hi fellow sifus, im into my 2nd month of working.. is it possible for me to apply for the 2 gold cards, with 1 month of payslip and also my offer letter? have good banking record with maybank, and have quite strong funding in my savings acc as well... have approx 50k+ in my FD under maybank... salary is above 30k per annum kindly enlighten me thanks

This post has been edited by raptar_eric: Aug 1 2012, 10:40 AM

Regarding my question, whether if I only have 1 month of payslip, if I can apply for the card, yes it's possible, answered by maybank CC rep via email



Just as information to those who are looking to register

Will try approach the card center in 1U tmrw

went to 1U's card centre today and got my 2 cards applied... got it approved after 1 hour, got the card straight despite only having 1 month payslip and offer letter, together with bank statement.. however, got very strong fundings in FD under my maybank account..

just a question fellow sifus, by default, both the cards should be visible in maybank2u together with my savings acc right? can't seem to see the cards attached to my account.. need to wait few days?

by default, will we receive hardcopy statement? AFAIK, hardcopy statement will be charged... therefore opting not to receive it, can use online statement.. need call them to cancel hardcopy statement? or no need?

hey fellow sifus, just wanna ask, since my statement date stated in mb2u is 6th august, due date is 26th august, so it means i must clear my bill by 26th august, else the 8.88% will be charged?

and when is my cutoff date then? new user, abit confused =/ so anything i use starting 7th august, is counted into next month's payment due?

thanks fellow sifus. really enlightened me

ronnie: your reply answered my doubts

genx: thanks bro... paying by using maybank2u itself will also takes few days for the payment to be cleared? or instant? cheers

sifus, for the amex rebate and 5x TP, it's according to our local time 12am saturday, til 12am monday, or according to what time? i recall reading somewhere behind, but cant find it

just wanna use, is it worth it for me to use 10k TP to waive my annual RM50 GST?

btw, its this 1 right:

Principal RM50 10000 GSTP001

cause i saw another 1 stated dual card, but different amount of points below:

Visa / MasterCard (Dual Card) Classic 100% 18000 VMCD005

Hello sifus, anyone know what is the charges for cash advance? heard its rm100, charges applied will be rm5?

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Added on September 13, 2012, 10:18 amAh found the answer. Rm10 or 5%, whichever is higher

This post has been edited by raptar_eric: Sep 13 2012, 10:18 AM

means how do i calculate bro? abit confused.. example if i withdraw RM500, which is RM25 (5%), so 18% p.a., charged daily means?

dear all, just wanna ask regarding the transaction date which is shown at mb2u.... visa is always late, unlike amex.. amex next day will get the transaction via m2u..

however using visa, at times need to wait up to 2 days if on a weekend.... so example, my last day of the month is 6th, and its a saturday, and if i were to swipe my visa on saturday night, and the statement appear only on monday, is it still included in my current month's statement, or it will appear as the following month's statement?

fruitie, so if i swipe on a saturday (and its 6th), the statement shud be released on 7th... if the posting appears on mb2u on the 8th, will the amount be added to the statement released on 7th, when its out on the 8th?

sorry kinda confusing i know lol

This post has been edited by raptar_eric: Oct 3 2012, 03:42 PM

cos some of my friends claimed that it will be included in the following month's statement due to visa being so slow... however, it doesnt really make sense as well.. so wanna ask u

hi all sifus, lets say i owe them around rm300 this month, and planning to pay early next month, will it set a bad record for me? dont plan to take out my fd to pay, cause not worth, so in dilemma if i shud take out fd juz to clear the few hundred bucks left.. afraid it might leave a bad record for me

yup bro, agree with your statement.. decided to uplift the e-fd, and pay the amount.. small amount, juz that cash flow is quite tight this month, as i bought stuff for my own birthday to reward myself

is the 20% cashback promo still available?

This post has been edited by raptar_eric: Oct 26 2012, 04:24 PM

05-Dec-2012 05-Dec-2012 RM100 CASH BACK RM100.00


just got this... dont know what event is it from though

amex

around 3-4 months back already lor i register

sifus, where can i pay PDRM summons using amex? myeg doesnt accept amex