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 How much should a guy earns per month?, When they reach 30

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feyhime
post Mar 21 2008, 09:42 AM

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QUOTE(Greybear @ Mar 20 2008, 09:19 PM)
Hi allornothing, thanks for your kind reply. You sound like more understanding my situation than others (sorry no offense to others' replies in this thread). Yeah living in a city is not an easy thing, especially if I wanted to maintain my current living standard even after married. Yeah he's not slowing down anyhow but always hoping for improvement  biggrin.gif he's aiming his promotion end of this year after he completed his credit hours working in consulating workforce, waiting to be promoted to the manager level and getting RM15k (allowances included) a mth is not a prob after all.

Well from my side, of coz I won't directly let go all my tuition classes(which gv me 6.5k income a mth) right after married, will continuing teaching until I conceived. Hope can save more money b4 stopping and definitely will back to tutoring life after my baby grown up to 2-3years old  tongue.gif wish tat I've planned well  icon_rolleyes.gif what do u guys/gals think?
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Oh hey nvm, everyone has their own standard of living (some of them never consider this before they start bashing up people for being realistic or whatever). I don't think you'll have any problem with the way it is. Your bf is saving about 40% of his income isn't it? How about you? I don't think you spend all 6.5K every month right? So you should have enough savings (your bf + your) if even if you stop giving tuitions for 1-2 years. Just make sure he get the promotion or at the very least increment of salary, I think it's pretty good to start a family and not worry about dropping lifestyle.
feyhime
post Mar 21 2008, 10:18 AM

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Okay since you save 4K, assuming your bf is also saving 4K, that's a 8K in total per month.

10 months will get you 80K, so in a year time you'll get 100K.
1 1/2 year will get you the sum you wanted (150K).


Just make sure you save properly (i.e. no offsetting saving to buy anything), I don't see any problem with your future family income.


Cheers.
feyhime
post Mar 21 2008, 02:10 PM

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I think what kenji meant was why go out with a girl whom you already know is leading a completely different lifestyle than you and one that you cannot afford too. And then whine about it...

Proper living is subjective to the individual current lifestyle.

Cheers
feyhime
post Mar 21 2008, 04:19 PM

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QUOTE(goldfries @ Mar 21 2008, 04:11 PM)
haha. if you put it that way then it goes to what i said earlier lor......
----
ok, now if you put it that way then i don't have disagreement. smile.gif

get a girl who spends more than you can afford = stupid.
get a girl and make her think that you can afford when you cannot = also stupid.

for me, i always encourage healthy spending habits and finance monitoring.

and you're right about food and entertainment part. just that it has to be controlled.

i find that a lot of people some how love to get into relationships but later complain they cannot afford it and such. if that's the case, then again - stupid guy. tongue.gif can't afford, don't commit la.

*
Ahahaha so true XD
Want to commit then don't bising nod.gif

feyhime
post Mar 24 2008, 06:42 PM

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QUOTE(nonexno @ Mar 24 2008, 06:23 PM)
Just wondering are Malaysian girls willing to accept that the house has to survive on dual income?

The girls I've dated in Malaysia more or less expects the guy to be the sole bread winner after marriage,
where else girls abroad are more independent and still want to pursue a career after marriage/birth.
*
I don't think it's feasible for any family to survive with single income at this age and era, unless of course if your husband/wife happens to be a millionaire (or equivalent) then by all means, as you wish. laugh.gif

For me I will totally continue climbing my career ladder after marriage/birth. But that's partly because I prefer working over staying home taking care of kids. Kids are expensive these days, if we don't work when we are young and able, when else can we generate income to raise our kids properly?
feyhime
post May 2 2008, 12:31 AM

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QUOTE(may84 @ May 1 2008, 09:07 PM)
hmm definitely guys can spend on themselves since they r earnin da money wat tongue.gif
but u know wat, my fren who drivin a sports car and spend >RM30k in modifying his car owiz expect his gf to share their outing expenses  hmm.gif
and da gal is only earnin around rm1.7k per month sad.gif
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What's wrong with him spending his own money on his car?

Now let's do the same for the girls, we spend on clothes, handbags, shoes, make-ups & jewelries. The car and techy stuff are the guys' version of clothes, handbags, shoes, make-ups & jewelries, it's not that hard to figure out. If they are not stopping us to buy ours, why do we stops them? Unless we are talking about them going bankrupt because of it then it's another point la.
feyhime
post May 2 2008, 11:00 AM

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QUOTE(oRoXoRo @ May 2 2008, 10:58 AM)
so unless you are doing biz its impossible to reach 10k ...
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Nope.

It's a matter of doing the impossible that get you the money.
Of course I don't mean the illegals stuff la laugh.gif

cheers.

This post has been edited by feyhime: May 2 2008, 11:01 AM
feyhime
post May 22 2008, 01:37 PM

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So are you all done with the money minded issue?
=.=
Get back to the topic.
feyhime
post May 23 2008, 02:18 PM

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4K per month to pay for debt? O_O Credit card? What on earth did he spend on to get such bad debt?

Whether 100K is enough or not is subjective. Furnishing a 450-500K house will cost you quite a lot no matter how minimal the furnishing it. And furnitures are not cheap. It can easily go up to 20-30K (minimum if you buying everything new at super discounted price for the entire house).

You sound like you still have not been doing any scouting work for furnitures price, reno materials & pricing as well as wedding related informations. Otherwise you can surely estimate your budget by now.

You are not rushing into things too soon right?

This post has been edited by feyhime: May 23 2008, 02:21 PM
feyhime
post May 23 2008, 07:07 PM

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QUOTE(Greybear @ May 23 2008, 05:27 PM)
Is 8k in total per mth cry.gif personal loan... for starting up a business but partner ran away, he was the one who bear all the shits shocking.gif

No... not dare to do any scouting work now coz still paying debts(which only goin to clear end of this year), 450-500k hse is the loan only coz I'll pay 100k down payement d rclxub.gif

Anyway, rgd the furnishing part, we r not buying everything new but will move some of his current condo(bought and paid off by his dad) such as his mini theater set, washing machine, fridge, dining table set, mattress for guest room etc  tongue.gif Hopefully can save a lil lor...
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8K shocking.gif shocking.gif Bad business really kills eh... sweat.gif


Tell me how can you plan if you don't know the price of anything you need? Don't try to estimate without knowing the real value, that's bad planning. I'll say start looking at prices and do your homework about things you need to learn on reno and all. Do you have extra money to cover all the legal fees, stamp duties and all for your house other than that 100K deposit? That along can cost you quite a sum of money. So do plan on it as well. wink.gif

feyhime
post Sep 12 2008, 02:08 PM

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