Weird, was the former's post deleted/inv ?

Anyway, I have my rights to post full/partial info to protect my partial-privacy, and I've already stated the TP is between 5-7k range to offset GST RM50. Again, I want to emphasize to all readers, I request and agree with MBB to deduct 10k TP for RM50 GST. I DID NOT request MBB to give me discount/free or if it is their mistakes.

I'm just sharing, if there are other readers who may get partial GST offset, to share their experience here.

Correct. That is the GST (Government Service Tax).

Received via SMS

Not necessary, still subject to CCRIS/CTOS and check by banks.

I did share before for HSBC CC, but that is OT for this thread already.

No new application. Existing MBB-2-CC since launched.

OT: Time to claim Starbucks member-card slice-of-cake

No idea. I'm not even a big spender compare to some others here.

Not sure if can reach 3k this month or not.

If cash payment, it is reflected immediately in M2u. In your CC account detail, instead of click Transaction History, click Recent Transaction. It'll show current day transaction.

Bear in mind, TP has inflation as well.

Long time ago, RM100 jusco voucher, I exchanged at around 16,800 TP (forgot exact, it is THAT long ago).
Not long after that, within months, it inflate to 20k TP for the same RM100.
Recent is 21k TP by mail, or 20k at CS counter, which I believe has been at that rate for quite a long time already, which in my personal opinion, is ripe enough for another inflation.

Therefore, my advise is, if you have TP to clear, better exchange all first.

e.g. You spend 200k at year 2000, get 200k TP (let's make it simple at 1x).
At that time, 200k TP
= 200,000 / 16,800 * RM100
= RM1,190 equivalent jusco voucher. (just for calculation sake, ignore the voucher denomination for now)

If you keep the TP for 12 years until today, year 2012
= 200,000 / 20,000 * RM100
= RM1,000

For the same 200k points, you get lesser cash voucher. See the difference ?
We're not even talking about economy inflation yet.
Therefore, do you see a point to keep those points for years even if it is evergreen ?

At least if I convert the TP to voucher in year 2000, and put the RM1,190 cash into FD, at least it'll generate some interest.

Yes, there are many other vouchers, like Metro as well, which offers better rate than 10k TP = RM50.
However, it depends on your spending pattern. If you have something to buy there, by all means, get those vouchers or on-the-spot redemption. Otherwise, there is no point to exchange for it.

Therefore, the other way to utilise the TP before TP-inflation, is to buy groceries at Jusco/Tesco. Parkson supermarket still exists ?

Not sure if this is still valid or not.

If statement date: 18-Aug
due date: 7-Sep

For full payment, please pay before 7-Sep. I normally will settle all between 3rd-6th Sep to be safe.

Anything later than 7-Sep ... will have monthly interest.

Yes, download the form, fill it up, prepare the docs needed.

Can fax in direct also. Safer.

Otherwise go 1U (new wing) MBB, open on weekends and until night time also.

Else, you can snail-mail the letter & all docs yourself also.

Don't tell me working 24x365, then you don't need any CC at all. No time to use it.

I don't think it is officially categorize as card centre. More like dedicated CC counter.
Most big/important branches will have 2-4 dedicated CC counters, like KLCC, KL Main (Menara Maybank), etc.
They do nothing, but serve CC related matters only.

MBB won't auto deduct from TP. You have to call in to request TP redemption to offset GST.

Not sure how far are you from 1U, but I seldom go there also.
Recent weekend also purposely go there to redeem all TP to Jusco voucher, few hundred RM also. In preparation for my own assumption that TP inflation is coming soon.
For the remaining TP, I redeem all into McD 2000TP=RM10, i.e. similiar rate 200TP=RM1. Sometimes can use during lunch. But this one got expiry date late-2013.

Just take it as a weekend shopping, relax for a coffee/tea, walk around a bit to catch up on changes, etc. Half day and then go home.

Do you have another CC with enough balance to do Balance Transfer ?
Check out the Balance Transfer thread.

Few years ago, I have a single local transaction comes in about 3 months late.

Currently for MBB-2-CC , only the RM50 GST every year.

Petrol - Amex as long as not petronas (troublesome or cannot)
iPhone5 - make sure purchase at telco centre and not small-shops outside. Most shops outside do not accept CC or charge extra
Groceries - Try make purchase at weekend using Amex for additional 5% rebate. Applicable to pump petrol also.

Make a habit to settle full payment, every month. Then you'll start to realise the benefits of CC.

As stated, there is no guarantee.

The recommendation is do it ASAP after 1pm-2pm on Saturday in Malaysia (GMT +8).
But before night-time Saturday.
This is to give the biggest leeway for processing time, IF the merchant do process over weekend.

If you have not link your CC to your banking account, then you need to do it at counter, fill up form. Not sure nowadays they allow you to link via telephone CS.

If already link, click the CC and click View Transactions. It'll show all Posted transactions. Some transactions can take days before it is shown.

For statement, you have to wait about 1 month, then you will know your monthly statement cut-off date.

You can redeem online here and MBB will mail to you.
Or, goto MBB CC centre (1U, KLCC, The Gardens) and redeem on the spot.

Bear in mind, e.g. I always use Jusco RM100 as base to compare within and also with other banks promo.
Redeem online RM100 = 21,000 TP
Redeem on-the-spot centre = 20,000 TP