Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
12 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards CIMB Bank Credit Cards V1

views
     
ronnie
post Apr 7 2011, 12:37 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Gen-X @ Apr 7 2011, 12:21 PM)
I have previously directed you to Service Notice Board, not that I need too since you are not new to LYN Forum. Anyway, once again here is it:

http://forum.lowyat.net/ServicesNoticeboard

We can't be having CC agents here posting their services just like in Finance Section where  the insurance agents are not to post their services.

Please reread Rules and Regulations to refresh your memory.
*
Removed the line that says "apply thru me"
ronnie
post Apr 14 2011, 12:01 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



I redeem for Tefal Toaster on 11 April 2011, and it arrived on 13 April 2011... kudos for the prompt delivery.
ronnie
post Apr 14 2011, 12:22 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Tefal Toaster only 29,000 Bonus Points... collected points from the last 3 years.
ronnie
post Apr 14 2011, 08:56 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Human Nature @ Apr 14 2011, 12:34 AM)
Redeem before the expire eh...i am still sore that they take put the voucher redemption.
*
Totally agree... getting vouchers is more bang-for-the-bucks in terms of cash value
ronnie
post Apr 14 2011, 08:58 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(chemistry @ Apr 14 2011, 12:35 AM)
wow.
7,000 pts took me 2years++. Not much can be spent using DA cards. sweat.gif
*
DA used to be my primary CC, until OCBC Titanium and Maybankard2 came along (I should thank to PM's visionary GST)
ronnie
post Apr 14 2011, 09:03 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Gen-X @ Apr 14 2011, 06:27 AM)
CIMB cards only useful if we use it for their promotions, otherwise the reward points is only 1X AND now no more cash vouchers  mad.gif
*
Also for their wonderful 0% BT program...
ronnie
post Apr 19 2011, 08:50 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Gen-X @ Apr 18 2011, 09:33 PM)
**Edited**
I gave you examples at CC Recommendation Thread post #222. But if you only using Petronas, I guess the card may benefit you. You get 5% on 1st of every month and other day 2% at Petronas. And you also get 5% rebates on Sundays at Guardian and for groceries, 10 % at KFC and Burger King smile.gif

Anyway guys, check out my new article at my blog on CIMB credit card promotion. Click below link. Free 1 for 1 latte at San Francisco Coffee and many other offers.

http://creditcardsmalaysia.blogspot.com/20...edit-cards.html
*
icon_question.gif No such end date as 31st April 2011 drool.gif
ronnie
post Apr 19 2011, 04:09 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(EyraYus @ Apr 19 2011, 02:59 PM)
Guys, can we check the amount of account balance ( the amount we owe ) using the ATM machine? Coz i put in my card and check balance it say i have rm99 blance?

Thanks
*
why don't you signup for CIMBClicks account using your CC number ?
ronnie
post Apr 21 2011, 10:43 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



CIMB/DA Cards Exclusive @ Delifrance
user posted image

This post has been edited by ronnie: Apr 21 2011, 10:44 PM
ronnie
post May 7 2011, 12:30 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Why don't CIMB/DA come out with an equal (or better) Cash-Back CC to rival OCBC Titanium & Maybankard2 ???

This post has been edited by ronnie: May 7 2011, 12:30 AM
ronnie
post May 21 2011, 03:08 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Can we upgrade from Direct Access Platinum Visa to Direct Access Visa Signature ?
ronnie
post May 21 2011, 03:09 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(MilesAndMore @ May 20 2011, 11:53 PM)
Both CIMB Bank and Direct Access do offer VISA Signature.
*
I only see Visa Infinite listed on http://www.directaccess.com.my/index.php?c...t=cimb_da&cat=3
ronnie
post May 22 2011, 12:58 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



There's a few cases whereby purchase via Apple Store Malaysia using CIMB credit card gets charged another 1%.
The reason was the company charging the card is Apple South Asia Pte Ltd (based in Singapore). The invoice is in RM.

So beware !!!
ronnie
post May 28 2011, 12:43 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(ks98 @ May 27 2011, 11:51 PM)
I plan to buy iPad 2 online too. Does the system will show us the extra charge before we click "Payement" button?
*
NOPE... it's the amount charged in CC statement which would have 0.8-1% admin fee.
Not advisable to use CIMB/DA for buying from Apple Store Malaysia.
ronnie
post May 31 2011, 09:33 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Felice821 @ May 30 2011, 04:35 PM)
I need some expert advice me on the Finance Charges ... My statement date is 28th every month ...

For the April statement, the outstanding balance is RM1669.78. Before the duedate, I make RM1000 payment. When the statement for May came, the Finance charges is RM43.23 .. Is that correct calculation..??

I called CS and they said is right ...

17.5% / 365 = daily interest rate ..., 12 days (don't know why 12 days) ... so the calculation is ...

1669.78 * (daily interest *12) = RM43.23 ...

Here is the statement ..

Previous Balance : RM508.00
17-Apr-2011  17-Apr-2011  0008 PAYMENT THROUGH GIRO-THANK YOU  300.00 (+)
25-Apr-2011  23-Apr-2011  xxxxx    17,495.00 (-)
28-Apr-2011  23-Apr-2011  I.PAY PLAN 0/30    17,495.00 (-)
28-Apr-2011  28-Apr-2011  I.PAY PLAN 01/30     583.07 (-)
28-Apr-2011  28-Apr-2011  CONVERTED TO I.PAYPLAN    17,495.00 (+)
28-Apr-2011  28-Apr-2011  xxxxx     874.75 (-)
28-Apr-2011  28-Apr-2011  FINANCE CHARGES     3.96 (-)   
Outstanding Balance : RM1969.78

Previous Balance  1,669.78
04-May-2011  01-May-2011  xxxxx  11.00 (-)
04-May-2011  02-May-2011  xxxxx  305.00 (-)
16-May-2011  16-May-2011  0008 PAYMENT THROUGH GIRO-THANK YOU 1,000.00 (+)
28-May-2011  28-May-2011  I.PAY PLAN 583.17 (-)
28-May-2011  28-May-2011  FINANCE CHARGES  43.23 (-)
Outstanding Balance : RM942.40


(-) You owe the bank
(+) You paid the bank

For Statement Ending 28 April 2011, you are suppose to pay RM1969.78, but you paid RM1,000 on 16 May 2011.
Thus you get charged RM43.23 for the outstanding of RM969.78

You need to pay the full Statement Amount every month, before the Due Date, to avoid Finance/Interest Charges.

This post has been edited by ronnie: May 31 2011, 09:37 AM
ronnie
post May 31 2011, 09:45 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



For the CIMB Sunday 5% Rebate, is the RM50 per month for all brands combined or RM50 per brand ?
ronnie
post Jun 2 2011, 12:52 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Currently holding the DA Mastercard Platinum, can I still apply for CIMB's Visa Signature ?
ronnie
post Jun 2 2011, 08:49 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Gen-X @ Jun 2 2011, 08:29 AM)
sure you can apply, call their Card Centres, if you are eligible for upgrade, you can collect the card on the same day you fax in your application.
*
You mean those CIMB Card Centres in Sunway Pyramid and Pavillion KL ?
ronnie
post Jun 2 2011, 10:45 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Does a CIMB Card upgrade need to pay GST ?
Which is better : World Mastercard, Visa Infinite, Visa Signature ?
ronnie
post Jun 2 2011, 11:02 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(munkeyflo @ Jun 2 2011, 10:49 AM)
World Mastercard and Visa Infinite is almost the same if I'm not mistaken.

I just received those two cards. Haven't use it yet. tongue.gif
*
World Mastercard is entitled to Sunday Rebates and collect Bonus Points
Visa Infinite has 1% rebate on overseas, 0.5% rebate on local, Buy 1, Free 1 GSC movie ticket

Choices ... choices .... rclxub.gif rclxub.gif

Their CIMB Card Centre CS mentions you need at least RM70K Credit Limit from other banks to be entitled for CIMB WMC, VI or VS

This post has been edited by ronnie: Jun 2 2011, 11:08 AM

12 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0322sec    0.31    7 queries    GZIP Disabled
Time is now: 6th December 2025 - 04:04 AM