The Exciting World Of CIMB Credit Cards
Continue Discussing About CIMB Cards here....


List Of CIMB Credit Cards
By Invitation Only/Premier Cards
CIMB Enrich WORLD MasterCard (By invitation)
CIMB Visa INFINITE (By invitation)
CIMB Preferred Visa INFINITE
CIMB WORLD MasterCard
CIMB Visa INFINITE
CIMB Visa SIGNATURE
Others
Regular Enrich Cards
Cashback Cards
Smart Drivers Cards
Business Cards
Direct Access Cards
Basic Entry Level Cards

Promotions
General Page For Latest Credit Card Promotions
Get up to 30% Cash Rebate with CIMB Auto-Payment Service

Other Documents
Credit Cards Product Disclosure Sheet
CIMB Swipe Smart PDF

Past Threads
CIMB Credit Cards V1

This post has been edited by Berkshire Breakaway: Mar 19 2014, 04:08 PM

Other Ongoing Promotions:


Source: http://www.cimbbank.com.my/creditcard/inde...p&pg=cp_retail#

Terms & Conditions: http://www.cimbbank.com.my/creditcard/index.php?rp=10

any members with interesting experience or tips to share such as special caveats and experience on waiving fees, please pm me and i can help check and post up your contribution here.

This post has been edited by Berkshire Breakaway: Mar 19 2014, 02:19 PM

what is this thread? Im confuse. Continue from here? https://forum.lowyat.net/topic/1811599/+2540

reported! even i'm not cimb card holder!

This post has been edited by wan7075: Mar 19 2014, 01:05 PM

Regarding the 30% auto-payment cash back campaign, how do I know whether I'm among the 1st 4000 cardholder who subscribe for the auto-billing program or out of the list?

in the last line, i think you don't have to put the v1 ts name = terapox.
bcs the thread started as a cimb cc question (later only converted as official cimb cc thread).
i don't see much contribution or information about cimb cc in his first page.

This post has been edited by victorywp: Mar 19 2014, 04:13 PM

ok, done, i would also appreciate if you don't quote the entire long post just to proof your point.
just a reply with the affected area on quote would do

yes, sure. done.

I'm more interested in eraman discount. It's the only reason I've cimb cc.

Only for liquor and chocs. Cigarette not included

i presume you mostly travel locally or within asean countries like indoensia.
frankly i would not consider eraman as a duty free shop at all - rather a crony shop.
the prices are marked up about 20% even with the duty exemption.
if you fly to changi, you can easily get a bottle of russian vodka at a fraction of what you pay at eraman.

if i pay my phone bill with my cashback CC i will get 2% at the cycle date or i have to register for auto payment only can get the 2%?

seems like cashback CC not eligible for 30% rebate for auto payment

your presumption is wrong. some of the liquors price are comparable to arab and european airports minus the lugging across airport, cabin and flight. changi is undeniably cheaper and a better airport. russian vodka is best bought at russia where some can be cheaper than a bottle of water.

New to CIMB credit card thread here...

maybe i was too general so if you are saying it is wrong to generalize i would agree
however to say it is comparable to europe is utter nonsense.
i shop in berlin and paris very often, even liquors manufactured outside of europe is cheaper in the shopping mall/liquor store in town compared to eraman (klia airport). russian vodka is cheaper in russia- of course i agree. but when i cannot travel to russia, i would rather buy in singapore duty free or european sundry shop instead of eraman.

any cimb cards that are worth to get? something that can match maybank 2 cards

only this the closest: http://www.cimbbank.com.my/creditcard/inde...&pg=cc_lu&ac=17

yes, it is now the good for airlines 20 percent rebate. many people didnt know that they do it. then you must apply at rakuten which is http://www.rakuten.com.my/event/cimb/apply...nner_cimb-apply

rm200 rebate will be given for application approve and 20 percent rebate + 5 percent online rebate for rakuten purchase. more detail u should refer to FAQ, not the term and condition http://www.cimbbank.com.my/creditcard/atta...mber%202014.pdf

must read the FAQ until the end of pages. more offer for online transition and airlines(MAS, not airasia since airasia charge extra for credit card payment).

This post has been edited by jkngo2003: Mar 21 2014, 08:52 AM

Ok i have checked that MAS is included in these codes below however I can't search for air asia, will try to get some info, at least we know firefly is not at all in


Airlines Online Booking 20% MCC 3000-3299, 4511

This post has been edited by DarReNz: Mar 21 2014, 02:13 PM

Please exclude the 20% off airline tic purchase. It's a game of roulette. Bought 3 flights before, only 1 got credited automatically. Another one, I managed to get partial rebate after chasing them for like 2 weeks. I am chasing the third one now. Lodge a report with them on 9/3 and still no feedback until now.

CIMB can declare 20% rebate airline tic purchase or even 50% rebate if u buy a new car......but rememeber, MAX cash rebate per month is RM50 ONLY

What are you babbling about? Of course I know it's cap at RM 50 else I would had start a business offering cheap flight tickets.

what's the limit now for enrich world and visa infinite by invitation?
RM1mil? RM2mil?

At least, You must have at Least RM1 Million of Asset Under Management (AUM) with CIMB Preferred baru Dapat Invitation from Them...

As a New CIMB Enrich World MasterCard Cardholders will Receive a 1st (year) Annual Fee waiver of RM888. Thereafter, Cardholders can Earn 100% Fee Waiver with total Annual Spending of RM500k and above. If You Spend between RM250k to RM500k You will Receive a 50% Waiver. No Waiver is Awarded If the Total Annual Spending is Less than RM250k.

Credit Limit...Infinite, Maybe
http://www.cimbbank.com.my/creditcard/inde...c&pg=cc_lu&ac=4

if you fly every month that would be good with RM50

This post has been edited by DarReNz: Mar 21 2014, 02:20 PM

Wanna ask, what is the interest rate charged if you did not pay the full amount for the items you bought with credit cards? in terms of this month or next month

depends on what cc. usually 1.5% per month on the outstanding balance.

Cimb credit cards. they got no installments plan so which means if i spend 4k i split it to 6 months = 666.66 + 1.25% so monthly payment is 674.99 ? Sorry abit new to this

err, is this a correct example?

no, your rm4k +1.5% = rm4,060 to be paid by next month.
if you did not pay any amount, next month will be rm4,060 +1.5% = rm4,120.90 to be paid by next month.
and if you pay rm2k before next month, rm4,120.90 - rm2k = rm2,120.90 +1.5% = rm2,152.71 to be paid by next month.

the monthly amount is not fixed, depending on your outstanding balance. the more you pay, the lesser the interest by the next month.

otherwise, you may call to ask whether they have any balance conversion plan like other banks in which you may convert your current outstanding to installments. usually balance conversion plan will just charge an upfront fee of around 3% to your balance conversion amount and then divided into around 6-12months.

let's say your rm4k + 3% = rm4,120 divided by 6 months = rm686.66 monthly (fixed)

Thank you so much !!

Saw in newspaper today senheng /senq has easy payment up to 36 months above 2k

Oh ya wanna ask normally when do the bank start charging on interest rate?

0%?
if not it is a waste forum space mentioning

if not it is also a waste of money & effort advertising in newspaper.

when they still did not receive your payment after the 20 days grace period.

normally few days late due to interbank transfer is understandable

i read the term & condition, but never saw it gave rm200 for application approve? are you sure it is correct?

i got question for all cimb card holder. i got outstading about rm1.56 remaining on my cancelled credit card account.

how to clear my remaining balance? i called the call center, they ask me go to counter.

does it worth i need to go to cimb counter take number que for 20 minute and pay for the rm1.56?

cimb really cannot waive the remaining balance of rm1.56 something?

let say if i dont pay does it will charge me any interest since i already cancelled the credit card.

Just issue a cheque....

no cheque

You pay me 15 sen I issue for you

cheque naik harga already bro

You didn't read the latest news, right ? Only on 2 Jan 2015, the 50 sen charge will be implemented.

nope...lolx

thanks for info and offer

lol ronnie is clearing his old cheques at cost price. bcs he will be less using it already due to ibg now cost 10 sen only. so all shifting from cheque to ibg. actually me also still have 1 book + half book.

Lol no wonder. But he still kind for the offer

Very smart..... You can also close the Current account and get stamp duty refund on unused cheque leaves.
I'll close mine early Jan 2015

This post has been edited by ronnie: Mar 23 2014, 10:16 PM

oh really? means can get back the amount of balance cheques x 15 sen? didn't know about this. please remind me again on jan 2015. LOL!

I've to self remind also....

guys, i wonder do CIMB provides call-in installment for items that i had purchased lately? ...

Exclusively for CIMB credit, debit and Kwik cardmembers:

20% off with CIMB Cash Rebate Platinum MasterCard
15% off with CIMB WORLD MasterCard, Visa INFINITE or Visa SIGNATURE
10% off with CIMB Platinum, Gold, Debit or Kwik card
Pay with CIMB Bank credit card bonus points

Promotion valid till 31 December 2014.

Thats new, 5% additional for their Cash Rebate Plat. Too bad Im holding Visa Signature

Going to war with CIMB. They don't want to credit my cash rebate despite my airline purchase was clearly MCC 4511. They say it was a phone purchase according to their records (which is not).

I told them it's not a phone purchase and even if it's a phone purchase, there is no T&C stating that phone purchase doesn't entitle to rebate as long my MCC is in the rebate category. She say she will get back to me again.

I am sure they will revise the T&C soon

which airlines do you buy it online?

Easterjet (Korean budget airline)

cash rebate card statement is on 28th. if i do the pruchase today and the posting date is on 28th, do i entitled 5 percent rebate on this month statement?

Yes, if posting date is on 28th or before. That is your transaction is online purchase. Anyhow I would prefer it to go into next statement so my cashflow this month will be more as it will get the 5% rebate anyway.

According to FAQ No 14, the cash rebates for transactions posted on statement date will be in in the following statement.

This post has been edited by lucas114: Mar 26 2014, 01:40 PM

This is wrong, it will be credited to the same statement itself for the transactions performed.

anyone linked their credit card with CIMB Clicks account?

i tried to link my credit card after i got it around last week, but waited for almost a week my credit card still hasn't appear in my CIMB Clicks

mine was linked by itself last time.

weird, now i go to Link My Credit Card and it say i cant link anymore because i already link my card, i go to pay credit card bill my credit card also didn't appear

emailed CIMB yesterday but i dont think they will reply

why not just call the cs for faster reply?

I remember I had to link it myself

Yup auto link

You can try Interbank GIRO maybe. If not mistaken, there is no minimum limit for interbank GIRO, the charge also lower, only RM0.10. And you can print the receipt after the IBG as proof later.
Even if they charged interest, it won't be high.. even after many years.... However, the outstanding may actually affect your CCRIS record. Try to settle it rather than delaying it.

anyone using CIMB Cash Rebate Platinum MasterCard?

yeap

There's another CASHBACK event 31 March to 29 June.... though I cannot find any online info...

i think this CIMB 2014 Million Ringgit Cash Back Campaign



CIMB | T&C

I have received the SMS, but i cannot reply it from my Umobile.

Just received my e-statement for Cash Rebate Plat:

Pleased to know that my online hotel booking (RM182) through www.orbitz.com was given 5% rebate. I booked using this website coz it is cheaper than the popular online hotel booking sites.

Payment on lelong.com.my (netpay) also entitled for 5% rebate.

Any details? How does it work. tiered?

any cash bac to offset gst if i apply it now?
couldnt find any info regarding it on9

I am confused with the CIMB cash back platinum rebate... I bought Malindo Airline ticket three month ago and I didn't received the 20% cash back until now..I understand about max RM50 cash back per month cause I never hit 50 for any months... I have call to CIMB and the guy told me Malindo is not entitle... And I said it stated "all airline" in your website.. So what are those airline company entitle for 20% cash back? The tele officer keep quite and said will call me back... I waited for one week.. He never call back..

The second thing is.. I getting more and more confused when I check back my statement.. As stated online purchase 5%, petrol 2% and others 0.2%... But no matter how I calculate for my Feb statement.. Still more than the amount CiMB is given to me... Noted: IBBM, zalora and Tunehotel are online transaction, I have remove Maxis & Telekom for online 5% rebate.

This post has been edited by ckyow1: Apr 1 2014, 01:14 AM


Attached thumbnail(s)

I purchased GSC tickets on 26th Feb and it was posted on 28th Feb. The 5% cash rebate was not in my Feb statement. It was included in my March statement.

Wahh.. u use n pay everytime issit.

Just saw this on my statement online for CIMB Cash Platinum Rebate credit card

But can't determined this is from which spending?

I did bought 3 stuff online,

04-Mar-2014 02-Mar-2014 MALAY AI 2329999999 Kuala Lump 290.0
06-Mar-2014 04-Mar-2014 MALAY AI 2329999999 Kuala Lump 240.00
11-Mar-2014 09-Mar-2014 GROUPON MY-ECOM SELANGOR 39.00


After that I already receive the rebate for March

28-Mar-2014 27-Mar-2014 CASH REBATE 1.59
28-Mar-2014 27-Mar-2014 CASH REBATE OTHER RETAIL
28-Mar-2014 28-Mar-2014 CASH REBATE ON RETAIL INTEREST 1.53

MALAY AI refering to Malaysian Airlines? Then it's the 20% off for the airline rebate.

any point system?

may i know is that you get the additional rebate at the same statement month? in the term and condition, you should get the additional rebate at following month o.

yup Malaysia Airlines, but if its 20% off the ticket price, it should be more than that right?

I see, so most likely that additional rebate is from my Feb 2014 spending perhaps

wtf... bought from Dell via phone and kena the oversea charge!

max u can get with 20% is still rm 50

Rebate capped at Rm 50.

Sucks. That means if your PC is 3K, you got to pay RM 24 for the cross border fees. I need to take note when purchasing large amount item with this card.

I kena cross border fees as well with Expedia the other day but luckily it's a relatively small amount.

Don't apply for CIMB. They sucks. Their service also terrible. I applied for worldcard and repeatedly told them I want world card. Finally card arrive and after some time realize it was Infinite card instead. They gave me such a headache to cancel off the card and the rm50 tax. I insist I wont pay for a card that I didnt apply. How much time I have wasted.

Poor service. Worse that goverment officer. All staff probably drank too much San Miguel beers

Yup... luckily, it seems Dell willing to refund me these charges... will have to wait and see.

Yea... almost every time I call their CS, it will be engaged/not picking up. MBB is better than them!

I waited 1-2 weeks then only get it shown on my cimb clicks.
Btw, i manual link myself as well.

Not only that, their ATM machines are often "out of service"..lol