By then, I'll quit my freelance job to take care of the baby, will only resume after the 2nd baby is born (this might take me at least 3-5years)... Within these years, family expenditures will solely depend on him, kinda worried if he remains his ranking and never get promoted. After 5years ard25k/mth but after tax and EPF deduction left RM16k/mth only (tat's y we might register a company to "run off" tax since I'm a freelancer, he can be my sleeping partner well risky I know...). High maintainance on children is very obvious nowadays, what I've planned is I afford my own expenditures with my saving even with zero income in tat 5years period...By excluding a women spending I believe he could gives our family a comfortable life, of coz, there are still little saving