Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Malaysians and expatriates with a minimum annual income of RM60,000
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2282 0373.
3. By email to amexcards@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.
5. Click "I'm interested" in Maybankard 2 Official Website. Link at the very top.

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card.


Maybank Card Centre at 1 Utama and KLCC are supposed to process your application for the Maybankard 2 Cards within 60 minutes. Click here to read my article on it.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.

Other Related Threads in this Forum:

Places That Accept AMEX Thread

Click here to Pumping Petrol with your CC Thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.


Other Related Links.

Click here to read my article Maybank2U for Maybank Credit Cards - You Don't Need A Savings or Current Account


Click here to read my review on Maybankard 2 Cards where it includes a brief comparison between Maybankard 2 Amex versus OCBC Titanium MasterCard.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Click here to see brief comparison between Maybankard 2 American Express vs. Citibank Platinum Cash Back credit card.

Those who are interested in converting your Treats Points to Enrich Mile. I did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read my article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On Th Spot Redemption and Enrich Miles Redemption

Click here to my article MACH by Hong Leong Bank - First Look where I have a table comparing the cash back of Maybankard 2 Cards versus MACH, UOB One Card, Citibank Cash Back Platinum and OCBC Titanium MasterCard. Use the table as a guide to determine which card earns you the most cash back based on your own expenses.

Maybank Maybankard Credit Card Promotions and Benefits 2012. If you use your Maybankard Visa or MasterCard to book hotel rooms online via Maybank website with agoda.com, you will enjoy 6% discount until end of 2012.


For Step by Step Instructions on how to book a room with your Maybank Visa or MasterCard with Agoda.com to enjoy extra 6% discount click here to read my article titled My Credit Cards offers Exclusive Discount for Agoda Online Hotel Room Reservations. Also read Post#3 is you are thinking of booking your room with Agoda using your MBB 2 AMEX.


For those of you who uses Maybank2U to pay your credit card bills, utilities bills, Local Council Assessments/Taxes and etc, you should look into getting the Maybank2U Savers Account (if you have not) because it earns you interest daily and credited into the account monthly. Click here to read my article My Maybankard Platinum Debit Card for My Maybank Credit Cards.


The Maybankard 2 AMEX can be used to pay our Unifi and other bills via Maybank2U.com, to learn more click here to my article Maybankard 2 AMEX for Paying Bills Online with M2U and for TNB with Express Autopay.

This post has been edited by Gen-X: Dec 17 2012, 11:33 PM

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 10,000 Treats Points to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.

See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong






The 5% Cash Back payout is subjected to POSTING DATE not transaction date. Here's a detail example by ronnie

NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by Gen-X: Jul 19 2012, 09:13 PM

For PAY PAL with MBB 2 AMEX to earn 5% cash back.

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Take note, with tcs87's valuable contribution above, we can safely say that agoda only process our transactions on a working day.

And with above together with zenquix's hard work below:

zenquix has shown, even if you use your MBB 2 AMEX on weekends to deposit into paypal, after taking into consideration the AMEX conversion fee/rate for agoda bookings purpose, the Maybank Visa or MasterCard is still the better choice when booking with agoda.

Conclusion - use you Visa or MasterCard when you book direct with agoda.com-maybank promo to get 6% discount.


And click here to my article My Credit Cards offer Exclusive Discount for Agoda Online Hotel Room Reservations where I have presented step by step instructions on how to book your room with Agoda using your Maybank Visa or MasterCard to enjoy 6% discount.


Using Maybankard 2 AMEX to Pay for TM Bills including Unifi and TNB


Click here to learn how you can use the Maybankard 2 AMEX for Paying Bills Online with M2U and for TNB with Express Autopay.. In this article, I have given step by step instructions on how to perform online payment using the Maybankard 2 AMEX for Unifi and showed that the MBB 2 AMEX can also be used for various bills including Telekom, Local Council bi-yearly Assessments and Glenmarie Golf & Country Club. I have also included is step by step instruction to download the AMEX Express Autopay Enrollment Form so that you can start earning 5X Treats Points for your TNB bills.

Below info contributed by ck23
This post has been edited by Gen-X: Nov 13 2012, 05:18 PM

wow, nice view, reporting in
new promo at tangs

http://www.americanexpress.com.my/amx_info...-OffersServices

This post has been edited by alexwsk: Jul 19 2012, 07:33 PM

gx on v5! had very less chance to utilize my rebate nowadays...

QUOTE(Titan_Gunners @ Jul 19 2012, 06:56 PM)
Gen X, time for go to new thread...


V5 ready to be launched, countdown (or should be be countup) to 2500

But since you so can't wait click here to V5.

And guys, before asking any questions, go read FAQ at First Page. Please no spamming (unnecessary)

When saw somebody spam whole the CC threads, i am like
Look like here wanna become kopitiam liao...

This post has been edited by Titan_Gunners: Jul 19 2012, 07:45 PM

OT OT OT hahaha, he's sure a fast reader and can read entire thread in 2 minutes or less. I miss the opportunity to take screen shot of his nick on all the post. but I got a partial one. Shit, now I spamming, hahahaha.

peri-peri was given title Spam King in one of his thread, hahaha. But I think he is just too free (like me) and some (maybe 1 out of 1 ) of his post are relevant and funny unlike another member where it is so obvious he is into post counts and posting irrelevant/repetitive questions

This post has been edited by Gen-X: Jul 19 2012, 09:20 PM


Attached thumbnail(s)

Spam King...Nice nickname....
Yes, there are some of them, luckily most of us here are contribute info and experience instead of lots of questions.

This post has been edited by Titan_Gunners: Jul 19 2012, 08:03 PM

Congratz to New V5..thumbs up!
Been using it since last year ago for this superb CC.

V5..thumbs up!! grats..

I'm not sure if this have been ask before.

I would like to know does Maybankard 2 Card Mastercard will be able to enjoy 5x treatpoints with Maybankard 0% EzyPay installement plan?

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Yes, Master and Visa also entitle to this promotion until Oct 2012.

But i you check the T&C Maybankard 2 Card is not in the list

That is true if we are looking for "Maybankard 2" Visa or MasterCard. Call CS to confirm to clear your doubts.

But when I use my Maybankard 2 card (Visa) for the digi EPP package, I receive 5xTP as in the promotion link you provided.

---

Added on July 19, 2012, 9:42 pm I thought Maybankard 2 card is in the Maybankard Visa Platinum/Gold.

If you see your visa card, it didn't write "Maybankard 2", isn't it?

This post has been edited by JonnY: Jul 19 2012, 09:42 PM

Click here to see My Credit Cards Collection 2011 and 2012 and you will see a Maybankard MasterCard Platinum which is not a Maybankard 2 Cards.

congratz for the v5!!! anyone here has refer any frens for this card...

I dont understand the logic of the Credit Limit promo, it does not provide any benefit to Maybank. So random.

Ronnie, maybank has updated a new form at their website for CL increase request but it is different from the one you mentioned. Where you get yours?
http://www.maybank2u.com.my/WebBank/Accept...Limt_130712.pdf

I have referred one. A maybank staff contacted him in less than 7 days. Just need 1 more referral.

This post has been edited by Human Nature: Jul 19 2012, 10:21 PM

I see. But in T&C, Maybankard 2 Cards is not under the not eligible section.

That is true.

Anyway, once again thanks for sharing here in V5 (for the benefit of others that did not read V4) that you earn 5XTP with your MBB 2 Visa for your DiGi Ezy Pay. And like we talked about at V4, DiGi is not in the participating merchant list (M2U link above by nemesis86) for Ezy Pay with Visa or MC whereas it is mentioned for AMEX Ezy Pay

v5? nice....

now,if only a lot of places widely accepts AMEX as well as offering EPP with them,wouldn't that be much awesome (& overkill)?

Congratulation on V5 !

This post has been edited by fly126: Jul 19 2012, 10:52 PM

My form was faxed to me by the Maybank Platinum CS team... it comes in 2 forms to fill up.

Instead of asking question, why don't you "try and error" and then contribute to others??

oh nice V5 already,
so anyone got the CL increase offer?

so how to qualify for the CL increase promo?

Hi Everyone,

I bought a dell laptop via 12 months 0% interest for RM 4120 from the Dell Website using my Maybankard MC. I split my Amex and MC to 4k and 4k.

But sumhow the transaction went through anyways.

Question is, i tried to use my Amex for fuel and makan at places i have used the card before but sumhow the transaction was declined. But when i used my Mastercard there was no issues.

so

1) How does maybank calculate my interest rate now? RM 4120 ( 12 months EPP ) + RM 200 ( Fuel and Food)


2) My MC should have been blocked ready as it exceed the set credit limit but still working, my Amex feels like its been blocked for some reason.


Appreciate the help guys :-)

That amex is awesome but totally agreed that not many places accept them. That day bought 2 pairs of Dockers pants and Dockers don't even accept AMEX!!!....damn, lost my 5x reward points

1) EPP does not charged interest unless you do not pay for that month. It will follow the normal rate from the outstanding balance amount.
2) MBB does allow some amount of overlimit for their Visa/Mastercard, but anyway for petrol pump it will automatically block RM200 so when the limit is over then it could declined but if you use it for something else like RM50 it would go thru.

what do you mean by split Amex and MC to 4k each???

what is your credit limit?

btw, MC and AMEX shared same credit limit for Maybank2kard

if not mistaken my limit is 8k. when i choose to apply i set the ratio between both cards at 50 : 50. It says 4k for 1 card so i assume for the other its 4k as well. In my M2U it appears as 4k and 4k

---

Added on July 20, 2012, 11:05 amSo means that if i pay on time... it will not take the 4120 into calculation for interest...? only assume if i have a balance outstanding of rm 200 ++ from other transactions, interest will be charged on that? ( if paid late)

Thanks for help mate

This post has been edited by shalzkasbsp: Jul 20 2012, 11:05 AM

I agree with Titan-Gunners, all smsbusiness2u does is taruk people who actually contributes to this section, complain, ask questions and asking more questions. Maybe once in a blue moon he does "try" to be helpful by copying other people's work and post in this finance section. And latest joke is at UOB Thread he posted answers to what he wanted to know in another post, so funny. It is so obvious he is after post counts, if not, he's just here to bump up the threads.

It is very annoying as most of the time he has nothing to contribute/share but spamming and making this thread and other threads go to new V faster, hahaha. brotan also annoyed at BT Thread, haha

see for yourself some of his posts/questions recently in this section (too many to go post all, hahaha):



Even in the Thread where smsbusiness2u is the TS, most of his posts are just asking questions and none of his post there has any value except him complaining he has yet to receive his Bank Islam credit card



Hence, smsbusiness2U should be awarded the title "Need To Be Spoon Fed King"

And smsbusiness2U was also a top spammer in Credit Card Sub-Section of Finance Section some time back early this year

We received many complaints (through PM as well as complaints made publicly here) regarding peri-peri yesterday. It is fine to ask questions here but we would appreciate very much if most of you can contribute more instead of just asking questions. Kopitiam style of replies will not be tolerated and next time, we will just delete it without warning. Thanks.

4120 are interest free as its mentioned during your purchase.

Lets say if your installment are 24 months so RM4120 / 24 months = RM172/month.

In your statement it will show that RM172 and if you paid it then no interest will be charged.
However if you also have bought other stuffs and eg your statement are RM400 this month, and you pay RM200 only, So the balance of RM200 would be charged interest of around 0.74% (8.88% / 12 months)

LOLz peri-peri made 1K postscounts in property section and thought he could do the same in Credit Card section

Weird, was the former's post deleted/inv ?

Anyway, I have my rights to post full/partial info to protect my partial-privacy, and I've already stated the TP is between 5-7k range to offset GST RM50. Again, I want to emphasize to all readers, I request and agree with MBB to deduct 10k TP for RM50 GST. I DID NOT request MBB to give me discount/free or if it is their mistakes.

I'm just sharing, if there are other readers who may get partial GST offset, to share their experience here.

guys, can u clarify on this. i've just received and using my card for 1 month. i checked at m2u my visa card gort charged rm50 service tax - principal. is that the GST or something else?

Correct. That is the GST (Government Service Tax).

Looks like many being charge GST for this month. Same case as mine, guess it's time to call the bank to offset it using my TP.

speaking of post counts, some of the forumers (even some regulars) like to post consecutive posts.

They achieved this by ticking Do not combine with previous post? when they make their 2nd (or even 3rd) post.

This is against Lowyat forum rules, thus I hope the ones who do it are now aware and will refrain from it in the future.

I have not made any reports, but will start doing so in the future.

Anybody receive promotion for balance transfer/personal loan to MBB2 at 4% p.a. ? Max can go 100k...that was what i was told.
Anybody can verify? incase of scam...

I did not receive this offer. But anyway, assume you take up the offer, they shouldn't have to ask for your credit card number, ic number, correspondence address etc. But if they do, then there is a huge chance it is not Maybank that's calling you

that's weird...i'm seeing an offset of my GST credited into my amex, rather than my visa...
probably that is where the bulk of my TP came from amex, not from my visa
well,as long as the offset has been done, i'm ok with it

Bro, I think you forgot, they will first charge RM50 GST for the AMEX and then credit back RM50 on same day. What you should be looking out is for the Visa's GST.

I didnt noticed so....

And sometimes i do do not combine post if im talking about something different. Doesnt makes sense to combine post, and making it harder for ppl to quote and reply.

Not exactly true... If scammer trying to get your info, they will definitely ask those info lolz.


zenquix, like now, im talking about different thing, so i do not see a reason to combine.

Sharing is caring.

Maybe Maybank miss out Digi. But I think as long as you see logo in the store that they accept Maybank Ezy Pay are entitle for the 5xTP promotion.

---

Added on July 20, 2012, 8:25 pmIf AMEX is widely accepted, I don't think Maybank will give 5% cashback on everything during weekend. Maybe they will have the same cash back as OCBC Titanium.

---

Added on July 20, 2012, 9:27 pmDid anyone used AMEX to buy apps in your android phone? If buy apps from play store on sat night, can get 5% rebate or not ah? Anyone tried?

This post has been edited by JonnY: Jul 20 2012, 09:27 PM

Did you see the GST charged under Visa ?

Hi all,

Interested to know what is the difference between the AMEX Gold Credit Card and Maybankard 2 AMEX Card..

Why both design is different? I remember last time is the gold 1 for the Maybankard 2 AMEX Card..

One question on the 5x TreatsPoints with EzyPay promo. Do we need to call Maybank after making the purchase on our own, or we just deal with the merchant?

I am just highlighting how my interpretation of the rules are. If the mods here as well as the staff members are OK with it, I shall rest my peace.

Sadly the Finance, Business and Investment House threads have seen its fair share of post count hunters (i recall that scammer from last year..... name escapes me)

The 5X TreatsPoints earning will be calculated by Maybank, then awrded to your account.
No calls to Maybank prior to the purchase is required... but good to call the CS after completed the purchase if you don;t see 5X TreatsPoints

Oh my bad, I asked the wrong question. What I actually want to know is, what is the step to enrol to the ezypay plan:
(1) inform the shop + inform maybank + swipe
(2) swipe + inform maybank only

If the merchant supports Maybank EzyPay, just swipe the card and pay the monthly fee in the next statement. No calls needed with Maybank (unless to check 5X points status)

Perhaps you didn't read my post clearly. In my post I wrote that if they ask for your credit card number, ic number etc., then they might not be who they claimed to be.


I'm with zenquix on this one. The majority of us do reply several people in only a single post by putting multiple quotes, even if the subjects or questions are different. Just a few months ago I had to combine 3 different posts made by the same person. It really was unnecessary to separate all the posts. Anyway, i'll make an exemption this time but please please do not tick the "do no combine with previous post" option again. Thanks


AMEX Gold credit card. Issued directly by AMEX and earns MR instead of TP. 5xMR is only applicable for selected purchases.

MBB2 AMEX. Issued under the Maybankard brand. Card bearing Maybankard logo. Earns TP instead of MR. Everything earns 5xTP. 5% cash back for all purchases made on Saturday and Sunday (maximum RM50 weekend cash back per month).


Well, you did it last time. Very similar to what peri-peri did in fact. This may not be the best place to highlight this issue but he was simply pointing out some of the spamming issues we are facing here over the past couple of months. And most importantly, he backed up his claims by providing proofs.

Anyway guys, hit the report button next time and one of us will look into it and take the necessary action asap


His username is persistence89, or something like that if i'm not mistaken. Somehow some sellers in Lowyat like to come to this section to increase their post count. Anyway, soon after persistence was put on holiday, he used SMS method to cheat instead. He sent SMS to his potential victim and claimed to be someone who he is not. Luckily one of lowyat users here informed us and Apis (another newly promoted mod a while ago) got the chance to warn other people of his modus operandi.

Thanks for the information..

Hey guys, please combine post or I will assume you are spamming.

No whatsoever like answering to different matters, hence need to separate into few posts.

That's not the way. This is a post counted section.

I'm pretty strict when it comes to this part.

--
By the way, I wanted to swipe my AmEx yesterday in a restaurant, but it didn't go through. It accepts AmEx because paid before using it.. In the end used my OCBC Ti, hopefully I'll get 5%.

you can just tell the merchant that you want the Ezy Pay package that they offer. they will just swipe at their terminal and it will automatically charge to your card with the Ezy Pay.
I think their terminal had the setting to set your swipe as Ezy Pay or 1 time payment.

The merchant must have MBB terminal in order to have Ezy Pay or installment option.

I just received a call from Maybank that they will auto-upgrade to Maybankard 2 because I have been with them for a while. They asked me if it is agreeable and of course I say yes. Any idea when the new cards will appear in my Maybank2u? I am quite anxious to see if there is gonna be a credit limit increase or not.

Then LYN should remove the "Do not combine" if it's not allowed, right ?
Why put a feature but not use it ?

for online paymeny... ebay, amazon, steam
which card gives better rate? amex or mc?

so that people like us who start new a thread can reserve post #2 and #3 in order to post more beneficial info in an orderly manner


see post#2, there's a table prepared by jchong for AMEX vs MC

This post has been edited by Gen-X: Jul 21 2012, 10:31 AM

thanks
will monitor my statement

To reserve posts.

Which PC shop in LYP accepts Amex? What's the normal surcharge?

This is already becoming OT. I will also use the 'do not combine' button if I want to post to a thread where the last post made days ago was me

I have tried Viewnet and All IT Hypermarket, so far I haven't got extra surcharge yet.

Yes OT but it is unavoidable to post.
Yes, agreed. Else, nobody will see your reply. This scenario is pretty acceptable.

This post has been edited by fruitie: Jul 21 2012, 03:46 PM

That is totally fine. But the past offense by some is that they made several consecutive posts (up to 3) in a matter of minutes up to an hour and they always ticked the "do not combine post option" and that is not allowed.

OT, but not too far~

Just FYI if you OPT to pay cash, MOST of the time you will get discounts >RM3-5 depending on what item you buy.. epecially accesories. Like kb's and others that worth >200... Like speakers.. anytime they willingly to give you RM25 and maybe a little more discounts off RM300 above non-promo speakers, and it's more worthy then to use C.C, get points + Rebates up to 7.5%~ those we can always keep for more Critical cases where it doesn't even give you 1 single cent discount when purchasing those stuffs... Like Fuels, groceries, and etc etc etc

Like RAMS/HDD's and Proc's (IF they do let you purchase Proc without bundle that is...), those are not discountable items... so therefore when buying those stuffs.. Use AMEX!!! They can't Really reject you from buying with C.C. Without adding extra except proc...

an Kind Shopping advice from the lovely forumer here...

OT: i just found out that @ this subforum... there's "Do not combine Post option" tick @ Post options... means ALL the time will be seperated?

There should be some leeway for people who choose not to combine post when giving long replies after a quote. It's simply for the reason that the second or third quote would be skipped over due to the huge wall of text.

If it is only 2 or 3 line replies then thay are spamming.

I dunno. But usually I reply with mobile and it's pretty hard to do anything with mobile. I'll just reply short. Sometimes my multiple got combined and sometimes not automatically. I just let the system handle it.

i did see the GST charged on my visa statement
but i also see the offset being entered into my amex

i'll wait til the next statement to be generated, then i'll be able to show u guys the offset charge

AmEx's GST is auto-waived. You only need to pay for your VISA's GST.
In short, AmEx's GST is auto waived every year.

i know about the auto waiver of GST from my amex...
just merely mentioning the GST offset for my visa is entered into my amex statement

here some screenies from m2u

Yes, that's normal. That's the statement will show on AmEx.
Charged you and "paid" at the same time.
But my GST redemption was shown on my VISA though, yours is a bit unique ya.

This post has been edited by fruitie: Jul 21 2012, 11:11 PM

well,when i request for the offset, only my amex TP is able more than enough for the request

Neither did I. I combined both my VISA and AmEx's TP to offset. That means I offset everything on VISA and the balance comes from my AmEx.
Either way, it is the same TP, so no difference la.

OT OT OT

I am surprise that we have seniors here willing to "fight" for their rights to use the "Don't Combine Post Option". In the old days, we will get flame left right centre for doing this as it is considered spamming. Then again, sometime ago I highlighted erry was spamming using the "Don't Combine Post Option", but no one said anything about it.

this thread is becoming Sub Section Forum Feedback Helpdesk, and it's all my fault with me mentioning smsbusiness2u as a post count hunter (tactical move here so that he reply and expose himself to his buyers his true character when they check his post profile and lead them to this thread/section. I don't understand why post count hunter sellers would choose to get to my nerves as it will not serve them any good once I go into mission mode to expose them as non genuine contributors).

So I feel is my duty to propose a solution to the "Don't Combine Post Option" thingy argument (not that it is necessary since Mod or Staff or Admin can take whatever action they deemed fit). Anyway, I propose the following:

1. hye to include new rule in CC/DC/LC Forum Terms & Conditions.

2. TS are only allowed to use the "Don't combine post option" for reserving no more than 2 post when they start a new thread.

3. Exception to above, members are allowed to use the "Don't Combine Post" option only after 24 hours like Miles mentioned or maybe even 48 hours.

I did propose early this year we remove the post count in this subsection when smsbusiness2U went on a spamming rampage but some of you guys disagree and no one agreed to my proposal. Since the interception of this subsection, we have had a fair share of spammers who are either sellers or conman wanting to increase post counts to make them seem more "credible". Info relating to credit cards benefits can be easily obtained by visiting the relevant credit card issuers' website or simply calling the CS. And more importantly, many just come here not for discussion but to ask questions (same questions over and over again, e.g. GST) and not really contributing or sharing. Most of the contributors here are mainly regulars from the time when credit card was just a pinned thread at main Finance Section and are here to discuss their passion on credit cards and I would think they could not careless about post count.

He can quote portion of the long quote which he intends to reply and delete the rest - the way MilesAndMore does.


Mod or Staff. Delete above if you think it is necessary and I won't be offended.


If your GST redemption was posted into the AMEX Account, that would mean that your Visa Account will still have an outstanding of RM50. Call CS to clarify and get it rectified if necessary or else you will get late penalty or interest charges for the Visa account.

It's a MISTAKE done by Maybank's CS (what's new ?)

When using Maybankard 2 AMEX for Online Shopping Sites, which USD exchange rate is more favorable : Direct payment with AMEX or Payment via PayPal ?

This post has been edited by ronnie: Jul 22 2012, 02:23 AM

better with Direct Payment if use Pay Pal their will charge extra management fee, because it print at Sales Invoice (my experience)

What's the "extra management fee" cost ?

Forgot already, sometimes taxes or what fees resit sudah lama buang
but I remember I order cd from e-bay U.S ... not sure
Management Fee between USD 0.10-0.30 cheap-cheap lah

This post has been edited by fly126: Jul 23 2012, 12:22 PM

Still waiting for the PayPal transaction to be posted... Let's hope it hits the weekend as the PayPal transaction completed at 7pm on 21 July 2012 (Malaysia time)

It follows California's time zone and we are 15 hours ahead, so should be counted as weekend.

Er don't know if this is the right thread but anybody know to to get the Maybankard College Fees at 0% Interest-Free? The website doesn't explain much...

Come to think of it, it seems that it is not following Paypal's HQ time but US Central time zone. Because the payment is processed 13 hours (daylight saving period) or 14 hours behind Malaysia actual time.

** Edited**
Click here to MBB Webpage and in Category choose Education.

You may also want to read my previous article at My Credit Cards titled Education Bills - Primary Secondary College and Universities - Which Is The Best Credit Card To Use? Some of the Promo (e.g. RHB) has expired but in general it does give you an insight on what card earns you more cash back and what options you have for education bills.

This post has been edited by Gen-X: Jul 22 2012, 08:30 PM