QUOTE(eDwanD @ Mar 29 2008, 12:56 AM)
10k for a bunglao, bmw, and a driver @@
I dun think so ...
Pls try calculate...
If ur kids below age 6, u need spend how much per month of their foods and drinks? u need spend how much for their wears?
If they are more than age 6, more higher expenses... Their tuition fees, their normally expensses...
For a husband and wife, need how much expenses again?
In age of 30, that's better have a own house and own car. Jus a normal terrace house and normal proton car. Need pay to bank how much per month?
Somemore, insurance? Repair payment? electricity and water expenses?
and many many ....
There is nothing wrong for a 6 ppl family living by 4k income, but is it really comfortable? For me, i dun think so =) Sure can living with 4k income, but just always headache about the future and current situation.
P/s : i dun know how to explain since my english quite weak and i lazy to stated out all expenses =) sorry

yeah, 4K income is really comfortable...how?? very easy...
tuition fees is extra things... Without tuition, can save a lot...
electricity?? Can be saved...no need to install air cond....
No need to install Astro, every month can save a lot....
Use motobike for travelling...can save a lot...for eg. petrol....toll...maintenance
see....it also a comfortable life...