in the last line, i think you don't have to put the v1 ts name = terapox.
bcs the thread started as a cimb cc question (later only converted as official cimb cc thread).
i don't see much contribution or information about cimb cc in his first page.

This post has been edited by victorywp: Mar 19 2014, 04:13 PM

yes, sure. done.

only this the closest: http://www.cimbbank.com.my/creditcard/inde...&pg=cc_lu&ac=17

depends on what cc. usually 1.5% per month on the outstanding balance.

no, your rm4k +1.5% = rm4,060 to be paid by next month.
if you did not pay any amount, next month will be rm4,060 +1.5% = rm4,120.90 to be paid by next month.
and if you pay rm2k before next month, rm4,120.90 - rm2k = rm2,120.90 +1.5% = rm2,152.71 to be paid by next month.

the monthly amount is not fixed, depending on your outstanding balance. the more you pay, the lesser the interest by the next month.

otherwise, you may call to ask whether they have any balance conversion plan like other banks in which you may convert your current outstanding to installments. usually balance conversion plan will just charge an upfront fee of around 3% to your balance conversion amount and then divided into around 6-12months.

let's say your rm4k + 3% = rm4,120 divided by 6 months = rm686.66 monthly (fixed)

if not it is also a waste of money & effort advertising in newspaper.

when they still did not receive your payment after the 20 days grace period.

lol ronnie is clearing his old cheques at cost price. bcs he will be less using it already due to ibg now cost 10 sen only. so all shifting from cheque to ibg. actually me also still have 1 book + half book.

oh really? means can get back the amount of balance cheques x 15 sen? didn't know about this. please remind me again on jan 2015. LOL!

mine was linked by itself last time.

why not just call the cs for faster reply?

i think he replied something at first but edited it after found that he replied wrongly to you.

good that they are quite lenient with it and reinstate and allow you to utilize your points. great!

activate via both ways also can. if you want to save cost, then just activate via sms. pin number will be posted to your house address.

mine was automatically linked last time...

you mean you did not apply for zing in your application form?

how do you apply? online or booth? do you know who is the salesperson whom you applied to?

this is one of the reason to have a slightly higher credit limit. just in case you pump everyday, you will have rm1k held in a week.

maybe your friend recommend this agent to call you...

if you use at the cashier no problem, then is the pump cc machine problem.