Mar 19 2008, 12:36 PM
QUOTE(kenji1903 @ Mar 19 2008, 11:57 AM)
yhtan,
do some calculations then you know that 5k is not enough... how old are you? are you working?
housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...
you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough?
5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...
Get a good girl. If u get married, expenses can share oready. Kao-tim lor..house u pay partial, wife pay partial..or...you pay loan 100%, wife save up for insurance, unit trust....if work nearby even better, car pool....do some calculations then you know that 5k is not enough... how old are you? are you working?
housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...
you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough?
5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...
...aiya very subjective...enough or not enough, still must learn to be stringent. Otherwise, must depend on parents money...and cant be independant.
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