regarding the maybank 2 cards, is there a minimum number of swipes required to waive off the "free" annual free?

thanks. it's my first time in credit card. wanna learn more about it.

let's say i buy sth worth RM100 using credit card. AFAIK, there's a minimum interest/fee charged immediately to it, isn't it? even if i payback the credit in maybank2u website within a month, there's still interest, correct?

I've read the fine print on the form.

can explain more on this?

i'm blur.. 5% or the 0.74% (8.88% devide by 12)? or 0.74+5% or what? can give example?

i see some shops offer monthly installments in buying tv using credit cards. the shops say 0% interest for 12 months. how is that 0% possible when the bank already charge 8.88%?

thanks to everyone for the clear explanation.

roughly what's the credit limit?

My relative told me that there's annual fee for american express, very expensive and useless. Different bank though.

Is this true? Got extra fee for Amex?

I ask my relative again and he said his amex card is not under a bank. It's independent, fully AMEX card. He canceled it after informed to pay the fee. It was a few years ago.