is thinking to cancel my direct access cc due to not much using it... is it better to keep or cancel it?
Credit Cards CIMB Bank Credit Cards V1
Credit Cards CIMB Bank Credit Cards V1
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Sep 13 2011, 02:58 PM
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#1
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Senior Member
1,754 posts Joined: Jan 2003 From: Puchong |
is thinking to cancel my direct access cc due to not much using it... is it better to keep or cancel it?
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Sep 13 2011, 05:59 PM
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#2
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1,754 posts Joined: Jan 2003 From: Puchong |
QUOTE(Human Nature @ Sep 13 2011, 03:56 PM) Only yourself should know whether the card benefits you or not, do you often get discount, rebate, points, other privilages based on your spending pattern? if not, then cancel lor yea.. think i should cancel it.. as not use it much and never redeem anything item before.. |
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Oct 19 2011, 08:43 AM
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#3
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1,754 posts Joined: Jan 2003 From: Puchong |
anyone managed to upgrade their DA cold to DA plat by calling the CS?
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Oct 19 2011, 01:40 PM
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#4
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1,754 posts Joined: Jan 2003 From: Puchong |
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Oct 19 2011, 03:15 PM
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#5
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QUOTE(erry- @ Oct 19 2011, 03:08 PM) try spend 5-figures amount per month then pay full the statement balance. i spend till max and pay off all once.. they just upgrade my cl... lolor just spend till reach limit then pay immediately on same day so the limit will be available back. if they see ur spending is not high, why need to upgrade? or just provide them ur latest 3 months payslip ~ » Click to show Spoiler - click again to hide... « |
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Oct 19 2011, 03:21 PM
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#6
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1,754 posts Joined: Jan 2003 From: Puchong |
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Oct 19 2011, 03:45 PM
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#7
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1,754 posts Joined: Jan 2003 From: Puchong |
QUOTE(erry- @ Oct 19 2011, 03:40 PM) if look at DA website, few months already gold card have been removed from there. If that's the case.. think i should wait for them to send me a new card.... previously they just send me new card with new number and new expiry month but expiry year is same old card expiry 01/14, new card 12/14. extend 11 months only? luckily no gst charged for the new card Added on October 19, 2011, 3:44 pmoh btw the website stated DA plat requirement income is rm80k/year. if u can provide 2x payslip of at least rm6,700/month then should be no prob to upgrade for plat ~ |
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Oct 19 2011, 04:03 PM
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Oct 19 2011, 04:35 PM
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#9
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QUOTE(rayng18 @ Oct 19 2011, 04:14 PM) DA will be discontinued by year end. They are in the midst of migrating to CIMB. My DA current a/c has already migrated, but not sure if CC will be the same coz was told to continue using DA cc until next anniversary, some forumers called their cs indicatiing the migration is only for current a/c. Need to check again later on the cc. haha... maybe because of you have the current account with them.. that's why they offer upgrade for you....Added on October 19, 2011, 4:16 pm haha. but I also did not allow them to earn interest from me as I pay in full each month and my usage was like few hundred bucks only |
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