
Because i 'm student dont have the credit card so i apply the MVDC

^^ The one everyone's been talking about is the New Maybankard Visa Debit. RHB eCash Plus One card is actually a prepaid MasterCard which can also act as a Debit card.

However it is not connected to a current or savings account so you have to reload value up to RM10,000 inside the card to make purchases.

PayPal does accept debit card. Such as Public Bank Visa Electron. Been using PayPal 5-6 times already.
Because i've been using Public Bank Visa Electron for more than a year now. I guarantee to you what i posted is 100% true.
Yes, but you should have AT LEAST RM175 in your PB Visa Electron account to do the transaction. The bank will hold RM150 for every petrol transaction regardless of the amount paid. Once they have processed everything they will credit the balance back to your account. You must also always have RM25 reserve in your Public Bank Visa Electron account. So if you account has RM50, you can only use RM25 top !
RM8/annum. This fee cannot be waived.

I think debit cards and credit cards works the same way when you pump petrol, RM150 will be deducted from your card until everything is processed only credit back the amount to your card. Just that with credit cards, you do not know about this cause usually credit limit is > RM150...

Because that is for security reason incase your card is lost, the lost is minimal.
And not only that petrol limit, you can only use your card at petrol station like max 2 times/day to avoid fraud.

The part about "card lost and security" problem, that is your own responsibility, you are held responsible for the safeguard of your card (if im not mistaken, the T&C does stated that).
Obviously you should inform the bank if your card is lost unless the card itself have ability to inform the bank, which requires more security in place for that to work.
Such as maybe cardholder DNA embedded into card and anyone other than owner touch the card will alert to bank, or PIN required for every transaction needed (but hey thats ATM card for that purpose)

that's why their card so ugly XD the visa logo is not the shinny hologram.. dont know whether the back part has it or not.. if it doesnt that means wont be able to use at all
yea... they will charge also...

yup, jz now i go2 pump rm40 shell petrol,

now i login my maybank2u internet banking check,

show tis

Transaction Date         Description                         Debit                             Credit
25-Mar-2008               PRE-AUTH DEBIT                 RM150.00 

so when i can get bek my balance har?

sure will refund for us d ma?    

Some Gold Card doesn't put the holographic emblem at the front of the card. For instance, CIMB DA and MBB Petronas Visa.

Exactly, the withholding of RM150 is made when you use your debit card at the ISLAND PUMP and not over the counter.

Just got RM17.50 rebate back on my Standard Chartered Debit Mastercard for pumping fuel!! Woohoo!!

Disregarding Maybank Debit Visa Card, I checked with the people in Maybank, they said if want to use it for overseas transaction, we must activate the function from the ATM.

So in my point of view, if we want to use it for Pay Pal or whatever transaction online, we might need to activate that function through the ATM for overseas transaction.

Correct if i am wrong.

Just my 2 internet sens

Can i have a different account for my maybank debit card from my savings account?

Maybank debit visa card can't even used for online transactions at all. Both paypal and google checkout decline the card.

Man its still the same...

cash withdrawal goes to your ATM function, not visa debit function.
Currently its the same practice, unless your account has above RM2000 balance.
Why its practiced is becoz Maybank didnt impose annual fee for savings account like other banks that charge RM12.
U can withdraw free for 48tims (4times/month) and then u can also withdraw for free 24 times (that is equivalent of RM12 annual fees).

That means u can withdraw up to about 6times/month for free and if that is not enough for u, i suggest u do your financial planning properly.

just went to a public bank branch and applied for the Visa Electron debit card yesterday.. the officer there said have to wait for 2 weeks then they will mail a letter to your house to inform you where to pick up your card then the 3rd week only can go and collect.. wah need so long meh? I needed the card to book air ticket and hotel online.. is this card able to do so ?

i waited one whole month for the card to arrive and have to wait another whole month for the PIN number to arrive... taking very long time, but with all the positive feedback, i hope the wait is worth it.

btw, i have activated the overseas flag for my maybank debit card at ATM machine just now, still got rejected by paypal.

Guess one of the reason for most people failing to do online transaction is due to the implementation of the card. It just came out, it is still new, not all the online business  knows about the card.

Guess have to give them (Maybank) sometime to change the Maybank Visa Debit Card into a useful Card that can be used for online transaction and other usage. instead of all advertisement and useless usage. Since Maybank advertise the card how well it is, how good the card is etc.

But time is limited for them as other banks are introducing better Debit Card. So pray and hope Maybank improves its' services and the usage of the Maybank Visa Debit Card else paying RM12 just to change from ATM card to the card is pointless if the usage are limited.

Just my 2 internet sen by the way hope no one in the banking fields who are working for Maybank are offended.

but a debit card is pretty useless for me if it doesn't do online transactions. don't mind about the annual fees, just allow me to do my online shopping without fail and I'm pretty much satisfied...

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Added on March 31, 2008, 11:18 am

open new account with Maybank visa debit card - free

convert from ATM card - RM12

but a debit card is pretty useless for me if it doesn't do online transactions. don't mind about the annual fees, just allow me to do my online shopping without fail and I'm pretty much satisfied...

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Added on March 31, 2008, 11:18 am

open new account with Maybank visa debit card - free

convert from ATM card - RM12

how u did that?
i also converted from ATM but they conned me RM12

Debit card cant do installment.
yeah just close ur existing acc and get a new one
Lucky u then, check ur account maybe they might charge u   

fixed.
yup

lol..Don be happy too early...MAybank definately will debit RM 12 from your saving account...just time matter 

i did my ATM to debit card converting last monday ,n today, i saw my m2u statement ( transaction history) , maybank did auto-debit RM 12 from my account.

.....

i thought is >rm1000 to waive annual fee?

anyway if i change my signature, do i need to change my card as well?