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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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fruitie
post May 17 2016, 01:19 AM

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QUOTE(kelvinlzy @ May 16 2016, 11:58 PM)
After seeing the sharing by jkngo2003, I quickly dig out my AA Ezpay Passport from the drawer, as I rarely use the card after applied it for 1 year. Now I would say this card is my general card now. Why? If you fully utilize this card, you can get 5%/5.3%/6% of cashback for ANY type of transaction in the world everyday, depending which card you use to top up with! Right now, I am using UOB Vox card to top up the Ezpay Passport, this means I can use the card for any transaction and get cashback. It works like reloading Touch&Go with your CC, get cash rebate from the CC, and use the Touch&Go card at the places to enjoy the rebate.

So this card will be the ultimate general card as it yield 5-6% rebate for any type of transaction, additional unlimited overseas cashback of 0.5%, zero processing fee when purchasing AirAsia flight tickets, low exchange rate, etc.

And I have reloaded twice today, still able to top up using credit cards. thumbup.gif
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laugh.gif This sounds like a good plan but how to apply this card? I tried the link posted few pages back and doesn't seem to work. laugh.gif
fruitie
post May 17 2016, 01:39 AM

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QUOTE(fly126 @ May 17 2016, 01:32 AM)
Thanks, let me read through the benefits first. biggrin.gif
fruitie
post May 17 2016, 09:56 AM

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I will need to use it on monthly, else there is RM 10 kicks in right?

Regarding the iPay88 thingy, a lot of merchants are using it and I can't remember which merchant, so try at your own risk. I did get back cash back for these transactions, I'm not liable for any misinformation ya. laugh.gif
fruitie
post May 17 2016, 09:59 AM

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QUOTE(vin_ann @ May 17 2016, 09:58 AM)
where RM10 kicks in?
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Oops, I might be dreaming I thought I read about RM 10. laugh.gif
fruitie
post May 17 2016, 10:36 AM

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QUOTE(kelvinlzy @ May 17 2016, 10:30 AM)
1 swipe per month should not be difficult right? Especially this will be your general usage card  smile.gif Otherwise you will be charged RM2.50 (you have already realized instead of RM10), which is cheaper than UOB Vox of RM6.36 biggrin.gif

As for iPay88, previously Groupon was using it as a payment gateway and I believe most of us have gotten the rebate from Vox. Plus the TAC SMS I received is for online purchase (similar to Posonline case), so by theory it is eligible for cashback. If anyone is in doubt, better wait for my confirmation at the end of June, meanwhile those who have PBB VS can go ahead and test out whether it has rebate innocent.gif
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OK la, let me play with it as in how to fully utilize it. Probably just use for PTPTN payment. biggrin.gif
fruitie
post May 17 2016, 11:01 AM

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QUOTE(lwl_80 @ May 17 2016, 10:40 AM)
I can't seem to top-up using credit card for the second time, does this means the credit card topup is exclusive to old customers?
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If this is not solved, I will not apply as well. smile.gif

Anyway, you guys request for physical or virtual card?
fruitie
post May 17 2016, 01:55 PM

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QUOTE(cybpsych @ May 17 2016, 11:03 AM)
same concern too. hmm.gif however, reading the thread, it doesnt happen to specific new or old cardholder.
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Yes, no point of me reloading using my cash. laugh.gif

QUOTE(lwl_80 @ May 17 2016, 11:09 AM)
I applied for physical card.

called them, apparently according to the service center only 1st topup you can use credit card
subsequent topups are only via fpx or cimb atms

no idea how @jkngo2003 did his topup

the only logical explanation i could think of is it is only available for old customers?
just my guess
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I plan to apply for physical cards too but if cannot reload via credit card, I can discard this whole plan. laugh.gif
fruitie
post May 17 2016, 02:16 PM

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QUOTE(cybpsych @ May 17 2016, 02:06 PM)
there must be certain condition(s) to meet...

e.g. <rm50 balance only show cc option? no continuous reload with cc (e.g. reload-use-reload)? etc etc
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Not sure how does it work but if it is so mafan, I will give this a pass too. laugh.gif
Luckily my monthly spending is not high. laugh.gif
fruitie
post May 17 2016, 02:42 PM

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QUOTE(cybpsych @ May 17 2016, 02:41 PM)
perhaps wait to activate first, then see if the cc option available?

if not, then use credit a bit, then try again.

there must be a trigger point to enable the cc option to reload hmm.gif
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I checked through their website but it doesn't have options for CC reload? I only saw FPX...
fruitie
post May 17 2016, 05:58 PM

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QUOTE(muscaa @ May 17 2016, 04:07 PM)
It's ok with the FPX transfer. They won't charge you any service fee for the reload. I have done it using maybank2u
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But cannot use credit card right?
fruitie
post May 18 2016, 01:34 AM

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QUOTE(Sumofwhich @ May 18 2016, 12:36 AM)
I just applied, reload using CC 1st time, card yet to arrive, subsequent reloads cannot be done using CC
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Then, it is useless liao. laugh.gif
fruitie
post May 18 2016, 10:42 PM

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Virtual card is only good for online purchases and auto-debit, if intend to use it to swipe physically still need physical cards, still better than nothing right?

Can anybody with virtual cards try if can reload?
fruitie
post May 18 2016, 10:48 PM

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QUOTE(kawteem @ May 18 2016, 10:47 PM)
Correct.

Maybe someone could try apply v card and see if cc reload available.

As for myself (1 year holder of v card) I can topup using cc without a problem.
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Still I prefer physical cards. laugh.gif I can use it in overseas. Suddenly feel that I have online cash back cards already, really no point of applying this one. laugh.gif
fruitie
post May 20 2016, 07:54 PM

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QUOTE(galaxynote259 @ May 20 2016, 06:23 PM)
user posted image

i can reload via CC for Ezy passport physical card, so if i reload via UOB Vox, im getting 5% cash back?
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Lucky you, yes most likely will get 5% + 0.3%. smile.gif
fruitie
post May 22 2016, 10:23 PM

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You guys are so persistent, I admire. thumbup.gif

I can safely conclude the CC option will not pop up for most of the cases.
fruitie
post May 22 2016, 10:42 PM

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QUOTE(DS3 @ May 22 2016, 10:32 PM)
1. No risk with my main bank account for online or on the phone purchases. No money in, nothing to get out. Just put in what you need for purchases. If someone gets into your account, only a small balance available. NEVER GIVE INFO FROM YOUR MAIN BANK ACCOUNT DEBIT CARD OR CC!!
2. Air Asia tickets and points
3. Reload at CIMB cash deposit machines...just like paying bills or making a cash deposit into a bank account. I think you can even have it direct/online transferred if you have a CIMB bank account.
4. Reliable...even overseas....can use with no worries
5. Small charge for the convenience, but worth it to me! Been using this for around 3-4 years.

Have fun!
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These guys want it to be reloaded with CC and not cash. brows.gif
We can make wonders. biggrin.gif
fruitie
post May 22 2016, 11:23 PM

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QUOTE(alexwsk @ May 22 2016, 11:19 PM)
no pain no gain
just finding a way to finish up my vox 1k quota, even though I've yet to receive the card  laugh.gif  laugh.gif  laugh.gif
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laugh.gif Sorry to sacrifice you. laugh.gif
fruitie
post May 23 2016, 11:37 AM

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QUOTE(DS3 @ May 23 2016, 11:30 AM)
I would be afraid (even if it could be done) to link this to a CC. You need barriers these days in the automated world.  bruce.gif

AI is coming!!!  sad.gif
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Erm. I have no comments because this is CC section. sweat.gif
You need to know how to be careful with your cards.
fruitie
post May 23 2016, 04:14 PM

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QUOTE(freedomangel @ May 23 2016, 04:13 PM)
last month i reload 2 times into ezpay prepaid using credit card, no problem. today i reload again into ezpay, no problem using credit card. payment gateway is mobile88.
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Lucky for you, when did you have the card? Virtual or physical card?
First reload using credit card?
fruitie
post May 23 2016, 04:18 PM

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QUOTE(freedomangel @ May 23 2016, 04:17 PM)
Physical card (red & black color). Apply in April 2015. Reloaded 7 times already. All using credit card. My account dont have CIMB Click for me to reload. Only FPX and VISA/ MC to reload.
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Looks like old cardholders will have this, new cardholders no more...

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