QUOTE(Bongpb @ Nov 9 2012, 04:24 PM)
Combined limit means Visa + Amex = RM4000. Not RM4000 each card.
I know but it's quite weird when I had swiped over the limit together with the EPP.
QUOTE(cute_boboi @ Nov 9 2012, 06:53 PM)
Some EPP / installment plans, do not block off entire CL amount.
e.g. Buy RM2400 for 12-months, every month the bank will only charge RM200 into your bill, not block off entire 2.4k
Hmm... Ic... So the Maybankard didn't block off the CL amount for the EPP. Got any website that mention the condition?
I just want to clarify this. Thanks.
From this
website, it did mention the total amount will be blocked.
"Upon approval of the application, the full instalment plan amount will be blocked at the point of application of EzyPay. The Bank will debit Cardmember’s Card Account with the instalment payable on a monthly basis, for duration as stipulated as above. Cardmember’s available credit limit will be provisionally reduced by earmarking an amount, equivalent to the Purchase Amount which will not be available to Cardmember, but will be progressively restored on a monthly basis as repayment of each instalment amount is made."
This post has been edited by JonnY: Nov 10 2012, 08:40 AM