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 Maybankard 2 Gold & Platinum Cards V5, Please read page#1 FAQ before posting :)

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alex_cyw1985
post Jul 20 2012, 10:28 AM

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QUOTE(shalzkasbsp @ Jul 20 2012, 09:53 AM)
Hi Everyone,

I bought a dell laptop via 12 months 0% interest for RM 4120 from the Dell Website using my Maybankard MC. I split my Amex and MC to 4k and 4k.

But sumhow the transaction went through anyways.

Question is, i tried to use my Amex for fuel and makan at places i have used the card before but sumhow the transaction was declined. But when i used my Mastercard there was no issues.

so

1) How does maybank calculate my interest rate now? RM 4120 ( 12 months EPP ) + RM 200 ( Fuel and Food)
2) My MC should have been blocked ready as it exceed the set credit limit but still working, my Amex feels like its been blocked for some reason.
Appreciate the help guys :-)
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what do you mean by split Amex and MC to 4k each???

what is your credit limit?

btw, MC and AMEX shared same credit limit for Maybank2kard
alex_cyw1985
post Jul 24 2012, 11:07 AM

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QUOTE(kurtkantoi @ Jul 24 2012, 11:03 AM)
Is the 1st sentence and 2nd sentence related?

EPP is easy payment plan. Correct me if I'm wrong.
If you swipe 2k worth of item, then there will be 2k on your cc outstanding.  sweat.gif
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and your credit limit will reduce by 2k.
alex_cyw1985
post Jul 27 2012, 03:37 PM

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QUOTE(MYstombox @ Jul 27 2012, 03:34 PM)
Your debt isn't free of interest.
The 'interest' is lost via

1) The RM50 rebate per 1k weekend spend/month
2) TP @ 200pts / RM1
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yea, not free of interest, but if you pay in full everymonth, you EARN

RM600 cash rebate per year
60k treat point per year...
alex_cyw1985
post Jul 27 2012, 03:41 PM

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QUOTE(soitsuagain @ Jul 27 2012, 03:38 PM)
One more question. So my 20k credit limit is it now 10k per card or is it combined credit limit for all cards? Meaning if I have 2k card balance on each card and I want to swipe 10k I have to swipe one card for 8k and the other card for 2k?
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should be combined by default.
alex_cyw1985
post Aug 29 2012, 08:36 PM

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QUOTE(GrandElf @ Aug 29 2012, 08:31 PM)
huh??what u mean by 1st or 2nd month??r u talking about the RM50 GST??

I mean the RM50 cash rebate for the Amex for every month worr....
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Read Post 1.

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
alex_cyw1985
post Sep 4 2012, 10:28 PM

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QUOTE(kyokusanagi @ Sep 4 2012, 10:16 PM)
Two question, MBB2 cards will charge me monthly interest or not if i already make a minimum payment before the due date?

what is the credit limit for mbb2 card gold?
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do you know how CC interest works?
alex_cyw1985
post Sep 6 2012, 12:23 PM

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QUOTE(patrick4623 @ Sep 6 2012, 12:02 PM)
i know this 1
but need to purposely take leave and go apply this meh
how to know maybank roadshow at where?
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http://www.maybank2u.com.my/WebBank/2CardsAppForm_130312.pdf
fax it / email to maybank?
alex_cyw1985
post Sep 13 2012, 10:56 PM

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QUOTE(jtcs87 @ Sep 13 2012, 10:28 PM)
May i know which categories that i need to choose in M2U for paying UniFi bill with Amex? Thanks.
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u can't pay UNIFI bill with AMEX using M2U
alex_cyw1985
post Sep 13 2012, 11:01 PM

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QUOTE(janson_kaniaz @ Sep 13 2012, 10:58 PM)
u can. since early of the month.
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wow, good.. rclxms.gif thx for your info, my last month bill still paid under visa

just login M2U to check. any announcement regarding this?
alex_cyw1985
post Oct 19 2012, 10:28 AM

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No GST for AMEX. only pay GST for your Master / Visa

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