Hello everyone,

I'm Liyana and currently a CIMB Premier card sales team my office based at Menara bumiputra Commerce Jalan Raja Laut.

if there any questions regarding of Visa Signature, Visa Infinite or World mastercard, u can ask me. hope i can help you in future.

This post has been edited by superwoman: Jun 2 2011, 02:45 PM

yes you are. but actually you can pay your GST with your bonus point. every RM1 spending : 1 bonus point.

World master is basically for golfer : Tee off at these exclusive golf courses without having to pay green fees ( reservation must be made in 7 working days advance )

Visa infinite is basically for Dining : u can see a list of restaurant that have privileges discount.

this both World Master card and Visa Infinite must at least have others bank credit card credit limit more than 70K OR income more than RM200K per annum.

meanwhile

visa signature must at least have others bank credit card credit limit more than 30K or income more than RM100K per annum.

here I made my list for clear view.

WMC & VI : CL requirement for Citibank more than 50K , HSBC more than 30K and all others bank more than 70K ( only citibank and HSBC card holder require below 70K can apply but sometimes the credit processing will investigate more on credit card history either qualified to get or not and that is why the team sales need the customer to provide more income documents to get the strong application )

I am really sorry the rejection sir, do you have any others bank CL more than 30k?

yes sir, the minimum application for Visa Signature require others bank CL more than 30K

yes sir, you right, sorry for my mistake. Ok let me list all the benefits differences between CIMB World master card and CIMB Visa Infinite


CIMB WORLD MASTERCARD EXCLUSIVE BENEFITS are :

1. Tee off for free around the region : where you can play the golf at prestigious golf clubs in Malaysia, Indonesia and Singapore ( reservation in 7 working days in advance)

2. SUNDAY REBATES : cash rebates 5% on every sunday at GUARDIAN,GIANT,TESCO,GOLD STORAGE and 10% for KFC and Burger King.

CIMB VISA INFINITE EXCLUSIVE BENEFITS are :

1. Complimentary VIP lounge access in Malaysia KLIA and Singapore Changi airport.
2. Complimentary movie ticket ( buy 1 free 1 ) in Gold and Premiere class ticket - this only available at GSC counter ticket not applicable for online booking.

and both cards WMC & VI sharing the same benefits such as :-

1. No annual fees - free for life.
2. Double rewards spending for overseas spending : - CIMB WORLD MASTER CARD - 2X bonus points for every RM1 spent overseas
- CIMB VISA INFINITE - 1% cash rebate for every RM1 spent overseas
3. CIMB Premier Travel desk - hotel reservations, flight arrangements, travel deals etc.
4. Dining discounts exclusive restaurant in Malaysia, Singapore and Indonesia.
5. Premier club rewards - there are a lot of discount offer deals with partner merchants such as Dome, san francisco coffee,leather avenue, A cut above.
the promotion is updating from time to time.

This post has been edited by superwoman: Jun 2 2011, 04:52 PM

heeeeeee thank you for asking.

1. I believe customers will spend something in a year, but if not they still get the free passes.
2. uhuks! i`m scared to answer this question because i`m not in this field but don't worry I will come back to you with the answer as soon as possible.


yes still the same. more than 30K but sometimes the credit processing still asking your latest income document. based on my experience dealing with customers, sometimes only providing me with photocopy IC its enough but sometimes they still need the latest income documents where income requirement more than RM100K per annum.

yes sure, u can upgrade your credit card to Visa Signature, but may I know what type of CIMB credit card do you hold now sir?

alright, sure if you want to try again. CIMB Petronas only available for gold and platinum only.

how long you used DA plat ? i had experienced with the same cases like you but most probably the credit dept needs to see your latest income documents because there are some cases where last time the customer maybe change their job, so credit dept wants prove that customer eligible to upgrading their cards.

Ok sir, regarding this matter I ady asked my manager to reconfirm again. The matter is like this, Direct Access is different party with visa signature. You can only ADDING new card NOT upgrading the card. If your income RM100K and above per annum is higher chances to approves when u can provide the EA form 2010 with RM100K n above.

I might help you to apply with sent the documents ( copy of IC front n back , EA Form of 2010 with 100K above and Business card ) mail to norliyana.abdullahsaidi@cimb.com or fax to 03-2619 1806

my pleasure to help everyone here and sorry for my bad english

yes, this promotion will be renew every year.

Thank you so much and I appreciate for all feedback given.

Hello everyone,

I am really sorry for not being here for a long time, I am really busy for the Roadshow and events CIMB Premier cards.

here are the latest promotion for CIMB cards

1. Enjoy Regional Fine Dining offers at Malaysia, Singapore and Indonesia.
2. Enjoy 1 for 1 beverage at San Francisco Coffee outlets nationwide from 21 July – 30 Sept 2011.
3. Enjoy exclusive offers on Room Stay, Dining & Spa @ Chaweng Cove Resotel and Samui Resotel & Spa in Thailand.
4. CIMB Bank and Direct Access cardmembers get to enjoy exclusive privilege at A Cut Above
5. Exclusively for CIMB Bank & Direct Access credit card members only.Get Clarins sample gift worth RM50 upon skin consultation and receive a complimentary gift with the purchase of Shaping Facial Lift at RM225 (NP:RM350). While stocks last.

Thanks

This post has been edited by superwoman: Jul 27 2011, 08:11 AM

hye there shiroikun,

yes correct. For Gold and Platinum cards, CIMB still need full documents from customers but for Premier cards application such as Visa Signature, Visa Infinite and World mastercard they can prompt card others bank. For examples :

Visa Signature : Customers should hold at least others bank credit limit more than 30K (for one card)

Visa Infinite & World mastercard : Customers should hold at least others bank credit limit more than 70K (for one card)

BUT sometimes credit department might need extra document to support your application.

yeah, sorry I am not really sure about the gift and rewards, you can call CS to ask them more.

The only thing I know is 10,000 points can redeem for GST RM50

yes true, its depends on the situation here actually. not everyone lucky to have those kind situation, sometimes can be approved and rejected. but if you have those criteria what I posted before, then no need to submit documents and also not necessary to have income RM100K above.

This post has been edited by superwoman: Jul 27 2011, 06:31 PM

Yes u can and the credit limit will combine altogether.

actually you can combine CL direct access and normal CIMB card, I have experience with many customer they combined CL.

pls remind that u should bring your voucher given to enter the lounge plaza premium but for your info the voucher can be used in KLIA,LCCT, kuching and penang airport and also Changi Singapore airport. some more, you can enjoy your 15% while you shopping in ERAMAN duty free shop for liquor,chocolate, perfumes and everything EXCEPT cigarettes.

anyway, I just got back event from Eraman LCCT, thank you for all support. its good to have people all around to enjoy the discount.

In the meantime, I would like to spread the news that we'll having

CIMB SMART REWARDS FIESTA 2011
midvalley exhibition centre hall 1-3
14-16 october 2011
friday to sunday
10am - 8pm

only for CIMB Bank credit card member can enjoy the discount, bonus point redemption, CIMB pay with points, gift with purchase, 0% installment plan and many more. see you there!

Hey guys, i saw some of you confused with GST. those who holding CIMB visa gold and platinum, CIMB visa signature, CIMB world master card, CIMB direct access visa and all card that using bonus point. You can waived GST by using 10k bonus point.

I understand that, but this is how another alternatives way to get GST to be waive. but as you can see annual fees for CIMB is free for life without term and conditions.

have u chck the pamphlets they gave you? shopping in Eraman also can pay with points.

some other outlet u can pay with points

quicksilver,MPH bookstore,roxy,poney, mizuno,camper,Sembonia,Bonia,Forever 21,Geox, Camel active, Bally, Selberan,Acut above, nichii, Guy Laroche and many more....anyway wait for the 2012 promotion..

Just upgrading your card since you've been using for long time.

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Added on December 22, 2011, 11:38 amFyi, enrich gold and platinum have annual fees. RM 188 for gold and RM 388 for platinum.

Platinum buy 1 free 1 business flight ticket.

This post has been edited by superwoman: Dec 22 2011, 11:38 AM

when your last call with cs?

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Added on December 24, 2011, 1:33 pmstill remain the same, 5% for every 1st month and 2% for normal day

This post has been edited by superwoman: Dec 24 2011, 01:33 PM

Yes

I had a meeting with our marketing dept, as they updating with CIMB SMART DRIVERS CARDS and CIMB VISA SIGNATURE.

Card qualifications :
CIMB GOLD petronas mastercard and touch & go visa- annual income 24k and above

CIMB PLATINUM petronas mastercard and touch & go visa - Annual income 48k and above

CIMB Visa Signature - annual income 100k and above and must be degree holder or any professional membership

credit card guidelines - for those income less than 36k and below only can hold 2 credit card from different bank