Why even bother to use TuneCRAP VISA debit card ? There are so many other debit cards on the market now which mind you guys, are waaaaaaaaaaaaaaaaaaaaaaaaaaay better than TuneCRAP VISA debit card. Please please please, be a smart consumer !

How much is the fee for reloading using credit card ?

If you cancel the Air Asia Ezypay Passport MasterCard and you still have some money inside, can you request for a refund on the unused balance ? How do you do it and normally how long does it take to issue the refund ?

Not if the ATM dispenses RM100 bill. If the ATM dispenses RM100 bill, then you can withdraw RM3,000 in a single transaction. RM1,500 limit only applies to ATM that dispenses RM50 bill or smaller.


That's a different limit. For Maybank debit card, you can withdraw up to RM5,000 in a single day. Not sure if the limit is any higher for certain Maybank debit card such as the Premier Wealth debit card.

You can set the daily withdrawal limit for your CIMB Bank debit card to RM10,000/day even if you have a normal CIMB Bank savings account.

No problem. Yes. It is possible. Likewise, most CDM can only accept up to 99 pieces of banknotes in a single transaction but in reality, most CDM (NCR, Diebold and Wincor-Nixdorf) is designed to accept more than that. But a while ago, I came across a CDM that accepts more than 99 banknotes in a single transaction. It's at Standard Chartered if my memory serves me correctly.

Go to HSBC (branch not off-site ATM). Most of their ATM come with a label that states what kind of currency denomination is dispensed by the ATM.

To all of you who are using or intend to use this BigPayMe Prepaid MasterCard overseas or in foreign currency. Kindly take note that the exchange rate you see on the app right after a transaction is posted is NOT the final exchange rate. You may only see the final exchange rate only the status of that particular transaction is changed from “pending” to “settled”.

I just realized when I noticed the balance in my BigPayMe app has been steadily declined over the last few days even though i had not use the card after I came back from overseas last Saturday.

That’s precisely what I suspect too. That those people who got their BigPay blocked or suspended were due to too many ATM cash withdrawals but not many retail purchases using BigPay.

This post has been edited by MilesAndMore: Jun 14 2018, 02:23 PM

Yeah. I will do the same too.

Anyway, over the past one week I had successfully used this BigPay MasterCard at Traveloka, Expedia, Boost, Shopee, Grab. Only at one Swedish travel website (gotogate) that I was unable to complete my payment using BigPay. I decided not to take any risk and proceeded to book my air tickets via Expedia.

For your information, it seems that Expedia is charging “processing fee” for certain airlines ticket purchase using a certain type of credit or charge card such as AMEX. At the final checkout page, a message appeared that I will not be charged any “processing fee” if i make the payment using VISA credit, VISA debit, MasterCard credit or debit MasterCard. I used BigPay Prepaid MasterCard to pay for the tickets. I suppose it falls under debit MasterCard category. The said airline I said Qatar Airways. I had previously bought Cathay Pacific Airways tickets through Expedia but was not charged any extra for making payment using AMEX. So I guess the “processing fee” to be charged is airline specific.

I tried to top-up just minutes ago but failed too.

I still got the full 1% cash back last month though. Cash back is credited in two tranches. 0.1% and then 0.9% the following day.

They have made foray into Hong Kong and South Korea way earlier with little success. End up most of the users in Hong Kong and South Korea are Mainland Chinese citizens. Locals continue to stick to credit card. In duty free shops in downtown Seoul, most Chinese citizens also continue to use Unionpay for payment.

They want to follow the money trail to make sure you guys are not laundering money.

Speaking of BigPay. BigPay seems to be suffering a series of technical issues of late.

To see the trail of money. To make sure you aren’t withdrawing the money and give it to some other people.. But if you do, you should have a proper explanation why you did what you did. Banks are very strict in complying AMLA nowadays.


HSBC has been questioning its customers for multi transfers involving less than a thousand RM. So the move by BigPay is considered peanut.

And to those who claimed BigPay top-up is no longer counted as online transaction for OCBC Titanium MC. Please check your OCBC online transaction history again. It is just OCBC is late in making the adjustment this month.

This post has been edited by MilesAndMore: Jul 18 2018, 01:18 PM

Doesn’t matter. The banks are carrying out checks according to AMLA..

Please check your online banking account again. The adjustment is normally made 1 days after the first cash rebate is credited to your account. But this month the remaining rebate for online transaction is credited 5 days later. And I got the full 1% cash rebate for BigPay transaction too for this month.