hi Guys... Cimb just launch a new card not long ago called Visa Signature.

Any of u guys has it? what benefit does it bring?

is it above platinum and beneat infinite?

thanks.

This card is in between platinum and infinite.

-No Annual Fee - Waived for life for you and up to 3 supplementary cardmembers.

-2X Bonus Points For Overseas Spending - Fast-track your Bonus Points accumulation for every RM1 charged on your CIMB Visa Signature Card for overseas retail spending.

-Complimentary Airport Lounge Access- Enjoy complimentary access to Plaza Premium Lounge 2 times a year, automatically renewed annually if your total spending Is RM100,000 or more per annum.

-Dedicated CIMB Travel Desk - Enjoy exclusive travel deals and arrangements from hotels to flights reservations or personalised tour packages by a team of travel professionals at CIMB Travel Desk by calling 03-2091 9977.

-Complimentary Movie Ticket - Enjoy a complimentary movie ticket of the same class - Gold, Premiere, or Normal Class, with any purchase of movie tickets with your CIMB Visa Signature card at any Golden Screen Cinemas nationwide.

-CIMB Premier Club Rewards - Enjoy privileged savings when you use your CIMB Visa Signature at any of our participating merchants.

-CIMB Bank Smart Rewards - Enjoy year-long discounts at over 500 dining, retail and lifestyle outlets bringing you privileges and benefits wherever you go.

-1-Hour Card Issuance - Enjoy the convenience of applying for a new CIMB Bank credit card or supplementary card in one hour, plus discover the many services available at our well-appointed Card Service Centres.

-CIMB Visa Signature Hotelclub - Enjoy a complimentary one-night stay at featured hotels, with discounts up to 75% on 55,000 hotels worldwide with a click of a button.

Log on to www.hotelclub.com/cimb and start booking your dream holiday to popular destinations now!

-Enjoy More Visa Signature Exclusive Benefits - Take advantage of exclusive privileges for travel, shopping, and golfing, for your enjoyment of the privileged lifestyle.

To enjoy these exclusive benefits, please call the Visa Signature Customer Centre at 1800 233 688.

http://www.cimbbank.com.my/index.php?ch=cb...9&tpt=cimb_bank

Main Benefits as far as I am concerned:

Free For Lfe

2X Bonus Points For Overseas Spending

2 complimentary passes annually to KLIA Plaza Premium Lounge Access- automatically renewed annually if spend more than RM100,000 per year.


**Edited**

Click here to read about 1 day approval for CIMB Visa Signature, World MasterCard and Visa Infinite.


If you are thinking of getting the CIMB Cash Rebate credit card to earn 5% cash back for online transactions, please read my review of the CIMB Cash Rebate Platinum Credit Card by clicking here to my article New 2013 Credit Cards.

This post has been edited by Gen-X: Oct 15 2013, 01:17 PM

the ONLY benefit i can see is the buy 1 free one movie ticket @ nationwide... XD

2 time complimentary passes to KLIA PPL?! that's abit stingy... hahaha... Citibank offer 12 times access and AMEX offered unlimited access...

btw, i saw there is a Enjoy a< complimentary one-night stay at featured hotels.> is there a string attached? anyone tried it?

Hi guys, sorry for d noob question. Is there posibility for the CIMB Visa Signature cannot be used in overseas since CIMB is considered not well known bank like HSBC, Citibank n ect...
I applied for this card but afraid it cannot be used in US eventhough it has VISA logo there.

Should be no problem using it in overseas

if not mistaken u have to book through hotelclub.com.cimb and at least a 2 night stay ,then only u entitled for the SO-CALLED complimentary 1 night stay

Don't worry about the card being issued by CIMB or by XXX bank. Merchants on the entire planet earth don't care if your card is Visa Infinite or Classic as long as the transaction can go thru. What you will experience in US is that the merchant will ask for your ID, so bring along some kind of ID with you, i.e. Passport. And they will ask you debit or credit, just answer credit.

by the way, do call your credit card Customer Service to inform them the period you be in US.


This post has been edited by Gen-X: Apr 1 2011, 07:24 PM

What is the min CL in other CC to apply for this signature? 33k ok? Visa Infinite need 30k from HSBC, 70k other card and 50k citibank

For CIMB call their Sunway card centre number - 03-56316979 and ask them.

how come 30k entitle for VISA infinite?

The rule probably changed now since HSBC already dropped their Plat income requirement. Maybe applicable to the new HSBC Signature instead

Unlike CIMB, HSBC kind of "stingy" with granting "high" credit limit. But I think it is like more than RM40K. Also having RM40K does not automatically grant you CIMB WMC or VI as CIMB will still check on your worthiness.

Well, commencing this month, all HSBC Platinum Visa cardholders will be "upgraded" to HSBC Visa Signature.

Click here to read my article HSBC Malaysia Visa Signature - Gone is the Visa Platinum.

Hsbc also have this card
Just launched 1 st April 2011

Yeah I got notified today via SMS about the HSBC Visa Signature .... whatever that is ... I do agree that HSBC is a bot stingy with their CL ... my Citibank Cl is now doubled that of my HSBC so I have been using Citibank instead ...

HSBC is stingy with everything, not just credit limit. The only thing useful with the new Signature is the 5x points but this feature will end in December! and no airport lounge access!!

Hsbc signature
5 times reward points in isetan, parkson and tangs
5 times points in mid valley and gardens as well
If existing will upgrade to this card
Agree hsbc stingy will limit. Few years with them myself, limit 20k
Even if u use up to 19k regularly, they won't increase ur limit
Ask for new borang b, payslip etc
Still sticking with them though service excellent.

If interested can apply thru me.
Govt tax absorbed.

And this credit limit is for HSBC Gold or HSBC Platinum ? I mean what is the card you're holding now. HSBC Gold or Platinum ?

By the way, this is a CIMB Bank VISA Signature thread. You shouldn't have posted here.

This post has been edited by MilesAndMore: Apr 7 2011, 10:47 AM

I have previously directed you to Service Notice Board, not that I need too since you are not new to LYN Forum. Anyway, once again here is it:

http://forum.lowyat.net/ServicesNoticeboard

We can't be having CC agents here posting their services just like in Finance Section where the insurance agents are not to post their services.

Please reread Rules and Regulations to refresh your memory.

Removed the line that says "apply thru me"

Anyone has experience with the CIMB Pay With Points? Will the outlet still swipe our card when paying with points? and are we able to check/verify the points used on the spot? Thanks

Just received my CIMB Visa Signature today, had been waiting for 1 week plus. Anyways, thank you so much sir for these valuable informations.. you really helps me a lot with all ur information and i like your blog too!
Keep up d good work sir!

can apply by bringing my signature card from another bank? cimb has lots of 1 for 1 food promotions.

call the number I posted earlier for the CIMB Sunway Card Centre and they can tell you on the spot if you qualify for their VS or WMC based on your income or existing CC credit limit. And from there they will they you the application procedures.

I just wondering whether this CIMB signature (As well as other high end CIMB CCs) comes with the flexi Ipay plan 0% for insurance and medical bills as well as 0% BT

Yes, the promos you mentioned are applicable to all CIMB CC.

how much RM need to put in fd to get this card?

I redeem for Tefal Toaster on 11 April 2011, and it arrived on 13 April 2011... kudos for the prompt delivery.

You must be a big spender. I guess you would have to spend over 50K to get a Tefal toaster?

Tefal Toaster only 29,000 Bonus Points... collected points from the last 3 years.

Redeem before the expire eh...i am still sore that they take put the voucher redemption.

wow.
7,000 pts took me 2years++. Not much can be spent using DA cards.

CIMB cards only useful if we use it for their promotions, otherwise the reward points is only 1X AND now no more cash vouchers

Totally agree... getting vouchers is more bang-for-the-bucks in terms of cash value

DA used to be my primary CC, until OCBC Titanium and Maybankard2 came along (I should thank to PM's visionary GST)

Also for their wonderful 0% BT program...

Between CIMB (normal line), Maybank (Amex line) and SCB (platinum line), i prefer dealing with CIMB customer care consultant. They seemed to be more well trained and efficient, imo.

Actually, I find that with CIMB's Pay With Points which includes merchants such as KFC, DOME, MPH and 'Thai-Group-Restaurants', the loss of cash vouchers is no big deal. In fact, it is less of a hassle rather than having to wait for the vouchers to arrive.

I think most of us can agree that even if we don't normally take fast food, we do buy KFC for our loved ones at some point in time...should not be to difficult for most of the seniors here (except tinkerbel if she has a CIMB CC) carrying CIMB/DA cards to deplete the points in this manner considering that it takes so long to accumulate points and at the same time, most of us would have switched to other cards as our primary one. As Gen-X said, only use if got promotion-lah such as the current 5% Kinokuniya books discount which ends on the last weekend of April 2011 (weekend being Fri, Sat & Sun). Speaking of which, I think I should buy some reference books even though I do most of my reading from the computer - can get some income tax relief.

With MBBKard 2 in hand, I hardly use my DAMC anymore. Primary use of DAMC now is for BT and insurance premium (even for insurance, I think I'll be switching to Etiqa which accepts AMEX and time my purchases so that I can do a 0% 6 months BT). hahaha

Anyway, CIMB has got a new reason for their 'Hamper-type' promo - this time, it is for Charles Berkeley's wallets (this brand I seriously haven't heard of, and mind you, even after Googling )
@Gen-X, since you're now a man of leisure, this shall be your latest research assignment hahaha - I'm sure it will make for an entertaining read ) and Mendoza luggage (this brand I have heard of) (Be a Fashionista at Suria KLCC, with CIMB...they do seem to be ramping up their promotions recently. I managed to get the Christmas 2010 and CNY 2011 hampers :] The hamper value is actually not bad, you do get at minimum 5% equivalent cash back (too lazy to do a proper calculation though).

This post has been edited by wshoh: Apr 15 2011, 05:54 PM

thanks for the tip on KFC
as for the brands, better I don't want to know else get influenced

TS, if you still around, add WMC, VI, Platinum and Gold to sub-title of this thread and make this official CIMB CC Thread.

This post has been edited by Gen-X: Apr 15 2011, 05:36 PM

Hi, about the paying with points thing, will the outlet still swipe our card when paying with points? and are we able to check/verify the points used on the spot? Thanks

---

Added on April 17, 2011, 10:27 pmJust used this Pay With Points at Camel Active. Fyi, you can ask the outlet to check how many Bonus Points inside your card. And for payment, you need to swipe and the receipt which you have to sign will state the initial BP, used BP and the balanced BP.

This post has been edited by Human Nature: Apr 17 2011, 10:27 PM

Talking about CIMB cards, does anyone holding CIMB JCB card?

http://www.cimbbank.com.my/index.php?ch=cb...3&tpt=cimb_bank

Hi i just signed up for this credit card,how you guys think of this card? my salary is rm2k monthly...and mostly i use for pump petronas only ^^

Interested to apply for Maybank Petronas visa but annual income need to be rm30,000...

Other cards also give cash back for petrol. You should find a card that can give you cash back for other things too such as grocery, pharma & etc.

Example like which cards bro? because most of the cards they required rm30k per year = =

Last time i apply the MBB Petronas Gold Card, my salary only got RM2200. They still approved for me . U can have a try over there.

**Edited**
I gave you examples at CC Recommendation Thread post #222. But if you only using Petronas, I guess the card may benefit you. You get 5% on 1st of every month and other day 2% at Petronas. And you also get 5% rebates on Sundays at Guardian and for groceries, 10 % at KFC and Burger King

Anyway guys, check out my new article at my blog on CIMB credit card promotion. Click below link. Free 1 for 1 latte at San Francisco Coffee and many other offers.

http://creditcardsmalaysia.blogspot.com/20...edit-cards.html

This post has been edited by Gen-X: Apr 18 2011, 10:36 PM

I was wondering whether does the CIMB Smart Drivers Gold Card will be eligible for the Credit Card promotion that is available on the CIMB website ?

Yes. It does.

No such end date as 31st April 2011

lol..since when April got 31st???

hahaha, you are right, thanks for pointing out and reading my blog

Thanks for the prompt reply. As I thought its only meant for those Gold Card that has got nothing to do with the Smart Drivers category.

Ya bro i only use Petronas most of the time ^ ^ , wow for the smart driver cimb card also get 5 % rebates on sunday at guardian and 10% at KFC and Burger King? How about for the Free 1 for 1 latte at San Francisco Coffee?

So this card is suitable for me right? and bro actually what does it mean for 5% rebate every month? means if i pump rm80 on 1st of every month,i will get rm4 cash back of rm80 right?

On the offers, go read the terms and conditions. Sunday 5% rebate applicable to MasterCard only.

And as for the 5% on 1st of the month, yah, that is right, you get RM4 for RM80 petrol according to CIMB webpage.

This post has been edited by Gen-X: Apr 19 2011, 12:39 PM

Oh right ! I forgot that CIMB promotions are always card brand specific.

@pocketcctv, your card is a VISA or MasterCard ? Most CIMB promotions are applicable only to MasterCard.

I applied for the MasterCard. Thanks for the tip ..

Guys, can we check the amount of account balance ( the amount we owe ) using the ATM machine? Coz i put in my card and check balance it say i have rm99 blance?

Thanks

why don't you signup for CIMBClicks account using your CC number ?

CIMB/DA Cards Exclusive @ Delifrance


This post has been edited by ronnie: Apr 21 2011, 10:44 PM

Got my Gold Card from the CIMB Smart Drivers application.

just wondering.... I have applied for the Touch and Go Visa CIMB Card and it's been a year now.

I find that the card doesn't really give much benefit except for the Zing card (auto reload)

is it possible to change the card to the petronas master card and still retain the Zing card?

please advise ^^

Call Customer Service and you'll know the answer.

do you think that the CIMB Touch and Go is a good credit card?

I've been using it for 1 year now and noticed that other credit cards are giving cash back rebates and I've been missing out on this

(please forgive the newbie questions)

well, you yourself said it not benefiting you much, so go apply for a card that best suit your expenses.

Thanks for the advise, I'll start my research from your blog ^^ it is so informative.

haih
i have charged RM35k to my cc as insurance (including my parents) and converted it to instalment.
the bank now demands me to send them the policy apparently only the card owner is entited to enjoy 0% instalment..
sigh

why is this?
I paid my parents' insurance premium and requested to convert to 0% 10month installment, the bank didn't ask a single question.

Same here. But paid sometime early Feb in 2010.

mb i charged too much that they suspected
charged rM30k in 2 months
hate them

did the terms and conditions clearly state that the installment plan applicable to card holder only? If yes, then you at fault. If no, then give them the policy and you should still be entitled to the 0% installment plan.

it is silent. apparently, 0% is up to the management's approval. SA confirm that it is only for the card owner.

Why don't CIMB/DA come out with an equal (or better) Cash-Back CC to rival OCBC Titanium & Maybankard2 ???

This post has been edited by ronnie: May 7 2011, 12:30 AM

CIMB/DA has given up to compete head-to-head with MBB/OCBC etc in the war of Cashback. One can easily observe that CIMB/DA changed their marketing strategy to aim high spending consumer group. From the promotion list you can see a lot of them are for VisaInf/WMC cardmembers only.

But heaven knows when will CIMB wake up? LOL.

Anyone, anywhere to check on deals for CIMB MasterCard?

when he said 'only for the card owner', ask him to show you the applicable clause in the T&C. Don't let CS fool you.

---

Added on May 7, 2011, 12:44 amthey don't organize the promo by card type. You just have to go through all d promos one by one, and see which one applies to your card.

The link is available at CIMB BANK homepage, in the name of ALL PROMOTIONS.

This post has been edited by chemistry: May 7 2011, 12:44 AM

As mentioned by chemistry click here to CIMB website.

Click here for Sunday promotion, end 30 June 2011.

To read my article on CIMB Promotions at my blog, click here.

Arguing with him served no purpose as he (and the other 2 CSs) kept on invoking their rights under the clz which provides the bank wide and unlimited discretion.

Wrote a letter to BNM and financial bureau. Matter got sorted. The AVP called and converted it. The AVP admitted that the bank's fault. I got a free gift in return.

Am happy, used RM35k for installment. applying the FD rate, 35*3%: RM1050 saving per year. Also the bonus point available...
Wil use for all my remaining insurance next year.

pls OCBC Tit card and MBB Dup (which i wil get soon) per year, the return on CC alone is RM2250 (RM1050+RM600*2)

dun plan to take cimb petronas card, any other good credit card from CIMB? with nice rebate.....

This post has been edited by joenjill: May 13 2011, 12:43 PM

called CS and was told needed 14 days to post the PIN for CIMB clicks internet banking.

any other way to get it faster ?

to pick up from the bank, i suppose?

---

Added on May 13, 2011, 5:58 pmi think petronas card is the best for CIMB, as apart from the fuel rebate, you can also enjoy other benifits such as 0% instalment etc.

---

Added on May 13, 2011, 5:59 pmI am told that it is better tha plat
is betwn plat and world master
anyone can confirm?


This post has been edited by andyfriends: May 13 2011, 05:59 PM

So I'm getting a Visa Signature soon. Other than the complimentary GSC tickets and 2 entries to Airport Lounge (which is so little), it seems got the below as well..


CIMB Premier Club Rewards - Enjoy privileged savings when you use your CIMB Visa Signature at any of our participating merchants.

CIMB Bank Smart Rewards - Enjoy year-long discounts at over 500 dining, retail and lifestyle outlets bringing you privileges and benefits wherever you go.

I want to know where can I find the list of 'participating merchants/restaurants instead of having to call them. Thanks.

yah 500 outlets, I also want to know. Why don't you email them for the list and post it here

In the meantime, click below link

http://www.cimbbank.com.my/index.php?tpt=c...on_list&do=card

http://creditcardsmalaysia.blogspot.com/20...ource=BP_recent

Direct Access and this Visa Signature. What's the difference?

Very different. Direct Access is a wholly-owned subsidiary of CIMB Group offering banking services through a virtual branch to graduates only whilst VISA Signature is a a credit card. Both CIMB Bank and Direct Access do offer VISA Signature.

Can we upgrade from Direct Access Platinum Visa to Direct Access Visa Signature ?

I only see Visa Infinite listed on http://www.directaccess.com.my/index.php?c...t=cimb_da&cat=3

CIMB offers both VS and VI, while DA issues VI and no VS at this moment. Generally, there is not much difference between CIMB VS and CIMB/DA VI. As a CIMB VS cardholder, you can enjoy all the privilege and discount given to CIMB/DA VI members, except some golfing benefits which are only applicable to CIMB/DA VI.

I see. Then if I'm looking for the benefits of discounts at restaurants, I guess the CIMB VS will be good enough.

What's the unique point of the Direct Access card? Other than that it's only available to graduates.

There are hidden promotion that CIMB never announced.

Shogun 15% discount. I only knew it when I went there.

I personally feel that CIMB is better than DA, even though DA is under CIMB. My DA card was not recognised by some merchants on a few occasions, although it rarely happened.

I have never encountered such a problem. The only problem that I faced was that, I was teased and looked down by the SA who approached me for cc application.
A approached me for CC application, showed A my DA Plat. A was very excited and told B that I got a Plat at my young age. B said, what a big deal, since DA only has Plat and not Gold.

Felt like saying, mine is the Professional Partner and not the ordinary DA card. Even if it were, at least I am a degree holder. Not many can apply DA, lol.

DirectAccess only has Platinum but not gold? Really?

There is a significant different of CIMB VS and VI (DA or CIMB), VS is collecting reward points but VI is only for cash rebate.

they used to have gold but have since stopped it.

Then everyone who applies get a platinum right away?