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Credit Cards CIMB Bank Credit Cards V1

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whitemouse1314
post Jun 14 2011, 06:49 PM

New Member
*
Junior Member
38 posts

Joined: May 2009
QUOTE(turion64 @ Jun 14 2011, 03:27 PM)
Account Holder Name  : 
Credit Card Number  :   
Credit Card Type  :  PLATINUM 
Card Expiry Date  :   
Combined Credit Limit  : 

Present :
Outstanding Balance  : 
RM  496.54
 
Credit Available  : 
RM  24,554.00
 
Current Amount Due  : 
RM  496.54
 
Amount Overdue  : 
RM  0.00
 
Minimum Payment Due  : 
RM  50.00
 
Payment Due Date  :  17-Jun-2011 

Last Statement :
Statement Balance  : 
RM  50.00
 
Statement Date  :  28-May-2011 
Payment Amount  : 
RM  0.00
 
Payment Date  :  - 

bros,

like to enquire a noob question regarding cimb clicks.
i receive a paper statement stating statement balance is Rm50 due on 17 june. but according to online cimb clicks info above, Rm496.54 is due on 17 june. which one should i trust?
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Your total amount due are RM496.54 la, and the RM50 shown on cimbclicks is the minumum payment for your total outstanding(5% of the outstanding balance or a minimum of RM50)



In conclusion, you should pay RM496.54 to avoid from finance charges smile.gif



whitemouse1314
post Jan 19 2012, 02:18 AM

New Member
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Junior Member
38 posts

Joined: May 2009
QUOTE(temptation1314 @ Jan 12 2012, 03:55 PM)
last time work salary low i apply they give 4k with classic, after 1 year, they give gold and 7k.

Of course i'm not asking them to go review every single cc holder but 5 years gap. :S It's like they just took my money but never care to give more services.
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Do you have any other bank credit card outstanding balance or any other commitment?I used to had same situation with you which my limit upgrade request being declined recently.Luckily i got some friend working inside CIMB checked for me that my request declined because of my commitment high.

At first i was thought as long we are good paymaster or high usage on our credit card we will deserved for the limit upgrade however my friend told me effective Jan 2012 all limit upgrade request will subject to bank reviews(CCRIS & CTOS check) which is much more strict than past due to BNM new guidelines.

Just my single cent.Hope this can help you get understand about the bank new policy smile.gif

This post has been edited by whitemouse1314: Jan 19 2012, 02:22 AM

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