Got my card.
Tried to reload but unable to see Credit card option.

If you try to reload less than RM50 or more than Rm10000, can see credit card option. But you will not be able to proceed.

Use bigpay option to pay airasia tickets at airasia app, it showed processing fee.

Change to debit card, it recognize as big prepaid and waived the processing fee. Anyone face this?

Just topped up with MBB Barcelona Rm1000 to maximize the Big points earned

You are right, i neglected this.
Should have reloaded as i use it.

1. Always pay in local currency. Let the CC convert.
2. No fees for Bigpay until further notice
3. More convenient if all your funds are from MYR
4. see above posts

Not recommended to open bank account unless needed. Some banks charge monthly fees if you do not maintain minimum balance.
Last I checked, some famous banks like WellsFargo or Chase need $1000 min or they charge you monthly fee $12. Some Credit Unions don't charge anything and you get a debit card. Some banks charge debit card fees. best to ask the people over there for options.

For cash withdrawal, few options
1. Use bigpay, pay Rm10 each withdrawal.
2. Open Citibank account in Malaysia. Citibank can do withdraw at any Citibank ATMs worldwide for free. But not sure about exchange rate.
3. You can survive without cash in US. Can buy $1 mineral water and pay with card at Walmart, nobody cares.

If you need to buy stuff from US sites that only accept US cards, you can go get those supermarket debit cards. Some charge fees for reload, so best to ask locals, or do your own research

This post has been edited by kaiserreich: May 18 2018, 02:59 PM

Last night I can still pay for stuff and see the balance change.
Not working at all this morning

You can buy from Amazon without the need for CVC/CVV

Probably spyware in your phone/PC?

This post has been edited by kaiserreich: Jun 20 2018, 12:40 PM

BigPay and Amazon not so kawan. Out of 10 tries, maybe can get through 1 or 2 times.

In the end, I gave up and used MBB and eat the exchange rate cost.

Amazon don't accept Paypal.
So still back to square one to use bigpay.

Can probably buy amazon gift cards with paypal via Bigpay I guess.


Paypal is evil. It took me few tries to disable auto conversion.
The menu is so hidden, I can't even recall where it is now.

Friend use Bigpay in US. No issues and got damn good rates. Even better if you combined with those cashback credit cards. Just be sure to charge in foreign currency. Some terminals asks whether you want to charge in RM. Do not do that, ever.

Caution on using AMZ with Bigpay directly. It does not work well. Also got the same issue with UOB YOLO. Some people suggested to buy Amazon gift cards with Paypal to solve the issue. Limitations such as some US website only accept US credit cards still applies.