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 Debit card, Anything about it.

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nanakopy87
post Oct 7 2009, 10:34 AM

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hmm,tis is weird....its either lost applied for PBVE without knowing it is tongue.gif
or something wrong wit ur application
lostasylum
post Oct 7 2009, 06:33 PM

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i decided that it would be in my best interest to call up PBB to find out what was happening with my debit card application....

although i applied at the branch before raya, the Card Services said that they just got my application on the 30th of Sept, so it would take 3 weeks from that date to get my card.. so probably will only get it after the 20th of this month.

and i applied for the PBVE... heheh. sorry for all the confusion... =)
solsekuin44
post Oct 7 2009, 10:43 PM

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QUOTE(MilesAndMore @ Oct 7 2009, 06:57 AM)
Sabah  sweat.gif  But thanks anyway  icon_rolleyes.gif
*
I see.. Once you are in KL let me know. Nana is invited too smile.gif

QUOTE(nanakopy87 @ Oct 7 2009, 10:34 AM)
hmm,tis is weird....its either lost applied for PBVE without knowing it is tongue.gif
or something wrong wit ur application
*
Hey, you changed your avatar, cool..

Oh, just to share. Today I made a payment to ipay88. It is clearly mentioned there that debit card is not accepted.
I just try my luck and choose credit card.
Guess what, it works! My debit card is in disguise.. Hehe. Can the merchant actually knows that the card is a debit one or not?
greengreen
post Oct 7 2009, 10:57 PM

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Hi guys, I've got sth to ask.
Is debit card safe? I mean.. if I use it outside to pay for stuffs, the people can see your card num, name, expiry date and security code right? IF they happen to remember them then they can use it to purchase stuffs online right? I know some sites don't require your Verified By Visa pin. Is there any way to make it so that when the card is used to purchase sth online, a pin is required? I don't mean the VBV pin...
nanakopy87
post Oct 7 2009, 11:02 PM

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QUOTE(solsekuin44 @ Oct 7 2009, 10:43 PM)
I see.. Once you are in KL let me know. Nana is invited too  smile.gif
Hey, you changed your avatar, cool..

Oh, just to share. Today I made a payment to ipay88. It is clearly mentioned there that debit card is not accepted.
I just try my luck and choose credit card.
Guess what, it works! My debit card is in disguise.. Hehe. Can the merchant actually knows that the card is a debit one or not?
*
i don't think they can detect it laugh.gif
since dc also has 16 digits and oso CVC
unless u swipe it for instalment lar..different story
GHz
post Oct 7 2009, 11:06 PM

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QUOTE(greengreen @ Oct 7 2009, 10:57 PM)
Hi guys, I've got sth to ask.
Is debit card safe? I mean.. if I use it outside to pay for stuffs, the people can see your card num, name, expiry date and security code right? IF they happen to remember them then they can use it to purchase stuffs online right? I know some sites don't require your Verified By Visa pin. Is there any way to make it so that when the card is used to purchase sth online, a pin is required? I don't mean the VBV pin...
*
Haha, another one.

Don't worry too much lar, Just do whatever normally people do only. You worry too much later on at night also cannot sleep. I been using CC & DC for the past 10 years, thanks GOD never been fraud before. I think the % of fraud cases is not that big.

This post has been edited by GHz: Oct 7 2009, 11:07 PM
Leo the Lion
post Oct 7 2009, 11:31 PM

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Can Debit Card with Visa/Master Card be used for accessing certain websites?
MilesAndMore
post Oct 8 2009, 12:06 AM

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QUOTE(solsekuin44 @ Oct 7 2009, 10:43 PM)
I see.. Once you are in KL let me know. Nana is invited too  smile.gif
Sure sure biggrin.gif


QUOTE(Leo the Lion @ Oct 7 2009, 11:31 PM)
Can Debit Card with Visa/Master Card be used for accessing certain websites?
What kind of "certain websites" are you talking about ? Like porn ? If you are talking about online subscription to access websites such as certain fee paying news portals that required you to pay a monthly fee then yes. You can. But if you're talking about porn, then i don't know laugh.gif

This post has been edited by MilesAndMore: Oct 8 2009, 12:06 AM
solsekuin44
post Oct 8 2009, 12:29 AM

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QUOTE(nanakopy87 @ Oct 7 2009, 11:02 PM)
i don't think they can detect it laugh.gif
since dc also has 16 digits and oso CVC
unless u swipe it for instalment lar..different story
*
Nice.. smile.gif I already got the PIN for PBE online.
The bank officer told me to wait and login tomorrow night.

QUOTE(Leo the Lion @ Oct 7 2009, 11:31 PM)
Can Debit Card with Visa/Master Card be used for accessing certain websites?
*
Yeah, was curious, what 'certain websites'? hmm.gif

QUOTE(MilesAndMore @ Oct 8 2009, 12:06 AM)
Sure sure  biggrin.gif
What kind of "certain websites" are you talking about ? Like porn ? If you are talking about online subscription to access websites such as certain fee paying news portals that required you to pay a monthly fee then yes. You can. But if you're talking about porn, then i don't know  laugh.gif
*
wink.gif Let me know ya?

Question: What if I my bro wants to get a debit card too? Can I get additional card (well, what term is it -supplementary card? sweat.gif Correct me if I'm wrong)
The annual fee for second card will be the same as mine or what?
Or, is it better for him to get one on his own?
MilesAndMore
post Oct 8 2009, 01:10 AM

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QUOTE(solsekuin44 @ Oct 8 2009, 12:29 AM)
Question: What if I my bro wants to get a debit card too? Can I get additional card (well, what term is it -supplementary card? sweat.gif Correct me if I'm wrong)
The annual fee for second card will be the same as mine or what?
Or, is it better for him to get one on his own?
You are using Public Bank VISA Electron correct ? Yes. You can. The annual fee for PBVE supplementary card is RM12/pa. Yours is RM24/pa but will be automatically waived if you charge more than RM1000 into your PBVE in a year. You need to call their credit card centre if the annual fee for supplementary card can be waived too.

This post has been edited by MilesAndMore: Oct 8 2009, 01:16 AM
Leo the Lion
post Oct 8 2009, 07:40 AM

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QUOTE(MilesAndMore @ Oct 8 2009, 01:06 AM)
What kind of "certain websites" are you talking about ? Like porn ? If you are talking about online subscription to access websites such as certain fee paying news portals that required you to pay a monthly fee then yes. You can. But if you're talking about porn, then i don't know  laugh.gif
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Like that la tongue.gif
MilesAndMore
post Oct 8 2009, 12:30 PM

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QUOTE(Leo the Lion @ Oct 8 2009, 07:40 AM)
Like that la  tongue.gif
Alright. Then may be you can try to subscribe yourself then come back here and update us whether you have succeeded or not laugh.gif

Leo the Lion
post Oct 8 2009, 07:39 PM

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QUOTE(MilesAndMore @ Oct 8 2009, 01:30 PM)
Alright. Then may be you can try to subscribe yourself then come back here and update us whether you have succeeded or not  laugh.gif
*
I want to know, not try myself doh.gif
solsekuin44
post Oct 8 2009, 11:23 PM

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QUOTE(MilesAndMore @ Oct 8 2009, 01:10 AM)
You are using Public Bank VISA Electron correct ? Yes. You can. The annual fee for PBVE supplementary card is RM12/pa. Yours is RM24/pa but will be automatically waived if you charge more than RM1000 into your PBVE in a year. You need to call their credit card centre if the annual fee for supplementary card can be waived too.
*
Aite, got it wink.gif So, that supplementary card will be on its own, nothing attach to my card right?

QUOTE(Leo the Lion @ Oct 8 2009, 07:40 AM)
Like that la  tongue.gif
*
See.. Just admit it la.. laugh.gif

QUOTE(Leo the Lion @ Oct 8 2009, 07:39 PM)
I want to know, not try myself doh.gif
*
Never mind, no need to cover line.. We understand what..
MilesAndMore
post Oct 8 2009, 11:36 PM

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QUOTE(solsekuin44 @ Oct 8 2009, 11:23 PM)
Aite, got it  wink.gif So, that supplementary card will be on its own, nothing attach to my card right?
See.. Just admit it la.. laugh.gif
Never mind, no need to cover line.. We understand what..
Erm ... i'm not too sure about that. Because for credit card, the principle credit cardholder is fully liable for whatever is charged to the supplementary card(s). But since this is a PBVE and you can't use more than what is in your account, i guess it should be alright smile.gif
solsekuin44
post Oct 8 2009, 11:58 PM

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QUOTE(MilesAndMore @ Oct 8 2009, 11:36 PM)
Erm ... i'm not too sure about that. Because for credit card, the principle credit cardholder is fully liable for whatever is charged to the supplementary card(s). But since this is a PBVE and you can't use more than what is in your account, i guess it should be alright  smile.gif
*
Fully liable? Man.. Don't want to take that much of a responsibility though..
I'll ask the bank officer later la.
Hehe.. Have you applied for a supplementary card?
MilesAndMore
post Oct 9 2009, 12:30 AM

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QUOTE(solsekuin44 @ Oct 8 2009, 11:58 PM)
Fully liable? Man.. Don't want to take that much of a responsibility though..
I'll ask the bank officer later la.
Hehe.. Have you applied for a supplementary card?
For my PBVE last time ? No. I did not.

nanakopy87
post Oct 9 2009, 08:27 AM

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if not mistaken,both principal and supplementary own their own account...if not mistaken lar.coz last time my family is using it....and it was around 7 or 8 yrs ago
future80
post Oct 9 2009, 07:52 PM

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anyone here using maybank visa debit card?
- will them send monthly statement? wil it be charged?
- what is the minimum amount needed in saving/current account?
- 'top up' is just bank in amount into account?
- any hidden charge?
- everytime use it, need sign or enter PIN or both?
- “Pre-authorization” needed for purchase something at merchants/ shops/ hipermarket ? (i know at petrol station it is need , RM150)
- shall user need to purchase something to activate it or activated since we received the card?
- any terms that need user use it certain amount at beginning like some credit do?

thanks

This post has been edited by future80: Oct 9 2009, 08:10 PM
AskarPerang
post Oct 9 2009, 08:39 PM

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QUOTE(future80 @ Oct 9 2009, 07:52 PM)
anyone here using maybank visa debit card?
- will them send monthly statement? wil it be charged?
- what is the minimum amount needed in saving/current account?
- 'top up' is just bank in amount into account?
- any hidden charge?
- everytime use it, need sign or enter PIN or both?
- “Pre-authorization” needed for purchase something at merchants/ shops/ hipermarket ? (i know at petrol station it is need , RM150)
- shall user need to purchase something to activate it or activated since we received the card?
- any terms that need user use it certain amount at beginning like some credit do?

thanks
*
- no monthly statement but you can check it online
- yes, you top up your debit card by banking into your saving account
- no hidden charge if it doesn't involved currency conversion
- use it online will ask for pin, use it by swiping then have to sign

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