BIGPAY Prepaid MASTER Card that collaborating with AirAsia.
Enjoy good cash back by reloading selective credit card. (Gives you cash back up to 10%* literary)
By BigPay Malaysia Sdn Bhd (formerly known as Tpaay Asia Sdn Bhd)

*The purported 10% is actually from the source cards (depending on the credit card used, cash back is up to 10%) used to reload the BigPay.

Official Website : https://www.bigpayme.com/


Historical evolution of product : 1- 4 no longer accept new application


Benefits

• Annual Fee waived unconditionally.
• AirAsia flight processing fees waived if using BigPay to pay.
• RM2 Discount on purchase flight meal and luggage. - tan_aniki
• AirAsia deals will be offered to BigPay holders, usually a day in advance.
• Remember to paste the Referral Code for Free RM10 while sign up.
• Credit / Debit card and Bank Transfer can be used to reload in App. [AMEX not Top Up Source (yet)]
• Enjoy cash rebate by reloading with selected cash rebate credit cards.
• Good foreign exchange rate (almost equivalent as in XE.com) for oversea usage. [Example]
• Instant transfer money to anyone (BigPay users) for Free. Max Daily Limit : RM2,000.
• Link to your BigPoints Account and earn BigPoints while Reload and Spend. - ohcipala
• RM20 for local transaction = 1 BigPoints. Excludes : Government Services, Transportation, Utilities and Fast Food
• RM50 of reload = 1 BigPoints.
• RM2 for overseas transaction = 1 BigPoints. [source]
~ No Extra BigPoints - mamamia, MiKE7LIM
~ Read what BigPay replied to mamamia
** Appreciate more members submit claim on missing points and feedback if happen to spend at oversea.
• Maximum reload amount limit : RM10,000.

Selection of Bank (Try below) when make online payment if requested :
• CIMB - sendohz, sendohz
• Type "BigPay" - hye
• Tune Money Sdn Bhd or TPaay Asia Sdn Bhd - rap7733


How to apply?
• Download BigPay Apps from Google Store (Click Here) Or Apple Store (Click Here)
• Open the App then click "Sign Up"
• Key in Mobile Number
• Fill up simple personal details (and Referral Code)
• Snap image of your ID/Passport and Selfie
• Wait for In-Apps Notification / Email on Document Approval
• Go to App, reload RM20 (will be in your BigPay Card for your use) by credit/debit card only
• Wait 3-5 working days for BigPay Card deliver to you (so far as per member, by Citylink)


How to activate the card?
• Once received BigPay Card, open the App click to acknowledge receipt of BigPay Card
• Fill up the CVV to activate it
• You may now set 6-digit pin for the ATM and POS or do it later in Setting
• You may now link to your BigPoints Account or do it later in Apps



Fees and Charges : (Latest refer to official Webpage)
• Domestic ATM withdrawals - RM6
• International ATM withdrawals - RM10 or 2% of withdrawal amount, which ever is higher [RM10 only until further notice]
• Currency Conversion Fee [applied when the purchase is effected in currencies other than MYR - 1% + network charges (only network charges until further notice)]
• Cross Border Fee [applied when the purchase is through merchant acquired outside of Malaysia but charged in MYR (waived until further notice)]
• Lost Card Replacement - RM20
• Sales Draft Retrieval - RM15
• Inactive Fee - RM2.50/month [waived until further notice]
• Card Cancellation - Free
• Card to Card Transfer - No



Reload BigPay to enjoy Cash Rebate (CB)

CC that entitle CB :
• MBB FCB VS (2% & 10% [May and Aug]) - SzeMeng76, cybpsych
• PBB Visa (6%) & Quantum Master (5%) - celaw
• PBB Quantum Master (5%) - weejin2000, joevo2
• PBB Visa Signature (6%) - LostAndFound
• SCB CB Gold - ckweng
• SCB JOP (3.4%) - sundayteenz
• ÆON BiG Visa Gold (2%) - MiKE7LIM
• AmBank True Visa (3%) - alexanderclz
• HL Essential (0.6%, 1% unlimted) - chlee87
• HL Fortune (1%) - chlee87, snowswc
• RHB Signature Visa (1%/3%/6%) - ClarenceT

• HSBC Visa 5X point (=1.67%) - chonghe


CC that might entitle CB : pending (re)confirmation
• OCBC Titatnium (1% unlimited) - hebe87, hebe87, but jack2 no CB


CC that NOT entitle CB :
• UOB Yolo - kaiserreich


NOT APPLICABLE for : - see request
• Terminal that do not accept MasterCard cause BigPay is a MasterCard.
• myeg - drbone & cybpsych
• Unifi - MGM
• Car workshop - MGM due to terminal can't support 'prepaid' type of transaction - Ambank Terminal
• Shabu Garden - Kuchai Lama - sendohz - PBB Terminal
• Mara Ibu Pejabat - slayersssss


Previously/Occasionally N/A > Now Applicable ! :
• Grab - refer to Special Updates bottom of this post
• Boost - sailou, fruitie, see how codeiki had successfully topped up.
• Homecafe Taman Midah - stargate8


Oversea ATM that charged fee on Withdrawal: - see request
• Singapore $3 - $5 - bearbear
• Singapore Changi Airport $5 - DBS



FAQ in Thread : for official FAQ - link
Q1 : How much BigPoints awarded if i spend less than RM20?
A1 : The point will be round down. Example, pay with big card with amount RM19.99=0 point.

Q2 : How soon the BigPoints awarded upon Reload and Spend?
A2 : 3-5 days on Spending, 1-2 days on Reload.

Q3 : How to link BigPay to AirAsia BigPoints?
A3 : Use the same email address that you used to registered AirAsia BigPoints account, the point will then sync automatically. Or you may link it in App Setting if it doesn't sync by itself.

Q4 : Can I reload BigPay with other's credit card?
A4 : BigPay FB replied to drbone that no issue to use other's cc to reload. [MGM, glauncher]

Q5 : What's the maximum amount withdrawn via ATM?
A5 : Maximum withdrawal via ATM is RM10,000 [BigPayJonathan]. Some ATM allowed RM2,500 (AmB,HSBC), RM3,000 (CIMB,CIMB), RM4,000 (HLB,HLB) and RM5,000 (Genting) only. Subjects to individual ATM, same bank different ATM may have different limits.

Q6 : How long would it takes for the status of a transaction to changed from "Pending" to "Settled"?
A6 : It may take up to 5 days or more to update the status to "Settled".

Q7 : How long would it takes for the BigPoints to be reflected after "Settled"?
A7 : It may take up to 2 days after Settled (latest as per members).

Q8: Do I need to have more than RM200 to pump petrol?
A8: Yes, If your pump at petrol island which terminal need pre-aut RM200. Unless you pump at petrol island (like Petron) which terminal allow you to pre-set amount to pump OR you pay at cashier by informing the amount to pump in prior. Further explanation see - [ClarenceT & cybpsych].

Q9 : Can the card be over swipe if to spend amount more than balance amount in card?
A9 : Yes, BUT the second transaction decline automatically.

Q10 : Can I Top Up, Large Amount, Withdraw via ATM, Very Frequently (defined by provider), merely to enjoy the cash rebate under top up source card?
A10 : Not Advisable. Please read the following posts for reference as advises. To read the original post of the quoted, please click the at bottom right of every quoted post.
Latest Updates : Tentative official announcement on about ATM withdrawal limit/frequency is by end of July, stay tuned.

By Moderator :
By members :
~ Aji_ShiO
~ cybpsych
By keyword search :
~ TaiSong (for withdraw 60k in 2mths)
~ ATM
~ Susp* (for Suspension/Suspended)
~ Ban* (for Banned/Ban)

Q11 : What are the differences between BigPay Mastercard and previous BigPrepaid MasterCard?
A11 : See tabulation below.


Q12 : How to check exchange rate of BigPay?
A12 : After transaction recorded, exchange rate shown In the app itself. At first it will show "Pending" and after few days it will show as "Settled", the "Settled" rate with real time rate, very minimal difference, both "Pending" and "Settled" amount doesn't show much difference.

Q13 : Which is cheaper for Oversea usage : ATM withdrawal Vs Swipe BigPay?
A13 : Swipe BigPay. Always pay directly with your card when you can. And if you need to take out cash at the ATM, always choose to be charged in the local currency of the country you're in.


.
Important Notice : by Moderator
.





Introduction Post : by Jonathan, BigPay staffs & Lyn Mod
Important Notes : by members

Special Updates : GrabPay


Application New Features Update Log :
• 4 July 2018 - Added Bank Transfer as Top Up
• 4 July 2018 - Replacement Card request via Apps


Hidden Gems : We shall explore further for more benefits, lets dig more!
If you encounter problem, please forward your support requests via their official Facebook channels. :

Cheers ~ I would like to thank mod for opportunity to contribute by replacing me as TS and thanks to members who appreciate. Hope we all make great saving from this thread.

.


This post has been edited by fairylord: Jul 22 2018, 01:40 PM

Why use prepaid when u got credit card?

U dont get points for prepaid card, no?

---

Added on December 12, 2007, 2:05 pmWow annual fee RM9.90 and each reload RM2.00

Credit card is definately better

This post has been edited by WaCKy-Angel: Dec 12 2007, 02:05 PM

some people do not like to owe. so they use prepaid credit cards to better control their expenditure. with a maximum load limit of rm 10,000 at any time, it helps you to set a budget for your spending. i think this is a very practical product.

That is illogical...
If u can control your spending then that is not a problem.

If based on that point, there's no difference between using cash and prepaid card, just that prepaid card can use for internet usage.

Yes, basically it is illogical, but in reality, there are plenty of people can't control their spending, just swipe the cc whenever they bought and don't do budgeting, only statement come in the end of the month time, only realise, overspend.

Also another good feature in debit card, you can control the card limit based on the amount in the account. CC always set a certain limit say 10K or 5K, but for debit card if you want to set the limit at 1K then you just have to do is bank in only 1K into the debit card account.

But debit card won't be popular or overtake CC in near future, as it is a bit hassle to bank in amount each time you want to spend.
Still CC is much more convenient than debit card. But it doesn't mean debit card won't have their market too, it is good for those above mentioned people.

Just my 2 cents.

since the service charges not cheap, rm 2 every top up. credit card, you also complain of over spend, why not use debit card instead ?

i would have choose debit card over credit card anytime. Many people especially first timer got their credit card thought that it is a one way ticket to heaven padahal its the other way round. Remember wat warren buffet said?

AVOID CREDIT CARD. And this is coming from the 2nd richest man (not updated ) in the world. think about it man

Lolz...so RM2/reload is cheap compared to free for life credit card (min 2 swipe/month) ?
How much money are u going to reload into the card each time? RM100 or RM500?

Make some calculation would u?

So u mean 2nd richest man on earth claims he cant control his spending?

wacky go read up on his biography will ya? stop making stupid remarks like tat.

i think you are probably better off shopping with cash if you wish to control your spending.

the RM2 per reload really abit too much...as far as i know, public bank visa electron, ambank prepaid mastercard, etc debit card reload are free...

Lolz.....

I see there's nothing wrong with credit cards..except unless he really cant control his spending.
My credit card has done me good and nothing bad.
Well, except i have to use it atleast twice/month or RM200 (which my insurance alone already covers that amount)

Wacky, honestly, i did not understand what you are trying on above statement. rm 2 per top up, to me, is not cheap. minimun 2 swipes a year, is not a problem to me as i ue credit card to pay for gasoline.

Personally, this tunecard is especially design for consumers which is not eligible for a credit card. well, i believe majority users of this service are not rich, which top up more than 1000 everytime is not an easy task. so, they might top up few hundreds ringgit everytime (assumption), without considering the rm 2 service charge.

That is why i said, since we wory too much, expensive service charge and beyond control spending habit, why not opts for Debit card instead, which i believe many banks do that ( public bank, hong leong bank, as far as i know ).

I know simple maths, but not an expert physician.

Thanks

2 ringgit .. steal from friends pocket also can la ... LOL !!

regarding the RM2, if u dont have an account with the issuing bank, you'll be doing interbank bank transfer to pay up, which incidently is RM2 per transaction.

yes . if u use online banking like maybank or something else ,
then reload by FPX . only 0.50 =) !

Noticed the ?
Im asking whether someone think RM2/reload is cheaper than credit card lar..

wacky, nothing wrong with credit card. Juz the attitude towards cc as a ticket to buy anything under the sun as well as the attitude 'hey i cant afford it now, but no worries i got cc' or 'ah, with cc i only need to pay minimum only ma every month' tats wrong. Plus warren buffet doesnt need to use credit card la... he can always buy over the bank that issues credit card. He was emphasizing on the danger of credit card if not handled well.

one thing about the card, when u reload at respective reload agents (Pos Malaysia, CIMB, BSN), it needs at least one business day to succesfully topup your prepaid card... it means u cant use it immidiately unless u have sufficient amount....

i think cash deposit machine of CIMB also cant be used to topup...only over the counter transaction....banyak leceh la...

if only they can improve their topup system, like can topup over cash deposit machine of CIMB & it the transaction accept immidiately, or can use CIMB ATM topup via CIMB saving account, then i'll subscribe to the card....



This post has been edited by he-sham: Dec 15 2007, 10:52 PM

i dun mind . as i deal everything online =) !

it's a great card for me solely for online transactions

yeap .. i'm getting it soon . hehe . as in taking the card .. =) !

if it need 1 day to process probably its done via batch at night. Anywya i believe they'll change it to online once they see the necessity, or they are prolly doing it now.

Credit card is better, if use any other card people will laugh at you.

coming from a very immature person. use cash for everything then ppl wun laugh at u.

yeah dun use cash.

comparing credit card & debit card ?? it's like comparing apple and orange...

each one have their own purpose & benefit....

it's not about another person laugh at you..it's about our personal convinience...

best post in this thread which is clouded so many ignorant replies.

anyone tried at the petrol kiosk? they held my RM150 for 2 weeks already

I wanna try the Tune Visa Card, but just one thing, can it be used for online stuffs? I wanna book Malaysia Airlines tickets, but unlike AirAsia, they only accept Visa and Mastercard. So guys, can I use it there you think?

can can !!

Cool, pay before you can spend instead of spending what you have yet to earn.

my idea for prepaid credit card are good for those online buyer only...
my 2cents..

and petrol.

For those who need Mastercard or Visa but not eligible for credit card, there are so many banks in the market gives out debit Master or Visa which is attached to your savings account. SCB e-saver account has debit Master card attached and everything is FREE !!! Why pay RM9.90 or RM2.00 ??? Why bother to top up ??

u stupid idiot lah .. who ask u reload there... just reload online only 50 cents

No one can call each other stupid or idiot bcoz u are not GOD!

---

Added on December 24, 2007, 10:42 amas for debit mastercar nowaday many banks are offer existing saving's account holder to apply witg lower charges and much more convienient since they are deducted from bank's account..no reload charge.

This post has been edited by hanif444: Dec 24 2007, 10:42 AM

nobody needs to be a god before calling another idiot or stupid.
Example of when to use appropriately:-
I use Bonuslink, Jusco, Touch n Go, eGenting and Mesra card

adrianqcs,

Frankly what is the matter with you ? which part of my posting have offended you ? It was just an general discussion about the subject topic and it wasn't directed at anyone specifically. Your manner was abrupt and confrontational and the words and language that you used clearly reflect a person with low life, uneducated and possibly had an abused up bringing during your childhood. If you really had abused childhood in the past I sincerely hope that the abuser is not a gay.


Beside GOD, Moron can.

This post has been edited by aeiou228: Dec 24 2007, 07:53 PM

lol...y this forum has become a 'battlefield' ? has this forum lost its meaning?

anyway, one advantage of using a credit card is that whatever u spend TODAY, u will only need to pay for it approximately one month LATER...as such, u get to enjoy a period of roughly 30+10 days of interest (some may call this opportunity cost)...

can this card use for paypal..

I think the best visa debit card in Malaysia now is from Al-Rajhi Bank. Well at least they dun charge u any interests unless u're withdrawing money from other atms under visa transaction....Furthermore it is linked to ur saving account...

yup,
TUNE CARD can use to cash out your paypal.

I only use it to cash out my paypal only.

So no worry for the fees

it is only charge fee for annual fees right?
no hidden charge?

tine money can use for paypal?? interesting..

Why don't try MasterCard Debit

Currently using the tune card. Only problem is wth the fpx transfer. Delay in getting it updated in their system.
Other than that loving it soo much. Don't have to worry about overspending or carrying a lot of cash if want to buy expensive items.
I agree that it would be more convenient to use a credit card, but it also gives the user more opportunity to abuse it as well. Weather on purpose or by accident. With a debit card, you wouldn't have any of those issues.
Regarding the charges, if you were to calculate the interest charges should you default your cc payment......I'm sure you guys can do the maths.

Just received my Tunecard day before yesterday and have it activated today.. have not use t for anything yet..

can tunecard use to verify paypal account status?(atm its unverified).

you get bonus points for MOL Freedom Prepaid MasterCard..exactly the same as EON Bank MasterCard.. hehehe.. damn good feature. fees cheap somemore..no monthly fees and no annual fee (if you use 12 times a year, regardless of amount)

I got this tunemoney card. I reload amount via fpx on 19/12/2007 but money not loaded into my account. i call the customer care each time they tell call me back but never call. sent them mail but no response, talked to their representative in a road show he too said he will call me back but never call..very good customer service. At last my money had been loaded into my account on 9/1/2008!!! dont know y sooooo late. still not used it any place.

Each reload u get charged RM2 is that u call cheap?
With credit card i totally get free if i swipe 12 or 24 times a year..

can somebody help me clarify this
i just now made the online application for tunecard. at the step 5, i use fpx as my option of payment. My problem is, my stupid firefox browser block the popup from cimbclicks. And i cant find "return to fpx" button. so i just close the window as it. Now i dont know, what if the status, because i didnt see the last step, And when i login to tunemoney and click on tune card, i need to reenter the form, which meant i need to repay..

how? can somebody lead me?

If firefox is blocking, it means it doesnt went thru...

U can retry again or just opt to pay at post office when u collect card.

Else if u still worry, u are welcome to call tunemoney customer service

Thanks, but it happened after the transaction is successful. The RM50 already deducted from my cimb..its only fpx cant updating...that i already made the payment...

This post has been edited by pzo: Jan 22 2008, 11:51 AM

check ur account whether money deducted or not..
If deducted then call tunemoney

stop comparing credit card to a prepaid card. likewise you can't compare a postpaid plan and a prepaid plan. if you want to do a comparison, do it within the context then maybe there's some point to it. a kid under the age of 18 can't get a credit card, get it? nail that in your head if you don't get it.

you don't get charged RM2 when you do it with EON Bank. at least there's an option that's free. if you lazy or don't feel like it then you can use the other options.

that sucks.


freedom is real time. when i buy stuff online i just load it when i need to.

So what do u compare a debit/prepaid card with a credit card?

That's nothing, hard copy history is rm 5 while sales slip retrieval is rm 20, while atm withdrawal is rm 10 at any other atm besides cimb.

But the homepage proclaims aloud, NO HIDDEN FEES!!

What a scam.

Banks and other card companies will tell you the EXACT opposite. Sure win for them.

---

Added on January 22, 2008, 2:42 pmIt's accepted in paypal.com?

This post has been edited by Polaris: Jan 22 2008, 02:42 PM

yup its deducted already..
have emailed them, hope they will resolve this matter soon..
I also doing mistake by refill the form 2nd time, but i choose 2nd option for my payment choice. Because i dont have enough fund left in my cimbclicks. Just to see if my previous application is in the system or not,only after that, no more " apply now" link when clicking at tune card section. Which meant my previous application is not in the system!. Bad come to worst, now the side ask me to make the payment at the bank counter before 22 march. Hope this not making my application more complicate and my Rm50 not waive..

i've been using my tunecard with paypal for the past week. bought like rm500 worth of things from ebay already. very sakit hati..but heyyy..at least my dad won't see the credit card bill!! and yes, it's verified. go find that four numbers in ur transaction history..give it a business day to process i think.


paypal won't charge meh when you withdraw money from ur a/c into your tunecard? haven't tried...(not like i have money to withdraw..only output no input..hehe)

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Added on January 23, 2008, 3:07 ami've also used it to pump petrol a few days back. so far so good. got rejected at The Store while buying groceries though. so..... hopefully it's more stable than i think it is. but if you're concern about online shopping via paypal..what's stopping u? esp if you're a student like me.

This post has been edited by jayelleenelial: Jan 23 2008, 03:07 AM

more to come from tunemoney very soon.. well supposely today..

Personally, the best way to reload is using fpx meps online. Only rm0.50 deducted and u will get the topup asap..
my previous prob already solve =]

hurm. i login to tunemoney today. no more "activate now" link. only a statement ask me to call customer services for assistant. what happened? i dont have fix line. 2 emails i send past 2 day still got no rply.

Children can soon go cashless with debit card

KUALA LUMPUR: A few weeks from now, children as young as 12 will be able to swipe a debit card and leave their cash at home.

Tune Money Sdn Bhd chief executive officer Tengku Zafrul Aziz said applications for the prepaid Visa Tune Card would be made available for children aged 12 to 18 years.

The Tune Card is a debit card that gives instant online approval with no credit check and allows for cash withdrawals at ATMs worldwide. The annual fee is RM9.99.

Currently, credit cards are allowed only for those aged 18 and above.

Tengku Zafrul said: "Children can buy things for themselves and it will be easier for parents to transfer money to their children. They won't have to give them so much cash.

"This way, parents will be able to easily monitor and control their children's spending, as every transaction will be recorded."

"We believe there is a niche market, especially for parents who have teenage children studying overseas," he said.

The complete details on the Tune Card for teenagers will be announced on Feb 1.

URL: http://thestar.com.my/news/story.asp?file=...8588&sec=nation

heh.. which also imply more underage roaming shopping complex ! =b

This post has been edited by pzo: Jan 25 2008, 11:21 AM

To all TuneCard holders, I have a question.

After completing the payment for applying TuneCard, how do you know that the card already arrived at your preferred Pos Malaysia branch?

And when you come to claim the card, what do you say to the Pos Malaysia teller?

Answers appreciated. Thanks

tune staff will call to so u can collect ur card.
show ur ic to pos messia teller and u need to pay rm3.

The card will arrived at your preffered Pos Malaysia branch after 7 working days as stated in TuneMoney.com. You won't received any confirmation when your card is ready for collection. For collection, go to the Pos Malaysia branch counter and tell the teller that you want to collect your Tune card. It's better you write a note that has your name and tune card reference number on it and pass it to them at first, then the teller will go to the back and look for your card. You will be required to show them your IC too.

---

Added on January 26, 2008, 1:41 amI have problems with my tunecard and i dunno you guys have the same problem with me or not.
I couldn't reload through FPX as the page could't direct me to the bank login page, the page stuck there for 10 mins and after that it told me that the transaction was fail. I had this same problem every time i tried to reload through FPX before and after i got the card in december 2007. I have been trying to send them emails regarding my problem since december 2007 but till now I did not received any single reply from them! But then again I couldn't reach their call center via my cell phone and I don have fixed line phone here that's the problem. So now I couldn't reload my card, couldn't reach them and couldn't use my card. I have not use their service cuz i can't use their service but they have already deducted the annual charge RM 9.99 from my account.

So anyone have Tony Fernandes personal email address? so I can tell him what is actually going on with his company.

This post has been edited by chiyk: Jan 26 2008, 01:41 AM

Thanks..

One more question, when I log in to my TuneMoney account, then click on Tune Card, it states: "Your card is still under process. Please log in again after collecting your card."

The thing is, when I have collected my card, where do I activate it? Because there is no link or option to activate the card in my TuneMoney account page.

its better la if they lower the requirementt..
im under 18 still couldn't get it

anybody try before reload tune card straight away by using maybank2u interbank transfer?

you can get MOL Freedom, as long as you are 12 and above with an I/C or MyKAD

never tried, but i've used MOL Freedom with m2u..instant reload...

u send again one more email la..
keep sending email scold them, complain their service,
then they will call u d..
i face problem to contact them b4.

their service make me afraid to make the 1st payment d
so i choice to not using their card..

Now i will apply Eon bank COmbi master card..(with pay pass function) and the card look very nice,
because i not sure can apply d o not, because the card very new...

o Standard Chartered e-saver master card, also very nice ( just they short off their branch)...

they never reply my email, but they do fix the problem i stated in the email... =]
just give them all the details like ref number and such..

Anyone successful at withdrawing Paypal dollars into the tune card?

where to apply it?
can apply online right?
let says,if i apply today,it need take how long to approve and get the the card?

apply at www.tunemoney.com, u will get it in 7days after successful reload, collect the card at nearby post office..

I just received my Tune Card today, as backup/alternative to my PB Visa Debit Card.
I must say PB Visa Debit Card definitely offers better conversion rates.
I verified my Tune Card Visa for Paypal ($1.95 USD), found out I was charged RM7.33 when I checked my statement online. That translates to 1 USD = RM 3.75. Terrible

This post has been edited by sharpman: Jan 31 2008, 03:10 PM

Is it? then i cant wait to withdraw from paypal to tune card..100usd = RM 375!! hope its work with the same conversion rate..
Rm is strenghten day by day.. current rate is 1usd=3.23 . and its could getting lower.. i wait for the right time to withdraw my paypal money..

edited: nah.. i think its include the currency conversion fee 2-5% from paypal if im not mistaken..because tune card not issued in usd/ international card..

This post has been edited by pzo: Jan 31 2008, 03:38 PM

I tried sending USD 2.00 dollar to my friend thru PayPal using my PB Visa Debit Card, I only got charged RM 6.25 (1 USD = RM 3.26).

Are u saying that PB Visa Debit Card is an international card?

no, i said tunecard is not international card. not sure bout pb visa electron though.. maybe its international because of the word " visa electron"

for paypal -currency conversion fee is 2.5% for card issued others than paypal currency..
for tunemoney - currency conversion fee is +0.5% , dont know which 1 they use though..


ive been charge 1.95usd=Rm7.42 myself..personally i care less bout 1.95 usd charge, the charge will be debit to our paypal account when we making 1st transaction via paypal..

This post has been edited by pzo: Feb 1 2008, 03:33 PM

I think the extra charges is tune card FEE, not a bonus 3.75 exchange rate.

I like to share my experience using Tunemoney.

I paid the deposit via post office. ammount was rm50,

after getting the card and activating it, I saw my balance 50 duducted by 9.99, which is the annual fee. so balance is 40.01. Suddenly after a few days (if not weeks) i checked it again and saw 39.01. I checked the transaction and there was no proof of anything charged Rm1.

Is this the so called hidden charge that they claim they dont have???

i emailed them regarding this issue weeks ago, no answer. and balance is still the same.

yesterday i reloaded using fpx using maybank2u ammounting rm110, flawless transaction. instant update!. looking foward to shop online using paypal - > debit card

i wonder if any of you done this before. what is the exchange rate like?

i cant login to tunemoney today, page doesnt even load!

This post has been edited by manusia80: Feb 12 2008, 02:45 PM

Hello guys, new here - this thread, this forum.

Anyway, I've apply for tunecard as well, pretty smooth except for the 'first name-last name\surname part' (), did my initial reload through CIMB a day later, paid the RM 2 fee, fetched my card from the post office after more than 8 days, paid the RM 3 fee and then activated my card the same day and finally reloaded the card through FPX... And did my first ever online purchase through Amazon.

So intially I have the minimum amount in my account -
Initial amount: RM 40.01 (minus the annual fee - RM 9.99)
Reload: RM 100.00
#Amount: RM 140.01

Online Transaction(Amazon): US$ 20.47 or RM 66.35 (exchange rate approximately US$1 = RM 3.25 that day)

An amount of RM 66.58 (included shipping + the 0.5% tunecard rates) was deducted from my account.

Which leaves me now with a cleared amount of RM 73.43

So, the problem I am facing now is,
1)I couldn't login to my tunecard account (yesterday - like what Manusia80 mentioned above )
2)I can't reload since I can't login to my cimbclicks account through FPX.

This is the error I am getting...

Internet Banking Login error:- RMI Error - Could not find RMIEngine: Connection refused to host: 172.29.16.219; nested exception is: java.net.ConnectException: Connection refused

I've sent emails to CIMB, tunemoney and even MEPS, no respond yet except for a delivery failed because mailbox is full from postmaster@tunemoney...

This sucks since I'm gonna miss the Amazon 50% discount sale... But well, I might be better off saving my money...

Edited:

Problem fixed now, got myself some replies from Mr CEO and the tunemoney team and and looks like it's a glitch with CIMB's internet banking which I have gotten a respond as well.

This post has been edited by thesecond: Feb 13 2008, 05:41 PM

Yup cimbclicks seems to get problem that day, including requesting for tac number.. take me almost 1 hour just to receive the tac number..