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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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kelvinlzy
post May 16 2016, 11:58 PM

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After seeing the sharing by jkngo2003, I quickly dig out my AA Ezpay Passport from the drawer, as I rarely use the card after applied it for 1 year. Now I would say this card is my general card now. Why? If you fully utilize this card, you can get 5%/5.3%/6% of cashback for ANY type of transaction in the world everyday, depending which card you use to top up with! Right now, I am using UOB Vox card to top up the Ezpay Passport, this means I can use the card for any transaction and get cashback. It works like reloading Touch&Go with your CC, get cash rebate from the CC, and use the Touch&Go card at the places to enjoy the rebate.

So this card will be the ultimate general card as it yield 5-6% rebate for any type of transaction, additional unlimited overseas cashback of 0.5%, zero processing fee when purchasing AirAsia flight tickets, low exchange rate, etc.

And I have reloaded twice today, still able to top up using credit cards. thumbup.gif
kelvinlzy
post May 17 2016, 12:23 AM

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QUOTE(leo_kiatez @ May 17 2016, 12:14 AM)
That's why we are keep on asking much question here to Shifu jkngo2003.hehe.But how come ours top up via credit card is missing after done 1st time top up? Do u top up before the card was sent to u initially? How long they took to sent u d card?
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Nope I topped up the card after it arrived. I topped up using CIMB AirAsia Savers account as it is free. After 1 year, I logged in and saw the option of reloading using credit card. So far the option still appears. Two weeks I guessed, couldn't recall.

This post has been edited by kelvinlzy: May 17 2016, 12:24 AM
kelvinlzy
post May 17 2016, 12:43 AM

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QUOTE(leo_kiatez @ May 17 2016, 12:29 AM)
U 1 year nvr use.. Got monthly fees charged for no transaction on this card rite?
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Yup. Of course I finished the balance first before dumping it into the drawer. The funny thing is, when I logged in after 1 year, I got RM2.50 inside. So I went to check my transaction history for the past 3 months. To my surprise, there was a transaction stated "Card adjustment" and RM5 credited. Then they deducted RM2.50 for inactive card service fee. It is like they credited that RM5 just to be deducted from my account. lol.gif
kelvinlzy
post May 17 2016, 01:08 AM

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QUOTE(kawteem @ May 17 2016, 12:56 AM)
Definitely a good prospect for general usage. Have you tried topping up using Vox and gotten the rebate? The payment gateway is ipay88 and Tune Money (EC) will be seen in the bill, right?
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I just tried this today, but fruitie confirmed that ipay88 is entitled for rebate. Yes it will appeared as Tune Money (EC) on the statement. The SMS received from Vox is "..Your OTC is xxxxxx for your online purchase", which based on my experience, instantly tell you that it is entitled for 5.3% rebate.

QUOTE(fruitie @ May 16 2016, 01:35 PM)
Yes, iPay88 is online gateway, I get cash back for my VOX and CIMB CR.
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kelvinlzy
post May 17 2016, 10:30 AM

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QUOTE(fruitie @ May 17 2016, 09:56 AM)
I will need to use it on monthly, else there is RM 10 kicks in right?

Regarding the iPay88 thingy, a lot of merchants are using it and I can't remember which merchant, so try at your own risk. I did get back cash back for these transactions, I'm not liable for any misinformation ya. laugh.gif
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1 swipe per month should not be difficult right? Especially this will be your general usage card smile.gif Otherwise you will be charged RM2.50 (you have already realized instead of RM10), which is cheaper than UOB Vox of RM6.36 biggrin.gif

As for iPay88, previously Groupon was using it as a payment gateway and I believe most of us have gotten the rebate from Vox. Plus the TAC SMS I received is for online purchase (similar to Posonline case), so by theory it is eligible for cashback. If anyone is in doubt, better wait for my confirmation at the end of June, meanwhile those who have PBB VS can go ahead and test out whether it has rebate innocent.gif

kelvinlzy
post May 17 2016, 10:37 AM

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QUOTE(vin_ann @ May 17 2016, 09:45 AM)
Read GenXGenY fb post and it lead me to here... u being mentioned in his latest blog...  laugh.gif 
this thread shld rename to AA Ezpay ??? 

let us know ur comment after read through....  notworthy.gif
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You mean me right? blush_ani.gif

This card is suitable for any spending, local or overseas, combo with probably 5.3% to 6% rebate for any transaction locally and extra 0.5% unlimited cashback overseas. If you are overseas heavy spender (>RM20,000 in foreign currency in a year), you will get another extra RM100 cashback. So far I am not sure what is their so-called "low exchange rate" and "lock in best Forex rate" yet, anyone who tried can update here. Additionally, you get zero processing fee when purchasing AA flight tickets and stuffs. And with 1 swipe per month, it is virtually free for life. Your credit limit is RM10,000 and it comes with 2 forms, physical card and virtual card. Go for the physical card, for obvious reason biggrin.gif
kelvinlzy
post May 17 2016, 10:38 AM

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QUOTE(fruitie @ May 17 2016, 10:36 AM)
OK la, let me play with it as in how to fully utilize it. Probably just use for PTPTN payment. biggrin.gif
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Yeah, now I need to switch all my auto debits to this card, after Aeon Watami case, again...lol
kelvinlzy
post May 17 2016, 10:56 AM

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QUOTE(cybpsych @ May 17 2016, 10:43 AM)
pbb vs should be eligible for 6% online transaction too since ipay88-linked merchants are eligible smile.gif

so far, only uob vox and pbb vs is safe. aeon big cc and cimb cr not.
good for all kinds of insurance or any auto-debit too.

uob vox gonna be a huge hit  biggrin.gif
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Superb, 5.3%-6% of general rebate.

Guys, enjoy while it lasts ya..just treat this as a bonus, it should have never existed in the first place tongue.gif
kelvinlzy
post May 31 2016, 11:01 AM

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QUOTE(bjax22 @ May 31 2016, 10:59 AM)
Fortunately I only reload RM50 to test it out. Indeed only entitled 0.2% for CIMB CB.
This card is good for CC that gives rebate for mobile payment.
Or a place to hit your CC spending target while keeping your cash.

Anyone know what is the minimum amount need to keep in the card?
Can straight away use up all RM50?
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Yes you can used up all the balance in the card.
kelvinlzy
post May 31 2016, 11:32 AM

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QUOTE(kelvintt @ May 31 2016, 11:30 AM)
If the transaction is under mobile bill, means it shouldn't entitle for 5% cash back by VOX coz VOX doesn't give 5% cash back for bill payments.
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We all received cash back for bill payments using Vox, if you used the right channel wink.gif
kelvinlzy
post May 31 2016, 11:57 AM

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QUOTE(kelvintt @ May 31 2016, 11:40 AM)
Wooh, including this Tune Money too?
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Nobody can confirm for Tune Money yet, but for TNB, Astro, Unifi, Cukai Tanah etc, you may head to UOB thread for more info https://forum.lowyat.net/topic/3842474
kelvinlzy
post Jun 30 2016, 10:08 PM

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QUOTE(cklimm @ Jun 30 2016, 10:04 PM)
No more new ezypay cards July onwards,
source:

https://www.airasiaezpay.com/
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Good move, this is to prevent people like me to apply multiple cards and top up with credit card for the first time tongue.gif
kelvinlzy
post Jul 3 2016, 12:29 AM

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QUOTE(LEHUANAN @ Jul 2 2016, 10:05 PM)
[CODE]kelvinlzy just wonder if you still can top up with cc after the "loophole" is fixed?
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What makes you think I can still top up? Lol..I did apply for another card and managed to top up one final time, so now I am clearing the balance.
kelvinlzy
post Jul 3 2016, 12:18 PM

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QUOTE(alexwsk @ Jul 3 2016, 12:15 PM)
so now no one can reload using cc anymore?
including those that do not rely on the "backdoor" way such as jkngo2003
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Confirmed all cannot. Even use the bypass trick nothing popped out.
kelvinlzy
post Jul 4 2016, 08:03 AM

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QUOTE(LEHUANAN @ Jul 4 2016, 12:48 AM)
i saw your previous post: Post #317
i don't know how to quote the previous post here.

As i can top up before the loophole is fixed, thus wondering if u still can do so after the loophole is fixed
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I asked a few of the old cardholders, all of them cannot top up via CC. So too bad then. Just spend all the balance and do check back occasionally in case they reopen the CC option.
kelvinlzy
post Jul 5 2016, 10:53 AM

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QUOTE(kremlin @ Jul 5 2016, 10:35 AM)
What happen if it reaches rm0.00.. will they still change rm2.50 monthly fee?
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For my case last year, they did credit adjustment RM5 into my account then minus RM2.50 monthly fee. When I found out that, I spent the remaining RM2.50 as well laugh.gif
kelvinlzy
post Jul 5 2016, 07:22 PM

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QUOTE(galaxynote259 @ Jul 5 2016, 04:57 PM)
how to spend RM 2.5?what was the purchase?
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I swiped at Tesco, forgot what it was.
kelvinlzy
post Jul 7 2016, 11:17 PM

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QUOTE(kremlin @ Jul 7 2016, 10:53 PM)
hahaha.. cheeky. how u spend that 2.5?
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QUOTE(kelvinlzy @ Jul 5 2016, 07:22 PM)
I swiped at Tesco, forgot what it was.
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kelvinlzy
post Jul 16 2016, 01:43 PM

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QUOTE(tuanlam417 @ Jul 16 2016, 01:30 PM)
its not accepting new card application anymore starting 1st july

click here to see the announcement
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Still can apply Big Prepare Mastercard https://www.bigprepaid.com/cards/big-prepai...tercard-plastic
kelvinlzy
post Jul 16 2016, 04:38 PM

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QUOTE(tuanlam417 @ Jul 16 2016, 02:04 PM)
not useful since cant reload with cc  its attractive only if we can top up with cc and earn cash rebate right  blink.gif
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You can try to apply then try to top up using credit card, see if can or not, even if can, you can only do it once.

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