Want to save money and earn more before 30? easy...

1. Go less Nandos/San Francisco Steak house, Maybe once a month?
(This apply other restaurant which has similar class and price)

2. For god sake, please don attempt to buy a condo and a car together, it is excruciating!!! Condo is not recommended, try to get a land with smaller and simple house is always good for family(less stressful for wife to do housekeeping, family gets closer)

3. Olds say, clothes, food, living place, and transport are 4 vital area we must take care...

4. Clothes? Why go levis while you only can wear the jeans twice a week? I rather pay more for formal attire for quality and make myself more professional or for girls, more feminine OL-like.

5. Food, mentioned above.

6. Living place? mentioned above.

7. Transport, in KL... Kelisa and Kancil/ others smaller size is good for parking or traffic jam. It is really handy in any sense, of course, smaller size = less safety from accident...

8. For those who want to get luxury car? get one in pulau langkawi and put there for 2-3 years first...

I guess bills are not that bad to damage your salary though...
Multi investment is always good to stock up your money supply...