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Credit Cards CIMB Bank Credit Cards V1

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edwinlcw
post Sep 13 2011, 02:58 PM

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is thinking to cancel my direct access cc due to not much using it... is it better to keep or cancel it?
edwinlcw
post Sep 13 2011, 05:59 PM

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QUOTE(Human Nature @ Sep 13 2011, 03:56 PM)
Only yourself should know whether the card benefits you or not, do you often get discount, rebate, points, other privilages based on your spending pattern? if not, then cancel lor
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yea.. think i should cancel it.. as not use it much and never redeem anything item before..
edwinlcw
post Oct 19 2011, 08:43 AM

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anyone managed to upgrade their DA cold to DA plat by calling the CS?
edwinlcw
post Oct 19 2011, 01:40 PM

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QUOTE(erry- @ Oct 19 2011, 09:11 AM)
DA give me free upgrade 2 years ago. but the new card number is different. dunno why.

while hsbc free upgrade retain same card number.
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DA never offer to free upgrade for me... even i have been using the cc for like 8years.... doh.gif
edwinlcw
post Oct 19 2011, 03:15 PM

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QUOTE(erry- @ Oct 19 2011, 03:08 PM)
try spend 5-figures amount per month then pay full the statement balance.

or just spend till reach limit then pay immediately on same day so the limit will be available back.

if they see ur spending is not high, why need to upgrade?

or just provide them ur latest 3 months payslip ~

» Click to show Spoiler - click again to hide... «

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i spend till max and pay off all once.. they just upgrade my cl... lol
edwinlcw
post Oct 19 2011, 03:21 PM

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QUOTE(erry- @ Oct 19 2011, 03:18 PM)
but now DA dont have gold anymore right? u might received free upgrade later smile.gif
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is it?? maybe they will wait till the card expired only will send me a new card...
edwinlcw
post Oct 19 2011, 03:45 PM

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QUOTE(erry- @ Oct 19 2011, 03:40 PM)
if look at DA website, few months already gold card have been removed from there.

previously they just send me new card with new number and new expiry month but expiry year is same sweat.gif

old card expiry 01/14, new card 12/14. extend 11 months only? laugh.gif

luckily no gst charged for the new card smile.gif


Added on October 19, 2011, 3:44 pmoh btw the website stated DA plat requirement income is rm80k/year.

if u can provide 2x payslip of at least rm6,700/month then should be no prob to upgrade for plat ~
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If that's the case.. think i should wait for them to send me a new card.... biggrin.gif
edwinlcw
post Oct 19 2011, 04:03 PM

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QUOTE(rayng18 @ Oct 19 2011, 03:58 PM)
Your record must be not good then. I have my DA card for 11yrs and was upgraded to DA Plat few years ago and DA current a/c also upgraded to CIMB preferred
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record not good?? hmm... maybe i never let them to earn the interest from me then... tongue.gif
edwinlcw
post Oct 19 2011, 04:35 PM

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QUOTE(rayng18 @ Oct 19 2011, 04:14 PM)
DA will be discontinued by year end. They are in the midst of migrating to CIMB. My DA current a/c has already migrated, but not sure if CC will be the same coz was told to continue using DA cc until next anniversary, some forumers called their cs indicatiing the migration is only for current a/c. Need to check again later on the cc.


Added on October 19, 2011, 4:16 pm
haha. but I also did not allow them to earn interest from me as I pay in full each month and my usage was like few hundred bucks only
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haha... maybe because of you have the current account with them.. that's why they offer upgrade for you....

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