Just receive a call from CIMB Bank offering a Cash Back Platinum card.
I have registered on that. Worth to get it?
Credit Cards CIMB Bank Credit Cards v2, The Exciting World Of CIMB Credit Cards
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 Apr 9 2014, 03:49 PM
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#1
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1,487 posts Joined: Apr 2006 From: Selangor  
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Apr 9 2014, 06:54 PM
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#2
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 9 2014, 04:11 PM) The worthiness is depend on how n whr u going to use the card.. Most of the time will be petrol & groceries. To me it is ok as the cb is better then my current uob 1 card  But currently i have the Citi Cash Back & OCBC Titanium. Comparing it with both i having. |
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Apr 10 2014, 08:25 AM
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#3
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 9 2014, 07:21 PM) Citi CB (i assume Plat) I have the same thought as u.Petrol : 5% Groceries : 2% Shopping : 0.3% Maxis / DiGi / Celcom bill: 2% Astro bill: 0.3% Municipal council bill: 0.3% Annual Fee: Waived OCBC Ti Dining, Petrol, Groceries, Shopping, Utilities : 1% Annual Fee: Waived CIMB CB PLat Shopping 5% Petrol & Groceries: 2% Utilities : 2% (SI only) 10% unlimited cash rebate on retail interest charged Up to 25% discount and additional 20% cashback at participating merchants Since u r most of the time on Petrol & groceries, u might want to stick to ur Citi CB as this card offers lower CB for ur preferred categories  (please correct me if i'm wrong) I might need to reconsider bout the application again. |
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Apr 10 2014, 08:55 AM
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#4
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 08:45 AM) Good choice! As i apply for this card is better coz my uob 1 card is not as good as this..no EPP also..at least cimb do offers EPP I know the difficulty when bank doesn't give call in EPP.Same goes to Citi, they don't give call in EPP to customer unless they have promotion on the EPP. But OCBC are very welcome for call in EPP request. May i know how much % the charges of EPP for CIMB? |
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Apr 10 2014, 09:17 AM
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#5
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 09:13 AM) Wait..i'm referring EPP to as 0% installment plan..or it is IPP (not sure) Oo..u mean the EPP provide by merchant.I'm not too sure myself but there should be a small 1 time fee charged for the installment conversion. I though Flexi-pay by call in request.  |
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Apr 10 2014, 09:53 AM
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#6
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 09:41 AM) Haha..my bad for not being specific.. If 0% interest. I find it Citi is better offer. If flexi pay most bank offers with a min purchase required.. The 0% IPP/EPP is the 1 i'm looking for Seen less for CIMB offer by merchant. |
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Apr 10 2014, 10:08 AM
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#7
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 10:05 AM) Haha..used citi b4..but as a supp Yesterday the CS call me & offer me this application. They will give a Touch&Go card as a complimentary gift also.& find it not so attractive.. Now cimb likely to use as balance transfer from uob and some merchant in malls have disc for cimb cards Now really need reconsider again. |
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Apr 10 2014, 10:32 AM
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#8
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1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 10:11 AM) It is tng zing card which is link to ur cimb cc.. According to the CS, the card will automatically reload RM100 when ever the balance touch RM50. Per reload they will charge RM1.50 for the service & the reload fees + service charge will credit into your next month statement.But it is only auto reload frm ur cc, n u cannot reload else whr.. I'm not sure abt how it will work as i'm currently waiting for my card to arrive Meaning that u use the card without hassle to find place reload & pay it later with ur others billing. |
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Apr 10 2014, 10:40 AM
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#9
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Senior Member
1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 10:38 AM) With charges sumore?? No way i'm using it.. As they said, if don't wan to use then don't activate it.There a tng hub near my office..so cn reload for FOC Not going to waste money if can save.. Once activate it you got no turning back.  |
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Apr 10 2014, 10:52 AM
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#10
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Senior Member
1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(ryudell @ Apr 10 2014, 10:46 AM) Yup..going to keep it elsewhr..haha..sumore auto reload below rm50 Hahaha...i know how u feel.  Normally i reload my Touch&Go when the credit almost run out. But for CIMB, i think they worry customer go outstation without enough credit so they set the baseline higher for auto reload. |
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