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 How much should a guy earns per month?, When they reach 30

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TSGreybear
post Mar 17 2008, 12:57 PM, updated 18y ago

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Hi everyone, what do you think a guy should earn, for a steady life when they reach 30? Please state your opinions too... Thanks! notworthy.gif

This post has been edited by Greybear: Mar 17 2008, 01:15 PM
Christopher_LKL
post Mar 17 2008, 01:04 PM

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u want to benchmark ur bf based on the result here? .... lol its very very very unfair
suppaman
post Mar 17 2008, 01:10 PM

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5k per month or per year?
atlantis2007
post Mar 17 2008, 01:17 PM

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30 years old. depends on what career path he is in la.
Some degree holder cant even get above 5k par ler.

one should be able to earn around 8k per month if he is in a correct path.
generally is around 4 to 5k per month.

anything above 8k is a lucky fellow.
ofcox a managerial post will get ones to 10k or more smile.gif
~Im talking generally la~
TSGreybear
post Mar 17 2008, 01:19 PM

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QUOTE(Christopher_LKL @ Mar 17 2008, 01:04 PM)
u want to benchmark ur bf based on the result here? .... lol its very very very unfair
*
No no don't misunderstand. It's just a guide. If he's earning below, will encourage him to work better. If he's earning above average, congrats him and ask him to keep it up icon_idea.gif I'm doing this for our family planning. TQ
DerekKuah
post Mar 17 2008, 01:23 PM

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TS!

5k should be reasonable. But it also very important the guy attitude towards his lifestyle of his earning....
atlantis2007
post Mar 17 2008, 01:25 PM

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oh.. a fresh grad now can get 3.8k per month. that is my friend's younger bro.

aiks... Im earning less than that... sien...
TSGreybear
post Mar 17 2008, 01:32 PM

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QUOTE(atlantis2007 @ Mar 17 2008, 01:17 PM)
30 years old. depends on what career path he is in la.
Some degree holder cant even get above 5k par ler.

one should be able to earn around 8k per month if he is in a correct path.
generally is around 4 to 5k per month.

anything above 8k is a lucky fellow.
ofcox a managerial post will get ones to 10k or more smile.gif
~Im talking generally la~
*
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little... sad.gif really wondering after get married next year, can he afford the whole family or not unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying... sweat.gif
purplecrystal00
post Mar 17 2008, 01:36 PM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little...  sad.gif really wondering after get married next year, can he afford the whole family or not  unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying...  sweat.gif
*
i personally think that there isnt a rule on how much should or shouldnt a 30 yr old man earn. it's up to the person if he wanna go further in his career path and in some field/industry, u can go waaaay higher...

as u said, u plan to stop working after pregnant and if u solely depend on the husband to take care of the family financially, i doubt that would be enough, unless, he's already rich by now, even if you have already plan yr budget/expenses after marriage, you'll still have tough time smile.gif

i think marriage is about 2 person sharing life/responsibility together and to solely depend on one partner, it's gonna be a tough life...

i know, towards the end, it's a bit out of topic..hehe
babeadeline
post Mar 17 2008, 01:38 PM

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I voted 10K icon_rolleyes.gif

I personally think an above average person would earn somewhere around there by the time he reaches 30.
DerekKuah
post Mar 17 2008, 01:42 PM

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Earning 10k also hard to survive...my gosh!!!!...his financial is really screw up. How many ppl in the city would be earning Rm10k??????if too choose out of 10, it will or might non of the 10ppl. The trick is how to you define so call steady lifestyle?
To me, 3k can also can have a steady life!!!!
jackal1950
post Mar 17 2008, 01:45 PM

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actually depends on the financial knowledge of someone.

if he dont know how to buy mutual fund. put money into fixed deposit or buy real estate... no matter how, your 10K value will diminish slowly overtime due to inflation.

it is about personalities towards their money. look at micheal jackson he is millionaire but now he is broke due to lawsuit, cosmetic surgery and etc....

so are u going to leave him if he cannot support the family?
TSGreybear
post Mar 17 2008, 01:50 PM

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QUOTE(jackal1950 @ Mar 17 2008, 01:45 PM)
actually depends on the financial knowledge of someone.

if he dont know how to buy mutual fund. put money into fixed deposit or buy real estate... no matter how, your 10K value will diminish slowly overtime due to inflation.

it is about personalities towards their money. look at micheal jackson he is millionaire but now he is broke due to lawsuit, cosmetic surgery and etc....

so are u going to leave him if he cannot support the family?
*
Well of coz nope! Just tat if he can't support the family, maybe I need to work harder wink.gif I'm working freelance now as a home tutor for primary & secondary group tuition, and earning ard 6.5K (is tat reasonable for me? 28 this year)

Currently I'm only teaching 2sessions a day(Tue&Thurs 3 sessions), each session 2 hr. I could get more classes to teach and save more money for future family d icon_rolleyes.gif
atlantis2007
post Mar 17 2008, 01:53 PM

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10k for now? its steady, girl.
I worked for 2 years yet earning less than 3k.

gosh.. how I hope I can get over 3k. 1 year 1k jump oso cant reach ur bf's 10k income.

As well said. Its all depends on ur lifestyle.
10k per month is alot to me at the moment.
~~sure do.. the more the merrier~~

u can comfortably own a hse + 2 cars with 10k.
and again.. 10k is average? ur too well exposed to ur living class.
those with >2k earning... what r they gonna do?

both of u need to cut down on unnecessary expenses.
unless u wanna compare with ur higher standard friend, then 100k per month is insufficient for u too.

icon_rolleyes.gif
alchemisT
post Mar 17 2008, 02:32 PM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average.
*
Hmm, I think it all depends where you plan to settle down with him right? I suppose you rate the sufficiency of RM10k income is for both of you to live in the US. As someone from an average family, my parents does not even need to earn that much for us to live comfortable in KL until all my siblings graduated.
paranoid
post Mar 17 2008, 02:32 PM

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i think the figures are a bit high.. considering a person at age of 30.
i think for all those have voted.. their own salary range might not be as high as in the poll as well..

well it also depends on the job..
nickisthemost
post Mar 17 2008, 04:02 PM

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QUOTE(babeadeline @ Mar 17 2008, 01:38 PM)
I voted 10K  icon_rolleyes.gif

I personally think an above average person would earn somewhere around there by the time he reaches 30.
*
10k that's too low ! i vote for at least 100k before turning 30
kenji1903
post Mar 17 2008, 04:11 PM

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i think this depends very much on ones lifestyle... whether you are willing to sacrifice a current luxurious lifestyle (if you are having one) and save/invest for a better future?

also, earns per month supporting the entire family/entire family plus wife no need to work? smile.gif

TS, you are doing pretty good yourself... 6.5k at only 28, also giving tuition is non-taxable, rich girl thumbup.gif
SUSN's
post Mar 17 2008, 04:54 PM

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RM1100 my salary.
DannGun
post Mar 17 2008, 05:05 PM

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QUOTE(paranoid @ Mar 17 2008, 02:32 PM)
i think the figures are a bit high.. considering a person at age of 30.
i think for all those have voted.. their own salary range might not be as high as in the poll as well..

well it also depends on the job..
*
Agree agree...... It's too high la... In fact, you expect him to earn Rm5k the lowest? well, for the ADUN(state assemblyman), their allowance is in that range....

If you really love him, how much he earn for his income is not a big deal...
wangpr
post Mar 17 2008, 05:38 PM

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QUOTE(babeadeline @ Mar 17 2008, 01:38 PM)
I voted 10K  icon_rolleyes.gif

I personally think an above average person would earn somewhere around there by the time he reaches 30.
*
To gal who want to live in Semi D, high lifestyle...... many kids.... Yup.. 10k is a must......

To a couple who loving each other, dont mind stay at normal 2 bedroom house... but important happy everyday.....

Hehehe....

laugh.gif laugh.gif laugh.gif
nonexno
post Mar 17 2008, 07:17 PM

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I reckon more than 12k.

If I'm not mistaken, I had a tuition teacher who used to earn around 10 to 15k a month. Depends on how many hours of tuition he gives. He was around 40ish.

12k is not alot when you have a family of 3 or 4 assuming you (the spouse) does not work. This is also assuming that you want a fairly comfortable life and save up for your children's oversea education. I think with 12k and 1 children you will probably be going from hand to mouth for the next 2 to 3 years. With a new kid in the house, you will be needing alot of things to support him/her. Private medicate bills alone is not cheap!(nothing wrong with wanting the best for your kid within your ability). A small example, Think of how when a small company starts up, it will need alot of capex (capital expenditure) but after a few years of running, the company's cash flow builds up and it wouldn't be so heavily leaden on the investor's cash. Same as starting a family, first few years will be tough.

Alot of sarcrafice is needed. Especially on your husband side. Moving from singlehood or rather datinghood to family man is not easy. Got to let go some stuff he treasure... like a posh apartment, sports car, holiday, shopping, etc...

But best of luck! I'm sure you will survive.

This post has been edited by nonexno: Mar 17 2008, 07:19 PM
Nutrex
post Mar 17 2008, 09:59 PM

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Ideal income would be 15k and above....


map
post Mar 17 2008, 10:00 PM

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aw man imho the girls need to chip in and work hard as well not that guys are not to be depended upon, but you must never put all your eggs into one basket (i.e. don't get married then expect his salary to cover all expenses)

my mom' friend, all the savings share with the husband, in the end the husband spend the money on the mistress, even send the mistress go kdu and study... ou... char tou u__u" and then the poor auntie, in the early 50s but don't have her own money because everything tied up with the cheating husband, so sad oh
kuntaker
post Mar 17 2008, 10:10 PM

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guys..
save money for future..^^
jam_lennon
post Mar 17 2008, 11:01 PM

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it is depends on the lifestyle of wive, if wive is housewive, then hubby gotta earn >10k per month
if wive is working then prolly 5k -7k would b enuff for living.

assume a normal house worth 300k @ kl with 2 cars and 1 kid, all are under repayment period
beck_ken
post Mar 17 2008, 11:09 PM

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the old always said..

"公一份, 婆一份"

meaning, husband earn one part, wife earn one part to maintain household expenses
yvliew
post Mar 17 2008, 11:21 PM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little...  sad.gif really wondering after get married next year, can he afford the whole family or not  unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying...  sweat.gif
*
with this attitude.. 10k not enough for u.. don't burden him. You know what u want. so.. look for a wealthy guy which has 10k to spent and 10k to save. realistic.......
markchan
post Mar 17 2008, 11:29 PM

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yerrr so nice "IF" i were to earn 5 k hmmm....
jackal1950
post Mar 18 2008, 12:00 AM

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everybody wants unlimited money.... i think she trying to point out here is what is the minimum her future husband should earn after getting married to live a comfortable life.

all i can say is depend on your lifestyle. if u want branded handbags, jewelery and many other luxury items in your life. 10K is not enough.

if u want live a normal life without luxury, 10K is definitely more than enough.
kuntaker
post Mar 18 2008, 08:05 AM

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normal life enough ba..
luxurious ...scare thief ...
poor scare no money...
in the middle ....mmmh..u think
toda_erika_II
post Mar 18 2008, 12:32 PM

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this thread pressures me to the max... sweat.gif
next time must find kampung girl who don't care a lot about money issue and easily satisfied mwaha.

atlantis2007
post Mar 18 2008, 01:05 PM

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kampung gal does not guarantee she wont be like this too..
its either she will be needing an average one or posh.

u will notice her drastic change.

Im now starting to get worried about my future.
afraid gf will say the same thing like TS do. haihhhhhhhhhh........
yenchex
post Mar 18 2008, 01:35 PM

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QUOTE(Greybear @ Mar 17 2008, 01:50 PM)
Well of coz nope! Just tat if he can't support the family, maybe I need to work harder  wink.gif I'm working freelance now as a home tutor for primary & secondary group tuition, and earning ard 6.5K (is tat reasonable for me? 28 this year)

Currently I'm only teaching 2sessions a day(Tue&Thurs 3 sessions), each session 2 hr. I could get more classes to teach and save more money for future family d icon_rolleyes.gif
*
I think earning 6.5 k at 28 years old is quite alot. Bravo! Not many people can earn 10k nowadays...but seems like everyone here earns alot. Ur BF is a consultant for US Company? What does he do...engineer...what type?
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post Mar 18 2008, 01:50 PM

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QUOTE(toda_erika_II @ Mar 18 2008, 12:32 PM)
this thread pressures me to the max... sweat.gif
next time must find kampung girl who don't care a lot about money issue and easily satisfied mwaha.
*
kampung girl now also very smart edy le..
u ingat apa..
now got internet edy le..
even kampung also surfing ..
haha
toch3
post Mar 18 2008, 02:15 PM

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QUOTE(kuntaker @ Mar 18 2008, 01:50 PM)
kampung girl now also very smart edy le..
u ingat apa..
now got internet edy le..
even kampung also surfing ..
haha
*
yet...org kampung more rich than town ppl..
hitsugayat10
post Mar 18 2008, 03:46 PM

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Judging by TS' income n bf's income, both of u muz b having a rather posh n lavish lifestyle...

For me, 10k is enuf depends on how u live, juz like other ppl said...If u own a Proton now with 3k salary, once u get 8k salary, u'll want a Evo, then as u become richer, u'll want Benz/BMW then porsche.. if that's d case, even if u earn 100k will oso b too little for u to spend coz humans have unlimited desire...

Plan well n control ur desire, even a married couple with a combo pay of 6k can also survive in city tongue.gif

No offence ya tongue.gif
PIRATES!
post Mar 18 2008, 03:55 PM

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In Damansara Perdana household income must be RM30,000 per month. flex.gif
If not move to Kuala Trengganu with a modest household income of RM6,000 per month. blush.gif
negisf
post Mar 18 2008, 04:23 PM

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I think every1 is not being realistic here....
IN average in around 30, a guy would usually only reach abt 3~5k depending on the qualification n jobs..

PLs be honest here, plp. Not much guys earns 10k by 30..

XP750
post Mar 18 2008, 06:14 PM

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thank god i can...but same like hitsugayat said.....desire will really screw up ur whole budget...but what to do...sometimes really like that thing...now feeling rm10k also not enough after reading this thread..
Malefic
post Mar 18 2008, 07:19 PM

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QUOTE(negisf @ Mar 18 2008, 04:23 PM)
I think every1 is not being realistic here....
IN average in around 30, a guy would usually only reach abt 3~5k depending on the qualification n jobs..

PLs be honest here, plp. Not much guys earns 10k by 30..
*
Totally agree. A very small minority of 30 years olds actually earn more than RM5k. Oh well, this is the internet, anyone can claim they earn RM100k per month.

(but I don't doubt TS ... it's true that's good money to be made from tuition)
khai84siong
post Mar 18 2008, 11:02 PM

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i think this topic is very subjective biggrin.gif
how much a guy can earn is depends on the line of job he is doing currently wink.gif
different line of job have different earnings by the time they are 30years old
the important thing is how u make good use (optimize) of the money that u earn lar icon_rolleyes.gif

mokhzaini
post Mar 18 2008, 11:10 PM

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by 30 i can be a senior in academic line.

earning something like 6K+ including those allowances.

any takers?

lol

ps- not much but not that little. thats an average for academicians. just to be more specific.
lionking7791
post Mar 18 2008, 11:27 PM

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QUOTE(PIRATES! @ Mar 18 2008, 03:55 PM)
In Damansara Perdana household income must be RM30,000 per month. flex.gif
If not move to Kuala Trengganu with a modest household income of RM6,000 per month. blush.gif
*
RM30,000 per month? That's mean you earn RM30,000 per month?

Luckily I earn RM35,000 per week. tongue.gif
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post Mar 18 2008, 11:27 PM

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Hmmm... Thought of starting my post with this
" A successful man is a man who can make more money than his wife can spend. A successful woman is a woman who found such man."

By 30, adding in realistic values, i'd say 5k. Degree progs usually take 3/4/5 years, so grad at around 25. This dude has 5 years to improve his income. Initial income at around 2.5k, 5 years to double it. Reasonable?
yvliew
post Mar 19 2008, 01:04 AM

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I think TS is thinking whether to ditch the current bf or not and look for wealthy man.. no reply from TS at all.. poor guy.. but lucky for him if she leaves.. Should be glad.
whoopa
post Mar 19 2008, 01:30 AM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little...  sad.gif really wondering after get married next year, can he afford the whole family or not  unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying...  sweat.gif
*
QUOTE(DerekKuah @ Mar 17 2008, 01:42 PM)
Earning 10k also hard to survive...my gosh!!!!...his financial is really screw up. How many ppl in the city would be earning Rm10k??????if too choose out of 10, it will or might non of the 10ppl. The trick is how to you define so call steady lifestyle?
To me, 3k can also can have a steady life!!!!
*
QUOTE(atlantis2007 @ Mar 17 2008, 01:53 PM)
10k for now? its steady, girl.
I worked for 2 years yet earning less than 3k.

gosh.. how I hope I can get over 3k. 1 year 1k jump oso cant reach ur bf's 10k income.

As well said. Its all depends on ur lifestyle.
10k per month is alot to me at the moment.
~~sure do.. the more the merrier~~

u can comfortably own a hse + 2 cars with 10k.
and again.. 10k is average? ur too well exposed to ur living class.
those with >2k earning... what r they gonna do?

both of u need to cut down on unnecessary expenses.
unless u wanna compare with ur higher standard friend, then 100k per month is insufficient for u too.

icon_rolleyes.gif
*
girl ... 10k is not average ... he must have a very bad budget ... what car is he driving ?? at 10k he save very little means he is living a very good life at the moment ... if he is driving bmw 3 series .. living in a 400k condo ... goes to nice restaurants all the time ... dun say he save a little ... imagine the amount of money he can save if he is just driving lets say a civic .. ?? and you yourself earn around 6.5k .. i dun see why is there a problem with money with raising a family ... u can raise ur family nicely le ...

its all about give and take ..

FuDoMe?
post Mar 19 2008, 01:49 AM

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my take home pay every month is RM 800 onli.....so sad...
kahhuat86
post Mar 19 2008, 02:00 AM

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Omg.. 10k also not enuf.. gg.. rclxub.gif

Hundreds of Millions of poor ppl in africa earn less than 1 USD a day..

less than 5% ppl in this country earn more than 10k.

An average chinese household income is 3.8k in Malaysia..

come on sis.. be realistic.. 10k also not enuf to afford a family mea.. walao.. sweat.gif sweat.gif

no offence but pls think maturely.. Unless u're Paris Hilton 2
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post Mar 19 2008, 02:08 AM

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of course la 10k osso not enuf...

enjoy 24/7 onli...muahahahha
Valex
post Mar 19 2008, 03:17 AM

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QUOTE(yvliew @ Mar 17 2008, 11:21 PM)
with this attitude.. 10k not enough for u.. don't burden him. You know what u want. so.. look for a wealthy guy which has 10k to spent and 10k to save. realistic.......
*
this sounds sucks


anyway i felt 10k is more than enough already...
but also depending on wat type of life style, future home, how many child etc etc that u want.

yhtan
post Mar 19 2008, 05:49 AM

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QUOTE(Valex @ Mar 19 2008, 03:17 AM)
this sounds sucks
anyway i felt 10k is more than enough already...
but also depending on wat type of life style, future home, how many child etc etc that u want.
*
5k is more than enough for a average life
if luxurious life maybe need 10k lah
bcktang
post Mar 19 2008, 05:57 AM

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4 n half days working on hobby,
1 mth approx 12-14k pre tax, hows that ?
should b sufficient i hope

This post has been edited by bcktang: Mar 19 2008, 06:14 AM
kenji1903
post Mar 19 2008, 11:57 AM

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yhtan,

do some calculations then you know that 5k is not enough... how old are you? are you working?

housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...

you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough? tongue.gif

5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...
briggs86
post Mar 19 2008, 12:13 PM

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actually as nowadays ppl where got buying house alone... lolx sure got parent backup interm of financial... sweat.gif i think buying a house is base on salary..... if salary high get a bigger house , if salary small get a smaller house..... blush.gif hehe i think i right now is the time save the money hehe because still got empty house to stay hehe.... tongue.gif
HaszAhmad
post Mar 19 2008, 12:36 PM

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QUOTE(kenji1903 @ Mar 19 2008, 11:57 AM)
yhtan,

do some calculations then you know that 5k is not enough... how old are you? are you working?

housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...

you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough? tongue.gif

5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...
*
Get a good girl. If u get married, expenses can share oready. Kao-tim lor..house u pay partial, wife pay partial..or...you pay loan 100%, wife save up for insurance, unit trust....if work nearby even better, car pool....

...aiya very subjective...enough or not enough, still must learn to be stringent. Otherwise, must depend on parents money...and cant be independant.
wengkee87
post Mar 19 2008, 12:40 PM

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3k for a BMW installation per mth...
3k for a double storey payment per mth..
1k for entertainment and etc...
1k for not-working-wife pocket money..
1k for all kind of expences...
1k for saving...

That will be 10k... LoL...
kenji1903
post Mar 19 2008, 01:03 PM

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HaszAhmad,

quick question... why would a girl marry a guy who needs her to share his "EXPENSES"? might as well not get married, right? i'm sure the girl will be doing better without another person's EXPENSES...

marriage is not just about having offspring... its about responsibility... if a guy can't provide basic financial security to a girl... then the guys has no rights to say the girl dumps him for a richer guy... blame it on himself for not carrying out his responsibility properly, that's just my opinion, anyone wants to fire me? tongue.gif
yenx
post Mar 19 2008, 02:02 PM

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be realistic.
5k at the age of 30 is considered good.
7k ? u gotta be real good.
above 10k at the age of 30?
u gotta be f***ing good at what u are specialized in.

different level of salary, gives u a different kind of lifestyle.
if u are earning 10k but u are spending 12-15k, u are laying urself in deep sheit.
if u are earning 5k but u are living the lifestyle of 3k, u can save 2k every month. impossible ? well, i would say its all about the determination.
and yea, talking bout saving up 40% of our gross salary is indeed a real pain in the butt. sweat.gif
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post Mar 19 2008, 02:19 PM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little...  sad.gif really wondering after get married next year, can he afford the whole family or not  unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying...  sweat.gif
*
If it's family planning you're qorried about, I believe the right person to talk to would be your partner himself. In my opinion, RM10k for the both of you and a child is acceptable unless you are asking for a lavish lifestyle. At the end, what is your priority? RM10k can afford the both of you a low range family car for each of you, or a more comfortable+safer+bigger car for just the both of you. It can pay the installment of a outskirt double storey house. And there will be enough to look after the family. Afterall, if he has the ambition, he won't be earning RM10k for the rest of his life right?

Your role as a mother after pregnancy also involves mental support for him. Don't pressure him for so much unnecessary household expenses etc. If he is responsible, he will save some for a rainy day and for when the child grows up. Of course, that doesnt mean he forgets all the romance ie. buying the occassional flowers, nice dinner, holidays. Just don't do it lavishly or overspend.

Btw, if you say with RM10k, he barely has savings, something is wrong with his spending. Gambling? Heavy spender? It's impossible not to save unless he spends it all on unnecessary luxuries. Remember, it's how he spends it that's important now, not how much he earns. Someone can earn RM2-3k for month and still save RM500-RM1,000. It really depends on the person.
nonexno
post Mar 19 2008, 05:56 PM

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A lot of the replies here have taken in the consideration that everything you buy or plan to buy (i.e. a house, car, household expenses) can/will be funded by bank loans and borrowings. Obviously if you want to be indebted past your retirement age then I agree that income under 10k is sufficient. For below 10k you can pay alot instalment off (like what some of the thread replier say, even possible to put 2 story house and 2 cars on instalment). Alot of younger generation do not realise that this could put them in a vicious cycle and living in constant insecurity. Jobs can be taken away, house can burn down, unexpected high expenditure can arise (emergency operations as an example)... too many unexpected circumstances can throw off a person's ability to repay their monthly debt.

I based my previous post on earning salary to support your expenditure and have savings for your future generation. I did not base my post on earning a decent salary and put everything else you need to buy on credit. Certain parts of the world has hit credit crisis issue - alot of debt payers simply cannot afford to repay their borrowings! I'm sure this is happening in Malaysia too, if you notice the cases where Ah Longs pay people a visit. Readers please do not fall into a credit trap! I suggest people to log in their "real" spending each month, i.e. things you buy this month is considered this month's expenditure and not when you pay for your credit statement next month! smile.gif

This post has been edited by nonexno: Mar 19 2008, 05:58 PM
lionking7791
post Mar 19 2008, 09:43 PM

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my friend earn RM5k per month, he can save a lot....almost 3K per month....I don't think nowadays working people can save RM3K per month...

he stay at government flat...every month only RM50 for the rental...he use motorbike to go to office....no toll no parking...He got girl friend...also staying at government flat...
DerekKuah
post Mar 19 2008, 10:17 PM

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Just a comment to TS. If i am a gal, i definite would not consider How much the guy EARN? I would more interested how much would the guy SAVE & SAVED!!WOw, a guy earning 10k bla bla sound interesting but how much the guy will have in the bank saving?how much commitment that the guy still have to pay?Open a big eye to actor, footballer which earning how many pounds per week & yet they brankupt or own a huge debt of bettting, cars & etc.....

Secondly, i would not reckon to have to much commitment at once. If i have a car to loan, i would not rush to loan a house. How would you imagine if u have too much comitment at once, car loan, buy house, renovation house, marriage & etc. Dont ever hook into buy house & the next year get married. Unless u have a rich supporter behind ur financial aids.....
kenji1903
post Mar 20 2008, 12:24 AM

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for my case... my education is fully paid by my parents... i drive my parent's car to work... in return i maintain the car and give them additional RM300 a month for household expenses and i pay for the internet...

i bought a condo in late 2006 with my gf... so am i considered having a rich supported?
yvliew
post Mar 20 2008, 12:40 AM

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TS run away already.. maybe she felt ashamed of her realistic personality..
yhtan
post Mar 20 2008, 06:37 AM

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QUOTE(kenji1903 @ Mar 19 2008, 11:57 AM)
yhtan,

do some calculations then you know that 5k is not enough... how old are you? are you working?

housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...

you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough? tongue.gif

5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...
*
by the time u got 5k salary, u already finish your car loan tongue.gif
don't tell me u can't save 1k? i mean u could have a luxurious life
whoopa
post Mar 20 2008, 06:55 AM

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he got bmw 5 series le ... sierramas house le ... hahahaha TS whereu gone
Prodigius
post Mar 20 2008, 09:43 AM

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QUOTE(PIRATES! @ Mar 18 2008, 03:55 PM)
In Damansara Perdana household income must be RM30,000 per month. flex.gif
If not move to Kuala Trengganu with a modest household income of RM6,000 per month. blush.gif
*
Darn, guys, just be rational. HOW MUCH YOU EARN is relative to each and every individual. This topic started at 10k per month? Whoa..thats a lot. 10k per month is really really alot dei...You can do alot with 10k. Have a friend who is married, both husband and wife totaled up only 5k, can own a condo and a car. 10k not enuf? In Kuala Terennganu if you have 6k still modest arh? You guys sure are big spender...
TSGreybear
post Mar 20 2008, 04:06 PM

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QUOTE(yvliew @ Mar 19 2008, 01:04 AM)
I think TS is thinking whether to ditch the current bf or not and look for wealthy man.. no reply from TS at all.. poor guy.. but lucky for him if she leaves.. Should be glad.
*
Hey gal I'm back! Modem burnt out last few days after the horrible thunderstorm... and I had my wisdom tooth surgery this morning, now replying thread with my mouth full of bloody stinko smell cry.gif pain pain...

I'm not goin to do anything with my bf tongue.gif just the curiousity drives me to check this out. I kept telling him he's doin quite well but he seems like always telling me tat his frens r much better than him sweat.gif sound like he's not so comfortable with his current pay. doh.gif


Added on March 20, 2008, 4:23 pm
QUOTE(kenji1903 @ Mar 19 2008, 11:57 AM)
yhtan,

do some calculations then you know that 5k is not enough... how old are you? are you working?

housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...

you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough? tongue.gif

5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...
*
Yes he's driving BMW 3series and only living in a condo in bt jalil... but the loan has finished adi, thank god! smile.gif

According to the kenji's reply, he/she really voiced out why I said 10k isn't tat enuf for good life in city. And I shall revive my bf's mthly expendicture over here:
insurance - 300 (for fire)
petrol and toll - 600 (client's office in Cyber Jaya)
household bills - 450
food - 400 (RM8 per meal, 2-3 meals a day)
weekends - 600
parents - 2000
Socso, EPF and tax - 1500
Total abt 6k gone...

This post has been edited by Greybear: Mar 20 2008, 04:29 PM
yvliew
post Mar 20 2008, 06:46 PM

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removed..............

This post has been edited by yvliew: Mar 20 2008, 06:48 PM
lionking7791
post Mar 20 2008, 06:48 PM

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QUOTE(Greybear @ Mar 20 2008, 04:06 PM)
Hey gal I'm back! Modem burnt out last few days after the horrible thunderstorm... and I had my wisdom tooth surgery this morning, now replying thread with my mouth full of bloody stinko smell  cry.gif pain pain...

I'm not goin to do anything with my bf  tongue.gif  just the curiousity drives me to check this out. I kept telling him he's doin quite well but he seems like always telling me tat his frens r much better than him sweat.gif sound like he's not so comfortable with his current pay.  doh.gif


Added on March 20, 2008, 4:23 pm

Yes he's driving BMW 3series and only living in a condo in bt jalil... but the loan has finished adi, thank god!  smile.gif

According to the kenji's reply, he/she really voiced out why I said 10k isn't tat enuf for good life in city. And I shall revive my bf's mthly expendicture over here:
insurance - 300 (for fire)
petrol and toll - 600 (client's office in Cyber Jaya)
household bills - 450
food - 400 (RM8 per meal, 2-3 meals a day)
weekends - 600
parents - 2000
Socso, EPF and tax - 1500
Total abt 6k gone...
*
wah...ur boy friend drive BMW 3series ar? new car or second hand? what is your boy friend's job?? how old is he?
TSGreybear
post Mar 20 2008, 08:00 PM

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QUOTE(lionking7791 @ Mar 20 2008, 06:48 PM)
wah...ur boy friend drive BMW 3series ar? new car or second hand? what is your boy friend's job?? how old is he?
*
Yes 2nd hand about 130K 2years ago. 30yrs old this year and working in consultant workforce for an US company.

yenx
post Mar 20 2008, 08:26 PM

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QUOTE(Greybear @ Mar 20 2008, 04:06 PM)
Hey gal I'm back! Modem burnt out last few days after the horrible thunderstorm... and I had my wisdom tooth surgery this morning, now replying thread with my mouth full of bloody stinko smell  cry.gif pain pain...

I'm not goin to do anything with my bf  tongue.gif  just the curiousity drives me to check this out. I kept telling him he's doin quite well but he seems like always telling me tat his frens r much better than him sweat.gif sound like he's not so comfortable with his current pay.  doh.gif


Added on March 20, 2008, 4:23 pm

Yes he's driving BMW 3series and only living in a condo in bt jalil... but the loan has finished adi, thank god!  smile.gif

According to the kenji's reply, he/she really voiced out why I said 10k isn't tat enuf for good life in city. And I shall revive my bf's mthly expendicture over here:
insurance - 300 (for fire)
petrol and toll - 600 (client's office in Cyber Jaya)
household bills - 450
food - 400 (RM8 per meal, 2-3 meals a day)
weekends - 600
parents - 2000
Socso, EPF and tax - 1500
Total abt 6k gone...
*
and wheres the other 4k ?
DerekKuah
post Mar 20 2008, 08:43 PM

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Yes he's driving BMW 3series and only living in a condo in bt jalil... but the loan has finished adi, thank god!

According to the kenji's reply, he/she really voiced out why I said 10k isn't tat enuf for good life in city. And I shall revive my bf's mthly expendicture over here:
insurance - 300 (for fire)
petrol and toll - 600 (client's office in Cyber Jaya)
household bills - 450
food - 400 (RM8 per meal, 2-3 meals a day)
weekends - 600
parents - 2000
Socso, EPF and tax - 1500
Total abt 6k gone...

So overall ur bf saving Rm4k. In percentage he is saving 40% of its gross income & is already achieve financial rule of thumbs. I presume ur bf is having a luxurious of life seing on weekends only spending of RM600 notworthy.gif ....all this not included ur income of 6k......
So TS i dont see any problem will occur as ur bf car & house loan is alrady settle.
Hence TS dont wait anymore, just get married to ur bf.
allornothing
post Mar 20 2008, 09:07 PM

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At the current situation, it seems that TS should have a comfortable life if the income increases over time. By the time one hits 40, the minimum income should be at least 15k.

Having a family requires one to be financially stable. My family's household expenses are already about Rm15k a month. City living isn't cheap. Rm10k/month at 30 is above average. Don't worry smile.gif But of course don't slow down.
TSGreybear
post Mar 20 2008, 09:19 PM

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QUOTE(allornothing @ Mar 20 2008, 09:07 PM)
At the current situation, it seems that TS should have a comfortable life if the income increases over time. By the time one hits 40, the minimum income should be at least 15k.

Having a family requires one to be financially stable. My family's household expenses are already about Rm15k a month. City living isn't cheap. Rm10k/month at 30 is above average. Don't worry  smile.gif  But of course don't slow down.
*
Hi allornothing, thanks for your kind reply. You sound like more understanding my situation than others (sorry no offense to others' replies in this thread). Yeah living in a city is not an easy thing, especially if I wanted to maintain my current living standard even after married. Yeah he's not slowing down anyhow but always hoping for improvement biggrin.gif he's aiming his promotion end of this year after he completed his credit hours working in consulating workforce, waiting to be promoted to the manager level and getting RM15k (allowances included) a mth is not a prob after all.

Well from my side, of coz I won't directly let go all my tuition classes(which gv me 6.5k income a mth) right after married, will continuing teaching until I conceived. Hope can save more money b4 stopping and definitely will back to tutoring life after my baby grown up to 2-3years old tongue.gif wish tat I've planned well icon_rolleyes.gif what do u guys/gals think?
igor_is300
post Mar 20 2008, 11:55 PM

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QUOTE(Greybear @ Mar 20 2008, 04:06 PM)
Hey gal I'm back! Modem burnt out last few days after the horrible thunderstorm... and I had my wisdom tooth surgery this morning, now replying thread with my mouth full of bloody stinko smell  cry.gif pain pain...

I'm not goin to do anything with my bf  tongue.gif  just the curiousity drives me to check this out. I kept telling him he's doin quite well but he seems like always telling me tat his frens r much better than him sweat.gif sound like he's not so comfortable with his current pay.  doh.gif


Added on March 20, 2008, 4:23 pm

Yes he's driving BMW 3series and only living in a condo in bt jalil... but the loan has finished adi, thank god!  smile.gif

According to the kenji's reply, he/she really voiced out why I said 10k isn't tat enuf for good life in city. And I shall revive my bf's mthly expendicture over here:
insurance - 300 (for fire)
petrol and toll - 600 (client's office in Cyber Jaya)
household bills - 450
food - 400 (RM8 per meal, 2-3 meals a day)
weekends - 600
parents - 2000
Socso, EPF and tax - 1500
Total abt 6k gone...
*
QUOTE(Greybear @ Mar 20 2008, 09:19 PM)
Hi allornothing, thanks for your kind reply. You sound like more understanding my situation than others (sorry no offense to others' replies in this thread). Yeah living in a city is not an easy thing, especially if I wanted to maintain my current living standard even after married. Yeah he's not slowing down anyhow but always hoping for improvement  biggrin.gif he's aiming his promotion end of this year after he completed his credit hours working in consulating workforce, waiting to be promoted to the manager level and getting RM15k (allowances included) a mth is not a prob after all.

Well from my side, of coz I won't directly let go all my tuition classes(which gv me 6.5k income a mth) right after married, will continuing teaching until I conceived. Hope can save more money b4 stopping and definitely will back to tutoring life after my baby grown up to 2-3years old  tongue.gif wish tat I've planned well  icon_rolleyes.gif what do u guys/gals think?
*
Wow, seeing from your reply, I bet your bf is living in high society.

Well, I prefer to spend less and make use whatever in front of me. No matter how much my home pay every month, it will never enough if I don't spend wisely.

So eating out cost you RM8 per meal ? Mine is never exceed RM4-6 for a typical nasi bungkus even sometimes I was charged RM2 with plain water. (FYI I'm working in Bkt Jalil)

Probably lavish is the right description for both of you. smile.gif

This post has been edited by igor_is300: Mar 21 2008, 12:05 AM
Areshie
post Mar 21 2008, 12:08 AM

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QUOTE(lionking7791 @ Mar 19 2008, 09:43 PM)
my friend earn RM5k per month, he can save a lot....almost 3K per month....I don't think nowadays working people can save RM3K per month...

he stay at government flat...every month only RM50 for the rental...he use motorbike to go to office....no toll no parking...He got girl friend...also staying at government flat...
*
wow .. rclxms.gif
yhtan
post Mar 21 2008, 07:12 AM

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QUOTE(Greybear @ Mar 20 2008, 09:19 PM)
Hi allornothing, thanks for your kind reply. You sound like more understanding my situation than others (sorry no offense to others' replies in this thread). Yeah living in a city is not an easy thing, especially if I wanted to maintain my current living standard even after married. Yeah he's not slowing down anyhow but always hoping for improvement  biggrin.gif he's aiming his promotion end of this year after he completed his credit hours working in consulating workforce, waiting to be promoted to the manager level and getting RM15k (allowances included) a mth is not a prob after all.

Well from my side, of coz I won't directly let go all my tuition classes(which gv me 6.5k income a mth) right after married, will continuing teaching until I conceived. Hope can save more money b4 stopping and definitely will back to tutoring life after my baby grown up to 2-3years old  tongue.gif wish tat I've planned well  icon_rolleyes.gif what do u guys/gals think?
*
don't let up any income u can get currently
when u conceived around 5 months, many things u can't do, even with baby, teaching tuition also bothering much
olman
post Mar 21 2008, 07:39 AM

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greybear is bloody high maintenance, status conscious, have a bloody high societal standards to boot.

pity ur bf,,,


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post Mar 21 2008, 09:42 AM

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QUOTE(Greybear @ Mar 20 2008, 09:19 PM)
Hi allornothing, thanks for your kind reply. You sound like more understanding my situation than others (sorry no offense to others' replies in this thread). Yeah living in a city is not an easy thing, especially if I wanted to maintain my current living standard even after married. Yeah he's not slowing down anyhow but always hoping for improvement  biggrin.gif he's aiming his promotion end of this year after he completed his credit hours working in consulating workforce, waiting to be promoted to the manager level and getting RM15k (allowances included) a mth is not a prob after all.

Well from my side, of coz I won't directly let go all my tuition classes(which gv me 6.5k income a mth) right after married, will continuing teaching until I conceived. Hope can save more money b4 stopping and definitely will back to tutoring life after my baby grown up to 2-3years old  tongue.gif wish tat I've planned well  icon_rolleyes.gif what do u guys/gals think?
*
Oh hey nvm, everyone has their own standard of living (some of them never consider this before they start bashing up people for being realistic or whatever). I don't think you'll have any problem with the way it is. Your bf is saving about 40% of his income isn't it? How about you? I don't think you spend all 6.5K every month right? So you should have enough savings (your bf + your) if even if you stop giving tuitions for 1-2 years. Just make sure he get the promotion or at the very least increment of salary, I think it's pretty good to start a family and not worry about dropping lifestyle.
TSGreybear
post Mar 21 2008, 09:56 AM

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QUOTE(feyhime @ Mar 21 2008, 09:42 AM)
Oh hey nvm, everyone has their own standard of living (some of them never consider this before they start bashing up people for being realistic or whatever). I don't think you'll have any problem with the way it is. Your bf is saving about 40% of his income isn't it? How about you? I don't think you spend all 6.5K every month right? So you should have enough savings (your bf + your) if even if you stop giving tuitions for 1-2 years. Just make sure he get the promotion or at the very least increment of salary, I think it's pretty good to start a family and not worry about dropping lifestyle.
*
Morning feyhime, thanks for your encouragement. Yes nod.gif I do save some money every month. Since I'm living with my family and just finished my VIOS loan last year, I'm able to save up around 4k a mth (after deducting those life&car insurance, petrol, facial, hair, mani&pedi, food, clothes, groceries and pocket money for parents wink.gif ) planning to save (maybe up to RM100k) b4 get married, and another (RM50k) b4 I get pregnant. At least no need to depend sorely on my hubby's income. I still hv my own expenditure to cover for the next few years... unsure.gif hmm.gif


Added on March 21, 2008, 10:02 am
QUOTE(olman @ Mar 21 2008, 07:39 AM)
greybear is bloody high maintenance, status conscious, have a bloody high societal standards to boot.

pity ur bf,,,
*
No no shakehead.gif olman, I'm sure everyone has diff lifestyles living in this society. It's nothing wrong to persuade my living standard after married, or even better tongue.gif and it's nothing to pity my bf as well... He's working on very hard not only to build more security to our future family, but oso to his own satisfactions. I believe guys will feel more confident if they r able to fetch a good job, higher ranking in comp and brighter prespect icon_rolleyes.gif

This post has been edited by Greybear: Mar 21 2008, 10:02 AM
olman
post Mar 21 2008, 10:17 AM

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QUOTE(Greybear @ Mar 21 2008, 09:56 AM)
Morning feyhime, thanks for your encouragement. Yes nod.gif I do save some money every month. Since I'm living with my family and just finished my VIOS loan last year, I'm able to save up around 4k a mth (after deducting those life&car insurance, petrol, facial, hair, mani&pedi, food, clothes, groceries and pocket money for parents wink.gif ) planning to save (maybe up to RM100k) b4 get married, and another (RM50k) b4 I get pregnant. At least no need to depend sorely on my hubby's income. I still hv my own expenditure to cover for the next few years...  unsure.gif  hmm.gif


Added on March 21, 2008, 10:02 am

No no shakehead.gif olman, I'm sure everyone has diff lifestyles living in this society. It's nothing wrong to persuade my living standard after married, or even better tongue.gif and it's nothing to pity my bf as well... He's working on very hard not only to build more security to our future family, but oso to his own satisfactions. I believe guys will feel more confident if they r able to fetch a good job, higher ranking in comp and brighter prespect  icon_rolleyes.gif
*
r u marrying him or his monis huh,

answer me now, the truth and nothing but the truth
feyhime
post Mar 21 2008, 10:18 AM

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Okay since you save 4K, assuming your bf is also saving 4K, that's a 8K in total per month.

10 months will get you 80K, so in a year time you'll get 100K.
1 1/2 year will get you the sum you wanted (150K).


Just make sure you save properly (i.e. no offsetting saving to buy anything), I don't see any problem with your future family income.


Cheers.
goldfries
post Mar 21 2008, 10:21 AM

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there's no fixed rule. your stability depends on your lifestyle a.k.a. your expenditures. simple as that.
olman
post Mar 21 2008, 10:46 AM

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QUOTE(goldfries @ Mar 21 2008, 10:21 AM)
there's no fixed rule. your stability depends on your lifestyle a.k.a. your expenditures. simple as that.
*
that's greed main man,

lavish or wasteful ur call
kenji1903
post Mar 21 2008, 11:34 AM

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olman...
from your replies i can kinda feel that you're not ready for a relationship:
1. don't blame the girl for her high maintenance or what so ever just because you are not capable of earning more
2. money is a major part in any relationship no matter you like it or not, it's a fact, don't try to deny it
3. the main factor in broken marriages are financial problems, 3rd party chipping in is secondary...
4. TS didn't mentioned that she's not working, she just wanted to gauge if her help is needed after marriage or not
goldfries
post Mar 21 2008, 12:32 PM

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QUOTE(kenji1903 @ Mar 21 2008, 11:34 AM)
1. don't blame the girl for her high maintenance or what so ever just because you are not capable of earning more


oh. so a girl can't control her spending habits and the guy gets the blame for not able to support it?

how about we look at which is the REAL negative value for proper living?

anyway for me, i would just blame the guy for stupid enough to get a girl of high-maintenance. smile.gif

QUOTE(kenji1903 @ Mar 21 2008, 11:34 AM)
2. money is a major part in any relationship no matter you like it or not, it's a fact, don't try to deny it

3. the main factor in broken marriages are financial problems, 3rd party chipping in is secondary...


yes, which is why both parties must know how to manage finance.

cheers.

feyhime
post Mar 21 2008, 02:10 PM

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I think what kenji meant was why go out with a girl whom you already know is leading a completely different lifestyle than you and one that you cannot afford too. And then whine about it...

Proper living is subjective to the individual current lifestyle.

Cheers
kenji1903
post Mar 21 2008, 02:10 PM

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goldfries,

"high maintenance" is a subjective issue don't you think? smile.gif
some guys likes to complain how their gf spend their money just because they pay for food, movies and entertainment...
their gf maybe wants a pair of shoes... the guy makes noise... but he's willing to splash 3k on a new PDA... for himself... so? tongue.gif

food/entertainment is just the basics and if a guy can't even do those, i'll question the guy's capability of handling a proper relationship smile.gif
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post Mar 21 2008, 02:48 PM

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QUOTE(Greybear @ Mar 21 2008, 09:56 AM)
Morning feyhime, thanks for your encouragement. Yes nod.gif I do save some money every month. Since I'm living with my family and just finished my VIOS loan last year, I'm able to save up around 4k a mth (after deducting those life&car insurance, petrol, facial, hair, mani&pedi, food, clothes, groceries and pocket money for parents wink.gif ) planning to save (maybe up to RM100k) b4 get married, and another (RM50k) b4 I get pregnant. At least no need to depend sorely on my hubby's income. I still hv my own expenditure to cover for the next few years...  unsure.gif  hmm.gif


Added on March 21, 2008, 10:02 am

No no shakehead.gif olman, I'm sure everyone has diff lifestyles living in this society. It's nothing wrong to persuade my living standard after married, or even better tongue.gif and it's nothing to pity my bf as well... He's working on very hard not only to build more security to our future family, but oso to his own satisfactions. I believe guys will feel more confident if they r able to fetch a good job, higher ranking in comp and brighter prespect  icon_rolleyes.gif
*
Hey Greybear,

Ur bf earns RM 10k per month as workforce consultant for US Company hmm.gif ? This is really cool. I also want to be consultant drool.gif Ur bf must be working for Accenture...am I right? rolleyes.gif
goldfries
post Mar 21 2008, 04:11 PM

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QUOTE(feyhime @ Mar 21 2008, 02:10 PM)
I think what kenji meant was why go out with a girl whom you already know is leading a completely different lifestyle than you and one that you cannot afford too. And then whine about it...


haha. if you put it that way then it goes to what i said earlier lor......

QUOTE(goldfries @ Mar 21 2008, 12:32 PM)
anyway for me, i would just blame the guy for stupid enough to get a girl of high-maintenance. smile.gif
----

QUOTE(kenji1903 @ Mar 21 2008, 02:10 PM)
goldfries,

"high maintenance" is a subjective issue don't you think? smile.gif
some guys likes to complain how their gf spend their money just because they pay for food, movies and entertainment...
their gf maybe wants a pair of shoes... the guy makes noise... but he's willing to splash 3k on a new PDA... for himself... so? tongue.gif

food/entertainment is just the basics and if a guy can't even do those, i'll question the guy's capability of handling a proper relationship smile.gif
*
ok, now if you put it that way then i don't have disagreement. smile.gif

get a girl who spends more than you can afford = stupid.
get a girl and make her think that you can afford when you cannot = also stupid.

for me, i always encourage healthy spending habits and finance monitoring.

and you're right about food and entertainment part. just that it has to be controlled.

i find that a lot of people some how love to get into relationships but later complain they cannot afford it and such. if that's the case, then again - stupid guy. tongue.gif can't afford, don't commit la.

feyhime
post Mar 21 2008, 04:19 PM

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QUOTE(goldfries @ Mar 21 2008, 04:11 PM)
haha. if you put it that way then it goes to what i said earlier lor......
----
ok, now if you put it that way then i don't have disagreement. smile.gif

get a girl who spends more than you can afford = stupid.
get a girl and make her think that you can afford when you cannot = also stupid.

for me, i always encourage healthy spending habits and finance monitoring.

and you're right about food and entertainment part. just that it has to be controlled.

i find that a lot of people some how love to get into relationships but later complain they cannot afford it and such. if that's the case, then again - stupid guy. tongue.gif can't afford, don't commit la.

*
Ahahaha so true XD
Want to commit then don't bising nod.gif

ongoky
post Mar 21 2008, 04:46 PM

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why there is not vote taht below 5 k ?

What if i am 30 and just able to survive with 2k++ salary ??
kenji1903
post Mar 21 2008, 04:55 PM

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agreed very much on healthy spending and financial monitoring... thumbup.gif

not generalizing or anything but i noticed that couples who worked to earn a living have better financial control... money don't come easy and they tend to take care of their pockets and their partner's pockets as well... but actually a lot spend more than they earn... i know a lot of people had to take personal loans to pay of credit card debts... all boils down to financial education... and parents' spending habits play an important role as well smile.gif

off topic, back to TS's question smile.gif
TSGreybear
post Mar 21 2008, 09:42 PM

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QUOTE(olman @ Mar 21 2008, 10:17 AM)
r u marrying him or his monis huh,

answer me now, the truth and nothing but the truth
*
No of coz. I'm from a middle upper class family in PJ where as he's from out station, and a local grad. If wanted to marry a rich guy will definitely not him. Shld b some of my other local frens though tongue.gif


Added on March 21, 2008, 9:49 pm
QUOTE(kenji1903 @ Mar 21 2008, 11:34 AM)
olman...
from your replies i can kinda feel that you're not ready for a relationship:
1. don't blame the girl for her high maintenance or what so ever just because you are not capable of earning more
2. money is a major part in any relationship no matter you like it or not, it's a fact, don't try to deny it
3. the main factor in broken marriages are financial problems, 3rd party chipping in is secondary...
4. TS didn't mentioned that she's not working, she just wanted to gauge if her help is needed after marriage or not
*
OOohhh kenji! You r on my side notworthy.gif thanks for backing me up and saying things rite thumbup.gif icon_idea.gif

Olman please listen.....

This post has been edited by Greybear: Mar 21 2008, 09:49 PM
herzeleid
post Mar 21 2008, 11:17 PM

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maybe Ts used to living a above average lifestyle.

therefore she hopes her man will be able to provide the same living standard that she used to live on
kenji1903
post Mar 22 2008, 12:37 AM

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QUOTE(herzeleid @ Mar 21 2008, 11:17 PM)
maybe Ts used to living a above average lifestyle.

therefore she hopes her man will be able to provide the same living standard that she used to live on
*
marriage should be an upgrade, not downgrade smile.gif

if TS is living below her average lifestyle after marriage, my question is... why marry?
the chinese term "got love, drink water also will full" is correct but up to a certain generation, and definitely it cannot be applied in this generation...
TSGreybear
post Mar 22 2008, 10:41 AM

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QUOTE(kenji1903 @ Mar 22 2008, 12:37 AM)
marriage should be an upgrade, not downgrade smile.gif

if TS is living below her average lifestyle after marriage, my question is... why marry?
the chinese term "got love, drink water also will full" is correct but up to a certain generation, and definitely it cannot be applied in this generation...
*
Wow Kenji! I'm really wondering here, whether r u the worm in my stomach? lol tongue.gif rclxms.gif speak every single words from the bottom of my heart icon_rolleyes.gif Yeah if downgrade my lifestyle I'm having now... I think I'll be very depressed and there is no longer a happy marriage unsure.gif

Anyway, I've made my choice, not to marry with those rich guys (who being my frenz since we were in high sch) which I can be like my mom now living in a luxurious life, but chose my current bf with wisdom and career, and kind hearted. 1 thing I can be sure, I'm willing to continue working after married to persuade a better, or to maintain good lifestyle cool2.gif if he really can't afford the whole family expenditure... but I believe he can make it at his 40's icon_idea.gif thumbup.gif
zx12
post Mar 22 2008, 12:05 PM

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So if he doesn't make the salary you expect him to when he's 30, then he's not good enough for you?
YKayz
post Mar 22 2008, 12:41 PM

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if after u married with ur bf, when he reach in between 30s to 40s during the period suddenly unexpect he had financial problem which could risk him to bankrupt and he lose his high level position job. During that time he always feel down and depress and also had low income to cover your expected living spending standard, so will you support him or will just leave him and run from the matter to search another life partner that could support ur positive expectation?

This post has been edited by YKayz: Mar 22 2008, 12:48 PM
LWRNCH6550
post Mar 22 2008, 12:47 PM

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QUOTE(goldfries @ Mar 21 2008, 10:21 AM)
there's no fixed rule. your stability depends on your lifestyle a.k.a. your expenditures. simple as that.
*
QUOTE(goldfries @ Mar 21 2008, 12:32 PM)
oh. so a girl can't control her spending habits and the guy gets the blame for not able to support it?

how about we look at which is the REAL negative value for proper living?

anyway for me, i would just blame the guy for stupid enough to get a girl of high-maintenance. smile.gif
yes, which is why both parties must know how to manage finance.

cheers.
*
SO FREAKIN" RIGHT !! nod.gif nod.gif nod.gif
WinnieH
post Mar 22 2008, 09:32 PM

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>15k. well , that's the best la.. if possible, the more the better.

just don't be less than 8k.
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post Mar 22 2008, 09:47 PM

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QUOTE(Greybear @ Mar 22 2008, 10:41 AM)
Wow Kenji! I'm really wondering here, whether r u the worm in my stomach? lol  tongue.gif  rclxms.gif speak every single words from the bottom of my heart  icon_rolleyes.gif Yeah if downgrade my lifestyle I'm having now... I think I'll be very depressed and there is no longer a happy marriage  unsure.gif

Anyway, I've made my choice, not to marry with those rich guys (who being my frenz since we were in high sch) which I can be like my mom now living in a luxurious life, but chose my current bf with wisdom and career, and kind hearted. 1 thing I can be sure, I'm willing to continue working after married to persuade a better, or to maintain good lifestyle cool2.gif if he really can't afford the whole family expenditure... but I believe he can make it at his 40's  icon_idea.gif  thumbup.gif
*
Hi Greybear,

you like clubing? how about your boy friend? Also like clubing?
sexyamber
post Mar 22 2008, 10:23 PM

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As long as he is not depending on me to survive, i think i won't really mind his salary. But at least he must earn more than me.
goldfries
post Mar 22 2008, 11:00 PM

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QUOTE(sexyamber @ Mar 22 2008, 10:23 PM)
.... But at least he must earn more than me.......
such "requirements" ridiculous.

i know a lot of couple living happily with wife earning more than husband.

as couples (married or not) - you should be happy when the other's earning is increased, even if it's the lady that's earning more. be happy for the blessing. not be jealous as jealousy over such petty things spoil the relationship. smile.gif like for example, a couple with both earning RM 2k per month. girl gets salary adjustment first, she'll earn more lor. guy get then he'll lead again. both also take turn to earn more BUT shouldn't be competing that way. should look at is as cooperating to have better living.

when work - earn together, spend together. just because the lady earns more that doesn't mean the man is any less capable.

the most important part of a relationship is NOT about who earns more. it's about learning to cooperate with one another, supporting one another and understanding one another.


Added on March 22, 2008, 11:04 pm
QUOTE(Greybear @ Mar 22 2008, 10:41 AM)
Yeah if downgrade my lifestyle I'm having now... I think I'll be very depressed and there is no longer a happy marriage  unsure.gif


sometimes a little downgrade to be with the one who truly loves and appreciates you is worth it.

it's just a matter of time to get back to the previous state. smile.gif

QUOTE(Greybear @ Mar 22 2008, 10:41 AM)
Anyway, I've made my choice, not to marry with those rich guys (who being my frenz since we were in high sch) which I can be like my mom now living in a luxurious life, but chose my current bf with wisdom and career, and kind hearted. 1 thing I can be sure, I'm willing to continue working after married to persuade a better, or to maintain good lifestyle cool2.gif if he really can't afford the whole family expenditure... but I believe he can make it at his 40's  icon_idea.gif  thumbup.gif
*
yes. that'll be wise.

but remember don't be a pressure. be a pleasure. be a support.

the man shouldn't be earning the money to do MAINTENANCE. smile.gif it should be both working hand-in-hand to improve life and enjoy.

seriously if any man needs to be earning just to do MAINTENANCE, might as well just buy a car or something. cost the same but less demanding and no nagging. and you can get another one without it feeling jealous. so on so forth. tongue.gif

This post has been edited by goldfries: Mar 22 2008, 11:04 PM
Tanakwagu_noh
post Mar 22 2008, 11:05 PM

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so rich ahhh..minimum poll stary at 5k....normal graduate start 2k also rare...hehe cool2.gif
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post Mar 22 2008, 11:33 PM

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QUOTE(Greybear @ Mar 17 2008, 01:19 PM)
No no don't misunderstand. It's just a guide. If he's earning below, will encourage him to work better. If he's earning above average, congrats him and ask him to keep it up  icon_idea.gif I'm doing this for our family planning. TQ
*
If that's the case, I'm going to help him and choose RM2-3k per month. tongue.gif

Seriously, RM10K....if only can save a little, means he spends a lot. sweat.gif

This post has been edited by davidletterboyz: Mar 22 2008, 11:39 PM
brianiac
post Mar 23 2008, 12:15 AM

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Its actually the bring home pay we're talking about right?

10K per month means take home pay after deductions come to about 8K

the more you earn... the more Pak Lah wants
Goliath764
post Mar 23 2008, 01:31 AM

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Honestly speaking not much ppl can earn 10K when they reach age 30, this thread is so fake...
kenji1903
post Mar 23 2008, 01:53 AM

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QUOTE(davidletterboyz @ Mar 22 2008, 11:33 PM)
If that's the case, I'm going to help him and choose RM2-3k per month. tongue.gif

Seriously, RM10K....if only can save a little, means he spends a lot. sweat.gif
*
i think spending a lot is ok, the main concern is spending a lot on what? smile.gif

if he spends a lot on unnecessary things like expensive cars, latest gadget then the girl should be careful...

but if he spends on acquiring props for rental, invest in some business, then its very ok, right? smile.gif
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post Mar 23 2008, 09:31 AM

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how much is needed, varies from person to person, family to family,
each person has got different perspective to life, to goals in life, and hence the amount needed to support such perspectives and goals,

it becomes worst when a family is started and the goals changes as there is an addition (wife/husband) of the person, so is true when children are born and etc,

money is never enough, as living expenses increases constantly, inflation, etc, so it is pretty hard to say how much is enough for a person at 30 yrs old,

buying properties, invest in business is also an investment of somekind, it is not a guaranteed profit, but at least not a spending, but more of a savings, life is full of ups and downs and anything could happen at any time,

money is often related with power and status, and power makes a person feel good, and comfortable, everyone wants to be comfortable, everyone wants to be able to buy things that they want and be happy, but it will be a vicious cycle, which would not end, if you look at a car, a kancil is a car which gets you from point A to B, so does a BMW or a ferrari, however in terms of status and comfort ppl will opt for the higer end stuff and not the low end, which also means the person's life is now deemed valuable and hence the constant 'chase' for money, for protection, for comfort, this is similar to the 'kiasunism' mentality of our neighbour down south, and with everyone in such mentality, it creates hell lot of competition and comparison on who earns more, in someways it is a good thing as ppl work harder, the country prosper, but in other ways it is bad as there is a constant pressure to perform, which could very well increase the mental pressure.

well, love is blind, and high maintenance or not, its not up to us to say anything, but what i would be curious is when either 1 person begin to feel the pressure, eg, she feels he is not earning enough to support her usual ways of spending, or he feels she spends too much and can't support any longer, WHAT WILL HAPPEN ? can they take such reality which should have kicked in long ago ? can they change and adapt ?

hm.. i may have gone off topic a bit, but anyway, everyone will ultimately die one day, and you cant take it with you. plan for your life, enjoy your life, carry out the plans, also plan for your next generation's life, but dont overdo it as any person in the world who has become comfortable, their competitiveness drop, so just provide the next generation with proper education and let them seek and fulfill their destiny.

This post has been edited by bcktang: Mar 23 2008, 09:35 AM
CV6149
post Mar 23 2008, 10:22 AM

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QUOTE(Goliath764 @ Mar 23 2008, 01:31 AM)
Honestly speaking not much ppl can earn 10K when they reach age 30, this thread is so fake...
*
damn true its fake....

I remember my old school gardener..whole family to support is about 6 people.
Earning as school gardener is so little but got car(old car) life is ok happy,no complaint..

but yet people with 10k income can made this thread and semi-complaining about it..
Go and read what is marriage is all about.. mad.gif

and geezzz.........alot of people >30years is earning less than 5k also happy with it! biggrin.gif
kenji1903
post Mar 23 2008, 02:20 PM

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QUOTE(CV6149 @ Mar 23 2008, 10:22 AM)
damn true its fake....

I remember my old school gardener..whole family to support is about 6 people.
Earning as school gardener is so little but got car(old car) life is ok happy,no complaint..

but yet people with 10k income can made this thread and semi-complaining about it..
Go and read what is marriage is all about.. mad.gif

and geezzz......... alot of people >30years is earning less than 5k also happy with it! biggrin.gif
*
not complaining in public does not mean he/she is not complaining at home/to relatives/friends smile.gif

how do you know that a lot of > age 30 people are happy with only 5k? smile.gif
do you also know that a lot people are in serious credit card debt? they have a foreign car, a property and they go to expensive restaurants and wear designer clothes... as an outsider, you'll say "wow, isn't he capable/rich..." but do you know his/her financial background? smile.gif
if a guy is single, any amount is ok, its all about self control... but if you are engaged with a girl, most basic expenses such as food/transportation/entertainment is your responsibility... unable to fulfill basic necessities is nothing to be happy about tongue.gif
CV6149
post Mar 23 2008, 09:48 PM

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QUOTE(kenji1903 @ Mar 23 2008, 02:20 PM)
not complaining in public does not mean he/she is not complaining at home/to relatives/friends smile.gif

how do you know that a lot of > age 30 people are happy with only 5k? smile.gif
do you also know that a lot people are in serious credit card debt? they have a foreign car, a property and they go to expensive restaurants and wear designer clothes... as an outsider, you'll say "wow, isn't he capable/rich..." but do you know his/her financial background? smile.gif
if a guy is single, any amount is ok, its all about self control... but if you are engaged with a girl, most basic expenses such as food/transportation/entertainment is your responsibility... unable to fulfill basic necessities is nothing to be happy about tongue.gif
*
how do you know that a lot of > age 30 people are happy with only 5k? smile.gif>>>ME,my friend,his friend alot more.

my point is...its not the money that buy you happiness.money help..of coz.....but not the ultimate reason

whats the point of this thread? If you love him..then go ahead marry him...whatever come in future...do it or face it together...
nod.gif

This post has been edited by CV6149: Mar 23 2008, 09:51 PM
babeadeline
post Mar 23 2008, 11:14 PM

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QUOTE(nickisthemost @ Mar 17 2008, 04:02 PM)
10k that's too low ! i vote for at least 100k before turning 30
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Erm, monthly salary, not total net worth. tongue.gif
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post Mar 23 2008, 11:23 PM

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QUOTE(Christopher_LKL @ Mar 17 2008, 01:04 PM)
u want to benchmark ur bf based on the result here? .... lol its very very very unfair
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rclxms.gif rclxms.gif ya lol , ya lol rclxms.gif rclxms.gif
i suggest what you said , cause of every people should got their life ,and everybody are diffrence ... we can't compare between people and people ma... biggrin.gif biggrin.gif biggrin.gif
spencerlim
post Mar 23 2008, 11:29 PM

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QUOTE(Greybear @ Mar 17 2008, 01:19 PM)
No no don't misunderstand. It's just a guide. If he's earning below, will encourage him to work better. If he's earning above average, congrats him and ask him to keep it up  icon_idea.gif I'm doing this for our family planning. TQ
*
Oh .... rclxms.gif rclxms.gif rclxms.gif
sexyamber
post Mar 24 2008, 06:03 PM

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QUOTE(goldfries @ Mar 22 2008, 11:00 PM)
such "requirements" ridiculous.

i know a lot of couple living happily with wife earning more than husband.

as couples (married or not) - you should be happy when the other's earning is increased, even if it's the lady that's earning more. be happy for the blessing. not be jealous as jealousy over such petty things spoil the relationship. smile.gif like for example, a couple with both earning RM 2k per month. girl gets salary adjustment first, she'll earn more lor. guy get then he'll lead again. both also take turn to earn more BUT shouldn't be competing that way. should look at is as cooperating to have better living.

when work - earn together, spend together. just because the lady earns more that doesn't mean the man is any less capable.

the most important part of a relationship is NOT about who earns more. it's about learning to cooperate with one another, supporting one another and understanding one another.
Well, very fast judgement before finding out how much i earn. Maybe i am earning less than 2k? Is it too much to ask if he should earn more than me?



This post has been edited by sexyamber: Mar 24 2008, 06:07 PM
nonexno
post Mar 24 2008, 06:23 PM

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QUOTE(sexyamber @ Mar 24 2008, 06:03 PM)
Well, very fast judgement before finding out how much i earn. Maybe i am earning less than 2k? Is it too much to ask if he should earn more than me?
*
Just wondering are Malaysian girls willing to accept that the house has to survive on dual income?

The girls I've dated in Malaysia more or less expects the guy to be the sole bread winner after marriage,
where else girls abroad are more independent and still want to pursue a career after marriage/birth.
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post Mar 24 2008, 06:42 PM

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QUOTE(nonexno @ Mar 24 2008, 06:23 PM)
Just wondering are Malaysian girls willing to accept that the house has to survive on dual income?

The girls I've dated in Malaysia more or less expects the guy to be the sole bread winner after marriage,
where else girls abroad are more independent and still want to pursue a career after marriage/birth.
*
I don't think it's feasible for any family to survive with single income at this age and era, unless of course if your husband/wife happens to be a millionaire (or equivalent) then by all means, as you wish. laugh.gif

For me I will totally continue climbing my career ladder after marriage/birth. But that's partly because I prefer working over staying home taking care of kids. Kids are expensive these days, if we don't work when we are young and able, when else can we generate income to raise our kids properly?
love-angel
post Mar 26 2008, 09:10 PM

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well, he's earning 4k now at age 24. I expect him to reach at least 10k by 30. Otherwise not enough to pay housing loan and insurance etc...
Gladys
post Mar 26 2008, 10:16 PM

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more than 15 k ! lol doh.gif
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post Mar 27 2008, 07:58 AM

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QUOTE(love-angel @ Mar 26 2008, 09:10 PM)
well, he's earning 4k now at age 24. I expect him to reach at least 10k by 30. Otherwise not enough to pay housing loan and insurance etc...
*
no lah rm3K ++ oso afford to pay housing and insurance and car loan lah. but cant marry lah. LOL.
Bank
post Mar 27 2008, 09:58 AM

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im earning 3K++ at the age of 23. only 1 year working experience. my target is >10K before 30. if not cant live in KL!!!!!
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post Mar 27 2008, 12:06 PM

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QUOTE(love-angel @ Mar 26 2008, 09:10 PM)
well, he's earning 4k now at age 24. I expect him to reach at least 10k by 30. Otherwise not enough to pay housing loan and insurance etc...
*
and how many people you know earn 10k by 30? this kind of expection on a guy is unrealistic.

don't jump into any long term commitment (car loan, house loan, insurance..... ) without undergoing proper consideration.

QUOTE(Bank @ Mar 27 2008, 09:58 AM)
im earning 3K++ at the age of 23. only 1 year working experience. my target is >10K before 30. if not cant live in KL!!!!!
*
even earning 1.5k can live in KL.

3k can live even more comfortably.
chloelew
post Mar 27 2008, 01:39 PM

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goldfries is right. RM1k can live in kl. ppl want more so can enjoy the pleasure of life. eat at posh restaurant. friday nite clubbing open bottle. saturday and sunday shopping see movie drink coffee at starbucks 3 times a day. thats when u need RM10k to survive.

not many ppl can reach this goal @ RM10k at 30 years old. i think possible 2 upon 10 can reach la. ah well... thats y we have so many single ladies out there.

i suggest we thank god that we even have a job to cling on to. there are those less fortunates that can't even get a decent job.
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post Mar 27 2008, 02:16 PM

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1k can live in KL? 1k gross or net income?

stay with parents, eat on parents, internet on parents, parents drive you to work (means no petrol, no toll, no parking fee), phone bill on parents, no gf, no insurance, no savings? tongue.gif

can show some calculations? figures can tell a lot smile.gif


Added on March 27, 2008, 2:23 pmfood - RM5/meal - lunch and dinner - RM200/month
insurance - RM50k sum insured - RM150/month
phone - prepaid with very minimal usage - RM30/month
bus - assuming your area covered by Rapid KL - RM100/month
about RM500 already... RM500 savings... everything else there's FAMA?

This post has been edited by kenji1903: Mar 27 2008, 02:23 PM
DerekKuah
post Mar 27 2008, 04:09 PM

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Yup agree. How many ppl out there earning RM10k by 30???? To get ppl earning RM5k also not much.....Yes it can be estinmate with calculation but the fact is i seen a lot & a lot ppl no matter chinese, malay & indian is living that their main sole breader(man) earning abt only <3k......We dont require to see to far, just review those ppl nearby you like ur collegues, relative, frens & bla bla......The Fact Is there?....Non of them is earning RM5K.......having 2 kids, an apartment, an old car.......
i have a collegue having 3 kids,house,car & wife not working....somehow he manage to completed course like MBA & PMP.....i alwis curious how he doing that....he is just a assistant manager(39years old).....Will his pay will be Rm10K?i bet is NO!!!...but he is surviving....Im just putting an example & there is much more...Not i say or calculation base....is real life sharing.....

I alwis found that we(human) live in a "ASSUMPTION ATTITUDE" world.....There is too much this & that cannot survive laa.....& i alwis heard ppl got increment RM100, & complaint so little(think company threat them like beggar)...but i dare to challenge in the street, if u to ask how many ppl can fork out RM100, it will be NO or very less.....claiming RM100 cannot do anything but the fact is it can be buy a lot of things.....

Just my 2 cents point of view....

This post has been edited by DerekKuah: Mar 27 2008, 04:15 PM
justin_nys
post Mar 27 2008, 04:38 PM

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wow...this is the first time i came to this section of the forum..then I found this kind of thread...haha

It's scary to see people nowdays have high expectation..
I know it's just a guide..but still..unbelievable smile.gif
Bank
post Mar 27 2008, 04:52 PM

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QUOTE(goldfries @ Mar 27 2008, 12:06 PM)

even earning 1.5k can live in KL.

3k can live even more comfortably.
*
earning 1.5k can live in kl provided u go out by bus, stay and eat with parents. no need give parents even 1 cent. then u can live in kl.

for me i owned a condo now (of course i have considered many factors and do analysis and oso my financial ability before i buy the condo) and need to pay monthly installment plus miscellaneous expenses. 3k net is just ngam ngam for me. im a professional tax consultant / future chartered accountant with my professional qualification, i confident enough i can earn 10k when i reach 30. o even more. i can see a bright future and i plan to own an accounting firm when i able to do so.

Goldfries. how many percent of frens u know cant earn 10k when reach 30? on wat basis u say its unrealistic? do explain more.

earning 10k when reach 30 is not unrealistic. its depending on ur planning. and remedies when ur plans are out. without proper plan don say earn 10k, 5k oso a problem when u reach 30. this is a competitive environment nowadays and because of this competitive environment, millions/billions of opportunities are out there. its whether u able to grap it o not. so don say its unrealistic. doh.gif
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post Mar 27 2008, 05:03 PM

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10k by 30...........man i'm so behind. right now i'm earning slightly behind 3k and i'm already 28. your bf earns 10k and can't make ends meet??? he needs to seriously review his finances. i earn enuf for 3 decent meals per day,occasional mamak outings n shopping for necessities as well as housing loan. how come 10k can't make ends meet?
SUSflamer
post Mar 27 2008, 05:13 PM

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QUOTE(Bank @ Mar 27 2008, 04:52 PM)
earning 1.5k can live in kl provided u go out by bus, stay and eat with parents. no need give parents even 1 cent. then u can live in kl.

for me i owned a condo now (of course i have considered many factors and do analysis and oso my financial ability before i buy the condo) and need to pay monthly installment plus miscellaneous expenses. 3k net is just ngam ngam for me. im a professional tax consultant / future chartered accountant with my professional qualification, i confident enough i can earn 10k when i reach 30. o even more. i can see a bright future and i plan to own an accounting firm when i able to do so.

Goldfries. how many percent of frens u know cant earn 10k when reach 30? on wat basis u say its unrealistic? do explain more.

earning 10k when reach 30 is not unrealistic. its depending on ur planning. and remedies when ur plans are out. without proper plan don say earn 10k, 5k oso a problem when u reach 30. this is a competitive environment nowadays and because of this competitive environment, millions/billions of opportunities are out there. its whether u able to grap it o not. so don say its unrealistic.  doh.gif
*
I can't speak for goldfries but if you take a look at Jobstreet and Jobsdb salary scale for all jobs it shows that getting an amount of RM10k is indeed difficult.
Bank
post Mar 28 2008, 09:22 AM

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QUOTE(flamer @ Mar 27 2008, 05:13 PM)
I can't speak for goldfries but if you take a look at Jobstreet and Jobsdb salary scale for all jobs it shows that getting an amount of RM10k is indeed difficult.
*
i cant comment on the salary listed there. however, this is just the quotation by them. if u have the ability and we so call "power", its depend on ur demand. for me, i got about 1k increment within 1 year - since the first day i joined (fresh grad). rclxms.gif rclxm9.gif

but bear in mind, some position in some field will increase to a certain limit and stop, but some will increase non-stop as u move up... of course the older u r, the more sources of income u get, eg. dividend, investment etc (i assumed - unless u do the same thing n earn the same income for the whole life)

This post has been edited by Bank: Mar 28 2008, 09:25 AM
feiming
post Mar 28 2008, 12:40 PM

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well....in my current condition,i'm just grad and salary around 2.4k.i think 7k by 30 is the minimum.
love-angel
post Mar 28 2008, 11:13 PM

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QUOTE(goldfries @ Mar 27 2008, 12:06 PM)
and how many people you know earn 10k by 30? this kind of expection on a guy is unrealistic.

don't jump into any long term commitment (car loan, house loan, insurance..... ) without undergoing proper consideration.
*
realistic or not, i believe it is up to my own judgement. I know what he is doing and what industry he is in. For me, I think it is achievable. Different line, different situation.
eDwanD
post Mar 28 2008, 11:24 PM

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A single guy on 30 yrs old, it's doesnt matter, around 3k~5k is enough.
For a 30 yrs old guy with a family of 1 wife & 2 kids, i think he should get earn 10k ++ to a better life, below 9k sure can, just a little bit hard way to go only.
lionking7791
post Mar 29 2008, 12:44 AM

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QUOTE(eDwanD @ Mar 28 2008, 11:24 PM)
A single guy on 30 yrs old, it's doesnt matter, around 3k~5k is enough.
For a 30 yrs old guy with a family of 1 wife & 2 kids, i think he should get earn 10k ++ to a better life, below 9k sure can, just a little bit hard way to go only.
*
Better life meaning that living in bunglao? go out with BMW and got own private driver? I don't angry with you for a family with 1 wife & 2 kids must earn 10K++.....

Someone earn 2K per month and also wife earn 2K (Total 4K) also can have comfortable life with 4 childs.
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post Mar 29 2008, 12:52 AM

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Money no matter how much you earn is never enough, because everyone is always trying to improve their lifestyle. If you have a family with two kids, 10k per month is also never enough, my bet would be this family may actually own two brand new cars. THey have loans and credit cards to pay and so forth, taking family trips once or twice a year. Pretty much living their so called dream. Now here comes the danger, you will get involved in accident, the car need money for repair, kids need money for tuition, there goes ur money. When you hit ur late 40s early 50s retrenchment may happen at any time, you can afford to change job, or you work for those company until 55 years old, yet ur kids still have those University fees to pay, and you notice your health ain't that good anymore, u or ur partner may be diagnosed with cancer or heart problem, need a sum of money to cure.......life huh did you plan that far?

In the end it is how you invest your money that makes the difference.

This post has been edited by Avex: Mar 29 2008, 01:06 AM
eDwanD
post Mar 29 2008, 12:56 AM

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10k for a bunglao, bmw, and a driver @@
I dun think so ...

Pls try calculate...
If ur kids below age 6, u need spend how much per month of their foods and drinks? u need spend how much for their wears?
If they are more than age 6, more higher expenses... Their tuition fees, their normally expensses...

For a husband and wife, need how much expenses again?

In age of 30, that's better have a own house and own car. Jus a normal terrace house and normal proton car. Need pay to bank how much per month?

Somemore, insurance? Repair payment? electricity and water expenses?
and many many ....

There is nothing wrong for a 6 ppl family living by 4k income, but is it really comfortable? For me, i dun think so =) Sure can living with 4k income, but just always headache about the future and current situation.

P/s : i dun know how to explain since my english quite weak and i lazy to stated out all expenses =) sorry notworthy.gif

This post has been edited by eDwanD: Mar 29 2008, 12:58 AM
goldfries
post Mar 29 2008, 12:56 AM

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QUOTE(Bank @ Mar 27 2008, 04:52 PM)
Goldfries. how many percent of frens u know cant earn 10k when reach 30? on wat basis u say its unrealistic? do explain more.

earning 10k when reach 30 is not unrealistic. its depending on ur planning. and remedies when ur plans are out. without proper plan don say earn 10k, 5k oso a problem when u reach 30. this is a competitive environment nowadays and because of this competitive environment, millions/billions of opportunities are out there. its whether u able to grap it o not. so don say its unrealistic.  doh.gif
*
i guess you don't even understand what i post in the first place.

read carefully.....

QUOTE(goldfries @ Mar 27 2008, 12:06 PM)
and how many people you know earn 10k by 30? this kind of expectionn on a guy is unrealistic.


note that I did not say 10k at 30 is unrealistic. I said THAT KIND OF EXPECTATION is unrealistic.

get it? surely there are those who make 10k at 30 and there are those who make more but what are the percentage? smile.gif

but my argument is not about the percentage. my point is that one shouldn't even place such kind of expectation. as long as the guy loves his job, has improvements and can make due - good enough already la. smile.gif


QUOTE(love-angel @ Mar 28 2008, 11:13 PM)
realistic or not, i believe it is up to my own judgement. I know what he is doing and what industry he is in. For me, I think it is achievable. Different line, different situation.
*
refer to the above. i'm not saying it's not achievable. i'm saying the EXPECTATION part is unrealistic.

perhaps i misinterpreted you, or perhaps you meant something else - my point is that there's no reason to even EXPECT a guy to earn X amount at Y age.

if he doesn't, what are you going to do? dump him? or be unhappy? or label him failure? I hope not la, I'm not saying you are but I just hope that you won't. smile.gif

in a relationship, expectation can add pressure. it's unpleasant for the guy part. just be supportive.
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post Mar 29 2008, 01:03 AM

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Agreed what goldfries say =)

Be a ppl, must got their vision and non-stop to improve and try archieve better life

The partner of him or her must try to support their loved to archieve the vision, doent matter what's the result, still always support him or her

That's much important
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post Mar 29 2008, 07:35 AM

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QUOTE(lionking7791 @ Mar 29 2008, 12:44 AM)
Better life meaning that living in bunglao? go out with BMW and got own private driver? I don't angry with you for a family with 1 wife & 2 kids must earn 10K++.....

Someone earn 2K per month and also wife earn 2K (Total 4K) also can have comfortable life with 4 childs.
*
dude... if you think with only a mere 10k++ salary a month you can have bungalow, BMW and driver... i think you've not been working very long yet... and have a very very very long way to go... figures never lie, do some calculations smile.gif

you're a student yourself or at least have been, don't you have any idea how much it cost your parents to give you just education alone from kindergarten till uni? i guess you don't, huh? tongue.gif

the e.g. you gave is very subjective, what kind of comfortability do you think is comfortable? if they are Bumi's, yes 4k per family is kinda doable... they have gov support don't they? how about other races? do you think they get the same privilege?
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LOL...

Honestly I do agree with Goldfries that youngster nowadays set limit so high that it end up burdening themselves. Different people have different perspective but dont forget not everyone have the same need. Some people long for money but some long for love and care. For me, of course I will try my best and give the best possible I can afford to my wife n children but deep down, you gotta know that there is nothing materialistic that will ever replace your warm and care. Money is not everything. When you are 50 and you look back at what you have achieve, you wont look at how much you earn and such. What you see will be a lot different than what you think now.
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post Mar 29 2008, 10:38 AM

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I don't know if this has been brought up before, I'm not going to read all 8 pages just to find out. What you people don't understand is that the more money he earns the less time he has to spend with you. So what if you have a rich boyfriend and all he does is spend all day at the office, all evening entertaining clients at some fancy club with women's breasts all over him and getting pissed drunk?

Think of the CONSEQUENCES, people!

Unless you marry a socialite, which is a fancy word for a lazy ass rich kid with too much money and too many women to choose from. Good luck with that if that's what you plan to do.
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post Mar 29 2008, 09:57 PM

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everyone has expectations. with expectations come the goal in life. Again, I might be the minority, so ignore me.
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post Mar 30 2008, 04:41 PM

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once the guy is rich.. they'll start to be a playa... woohoo
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post Mar 31 2008, 06:19 PM

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I aim for 5k salary before age 30 smile.gif Hope I can make it lol tongue.gif
Money cannot buy time , appreciate the time you all have now .
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QUOTE(altie @ Mar 29 2008, 10:38 AM)
I don't know if this has been brought up before, I'm not going to read all 8 pages just to find out. What you people don't understand is that the more money he earns the less time he has to spend with you. So what if you have a rich boyfriend and all he does is spend all day at the office, all evening entertaining clients at some fancy club with women's breasts all over him and getting pissed drunk?

Think of the CONSEQUENCES, people!

Unless you marry a socialite, which is a fancy word for a lazy ass rich kid with too much money and too many women to choose from. Good luck with that if that's what you plan to do.
*
It's not necessary that the guy will always be the employee.. one day he can b the boss too.. yes, most properly he have no much time for the partner now but anyway better tat we suffer now n enjoy at old days.. i dun wan when i m at my age of 60 yo i still hv to work hard at factory/some cleaning jobs to survive..


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LOL...

I dont know how well you will be able to keep your health at but working hard at 60yo, I do have serious doubt on your capability. Hahahaha....

I think what some of us wanna point out is that money although is important but not necessary the deciding factor in your search for happiness. Example, even if you drive a BMW and live in a bungalows, what does it mean for your wive and children? Its meaningless. Your child doesnt know the value of it nor your wife will be happier sitting in a BMW than on your laps. I didnt say we shouldnt work hard and try to earn as much as possible when we were young, but rather we must know there's a limit to everything. One must find a balance point where he can try to earn as much as possible and yet be able to spent precious time with his loves one. Money cant buy time... thats for sure...
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post Apr 1 2008, 08:00 PM

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QUOTE(@lice~~ @ Apr 1 2008, 03:52 PM)
It's not necessary that the guy will always be the employee.. one day he can b the boss too.. yes, most properly he have no much time for the partner now but anyway better tat we suffer now n enjoy at old days.. i dun wan when i m at my age of 60 yo i still hv to work hard at factory/some cleaning jobs to survive..
*
It's the BOSS part that is bad, get it? Being an employee is tough, but once you get promoted to a certain level, your work gets less and less and less. Being a BOSS is much much much more worst as an employee! Many of my Auntie's and Uncle's are like suddenly opening their own business or becoming some CEO are having wayyyyyyyyyyy less time than they ever had as a normal employee! Think about it!

THAT IS WHY, it is important to find a job which you are passionate in! Scrubbing dishes and work hard sounds like a job you are totally FORCED too. If you work in a job you enjoy, you will never get bored!

This post has been edited by Jaroque: Apr 1 2008, 08:01 PM
cky80
post Apr 1 2008, 08:15 PM

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omg...if i had a gf that expect me to earn 10k before im 30, id give her a slap before dumping her.

wth man, ridiculous the things that goes on in a girls mind.
jchong
post Apr 1 2008, 10:00 PM

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QUOTE(Goliath764 @ Mar 23 2008, 01:31 AM)
Honestly speaking not much ppl can earn 10K when they reach age 30, this thread is so fake...
*
Earning 10k by 30 is difficult and rare but not impossible. But let's talk about a more realistic scenario first:

1. Start working age 22 with salary of 2.5k.
2. Assume annual increment around 6%
3. After 8 years by age 30, salary would only be around 4.1k

Of course if you job hop, say twice in that 8 years, the figure could be up to 4.5k - 5k. I believe a majority of people fall in this category.

Is it possible to earn more? Yes, and I'll give example of something I know about, i.e. lawyer with a medium/big firm in KL.

1. Start working age 24 with salary of 2.5k (lawyer would start later since need to do CLP and chambering)
2. Increments are much higher. In one place, the increment structure some years back was 500, 500, 900, 900, and higher...
3. So by 30, salary would be around 7k - 7.5k

10k by 30 is really exceptional...


jchong
post Apr 1 2008, 10:13 PM

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QUOTE(love-angel @ Mar 26 2008, 09:10 PM)
well, he's earning 4k now at age 24. I expect him to reach at least 10k by 30. Otherwise not enough to pay housing loan and insurance etc...
*
Whether a certain amount of salary is enough or not depends on the lifestyle and comforts you want to have.

I know a lot of couples in KL surviving on 6k - 8k combined income by the time they are 30 (they will mainly be semi-professionals). But it's not a luxurious lifestyle. Will have one car each, probably Proton. A basic 2-storey house or condo (maybe even renting). Frugal with monthly expenses, but may indulge in something (e.g. travel, etc) maybe once/twice a year.

The reality is living in KL is quite expensive.
syyang85
post Apr 1 2008, 10:36 PM

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how old are u and ur partner?
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post Apr 1 2008, 10:43 PM

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earning 4.6k(basic) now... if OT "kau" then exceed 5k... and i'm very optimistic to break rm5k basic before i reach age 30
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post Apr 1 2008, 10:57 PM

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QUOTE(eDwanD @ Mar 29 2008, 12:56 AM)
10k for a bunglao, bmw, and a driver @@
I dun think so ...

Pls try calculate...
If ur kids below age 6, u need spend how much per month of their foods and drinks? u need spend how much for their wears?
If they are more than age 6, more higher expenses... Their tuition fees, their normally expensses...

For a husband and wife, need how much expenses again?

In age of 30, that's better have a own house and own car. Jus a normal terrace house and normal proton car. Need pay to bank how much per month?

Somemore, insurance? Repair payment? electricity and water expenses?
and many many ....

There is nothing wrong for a 6 ppl family living by 4k income, but is it really comfortable? For me, i dun think so =) Sure can living with 4k income, but just always headache about the future and current situation.

P/s : i dun know how to explain since my english quite weak and i lazy to stated out all expenses =) sorry notworthy.gif
*
yeah, 4K income is really comfortable...how?? very easy...

tuition fees is extra things... Without tuition, can save a lot...
electricity?? Can be saved...no need to install air cond....
No need to install Astro, every month can save a lot....
Use motobike for travelling...can save a lot...for eg. petrol....toll...maintenance

see....it also a comfortable life...

jchong
post Apr 1 2008, 11:17 PM

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QUOTE(gunh @ Apr 1 2008, 10:43 PM)
earning 4.6k(basic) now... if OT "kau" then exceed 5k... and i'm very optimistic to break rm5k basic before i reach age 30
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Good for you! Hope you achieve your goal.
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post Apr 1 2008, 11:28 PM

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QUOTE(DannGun @ Mar 17 2008, 05:05 PM)
Agree agree...... It's too high la... In fact, you expect him to earn Rm5k the lowest? well, for the ADUN(state assemblyman), their allowance is in that range....

If you really love him, how much he earn for his income is not a big deal...
*
yaya i agree..money is important but i don think money is the most important..
got a lots of things tat money couldn't buy, tat's LOVE.
if he is good n love u, y wan to care so much..i'm not mean no income at all..
mayb both of u n him can earn money 2gth rite?

the world now is fair between girl n guy..
it doesn't mean tat guy must earn money n girl stay at home do all the housework n take k of the child only.. smile.gif
purpleglitz
post Apr 1 2008, 11:33 PM

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QUOTE(cky80 @ Apr 1 2008, 08:15 PM)
omg...if i had a gf that expect me to earn 10k before im 30, id give her a slap before dumping her.

wth man, ridiculous the things that goes on in a girls mind.
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hahaha..yea! biggrin.gif
a lot ppl demanding for luxury life now..
kinda headache! sweat.gif
ubsacc2004
post Apr 1 2008, 11:38 PM

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but at least got rm7 - rm8k before 35 yrs old.
if not so hard to survive at KL or city.
purpleglitz
post Apr 1 2008, 11:38 PM

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QUOTE(goldfries @ Mar 29 2008, 12:56 AM)
i guess you don't even understand what i post in the first place.

read carefully.....
note that I did not say 10k at 30 is unrealistic. I said THAT KIND OF EXPECTATION is unrealistic.

get it? surely there are those who make 10k at 30 and there are those who make more but what are the percentage? smile.gif

but my argument is not about the percentage. my point is that one shouldn't even place such kind of expectation. as long as the guy loves his job, has improvements and can make due - good enough already la. smile.gif
refer to the above. i'm not saying it's not achievable. i'm saying the EXPECTATION part is unrealistic.

perhaps i misinterpreted you, or perhaps you meant something else - my point is that there's no reason to even EXPECT a guy to earn X amount at Y age.

if he doesn't, what are you going to do? dump him? or be unhappy? or label him failure? I hope not la, I'm not saying you are but I just hope that you won't. smile.gif

in a relationship, expectation can add pressure. it's unpleasant for the guy part. just be supportive.
*
yaya agree..!
expectation really can add pressure..if so, sure the couple will argue more often..at last..u know la.
sigh..y wan to expect so many la...happy is important..
iZuDeeN
post Apr 1 2008, 11:53 PM

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haha...

those who thinks its kacang putih to get rm10k/month by age of 30, go on live in your dream world


i bet most of u who said easy, u must either havent work before or just started work in 1-2 years
goldfries
post Apr 2 2008, 04:55 AM

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QUOTE(@lice~~ @ Apr 1 2008, 03:52 PM)
i dun wan when i m at my age of 60 yo i still hv to work hard at factory/some cleaning jobs to survive..
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ler, what kind of thinking is that la............

you can retire at the usual 55 retirement age and live comfortably as long as you work along the lines of having proper savings + smart investments, let's not forget by then if you have kids, they'll be working and contributing to your living as well.

QUOTE(Jaroque @ Apr 1 2008, 08:00 PM)
It's the BOSS part that is bad, get it? Being an employee is tough, but once you get promoted to a certain level, your work gets less and less and less. Being a BOSS is much much much more worst as an employee! Many of my Auntie's and Uncle's are like suddenly opening their own business or becoming some CEO are having wayyyyyyyyyyy less time than they ever had as a normal employee! Think about it!


i think you should be the one to THINK about it.

#1 being boss (as in the highest ranked in the company) could actually mean more time and flexibility. cos being employee, also subjective. all are subjective. i've known employees that work 8am to 9pm.

#2 promoted work gets less and less? sure....... but bear in mind more paid to you also mean more required from you. your WORK may be less but EXPECTATIONS on you can be more. you spend less time on paper work and whatever routine your subordinates (such as yourself before) are doing BUT you are required to produce plans, move the plans and the people and like i mentioned earlier - HIGHER EXPECTATIONS.

imagine the amount of pressure.
jchong
post Apr 2 2008, 08:51 AM

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QUOTE(purpleglitz @ Apr 1 2008, 11:28 PM)
the world now is fair between girl n guy..
it doesn't mean tat guy must earn money n girl stay at home do all the housework n take k of the child only..  smile.gif
*
True, women nowadays have equal opportunity to work and pursue a career.

However, one part that is unfair is that many women who work also do a majority of the house work and child caring (this part is usually not 50/50 share by the men). That means nowadays the women are superwomen, work plus do majority of house work and child care.
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post Apr 2 2008, 09:40 AM

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QUOTE(jchong @ Apr 2 2008, 08:51 AM)
True, women nowadays have equal opportunity to work and pursue a career.

However, one part that is unfair is that many women who work also do a majority of the house work and child caring (this part is usually not 50/50 share by the men). That means nowadays the women are superwomen, work plus do majority of house work and child care.
*
LOL
I wonder how true is that. Keep in mind that nowadays many women dont like to look after their child. My mom used to look after kids that why I know. Women who been working for quite some time find it hard to look after their child compared to their work even though a big share of their salary ultimately went to the babysitter pocket.
viewview
post Apr 2 2008, 10:19 AM

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Honestly speaking 10k a month salary in kl should be able to provide a couple some sort of higher than average lifestyle. Unfortunately with family, children, sad to say that is not enough. Nevertheless, there are plenty earning less than 5k surviving with whole family with home loans, car installment, insurance, daily needs and children expenses.

As for TS your case, I understand on your situation because human are always looking forward and not backwards. I'm actually the same even though my parents give me money to buy civic, branded goods, watches, full overseas education etc, and yet insufficient to me because of comparison to friends who drive luxurious european sports cars etc. Secondary school wear 3k watch, after graduation upgraded to 30k watch and came out to work aim for more expensive tourbillon movement watches, thats because we need improvements. I'm lucky enough as I need not buy cars, need not buy properties as all were provided but still I will say is not enough. and of course I worked in KL city before and have to admit that the cost of living in KL is high such which restricts most people from living in a posh lifestyle. But I'm sure he has to climb the ladder for more but compared to a lot others you are doing good as he draws 10k because while I was working in KL I only earn 3k a month and I forsee that I being a wage earner in KL, is hard to achieve 10k a month by age of 30. Good thing I left KL and work in overseas and I'm saving more than 10k a month and no longer spend as much as those days as I need to save and invest for future also.
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QUOTE(viewview @ Apr 2 2008, 10:19 AM)
Honestly speaking 10k a month salary in kl should be able to provide a couple some sort of higher than average lifestyle. Unfortunately with family, children, sad to say that is not enough. Nevertheless, there are plenty earning less than 5k surviving with whole family with home loans, car installment, insurance, daily needs and children expenses.

As for TS your case, I understand on your situation because human are always looking forward and not backwards. I'm actually the same even though my parents give me money to buy civic, branded goods, watches, full overseas education etc, and yet insufficient to me because of comparison to friends who drive luxurious european sports cars etc. Secondary school wear 3k watch, after graduation upgraded to 30k watch and came out to work aim for more expensive tourbillon movement watches, thats because we need improvements. I'm lucky enough as I need not buy cars, need not buy properties as all were provided but still I will say is not enough. and of course I worked in KL city before and have to admit that the cost of living in KL is high such which restricts most people from living in a posh lifestyle. But I'm sure he has to climb the ladder for more but compared to a lot others you are doing good as he draws 10k because while I was working in KL I only earn 3k a month and I forsee that I being a wage earner in KL, is hard to achieve 10k a month by age of 30. Good thing I left KL and work in overseas and I'm saving more than 10k a month and no longer spend as much as those days as I need to save and invest for future also.
*
I agree. I am 26 now and earning 21k a month. I also left malaysia and work overseas. But you will need to really save and invest for future. If not any uncertainty which you can't forsee, and you be gone.... Thank goodness, that I don't have car. Just bought a house with a house loan and you will really need to save for the future. But of course, I tend to spend a lot as well... Just paying for credit card debts already makes you puke..
@lice~~
post Apr 2 2008, 01:26 PM

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QUOTE(Jaroque @ Apr 1 2008, 08:00 PM)
It's the BOSS part that is bad, get it? Being an employee is tough, but once you get promoted to a certain level, your work gets less and less and less. Being a BOSS is much much much more worst as an employee! Many of my Auntie's and Uncle's are like suddenly opening their own business or becoming some CEO are having wayyyyyyyyyyy less time than they ever had as a normal employee! Think about it!

THAT IS WHY, it is important to find a job which you are passionate in! Scrubbing dishes and work hard sounds like a job you are totally FORCED too. If you work in a job you enjoy, you will never get bored!
*
At the being of ur business for sure u hv to spend more time on ur own business but when it's on track n stable, u hv much more flexible time.. even on working days u can go on family vacation like my boss..

Let me explain again, i better have a suffer days now rather than at my old age.. n working at age of 60yo as a cleaner o sort (btw at the age of 60, which company wil still hiring u for a stable job? if u r a prof then tat's different) is just a example.. i better hv my retired at tat age n hv long vacation.. o doing something tat i enjoy.. eg. playing wif kids, vacations, bcome volunteer in some charity house, n etcs.. n i mostly wil not depend on my children for giving money n survive.. they hv their own family too n well nowadays life is difficult..


Added on April 2, 2008, 1:41 pm
QUOTE(goldfries @ Apr 2 2008, 04:55 AM)
ler, what kind of thinking is that la............

you can retire at the usual 55 retirement age and live comfortably as long as you work along the lines of having proper savings + smart investments, let's not forget by then if you have kids, they'll be working and contributing to your living as well.
i think you should be the one to THINK about it.

#1 being boss (as in the highest ranked in the company) could actually mean more time and flexibility. cos being employee, also subjective. all are subjective. i've known employees that work 8am to 9pm.

#2 promoted work gets less and less? sure....... but bear in mind more paid to you also mean more required from you. your WORK may be less but EXPECTATIONS on you can be more. you spend less time on paper work and whatever routine your subordinates (such as yourself before) are doing BUT you are required to produce plans, move the plans and the people and like i mentioned earlier - HIGHER EXPECTATIONS.

imagine the amount of pressure.
*
i just explaining on "i better suffer now rather than at my old age/days"..

Yes, saving + smart investment is come from our hard earned money.. if we r not working hard n try to getting increment in ur salary, how u going to hv ur saving n investment.. we hv many stage to go through in our life n different stage hv different expense to b covered.. by now we r single.. we just need to earn a few thousand ringgit just to make sure all our own expenses is covered.. after tat coming in a gf.. u need to pak tor, u need to celebrate special occasion wif her, n plan for marry.. n so on n on.. if we r earning the same amount of money at the age of 20 n at the age of 30.. how going to survive.. we should looking for better n better life.. not downgrading ourselves..

my point is everyone need to upgrade themselves in their career path to make sure a better lifestyle for he/she n family too.. not to say tat i need my husband to earn at least rm10k when reaching 30yo.. at least his income is sufficient to cover his own expenses n partly contribute to the household..



This post has been edited by @lice~~: Apr 2 2008, 01:41 PM
cute_boboi
post Apr 2 2008, 02:57 PM

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Has anyone started a poll for guys to vote their salary range before ?

Then, there will be some % for the girls to gauge the realistic income in KL for those who browse LYN
e.g.
<2k
2-4k
4-6k
6-8k
8-10k
10-12k
12-15k
>15k
...

jchong
post Apr 2 2008, 03:39 PM

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QUOTE(kirlcheah @ Apr 2 2008, 01:16 PM)
I agree. I am 26 now and earning 21k a month. I also left malaysia and work overseas.
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For those working overseas you can't convert and compare to people in Malaysia. Of course your earning (converted basis) would be much higher than locals.
Rel Centurica
post Apr 2 2008, 04:33 PM

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I was actually searching for average Malaysian pay based on profession but somehow saw this thread on the search results smile.gif Anyway, I'll throw in my 2 cents.

I'm 24 and working right now. Even at a Managerial post I barely earn RM2,000. This is Sabah, FYI, so pay here is not as high as places like KL and such.

If I had a girl, a serious comitted relationship, and definite plans for a future together, I'd think of what kind of lifestyle I want my family to have. In my own personal view, it is very hard to be able to earn a figure of anything more than RM 5k in East Malaysia.

So, go to West? Personally, I don't think I can stand the hectic lifestyle of places like KL... with the jam and the pollution and the unstable working hours. Not to mention the constant ass kissing. Even if the pay was RM 10k a month, it wouldn't be the lifestyle I'd want to live with.

So? I'm moving to Australia and bringing my skills with me. Australia has a serious shortage of skilled people now and they are taking in as many qualified ones as they can. I've lived there for 5 years before so I know they are an equal opportunity people (regardless if you're malay, chinese, indian, viet) and they have very employee oriented work laws.

A starting full-timer at Level 2 roles can get up to AUD$4,000 per month. Living expenses for 2 people per month should not exceed AUD$3,500, but throw in a car and such it might. So 2 people earning AUD$4,000 is very very good, for now and the future.

And as jchong said, don't convert the currencies. Compare each income vs. expense in their own area. Can you earn and keep your earnings every month?

To sum it up, you and your bf, if you're serious, should think outside the box if you are worried of your future. To some people, working and living conditions in Malaysia is acceptable and comfortable. But to people like me, its just not enough. And any sensible guy who is comitted to a serious relationship should think of anyway to make a better life for his significant other and himself smile.gif

ADD: Just to add... I know I said don't convert the currencies. But when you can save your earnings and finally make that trip back home for visits or holiday, can you imagine just how many places in Malaysia you can afford to go? biggrin.gif Probably could stay in Genting for a few weeks... tongue.gif

This post has been edited by Rel Centurica: Apr 2 2008, 04:35 PM
Liuism
post Apr 2 2008, 04:47 PM

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reading this thread gives me pressure oni..mostly all earning more than 5k.. rclxub.gif
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post Apr 2 2008, 06:14 PM

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QUOTE(Liuism @ Apr 2 2008, 04:47 PM)
reading this thread gives me pressure oni..mostly all earning more than 5k.. rclxub.gif
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if reading this thread gives you pressure, then you really have to examine your thoughts / mindset. smile.gif

don't be influenced by it. just go with the flow and do your best to manage your finance and career.

don't let others set the standard for you.
SUSN's
post Apr 2 2008, 07:01 PM

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Iphone? wow
Honda Stream? wow
Merz E class? wow
LV bag? wow
LV cloths? wow
3 storey bungalow without fencing? wow
No cow pass by but horse? wow
Gold Master Card? wow
Genting Gold card? wow
Some what i left.?


Rel Centurica
post Apr 2 2008, 07:38 PM

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QUOTE(N's @ Apr 2 2008, 07:01 PM)
Iphone? wow
Honda Stream? wow
Merz E class? wow
LV bag? wow
LV cloths? wow
3 storey bungalow without fencing? wow
No cow pass by but horse? wow
Gold Master Card? wow
Genting Gold card? wow
Some what i left.?
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Country Club Membership tongue.gif
jchong
post Apr 2 2008, 08:40 PM

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QUOTE(goldfries @ Apr 2 2008, 06:14 PM)
if reading this thread gives you pressure, then you really have to examine your thoughts / mindset. smile.gif

don't be influenced by it. just go with the flow and do your best to manage your finance and career.

don't let others set the standard for you.
*
Not disagreeing with you, but I do think such comparisons can be healthy if taken from the right perspective.

Comparisons will bring more awareness of what is possible out there. Allows you to know if you're being paid fairly (or being exploited/underpaid). Gives you some motivation to do better (or switch to a better company).

It's well and good to say "do your best" but if there is no reference sometimes it's hard to say if a person is really doing well or just thinks he is doing well.


goldfries
post Apr 2 2008, 09:06 PM

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yes. IF taken from the right perspective. smile.gif like you mentioned, it allows you to know where you stand and gives motivation - precisely.

he said he felt pressured, i don't think that's viewing from the right perspective already.

nothing wrong with reading what others are doing and setting higher goals in life.
kapitan
post Apr 2 2008, 10:02 PM

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QUOTE(Liuism @ Apr 2 2008, 04:47 PM)
reading this thread gives me pressure oni..mostly all earning more than 5k.. rclxub.gif
*
I dont earn more than 5k. I earn 3k nia and already 29.
I dont really think one should stress on how much they can earn. Ppl nowadays dream of having their own car, house, etc etc by age30 bla bla bla. If you can afford, good but when you cant, its also normal. Just ask your parents. When did they first bought their own house? First car? I know so many people that bought cars and houses only to realise that they cant really afford it. Live is so short that its better to live it happily than to indulge myself in the life of materialistic. I do feel happier having a RM4 si-ham-mee or RM10 ikan bakar than dining with my gf in Jogoya. I always went to dinner on my company behalf but I prefer to stay at home having dinner with my gf if I could. Dont let value control your life, instead value your life so that you have no regret.
chika138
post Apr 2 2008, 10:20 PM

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i shud be earning bout rm7-8k when i'm 30.
btw i'm still a 21 year old student, but i noe where i'll be in when i'm 30, if i don fail my exams and any qualification tests la haha
Liuism
post Apr 3 2008, 04:20 PM

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QUOTE(goldfries @ Apr 2 2008, 06:14 PM)
if reading this thread gives you pressure, then you really have to examine your thoughts / mindset. smile.gif

don't be influenced by it. just go with the flow and do your best to manage your finance and career.

don't let others set the standard for you.
*
i dun earn as much as u guys..
but i just wanna learn and work oni...
up until now... rclxub.gif
jchong
post Apr 3 2008, 04:35 PM

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QUOTE(Liuism @ Apr 3 2008, 04:20 PM)
i dun earn as much as u guys..
but i just wanna learn and work oni...
up until now... rclxub.gif
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I suppose if you want help on how to move ahead you can always ask here and people will offer advice.
eDwanD
post Apr 3 2008, 08:52 PM

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How much of target income just depends on ownself ^^
Every ppl got own satisfaction.
That's is no limitation for a ppl choice or target =)


goldfries
post Apr 3 2008, 09:41 PM

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target how much to save better. smile.gif
eDwanD
post Apr 3 2008, 10:06 PM

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Not learning how to save money, but learning how to financial =)
woopypooky
post Apr 3 2008, 11:59 PM

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so sad got this kind of thread. shakehead.gif
keithcky
post Apr 4 2008, 12:15 AM

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i made 25k this month so how? i'm 28yrs old, i've a colleague who earns more than 0.5mil a yr less than 30yrs old too. Learn to be financial independent is more important. It is not how much you make it is how much you save every month. I do not need a BMW to show off, if i can buy one property a yr i would be financially independent before i hit 45yrs old. rclxms.gif
woopypooky
post Apr 4 2008, 02:50 AM

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QUOTE(keithcky @ Apr 4 2008, 12:15 AM)
i made 25k this month so how? i'm 28yrs old, i've a colleague who earns more than 0.5mil a yr less than 30yrs old too. Learn to be financial independent is more important. It is not how much you make it is how much you save every month. I do not need a BMW to show off, if i can buy one property a yr i would be financially independent before i hit 45yrs old.  rclxms.gif
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what is your profession?
keithcky
post Apr 4 2008, 11:35 PM

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Real estate related. what do you do?
Rel Centurica
post Apr 4 2008, 11:41 PM

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QUOTE(keithcky @ Apr 4 2008, 12:15 AM)
i made 25k this month so how? i'm 28yrs old, i've a colleague who earns more than 0.5mil a yr less than 30yrs old too. Learn to be financial independent is more important. It is not how much you make it is how much you save every month. I do not need a BMW to show off, if i can buy one property a yr i would be financially independent before i hit 45yrs old.  rclxms.gif
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Robert Kiyosaki "Rich Dad Poor Dad" reader? biggrin.gif
SeeD
post Apr 5 2008, 12:46 AM

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QUOTE(woopypooky @ Apr 3 2008, 11:59 PM)
so sad got this kind of thread. shakehead.gif
*
It's even worse when there are people who claims that earning 10k per month is normal. laugh.gif
If earning money is that easy I'll be earning quite a number of zeros right now smile.gif
eDwanD
post Apr 5 2008, 03:26 AM

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QUOTE(SeeD @ Apr 5 2008, 12:46 AM)
It's even worse when there are people who claims that earning 10k per month is normal. laugh.gif
If earning money is that easy I'll be earning quite a number of zeros right now smile.gif
*
There are no "normal" or "abnormal" for income 10k when reach 30 yr old, just depends on u think "can" or "cannot".

If someone dun even think he may get 10k income per month when reach 30, that's already put a deadline to his limit .
How can the guy will will earn 10k or more when reach 30? (Except the big supprise as lottery or something else.)

How much a human can go for and how much a human can do, it's unlimited. Just depends on dare to try ort not.

P/s : my english not well... any language prob, pls fix for me. Thx.

This post has been edited by eDwanD: Apr 5 2008, 03:27 AM
goldfries
post Apr 5 2008, 03:56 AM

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QUOTE(eDwanD @ Apr 5 2008, 03:26 AM)
There are no "normal" or "abnormal" for income 10k when reach 30 yr old, just depends on u think "can" or "cannot".


fren, when they say NORMAL - they meant for the AVERAGE person.

10k is certainly not your average income at 30.

http://www.trainpro.com.my/IT_Salary_Report_MY.pdf (PDF file)
http://www.payscale.com/research/MY/Country=Malaysia/Salary a 30yr old would fall under the 5-9 year section, comes to around 6.5k on average.

almost everyone is aiming to earn more than 10k at 30 - however positions that quality for such level of pay aren't many. so definitely it's not your average people income level, many can't even get there at 40.

QUOTE(eDwanD @ Apr 5 2008, 03:26 AM)
How much a human can go for and how much a human can do, it's unlimited. Just depends on dare to try ort not.


no one in this world is unlimited.

every individual has their limitation.. education level is a limitation. communication skills is a limitation. language is a limitation. PR is a limitation. contacts is a limitation.

sometimes even gender becomes a limitation.
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post Apr 5 2008, 07:17 AM

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This is my first post, and i register this account just to post my comment here

First, before i advance my comment, i have a little question, all lady want to be treat fair from the age ago, they claim they can do anything a guy can do, since we (male/female) are in same position, when you expected ur husband earn more than 10k/month....

How much you(to all lady) can earn for a month? 10k/month? 15k/month?

Since we are in same position, why guy must responsible for whole family expense while the wife sitting in the house? baby sitting? house maintaining? Please lar, i hire a baby sitter or a cleaning maid SPECIAL FOR MY FAMILY also dun need so much money.

i spent night reading through this tread and i found out, only male who post and claim they earn more than 15k/month, but how about the ladies?

If this is a fair world, dun expect something cant even do by urself, dun depend on ur husband, depend urself yawn.gif

2nd, with little sense and report from goldfries, i would say
"earning more than 10k/month at age of 30 is very very difficult in malaysia"

narrow your thinking area, how many position in a company will offer more than 10k/month? not much right?

being a business man? be a boss? if you a business man/boss, will you offer ur employee 15k/month to work for you?

If 10k/month is easy, i wont see any bus operating on the street anymore. I would say for those who really can earn 15k/month, you are freaking GOOD, HARDWORKING, and maybe LUCKY.

3rd, This tread totally make me feel hopeless to get marry.
why? cause i know whenever i face problem in my financial problem maybe like age of 35-40, my wife will leave me away, as somebody out there stated this is RIGHT for lady.

review some history, those share market or any political decision can totally turn the country upside down, no one know what will come tomorrow, saving always safer than income, anyone who hungry want to eat right away and cant wait till next month, right?

if this is what a marriage mean, i would rather to be single, at least it enough for me to use (always).
i can clubbing out there anyway, even open a club/pun/disco myself
marry for baby? marry for the loved one?
i could spend my night with choice of lady in the club (it sound dirty, but its true)

i rather to be single if this is what the marriage mean for a lady......upgrade for lady,burden for mister

4th, Income VS Happiness

This world is fair, the more income you earn, you being require more time, skill, knowledge, specialty from the source, why would anyone pay you just because you are age of 30 or you could not afford ur family.

High income does not mean Higher enjoyment
-Do you feel extra happy when you have steak 3 time a day rather than normal bowl of curry noodle?
-Do you feel extra happy when you live in a large house which can fit a garden?
-Do you feel extra happy when you when you having a diamond ring on your finger?

No!! right? The most popular scene in most drama/movie inside the rich family is children fighting each other for parent property, haha?

If we the human being is helpless, lets hear what the god say, Once i been taught by a priest, what is the most common sad thing for people nowaday

-People turn health into gold when they young, but turn gold into health when they old (understand it urself)

Still think income is the most priority? Think it again when you laid on the bed hoping all ur money can extend ur life with pills.


Added on April 5, 2008, 8:15 amBut in other way, for myself as a guy, feeling so stress and fear for future, really.

Fearing that i cant survive my future family, cant protect my love one.
I always think this is the responsible for man, its happy to see the love one smile.

in those romantic scene we always admire, husband wash his car , wife cooking in the kitchen, children play around.
Is this simple dream can only achieve with this high demand of income?

God said, we forged by him, we are what we are, who already decide by the god.
I will try my best, for everything, but i wont blame myself for not achieving the high requirement.

I will feel sad if my wife treat me as a money machine
I will feel sad if my wife never appreciate what i tried for her
I will feel sad if my wife think i not love her base on my income
I will feel sad if my wife request something which i cant afford, never weighting my capability

I will feel kill myself, if my wife is this kind of lady.

Which kind of man impress you?
- A guy simply have many zero in his account
- A guy still working hard to earn you a better life

dun judge your man with their income, judge them by how fast they fall asleep when they return from work
how much they worry upon their sicked children, but not how much they pay for hospital expense.
Seeing your father outside of the school door,are always happy than a stack of money on the table.

I do understand girl want to protect them self, as many previous history can be seen.
But do you really understand why the old days, woman life are control by their husband?

They rely on their husband salary, their income, thats why!!

The best way to protect your self is not choosing a right man, or jump between man to man.
You!! are the only one who 100% trust worthy. If you afraid of any betray from your man.

Control your man with your income, its same as you surrendering yourself to your husband income.

Dun angry with guys who hide their mistress outside, it will be the same as you choose to leave your husband when they have financial problem. Man maybe doing for love, entertainment but lady are doing purely for money.

So far i know, in japan, husband and wife swapping their position are normal, dun be shame if your salary is lower that your wife, work harder to let she know, you never give up to prove her your will to protect her.

What is life? Life is yours, you own it, you decide what your life will be.
dun waste it just to follow what have been told, what that people say "you should".
as long as you happy with your life, why bother to get more trouble?

perodua kancil make you feel shame? Only ride on BMW?
i would give my parent more money rather to show off a BMW to friends or society.

Financial planning are always important than income, you cant own all the gold.
But you can always make your life beautiful with the money you have.
Human desire should not be a greed, its only a target, which make you useful of your life.

For Ladies

I not offending the ladies here, i just wish to share my opinion, to tell you
how to evaluate a good husband, sacrifice everything try not to let it go away. Dun feel afraid of sacrificing for your loved one, as your husband will also scare to sacrifice for you.

Why should they buy a set of SK2, while you not even cook him a meal?
(how many % girl are actually know house keeping and cooking or even child caring? result came out when i visit houses most of my female friend in the university, lol)


For Guys

For guys, try not to care the discussion here, its pointless, its only show how greedy a woman could.
They will cry when their husband finally tired with their endless desire, thats when the mistress come in or they bend their head to become a mistress for other when get old.
As long as you tried your best, you can raise your head and tell every body what you did, and you did the best.

Every man died, but not every man truly live

dun waste ur life as a slave of money and wife

This post has been edited by ShadowSongz: Apr 5 2008, 08:16 AM
vyncyi
post Apr 5 2008, 03:35 PM

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QUOTE(booty @ Apr 3 2008, 11:09 PM)
lol to those who think earning 10k by 30 is normal and easily achievable, u peeps need a reality check...
*
TRUE! TRUE! rclxms.gif

QUOTE(SeeD @ Apr 5 2008, 12:46 AM)
It's even worse when there are people who claims that earning 10k per month is normal. laugh.gif
If earning money is that easy I'll be earning quite a number of zeros right now smile.gif
*
yeah...me too... i'm slaving away but earning peanuts if compared to 10k

QUOTE(goldfries @ Apr 5 2008, 03:56 AM)

almost everyone is aiming to earn more than 10k at 30 - however positions that quality for such level of pay aren't many. so definitely it's not your average people income level, many can't even get there at 40.
no one in this world is unlimited.

every individual has their limitation.. education level is a limitation. communication skills is a limitation. language is a limitation. PR is a limitation. contacts is a limitation.

sometimes even gender becomes a limitation.
*
never a truer words have been said biggrin.gif

rclxms.gif bravo to shadowsongz too... bottom line - dun expect something you're not willing to do 1st!!!

yee_voon
post Apr 5 2008, 03:35 PM

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QUOTE(beck_ken @ Mar 17 2008, 11:09 PM)
the old always said..

"公一份, 婆一份"

meaning, husband earn one part, wife earn one part to maintain household expenses
*
i agree..it's unfair for the guys..
plus, the guys will have all sorts of excuses if they're the one earning while we stay at home biggrin.gif
-Nos-
post Apr 5 2008, 03:53 PM

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Good essays rclxms.gif rclxms.gif
TSGreybear
post Apr 8 2008, 12:24 PM

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QUOTE(ShadowSongz @ Apr 5 2008, 07:17 AM)
First, before i advance my comment, i have a little question, all lady want to be treat fair from the age ago, they claim they can do anything a guy can do, since we (male/female) are in same position, when you expected ur husband earn more than 10k/month....

How much you(to all lady) can earn for a month? 10k/month? 15k/month?

Since we are in same position, why guy must responsible for whole family expense while the wife sitting in the house? baby sitting? house maintaining? Please lar, i hire a baby sitter or a cleaning maid SPECIAL FOR MY FAMILY also dun need so much money.

i spent night reading through this tread and i found out, only male who post and claim they earn more than 15k/month,  but how about the ladies?

If this is a fair world, dun expect something cant even do by urself, dun depend on ur husband, depend urself yawn.gif
Base on the comment above, I've decided to post another new topic --> How much should a girl earns per month? To be fair on both sides... smile.gif Feel free to drop by and vote fairly. TQ
SadGuy2
post Apr 8 2008, 02:36 PM

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QUOTE(Greybear @ Mar 17 2008, 01:19 PM)
No no don't misunderstand. It's just a guide. If he's earning below, will encourage him to work better. If he's earning above average, congrats him and ask him to keep it up  icon_idea.gif I'm doing this for our family planning. TQ
*
"I'm doing this for our family planning"... if you care enough to call it as OUR FAMILY; then the contribution shall come from both of you NOT only from him. So don't put too much of pressure on him... as a wife or part of the family both husband and wife shall help each other.
TSGreybear
post Apr 8 2008, 10:24 PM

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QUOTE(SadGuy2 @ Apr 8 2008, 02:36 PM)
"I'm doing this for our family planning"... if you care enough to call it as OUR FAMILY; then the contribution shall come from both of you NOT only from him. So don't put too much of pressure on him... as a wife or part of the family both husband and wife shall help each other.
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Haha I guess u didn't read thru all my posts, I nv said tat I'm goin to depend solely on him or pressure him in either way, of coz I'll continue my work even after married (although my income will be much much lesser than him since he might be promoted to senior manager next year with basic of 14K, whereas I'm just earning 6.5K doh.gif ) I'll contribute by helping him taking care of kids(while pursuing my freelance job), to plan, to invest and to save smile.gif
stephanie0721
post Apr 9 2008, 05:11 PM

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i think it reli depends on individual..
budgeting and planning is vital to maintain a life or one wil encounter lots of unwanted debts..
not to spend lavishly, but according to our own budget..
one has to list out all expenses and incomes in the first place..

unknown warrior
post Apr 10 2008, 01:45 PM

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How much you earn does not depend on age.
Do you get salary offer base on your age during work interview? LoL. Common girl, be more rationale.
ShadowSongz
post Apr 10 2008, 03:00 PM

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If you are doing family planning, perharp you has posted a wrong title.

You should provide your personal information along with usual expense, ask for professional (if any here), collect opinion for how to spend your income.

Maybe you have case like this

case 1 : You want have a baby next year after you married.

a) You may wanted to know how much you will be spend on a new born baby.
b) You may wanna know how many money is require for 2 children when they are age of 10.
c) Since you not marry, you may wanna get some opinion from married people.

The above are so call the "family planning", asking the average income is not helping anything, yes, its pointless.

Another thing is, you said you want to know is your husband earning above the average, and congrat if he do. Based on your post, your husband must be having a very high post in the company.

If your husband is a senior manager and yet you still not satisfy with his job level...maybe you will only satisfy your husband when he own that company. If he looking at this forum, he might feel pressure.
TSGreybear
post Apr 11 2008, 06:25 PM

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QUOTE(ShadowSongz @ Apr 10 2008, 03:00 PM)
If you are doing family planning, perharp you has posted a wrong title.

You should provide your personal information along with usual expense, ask for professional (if any here), collect opinion for how to spend your income.

Maybe you have case like this

case 1 : You want have a baby next year after you married.

a) You may wanted to know how much you will be spend on a new born baby.
b) You may wanna know how many money is require for 2 children when they are age of 10.
c) Since you not marry, you may wanna get some opinion from married people.

The above are so call the "family planning", asking the average income is not helping anything, yes, its pointless.

Another thing is, you said you want to know is your husband earning above the average, and congrat if he do. Based on your post, your husband must be having a very high post in the company.

If your husband is a senior manager and yet you still not satisfy with his job level...maybe you will only satisfy your husband when he own that company. If he looking at this forum, he might feel pressure.
*
Thanks for ur opinion smile.gif I think the case 1 u mentioned above will only applied after I get married next year(really thinking of getting a baby only after a year of marriage). Anyhow, my bf is not a senior manager YET, but going to be, perhaps next year after he had finished getting his certs and trainings.

What we agreed on is, most of his saving will be gone(house renovation, furniture, wedding expenditures, honeymoon and etc) after married, therefore my saving will served as emergency need. And we'll save again, let say 50k a year(luckily car & house loan has paid off, but no travels within this period for sure sad.gif). After ard 2years(1st baby is born), at least we got 100k family fund as back up...

By then, I'll quit my freelance job to take care of the baby, will only resume after the 2nd baby is born (this might take me at least 3-5years)... Within these years, family expenditures will solely depend on him, kinda worried if he remains his ranking and never get promoted. After 5years ard25k/mth but after tax and EPF deduction left RM16k/mth only yawn.gif(tat's y we might register a company to "run off" tax since I'm a freelancer, he can be my sleeping partner icon_rolleyes.gif well risky I know...). High maintainance on children is very obvious nowadays, what I've planned is I afford my own expenditures with my saving even with zero income in tat 5years period...By excluding a women spending I believe he could gives our family a comfortable life, of coz, there are still little saving tongue.gif
ThanatosSwiftfire
post Apr 11 2008, 06:55 PM

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I've talked to some of my female friends, and most of them look to around 10-15k at least.

Siu lai lai dreams of these young college ladies.
jchong
post Apr 11 2008, 06:59 PM

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QUOTE(Greybear @ Apr 11 2008, 06:25 PM)
Thanks for ur opinion smile.gif  I think the case 1 u mentioned above will only applied after I get married next year(really thinking of getting a baby only after a year of marriage). Anyhow, my bf is not a senior manager YET, but going to be, perhaps next year after he had finished getting his certs and trainings.

What we agreed on is, most of his saving will be gone(house renovation, furniture, wedding expenditures, honeymoon and etc) after married, therefore my saving will served as emergency need. And we'll save again, let say 50k a year(luckily car & house loan has paid off, but no travels within this period for sure sad.gif). After ard 2years(1st baby is born), at least we got 100k family fund as back up...

By then, I'll quit my freelance job to take care of the baby, will only resume after the 2nd baby is born (this might take me at least 3-5years)... Within these years, family expenditures will solely depend on him, kinda worried if he remains his ranking and never get promoted. After 5years ard25k/mth but after tax and EPF deduction left RM16k/mth only yawn.gif(tat's y we might register a company to "run off" tax since I'm a freelancer, he can be my sleeping partner icon_rolleyes.gif well risky I know...). High maintainance on children is very obvious nowadays, what I've planned is I afford my own expenditures with my saving even with zero income in tat 5years period...By excluding a women spending I believe he could gives our family a comfortable life, of coz, there are still little saving tongue.gif
*
Since you've paid off home and car loan, even at present salary level and based on 1 income I'm sure can be comfortable. For living in KL, say family with 2 kids, monthly expenses are probably around:

Groceries/sundries - 1200
Outside food - 800
Petrol - 300
Maid - 450
Utilities - 300
Misc - 500
Total = 3550

Still got plenty leftover for entertainment, savings, insurance premiums, kindergarten, etc.
KKKRD
post Apr 12 2008, 12:06 AM

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hmmm.. very interesting topic. to be honest with you TS, i havent read through the last 6 pages of this thread, but i'll give you my unbiased views on this matter and pretend i didnt read any posts from other LYN members. i've been doing alot of pondering over this topic myself - i'm a guy btw

one thing i'm curious about is - why is all the focus on him, and not you as well? if you're talking about marriage etc etc, a future together, having kids together etce etc, isnt the main focus supposed to be on creating a family, working things out together for better or worse etc etc? you can question how much he has to contribute to the marriage (or should i say your future security), but hey, you've got to think about what you can contribute as well right? quote - Behind every successful man is a wise woman?


another very important question IMHO - what if the sh1t hits the fan one day (touch wood), and he suddenly loses his job/his health deteriorates badly or for some reason loses all income? what will become of your marriage? or lets not go that far for the time being.... lets talk about your current(correct me if it hasnt happened yet) engagement. would you leave him? i wont make any personal judgement as i dont know you personally, but based on a wild guess i think you would if you thought you could do better. no offence.


goldfries
post Apr 12 2008, 12:32 AM

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QUOTE(ThanatosSwiftfire @ Apr 11 2008, 06:55 PM)
I've talked to some of my female friends, and most of them look to around 10-15k at least.

Siu lai lai dreams of these young college ladies.
*
hehe. you should ask them what would that amount of $$$ be for?

even 66% of it comes to 6.6 - 10k already - which is a lot.
LExus65
post Apr 12 2008, 01:01 PM

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hehe goldfires may be u should start a poll that actually how many does earn basic salary of 10k when he or she hits 30........



Vinci777
post Apr 12 2008, 07:00 PM

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Actually...10k a month is enough for a normal life and normal family. Some ppl earn lesser than dat could even afford a house, car, normal holidays and daily expenses and even good restaurants at special occasion.

If there is no kids, we are able to save up alot with 10k salary except ur looking for a high quality of living like a gucci or LV every month for gals, clubbing session 2-3 times a week for some bachelors, Flirting around and winning gals heart if ur a player, etc.

For some ppl 6-7k is ard enough for new family in the beginning. Not all man can get earn like beckham. Dats y he got few kids and able to get married at 25? and still able to live luxury ^^


KooHei
post Apr 12 2008, 09:49 PM

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your bf is earning 10k. average men earning in city is only about 4k. so your bf is kinda at higher earning pace now.. the only thing to raise the family income is making sure you earning 10k as well.. so instead of counting on him for sole income, you should start work harder too.. till earn atleast 8k - 9k

you should be grateful, hence many girls out there would be satisfy if their spouse earns just half of 10k per month. good luck.
Hakkinen
post Apr 13 2008, 03:21 AM

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Seriously I don't really like this poll, coz this comparison is quite sensitive. If any of the gal here who has a bf that don't get more than RM3K per month, where others bf has more than RM6K, then they will have some sour feeling inside their heart and so on..I dunno..just my opinion..

I think this should be better..how much $ should a guy has inside his bank account when he reached the age of 30 ? tongue.gif

This post has been edited by Hakkinen: Apr 13 2008, 03:22 AM
jongkolkhoo
post Apr 13 2008, 04:53 PM

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QUOTE(Hakkinen @ Apr 13 2008, 02:21 AM)
Seriously I don't really like this poll, coz this comparison is quite sensitive. If any of the gal here who has a bf that don't get more than RM3K per month, where others bf has more than RM6K, then they will have some sour feeling inside their heart and so on..I dunno..just my opinion..

I think this should be better..how much $ should a guy has inside his bank account when he reached the age of 30 ?  tongue.gif
*
money so important meh? you choose a guy because of the money in the bank? why go and measure the guys money? start measuring your own money.. nod.gif by the way, i had 100k in account when i was 23 yrs old . i work my ass out and saved ...(for 2 yrs) i even help pay for my brother's education in USA. don't worry too much.. if a guy got family and he is good, he will makesure there is enough food on the table.
for me 2k is enough oledy. provided me wife stop buying gold,diamonds, shoes, dresses, eating in restaurant so often, (useless stuffs, buying for other people as well). and stop going oversea holiday and buy stupid souvenirs for everyone.. sometimes the guy also stressed... make how much also not enough la. with such spending habits, million hairs also become hairless.
icon_rolleyes.gif

XP750
post Apr 14 2008, 02:56 AM

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wah.......you really wanna give up so many things? won't you feel bored?
working till death but still nothing to reward yourself or partner?

for me I would work harder so that I can provide those "additional luxuries" for my partner, I'll let her spend my money because she's the kind of girl who knows how to control her spending, if she buys means that she really likes it, sometimes i even have to force her to go shopping with me.

I don't know bout you guys, you may call it greed or ambitious, I always aim higher after getting what i want, 5k then 10k...15k who knows?

sorry if i said anything sensitive or offensive smile.gif just my 2 cents
shikuzika
post Apr 14 2008, 03:45 PM

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Wow... 10k per month not enough? I have planned and calculated to get married and start a family and stay in the city on about RM5k COMBINED monthly salary... Based on these posts, guess I'm just a big dreamer, huh?
goldfries
post Apr 14 2008, 03:47 PM

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QUOTE(shikuzika @ Apr 14 2008, 03:45 PM)
Wow... 10k per month not enough? I have planned and calculated to get married and start a family and stay in the city on about RM5k COMBINED monthly salary... Based on these posts, guess I'm just a big dreamer, huh?
*
people who say RM 10k per month not enough better check their life-style.

fact is plenty of family who earn total combined with less than 5k but living just nice. note - JUST NICE. food on the table, decent place to stay in. enough to save even.
nuance
post Apr 14 2008, 03:58 PM

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i love how the poll is so unevenly distributed. the highest are 5k & beyond 15k.

personally my dad has to earn more to support us (3 more thanthe average 2 kids!) and my extended family. but when you're starting out i think 5k is already great. i think you'd get a whole different mentality when you guys are committed for life, to work it out together yknow? not everyone has it easy smile.gif
temptation1314
post Apr 14 2008, 04:11 PM

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QUOTE(shikuzika @ Apr 14 2008, 03:45 PM)
Wow... 10k per month not enough? I have planned and calculated to get married and start a family and stay in the city on about RM5k COMBINED monthly salary... Based on these posts, guess I'm just a big dreamer, huh?
*
5k is nice... just don't over spend lol...
You can even saved up money and have a family vacation to overseas smile.gif at least a reward for an efforts saving money ma.

I earn 2k now... Well, Don't have debt or whatsoever(no car, no house)... can save up 1k lor p/month... sometimes lower a bit because buy hobby stuff... Planning to buy house before car...

Well, thinking how much u will earn in future is quite a pointless question lar. You had to adjust your earning with lifestyle lol...

Don't become like those "family" go bear 5-6 kids but cannot afford to properly take care them. In the end, need government to help with our tax money... vmad.gif

And some experiences from me lol... not really make sense lar.. sleep.gif
"The more your spend, the more you will earn" (But don't until trapped in debt)
shikuzika
post Apr 14 2008, 04:23 PM

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QUOTE(goldfries @ Apr 14 2008, 03:47 PM)
people who say RM 10k per month not enough better check their life-style.

fact is plenty of family who earn total combined with less than 5k but living just nice. note - JUST NICE. food on the table, decent place to stay in. enough to save even.
*
QUOTE(temptation1314 @ Apr 14 2008, 04:11 PM)
5k is nice... just don't over spend lol...
You can even saved up money and have a family vacation to overseas smile.gif at least a reward for an efforts saving money ma.

I earn 2k now... Well, Don't have debt or whatsoever(no car, no house)... can save up 1k lor p/month... sometimes lower a bit because buy hobby stuff... Planning to buy house before car...

Well, thinking how much u will earn in future is quite a pointless question lar. You had to adjust your earning with lifestyle lol...

Don't become like those "family" go bear 5-6 kids but cannot afford to properly take care them. In the end, need government to help with our tax money...  vmad.gif

And some experiences from me lol... not really make sense lar.. sleep.gif
"The more your spend, the more you will earn" (But don't until trapped in debt)
*
yeap... for me RM5k is enough to maintain a household with maybe 1 kid... this is just starting out of course, and for sure there will be limitation to ur spending. but c'mon la, we can't enjoy life 24/7... we have to live moderately and reflect on other people who are worse off than us... in the end, if u plan ur money carefully, and learn how to save, i really think u can live quite a comfortable life and have a more comfortable future. and if both man and wife work hard and PROVIDE FOR EACH OTHER, then u'll have a way happy family. cheers! thumbup.gif
goldfries
post Apr 14 2008, 04:36 PM

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yes. the thing is you don't start off by earning RM 5k and want to support family and kids. that's a stupid move.

the proper way would be to actually learn to save as many % of your earnings before embarking on any other commitment.

by working a few years with 5k+ salary, if planned properly, you can amass quite a lot of $$$ before deciding to have kids or getting a new house / car.
LExus65
post Apr 14 2008, 07:13 PM

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uncle goldfries sounds like got a lot of experinces...........hehe

btw RM5k + salary is just good for this year for a household with a kids. Things really getting so expensive nowadays..... i think i'll start eating grass soon........


shikuzika
post Apr 14 2008, 07:35 PM

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Guess i'll be moving to the suburbs... lalalala~ tongue.gif anyways, just so i'm not off topic here, TS, i think RM10k is enough for you and your guy to survive on for a month nod.gif
temptation1314
post Apr 14 2008, 08:26 PM

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QUOTE(LExus65 @ Apr 14 2008, 07:13 PM)
uncle goldfries sounds like got a lot of experinces...........hehe

btw RM5k + salary is just good for this year for a household with a kids. Things really getting so expensive nowadays..... i think i'll start eating grass soon........
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actually 5k salary is above average lar...
people who can earn between 3k is average... which they still can support a family of 2 childs.

Just don't every morning McD Breakfast, Lunch go eat steak, Tea-time go Starbucks, Dinner go Tai Thong restaurant and supper somemore go Steambot... Then you're good to go even with 2k salary like me, taking my whole family as burden and my little brother who need RM200 per month for transport and lunch @ his primary school.

For me, Breakfast, provided by company. Even no provide also, will likely spend RM1 for kuih...
Afternoon around RM3 for a simple meal, dinner went home, mother cook. Even mother no cook, your ownself also can cook lol... can save a lot.

Earning much but spend like water leaking also no point... the main important is how you use your money at...

2nd thing is always think to earn more(like what Vince[from Hobbies thread's mod] said) Don't always think you're poor, bla bla, complain this and that... where got improvement like that even you're given 200 years of life?
alchemilla
post Apr 15 2008, 03:52 AM

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im 23 now rm3.5k++ per month..still not enough....haih...if i dun hav gf 1.8k also can survive jor~
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post Apr 15 2008, 08:37 AM

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QUOTE(alchemilla @ Apr 15 2008, 03:52 AM)
im 23 now rm3.5k++ per month..still not enough....haih...if i dun hav gf 1.8k also can survive jor~
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doh.gif 3.5k++ per month not enough? Mind to list down what u use for your gf?
sweat.gif I don't get it lol... 3.5k - 1.8k = 1.7k. means ur gf use almost half of your money?

A gurl not worth investing money in... honestly.

I suppose ur more educated and have higher level of studies than me and suppose to be more brilliant than me that you can properly put ur money into smart use... Not gf, gf, gf and gf only...

Example, if my gf every month spend 400-500 for cloths.. sorry lar, I'll really ditch her for future's sake. Later after marriage lagi teruk doh.gif
But if u ask me to spend few thousands for a wedding ring, then it's other issue edi lar. This one still can considerate ma... biggrin.gif (Btw, I buy jor lu whistling.gif biggrin.gif)

Me and my gf try to spam money on cinema every week and sushi king every month also can't use finish 2k per month (me) with her RM1k per month (her)
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post Apr 15 2008, 10:34 AM

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i do hook into those high class restaurant which under company expenses, i will see all youngster(early 20's) with frens & their partner.
With my own expense, i will sure no no!!!!!...thats the reason nowadays youngster 3.5k also not enough......Youngster nowadays towards technology, status, style & etc.......even 10k also cannot survive.......
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post Apr 15 2008, 03:52 PM

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QUOTE(Greybear @ Mar 17 2008, 12:57 PM)
Hi everyone, what do you think a guy should earn, for a steady life when they reach 30? Please state your opinions too... Thanks!  notworthy.gif
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for me, there's no specific figure to earn by 30 yo men...
if u spend it like pouring water...then how much $ earn oso meaningless....

as long as can covered up the expenses and left for some savings...is good enuf....

above apply to single men...
for married men...still the same...coz household expenses and bills can bare together with wife wink.gif
and not to forget....steady life not necessary all about $ smile.gif

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post Apr 15 2008, 05:01 PM

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QUOTE(LExus65 @ Apr 14 2008, 07:13 PM)
uncle goldfries sounds like got a lot of experinces...........hehe


smile.gif i have to plan a lot for my finance. i've learned a lot through the years.

seriously, it's not how much you earn. it's how many % you can save each month.

you earn RM 10k but spend 95% of it - what's the use? you will be always at a NOT ENOUGH because you don't know how to control your habits.
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post Apr 16 2008, 08:44 AM

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I Earn 20k a month and i'm spending only 35% of it monthly xD Pls i'm looking for a special someone to share with me haha ..must be a girl xD hehe kidding...just wana lighten up this thread..sounds boring to me XP ROFL LMAO...
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post Apr 16 2008, 08:45 AM

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are u sure u earn rm20K per month ?
dun try cheat gals at here hehe. just kidding.
air
post Apr 18 2008, 10:29 AM

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Want to save money and earn more before 30? easy...

1. Go less Nandos/San Francisco Steak house, Maybe once a month?
(This apply other restaurant which has similar class and price)

2. For god sake, please don attempt to buy a condo and a car together, it is excruciating!!! Condo is not recommended, try to get a land with smaller and simple house is always good for family(less stressful for wife to do housekeeping, family gets closer)

3. Olds say, clothes, food, living place, and transport are 4 vital area we must take care...

4. Clothes? Why go levis while you only can wear the jeans twice a week? I rather pay more for formal attire for quality and make myself more professional or for girls, more feminine OL-like.

5. Food, mentioned above.

6. Living place? mentioned above.

7. Transport, in KL... Kelisa and Kancil/ others smaller size is good for parking or traffic jam. It is really handy in any sense, of course, smaller size = less safety from accident...

8. For those who want to get luxury car? get one in pulau langkawi and put there for 2-3 years first...

I guess bills are not that bad to damage your salary though...
Multi investment is always good to stock up your money supply...
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post Apr 20 2008, 03:49 AM

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erm... sorry... is it ok if i do not know how much my bf of 3 years earns?

does one really need to know how much his or her partner earn?

but i already dream of marrying him, cause he saved my life(protected me from a crazy guy who followed me everywhere)!!!
I feel safe with him, and he said he feel all his pressure disappeared when i'm with him wub.gif .

Not so soon marrying him, need to finish my studies first... i have never thought of all these that all of you have mentioned.

let's say if you are a girl, if your bf ask you not to work after marriage, do you listen or continue going after your dream?
matt85
post Apr 20 2008, 07:59 AM

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10k at age 30? Fat chance, unless you are really specialised in your field.

I was offered 1.8k as a QC chemist in a MNC in a niche field. 10k in 6 years time? I'm not even sure right now.....
ThanatosSwiftfire
post Apr 20 2008, 10:16 AM

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Hmm, erm, 10k is quite possible for my field though, being in audit.

The average auditor earsn about 4k at 25, and 8k at 29. So if you're slightly better off, aka you reached managerial level at 30, you're bringing in about 10k per month. Not bad, i'd say.
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post Apr 20 2008, 10:35 AM

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For family planning purpose, i think we should add both the guy and the girl income, not just the guy. Note that your spouse is not an atm machine.


Added on April 20, 2008, 10:41 am
QUOTE(air @ Apr 18 2008, 10:29 AM)
Want to save money and earn more before 30? easy...

1. Go less Nandos/San Francisco Steak house, Maybe once a month?
(This apply other restaurant which has similar class and price)

2. For god sake, please don attempt to buy a condo and a car together, it is excruciating!!! Condo is not recommended, try to get a land with smaller and simple house is always good for family(less stressful for wife to do housekeeping, family gets closer)

3. Olds say, clothes, food, living place, and transport are 4 vital area we must take care...

4. Clothes? Why go levis while you only can wear the jeans twice a week? I rather pay more for formal attire for quality and make myself more professional or for girls, more feminine OL-like.

5. Food, mentioned above.

6. Living place? mentioned above.

7. Transport, in KL... Kelisa and Kancil/ others smaller size is good for parking or traffic jam. It is really handy in any sense, of course, smaller size = less safety from accident...

8. For those who want to get luxury car? get one in pulau langkawi and put there for 2-3 years first...

I guess bills are not that bad to damage your salary though...
Multi investment is always good to stock up your money supply...
*
What's the point of saving money when you can't spend the money the way you want it to be? If saving money to get married is like depreciating your lifetime experience, why do it? Unless you feel it worth it else I don't see the point of doing so.

Seriously, with RM5k per month, you can drive nice car and own a nice apartment. But not sufficient if you want to get married. Definitely going bankrupt very soon if you have kid.

This post has been edited by p4n6: Apr 20 2008, 10:41 AM
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post Apr 20 2008, 10:49 AM

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QUOTE(p4n6 @ Apr 20 2008, 10:35 AM)
For family planning purpose, i think we should add both the guy and the girl income, not just the guy. Note that your spouse is not an atm machine.


Added on April 20, 2008, 10:41 am

What's the point of saving money when you can't spend the money the way you want it to be? If saving money to get married is like depreciating your lifetime experience, why do it? Unless you feel it worth it else I don't see the point of doing so.

Seriously, with RM5k per month, you can drive nice car and own a nice apartment. But not sufficient if you want to get married. Definitely going bankrupt very soon if you have kid.
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I agree with this.

But earning 5K is not good enough to drive decent car + condo living.
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post Apr 20 2008, 11:17 AM

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talk are easy, i bet 70% of those in here earn less than 5k, and mostly are still student.

This post has been edited by cannondale>: Apr 20 2008, 11:18 AM
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post Apr 20 2008, 12:03 PM

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QUOTE(cannondale> @ Apr 20 2008, 11:17 AM)
talk are easy, i bet 70% of those in here earn less than 5k, and mostly are still student.
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maybe, maybe... that at least salvage my pride...
but seriously speaking, sometimes even you save a lot, it's still useless coz my personal experience is that some crisis will pop up and THERE goes your saving cry.gif how to save up to a mountain when it vanishes by the time it turned to a small bukit everytime!?? rclxub.gif
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post Apr 20 2008, 12:10 PM

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QUOTE(Greybear @ Mar 17 2008, 01:19 PM)
No no don't misunderstand. It's just a guide. If he's earning below, will encourage him to work better. If he's earning above average, congrats him and ask him to keep it up  icon_idea.gif I'm doing this for our family planning. TQ
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no wonder nowaday so many single girls and guys la.....all because of u all keep thinking about thinking getting rich bf shakehead.gif shakehead.gif shakehead.gif shakehead.gif shakehead.gif
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post Apr 20 2008, 01:51 PM

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Hhahaha, exactly. All looking for dudes with deep pockets.
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post Apr 20 2008, 02:29 PM

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QUOTE(ThanatosSwiftfire @ Apr 20 2008, 01:51 PM)
Hhahaha, exactly. All looking for dudes with deep pockets.
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yaya i agree wit u..nowadays many young ladies make-up getting pretty wit all those cosmetics products in order 2 impress a rich kid or guy or uncle!!!!so that they will have nice car 2 sit in and good + expensive restaurant 2 have food!! ppl r very materialistic already...got money got HONEY (sexy ladies) brows.gif
earning 10k is a lot for me..im stil studying thou..hahaha!
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post Apr 21 2008, 02:01 PM

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QUOTE(gracechew @ Apr 20 2008, 02:29 PM)
yaya i agree wit u..nowadays many young ladies make-up getting pretty wit all those cosmetics products in order 2 impress a rich kid or guy or uncle!!!!so that they will have nice car 2 sit in and good + expensive restaurant 2 have food!! ppl r very materialistic already...got money got HONEY (sexy ladies) brows.gif
earning 10k is a lot for me..im stil studying thou..hahaha!
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Not at all, most of we ladies have decent job with decent pay, we can afford ourselves to sit in a nice car, to eat in a nice restaurant smile.gif but doesn't mean that we'll stop looking for a compatible significant other, or stop persuading a better life icon_idea.gif
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post Apr 21 2008, 02:01 PM

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QUOTE(temptation1314 @ Apr 15 2008, 08:37 AM)
doh.gif 3.5k++ per month not enough? Mind to list down what u use for your gf?
sweat.gif I don't get it lol... 3.5k - 1.8k = 1.7k. means ur gf use almost half of your money?

A gurl not worth investing money in... honestly.

I suppose ur more educated and have higher level of studies than me and suppose to be more brilliant than me that you can properly put ur money into smart use... Not gf, gf, gf and gf only...

Example, if my gf every month spend 400-500 for cloths.. sorry lar, I'll really ditch her for future's sake. Later after marriage lagi teruk doh.gif
But if u ask me to spend few thousands for a wedding ring, then it's other issue edi lar. This one still can considerate ma... biggrin.gif (Btw, I buy jor lu whistling.gif biggrin.gif)

Me and my gf try to spam money on cinema every week and sushi king every month also can't use finish 2k per month (me) with her RM1k per month (her)
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Haih....her car-rm800,her study fee-rm800 ady lo~not include going out yet...she din spend much on clothes lar..less than rm100 per month..but when birthday each year she will ask for a handbag lo...around rm1200++ range.. rclxub.gif
TSGreybear
post Apr 21 2008, 02:03 PM

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QUOTE(alchemilla @ Apr 21 2008, 02:01 PM)
Haih....her car-rm800,her study fee-rm800 ady lo~not include going out yet...she din spend much on clothes lar..less than rm100 per month..but when birthday each year she will ask for a handbag lo...around rm1200++ range.. rclxub.gif
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Haha just like me! I like collecting designer's bags too brows.gif but I'll shower my loved one with his gadgets too (PS3, hp etc) icon_rolleyes.gif
alchemilla
post Apr 21 2008, 02:06 PM

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QUOTE(Greybear @ Apr 21 2008, 02:03 PM)
Haha just like me! I like collecting designer's bags too brows.gif but I'll shower my loved one with his gadgets too (PS3, hp etc) icon_rolleyes.gif
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aiyo...y like dat r??now 21years old only aim for rm1k-1.5k designe's bag....when 25???haih....yalor....give n take,both side oso happy... icon_rolleyes.gif
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post Apr 25 2008, 06:19 PM

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To those women who expect their bf to earn > 5k every month by the time he is 30, be prepared to be dissappointed. LOL.


Added on April 25, 2008, 6:22 pm
QUOTE(outsider @ Apr 20 2008, 12:10 PM)
no wonder nowaday so many single girls and guys la.....all because of u all keep thinking about thinking getting rich bf  shakehead.gif  shakehead.gif  shakehead.gif  shakehead.gif  shakehead.gif
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Dude, don't be fooled. These women aren't single, they have bfs. When they work in the corporate world, they will tell your they are single because 1) they want to keep their options open, 2) better chances of promotion.

This post has been edited by spanker: Apr 25 2008, 06:22 PM
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post Apr 26 2008, 02:06 AM

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QUOTE(spanker @ Apr 25 2008, 06:19 PM)
To those women who expect their bf to earn > 5k every month by the time he is 30, be prepared to be dissappointed. LOL.


Added on April 25, 2008, 6:22 pm
Dude, don't be fooled. These women aren't single, they have bfs. When they work in the corporate world, they will tell your they are single because 1) they want to keep their options open, 2) better chances of promotion.
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LOL i can't stress on how true this situation is in real life conditions..

average pay nowadays i think girls also should know what.. not a significant difference to what girls are getting.. that's the average guy = no cable, no shoeshine for boss, no amazing lucky opportunities.. but it also depends on which field.. usually business field is the easiest to fluctuate.. if u're lucky it fluctuates in your terms loh..
mind you, the trend i'm seeing right now is the cars they drive are usually what their parents bought em for.. so, usually : rich parents -> rich kids.. "son, when u start working, i'll buy you a car".. "owh cool daddy, u're the greatest!" -end-
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post Apr 26 2008, 09:36 PM

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IMHO, I think majority guys <30 in KL town below earn about RM 3k - Rm 5K position level Exec or Sn Exec.

Marriage is a commitment by 2 person. The expenses are for both of them.. eg.. House, cars, children etcs..
If the wife can help, it will be good.

Some girls just look for rich guy and expect to be pampered and enjoy life w/o working anymore. Marry datuk, rich man's son, high pay Managers etcs
Just spent the money while the husband working. I think its very selfish and lazy attitude for girl to think like tat... marry for $ 1st... love 2nd.

The guys has no rights to say the girl dumps him for a richer guy? Maybe he should blame himself coz choose that "High Maintenance" girl at the 1st place.

Maybe some guys think he should shoulder the whole financial responsibility and let his wife just enjoy life. If he got big income than its okla.




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post Apr 29 2008, 10:30 AM

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gurls nowadays are materialistic....peace...hehe
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post Apr 29 2008, 11:45 AM

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QUOTE(viper88 @ Apr 26 2008, 09:36 PM)
IMHO, I think majority guys <30 in KL town below earn about RM 3k - Rm 5K position level Exec or Sn Exec.

Marriage is a commitment by 2 person. The expenses are for both of them.. eg.. House, cars, children etcs..
If the wife can help, it will be good.

Some girls just look for rich guy and expect to be pampered and enjoy life w/o working anymore. Marry datuk, rich man's son, high pay Managers etcs
Just spent the money while the husband working. I think its very selfish and lazy attitude for girl to think like tat... marry for $ 1st... love 2nd.

The guys has no rights to say the girl dumps him for a richer guy? Maybe he should blame himself coz choose that "High Maintenance" girl at the 1st place.

Maybe some guys think he should shoulder the whole financial responsibility and let his wife just enjoy life. If he got big income than its okla.
*
Welcome to the real world. Anyway guys shouldn't worry so much as if you don't have the means to provide her the lifestyle she wants, she just won't pick you. She'll just pick those that can provide the lifestyle that she wants.

However if a girl can "pick" a guy based on material/wealth standards a guy too can dump a girl based on her beauty standards. I believe that's fair.

So if a girl marries a guy because he's rich, grows old , no longer pretty and a guy dumps her for a prettier one, seriously I have no pity for the girl.
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post Apr 29 2008, 12:11 PM

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Yeah.. those girls tat goes for guys with "big earnining" should read tis oso.

http://crystalxue.blogspot.com/2008/...-alan-koh.html

http://prince8.blogspot.com/

Ya.. i know some pretty girl till now also no bf coz she said haven't find the rite one yet....maybe she look for those with big pocket guys.
Another girl i know, she got alot of guys fren working as Lawyer, engineer, Dr. well paid also but just friend only.. lol... she said she getting old liao. 26 lar.. etcs still no bf. She wants to buy Coach bag la.. Caldina car etcs.. but wants her bf buy for her..lol.

Later suddenly she got bf after her family intro a guy working with Offshore Oil company to her. Salary >10K la for sure.
One girl KL and tat guy in Sarawak.. only come visit her like every 2-3 months when got holiday... lol.
Later less than 1 year she quit her job and got married liao.
She moved to Sarawak staying in big Banglo, big car and a big dog to accompany/play wit her while her husband go to work..lol.

Now she starts to complaint her husband monthly salary now less bcoz US currency drops.
She also complaint coz her husband gave alot pocket money to his own parents & brothers n and got less money for her to use.



icon_rolleyes.gif Cheers, icon_rolleyes.gif
v_viper88



QUOTE(Drian @ Apr 29 2008, 11:45 AM)
Welcome to the real world. Anyway guys shouldn't worry so much as if you don't have the means to provide her the lifestyle she wants, she just won't pick you. She'll just pick those that can provide the lifestyle that she wants.

   However if a girl can "pick" a guy based on material/wealth standards a guy too can dump a girl based on her beauty standards. I believe that's fair.

   So if a girl marries a guy because he's rich, grows old , no longer pretty and a guy dumps her for a prettier one, seriously I have no pity for the girl.
*
This post has been edited by viper88: Apr 29 2008, 12:29 PM
ReWeR
post Apr 29 2008, 12:17 PM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little...  sad.gif really wondering after get married next year, can he afford the whole family or not  unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying...  sweat.gif
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seriously, you should look for another guy with 30k income per month. so you won't have a miserable life after married.
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QUOTE(SakuraSnow @ Apr 20 2008, 03:49 AM)
erm... sorry... is it ok if i do not know how much my bf of 3 years earns?

does one really need to know how much his or her partner earn?

but i already dream of marrying him, cause he saved my life(protected me from a crazy guy who followed me everywhere)!!!
I feel safe with him, and he said he feel all his pressure disappeared when i'm with him wub.gif .

Not so soon marrying him, need to finish my studies first... i have never thought of all these that all of you have mentioned.

let's say if you are a girl, if your bf ask you not to work after marriage, do you listen or continue going after your dream?
*
it's ok not to know how much ur bf is earning per month.. at least u need to know wat job he is in n the job scope.. anyway, as a gal doing saving for ur own is very important..

for me after marry i wil choose to continue to work/go after my dream.. at least i wont bcome "yellow face lady" tat soon.. tongue.gif n i dun wan fully depend on my husband on tat.. as i mentioned above, saving is important.. so wat i earn at least i can keep it n buy watever i like rather than waiting for him to buy for me.. n touchwood.. if get divorced at least i hv the capable to continue survive n for my children too.. n i dun wan to get free publishing in newspaper asking help for money to continue my life.. tongue.gif

skill n knowledge is important for gal nowadays too not only for guys.. we as a gal hv to b smart n intelligent too.. not everything oso hv to depend on guys.. we hv our own hand, leg n brain to do it.. icon_rolleyes.gif


Drian
post Apr 29 2008, 01:19 PM

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QUOTE(viper88 @ Apr 29 2008, 12:11 PM)
Yeah.. those girls tat goes for guys with "big earnining" should read tis oso.

http://crystalxue.blogspot.com/2008/...-alan-koh.html

http://prince8.blogspot.com/

Ya.. i know some pretty girl till now also no bf coz she said haven't find the rite one yet....maybe she look for those with big pocket guys.
Another girl i know, she got alot of guys fren working as Lawyer, engineer, Dr. well paid also but just friend only.. lol... she said she getting old liao. 26 lar.. etcs still no bf. She wants to buy Coach bag la.. Caldina car etcs.. but wants her bf buy for her..lol.

Later suddenly she got bf after her family intro a guy working with Offshore Oil company to her. Salary >10K la for sure.
One girl KL and tat guy in Sarawak.. only come visit her like every 2-3 months when got holiday... lol.
Later less than 1 year she quit her job and got married liao.
She moved to Sarawak staying in big Banglo, big car and a big dog to accompany/play wit her while her husband go to work..lol.

Now she starts to complaint her husband monthly salary now less  bcoz US currency drops.
She also complaint coz her husband gave alot pocket money to his own parents & brothers n and got less money for her to use.
icon_rolleyes.gif Cheers, icon_rolleyes.gif
v_viper88
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Don't need to bother them so much. If one day when their husband dumps them for a prettier, younger and girls with a more perky boobs, well you can just say "Too Bad" to them.

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post Apr 29 2008, 05:08 PM

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My previous post explained all, hopefully its enough to awake them
ThanatosSwiftfire
post Apr 29 2008, 11:52 PM

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Hmm, actually I know one place where you can hope to find rather wealthy guys.


Go to accounting firms, particularly auditors.. If they stayed in the firm for 5-8 years, their pay should be around 6-10k. I've known a few fellas who were fast-tracked in PWC, earning probably 15-20k a month, at 30! Fantastic really. But you must accept that these accountants probably aren't cute and probably are very stingy by nature XD

And likely they ain't that cute.


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post Apr 30 2008, 12:10 AM

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QUOTE(@lice~~ @ Apr 29 2008, 12:18 PM)
it's ok not to know how much ur bf is earning per month.. at least u need to know wat job he is in n the job scope.. anyway, as a gal doing saving for ur own is very important..

for me after marry i wil choose to continue to work/go after my dream.. at least i wont bcome "yellow face lady" tat soon.. tongue.gif n i dun wan fully depend on my husband on tat.. as i mentioned above, saving is important.. so wat i earn at least i can keep it n buy watever i like rather than waiting for him to buy for me.. n touchwood.. if get divorced at least i hv the capable to continue survive n for my children too.. n i dun wan to get free publishing in newspaper asking help for money to continue my life.. tongue.gif

skill n knowledge is important for gal nowadays too not only for guys.. we as a gal hv to b smart n intelligent too.. not everything oso hv to depend on guys.. we hv our own hand, leg n brain to do it..  icon_rolleyes.gif
*
Dear Alice,

Thank you^^

his job scope, i know smile.gif he was a lecturer, then since he is the only son, he has to take over his dad company... He's really really smart, like my walking encyclopedia~!!! wub.gif

daddy never let me work, whenever i talk about it, he will give me credit card... the only working experience was working in my family doctor's clinic with mum's permission, as a nurse and as teacher in my aunt's kindergarten FOC.


Added on April 30, 2008, 1:01 am
QUOTE(viper88 @ Apr 29 2008, 12:11 PM)
Yeah.. those girls tat goes for guys with "big earnining" should read tis oso.

http://crystalxue.blogspot.com/2008/...-alan-koh.html

http://prince8.blogspot.com/

Ya.. i know some pretty girl till now also no bf coz she said haven't find the rite one yet....maybe she look for those with big pocket guys.
Another girl i know, she got alot of guys fren working as Lawyer, engineer, Dr. well paid also but just friend only.. lol... she said she getting old liao. 26 lar.. etcs still no bf. She wants to buy Coach bag la.. Caldina car etcs.. but wants her bf buy for her..lol.

Later suddenly she got bf after her family intro a guy working with Offshore Oil company to her. Salary >10K la for sure.
One girl KL and tat guy in Sarawak.. only come visit her like every 2-3 months when got holiday... lol.
Later less than 1 year she quit her job and got married liao.
She moved to Sarawak staying in big Banglo, big car and a big dog to accompany/play wit her while her husband go to work..lol.

Now she starts to complaint her husband monthly salary now less  bcoz US currency drops.
She also complaint coz her husband gave alot pocket money to his own parents & brothers n and got less money for her to use.
icon_rolleyes.gif Cheers, icon_rolleyes.gif
v_viper88
*
Just avoid going for clubbing or bar... it will increase the probabilty of meeting guys with bad intentions. I am not so sure, cause i have never been clubbing before. It was forbidden by my dad. That's the reason given.

Caring and home-loving guys, they normally won't go clubbing... they usually stick at home when free, care for parents, love their pets... maybe bring your pet for a jog(i mean if your pet is a dog), you will meet these kind of guys, or go library:p
me n my bf started our first conversation thru pets... or regarding PhD thesis writing... either one... can't quite remember. (I wasn't interested in him, furthermore, was trying to avoid him caused i did something embarrass and caught by him) sweat.gif

how to meet rich guy... erm, i don't know...

regarding bout the blog... to avoid being cheated, if that guy said he is what manager or know what VIP, then ask him to bring you to one of the function or dinner, since "you" were his gf. My bf brought me to most of his functions if they didn't clash with my dance or orchestra practises or exam period... really stressed with all Datuk, lawyers, doctor, sometimes embassy ppl and politicians there... although during daddy's function, i have to sit with Datuk n Datin.... but it was totally different.

Opps... sorry, back to topic. I found out how much my bf earns icon_rolleyes.gif ... he told me last time, i forgot, i mistaken as 3.8k... he said i am 'shotshot', it is 38k. i can't believe he can earns more than my dad! i think nobody will believe me... cause i can't believe him. i told him that he is lying... he let me check his payslip, his bank account...
If he is a director of a company, he can fake his own payslip... can he? hmm.gif
his company is there i am pretty sure, cause i send him sweets, cards and letters(i know it's old fashion, but it feels warmer than receiving emails, he did the same too, he send me a pink mechanic pencil and whole box of my favorite sweets, and graph paper with darken boxes-our secret code tongue.gif ). his company was the one handling my dad's hotel design & (building<<<not so sure) bout 20 years back.

This post has been edited by SakuraSnow: Apr 30 2008, 04:32 PM
viper88
post Apr 30 2008, 10:47 AM

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Hope your BF stay loyal 2 u.
Some rich guys or those earn big bux tends to have affair outside..
got mistress, china wfe, thailand wife.. etcs.

38K is alot for guy <30 yrs old.
Can support how many mistress/wife and children also beside big house and cars.

icon_rolleyes.gif Cheers, icon_rolleyes.gif
v_viper88

QUOTE(SakuraSnow @ Apr 30 2008, 12:10 AM)
Dear Alice,

Thank you^^

his job scope, i know smile.gif he was a lecturer, then since he is the only son, he has to take over his dad company... He's really really smart, like my walking encyclopedia~!!!  wub.gif

daddy never let me work, whenever i talk about it, he will give me credit card... the only working experience was working in my family doctor's clinic with mum's permission, as a nurse and as teacher in my aunt's kindergarten FOC.


Added on April 30, 2008, 1:01 am

Just avoid going for clubbing or bar... it will increase the probabilty of meeting guys with bad intentions. I am not so sure, cause i  have never been clubbing before. It was forbidden by my dad. That's the reason given.

Caring and home-loving guys, they normally won't go clubbing... they usually stick at home when free, care for parents, love their pets... maybe bring your pet for a jog(i mean if your pet is a dog), you will meet these kind of guys, or go library:p
me n my bf started our first conversation thru pets... or regarding PhD thesis writing... either one... can't quite remember. (I wasn't interested in him, furthermore, was trying to avoid him caused i did something embarrass and caught by him)  sweat.gif 

how to meet rich guy... erm, i don't know...

regarding bout the blog... to avoid being cheated, if that guy said he is what manager or know what VIP, then ask him to bring you to one of the function or dinner, since "you" were his gf. My bf brought me to most of his functions if they didn't clash with my dance or orchestra practises or exam period... really stressed with all Datuk, lawyers, doctor, sometimes embassy ppl and politicians there... although during daddy's function, i have to sit with Datuk n Datin.... but it was totally different.

Opps... sorry, back to topic. I found out how much my bf earns icon_rolleyes.gif ... he told me last time, i forgot, i mistaken as 3.8k... he said i am 'shotshot', it is 38k. i can't believe he can earns more than my dad! i think nobody will believe me... cause i can't believe him. i told him that he is lying... he let me check his payslip, his bank account...
If he is a director of a company, he can fake his own payslip... can he?  hmm.gif
his company is there i am pretty sure, cause i send him sweets, cards and letters(i know it's old fashion, but it feels warmer than receiving emails, he did the same too, he send me a pink mechanic pencil and whole box of my favorite sweets, and graph paper with darken boxes-owe secret code tongue.gif ). his company was the one handling my dad's hotel design & (building<<<not so sure) bout 20 years back.
*
ThanatosSwiftfire
post Apr 30 2008, 11:35 AM

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wah both sakurasnow and the bf both got rich parents... rich + rich = even richer
@lice~~
post Apr 30 2008, 02:46 PM

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Hi SakuraSnow,

I m envy n jealous of u.. tongue.gif hving a rich n yet a good bf.. wub.gif do ur bf hv any brother?? brows.gif icon_idea.gif tongue.gif

Since u r from a rich family too, i think u no need to worry too much.. anyway, we should b more independent n stand on our feet.. learn some skill n get more knowledge did help a lot.. we wont know wat is our future wil b.. even how is day for tomolo we oso cant predict it.. so we juz "prepare for an umbrella b4 raining".. wink.gif



SakuraSnow
post Apr 30 2008, 05:18 PM

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QUOTE(viper88 @ Apr 30 2008, 10:47 AM)
Hope your BF stay loyal 2 u.
Some rich guys or those earn big bux tends to have affair outside..
got mistress, china wfe, thailand wife.. etcs.

38K is alot for guy <30 yrs old.
Can support how many mistress/wife and children also beside big house and cars.

icon_rolleyes.gif Cheers, icon_rolleyes.gif
v_viper88
*
Thanks viper88 for your warning smile.gif
He lives on earth slightly >30 years.
We met his client shopping with his gf, but that gf was his client's daughter's classmate. (his friends bout 50+ i think, with D*t* title)
My bf did mention he can't understand why, he doesn't like it, but what to do, his client.

My bf upholds chinese traditional values... he love his parents ALOT, even have maid, but sometimes they just can't do the way you want it, his mum will clean it again, to avoid his mum doing that, he will do the housework the way his mum likes it. He stays at home or study in library, sometimes starbucks, weekend swimming with dad or jog with mum... and of course movies, computer games or study with me tongue.gif

i agree that rich guys tends to be "flower-heart" abit, i still believe there are guys with kind hearts smile.gif near to extinction... usually those who are fillial to their parents can't be too bad. What goes around comes around, if you really care and love him, it should be ok. Maybe be do more charity? Kind-hearted people usually will be look after by fairies, and kind people will always be beautiful laugh.gif so don't need to worry guys will dump you for a prettier one.


Added on April 30, 2008, 5:20 pm
QUOTE(ThanatosSwiftfire @ Apr 30 2008, 11:35 AM)
wah both sakurasnow and the bf both got rich parents... rich + rich = even richer
*
Only upper middle smile.gif


Added on April 30, 2008, 5:25 pm
QUOTE(@lice~~ @ Apr 30 2008, 02:46 PM)
Hi SakuraSnow,

I m envy n jealous of u..  tongue.gif  hving a rich n yet a good bf..  wub.gif  do ur bf hv any brother??  brows.gif  icon_idea.gif  tongue.gif

Since u r from a rich family too, i think u no need to worry too much.. anyway, we should b more independent n stand on our feet.. learn some skill n get more knowledge did help a lot.. we wont know wat is our future wil b.. even how is day for tomolo we oso cant predict it.. so we juz "prepare for an umbrella b4 raining"..  wink.gif
*
I am sorry... he's the only son.

Will prepare "Umbrella"... hehe... i will be a dance instructor or counsellor... if finish PhD, will be a lecturer(my bf dream job) in business, there are too many politics and stress.

This post has been edited by SakuraSnow: Apr 30 2008, 11:43 PM
neurra
post Apr 30 2008, 07:57 PM

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isn't it natural rich girls will marry rich guys? after all, the girl's family for sure will look at the guy's status/family first..
furthermore, the way rich kids are brought up will automatically have their senses to lock on to people which has the same status as them.. family dinners at lavish places, private functions, private schools, private uni, coach bags, louis vuitton stuff, prada eyewears, papa drives S class, i mean, what better way to train their senses to 'seek' their matchmate? happy.gif
it's natural, no?
SakuraSnow
post Apr 30 2008, 11:56 PM

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QUOTE(neurra @ Apr 30 2008, 07:57 PM)
isn't it natural rich girls will marry rich guys? after all, the girl's family for sure will look at the guy's status/family first..
furthermore, the way rich kids are brought up will automatically have their senses to lock on to people which has the same status as them.. family dinners at lavish places, private functions, private schools, private uni, coach bags, louis vuitton stuff, prada eyewears, papa drives S class, i mean, what better way to train their senses to 'seek' their matchmate? happy.gif
it's natural, no?
*
Not every rich people will train their children that way... even they buy stuff for their children, the children must list the pros and cons of getting that thing, does buying that makes you earn more money?(the most important question)
branded stuff are usually come with a certain expected quality, so just get one and can use it for a long time, no need to waste time looking for anoter one... if keep buying, that is a hobby, different case tongue.gif
but branded stuff usually a bit "mature", i prefer mickey mouse or self-paint artistic bag:P (maybe i am not rich... so i just don't like them)
eyewear... i don't think a girl need it, cause the prettiest part of human are the eyes. for guys, yes, cause it makes them look cool~!!! but i prefer guy not wearing them, so i know if they are lying tongue.gif

This post has been edited by SakuraSnow: May 1 2008, 12:20 AM
may84
post May 1 2008, 08:39 PM

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hmm....actually how much a guy earn is doesn't reali matter.
d most important thing is to c how much he is willing to spend on u...
they r more willing to spend on cars and their own stuff sad.gif
goldfries
post May 1 2008, 08:44 PM

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QUOTE(may84 @ May 1 2008, 08:39 PM)
hmm....actually how much a guy earn is doesn't reali matter.
d most important thing is to c how much he is willing to spend on u...
they r more willing to spend on cars and their own stuff sad.gif
*
sweat.gif wow.......... so now we're going by % of income allocated to the ladies.

seriously, if they're the one earning it - i don't see why they couldn't spend more on themselves than on their girl.
neurra
post May 1 2008, 09:02 PM

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QUOTE(may84 @ May 1 2008, 08:39 PM)
hmm....actually how much a guy earn is doesn't reali matter.
d most important thing is to c how much he is willing to spend on u...
they r more willing to spend on cars and their own stuff sad.gif
*
lmao.. true wat goldfries said..
LoL may84's statement made it even worse doh.gif
may84
post May 1 2008, 09:07 PM

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QUOTE(goldfries @ May 1 2008, 08:44 PM)
sweat.gif wow.......... so now we're going by % of income allocated to the ladies.

seriously, if they're the one earning it - i don't see why they couldn't spend more on themselves than on their girl.
*
hmm definitely guys can spend on themselves since they r earnin da money wat tongue.gif
but u know wat, my fren who drivin a sports car and spend >RM30k in modifying his car owiz expect his gf to share their outing expenses hmm.gif
and da gal is only earnin around rm1.7k per month sad.gif

This post has been edited by may84: May 1 2008, 09:09 PM
neurra
post May 1 2008, 11:04 PM

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QUOTE(may84 @ May 1 2008, 09:07 PM)
hmm definitely guys can spend on themselves since they r earnin da money wat tongue.gif
but u know wat, my fren who drivin a sports car and spend >RM30k in modifying his car owiz expect his gf to share their outing expenses  hmm.gif
and da gal is only earnin around rm1.7k per month sad.gif
*
ok that's too much i guess.. tuning addicts spend every penny on their car man.. new engines every time blow, new turbines shakehead.gif
feyhime
post May 2 2008, 12:31 AM

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QUOTE(may84 @ May 1 2008, 09:07 PM)
hmm definitely guys can spend on themselves since they r earnin da money wat tongue.gif
but u know wat, my fren who drivin a sports car and spend >RM30k in modifying his car owiz expect his gf to share their outing expenses  hmm.gif
and da gal is only earnin around rm1.7k per month sad.gif
*
What's wrong with him spending his own money on his car?

Now let's do the same for the girls, we spend on clothes, handbags, shoes, make-ups & jewelries. The car and techy stuff are the guys' version of clothes, handbags, shoes, make-ups & jewelries, it's not that hard to figure out. If they are not stopping us to buy ours, why do we stops them? Unless we are talking about them going bankrupt because of it then it's another point la.
goldfries
post May 2 2008, 07:18 AM

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QUOTE(may84 @ May 1 2008, 09:07 PM)
hmm definitely guys can spend on themselves since they r earnin da money wat tongue.gif
but u know wat, my fren who drivin a sports car and spend >RM30k in modifying his car owiz expect his gf to share their outing expenses  hmm.gif
and da gal is only earnin around rm1.7k per month sad.gif
*
not married yet mah. there's no rule saying guy must foot the bill for EVERYTHING even when dating.

that's one clever guy. sharing cost is fair really.
ubsacc2004
post May 2 2008, 07:24 AM

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but not all gf will share this cost leh.
goldfries
post May 2 2008, 07:33 AM

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that's because some of them are pampered. they have expectations.
Demon_Eyes_Kyo
post May 2 2008, 08:21 AM

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LOL after looking at all the posts here, so many girls are having that kind of thinking where the guy must pay this pay that spend this spend that. Scares me. Hope I can find a decent partner who wants to share out instead of expecting all on me.
avenger
post May 2 2008, 09:23 AM

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QUOTE(may84 @ May 1 2008, 08:39 PM)
hmm....actually how much a guy earn is doesn't reali matter.
d most important thing is to c how much he is willing to spend on u...
they r more willing to spend on cars and their own stuff sad.gif
*
spend RM 500 a month on you consider very lucky edi smile.gif
mphpopular
post May 2 2008, 10:42 AM

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i earned around 4-5k per month. Is it really sufficient?
ThanatosSwiftfire
post May 2 2008, 10:54 AM

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% of spending a guy should spend on a girl should be around 15-20%, MAXIMUM.

Do realize there's stuff like houses, cars, food, clothing, family that being a guy, we need to provide for.

You don't want to end up not having a place to call your own when you are 30 and about to get married.
oRoXoRo
post May 2 2008, 10:58 AM

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so unless you are doing biz its impossible to reach 10k ...
feyhime
post May 2 2008, 11:00 AM

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QUOTE(oRoXoRo @ May 2 2008, 10:58 AM)
so unless you are doing biz its impossible to reach 10k ...
*
Nope.

It's a matter of doing the impossible that get you the money.
Of course I don't mean the illegals stuff la laugh.gif

cheers.

This post has been edited by feyhime: May 2 2008, 11:01 AM
goldfries
post May 3 2008, 02:27 AM

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QUOTE(ThanatosSwiftfire @ May 2 2008, 10:54 AM)
% of spending a guy should spend on a girl should be around 15-20%, MAXIMUM.

Do realize there's stuff like houses, cars, food, clothing, family that being a guy, we need to provide for.

You don't want to end up not having a place to call your own when you are 30 and about to get married.
*
hehe, another point to ponder.

it's clear that there are girls who like the guy to spend on them, even though they're not even married.

now put it like this, what if one day you met the guy of your dreams but only to realize that part of his fortune was parted for his ex-gf - would you be happy? smile.gif
hunterorz
post May 3 2008, 12:21 PM

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they dont care one la...as long as the guy are rich and earn 15k per month.... i cant believe that 25% vote for 15k permonth by age of 30? if this poll represent all the lady in Malaysia... i guess lots of them cant find their "ideal" husband by age of 35....
I wonder they are too optimistic or we are living in different world?
BuBuCai
post May 3 2008, 01:38 PM

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OMG........saw tis thread im started to worry bout myself shocking.gif if im age 30 earn less then 3k GF n wife hav to fly me sweat.gif sweat.gif oni thing i noe is money is juz a small part of it but happiness play's the major part in life wink.gif
adioz88
post May 3 2008, 05:37 PM

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RM2k also can
If they have own life
but if they live related to many like enjoying always, buy something expensive not as neede..
RM10k also cannot go
ThanatosSwiftfire
post May 3 2008, 08:33 PM

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life's short, money earned should be spent to enrich our experiences, not to maintain someone else's lifestyle.
itxaromasurina
post May 3 2008, 08:46 PM

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guys should earn more money than their woman..i think...can ah??

oppss..hello everyone..
BuBuCai
post May 3 2008, 08:55 PM

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QUOTE(adioz88 @ May 3 2008, 05:37 PM)
RM2k also can
If they have own life
but if they live related to many like enjoying always, buy something expensive not as neede..
RM10k also cannot go
*
ya agree...... biggrin.gif

QUOTE(itxaromasurina @ May 3 2008, 08:46 PM)
guys should earn more money than their woman..i think...can ah??

oppss..hello everyone..
*
kuat guna duit ka?? ur BF must be work like sweat.gif sweat.gif many money for u biggrin.gif
ShadowSongz
post May 3 2008, 09:16 PM

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greybear seem abandon this thread
sovietmah
post May 10 2008, 09:48 PM

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Earning how much is not the problem,
having mind to invest money in proper investment is the most important thing,
10K after 5 years soon = nothing

ysheep
post May 12 2008, 06:20 PM

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icon_idea.gif
My Seniors >38+year old can earn ard 15K or more/month in their professions. But as working class to earn such money is not easy.
Most importantly is how much u save.
I think avoiding heavy debt in buying/owning unnecessary items, helps in later days. [Unless you have the cash in advance]
My Senior with more than 15K/month...spent less than RM1000/month in total..
Anyway, he is still single, car Proton Wira 1.3 only, Semi-D [paid for], no entertainment -except playing MMORPG - Not a typical good example anyway.

BTW, i m few years younger...merely earning 10K....kind of difficult to have "break-thru"..doing wat i m doing now...unless... brows.gif
hunterorz
post May 13 2008, 12:52 PM

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QUOTE(ysheep @ May 12 2008, 06:20 PM)
icon_idea.gif
My Seniors >38+year old can earn ard 15K or more/month in their professions.  But as working class to earn such money is not easy.
Most importantly is how much u save.
I think avoiding heavy debt in buying/owning unnecessary items, helps in later days. [Unless you have the cash in advance]
My Senior with more than 15K/month...spent less than RM1000/month in total..
Anyway, he is still single, car Proton Wira 1.3 only, Semi-D [paid for], no entertainment -except playing MMORPG - Not a typical good example anyway.

BTW, i m few years younger...merely earning 10K....kind of difficult to have "break-thru"..doing wat i m doing now...unless... brows.gif
*
Mind to tell us wat is ur senior profession?
earning 15k but only spend 1k per month?? mayb that the reason he stil single until now.....

ferricide
post May 13 2008, 12:55 PM

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He's gotta be the most boring guy in the whole universe. Earn 15K and not spending like a reasonable sane person.

This post has been edited by ferricide: May 13 2008, 12:56 PM
z3171600
post May 13 2008, 01:05 PM

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Come on la. Its not easy to earn more than 5k per month, let alone 10k. There are a few that earn more than 5k, but if you expect that much from your BF, he should expect much from you as well. What if he leave you for someone younger as he can afford it.

Money is not everything. If you are happy with your partner, then that is.
ar188
post May 13 2008, 01:45 PM

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QUOTE(ferricide @ May 13 2008, 12:55 PM)
He's gotta be the most boring guy in the whole universe. Earn 15K and not spending like a reasonable sane person.
*
maybe some people enjoy staring at their own 7figure bank book every month (not a bad idea).. (imagine work for 10years x 10k/mth saving) smile.gif

dvinez
post May 14 2008, 12:56 PM

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Im 24 and earns only around 3k permonth.

blm loan 350,
petrol 250,
room rental 300,
eat 500,
streamyx 100,
phone bill 100,
weekly paktoh eat only 100,
thats all i used.

guess stuff, nike stuff, alain delon stuff, (jusco so called branded -.-")
and occasionally some below 3k white gold not much problem.
can change mine & my gf hp at least 2 times a year,
estimate can get a house by 30 -.-" (using epf @.@)

i do not go for branded stuff, clubbing, travel, or something like that.
but i love gadget, luckily not a freak .

ill be very happy if i can 5k by 30.
of cos my gf will be more happy from guess upgraded to lv or gucci lol.
don expect much dude, this world is difficult.

Darkmage12
post May 14 2008, 11:35 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(ysheep @ May 12 2008, 06:20 PM)
icon_idea.gif
My Seniors >38+year old can earn ard 15K or more/month in their professions.  But as working class to earn such money is not easy.
Most importantly is how much u save.
I think avoiding heavy debt in buying/owning unnecessary items, helps in later days. [Unless you have the cash in advance]
My Senior with more than 15K/month...spent less than RM1000/month in total..
Anyway, he is still single, car Proton Wira 1.3 only, Semi-D [paid for], no entertainment -except playing MMORPG - Not a typical good example anyway.

BTW, i m few years younger...merely earning 10K....kind of difficult to have "break-thru"..doing wat i m doing now...unless... brows.gif
*
Even you can quote this example dude.... If he goes clubbing or shopping or other stuff his spending will sky rocket smile.gif

QUOTE(ferricide @ May 13 2008, 12:55 PM)
He's gotta be the most boring guy in the whole universe. Earn 15K and not spending like a reasonable sane person.
*
WOW do make wonders now lolz....
cr3aMreApEr
post May 14 2008, 11:42 PM

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Im 22 now and earning 3k per mth.. but still haiy.. broke up wif gf.. but running business soon.. mayb earn more d hahaha.. im not rich now, but im loaded..LOL rclxms.gif cheers to u guys out there!~
bysquashy
post May 14 2008, 11:52 PM

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I'm soon to be 25 end of this year, just broke up with gf, making around RM8K/mth, engineer.
Miscellaneous Spendings - Lodging, transport, phone, etc all taken care by company
Spending - food, cheap clothes, any ma new toy's accessories (DSLR)

Target? Buying a half mil house by end of this year (dp only lah)

Downside? I don't have time for anything else other than work.

So any takers?

» Click to show Spoiler - click again to hide... «


This post has been edited by bysquashy: May 14 2008, 11:58 PM
ThanatosSwiftfire
post May 15 2008, 12:06 PM

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8k at 25 is wonderful, seriously. I hope I can make half your amount by the same age. XD
SUSvkeong
post May 15 2008, 12:09 PM

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QUOTE(bysquashy @ May 14 2008, 11:52 PM)
I'm soon to be 25 end of this year, just broke up with gf, making around RM8K/mth, engineer.
Miscellaneous Spendings - Lodging, transport, phone, etc all taken care by company
Spending - food, cheap clothes, any ma new toy's accessories (DSLR)

Target? Buying a half mil house by end of this year (dp only lah)

Downside? I don't have time for anything else other than work.

So any takers?

» Click to show Spoiler - click again to hide... «

*
How much do you save from your monthly income? in percentage smile.gif
hunterorz
post May 15 2008, 12:55 PM

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QUOTE(bysquashy @ May 14 2008, 11:52 PM)
I'm soon to be 25 end of this year, just broke up with gf, making around RM8K/mth, engineer.
Miscellaneous Spendings - Lodging, transport, phone, etc all taken care by company
Spending - food, cheap clothes, any ma new toy's accessories (DSLR)

Target? Buying a half mil house by end of this year (dp only lah)

Downside? I don't have time for anything else other than work.

So any takers?

» Click to show Spoiler - click again to hide... «

*
what u mean by "dont hv time for anything else other than work"??
ur working hour is very long?
Wau..8k at 25... that great...

How many % of malaysian actualy earn more than 5k per month?? 10%??
bysquashy
post May 15 2008, 01:37 PM

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QUOTE(vkeong @ May 15 2008, 12:09 PM)
How much do you save from your monthly income? in percentage smile.gif
*
Erm.......... not sure wor. Never monitor, but at least RM5K/mth
SUSvkeong
post May 15 2008, 01:58 PM

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QUOTE(bysquashy @ May 15 2008, 01:37 PM)
Erm.......... not sure wor. Never monitor, but at least RM5K/mth
*
That's very nice rclxms.gif What do you do with your savings? Investments?
rudy™
post May 15 2008, 03:55 PM

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QUOTE(yenx @ Mar 19 2008, 02:02 PM)
be realistic.
5k at the age of 30 is considered good.
7k ? u gotta be real good.
above 10k at the age of 30?
u gotta be f***ing good at what u are specialized in.

different level of salary, gives u a different kind of lifestyle.
if u are earning 10k but u are spending 12-15k, u are laying urself in deep sheit.
if u are earning 5k but u are living the lifestyle of 3k, u can save 2k every month. impossible ? well, i would say its all about the determination.
and yea, talking bout saving up 40% of our gross salary is indeed a real pain in the butt.  sweat.gif
*
Now, at least someone here can speak sensibly here.
above 10k at the age of 30?
u gotta be f***ing good at what u are specialized in. (Gigolo as profession)
ubsacc2004
post May 15 2008, 03:59 PM

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haha no lah for me so rare msian can get rm10k for age 30 yrs old.


Larrylow
post May 15 2008, 04:27 PM

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Can't believe the poll result here.

If a guy were successful, his pay should be more than 10k per month. Even a normal fresh graduate his pay is about 3k in Malaysia.

By the way, what matter most is how much you save from your pay.smile.gif
bysquashy
post May 15 2008, 10:47 PM

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QUOTE(vkeong @ May 15 2008, 01:58 PM)
That's very nice  rclxms.gif What do you do with your savings? Investments?
*
Planning to buy a place of my own. Was suppose to share it with someone special.........
eDz
post May 16 2008, 02:52 AM

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Haha

I used to have a dream
Before 21st get RM10k.

Venture into stocks,follow my dad purchase this and that.

Oh well... took me quite a while to reach RM10k

But at least

Having a target is a good thing

rclxms.gif
hunterorz
post May 16 2008, 12:43 PM

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QUOTE(Larrylow @ May 15 2008, 04:27 PM)
Can't believe the poll result here.

If a guy were successful, his pay should be more than 10k per month. Even a normal fresh graduate his pay is about 3k in Malaysia.

By the way, what matter most is how much you save from your pay.smile.gif
*
NORMAL for fresh grad to get around 3k in msia??? I am very doubt bout this... mayb u hv lot of friends getting this paid, but this is not the average....
ThanatosSwiftfire
post May 16 2008, 09:29 PM

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erm, fresh grad pay around 2.2-2.5k. so 3k for some grads like pharmacy, engineering is quite normal
avenger
post May 16 2008, 10:00 PM

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QUOTE(booty @ May 16 2008, 09:52 PM)
it is amazing how ppl in here can grab figures out of thin air and make baseless assumptions...
*
its very amazing indeed. smile.gif I really speechless for what some of the forumers said.
keithcky
post May 16 2008, 11:38 PM

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I'm 28 in property line, now making more than 10k a month. Why is it not possible to earn 10k before 30? You need to be in right line and right time. Fresh grads tends to be very proud of themselves with degree/master, bt the real working life is totally different scenario, do not demand too much when you know nothing. I started to invest in properties since 2yrs ago, but i'm thinking to cash in while waiting for recession to hunt for some good buys to create my wealth.
Tsubasa66
post May 17 2008, 12:34 AM

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y would u all consider money as first priority??
if he hv lots of money but he juz dosen't treat u nice would u want him ??


Added on May 17, 2008, 12:36 amwat bout ppl who earning 2k per month??


This post has been edited by Tsubasa66: May 17 2008, 12:36 AM
hunterorz
post May 17 2008, 12:30 PM

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QUOTE(avenger @ May 16 2008, 10:00 PM)
its very amazing indeed. smile.gif I really speechless for what some of the forumers said.
*
agree.... some of them just simply put any figure that they "heard" frm friend or make their own assumption.... then when other forumer come and read their post,they just blindly believe it without doing any study....

rm3k for fresh grad is absolutely not easy to get in engineering field, the range is rm1800-rm3500.... but average is within rm2000 to rm2500
prozac
post May 19 2008, 11:03 AM

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First of all, the problem here is that the yardstick used is "monthly". In many parts of the world, income is measured annually.

If measured monthly, I could say my salary when I was 23 was around 4k++. But a year later this dropped to 3k+. This is due to the fact that when you measure income by month, it fluctuates a lot. Naturally, those on commission/self-income/claims in the right industry at the right time will look like they're earning similar to senior managers in MNC's.

But when recession hits, or business hits slow times, even a construction worker can earn more than him. But that's when they don't tell you, becoz want to save face. The only inkling is when they find excuses not to eat at posh restaurants or downgrade from Accord to Saga.

Back to the question. How much should a 30yr old guy earn from a FIXED INCOME? I would say, if you're 28 female it should vary from -20% to above your income, depending on your standards.

What's more important is work exp. Coz even if he's not earning much now, when he changes jobs his salary can increase by 50% or more. So pls value a guy based on his capability, not his paycheck.

This post has been edited by prozac: May 19 2008, 12:25 PM
ThanatosSwiftfire
post May 21 2008, 03:41 PM

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Monthly income, 150k sounds good. That comes out to somewhere around 12k a month.


danny_ptlm
post May 21 2008, 09:13 PM

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QUOTE(prozac @ May 19 2008, 11:03 AM)
First of all, the problem here is that the yardstick used is "monthly". In many parts of the world, income is measured annually.

If measured monthly, I could say my salary when I was 23 was around 4k++. But a year later this dropped to 3k+. This is due to the fact that when you measure income by month, it fluctuates a lot. Naturally, those on commission/self-income/claims in the right industry at the right time will look like they're earning similar to senior managers in MNC's.

But when recession hits, or business hits slow times, even a construction worker can earn more than him. But that's when they don't tell you, becoz want to save face. The only inkling is when they find excuses not to eat at posh restaurants or downgrade from Accord to Saga.

Back to the question. How much should a 30yr old guy earn from a FIXED INCOME? I would say, if you're 28 female it should vary from -20% to above your income, depending on your standards.

What's more important is work exp. Coz even if he's not earning much now, when he changes jobs his salary can increase by 50% or more. So pls value a guy based on his capability, not his paycheck.
*
agree with u bro
biggrin.gif


Added on May 21, 2008, 9:16 pmnow im 21..working in fitness line..wen i was 18, i earn rm 3k++...just age 18,i can own a car...til now im 21, salary bout 4k++ per month...even 4k ++ seem alot..but it like not enough..due with alot of commitment..house,car,and family.. lolz... but love fitness indrustry a lot..


Added on May 21, 2008, 9:49 pmFirst of all, the problem here is that the yardstick used is "monthly". In many parts of the world, income is measured annually.

If measured monthly, I could say my salary when I was 23 was around 4k++. But a year later this dropped to 3k+. This is due to the fact that when you measure income by month, it fluctuates a lot. Naturally, those on commission/self-income/claims in the right industry at the right time will look like they're earning similar to senior managers in MNC's.

But when recession hits, or business hits slow times, even a construction worker can earn more than him. But that's when they don't tell you, becoz want to save face. The only inkling is when they find excuses not to eat at posh restaurants or downgrade from Accord to Saga.

Back to the question. How much should a 30yr old guy earn from a FIXED INCOME? I would say, if you're 28 female it should vary from -20% to above your income, depending on your standards.

What's more important is work exp. Coz even if he's not earning much now, when he changes jobs his salary can increase by 50% or more. So pls value a guy based on his capability, not his paycheck.


agree wit u lolz....paycheck jz de figure..important itz ur capability..

This post has been edited by danny_ptlm: May 21 2008, 09:49 PM
TSGreybear
post May 21 2008, 10:50 PM

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Hi guys! I'm back! Missing in action just to sort out something wif bf... and finally we came out wif a mutual agreement.

We r planning to get a hse end of next yr(500k/600k depends on his promotion salary increment), I'll pay 100k as down payment, whereas he'll prepare wedding funds + furniture + minor renovation... He'll continue to settle hse repayment every mth, my saving will be served as emergency funds smile.gif hehe roughly like tat lar

I belif some of u guys must be missunderstood me as a money minded gal, just dreaming to get a rich husband and then fully rely on him after married. Creating this poll is just based on a very simple reason, I wanna know the average biggrin.gif thanks for all of u giving me meaningful comments, will end this poll soon... My next poll will be... hmmm:hmm:, how much do we need to buy furniture + minor renovation for a moved in condition double storey terrace hse? or how much do we need for wedding(includes honeymoon+photo session+catering buffet dinner)? let's c... tongue.gif

This post has been edited by Greybear: May 21 2008, 10:51 PM
avenger
post May 21 2008, 11:39 PM

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QUOTE(Greybear @ May 21 2008, 10:50 PM)
Hi guys! I'm back! Missing in action just to sort out something wif bf... and finally we came out wif a mutual agreement.

We r planning to get a hse end of next yr(500k/600k depends on his promotion salary increment), I'll pay 100k as down payment, whereas he'll prepare wedding funds + furniture + minor renovation... He'll continue to settle hse repayment every mth, my saving will be served as emergency funds smile.gif hehe roughly like tat lar

I belif some of u guys must be missunderstood me as a money minded gal, just dreaming to get a rich husband and then fully rely on him after married. Creating this poll is just based on a very simple reason, I wanna know the average biggrin.gif thanks for all of u giving me meaningful comments, will end this poll soon... My next poll will be... hmmm:hmm:, how much do we need to buy furniture + minor renovation for a moved in condition double storey terrace hse? or how much do we need for wedding(includes honeymoon+photo session+catering buffet dinner)? let's c... tongue.gif
*
you might think you are not, but you are a money-minded gal. everytime u mentioned about ur bf, sure got words of promotion, income, salary. smile.gif
TSGreybear
post May 22 2008, 11:56 AM

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QUOTE(avenger @ May 21 2008, 11:39 PM)
you might think you are not, but you are a money-minded gal. everytime u mentioned about ur bf, sure got words of promotion, income, salary. smile.gif
*
I'm just telling the truth acd what he has told me wat. Does is matter with money-minded? shakehead.gif If I'm, I won't commit myself by paying 100k as downpayment next yr, but just wait there for him to feed me with luxuries mad.gif sad u comment me tat way... shocking.gif

This post has been edited by Greybear: May 22 2008, 11:57 AM
SadGuy2
post May 22 2008, 12:28 PM

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QUOTE(avenger @ May 21 2008, 11:39 PM)
you might think you are not, but you are a money-minded gal. everytime u mentioned about ur bf, sure got words of promotion, income, salary. smile.gif
*
I agree...

TSGreybear
post May 22 2008, 12:35 PM

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hmm tot of sharing wif u guys after he got it next yr, but the situation now seems like unfavorable to me, since many of u still thinking tat I'm money minded... sad.gif really wonder y guys think like tat, envy?
feyhime
post May 22 2008, 01:37 PM

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So are you all done with the money minded issue?
=.=
Get back to the topic.
hunterorz
post May 22 2008, 01:52 PM

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QUOTE(Greybear @ May 22 2008, 12:35 PM)
hmm tot of sharing wif u guys after he got it next yr, but the situation now seems like unfavorable to me, since many of u still thinking tat I'm money minded... sad.gif really wonder y guys think like tat, envy?
*
We r not envy, just pity ur bf... one question for u, if ur bf monthly salary only around rm2.5k, will u stil together with him?
ask urself whether u love him or u love his career AKA money?
But Im not blaming u, is normal for a girl to find someone capable to give her everything she needed.... that's life....


goldfries
post May 22 2008, 01:54 PM

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i think more importantly guys should learn to detect and resist girls that will drain their finance. this unfortunately is lacking in many men, looks alone would probably be enough to convince them as "take me!"

anyway. back to topic.
LExus65
post May 22 2008, 05:07 PM

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haha uncle goldfries got some experince ???

just wandering, does inflation rate takes into account on the figure ?? i see things jumps in double digit inflation over the past few month, makes me wandering what saving are for......
@lice~~
post May 22 2008, 05:15 PM

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QUOTE(LExus65 @ May 22 2008, 05:07 PM)
haha uncle goldfries got some experince ???

just wandering, does inflation rate takes into account on the figure ?? i see things jumps in double digit inflation over the past few month, makes me wandering what saving are for......
*
So a blank saving is not enough.. should try to do some investment.. money earn money.. but hv to hv a good mindset on tis n do not greedy..


Added on May 22, 2008, 5:20 pm
QUOTE(hunterorz @ May 22 2008, 01:52 PM)
We r not envy, just pity ur bf...  one question for u, if ur bf monthly salary only around rm2.5k, will u stil together with him?
ask urself whether u love him or u love his career AKA money?
But Im not blaming u, is normal for a girl to find someone capable to give her everything she needed....  that's life....
*
If the 2.5k per month is enough to cover all his own expenses n a little bit of saving.. y not? of coz if he stop at 2.5k for years then some gentle reminder should b sending out to him..

It's just a fair game, girl need something from guy n so do to guy too.. they need something from us girl too.. so nth to b complain.. peace..

cool.gif



This post has been edited by @lice~~: May 22 2008, 05:20 PM
TSGreybear
post May 22 2008, 07:46 PM

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QUOTE(hunterorz @ May 22 2008, 01:52 PM)
We r not envy, just pity ur bf...  one question for u, if ur bf monthly salary only around rm2.5k, will u stil together with him?
ask urself whether u love him or u love his career AKA money?
But Im not blaming u, is normal for a girl to find someone capable to give her everything she needed....  that's life....
*
Well, to find someone "compatible" to me, then only start to "love" him is my way of selecting bf icon_rolleyes.gif sound a bit odd but i belif majority of gals will find their better halves who are more capable then themselves, i would say, this is wat i mean by "compatible".

Once he's chosen, i'll be wif him for every ups and downs(helping him with my savings to clear his bad debts of his failed business few years back is one of the very good example). I doubt is there anyone would still "pity" him by having a gf who's not leaving after knowing his bad debt, but pay for him?

Again, if encouraging the one u loved to climb higher in his life is "money-minded", then being parents hoping their beloved child to climb higher? "money-minded" too? plz think twice b4 giving ur 2cents icon_rolleyes.gif
ThanatosSwiftfire
post May 22 2008, 07:53 PM

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Some of the older guys I meet and know often feel that girls, after a certain age prizes stability more than anything else, and I guess it's normal to be money minded, as having a good income generally implies stability.

However it doesn't quite mean a good family and good parents, though XD
TSGreybear
post May 22 2008, 07:55 PM

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QUOTE(@lice~~ @ May 22 2008, 05:15 PM)
So a blank saving is not enough.. should try to do some investment.. money earn money.. but hv to hv a good mindset on tis n do not greedy..


Added on May 22, 2008, 5:20 pm

If the 2.5k per month is enough to cover all his own expenses n a little bit of saving.. y not? of coz if he stop at 2.5k for years then some gentle reminder should b sending out to him..

It's just a fair game, girl need something from guy n so do to guy too.. they need something from us girl too.. so nth to  b complain.. peace..

cool.gif
*
Yes, exactly wat is in my mind(a fair game, girl need something from guy n so do to guy too.. they need something from us girl too), @lice~~ mentality is mature enuf rclxms.gif

He said would like to upgrade to OCBC platinum card but I refused, I said as long as the card can be used(and wif tonnes of privileges n discount tongue.gif), no need to bring too much cash when I'm shopping, any card will do. I belif for a "money-minded" gal, they will definitely say YES! YES! and throw their plat card to casher and show off! Ha! how pathetic shakehead.gif
vey99
post May 22 2008, 09:13 PM

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wtf minimum is 5K kah... so that kinda means gov servants and blue collar worker all can go fly kite edi...

sheesh. oh well, its a thread for dreamers i guess.




keithcky
post May 22 2008, 11:40 PM

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This thread is nt relevant at all. Its for ppl to 'show off' bt to me that's nothing to shout about coz i don earn less than he/she rclxm9.gif Record shows that out of 5million working adults only 20% are getting more than 5k pay, so we can actually see that the average income of working adults. Life are difficult, alot of ppl are having two jobs especially in KL.
anti-informatic
post May 23 2008, 12:41 PM

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No matter what path we taking, no matter how much we earn still not enough, except those lucky 1 who can spend more than what he earn monthly....

If people can manage their own finance, spend on something useful, STOP SHOPPING HABBIT, it should be enough.

Futhermore, this is not a matter of "want to earn how much", one who step out to our society should understand how hard to get salary more than 3k. And 3k....if u are single and dont need to support parent family living, u may think its enough for urself, but when u have a couple, thats where life start to make u feel stress.

This post has been edited by anti-informatic: May 23 2008, 12:45 PM
hunterorz
post May 23 2008, 12:56 PM

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QUOTE(Greybear @ May 22 2008, 07:46 PM)
Well, to find someone "compatible" to me, then only start to "love" him is my way of selecting bf icon_rolleyes.gif sound a bit odd but i belif majority of gals will find their better halves who are more capable then themselves, i would say, this is wat i mean by "compatible".

Again, if encouraging the one u loved to climb higher in his life is "money-minded", then being parents hoping their beloved child to climb higher? "money-minded" too? plz think twice b4 giving ur 2cents icon_rolleyes.gif
*
like i said b4, this is not ur fault... almost everyone is this world are doing the same thing, if i am a girl, i will do the same like u...
and we cant denied that human being are money minded... the passion to climb higher is Human nature.... so, noting wrong to be quote as "money minded".....

QUOTE(Greybear @ May 22 2008, 07:46 PM)
Once he's chosen, i'll be wif him for every ups and downs(helping him with my savings to clear his bad debts of his failed business few years back is one of the very good example). I doubt is there anyone would still "pity" him by having a gf who's not leaving after knowing his bad debt, but pay for him?
*
Not many girls hv the courage to do that, sorry for my previous post tongue.gif

TSGreybear
post May 23 2008, 01:48 PM

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QUOTE(hunterorz @ May 23 2008, 12:56 PM)
like i said b4, this is not ur fault... almost everyone is this world are doing the same thing, if i am a girl, i will do the same like u...
and we cant denied that human being are money minded... the passion to climb higher is Human nature.... so, noting wrong to be quote as "money minded"..... 
Not many girls hv the courage to do that, sorry for my previous post tongue.gif
*
@hunterorz,
It's orite, thanks for understand my situation finally... icon_rolleyes.gif

Now I'm in the mis of clearing his debt by paying 4k a mth(well of coz he's doin the same as well), predicted everything will be cleared by the end of this year, we r trying so hard just the reason of ensuring tat he could get the 450-500k loan fr the bank next yr(to get our new hse)...

actually i wanted to get marry earlier, but due to his debts, I hv no choice to wait although I'm not young anymore sweat.gif

although he's earning quite fair at the moment, but due to his bad debts(again doh.gif), he could only starts his saving next year sad.gif is 100k(includes his promotion bonus and yearly bonus) enuf for wedding fund+minor reno+furnishing+honey moon? i doubt so... unsure.gif
feyhime
post May 23 2008, 02:18 PM

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4K per month to pay for debt? O_O Credit card? What on earth did he spend on to get such bad debt?

Whether 100K is enough or not is subjective. Furnishing a 450-500K house will cost you quite a lot no matter how minimal the furnishing it. And furnitures are not cheap. It can easily go up to 20-30K (minimum if you buying everything new at super discounted price for the entire house).

You sound like you still have not been doing any scouting work for furnitures price, reno materials & pricing as well as wedding related informations. Otherwise you can surely estimate your budget by now.

You are not rushing into things too soon right?

This post has been edited by feyhime: May 23 2008, 02:21 PM
TSGreybear
post May 23 2008, 05:27 PM

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QUOTE(feyhime @ May 23 2008, 02:18 PM)
4K per month to pay for debt? O_O Credit card? What on earth did he spend on to get such bad debt?

Whether 100K is enough or not is subjective. Furnishing a 450-500K house will cost you quite a lot no matter how minimal the furnishing it. And furnitures are not cheap. It can easily go up to 20-30K (minimum if you buying everything new at super discounted price for the entire house).

You sound like you still have not been doing any scouting work for furnitures price, reno materials & pricing as well as wedding related informations. Otherwise you can surely estimate your budget by now.

You are not rushing into things too soon right?
*
Is 8k in total per mth cry.gif personal loan... for starting up a business but partner ran away, he was the one who bear all the shits shocking.gif

No... not dare to do any scouting work now coz still paying debts(which only goin to clear end of this year), 450-500k hse is the loan only coz I'll pay 100k down payement d rclxub.gif

Anyway, rgd the furnishing part, we r not buying everything new but will move some of his current condo(bought and paid off by his dad) such as his mini theater set, washing machine, fridge, dining table set, mattress for guest room etc tongue.gif Hopefully can save a lil lor...

This post has been edited by Greybear: May 23 2008, 05:50 PM
feyhime
post May 23 2008, 07:07 PM

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QUOTE(Greybear @ May 23 2008, 05:27 PM)
Is 8k in total per mth cry.gif personal loan... for starting up a business but partner ran away, he was the one who bear all the shits shocking.gif

No... not dare to do any scouting work now coz still paying debts(which only goin to clear end of this year), 450-500k hse is the loan only coz I'll pay 100k down payement d rclxub.gif

Anyway, rgd the furnishing part, we r not buying everything new but will move some of his current condo(bought and paid off by his dad) such as his mini theater set, washing machine, fridge, dining table set, mattress for guest room etc  tongue.gif Hopefully can save a lil lor...
*
8K shocking.gif shocking.gif Bad business really kills eh... sweat.gif


Tell me how can you plan if you don't know the price of anything you need? Don't try to estimate without knowing the real value, that's bad planning. I'll say start looking at prices and do your homework about things you need to learn on reno and all. Do you have extra money to cover all the legal fees, stamp duties and all for your house other than that 100K deposit? That along can cost you quite a sum of money. So do plan on it as well. wink.gif

asrul
post May 23 2008, 08:32 PM

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7k is enough.
thats y i set 30 years old to get married.
after i finished my master in law.

or even is i open my own firm, can have more than that.


This post has been edited by asrulfaizyhelmi: May 23 2008, 08:32 PM
alsree786
post May 24 2008, 09:42 PM

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How much should a guy earn before he is 30?

5k to 7k is pretty decent though the more succesful ones usually see 5 figure salaries.

How much should a girl earn before she's 30?

The same.
xmsa666
post May 25 2008, 08:19 PM

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hmmm , I dont think an exact figure can be made , as the other people have already mentioned , Perhaps this thread is meant to inform some women about what they should look for in men and stop dating a**h**les hmm heh
alanljc
post May 26 2008, 01:23 AM

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QUOTE(Greybear @ May 22 2008, 07:46 PM)
Well, to find someone "compatible" to me, then only start to "love" him is my way of selecting bf icon_rolleyes.gif sound a bit odd but i belif majority of gals will find their better halves who are more capable then themselves, i would say, this is wat i mean by "compatible".

Once he's chosen, i'll be wif him for every ups and downs(helping him with my savings to clear his bad debts of his failed business few years back is one of the very good example). I doubt is there anyone would still "pity" him by having a gf who's not leaving after knowing his bad debt, but pay for him?

Again, if encouraging the one u loved to climb higher in his life is "money-minded", then being parents hoping their beloved child to climb higher? "money-minded" too? plz think twice b4 giving ur 2cents icon_rolleyes.gif
*
hmm...my guru taught me " Never argue with a fool, people might not understand"!~ Does it help you??
Each person have their own lifestyle, nothing right and nothing wrong.

Those who insist people to agree with your "ideal lifestyle", happy with no $$, please go Tropicana,Sieramas..etc~ Knock those Devil's door, ask them get out of the hell!!!
I will move in, and "enjoy" the punishment for them~ Amen thumbup.gif


Kidding...Relax...
TSGreybear
post May 26 2008, 09:38 PM

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QUOTE(alanljc @ May 26 2008, 01:23 AM)
hmm...my guru taught me " Never argue with a fool, people might not understand"!~ Does it help you??
Each person have their own lifestyle, nothing right and nothing wrong.

Those who insist people to agree with your "ideal lifestyle", happy with no $$, please go Tropicana,Sieramas..etc~ Knock those Devil's door, ask them get out of the hell!!!
I will move in, and "enjoy" the punishment for them~ Amen thumbup.gif
Kidding...Relax...
*
Haha funny u rclxms.gif
alanljc
post May 27 2008, 12:56 PM

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QUOTE(Greybear @ May 26 2008, 09:38 PM)
Haha funny u rclxms.gif
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gosh...say i am "FUNNY"... doh.gif
schrodinger_cat
post May 27 2008, 01:27 PM

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Just hunt for rich men...who knows u may have the luck and don't need to worry the earning of another half
Tamiya
post May 27 2008, 01:40 PM

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If 5 digit salaries is so easily achievable, there won't be any poor people in Malaysia tongue.gif
NelsonBoy
post May 27 2008, 02:36 PM

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my family total salary RM 2k +

enuf to raise 3 children.

u tell me 10k not enuf ?

is more then ENUF .

unless u pamper ur child, shower with expensive gift.
drive BENZ.

usually after ppl earn 10k salary, they say not enuf .
after 20k reached, not enuf oso.
depends on how u spend la...

for me 5k is reasonable after 30.
DerekKuah
post May 27 2008, 02:41 PM

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nelson boy!!

GOod example for this tread.....practical tells thousand of words compare to those theory or so call calculation & bla blaa....
AHBOON
post May 28 2008, 01:43 AM

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aduh~5k the lowest?wat the gals r thinking now? btw i dun think fair to judge a man by his salary, why dun we lelaki open thread polling judge a gal by her A B C?is really not fair right?even the figure here also not right...start from 5k....oh my gosh

This post has been edited by AHBOON: May 28 2008, 01:44 AM
ilovecookies92
post May 28 2008, 09:58 AM

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Hmm between 5k-7k is the ideal salary for monthly. Enough for expenses and probably not enough money to give bao yi lai/pihak ketiga/dai sam zeh (not pelacur). *Sry if offended*. Don't really like rich guys as they can spend more than enough for other expenses, unless they are really a family person.

This post has been edited by ilovecookies92: May 28 2008, 09:59 AM
Reu_ch
post May 28 2008, 10:05 AM

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I'm 18 this year.. And i earn about 1.3k a month... Is that enough girls?
keithcky
post May 28 2008, 10:11 AM

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QUOTE(AHBOON @ May 28 2008, 01:43 AM)
aduh~5k the lowest?wat the gals r thinking now? btw i dun think fair to judge a man by his salary, why dun we lelaki open thread polling judge a gal by her A B C?is really not fair right?even the figure here also not right...start from 5k....oh my gosh
*
Haha that's y i only choose girl with 34B Ono lol rclxm9.gif
TSGreybear
post May 28 2008, 04:22 PM

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QUOTE(keithcky @ May 28 2008, 10:11 AM)
Haha that's y i only choose girl with 34B Ono lol  rclxm9.gif
*
aiks, does it matter with cup size? doh.gif
goldfries
post May 28 2008, 04:27 PM

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QUOTE(AHBOON @ May 28 2008, 01:43 AM)
aduh~5k the lowest?wat the gals r thinking now? btw i dun think fair to judge a man by his salary, why dun we lelaki open thread polling judge a gal by her A B C?is really not fair right?even the figure here also not right...start from 5k....oh my gosh
*
smile.gif RM 5k jerk vs Rm 2.5k genuinely sincere and sensitive guy.

who wins?

yeah - it's not fair to judge a person by salary.
ThanatosSwiftfire
post May 28 2008, 04:42 PM

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If girls have the 'right' to judge a man by his salary, I guess guys have the very same 'right' to judge a girl by her boob size, her BWH measurements, and her face.

I like to believe that if the person's character is good, money will come, albeit slowly. Person's of integrity and good character build solid value in business or their jobs.
Carby
post May 28 2008, 05:51 PM

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We shuold have our 5C's also

Cook
Clean
Care
Cute
Cup
alexandrak
post May 29 2008, 11:30 AM

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his salary depends on his profession too, you know. you can't base it on his age.
aiks. i agree with the others. why must you judge him based on his salary? its not fair to him.
keithcky
post May 29 2008, 08:25 PM

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Happy searching everybody. This world is You choose me, i choose you. No right or wrong. Every individual has own perspective.
alanljc
post May 29 2008, 08:33 PM

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QUOTE(keithcky @ May 29 2008, 08:25 PM)
Happy searching everybody. This world is You choose me, i choose you. No right or wrong. Every individual has own perspective.
*
rclxms.gif bravo!! indeed..agree with you!!
I suppose many ppl start arguing here without really notice what is the "title" of this thread!
Its open for discussion, and i believe that she n the future-husband-to-be shd start to work hard to achieve their dream~
Living in luxurious life, early retirement~ isnt that romantic~
Give some advice how to earn more, instead of keep complain "should judge a guy base on salary"...!
Btw, 5k for 30s is really a tough mission...but we all shd strive to achieve it, isnt it?? To have a better life~

"Money, u can be happy without it; but u'll be happier to have IT" tongue.gif
Tamiya
post May 30 2008, 11:13 AM

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QUOTE(Reu_ch @ May 28 2008, 10:05 AM)
I'm 18 this year.. And i earn about 1.3k a month... Is that enough girls?
*
wow.. 18 only but earning so much smile.gif
when i was 18, I earn RM 50 from parents lolz
SUSAllnGap
post May 30 2008, 03:08 PM

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this really depends on your lifestyle, expectation and determination

i personally know 2 persons who's family is earning about half a million RM per year.

still life goes on and the most important thing is to stay happy and stay healthy.


eliseylm
post May 30 2008, 07:34 PM

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how much a guy earn and how much he can

(1) SAVE for our future [ not for SAVE for himself ]
(2) SPEND ON you
(3) Treat ur parents

is diferent story.

but as u say u are having a family planning...

this all isue u should think of..

Planning will always change time to time even after you are giving birth.

In fact, if you can work to have better lifestyle that you wish to be, u still can think of it...
We shouldnt classified how much SHOULD a guy earns ?

when we always ask for NO diference betwwen man And woman status...

why should we claimed how uch should a guy earn ?



jmorpheus98
post Jul 12 2008, 09:25 PM

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QUOTE(suppaman @ Mar 17 2008, 01:10 PM)
5k per month or per year?
*
Q clearly stated per month. 5k per yr then u wont consider to accept him as ur gf lo.
SUSSPS
post Jul 12 2008, 11:39 PM

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QUOTE(eliseylm @ May 30 2008, 07:34 PM)
how much a guy earn and how much he can

(1) SAVE for our future [ not for SAVE for himself ]
(2) SPEND ON you
(3) Treat ur parents

is diferent story.

but as u say u are having a family planning...

this all isue u should think of..

Planning will always change time to time even after you are giving birth.

In fact, if you can work to have better lifestyle that you wish to be, u still can think of it...
We shouldnt classified how much SHOULD a guy earns ?

when we always ask for NO diference betwwen man And woman status...

why should we claimed how uch should a guy earn ?
*
I find it extremely ironic and HYPOCRITICAL that many here are liberal enough to readily accept alternative lifestyles i.e. homosexuals in their social circles yet insist on archaic and outmoded thoughts of a man needing to earn such-and-such an amount of $$ to fund some spoiled little prick of a woman's spending habits.

This is being SELECTIVE on one's principles and I have only contempt on the hypocrites who subscribe to it.

In this day and age, I always thought women can earn their own keep? Some of them do it even better than most men. So what's this BS about demanding that the men in your life needs to earn X amount of dough to satisfy your bloody shopping sprees for LV bags and Chanel sunglasses?

This post has been edited by SPS: Jul 12 2008, 11:44 PM
crayonhuat
post Jul 13 2008, 02:44 PM

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i have earn >RM6K per month, as my age is still 24, going to hit 25 this year.

i think everything is possible to happen, just providen yourself don't be so lazy and keep motivate yourself.

Currently i'm still available and i'm still searching my soul mate to share our life together. haha =)

cheers.

basSist
post Jul 14 2008, 12:41 AM

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I voted a null for this kind of topic before reading the first post and the rest of the pages.

why buying a 500k/600k house is a must?

lkoky
post Aug 11 2008, 12:27 PM

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QUOTE(Greybear @ Apr 11 2008, 06:25 PM)

By then, I'll quit my freelance job to take care of the baby, will only resume after the 2nd baby is born (this might take me at least 3-5years)... Within these years, family expenditures will solely depend on him, kinda worried if he remains his ranking and never get promoted. After 5years ard25k/mth but after tax and EPF deduction left RM16k/mth only yawn.gif(tat's y we might register a company to "run off" tax since I'm a freelancer, he can be my sleeping partner icon_rolleyes.gif well risky I know...). High maintainance on children is very obvious nowadays, what I've planned is I afford my own expenditures with my saving even with zero income in tat 5years period...By excluding a women spending I believe he could gives our family a comfortable life, of coz, there are still little saving tongue.gif
*
haha, this is an excellent thread.

To TS, I would suggest you take a short break from your tuition work after giving birth; somthing like 2~3 month; resume working after that but with a much reduced class/sessions. It can serves as a breakaway from you daily babysitting task / house work, as well as keep you in touch with the market.

Also dont just save for the sack of saving. Having 400k or 500k in bank doesnt really mean anything, they are merely number. The value of money will only show when it is making more money for you - INVEST.

Good luck to your new life as husband & wife.



JonSpark
post Aug 11 2008, 01:06 PM

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How much do you want me to earn ? sweat.gif

To me, the more the better
danny_ptlm
post Aug 11 2008, 04:18 PM

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im also..haha ^^
queenkie17
post Aug 13 2008, 12:02 PM

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10k.

household income whose below 10k is consider poor family.

so, a man who reach 30, better can earn 10k to support his family (if his wife is just a ordinary housewife).
fashionista
post Aug 13 2008, 12:33 PM

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i think it really depends on what you want in life...as your earnings increases, your lifestyle changes and you tend to upgrade..then no matter how much you earn, you will be just comfortable

if you want to send your kids to private school, 10k is definitely not enough...and definitely no to overseas education...

and it also depends on when he hits 30...in 1-3 years time or in 4-6 years time...cause if the duration is longer, its less predictable as the inflation rate is volatile...

ThanatosSwiftfire
post Aug 13 2008, 01:12 PM

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wow, girls these days. below 10k is poor family? OMG wtf.
streetfx
post Aug 13 2008, 03:57 PM

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Some Taxi drivers earn RM1k+ per month also can survive with his family. RM10k cant survive?Haha...you must be from rich family
JonSpark
post Aug 13 2008, 05:57 PM

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QUOTE(ThanatosSwiftfire @ Aug 13 2008, 01:12 PM)
wow, girls these days. below 10k is poor family? OMG wtf.
*
You dont think so ? dry.gif well not to say ppl earning below 10k is poor, but ppl tend to not accept the fact they are rich enough to support themselves or their family.
d0y0k
post Aug 13 2008, 07:09 PM

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my father earn nett 3k~4k a month.. my mother full time housewife.. 3 children.. me n my sister graduated from university.. my sister use car during her studies.. i use motorcycle onli.. my father 1 car.. my mother 1 car.. all our need can be fulfilled.. such as computer.. text books.. pocket money.. blablabla... my younger sister now study in mrsm.. going to university next year.. so.. how come u said 10k not enuff?

extra: btw.. my sister start working 2 month ago.. n i start working this coming september.. so.. now my father n mother dun have to use their money on us anymore.. because we have our own income.. thx dad!

This post has been edited by d0y0k: Aug 13 2008, 07:13 PM
Larrylow
post Aug 13 2008, 09:37 PM

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QUOTE(crayonhuat @ Jul 13 2008, 02:44 PM)
i have earn >RM6K per month, as my age is still 24, going to hit 25 this year.

i think everything is possible to happen, just providen yourself don't be so lazy and keep motivate yourself.

Currently i'm still available and i'm still searching my soul mate to share our life together. haha =)

cheers.
*
Hey, you earn fat money at such a young age-24! May I know what are you into? What is your job position and what do you study? Mind telling here?
cutiepooh
post Aug 14 2008, 09:26 AM

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more than RM5k... coz our $$$ value in malaysia too small... haiz.. but by that time.. when i reach 30 i hope i do have RM5k+++++
redline666
post Aug 14 2008, 08:42 PM

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QUOTE(queenkie17 @ Aug 13 2008, 12:02 PM)
10k.

household income whose below 10k is consider poor family.

so, a man who reach 30, better can earn 10k to support his family (if his wife is just a ordinary housewife).
*
I'm poor icon_question.gif , seriously


Added on August 14, 2008, 8:46 pm
QUOTE(Reu_ch @ May 28 2008, 10:05 AM)
I'm 18 this year.. And i earn about 1.3k a month... Is that enough girls?
*
I think it depends on your luck as well, i have a friend once having salary rm2k+ after leavin form 5

This post has been edited by redline666: Aug 14 2008, 08:46 PM
~eXclamation~
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gals gals gals..always so materialistic and demanding?? hmm.gif
JonSpark
post Aug 15 2008, 05:29 PM

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QUOTE(~eXclamation~ @ Aug 15 2008, 12:20 PM)
gals gals gals..always so materialistic and demanding?? hmm.gif
*
I liked that. It gives me the determination to work harder, but for me being single RM10k is not enough. Well that's me. wink.gif
R4yMoNd
post Aug 16 2008, 02:12 PM

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i set target for myself in 10K, considering when im 30 i will have kids and all other responsibilities.
im 25 and earning 4K. so i aim to reach 10K by 30
my 4K basic with my side claims i think can reach about 4.5K at least
+ my side income minimum total 5K
aiming to goal side jobs so the annual will be about 130K/yr by age of 30
kids+education
households
wife sometime wanna shop
my own leisure
house+car
foods, etc
thats a lot things to pay
especially if wife not working
babysiiaozz
post Aug 16 2008, 08:33 PM

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i laughed hard on carby's 5C sweat.gif
so..this thread is a debate thread now? ><
ahh,i feel bad after reading some reply posts...
i voted 10k ><"..........
artois
post Aug 16 2008, 09:29 PM

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the more the merrier but how many of them really earn more than 15k a month?
Reventon
post Aug 17 2008, 05:23 AM

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living in kl city is not easy , with a family burden and the rising cost of living, and at the high inflation rate currently , assume more 5 yrs and you'll touch the 30 yrs old time, 10k is really normal. one problem malaysian have is the pay increment every year are too little to catch up with the living expenses. that's malaysian company , underpaid country.
i voted 15k for the arrival of 30 yrs old biggrin.gif . and it does achievable if you have the right mindset and know what you're heading in this few years.
aspire2oo6
post Aug 17 2008, 09:29 AM

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actually it depends. If you work for somebody there is always a limit. Currently i started a magazine business with my partners currently i can get 17k a month after dividing equally including production,advertisement i mean clean profit.

The magazine comes out 2 months once so it should be divided by 2.
Like all the rich says the hardest is to achieve 1million after that with the 1 million u can retire for good just by investing the money. Example goverment bond is bloody 5% you count 1million how much u get for 5%. Just investing u can sleep at home at u get paid 5k


Why people always ask? Where can how can? who can?
Why not the question is how to?

This post has been edited by aspire2oo6: Aug 17 2008, 09:31 AM
Gary1981
post Aug 18 2008, 03:44 PM

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what does your post relate to the subject? I guess you trying to stress that a guys should earn at least RM17k before 30?
SUSN's
post Aug 18 2008, 03:57 PM

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post Aug 18 2008, 04:59 PM

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QUOTE(suppaman @ Mar 17 2008, 01:10 PM)
5k per month or per year?
*
i guess,its 5k per month!
BCO_WP
post Aug 19 2008, 11:12 AM

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Honestly 10-15k is enough.. but more is better as u all say.. but eventually it all boils down to how much u save. If u earn 5K and spend 5K, earn 10K spend 10K, earn 15K spend 15K..then whats the point.. tongue.gif Regardless u are still a moneyless man.. and worse still if u are using next month's money through credit card or god forbid (ah Long..)

Regardless how much I earn, I myself draw down to keep a strict budget of 2800 a month for frivolous usage after deducting loan repayments etc.. just to make sure I dun live above my means.. that already means RM 100 a day.. U can earn like a king.. but if u spend like a king.. u will end up a pauper. smile.gif Worse end of the spectrum are those who earn like a pauper and yet try to live like a king.. dudes.. live within your means. Cannot afford, save for it. In this case u can see that if u earn 6K also enough for u to set asside savings.

Fuel price?? aiyah.. convert to NGV and save more la..
sharon1604
post Aug 22 2008, 12:23 PM

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aihh....it's always depends on the guy's capability
I know some who can earn 5-6 figure per mth because of their mindset...they know what they want in life & go for it

That's the man! rclxm9.gif
JonSpark
post Aug 22 2008, 12:30 PM

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beatlesalbum
post Aug 22 2008, 12:37 PM

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Earn whatever you want to earn, just dont steal and cheat for it is good enough
danny_ptlm
post Aug 22 2008, 04:18 PM

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yes agree...earn the clean money
rayanne
post Aug 22 2008, 07:20 PM

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my opinion if employee, 7-10k.
Reventon
post Aug 23 2008, 04:49 AM

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for me if 30 yrs old stil cant achieve above 15k , most probably will not marry.
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post Aug 23 2008, 01:11 PM

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well through ti thread i can conclude tat gals r more demanding n materialistic these days~! hmmm..do gals reli think tat riches oni can secure them?? but i think tats another way round!! d more money a guy has d more unsecure he will be!! human r creature tat nvr easily gets satisfy!! talking bout how Cs a guy should hav as a standard of success in todays modern society..do y'all knw one of d C is CONCUBINES..means hav many many wives~!! hahah rclxms.gif but end of ones life he will of course get a grand COFFIN!! hehe drool.gif sooo..gals..im not trying to pinpoint but rather to generalize..guyz nowadays spend their money in a vry cunning n yet secret way sumhow...hehe
sissonne
post Aug 23 2008, 07:12 PM

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I think if as an employee, it's not easy to get more than 10k even though u have working experience beyond age 30 sad.gif

The more they pay u, the more work they expect u to deliver = less time with family. Some actually prefer to work part time or double jobs to make up for that amount wink.gif
bigboy
post Aug 24 2008, 07:40 PM

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QUOTE(JonSpark @ Aug 22 2008, 12:30 PM)
Dont get commited to relationship, earn more money and enjoy life 1st icon_idea.gif
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haha agreed!! biggrin.gif
QUOTE(Reventon @ Aug 23 2008, 04:49 AM)
for me if 30 yrs old stil cant achieve above 15k , most probably will not marry.
*
wahhh sweat.gif .. looks like gals are materialistic lorr...
Chanwsan
post Aug 24 2008, 09:33 PM

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well, unless I'm hired by high-paying companies, I think it's hard for me to earn more than RM5k per month by the age of 30. Even my dad now also earns RM5k per month only...
JonSpark
post Aug 25 2008, 02:40 AM

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QUOTE(Chanwsan @ Aug 24 2008, 09:33 PM)
well, unless I'm hired by high-paying companies, I think it's hard for me to earn more than RM5k per month by the age of 30. Even my dad now also earns RM5k per month only...
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Everything is possible, just think of your girl as determination icon_rolleyes.gif
goldfries
post Aug 25 2008, 03:44 AM

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QUOTE(JonSpark @ Aug 25 2008, 02:40 AM)
Everything is possible, just think of your girl as determination icon_rolleyes.gif


ehh, why would you be committed to work like hell just to feed a girl's expectation?
JonSpark
post Aug 25 2008, 04:37 AM

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QUOTE(goldfries @ Aug 25 2008, 03:44 AM)
ehh, why would you be committed to work like hell just to feed a girl's expectation?
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at least got a purpose in working hard laugh.gif
ubsacc2004
post Aug 25 2008, 07:21 AM

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hm working hard i dun tink depends on other motivation mah. work hard and support famili is both respo nsiblities.
goldfries
post Aug 25 2008, 07:45 AM

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QUOTE(JonSpark @ Aug 25 2008, 04:37 AM)
at least got a purpose in working hard laugh.gif


yourself would be a good enough motivation. smile.gif think of owning a BMW 3 series before reaching 30 la.

bigboy
post Aug 25 2008, 08:25 AM

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rite now working for myself and of course for my beloved family n parent, not for gf coz dun have one,haha doh.gif
but confirm cannot get 15k lorr...
JonSpark
post Aug 25 2008, 09:33 AM

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QUOTE(goldfries @ Aug 25 2008, 07:45 AM)
yourself would be a good enough motivation. smile.gif think of owning a BMW 3 series before reaching 30 la.
*
and a 5 series before reaching 50 happy.gif

ahh yes you knew that I like cars laugh.gif
goldfries
post Aug 25 2008, 09:42 AM

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hehe. get a Mustang or Shelby even more gaya than BMW leh. brows.gif Muscle cars rawk! biggrin.gif
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post Aug 25 2008, 09:56 AM

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QUOTE(goldfries @ Aug 25 2008, 09:42 AM)
hehe. get a Mustang or Shelby even more gaya than BMW leh. brows.gif Muscle cars rawk! biggrin.gif
*
Too bad have to convert to right-hand drive if not very hard to drive in M'sia. sad.gif Challenger SRT-8 FTW !!! icon_rolleyes.gif

Sorry for off-topic, TS
goldfries
post Aug 25 2008, 10:01 AM

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slight off-topic ok wan. smile.gif drivers also go off-track once a while. tongue.gif

anyway, don't have to let a demanding girl be your source of motivation la.

i look at it this way la. if one side can demand, the other side also can demand.
cscheat
post Aug 25 2008, 08:33 PM

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im a man here, i would say 10k is not enough after 1 or 2 year !
goldfries
post Aug 26 2008, 01:08 PM

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after 1 or 2 years of what?
TSGreybear
post Aug 26 2008, 06:51 PM

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Hi everyone! How's life? Been trying hard to persuade my career this whole year(oso saving hard to get married wub.gif), looking forward to archive 8.5k on the year of 2009 (hit 29yrs old as well cry.gif)... Anyway, I think 10k by the age of 30 shld not b a prob, but 10k is also the max which I can archive in my field (coz working alone sweat.gif)
fickle_minded
post Aug 30 2008, 09:29 PM

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maybe some girls would prefer their spouse, future spouse or bf to earn more than them..

to me.. i would prefer to earn more ...

should i get married.. i would even think twice to be financially dependant on my husband..

i love to have my own money.. to be financially independant.. (i will have the authority to spend on things i like.. i don't have to be controlled by my other half.. i don't have to beg and ask for money from him.. - think bout it.. isn't this sweet?)

i think the root of the problem is most people or girls tend to be lazy.. i admit that i'm lazy too and like any other girls.. i do prefer to be a siu lai lai.. but i do think of the consequences before commiting myself to a life like this.. mentally, i can't afford that kind of life...

y? cuz it all goes down to the word (SECURITY) -> yes i prefer to give myself security.

i feel insecure if i'm not independant.. at this time and age today.. i think maybe girls should stop dreaming of just being dependant solely on their husband.. anything could happen...

I have a guy aquiantance whom is financially stable.. with 2 kids.. and his wife is expecting another one by the end of this year.. and guess wad he did.. he cheated on his wife..

girls.. pls don't be naive anymore and think that .. when u get a rich husband.. u're well off and not be worried of anything.. to me it's always good to have a grip on your own in case of anything..

fight for ur own life.. it's always happier to spend own hard earned money and feel the satisfaction of being able to earn quite a comfy amount of salary..

and if you're ambitious.. you would have another kind of satisfaction.. that u actually stood up ur own.. make ur family proud.. and better still if u earn more.. (u will understand wad i mean if u reached that level)

i'm not implying that all guys will be cheaters and not good.. it's all better to be safe than sorry.. afterall it's not bad to have 2 income generators for a home..

This post has been edited by fickle_minded: Aug 30 2008, 09:39 PM
bigboy
post Aug 31 2008, 01:25 AM

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QUOTE(cscheat @ Aug 25 2008, 08:33 PM)
im a man here, i would say 10k is not enough after 1 or 2 year !
*
QUOTE(goldfries @ Aug 26 2008, 01:08 PM)
after 1 or 2 years of what?
*
haha,1@2 years after first work or married???
i just think the guys need to work hard, is it for women??? hihi biggrin.gif ..buy a car, branded clothes to attract girls... hmm.gif



aikanazirf
post Aug 31 2008, 12:22 PM

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i think the depend on the place u live lar...if u live in KL, maybe 5K also still not enough....i live in muar...with 3K i can still eat beefstick outside everynight and spend like RM25 a day for food only...but, in my case, i still rent house, dont have a car, commute only by motobike...and of cos still single lar....
tech3910
post Sep 1 2008, 02:28 AM

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where is the option for "nvr enough"?
hushymushy
post Sep 1 2008, 04:40 PM

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in actual fact...it depends how u spend ur monthly income

my wife and I both are working

while every month my salary does all the loan payments and every single expenses, she saves her salary.
it depends how u want to achieve ur financial freedom.

us for instance, we save, we invest and we also do spend...but in calculated ways.

but of coz...that boils down to ur total monthly take home income, ur basic expenses, liabilities, dependencies and so on...

its good to draw down a budget paper so that you can map ur own financial control and budgeting

we dont have any kids yet....yup...some people scared of pregnant, we want baby also not that easy hahahahahahaha

i only have my mortgage to pay and that ends in another 7 yrs at the rate i'm paying.

so for those who wants a fancy car, yuppies lifestyle and all...definitely expenses will go up

my wife & i on the other hand, likes to cook at home
nowadays we go shopping for raw food material...hahahahahaha
ok i do admit we do spend on certain bad indulgences
she for instance has her hair dresser and fashion stuffs which i don't question how much she spends on

i hv my own vices with the big boys toys

so don't get worried how much ur partner will earn...most importantly, can live with what u have now?

is it sufficient for u to survive?

for me...total financial freedom is the day i do not need to pay any loans
audreylim
post Sep 2 2008, 12:03 PM

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QUOTE(goldfries @ Aug 25 2008, 03:44 AM)
ehh, why would you be committed to work like hell just to feed a girl's expectation?
*
I think this is the main point, you are just not willing to work for the family in the future if you gonna own one. So you mean you rather just simply work a senang job that earns maybe max 3.5k at the age of 30, from 9 to 5, not willing to OT, not willing to work part time to earn extra, but rather spend the time yum cha with frens after work, go online surf forum talk nonsense. If the wife complains to you that "hey, this month extra expenses leh have to buy new books for Ah boy already new semester, how? We need more money" then you will start complaining to your frens that "my wife is so not understanding i already work so hard why MUST I BE COMMITTED TO WORK LIKE HELL JUST TO FEED A GIRL'S EXPECTATION?"
You whine, and blame the girl, instead of blaming yourself for not being able to give your wife a comfortable life which she need not to worry about this small amount of money.

You are calculative, thinking that why should a girl expects the guy to earn this much. But if you read through the thread, you should know that TS is earning this much too! IF a girl is arelady earning this kinda amount of money, why can't she expect her bf/husbnad to be at least at her standard? She doesn't want it so she can enjoy luxurious life. She wants it so that will be a more assured future for the children, for the family!

You kept saying that girls that expect this kinda salary are materialistic, unealistic, too much and all, but who are you to judge them?

I'm not sure what kind of family background you are from. But have you noticed, a family if the income is really not that enough, what are the usual conversations between husband and wife? "eh school starts adey lar next month, how? have to pay alot of fees le","eh ah boy says want to go sch trip, 200 bucks leh, how? he said the whole class going, takkan we dont let him go", and the firghts will come.

If the family is financially well planned, the conversations would be " dear, year end sch holiday coming, where should we bring boy boy for holiday?" " hey darling, do you think we should get the clown for boy boy's birthday party?"

I'm not stereotyping, but that is what generally happening. Just accept the fact, pay more attention and work harder to give yourself and your family a better life.

p/s: my bf is only 22 and he's earning average of 14k a month being a real estate agent. He's living a lavish life? No, he's still driving his old Proton.
He is even worried to change a new car. But he already bought a 250k condo, for us after we get married end of this year. There ARE people that can do it. Don't blame the girls if you can't do it yourself. Blame yourslef for not being capable and ambitious enough.
hushymushy
post Sep 2 2008, 12:31 PM

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wah 14k per month at 22? tats very good....i think i was earning like 2k only when i was 22....kekekekeke
but earning power also depends which line u r in....

although i earn more than 14k now.....but it took me no less than 5 years to reach there....ok...i'm not that young...sheeshhh

but at the end of the day....guys & gals...when it comes to relationship
its wat the both of u r willing to sacrifice for ur partner or spouse

different views with different opinions...my take is....if the both of u r comfortable....then ok
otherwise, it doesn't mean end of the world
reflect and think off how else u can make money

money is out there....its just how u wanna earn it

gals being materialistic...well IMHO....some are some not...that also applies to guys

if one is willing to give and one willing to receive....i think its a mutual agreement...isn't it?

in every line, it is not easy to pocket in high pay.....every single cent paid comes with more responsibility, pressure and so on

me for instance...oredi on pressure pills to control....being paid that much in the company comes with high expectations as well

i hv met many gals/ladies/women....to be honest....i dont think they r materialistic...but in fact bf/hubby is the one who wants to compare with others

guys & gals out there.....there's nothing to compare when it comes to ur loved ones.....

if u think u dont earn enough...its time to buck up, get tat fat bump out of the chair and start delivering more than u should....
start acting and stop whinning

the world is not fair...tats reality
u wanna sit there and be the same d@mn thing day in day out?
so wat u guys doing today to improve?

SUSSPS
post Sep 2 2008, 11:30 PM

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QUOTE(audreylim @ Sep 2 2008, 12:03 PM)

I'm not stereotyping, but that is what generally happening. Just accept the fact, pay more attention and work harder to give yourself and your family a better life.

p/s: my bf is only 22 and he's earning average of 14k a month being a real estate agent.  He's living a lavish life? No, he's still driving his old Proton.
He is even worried to change a new car. But he already bought a 250k condo, for us after we get married end of this year. There ARE people that can do it. Don't blame the girls if you can't do it yourself. Blame yourslef for not being capable and ambitious enough.
*
There is a stark difference between providing for one's family and feeding some materialistic woman's extravagant spending.


TSGreybear
post Sep 3 2008, 01:31 PM

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QUOTE(hushymushy @ Sep 2 2008, 12:31 PM)

although i earn more than 14k now.....but it took me no less than 5 years to reach there....ok...i'm not that young...sheeshhh

me for instance...oredi on pressure pills to control....being paid that much in the company comes with high expectations as well
*
Oh dear, u on pressure pills? can't imagine wat kind of job/responsibility u r holding on now... Take good care ooo, "wealth can only b enjoyed when u hv health", my mom always nagging me with this...
hushymushy
post Sep 3 2008, 10:37 PM

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QUOTE(Greybear @ Sep 3 2008, 01:31 PM)
Oh dear, u on pressure pills? can't imagine wat kind of job/responsibility u r holding on now... Take good care ooo, "wealth can only b enjoyed when u hv health", my mom always nagging me with this...
*
like they alwiz say....high pay comes with great responsibilities....
unless u r running ur own business....but my take...running ur own business also got its own problem

so being an employee with a fat pay cheque has its ups and downs
SUSSPS
post Sep 4 2008, 12:06 AM

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What is ridiculous about this so-called poll is that there are womenfolk who gleefully shout from the rooftops about self-independence and standing on their own two feet yet in the same vein simultaneously proclaim that men should earn such-and-such an income so as to support their materialistic cravings.

If you want that Gucci bag or that holiday trip to Europe, earn it your damn selves instead of sponging off someone else's wallet!!!!!
goldfries
post Sep 4 2008, 12:18 AM

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QUOTE(SPS @ Sep 2 2008, 11:30 PM)
There is a stark difference between providing for one's family and feeding some materialistic woman's extravagant spending.


ouhh thanks! love your post.

saved me the hassle of replying audrey there. perhaps audrey misunderstood my post but surely you understood it clearly. smile.gif
mita
post Sep 4 2008, 01:23 PM

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QUOTE
for me if 30 yrs old stil cant achieve above 15k , most probably will not marry.


I earn about 20K-30k++ per month and i run my own bz. I'm currently 30 and still happily single man ( sometimes a little bored ). I'm driving a 20 years old proton saga, paint already gone by 5% ( I guess that partly explains why i'm single, hahaha, first impression negative ). I hope to save enough money to buy properties in Cameron Highlands. KL SUCKS &$^*#&#* . Cameron highlands is my future home (hopefully), if i'm lucky enough to find a sweet wife, that would be icing on the cake .

One thing nice about driving a 20YEARS proton, NOBODY WILL CURI your car even it's unlocked drool.gif rclxms.gif

This post has been edited by mita: Sep 4 2008, 01:32 PM
ubsacc2004
post Sep 4 2008, 09:21 PM

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haha how come u got so high income no gf ?
nadeary
post Sep 4 2008, 09:56 PM

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Mita is actually promoting himself...
Hahahaha..cmon girls grab this single rich humble guy!! notworthy.gif
woopp wooppss rclxms.gif
gunh
post Sep 4 2008, 10:36 PM

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is a new member there... dunno whether is a fraud or not... becareful
chloelew
post Sep 4 2008, 10:42 PM

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0 post? create an acc to find a gf here? hahaha.... u gotta be kidding me... self praise is no praise.
mita
post Sep 4 2008, 11:10 PM

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0 post? create an acc to find a gf here? hahaha.... u gotta be kidding me... self praise is no praise.


My friend, Don't say like that aiya .. i wouldn't want a gf who comes for my 30K anyway (it's only a depreciating paper number ) . Just bragging a little here rclxms.gif , bahahaha .. BTW, I bet 30k/mth is really peanut to those ppl in big business and the owner of lowyet.net

There is one old chinese saying
One mountain has higher one mountain ( direct translation to mandarin).

Okay please forget about me and proceed with the funny discussion on the main topic..

This post has been edited by mita: Sep 4 2008, 11:16 PM
nadeary
post Sep 5 2008, 12:02 AM

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walawei...okela..like this can or not??
let me be ur wife la..u work for me
i lepak for u...its not like im using u what...
only lepak n enjoy ur money..
mita
post Sep 5 2008, 12:51 AM

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Gom lei mai hou Cuok sou ? hmm.gif
peinsama
post Sep 5 2008, 01:45 AM

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QUOTE(Greybear @ Mar 17 2008, 12:57 PM)
Hi everyone, what do you think a guy should earn, for a steady life when they reach 30? Please state your opinions too... Thanks!  notworthy.gif
*
Depends on how much the family and the woman suck his money out. Simple as that.
JonSpark
post Sep 5 2008, 01:54 AM

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QUOTE(mita @ Sep 5 2008, 12:51 AM)
Gom lei mai hou Cuok sou ?  hmm.gif
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what? i know cuok sou is benefit but what is gom lei mai?
cloudseal
post Sep 5 2008, 10:40 AM

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QUOTE(SPS @ Sep 4 2008, 12:06 AM)
What is ridiculous about this so-called poll is that there are womenfolk who gleefully shout from the rooftops about self-independence and standing on their own two feet yet in the same vein simultaneously proclaim that men should earn such-and-such an income so as to support their materialistic cravings.

If you want that Gucci bag or that holiday trip to Europe, earn it your damn selves instead of sponging off someone else's wallet!!!!!
*
thumbup.gif BRaVo~BraVo Bro rclxms.gif !! your post is totally cool!!

QUOTE(JonSpark @ Sep 5 2008, 01:54 AM)
what? i know cuok sou is benefit but what is gom lei mai?
*
he said "gom lei mai hou cuok sou" means "so u get all the benefit lor?" like that...it's cantonese language..
danny_ptlm
post Sep 5 2008, 12:36 PM

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haha...still blur when read the word..
nazzazos
post Sep 5 2008, 02:27 PM

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my overhead already 1k... how to marry? income 1k 2k.. only...
SUSSPS
post Sep 5 2008, 03:21 PM

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QUOTE(Greybear @ Mar 17 2008, 01:32 PM)
To live in a city, I think salary around 10K is just an average. He's earning ard 10K working as a consultant in a US company now. I'm not sure for this becoz he's staying alone now, paying all his own expenses, phone, water & electrical bills by his own, end up he's like saving very little...  sad.gif really wondering after get married next year, can he afford the whole family or not  unsure.gif

I'm planning to stop working after pregnant, will only work again maybe my child grows up to 2years old. Worried tat we might need to survive in miserable life if he's under paying...  sweat.gif
*
I pressume your BF is working for Accenture (just a stab in the dark on this).

A person earning RM10,000 per month as a salaried worker is very uncommon at the age of 30. As a corporate working woman yourself, you know perfectly that corporations in Malaysia do not dish out RM10K monthly paychecks unless they are at least of senior management level (and how many 30 year olds are there who sit in such positions)?

So your statement regarding a monthly salary of RM10,000 for an office worker in Malaysia as being "average" is utterly off the mark.


Added on September 5, 2008, 3:23 pm
QUOTE(babeadeline @ Mar 17 2008, 01:38 PM)
I voted 10K  icon_rolleyes.gif

I personally think an above average person would earn somewhere around there by the time he reaches 30.
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The question is are YOU deserving of such a man yourself?

This post has been edited by SPS: Sep 5 2008, 03:23 PM
JuneJing
post Sep 5 2008, 03:58 PM

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mm..i thk 30 years old maybe shud stated on atleast 12k per month IF married. coz including all de expenses like house loan,car loan [2 cars ] ,electricity bill , water bill , credit cards , children education fees [ one child ] , own entertainment fees , wife's entertainment fees [ if u r planing to to let ur wife work after married ] but atleast give abit to ur wife lorr, ur parents pocketmoney, ur wife's parents pocketmoney, and whole family travel expenses once a year. is it look enuf after so many things? O_______________o

if not marry yet but gt gf , atleast 7k per month. Y SO MUCH? do u spend more on wife or gf? diamond rings, psp , handphone , hair dressing, LV bags , Gucci bags , branded clothes. maybe only left around 2 k for urself. the 2 k for car loan , parent's pocketmoney , sister/brother begging u for pocketmoney [ if u r the eldest ] , credit card (S) [ one for u, one for ur gf ] . whistling.gif , saving for wedding is a MUST.

if not marry and dun have a gf but gt someone that u admiring. 4k. buy some lil surprise to chase the gal and spent 1/4 of the money to decorate urself.and 2/4 vto buy off the gal's best fren(s) mind. tongue.gif and 1/4 to save for wedding in future.

if not marry yet and dun have a gal fren and NOT YET have someone that u admire. 3 k. spent watever u like. but please do remember to give some to ur parents n save for marriage.

if not marry yet+no gf+no admire+dun plan to marry= alone. den suppose to be 15k per month. pay for parents,loans,saving for future to specialist home for elderly fees. tongue.gif

This post has been edited by JuneJing: Sep 5 2008, 04:12 PM
zeist
post Sep 5 2008, 04:03 PM

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QUOTE(Greybear @ Mar 17 2008, 12:57 PM)
Hi everyone, what do you think a guy should earn, for a steady life when they reach 30? Please state your opinions too... Thanks!  notworthy.gif
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Steady life? So you don't have to work and spend his money like water? Go get a life.

If you want a steady life, then ready to fork out money. And also state your definition of "steady".
jensen
post Sep 5 2008, 04:13 PM

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QUOTE(JuneJing @ Sep 5 2008, 03:58 PM)
mm..i thk 30 years old maybe shud stated on atleast 12k per month IF married. coz including all de expenses like house loan,car loan [2 cars ] ,electricity bill , water bill , credit cards , children education fees [ one child ] , own entertainment fees , wife's entertainment fees [ if u r planing to to let ur wife work after married ] but atleast give abit to ur wife lorr, ur parents pocketmoney, ur wife's parents pocketmoney. is it look enuf after so many things? O_______________o

if not marry yet but gt gf , atleast 7k per month.
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at least 12k per month?hahha...
i guess most of the forumer here come from rich family
they tot that money is so easy to earn... doh.gif
JuneJing
post Sep 5 2008, 04:19 PM

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QUOTE(jensen @ Sep 5 2008, 04:13 PM)
at least 12k per month?hahha...
i guess most of the forumer here come from rich family
they tot that money is so easy to earn... doh.gif
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haha.babe..not yet finish reading my post lar u..by de way,im not from a rich family.but consider ok lar..if compare wif those really poor family..coz both of my parents is oso running their own business. n working well. im glad tat God had let me born in tis happy family thou it is some prob comes up. i love my family. biggrin.gif
SUSSPS
post Sep 5 2008, 04:23 PM

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QUOTE(JuneJing @ Sep 5 2008, 03:58 PM)
mm..i thk 30 years old maybe shud stated on atleast 12k per month IF married. coz including all de expenses like house loan,car loan [2 cars ] ,electricity bill , water bill , credit cards , children education fees [ one child ] , own entertainment fees , wife's entertainment fees [ if u r planing to to let ur wife work after married ] but atleast give abit to ur wife lorr, ur parents pocketmoney, ur wife's parents pocketmoney, and whole family travel expenses once a year. is it look enuf after so many things? O_______________o

if not marry yet but gt gf , atleast 7k per month. Y SO MUCH? do u spend more on wife or gf? diamond rings, psp , handphone , hair dressing, LV bags , Gucci bags , branded clothes. maybe only left around 2 k for urself. the 2 k for car loan , parent's pocketmoney , sister/brother begging u for pocketmoney [ if u r the eldest ] , credit card (S) [ one for u, one for ur gf ] .  whistling.gif  , saving for wedding is a MUST.

if not marry and dun have a gf but gt someone that u admiring. 4k. buy some lil surprise to chase the gal and spent 1/4 of the money to decorate urself.and 2/4 vto buy off the gal's best fren(s) mind.  tongue.gif  and 1/4 to save for wedding in future.

if not marry yet and dun have a gal fren and NOT YET have someone that u admire. 3 k. spent watever u like. but please do remember to give some to ur parents n save for marriage.

if not marry yet+no gf+no admire+dun plan to marry= alone. den suppose to be 15k per month. pay for parents,loans,saving for future to specialist home for elderly fees. tongue.gif
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You must be one of those miserable women of those 3-figure per month income earners working in a deadbeat clerical job in some flea-infested backwater one man proprietorship tucked away in a dilipated shop house.

Earn your own DAMN MONEY instead of leeching of others!!!!
JuneJing
post Sep 5 2008, 04:56 PM

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QUOTE(SPS @ Sep 5 2008, 04:23 PM)
You must be one of those miserable women of those 3-figure per month income earners working in a deadbeat clerical job in some flea-infested backwater one man proprietorship tucked away in a dilipated shop house.

Earn your own DAMN MONEY instead of leeching of others!!!!
*
erhem~im not using my bf money or not even asking him to buy me anything thou he is able to affort. I earned my so-called DAMN MONEY with some freelance jobs n my parents support me as im still a student okay.

mine LV and Gucci is come from my own wallet.

Dun ever jealous others that able to give those to their love one.and they are wanting to give out.

Gals are not pointing a gun on their head to force them.

Just u r not one of them. dun try to shirks on all the fault to us. shakehead.gif
SUSSPS
post Sep 5 2008, 05:13 PM

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QUOTE(JuneJing @ Sep 5 2008, 04:56 PM)
erhem~im not using my bf money or not even asking him to buy me anything thou he is able to affort. I earned my so-called DAMN MONEY with some freelance jobs n my parents support me as im still a student okay.

mine LV and Gucci is come from my own wallet.

Dun ever jealous others that able to give those to their love one.and they are wanting to give out.

Gals are not pointing a gun on their head to force them.

Just u r not one of them.  dun try to shirks on all the fault to us.  shakehead.gif
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Then don't post statements exhorting men to earn such-and-such an income in order to feed some materialistic woman's needs for branded consumer products.

This has nothing with jelousy - this is about standing on your own damn feet instead of being an economic leech. Use your brains to think straight if you have any.




nadeary
post Sep 5 2008, 05:42 PM

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well 12k is quite....high la...
for our malaysian people...
who live in kl... Atleast by the age of 30
they shud earn rm5k and above...
or min rm4k...now woman all high maintenance
how to support them if u dun hav money..
seriously...some more all the loans...
Yala...for normal living or normal people
4k to 5k is enuff...5k above is better.


SUSSPS
post Sep 5 2008, 06:04 PM

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QUOTE(nadeary @ Sep 5 2008, 05:42 PM)
well 12k is quite....high la...
for our malaysian people...
who live in kl... Atleast by the age of 30
they shud earn rm5k and above...
or min rm4k...now woman all high maintenance
how to support them if u dun hav money..
seriously...some more all the loans...
Yala...for normal living or normal people
4k to 5k is enuff...5k above is better.
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What happened to the concept of self-maintenance?

Aren't these women ashamed of being economic leeches?
nadeary
post Sep 5 2008, 06:12 PM

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Sps are u a guy...if yes..
okey let me tell u this....
u want us to treat u super nicely..
u hav to give us something that can make us stick on u.
Love is one thing la...but money is a plus...
u want us to look nice purrttyy and sexy..
u hav to support us...bcuz for me la...
I will work also...and i will do house keeping or cooking for my hubby..
And if he want ehem... I will do something special...
But money tetap money beb..No money no talk!
If marry with guy with no money..u will sensara later on...



TSGreybear
post Sep 5 2008, 06:22 PM

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QUOTE(SPS @ Sep 5 2008, 03:21 PM)
I pressume your BF is working for Accenture (just a stab in the dark on this).

A person earning RM10,000 per month as a salaried worker is very uncommon at the age of 30.  As a corporate working woman yourself, you know perfectly that corporations in Malaysia do not dish out RM10K monthly paychecks unless they are at least of senior management level (and how many 30 year olds are there who sit in such positions)?

So your statement regarding a monthly salary of RM10,000 for an office worker in Malaysia as being "average" is utterly off the mark.
He's just a senior consultant. Will only be promoted to manager next year...

According to his company, min pay for a manager is 12k(excluding benefits & allowances), and 16k(excluding benefits & allowances) for a senior manager, so? there is still another 5 years for him to hit to tat senior level smile.gif gambateh darling!!
SUSSPS
post Sep 5 2008, 06:23 PM

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QUOTE(nadeary @ Sep 5 2008, 06:12 PM)
Sps are u a guy...if yes..
okey let me tell u this....
u want us to treat u super nicely..
u hav to give us something that can make us stick on u.
Love is one thing la...but money is a plus...
u want us to look nice purrttyy and sexy..
u hav to support us...bcuz for me la...
I will work also...and i will do house keeping or cooking for my hubby..
And if he want ehem... I will do something special...
But money tetap money beb..No money no talk!
If marry with guy with no money..u will sensara later on...
*
Fair enough if you seeking a traditional husband-wfe relationship whereby the man is the main breadwinner of the family and thus the leader of the household.

What I object to is the notion of demanding so-called equal rights and material stuff yet provide nothing in return to the other half.


Added on September 5, 2008, 6:26 pm
QUOTE(Greybear @ Sep 5 2008, 06:22 PM)
He's just a senior consultant. Will only be promoted to manager next year...

According to his company, min pay for a manager is 12k(excluding benefits & allowances), and 16k(excluding benefits & allowances) for a senior manager, so? there is still another 5 years for him to hit to tat senior level smile.gif gambateh darling!!
*
Your remakrs does not address my earlier statement.

Regarding my mentioning your bf is working in Accenture, I was formerly an employee there and based on your postings it led me to my supposition that he is working for this organization.

This post has been edited by SPS: Sep 5 2008, 06:26 PM
nadeary
post Sep 5 2008, 06:40 PM

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hmmm well i dont knowla...
but nowadays guys are so lazy.. tongue.gif..
woman gotta work hard to earn money for family.

SUSSPS
post Sep 5 2008, 06:43 PM

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QUOTE(nadeary @ Sep 5 2008, 06:40 PM)
hmmm well i dont knowla...
but nowadays guys are so lazy.. tongue.gif..
woman gotta work hard to earn money for family.
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Laziness is not a desirable trait regardless of gender.


THEINSIDER
post Sep 5 2008, 07:07 PM

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MeruChan
post Sep 5 2008, 07:15 PM

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i dont think there's really a how much should a guy earn...because it connects to the degree on how much you want to spend from his money...and i'm not a gold digger..i dont really like my guys to pay for my everything..makes me feel useless..i prefer to be independent an earn my own money...it;s okay if he buys me gift and bring me to a holiday etc..but not to the extent that everything i buy and do..he must pay for.
JuneJing
post Sep 5 2008, 08:54 PM

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QUOTE(MeruChan @ Sep 5 2008, 07:15 PM)
i dont think there's really a how much should a guy earn...because it connects to the degree on how much you want to spend from his money...and i'm not a gold digger..i dont really like my guys to pay for my everything..makes me feel useless..i prefer to be independent an earn my own money...it;s okay if he buys me gift and bring me to a holiday etc..but not to the extent that everything i buy and do..he must pay for.
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yeah~totally agree..i dun like to use my bf money but if he buy me any gifts as surprise will be a bonus. I also bought him alot of presents too.sometimes i even surprise him with whole day trip and im the one who paying.

no point to ask guy pay all.some more i will feel more happy if i buy things with my own hard-earned money [thou im just working freelance] . sense of achievement. flex.gif

coming matta fair..planing to invite him for a romance holidays. tongue.gif

in my statement above, i dint say a guy must spend money on women, but if they wanting.

hushymushy
post Sep 6 2008, 10:14 AM

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geee u guys talked as if the money is earned easily
how many of u guys/gals out there r still students or freshies in the market?

how many of u came from a well to do family who can afford to send u guys to college and universities?

i started working right out of SPM. Family didn't hv money to support.

IMHO, some of u have not seen the real world with some of the postings here. Just naive bout the real world out there.


SUSAllnGap
post Sep 6 2008, 10:39 AM

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this is the basic stupidity people do all the time, which is jumping into the lifestyle they could barely maintain

what a guy earns a month is not as important as how he manages his money to grow and what lifestyle you choose to live in.




ThanatosSwiftfire
post Sep 6 2008, 10:54 AM

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This thread is full of people with their head up in the clouds. Derailed thread, is very much derailed
LKW_717
post Sep 6 2008, 11:29 AM

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15k? sweat.gif
if add up the income of the man and wife for 15k still reasonable lar (still quite rare this days actually)

cant earn like 10k by the age of 30 is consider not capable? damm i bet allmost all of my guys friend are not capable enuf lor.

nowdays u got a steady job and can manage you and your family income is consider very good already looking at our current economics sweat.gif
and ofcuz the guy or gal have to work hard and try to achieve a better life stlye la, but as one of the forrumer said la, dun jump into the life style u could barely maintain< this sentence is made of win thumbup.gif


THEINSIDER
post Sep 6 2008, 06:49 PM

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i agree with 15k is the total of both husband and wife, thats like 7.5k per person at the sage of 30, which is quite ok in malaysia, to speak of 15k / month for a person... there are not many, but still achievable, but the majority whic is the mid class makes bout 5k / month
SpreadBeaver
post Sep 6 2008, 06:59 PM

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Sigh, no wonder nowdays all the guys dump their gf becoz of WOW or DOTA. tongue.gif 15k a month ? Guys, pls lah.. work for urself and ur famili , and not those who want u to earn this much so that they can live a luxurious life and play mahjong all day long. No gals wont die wan, u still have ur right hand .... tongue.gif
IceBikers
post Sep 7 2008, 03:57 PM

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this thread make me(guy) feel pressure sweat.gif sweat.gif
goldfries
post Sep 7 2008, 04:12 PM

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QUOTE(hushymushy @ Sep 6 2008, 10:14 AM)
geee u guys talked as if the money is earned easily

how many of u guys/gals out there r still students or freshies in the market?

IMHO, some of u have not seen the real world with some of the postings here. Just naive bout the real world out there.


great. that makes 2 of us who thinks that way when browsing the thread.

QUOTE(SpreadBeaver @ Sep 6 2008, 06:59 PM)
Sigh, no wonder nowdays all the guys dump their gf becoz of WOW or DOTA.  tongue.gif  15k a month ? Guys, pls lah.. work for urself and ur famili , and not those who want u to earn this much so that they can live a luxurious life and play mahjong all day long. No gals wont die wan, u still have ur right hand .... tongue.gif
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word! icon_rolleyes.gif btw what a notti nickname you have there. biggrin.gif

but yeah, correct. work for yourself and your family. basically to provide the family better living.

QUOTE(IceBikers @ Sep 7 2008, 03:57 PM)
this thread make me(guy) feel pressure  sweat.gif  sweat.gif
*
if a guy read this thread and feel pressure, clearly the guy needs to examine himself when it comes to priorities and directions in life.
LoveMeNot
post Sep 7 2008, 04:26 PM

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about 5k is reasonable enough. Dont think so we gals are asking too much?judging from how high the living expenses is these days. But it'll only be sufficient if we gals work as well. So both incomes add up together = should be able to live quite comfortably.
WannaGetBuffed
post Sep 8 2008, 04:54 PM

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QUOTE(LoveMeNot @ Sep 7 2008, 04:26 PM)
about 5k is reasonable enough. Dont think so we gals are asking too much?judging from how high the living expenses is these days. But it'll only be sufficient if we gals work as well. So both incomes add up together = should be able to live quite comfortably.
*
You can live with the combined income, but not quite comfortably. Finance need to be calculated properly, and if you have browse the finance section even once, it is enough to make you realise a lot about money. Assuming you are talking about gross, not net. If you are talking about net income, then it is good.

5k - epf - income tax - commitments & entertainment = your real $

Don't forget you need pay house, car, phone, girls, entertainment, etc etc etc.

Though, it is up to a person how good lifestyle does he/she want, if good lifestyle = less savings. Some below the income bracket 1k with 5 children also can survive. And they say everything here is expensive, but yet all still can afford go shopping every week, roads are jammed up everywhere.

Love is one part of the relationship. Another part would be sharing burdens as well. Life is not a linear line, it has ups and down.

This post has been edited by WannaGetBuffed: Sep 8 2008, 04:58 PM
oreacheese
post Sep 8 2008, 06:33 PM

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to ensure their wife has better life style... 15k is reasonable~ 4 us 2 shopping... rclxms.gif tongue.gif thumbup.gif
hushymushy
post Sep 8 2008, 09:22 PM

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QUOTE(oreacheese @ Sep 8 2008, 06:33 PM)
to ensure their wife has better life style... 15k is reasonable~ 4 us 2 shopping... rclxms.gif  tongue.gif  thumbup.gif
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thanks for being a sport on spending.
goldfries
post Sep 9 2008, 12:11 AM

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if you think about it - should the guy be earning 100% of the $$$, then the guy should also have absolute rights to decide how much to allocate to the girl ......... see if anyone still got the cheek to complain. smile.gif
francischuahcw
post Sep 9 2008, 01:19 AM

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QUOTE(goldfries @ Sep 9 2008, 12:11 AM)
if you think about it - should the guy be earning 100% of the $$$, then the guy should also have absolute rights to decide how much to allocate to the girl ......... see if anyone still got the cheek to complain. smile.gif
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no complain...totally agree..y should we give our money we earn 100% so tough easily for gals?
just to make her happy? wat lau...so "tan"(cantonese) lo....then i oso wan to be gal..no need work can spend money.

Maslow theory teaches us human "Needs" and "Wants"

guy know clearly wat is their "needs" and "wants"

but gurl....i punya "needs" tu "needs" lo...but i punya "wants" tu...."needs" jugak..
for me..i wont give cash money..
i prefer give tangile things.
so that cash flow can be controlled and properties can be owned.

want spend?? earn urself...haha

no offense ya..gals...
nadeary
post Sep 9 2008, 01:56 AM

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aha what ever same goes to guys...
guys also ask money from girls...
bcuz they are too lazy to earn by themselves...

ah guys n girls are the same...

whatever lah I want guys with lots of money!!!
I want my own house
my own car
my own kitchen
my own garden...
i want to deco my own house... rclxm9.gif

I want I want I want!!!!! drool.gif whistling.gif

SUSAllnGap
post Sep 10 2008, 03:10 PM

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QUOTE(oreacheese @ Sep 8 2008, 06:33 PM)
to ensure their wife has better life style... 15k is reasonable~ 4 us 2 shopping... rclxms.gif  tongue.gif  thumbup.gif
*
every weekend go cheong also wont be that expensive tongue.gif .......
zxeen
post Sep 10 2008, 09:47 PM

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i feel kinda disturbed reading this thread. a lot voted for more than 15k. most guys grad at their mid to late 20s. typical starting salary is rm2k-3k. to me, reaching 5k by 30 is already a miracle. unless he's super genius or linked to mca or umno top guns... biggrin.gif

girls, imho if your guy commands a rm15k pay, then his job will be gila-glia type, like going outstation all the time and having to sleep in the office.. i know a bank manager earning 20k, spends most of the nights in the office. so you'll enjoy his $$$ but not his presence. in the end, some tai tai cannot tahan then go and find toy boys. defeats the entire purpose.

just what i think la.. smile.gif

This post has been edited by zxeen: Sep 10 2008, 09:48 PM
FunGuSaMoNgstUs
post Sep 10 2008, 09:56 PM

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just go with the flow cool2.gif

earn ur wealth to make a better living for you and ur family

and oh, be proud of it nod.gif

This post has been edited by FunGuSaMoNgstUs: Sep 10 2008, 09:59 PM
SUSSPS
post Sep 11 2008, 08:47 AM

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QUOTE(FunGuSaMoNgstUs @ Sep 10 2008, 09:56 PM)
just go with the flow  cool2.gif

earn ur wealth to make a better living for you and ur family

and oh, be proud of it   nod.gif
*
As I mentioned before, there is a HUGE difference between providing for one's family and feeding some materialistic leech of a woman in her LV and Gucci shopping sprees.

Gentlemen, a word of advise - if you want to marry, tie the knot with a woman who is wise with her and the family's expenditure and investments. Only an idiotic man would marry a woman who spends all his $$ away on consumer goods and he has only himself to blame for this.


Added on September 11, 2008, 8:55 am
QUOTE(zxeen @ Sep 10 2008, 09:47 PM)
i feel kinda disturbed reading this thread. a lot voted for more than 15k. most guys grad at their mid to late 20s. typical starting salary is rm2k-3k. to me, reaching 5k by 30 is already a miracle. unless he's super genius or linked to mca or umno top guns... biggrin.gif

girls, imho if your guy commands a rm15k pay, then his job will be gila-glia type, like going outstation all the time and having to sleep in the office.. i know a bank manager earning 20k, spends most of the nights in the office. so you'll enjoy his $$$ but not his presence. in the end, some tai tai cannot tahan then go and find toy boys. defeats the entire purpose.

just what i think la.. smile.gif
*
I'll be blunt here - I am of the opinion that most (if not all) who voted for the "more than 15k" category are either students or wet-behind-the-years freshies in the job market who knows NOTHING about the pay scale that is prevalent in the Malaysian job scene.

Those women who selected this pie-in-the-sky option should also ask themselves this question - what do YOU have or can give to the 15K+ man of your dreams in exchange for such a lucrative arrangement?

This post has been edited by SPS: Sep 11 2008, 08:55 AM
ThanatosSwiftfire
post Sep 12 2008, 06:30 AM

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men are torn between the practicality of having a stable, well-financed future, and also the desire to lavish their loved wives every now and then.
JonSpark
post Sep 12 2008, 09:01 AM

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QUOTE(nadeary @ Sep 9 2008, 01:56 AM)
aha what ever same goes to guys...
guys also ask money from girls...
bcuz they are too lazy to earn by themselves...

ah guys n girls are the same...

whatever lah I want guys with lots of money!!!
I want my own house
my own car
my own kitchen
my own garden...
i want to deco my own house... rclxm9.gif

I want I want I want!!!!! drool.gif  whistling.gif
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You want everything, then better find your own source of income. If husband later become broke, u still got car mah. laugh.gif
derrickocl
post Sep 12 2008, 09:15 AM

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QUOTE(JonSpark @ Sep 12 2008, 09:01 AM)
You want everything, then better find your own source of income. If husband later become broke, u still got car mah. laugh.gif
*
keep JonSpark advice in mind.....
For photographer....keep some money for "L" len... brows.gif

This post has been edited by derrickocl: Sep 12 2008, 09:16 AM
unitron
post Sep 12 2008, 09:26 AM

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This thread just reinforce the opinions of some of my male friends who said to me that Malaysian women very demanding and "mata duitan"

Most of them broke up with their malaysian GF even after many years of courtship and end up marrying foreign women.

ps : I would say malaysian chinese women, but i will just be branded racist.
ayie1984
post Sep 12 2008, 09:56 AM

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Fresh graduate - 24 years old - civil servant - starting salary RM2500

Honestly do you think he can get RM15 000 or other unreasonable amount of salary within
6 years ?

If i were to marry a gal who expect me to have at least a salary of RM15k, then i'll go and find another gal.

If RM5000 would be reasonable for a guy to achieve in 6 years depending on the job he got.

p/s dont talk about super rich guy flex.gif

This post has been edited by ayie1984: Sep 12 2008, 09:58 AM
avenger
post Sep 12 2008, 10:21 AM

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QUOTE(oreacheese @ Sep 8 2008, 06:33 PM)
to ensure their wife has better life style... 15k is reasonable~ 4 us 2 shopping... rclxms.gif  tongue.gif  thumbup.gif
*
i wonder....

i wonder........

what can u provide back in order to repay 15k a month shopping spree?


Added on September 12, 2008, 10:29 am
QUOTE(JuneJing @ Sep 5 2008, 03:58 PM)
mm..i thk 30 years old maybe shud stated on atleast 12k per month IF married. coz including all de expenses like house loan,car loan [2 cars ] ,electricity bill , water bill , credit cards , children education fees [ one child ] , own entertainment fees , wife's entertainment fees [ if u r planing to to let ur wife work after married ] but atleast give abit to ur wife lorr, ur parents pocketmoney, ur wife's parents pocketmoney, and whole family travel expenses once a year. is it look enuf after so many things? O_______________o

if not marry yet but gt gf , atleast 7k per month. Y SO MUCH? do u spend more on wife or gf? diamond rings, psp , handphone , hair dressing, LV bags , Gucci bags , branded clothes. maybe only left around 2 k for urself. the 2 k for car loan , parent's pocketmoney , sister/brother begging u for pocketmoney [ if u r the eldest ] , credit card (S) [ one for u, one for ur gf ] .  whistling.gif  , saving for wedding is a MUST.

if not marry and dun have a gf but gt someone that u admiring. 4k. buy some lil surprise to chase the gal and spent 1/4 of the money to decorate urself.and 2/4 vto buy off the gal's best fren(s) mind.  tongue.gif  and 1/4 to save for wedding in future.

if not marry yet and dun have a gal fren and NOT YET have someone that u admire. 3 k. spent watever u like. but please do remember to give some to ur parents n save for marriage.

if not marry yet+no gf+no admire+dun plan to marry= alone. den suppose to be 15k per month. pay for parents,loans,saving for future to specialist home for elderly fees. tongue.gif
*
how old are you? you are talking out of sense and like a 1 year old infant.

This post has been edited by avenger: Sep 12 2008, 10:29 AM
feyhime
post Sep 12 2008, 02:08 PM

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